JUNE

Sunday Monday 30 2 3 4 5 6 7 1 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29

With the Compliments of:

Tuesday Wednesday Thursday Friday Saturday

September 2012

INLAND REVENUE DIVISION

BOARD OF INLAND REVENUE

TAX

CALENDAR
2013

3 This Tax Calendar serves as a reminder, to both the Self-employed Person and Corporations, of the dates that payments and other information are due.

MISSION STATEMENT
To foster and promote voluntary compliance with the Tax Laws and Regulations by:
Providing quality customer service and education. Improving our employees wellbeing, knowledge and skills. Enforcing the Tax Laws effectively and efficiently in an environment of integrity, fairness and mutual respect.

Payments can be made at any District Revenue Office; Trinidad House, POS; South Regional Office- Cipero St S/Fdo; East Regional Office- Prince St, Arima and Tobago Regional Office-Sangsters Hill, Tgo.

2013 Calendar
January 2013
Su Mo Tu We Th 1 2 3 6 7 8 9 10 13 14 15 16 17 20 21 22 23 24 27 28 29 30 31 Fr 4 11 18 25 Sa 5 12 19 26

February 2013
Su Mo Tu We Th 3 10 17 24 4 11 18 25 5 12 19 26 6 13 20 27 7 14 21 28 Fr 1 8 15 22 Sa 2 9 16 23 Su 31 3 10 17 24

March 2013
Mo Tu We Th 4 11 18 25 5 12 19 26 6 13 20 27 7 14 21 28 Fr 1 8 15 22 29 Sa 2 9 16 23 30 Su Mo 1 7 8 14 15 21 22 28 29

April 2013
Tu 2 9 16 23 30 We 3 10 17 24 Th Fr Sa 4 5 6 11 12 13 18 19 20 25 26 27

May 2013
Su Mo Tu We 1 5 6 7 8 12 13 14 15 19 20 21 22 26 27 28 29 Th 2 9 16 23 30 Fr 3 10 17 24 31 Sa 4 11 18 25 Su 30 2 9 16 23

June 2013
Mo Tu We Th 3 10 17 24 4 11 18 25 5 12 19 26 6 13 20 27 Fr 7 14 21 28 Sa 1 8 15 22 29 Su Mo 1 7 8 14 15 21 22 28 29

July 2013
Tu 2 9 16 23 30 We 3 10 17 24 31 Th Fr 4 5 11 12 18 19 25 26 Sa 6 13 20 27

August 2013
Su Mo Tu We Th Fr Sa 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

September 2013
Su Mo Tu We Th Fr Sa 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 * Shaded Boxes Public Holidays Eid Ul Fitr & Divali to be announced

October 2013
Su Mo Tu We Th 1 2 3 6 7 8 9 10 13 14 15 16 17 20 21 22 23 24 27 28 29 30 31 Fr 4 11 18 25 Sa 5 12 19 26

November 2013
Su Mo Tu We Th 3 10 17 24 4 11 18 25 5 12 19 26 6 13 20 27 7 14 21 28 Fr 1 8 15 22 29 Sa 2 9 16 23 30 Su 1 8 15 22 29

December 2013
Mo 2 9 16 23 30 Tu 3 10 17 24 31 We 4 11 18 25 Th Fr Sa 5 6 7 12 13 14 19 20 21 26 27 28

6 JANUARY JANAUARY 2013

7 Wednesday 02 Time to start reconciliation of P.A.Y.E. Accounts and preparation of T.D. 4 Certificates and Annual Return of Remuneration for 2012. 13 20 27 Tuesday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of December 2012 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for December 2012 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. QUARTERLY GAMING TAXES Payment of gaming taxes for First Quarter of Income Year 2013. Friday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. Thursday 31 HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of December, 2012 to the Board of Inland Revenue VALUE ADDED TAX Are you registered in CATEGORY A? Then your TAX PERIOD (VAT) ends on the last day of this month.

SUNDAY

MONDAY

14

21

28

TUESDAY

15

22

29

WEDNESDAY

16

23

30

THURSDAY

10

17

24

31

FRIDAY

11

18

25

SATURDAY

12

19

26

8 FEBRUARY FEBRUARY 2013

SUNDAY

10

17

24

Tuesday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of January 2013 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for January 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. Monday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. Thursday 28 HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of January 2013 to the Board of Inland Revenue. VALUE ADDED TAX Are you registered in CATEGORY B? Then your TAX PERIOD (VAT) ends on the last day of this month.

MONDAY

11

18

25

TUESDAY

12

19

26

WEDNESDAY

13

20

27

THURSDAY

14

21

28

FRIDAY

15

22

SATURDAY

16

23

TAX DECLARATION CERTIFICATES (TD4) TD4 Certificates for Income Year 2012 are to be issued to all employees. Employers are to submit the following documents to the Taxpayer Services Section II, Queen & Edward Streets, POS: Copies of TD4 Certificates, Annual Return of Remuneration, Form IT 76 and Form IT 76 Supplementary of benefits provided by the employer to directors and certain employees during 2012.

10 MARCH MARCH 2013

11 Friday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of February 2013 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for February 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. Monday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. *Sunday 31 QUARTERLY INCOME/CORPORATION TAX, HEALTH SURCHARGE, BUSINESS LEVY, GREEN FUND LEVY First quarter payments for 2013 are due and payable. VALUE ADDED TAX Are you registered in CATEGORY A? Then your TAX PERIOD (VAT) ends on the last day of this month. HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of February 2013 to the Board of Inland Revenue. *The Statutory Date, March 31, is a Sunday in 2013. Payments will be accepted on Tuesday, April 02, 2013.

SUNDAY

31

10

17

24

MONDAY

11

18

25

TUESDAY

12

19

26

WEDNESDAY

13

20

27

THURSDAY

14

21

28

FRIDAY

15

22

29

SATURDAY

16

23

30

12 APRIL APRIL 2013

13

SUNDAY

14

21

28

Tuesday 02 First quarter payments for 2013 and Hotel Accommodation Tax due on March 31 will be accepted today. Monday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of March 2013 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for March 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. QUARTERLY GAMING TAXES Payment of gaming taxes for Second Quarter of Income Year 2013. Thursday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. Tuesday 30 VALUE ADDED TAX Are you registered in CATEGORY B? Then your TAX PERIOD (VAT) ends on the last day of this month. HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of March 2013 to the Board of Inland Revenue. Your 2012 Income/Corporation/Partnership/Insurance Tax Returns are due today. Any balance of tax on your Tax Return must be paid today to avoid interest.

MONDAY

15

22

29

TUESDAY

16

23

30

WEDNESDAY

10

17

24

THURSDAY

11

18

25

FRIDAY

12

19

26

SATURDAY

13

20

27

14 MAY MAY 2013

15

SUNDAY

12

19

26

Tuesday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of April 2013 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for April 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. *Saturday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. **Friday 31 VALUE ADDED TAX Are you registered in CATEGORY A? Then your TAX PERIOD (VAT) ends on the last day of this month. HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of April 2013 to the Board of Inland Revenue. * The Statutory Date, May 25 is a Saturday in 2013. Payments will be accepted on Monday May 27, 2013. **The Statutory Date, May 31 is a Public Holiday in 2013. Payments will be accepted on Monday June 03, 2013.

MONDAY

13

20

27

TUESDAY

14

21

28

WEDNESDAY

15

22

29

THURSDAY

16

23

30

FRIDAY

10

17

24

31

SATURDAY

11

18

25

16 JUNE JUNE 2013

17 Monday 03 HOTEL ACCOMMODATION TAX Payment of this tax which was due on May 31 will be accepted today. 9 16 23 *Saturday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of May 2013 deductions to the Board of Inland Revenue.
Remember to submit Monthly PAYE/Health Surcharge Return along with the payment.

SUNDAY

30

MONDAY

10

17

24

TUESDAY

11

18

25

FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for May 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. Tuesday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. **Sunday 30 QUARTERLY INCOME/CORPORATION TAX, HEALTH SURCHARGE, BUSINESS LEVY, GREEN FUND LEVY SECOND quarter payments for 2013 are due and payable. HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of May 2013 to the Board of Inland Revenue. VALUE ADDED TAX Are you registered in CATEGORY B? Then your TAX PERIOD (VAT) ends on the last day of this month. * The Statutory Date, June 15, is a Saturday in 2013. Payments will be accepted on Monday, July 17, 2013. **The Statutory Date, June 30 is a Sunday in 2013. Payments will be accepted on Monday, July 01, 2013.

WEDNESDAY

12

19

26

THURSDAY

13

20

27

FRIDAY

14

21

28

SATURDAY

15

22

29

18 JULY JULY 2013

19

SUNDAY

14

21

28

Monday 01 Second quarter payments for 2013 and Hotel Accommodation Tax due on June 30 will be accepted today. Monday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of June 2013 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for June 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. QUARTERLY GAMING TAXES Payment of Gaming Taxes for Third Quarter of Income Year 2013. Thursday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. Wednesday 31 VALUE ADDED TAX Are you registered in CATEGORY A? Then your TAX PERIOD (VAT) ends on the last day of this month. HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of June 2013 to the Board of Inland Revenue.

MONDAY

15

22

29

TUESDAY

16

23

30

WEDNESDAY

10

17

24

31

THURSDAY

11

18

25

FRIDAY

12

19

26

SATURDAY

13

20

27

20 AUGUST AUGUST 2013

21

SUNDAY

11

18

25

Thursday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of July 2013 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for July 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. *Sunday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. **Saturday 31 VALUE ADDED TAX Are you registered in CATEGORY B? Then your TAX PERIOD (VAT) ends on the last day of this month. HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of July 2013 to the Board of Inland Revenue. *The Statutory Date, August 25, is a Sunday in 2013. Payments will be accepted on Monday, August 26, 2013. **The Statutory Date, August 31, is a Public Holiday. Payments will be accepted on Monday, September 02, 2013.

MONDAY

12

19

26

TUESDAY

13

20

27

WEDNESDAY

14

21

28

THURSDAY

15

22

29

FRIDAY

16

23

30

SATURDAY

10

17

24

31

22
SEPTEMBER

23
Monday 02 HOTEL ACCOMMODATION TAX Payment of this tax which was due on August 31, will be accepted today.

SEPTEMBER 2013

SUNDAY

15

22

29

* Sunday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of August 2013 deductions to the Board of Inland Revenue.
Remember to submit Monthly PAYE/Health Surcharge Return along with the payment.

MONDAY

16

23

30

TUESDAY

10

17

24

FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for August 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. Wednesday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. Monday 30 QUARTERLY INCOME/CORPORATION TAX, HEALTH SURCHARGE, BUSINESS LEVY, GREEN FUND LEVY THIRD quarter payments for 2013 are due and payable. HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of August 2013 to the Board of Inland Revenue. VALUE ADDED TAX Are you registered in CATEGORY A? Then your TAX PERIOD (VAT) ends on the last day of this month. End of Governments Financial Year. All payments are due and payable on or before September 30. CASHIERS UNITS AT ALL OUR OFFICES CLOSE EARLY ON THE ANNOUNCED DATE. *The Statutory Date, September 15, is a Sunday in 2013. Payments will be accepted on Monday, September 16, 2013.

WEDNESDAY

11

18

25

THURSDAY

12

19

26

FRIDAY

13

20

27

SATURDAY

14

21

28

24
OCTOBER

25

OCTOBER 2013

SUNDAY

13

20

27

Tuesday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of September 2013 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for September 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. QUARTERLY GAMING TAXES Payment of gaming taxes for Fourth Quarter of Income Year 2013. Friday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. Thursday 31 HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of September 2013 to the Board of Inland Revenue. VALUE ADDED TAX Are you registered in CATEGORY B? Then your TAX PERIOD (VAT) ends on the last day of this month. FILING 2012 INCOME/CORPORATION TAX RETURN Last day for filing 2012 Tax Returns without having to pay late filing penalty. With effect from November 01, the penalty for every six (6) months or part thereof that the return remains outstanding will apply as follows: PENALTY FORM 500 CORPORATION TAX RETURN With effect from November 01, 2013 - $1,000.00; FORM 400 INCOME TAX RETURN With effect from November 01, 2013 - $100.00.(See Note 2)

MONDAY

14

21

28

TUESDAY

15

22

29

WEDNESDAY

16

23

30

THURSDAY

10

17

24

31

FRIDAY

11

18

25

SATURDAY

12

19

26

26 NOVEMBER NOVEMBER 2013

27

SUNDAY

10

17

24

Friday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of October 2013 deductions to the Board of Inland Revenue. Remember to submit Monthly PAYE/Health Surcharge Return along with the payment. FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for October 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. Monday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. *Saturday 30 HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of October 2013 to the Board of Inland Revenue. VALUE ADDED TAX Are you registered in CATEGORY A? Then your TAX PERIOD (VAT) ends on the last day of this month *The Statutory Date, November 30, is a Saturday in 2013. Payments will be accepted on Monday, December 02, 2013.

MONDAY

11

18

25

TUESDAY

12

19

26

WEDNESDAY

13

20

27

THURSDAY

14

21

28

FRIDAY

15

22

29

SATURDAY

16

23

30

28
DECEMBER

29
Monday 02 HOTEL ACCOMMODATION TAX Payment of this tax which was due on November 30, will be accepted today.

DECEMBER 2013

SUNDAY

15

22

29

*Sunday 15 P.A.Y.E./HEALTH SURCHARGE Remittance of November 2013 deductions to the Board of Inland Revenue.
Remember to submit Monthly PAYE/Health Surcharge Return along with the payment.

MONDAY

16

23

30

TUESDAY

10

17

24

31

FINANCIAL SERVICES AND INSURANCE PREMIUM TAX Amount collected for November 2013 to be remitted to the Board of Inland Revenue together with monthly Financial Services Tax and Insurance Premium Tax Returns. **Wednesday 25 VAT REGISTRANTS Your VAT Return is due and your VAT is due and payable. Late payment results in 8% penalty and interest at the rate of 2% per month or part thereof. Tuesday 31 QUARTERLY INCOME/CORPORATION TAX, HEALTH SURCHARGE, BUSINESS LEVY, GREEN FUND LEVY FOURTH quarter payments for 2013 are due and payable. HAVE YOU PAID LESS THAN YOUR TAX LIABILITY FOR THE YEAR? IF SO, TODAY IS THE LAST DAY FOR PAYING THE DIFFERENCE- Failure to comply results in interest at 20% per annum. (See Note 4) HOTEL ACCOMMODATION TAX Submission of Monthly Hotel Accommodation Tax Return along with Remittance of the 10% tax deduction for the month of November 2013 to the Board of Inland Revenue. VALUE ADDED TAX Are you registered in CATEGORY B? Then your TAX PERIOD (VAT) ends on the last day of this month. *The Statutory Date, December 15, is a Sunday in 2013. Payments will be accepted on Monday, December 16, 2013. **The Statutory Date, December 25, 2013, is a Public Holiday. Payments & Returns will be accepted on the next working day Friday, December 27, 2013.

WEDNESDAY

11

18

25

THURSDAY

12

19

26

FRIDAY

13

20

27

SATURDAY

14

21

28

30 NOTES The dates shown in this calendar are the last dates for making payments or filing Tax Returns. You are urged to pay and file where applicable on or before the due dates to avoid interest and penalty charges. Interest and penalty Charges are as follows: 1. Income / Corporation Tax Interest is charged at the rate of 20% per annum on the late payments of Income/Corporation Tax. 2. Penalty for Late Filing- Persons who are required to file and fails to file a Tax Return for income years subsequent to 1987, after six months of the required time to file shall thereafter, in addition to any other penalty provided in the Act, be liable to a penalty of $100.00 or for every six (6) months or part thereof during which the failure continues. The penalty is $1000.00 for Corporation Tax Return with effect from November 1, 1995. Quarterly Payments of Income/Corporation Tax, Health Surcharge, Business Levy and Green Fund Levy. Interest will be charged at the rate of 20% per annum for late payments of Quarterly Instalments due. 5.

31 P.A.Y.E. Failure to remit P.A.Y.E. deductions will result in a penalty of the greater of $40 or 25% of the amount due plus interest at 20% per annum on the amount due plus the penalty. Health Surcharge Failure to remit the Health Surcharge deductions will also result in a penalty of 25% of the amount due, and interest at the rate at 20% per annum on the amount due plus the penalty. Business Levy is a tax levied on Companies and Self-employed persons whose gross sales/receipts exceed $200,000.00 annually, and is paid quarterly at the rate of 0.2% per annum. Green Fund Levy is a levy on Companies, Partnerships and Associations at the rate of 0.1% Gross Sales/Receipts.

6.

7.

8.

3.

Companies and Self-employed persons are required to calculate both their Corporation/Income Tax and Business Levy and are entitled to a Tax Credit against Business Levy Liability of any payment made in respect of Corporation /Income Tax Liability. Where Corporation/Income Tax Liability is greater than Business Levy Liability, the Tax Credit is equal to the Business Levy Liability. Where the Business Levy Liability is greater than the Corporation Tax Liability, the Tax Credit is equal to the Corporation Tax Liability paid. Where the Corporation Tax Liability is equal to the Business Levy Liability, the tax Credit is equal to the Corporation Tax Liability paid.

NB: Quarterly Instalments are due on the last day of the last month of each quarter. 4. Interest on short payment of quarterly taxes Where the quarterly instalments paid by the end of the fourth quarter are less than the tax liability disclosed in the Return of the year of income, interest is charged on the difference between -a. tax liability on the chargeable income of the previous year of income plus 80% of the increase in the tax liability of the current year on the previous year income; and b. the total amount paid by the end of the fourth quarter.

32
For further information on this booklet or any Tax-related matters contact the Taxpayer Relations Section Ground Floor Trinidad House Port-of-Spain

623-2981-6/1211/7103 Ext. 321, 431, 432

PLEASE KEEP THIS CALENDAR AT HAND FOR REFERENCE DURING THE YEAR.