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Yang, D. and H. Choi (2007). Are remittances insurance? Evidence from rainfall shocks in the Philippines. The World Bank Economic Review 21(2): 219-248. TABLE 1 - Characteristics of migrants Variables All migrants Agea 29.04 (9.51) Maleb 68.3 Marriedb 44.9 Kyrgyzb 71.1 Uzbekb 21.1 Russianb 1.7 Other ethnicityb 6.1 Basic education or belowb 9.7 Secondary educationb 76.8 University degreeb 13.5 In Russiab 91.9 In Kazakhstanb In another countryb 2.1 Comes from the South of Kyrgyzstanb 84.7 Comes from rural areab 69.9 Works in construction sectorb 40.2 Works in trade and repairb 23.1 Works in hotels and restaurantsb 10.7 Works in another sectorb Frequency of remittances in the last yeara 5.5 (3.24) Amount of remittancesa,c (in Kyrgyz Soms) 54,055 (51,370) N 712 Source: Authors’ illustration based on LIK survey data.