Technology, Opportunity & Access: Understanding Financial Inclusion in the U.S

Nathaniel Karp and Boyd Nash-Stacey

No 1525, Working Papers from BBVA Bank, Economic Research Department

Abstract: Although the U.S. is regarded as having a well-developed and deep financial system, financial inclusion continues to be a challenge for many communities and households. Using four databases with over 4 million data points and a PCA methodology, we developed the FIMI for 251 Metropolitan Statistical Areas, to help us identify the main determinants behind financial inclusion

Keywords: Banks; Digital economy; Economic Analysis; Financial Inclusion; Financial regulation; Regional Analysis; Research; USA; Working Paper (search for similar items in EconPapers)
JEL-codes: D1 D6 G21 I3 O16 R10 R20 (search for similar items in EconPapers)
Pages: 70 pages
Date: 2015-07
New Economics Papers: this item is included in nep-ict
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Citations: View citations in EconPapers (7)

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Persistent link: https://EconPapers.repec.org/RePEc:bbv:wpaper:1525

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