Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

January
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

January Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

February
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

February Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

March
TOTAL INCOME -

1800.00

Monthly fixed expenses

Zakat
/ tax

Income

Details
Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

TOTAL EXPENSE

1239.00

= SURPLUS / (DEFICIT)
561.00

Amount (RM)
Estimated
Actual
1900.00

1900.00

Details
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
LUNCH

1800.00

1800.00

Tracking Sheet
Click for Help

Amount (RM)
Estimated
Actual

Details

Amount (RM)
Estimated
Actual

Medical
Consultation
Medicine and vitamins
Dentals
120.00
133.00
100.00

150.00

115.00
133.00
Sub total
Insurance/Takaful
Life/Family
95.00 Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others

570.00

570.00

Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings

570.00

570.00

Sub total D

100.00

Amount for other

expenses (A-B-C-D)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license

100.00

1230.00

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

1230.00

TNG
Sub total

503.00

150.00
200.00

80.00
430.00

343.00 Sub total

Personal expenses
Clothings
Shoes
Hair and beauty
Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
150.00 Subsriptions
76.00 Newspapers and magazines
Restaurants and take aways
Club membership
MOM&DAD
20.00
246.00 Sub total

100.00

80.00

100.00

80.00

100.00

100.00
200.00

March Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
LUNCH

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
TNG
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

TOTAL
1

18.00

27.00

50.00

266.00

27.00

50.00

150.00
40.00

36.00

20.00
210.00

36.00

570.00

570.00

115.00
133.00

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
MOM&DAD
Sub total

80.00

80.00

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

April
TOTAL INCOME -

1800.00

Monthly fixed expenses

Zakat
/ tax

Income

Details
Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

TOTAL EXPENSE

881.00

= SURPLUS / (DEFICIT)
919.00

Amount (RM)
Estimated
Actual
1900.00

1900.00

Details
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

1800.00

1800.00

Tracking Sheet
Click for Help

Amount (RM)
Estimated
Actual

Details

Amount (RM)
Estimated
Actual

Medical
Consultation
Medicine and vitamins
Dentals
120.00
132.00

111.00
150.00

100.00

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

352.00

261.00 Sub total

Personal expenses
Clothings
Shoes
Hair and beauty

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others

570.00

570.00

Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings

570.00

570.00

Sub total D

100.00

Amount for other

expenses (A-B-C-D)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license

100.00

1230.00

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

1230.00

Sub total

200.00

200.00

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
50.00 Newspapers and magazines
Restaurants and take aways
Club membership

50.00 Sub total

150.00

150.00

April Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

570.00

570.00

111.00
150.00

261.00

50.00

50.00

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

May
TOTAL INCOME -

Zakat
/ tax

Income

Details

Monthly fixed expenses

TOTAL EXPENSE

2000.00

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

= SURPLUS / (DEFICIT)
2000.00

Amount (RM)
Estimated
Actual
2000.00

2000.00

Details
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

2000.00

2000.00

Tracking Sheet
Click for Help

Amount (RM)
Estimated
Actual

Details
Medical
Consultation
Medicine and vitamins
Dentals

131.00
150.00
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

570.00

570.00

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license

Sub total D

Amount for other

expenses (A-B-C-D)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

1430.00

2000.00

Sub total

281.00

250.00

250.00

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty
Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

May Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

June
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

June Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

July
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

July Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

August
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

August Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

September
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

September Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

October
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

October Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

November
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

November Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

Monthly Budget Planner

Select Month:
January

February

March

April

May

June

July

August

September

October

November

December

December
TOTAL INCOME -

Income
Zakat
/ tax

= SURPLUS / (DEFICIT)

Tracking Sheet
Click for Help

Details

Monthly fixed expenses

TOTAL EXPENSE

Amount (RM)
Estimated
Actual

Details

Household income
Own income
Spouse's income
Part time job
House rental
Business
Dividend/bonus
Other income
Sub total A
Income tax
Zakat

Amount (RM)
Estimated
Actual

Details

Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total B
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total C
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total D

Amount for other

expenses (A-B-C-D)

Expenses (cont.)

Actual
position

Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

Amount (RM)
Estimated
Actual

December Tracking Sheet

Enter figures into the blue cells.

Monthly fixed expenses

Zakat
/ tax

BACK
Actual
expenses
incurred
TOTAL
INCOME
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening

Expenses (cont.)

Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus

Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitamins
Dentals

Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education

Sub total
Personal expenses
Clothings
Shoes
Hair and beauty

Sub total
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership

Sub total

TOTAL
1

How to use this budget calculator?

BACK

Set your monthly budget

Select the corresponding month in the Monthly Budget Planner

Key in your budget for the month in the Estimated cells (in blue)

Track where your money goes

To record your daily spending, use the

Enter your actual spending amount in the blue cells.

Total amount of your actual spending will automatically be calculated and reflected in the Monthly Budget Planner

To return to the Monthly Budget Planner, click

Assess your actual spending habits

If you have a deficit balance at the end of the month, you need to assess your spending habits.
Compare against the budgeted amount and determine whether the expenses are necessary.
Learn more on how to manage your money here.
You can change the items of income and expenditure in the Monthly Budget Planner to suit your need.
This will be reflected in the tracking sheet of the corresponding month.

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