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07 Save Money with Interest | Meet Your Savings Goals | PayPal US

Earn interest with PayPal Savings

4.10% APY¹ with PayPal Savings.

That’s 9x the national average.1 Sign up for a PayPal Savings account today. It’s free to set up. And there are no minimums.

Mother and child holding hands

Savings made simple

It’s cash on your cash back

All that cash back you’re earning with PayPal? Roll it into PayPal Savings and watch it grow.

No minimums, no fees

Save a little or a lot. You decide. And you don’t have to worry about getting hit with hidden fees.

Manage it all in the app

Transfer money, track your goals, and access smart savings tips.

Set goals

Create as many goals as you like. Add money whenever you want. Or do it automatically every week or two. And track your progress in the app.

It’s easier than you think

Transfer money from your PayPal balance, bank account, or debit card. And you can set up auto-save to make life easier.

Start saving today

Frequently asked questions

Find more ways to manage your money

All in

the new

PayPal app

It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.









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