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    Illustration PDF

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    bpshu
    This document provides an illustration of benefits for a HDFC Life Click2Protect term life insurance policy for Prashant Bagal, age 32. The policy provides a sum assured of Rs. 10,000,000 with a premium of Rs. 13,820 payable annually for 30 years. On death before the end of the policy term, the guaranteed death benefit payable is Rs. 10,000,000. There are no maturity or surrender benefits provided under this pure term insurance plan. The document also outlines various terms and conditions of the policy.

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    Illustration PDF

    Uploaded by

    bpshu
    157 views0 pages
    This document provides an illustration of benefits for a HDFC Life Click2Protect term life insurance policy for Prashant Bagal, age 32. The policy provides a sum assured of Rs. 10,000,000 with a premium of Rs. 13,820 payable annually for 30 years. On death before the end of the policy term, the guaranteed death benefit payable is Rs. 10,000,000. There are no maturity or surrender benefits provided under this pure term insurance plan. The document also outlines various terms and conditions of the policy.

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    This document provides an illustration of benefits for a HDFC Life Click2Protect term life insurance policy for Prashant Bagal, age 32. The policy provides a sum assured of Rs. 10,000,000 with a premium of Rs. 13,820 payable annually for 30 years. On death before the end of the policy term, the guaranteed death benefit payable is Rs. 10,000,000. There are no maturity or surrender benefits provided under this pure term insurance plan. The document also outlines various terms and conditions of the policy.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    157 views0 pages

    Illustration PDF

    Uploaded by

    bpshu
    This document provides an illustration of benefits for a HDFC Life Click2Protect term life insurance policy for Prashant Bagal, age 32. The policy provides a sum assured of Rs. 10,000,000 with a premium of Rs. 13,820 payable annually for 30 years. On death before the end of the policy term, the guaranteed death benefit payable is Rs. 10,000,000. There are no maturity or surrender benefits provided under this pure term insurance plan. The document also outlines various terms and conditions of the policy.

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    on 10 June 2013

    Age is taken as on last birthday


    PREMIUM AND BENEFIT DETAILS
    ILLUSTRATION OF FUTURE BENEFITS
    This illustration has been produced by HDFC Standard Life Insurance Company Limited to help you understand the benefits of your HDFC Life Click2Protect policy. These illustrations
    must be read in conjunction with the sales literature, which describes the features of this product.
    Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed returns then
    these will be clearly marked "guaranteed" in the illustration table on this page.
    If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed and
    they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.
    All benefits under this Product are guaranteed, provided all premiums are paid, when they are due.
    All amounts are in Indian Rupees.
    Illustrative Benefits on Maturity
    This is a pure term insurance plan and thus does not provide for any maturity benefit.
    Illustrative Benefits on Death
    Illustrative Benefits on Surrender
    The values shown are for illustration only.
    If you would like help to understand this illustration, please speak to your Financial Consultant.
    TERMS AND CONDITIONS
    Ver: 30_30(9)d-30.0-30 10-Jun-2013 - 15:09:15 Page 1
    This is the official illustration issued by HDFC Standard Life Insurance Company Limited. Illustration of any other type is not supported by the company.
    Illustration for HDFC Life Click2Protect
    PERSONAL DETAILS
    Name Age Gender
    Life 1 Prashant Bagal 32 M
    POLICY DETAILS
    Date of Policy Commencement: 10-Jun-2013
    Policy Term: 30 year(s)
    Premium Paying Term: 30 year(s)
    Premium Frequency: Annual
    Benefit Name
    Sum Assured
    (in Rs.)
    Benefit Term (years)
    Premium Paying
    Term (years)
    Premium
    (in Rs.)
    Service Tax &
    Education Cess
    (in Rs.)
    Total Premium
    HDFC Life Click2Protect 10,000,000 30 30 12,300 1,520 13,820
    Total Premium payable per Frequency: 12,300 1,520 13,820
    On the death of the Life Assured before the end of the policy term the illustrative benefits are as shown below.
    Guaranteed Benefits Non-Guaranteed Benefit Total Death Benefit
    Benefit on Valid Claim Assumed Investment Return Assumed Investment Return Assumed Investment Return
    Assumed Date of Death 6% p.a. 10% p.a. 6% p.a. 10% p.a. 6% p.a. 10% p.a.
    10-Jun-2014 10,000,000 10,000,000 0 0 10,000,000 10,000,000
    There are no bonuses payable on this benefit.
    Upon this payment, the policy terminates and no further benefit is payable.
    This is a pure term insurance plan and does not provide for any surrender benefit.
    1. The Premium and the Sum Assured stated above is based on the information provided. They may vary as a result of underwriting.
    2. For details of the above benefits, please read the sales literature provided.
    3. Since some of the benefits are subject to maximum limits, please contact your financial consultant for more details.
    4. The quoted premium is not guaranteed as premium rates for new policies can change in the future. However, once a policy is issued the premium will stay constant during the life of
    that policy.
    5. Any statutory levy or charges (such as Service Tax & Education Cess) including any indirect tax may be charged to the Policyholder either now or in future by the Company and such
    amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
    6. Insurance is a subject matter of solicitation.
    7. UIN for HDFC Life Click2Protect - 101N080V01
    Financial Consultant's Signature:
    Financial Consultant's Name:
    Financial Consultant's Code:
    Business Development Manager's Name:

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