“We find a substantial increase in bankruptcy rates, debt collections, debt consolidation loans, and auto loan delinquencies” in those states, they wrote, consonant with an increase in excessive debt among players.

All of the infrastructure "we know helps reduce crime and delinquency" that had been "basically turned off at the spout are now turned back on."

Credit scores and delinquencies, she said, “consistently worsen over time as diagnosis approaches, and so it literally mirrors the changes in cognitive decline that we’re observing.”

The earlier Silent and Greatest generations had even lower delinquency rates.

Retailers are also seeing higher delinquency rates in their credit card businesses.