ISSN: 2321-7782 (Online)

Volume 2, Issue 4, April 2014

International Journal of Advance Research in

Computer Science and Management Studies
Research Article / Paper / Case Study
Available online at: www.ijarcsms.com

Secured Automatic Teller Machine (ATM) and Cash Deposit

Machine (CDM)
Shailesh N. Sisat1

Vishwajit K. Barbudhe2

Dept. of Electronics & Telecommunication

G. H. Raisoni C. O. E. & M., Amravati
Maharashtra India

Dept. of Electronics & Telecommunication

Jagdambha C.O.E.T, Yawatmal
Maharashtra India

Prajkta S. Bhopale3
Dept. of Electronics & Telecommunication
G. H. Raisoni C. O. E. & M., Amravati
Maharashtra India
Abstract: Authentication is an important part of any secrete operation and concept is applicable for trustworthy Automatic
Teller Machine which ensures that, only individuals with corroborated identities can log on to the system or access system
resources. In this paper, I survey the literature to describe the ways that ATMs have influenced these aspects of security, and
conclude with suggestions for further research.
Keywords: Automated Teller Machines, ATM, Cash deposit machine, CDM, biometric ATM.
I. INTRODUCTION
ATM system follows four digit PIN authentication process for user validation. Many researchers suggest the additional
authentication process such as biometric, thumb and face validation. Now a days we are aware of the ATM which make the
task of money withdraw more flexible. In addition to this banks are introducing Cash deposit machine (CDM) that makes easy
to deposit cash to user account. As day by day this process is becoming easier, hackers started their job to disturb the ATM
process. This paper describes basic ATM attacks.
II. EXISTING ATM MACHINE ALGORITHM AND FLOWCHART
The given existing ATM algorithm and flow chart describes the operation of ATM during withdraw of notes from the ATM
machine. However the machine doesnt know that the note is fake or original notes.
Step 1. User accesses his account using Debit card through ATM machine with help of PIN.
Step 2. ATM machine reads this card and check it with Bank server.
Step 3. And now ATM waits to enter the transactions request.
Step 4. User may use ATM now and transact.

2014, IJARCSMS All Rights Reserved

118 | P a g e

Shailesh et al.,

International Journal of Advance Research in Computer Science and Management Studies

Volume 2, Issue 4, April 2014 pg. 118-121

Fig1. Existing ATM Flow chart using PIN

III. ATTACKS IN AUTOMATED TELLER MACHINE

ATM threats can be segmented into three types of attacks: card and currency fraud, logical attacks and physical attacks [1].
Card and currency Fraud: Card and currency fraud involves both direct attacks to steal cash from the ATM and indirect
attacks to steal a consumers identity (in the form of consumer card data and PIN theft). The intent of indirect attacks is to
fraudulently use the consumer data to create counterfeit cards and obtain money from the consumers account through
fraudulent redemption [1].
Skimming Attack: skimming attack is the most known attack related to ATMs. It involves small portable card reader used
to capture the authenticated data available on the ATM magnetic strip.
Card Trapping and Fishing: Card trapping is conducted by placing a device over or inside the card reader slot to capture
the consumers card. These can be devices such as plates over the card reader, thin metallic strips covered in a plastic
transparent film, wires, probes and hooks. These devices are designed to prevent the card from being returned to the consumer
at the end of a transaction [1].
Logical/data Attacks: It includes attack on ATMs software, operating system and communication network and systems.
Main target is to introduce viruses intended to exploit an ATMs operating system mostly job of hackers who install malware to
violate the confidentiality, integrity or authenticity of transaction-related data.
Physical Attacks: It includes getting cash by physically damaging the ATM. It involves any component or part of the
ATM.
IV. LITERATURE SURVEY ON SECURITY IN AUTOMATED TELLER MACHINE
Dhiraj Vasant Kapare , Sadashiv Lokhande, Sayaji Kale propose the project designed to provide fully automatic cash
deposit machine. It is combination of Embedded, DIP & Automation. In Mat lab every data image of note is compared with
ideal stored image of every appropriate type of note. Every note is passed through UV light to detect the originality of note
which consequently results in acceptance and rejection of faulty notes [2].
2014, IJARCSMS All Rights Reserved

ISSN: 2321-7782 (Online)

119 | P a g e

Shailesh et al.,

International Journal of Advance Research in Computer Science and Management Studies

Volume 2, Issue 4, April 2014 pg. 118-121
Shouvik Biswas, Anamitra Bardhan Roy, Kishore Ghosh, Nilanjan Dey prapose a Bio-metric system for encrypting the

user password is proposed for secure remote ATM transaction. A retinal image is acquired at transaction terminal and Bio
feature points are extracted from the blood vessel tree. User password is encrypted using some selective feature points. After
transmission to the central server, encrypted password is decrypted using stored Bio-key to extract the password and check with
the stored password? The success of the transaction is based on the stored database. The proposed scheme is self manipulative,
simple, fast and yet much more secure. The efficacy of this computer simulation of bio-metric authentication system claims a
secure online transaction [3].
Pooja Mali Shruti Salunke Rajashri Mane Pooja Khatavkar proposes a unique authentication and encryption technique
using two factor biometric pattern of a person. At the time of registration to the network, a persons face is scanned and phase
features of the image are generated. Therefore a local binary code of sixty four byte is extracted of this matrix and is
transmitted to the server. Server stores this key as users identity or password. Then the user thumb is scanned and its features
are extracted and stored in server database [4].
Essien Eyo E, proposed algorithm for automated teller machine and concluded that The ATM network has to provide
software interfaces to the software used by different banks and different network software. Also there should be no restriction of
the ATM network to a specific network protocol as long as the performance requirements are satisfied [5].
Anurag Anand Duvey, Dinesh Goyal, Dr. Naveen Hemrajani introduced new authentication system which is secure and
highly usable, based on multifactor authentication approach. It uses a novel approach to create an authentication system based
on DynaPass and SMS to enforce an extra security level over the traditional login in an ATM machine. The DynaPass is most
sensitive data for any financial transactions, so we are storing DynaPass in encrypted format on users cell phone. The Bank or
Financial institutions are responsible for DynaPass generation and distribution to their customers [6].
Akash choubey, Amarjot Singh, Srikrishna Karanam, Devinder Kumar, and Ketan Bacchuwar, introduces a novel system, a
combination of behavioral traits as well as traditional methods for identity recognition. The system uses signature verification as
the behavioral trait along with a unique identity number (referred as UIN in rest of paper) for the recognition. Signature
verification is an important domain for confirming a persons identity. The system is applied of an ATM (Automatic Teller
Machine) to decrease the risk of theft from an individuals account. It can be effectively employed to reduce the risk of forgery
by releasing the trouble of carrying ATM cards by the users, by employing a signature verification system fused with a unique
identity number [7].
K. Satish, Y.K.Viswanadham, I Leela Priya praposed simulation model to deposit money to an account in ATM itself [8].
V. OBJECTIVE OF THE STUDY
Many researchers provide security solutions to protect the AUTOMATED TELLER MACHINES. However the suggested
security algorithms only deal with the user authentications. Sometime customers are getting fake notes from ATM. Fake and
duplicate currency note is a major issue. Note security and reliability must be taken in to consideration while designing the
security algorithm for ATM.
VI. CONCLUSION AND FUTURE WORK
This paper gives an idea about the basic Automated Teller Machine and its major security issues and basic requirements.
However ATMs deals with the currency notes, focus should be on note security while designing the ATM. The future work for
this research area will include the design of algorithm by considering security and reliability of currency notes through ATMs. It
will include modification in the existing ATM algorithm while depositing money in the ATM by the bank authority and
modification in the CDM while depositing money in the CDM by the customer.

2014, IJARCSMS All Rights Reserved

ISSN: 2321-7782 (Online)

120 | P a g e

Shailesh et al.,

International Journal of Advance Research in Computer Science and Management Studies

Volume 2, Issue 4, April 2014 pg. 118-121
References

1.

ATM FRAUD AND SECURITY Diebold, Incorporated, 2012, File number 98-192

2.

Dhiraj Vasant Kapare , Sadashiv Lokhande, Sayaji Kale Automatic Cash Deposite Machine With Currency Detection Using Fluorescent And UV
Light International Journal Of Computational Engineering Research (ijceronline.com) Vol. 3 Issue. 3

3.

Shouvik Biswas, Anamitra Bardhan Roy, Kishore Ghosh, Nilanjan Dey, A Biometric Authentication Based Secured ATM Banking System,
International Journal of Advanced Research in Computer Science and Software Engineering, ISSN: 2277 128X, Volume 2, Issue 4, April 2012.

4.

Pooja Mali Shruti Salunke Rajashri Mane Pooja Khatavkar, Multilevel ATM Security Based On Two Factor Biometrics, International Journal of
Engineering Research & Technology (IJERT), Vol. 1 Issue 8, October 2012 ISSN: 2278-0181

5.

Essien Eyo E, Proposed algorithm for automated teller machine, Elixir Adoc Network 36 (2011) 3164-3167

6.

Anurag Anand Duvey, Dinesh Goyal, Dr. Naveen Hemrajani, A Reliable ATM Protocol and Comparative Analysis on Various Parameters with Other
ATM Protocols, International Journal of Communication and Computer Technologies Volume 01 No.56 Issue: 06 Aug 2013, ISSN NUMBER : 22789723.

7.

Akash choubey, Amarjot Singh, Srikrishna Karanam, Devinder Kumar, and Ketan Bacchuwar , A Novel Signature Verification Based Automatic Teller
Machine, international Journal of Information and Electronics Engineering, Vol. 2, No. 4, July 2012

8.

K. Satish, Y.K.Viswanadham, I Leela Priya, Money to ATM Fake Currency Detection, (IJCSIT) International Journal of Computer Science and
Information Technologies, Vol. 3 (5) , 2012,5046-5050.

9.

Richa Tuli, Abhijeet Khatri, Anita Yadav, A comparative study of customer attitude towards ATM of SBI and ICICI bank, International Journal of
Marketing and Technology, Volume 2, Issue 8

10.

Muhammad Asif Khan, An Empirical Study of Automated Teller Machine Service Quality and Customer Satisfaction in Pakistani Banks, European
Journal of Social Sciences Volume 13, Number 3 (2010)

11.

Yingxu Wang, Yanan Zhang, The Formal Design Model of an Automatic Teller Machine (ATM) International Journal of Software Science and
Computational Intelligence, 2(1), 102-131, January-March 2010

2014, IJARCSMS All Rights Reserved

ISSN: 2321-7782 (Online)

121 | P a g e