All bills are paid off and caught up.

being debt free is a good reason to smile! thanks to Dave Ramsey's financial peace university, I am on the way to financial freedom! credit card debt is all paid off, student loans are next!!

It's been incredibly freeing to live without the extra burden of monthly payments for things we've already purchased. I'd even venture to say that it's one of the reasons we are able to live on my husband's teacher's salary. This is our story to debt-free living.

Correct me if I’m wrong, but I’m pretty sure the collective millennial dream is to fully pay off their personal debt before they die. It’s a simple dream but is it an attainable one? As of March 2019, the New York Federal Reserve said millennials have accumulated over one trillion dollars in debt.

Avoiding credit card debt and letting your bills pile up will only make the issue worse. The good news is, there are several steps you can take to save money on interest charges and get out of credit card debt a whole lot faster.