Agriculture Loan.1

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IFIC Bank Ltd.

Corporate Banking & Marketing Division, Head Office, Dhaka


Agriculture Loan
Sl Name of Bank Name of Product Extent of Limit Eligibility Security Rate of Tenor
Interest
1. OBL dmj FY
2. OBL grm¨ FY
3. OBL Mevw`cï FY *Age Limit: 22 yrs –
Tk. 20,000/- to 3 months –
1. One Bank Ltd. 4. OBL ‡cvjwUª FY 55 yrs. Not Mentioned 13%
Tk. 20 Lac 60 months
5. OBL K…wlR miÄvg *Experience: 2 yrs
FY
6. OBL DcvR©b FY
* Guarantee of
spouse in addition to
* Directy related to 2(two) more
agriculture activities. guarantors
*Age Limit: 18 yrs- acceptable to the As per
Mercantile Bank Tk.1 Lac – Tk.10 60 yrs. Bank. In case of Bank’s
2. bevbœ (K…wl/cjx FY) 1 yr – 3 yrs.
Ltd. Lac * Permanent resident share croppers own
of branch area. guarantee from land rules.
owner is must.
* Collateral required
on the basis of loan
limit.
70:30 * Both collateral and Not
*Directly related to hypothecation of mentioned 3 months – 2
Gw´g wKlvY Agriculture activities. crops required.
yrs.
* Permanent resident. * 2 (two) guarantors
3. Exim Bank Ltd. Small trade: Tk.2 * Share croppers. acceptable to the
lac-Tk.10 lac * Valid trade license Bank.
Gw·g D‡`¨vM Medium trade: *3 years Successful Both collateral & Not
mentioned 1yr – 3 yrs.
Tk. 10 lac-Tk.50 business record. hypothecation of
lac stock required.

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Sl Name of Bank Name of Product Extent of Limit Eligibility Security Rate of Tenor
Interest
*Age Limit: 18 yrs-
55yrs.
Al-Arafah Islami K…wl cjx wewb‡qvM Tk. 5000/- to 1 * Permanent resident. 3 months- 1
4. Not mentioned 10%-13%
Bank Ltd. cÖKí Lac * Land owner year.
* Marginal farmer& *
Share croppers.
*Upto Tk. 50,000/-
requires personal
Experienced in
AMÖYx dzj Pvl Tk. 60,000/- to guarantee.
5. Agrani Bank Ltd. cultivation and 10% 1 year.
Kg©m~Px 3,58,000/- * Exceeding 50,000/-
marketing of flowers.
requires collateral on
1:1 basis.

Mutual Trust Bank Tk. 2 Lac – Tk.3 Above Tk. 5 Lac 3 months-
6. GgwUwe K…wl Experience: 2 years 13%
Ltd. crore requires collateral. 60months.

*Age Limit: 18yrs-


K…wl miÄvg FY 60yrs.
* Experience: 3 years.
‡mP miÄvg FY Tk. 20,000/- Above Tk.1 lac
7. IFIC Bank Ltd. * Land 12% 1 year-3years
cïcy¶x I grm¨Lvgvi FY Tk.10 Lac requires collateral
owner/permanent
dj-dmjx FY resident.

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