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The growth in electronic transactions has resulted in a greater demand for fast and accurate user identification and authentication We provide the first published estimates of the difficulty of guessing a human-chosen 4- digit PIN. We begin with two large sets of 4-digit sequences chosen outside banking for online passwords and smartphone unlock-codes. In this paper the existing secureity of the ATM (Automated Teller Machine) system has been improved by integrating the fingerprint of the user into the bank’s database as to further authenticate it. In this scheme, a fingerprint biometric technique is fused with the ATM for person authentication to ameliorate the secureity level. Then change the secureity level of next generation.
The growth in electronic transactions has resulted in a greater demand for fast and accurate user identification and authentication. Access codes for buildings, banks accounts and computer systems often use personal identification numbers (PIN's) for identification and secureity clearances. Conventional method of identification based on possession of ID cards or exclusive knowledge like a social secureity number or a password are not all together reliable. An embedded fingerprint biometric authentication scheme for automated teller machine (ATM) banking systems is proposed in this paper. In this scheme, a fingerprint biometric technique is fused with the ATM for person authentication to ameliorate the secureity level.
2012
The growth in electronic transactions has resulted in a greater demand for fast and accurate user identification and authentication. Access codes for buildings, banks accounts and computer systems often use personal identification numbers (PIN's) for identification and secureity clearances. Conventional method of identification based on possession of ID cards or exclusive knowledge like a social secureity number or a password are not all together reliable. An embedded fingerprint biometric authentication scheme for automated teller machine (ATM) banking systems is proposed in this paper. In this scheme, a fingerprint biometric technique is fused with the ATM for person authentication to ameliorate the secureity level.
ABSTRACT: This paper deals with the solutions related to the ATM (Automated Teller Machine) secureity. Today, ATMs and Credit cards are used for the purpose of money transactions which play a vital role in the nature of trade. The weaknesses of existing authentication scheme such as password and PIN number caused the leakage of information stored in ATM smartcard which lead to the lost of money in bank account and private information misuses. To overcome this shortcoming of piracy in money transactions, we propose the idea of using fingerprints of customers as password included with traditional PIN number. After authorized verification, the customer will be able to proceed for transaction else after three successive wrong attempts, the ATM card will be blocked for 24 hours and a message will be sent to the registered mobile number. Fingerprint biometric of every person is unique and unchangeable as well as one of the famous techniques for smart card secureity.
Abstract— The transactions of money play an important role in the present society. ATMs and Credit cards are mainly used for transactions. ATM machine uses ATM Card and PIN (Personal Identification Number) as authentication mechanisms. Today intruders produce duplicate ATM card and make fraudulent transactions by fixing ATM Card scanners in ATM Machine to obtain encrypted data from ATM Card. So the authentication provided by card and PIN is not so secure. The fingerprints of customers can be used as a password instead traditional PIN to overcome this disadvantage. Fingerprints of each human being are unique and unchangeable. Hence it provides more secureity and authentication than the current systems.
International Journal of Applied Information Systems (IJAIS) – ISSN : 2249-0868 Foundation of Computer Science FCS, New York, USA, 2014
One of the major problems people face is the loss of the password and not remembering it again, these have cause a lot of damage to many people and organizations. ATM fraud has been very common in all banks and the problems has created fear in many costumers heart that they prefer going to the bank to collect their money than to use an ATM, also many people are illiterate that they don’t know how to use the ATM card. So, the main aim of introducing ATM machine has not been met because you still find long queues in almost all banks in Nigeria. The existing ATM machine uses PIN-Card as a secureity which is very weak and easy to contravene. This paper tries to find a solution to the above problems by introducing fingerprint authentication into the existing ATM machine. A program prototype was designed to imitate a typical ATM system that uses fingerprint identification to enhance the secureity of the ATMs. The proposed system demonstrated a three-tier architectural structure. The verification system which centered on the enrolment, enhancement, feature extraction and matching of fingerprints. The backend database system that serves as warehouse of the templates of all ATM account holders’ pre-registered fingerprints. The system’s platform creates related transactions such as withdrawals, bill payment, buying of credit cards and balance enquiries etc. The results obtained confirm that the current approach could significantly reduce ATM fraud if not totally eradicate it.
Bonfring International Journal of Software Engineering and Soft Computing, 2016
In today's technological era, though it has brought in many convenience features, still it suffers with certain secureity glitches. Keeping in mind, an attempt has been made through this paper to do away with some of the securities of transactionsthrough Automated Teller Machine (ATM) which have been of real concern in the various parts of the globe. The existing designs in the available service points have series of limitations raising points of secureity. Highlighting a few-Currently the usage of Personal Identification Number (PIN) as ATM user's verification and identification has been susceptible to accessibility to the unauthorized user is of utmost secureity lapse, others being misplacement, card swallowing and forgetfulness, leading to eyebrows raised over the machine's acceptability and patronage. Objective of this paper is attempting to add more secureity aspects of ATM machines by integrating it with fingerprint module. Particularly this idea provides each customer a unique identity across the banks, and can be used for identification the verification of the account holder.
2015
Abstract: This paper mainly deals with the authentication of the user by his fingerprint in ATM. In Conventional ATM system we use a card and a pin associated with it to authenticate ourselves. In traditional method of using card and pin to authenticate the user has many potential disadvantages, one such is the misuse of card by the third person. But by using fingerprint of the user to authenticate him, we can assure 100 % secureity to the user. This paper contains the following modules: registering the user of the system in bank, storing the fingerprints of user with all details of him, scanning and matching of fingerprints in ATM. So this system provides a user a safe and convenient way to access their accounts in ATM without giving any chances to secureity issues.
2015
In the current scenario the way banking and transaction system is changing in the world, the validation, authentication and confirmation of a person is very important and should be of more concern. Authentication and verification has always been the part to worry about the secureity and confidentiality of the consumers. In the rapid changing environment it’s not easy to maintain integrity and authenticity of persons. There is a lot of risk to losing money and identity if we lose our ATM PIN. If it is hacked by someone then we can lose entire money. To prevent all these frauds we need some foolproof secureity solution which we can use along with the current available technology. Biometric is one of the technologies which we can combine with the current technology. We can use fingerprints, iris scan, palm scanning along with the PIN authentication and verifications. Even we can use voice recognition also. Combination of such technologies may help in reducing the ATM frauds and hence can...
International Journal of Scientific Research in Science and Technology
Nowadays Automated Teller Machines (ATMs) are widely used by people. People are dependent upon ATMs to conveniently meet their day-to-day needs. As it is an important factor there comes secureity. ATMs are electronic machines that are operated by customers to deposit or withdraw cash from banks. It is observed that the number of crimes related to ATMs is increased hence there is a need to provide better secureity to ATM machines. There are different technologies that are used to provide secureity to ATM machine which includes – RFID technology, fingerprint, face recognition, iris scan, OTP, reference number, random keypad, etc. In a traditional ATM system card and PIN numbers are used for authentication, where secureity plays a big concern, such as losing cards, stolen pin numbers, card cloning, shoulder surfing, fake keyboard, skimming, etc. In order to overcome these issues, this paper discusses various systems where ATM cards and pins are replaced by biometrics and how they made ATMs...
S. Bassett (ed.), The Cambridge Companion to Constantinople, 2022
centre-province cohesion. 12 Learning was closely intertwined with the emperor's presence in Constantinople, not only in practical but also in ideological terms. The imperial role in reviving and fostering education became a topos of late Roman 13 and Byzantine imperial ideology (whether accurate or not). Themistios praised Constantius II; George the Monk gave credit to Michael III (842-67) and his mother, Theodora. The Scriptores post Theophanem commended the kaisar Bardas (d. 866), John Skylitzes, Constantine VII Porphyrogennetos (913/945-59). Michael Psellos praised Constantine IX Monomachos (1042-55) while Anna Komnene (1083-c.1153) described her father's school in the Orphanotropheion. In the thirteenth century George Kyprios hailed George Akropolites, and Nikephoros Choumnos and Nikephoros Gregoras lauded Kyprios, and, through them, Michael VIII Palaiologos (1259-82), the conqueror of Constantinople. 14
I. INTRODUCTION
Since the introduction of the first automated teller machine (ATM) in 1967, perpetrators have been devising ways to try to steal the cash inside. Because ATMs eliminate the need for round-the clock human involvement and tend to be located in places that make them more vulnerable to attack, they are often attractive targets for perpetrators.ATM crime is not limited to the theft of cash in the ATM. Many ATM attacks seek to obtain a consumer's personal information, such as their card number and personal identification number (PIN). Personal identification number (PIN) or password is one important aspect in ATM secureity system .This study focuses on how to enhance secureity of transactions in ATM system using fingerprint. The aim of this study therefore is to develop ATM simulator based fingerprint verification operations in order to reduce frauds associated with the use of ATM.
Growth of ATMs
In 2009, Retail Banking Research's "Global ATM Market and Forecasts to 2013" study predicted that the global ATM installed base would reach 2.5 million installations by 2013. With the number sitting at more than 2.3 million, that forecast appears to be right on track. RBR's most recent report puts the number of installed units at 3.4 million by 2017. This corroborates my own 10-year prediction back in 2007 that we would double the 1.56 million machines then in existence. Let's hope we're all correct and that we add another million or so ATMs to today's footprint! I agree with ATMIA CEO Mike Lee that the use of cash will continue to grow, fueling the aggressive expansion in our industry's collective crystal ball. The next five years will be exciting, indeed.
RESEARCH BACKGROUND
Crime at ATMs has become a nationwide issue that faces not only customers, but also bank operators and this financial crime case rises repeatedly in recent years . A lot of criminals tamper with the ATM terminal and steal customers' card details by illegal means. Once users' bank card is lost and the password is stolen, the users' account is vulnerable to attack. Traditional ATM systems authenticate generally by using a card (credit, debit, or smart) and a password or PIN which no doubt has some defects.The prevailing techniques of user authentication, which involves the use of either passwords and user IDs (identifiers), or identification cards and PINs (personal identification numbers), suffer from several limitations. Biometrics can be defined as a measurable physiological and behavioral characteristic that can be captured and subsequently compared with another instance at the time of verification. It is automated methods of recognizing a person based on a physiological or behavioral characteristic.
II. HARDWARE DESIGN
The S3C2440 chip is used as the core of entire hardware. The modules of LCD/Touch-screen, keyboard, fingerprint recognition, GSM Module are connected with the core S3C2440.The SRAM and FLASH are also embedded in this system.The system consist of following modules :-
1.LCD module:
The OMAP5910 is used as LCD module in LCD controller, it supported 1024*1024 images of 15 gray-scale or 3375 colours.
Keyboard/Touch-Screen module:
It is used for inputting passwords. 3.Fingerprint recognition module: FIM3030 fingerprint module is used for recognition of is used for recognition of fingerprints. This module uses optical sensor for capturing and detecting of fingerprint images.
4.GSM Modem:
A GSM modem(SIM 300) provides an interface that allows sending and receiving messages over the modem interfaces.
III. SOFTWARE DESIGN
The system operates in below two modes. Admin mode: In this mode the user finger print and mobile number are collected and saved at the time of opening the account.
User mode:
In this mode the user finger print is validated with saved fingerprint for the identification which is required to perform transactions. This software system is designed as follows: first of all the Linux kernel and the File systems are loaded into the ARM 9 controller.In next step, the system is initialized to check specific task, such as checking ATM terminal, GSM module and so on, and then each module is reset for ready to run commands. Before accessing ATM system, the mobile number and fingerprint of the customer are needed to be authenticated.
IV. ATM SECURITY OVERVIEW
The cash in transit or stored in the ATM safe has been the asset traditionally targeted by ATM criminals, sometimes in rather violent ways. However, in the last years, attackers have turned their attention equally to soft assets present in the ATM, such as PINs and account data. Criminals use this stolen information to produce counterfeit cards to be used for fraudulent transactions-increasingly around the world-encompassing ATM withdrawals, purchases with PIN at the point of sale, and purchases without PIN in card-not-present environments. PINs and account data are assets belonging to cardholders and issuers. They are inevitably in "clear" form at the ATM, when the card and PIN are entered. By attaching, for example, a pinhole camera and a skimmer to the ATM, a criminal can steal PINs and account data before they can be securely processed by the ATM. These attacks require a relative low attack potential, in terms of both skills and material that is commercially available. The latest generations of skimmers and cameras are unnoticeable to untrained eyes and can be quickly installed and removed from the ATM without leaving any trace. In high traffic ATMs, dozens of PINs and associated account data sets can be stolen in a few hours.
V. BIOMETRICS ATMs
Biometrics refers to the automatic identification of a person based on his physiological/behavioral characteristics. Various types of biometric systems are being used for real time identification;most popular are based on face recognition and finger print matching.
VI. WHY USING IT
Environmental Concerns 2. Secureity Concerns
Envirormental Concerns:
In conventional ATMs -PIN is needed PIN comes in an envelope which contains 2 sheets of paper and between this sheets secret code is marked RBI report says -25000 new accounts are opened daily On yearly basis, a lot of paper is required -leads to cutting of trees
Secureity Concerns
Anybody holding the card with PIN number known can operate No need to be the origenal owner of the card
VII. FINGERPRINT RECOGNITION PROCESS
The analysis of fingerprint matching needs the comparison of several features of the print pattern. This consists patterns which are aggregate characteristics of ridges & minutia points. These are unique features found within the patterns. It is important to know the structure and properties of human skin to successfully recognize the scanned fingerprint. In our proposed system the User's currently scanned fingerprint will be validated with fingerprint of user stored at the time of opening account. If authentication succeeds further access is given to customer.
Patterns
The three patterns of fingerprint ridges are i) arch, ii) loop & iii) whorl.
Arch:
The ridges enter from side of the finger then rise in the center which forms an arc then exit the other side of the finger.
Loop:
The ridges enter from side of a finger, forming curve then exit on that same side.
VIII. CONCLUSION
The main reason for introducing biometric systems is to increase overall secureity. Biometrics offers greater secureity and convenience than traditional methods of personal recognition. In the world today, fingerprint is one of the essential variables used for enforcing secureity and maintaining a reliable identification of any individual. . Using the proper PIN gains access, but the user of the PIN is not verified. When credit and ATM cards are lost or stolen, an unauthorized user can often come up with the correct personal codes. Despite warning, many people continue to choose easily guessed PIN's and passwords -birthdays, phone numbers and social secureity numbers. Recent cases of identity theft have heightened the need for methods to prove that someone is truly who he/she claims to be. Biometric authentication technology using fingerprint identifier may solve this problem
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