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Trim your holiday spending, firm up your savings, work out your gift giving and get your investing in top shape — just in time for the festive season.

Jeremy R. asks: Why did America stop using the gold standard? To begin with, if you’re not familiar, “the gold standard” is a monetary standard where the basic unit of currency is gold. Of course, this doesn’t necessarily mean that gold is directly used in the transaction (though, it could be and that is known as a pure gold standard). [...]

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