Business plan:

10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

1
Aug. 12, 15

What is Aloe Vera

Aloe Vera (or Aloe Barbadensis Miller) is a plant - its that simple! It is a
member of the onion and lily family but grows two to three feet tall with large
thick leaves. Aloe flourishes in hot dry climates such as the Caribbean, Far
East and parts of America and Greece. It takes around four years until it is
ready for harvest and then, just like any vegetable juice, it must be stabilized
before it can start to oxidize and loose its goodness.
Its not a fad or 'the latest thing in health care' although many spurious
products have recently appeared on the market.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

2
Aug. 12, 15

Its not a fad or 'the latest thing in health care' although many spurious
products have recently appeared on the market.
Its not a 'miracle cure' although after reading many articles on the subject
you'll be forgiven for thinking that is exactly what it is! You can find it
mentioned in the bible (Numbers 24:6, John 19:39, Psalms 45:8) and dotted
through the history books where it is said to have been used by Cleopatra,
Alexandra the Great and in the film Gerry McGuire.
It can be applied to the skin topically or taken internally as a drink. If you go
on holiday to the Caribbean you will see large leaves being sold on the beach
to relieve sunburn and offered as a drink to alleviate indigestion but how can it
be so many things to so many people? The answer is in its contents.
The rich gel inside an Aloe plant is made up of over 75 different ingredients
even though 95% of it is water. These nutricients include :

Vitamins - including C, E, Beta Carotene, B12

Minerals - including magnesium, manganese, zinc, copper, chromium,
calcium, sodium, potassium, iron.
Amino Acids - 20 out of the 22 required by the body as the building
blocks for protein and 7 out of the 8 that the body cannot manufacture
itself
Sugars - including long chain polysaccharides that help boost the
immune system
Enzymes - to help break down and digest food
Plant Sterols - that act as powerful anti-inflammatory agents
Lignin - a woody substance that helps Aloe penetrate the skin
Saponins - soapy substances with an anti-microbial effect
Anthraquinones - powerful natural painkillers
Salycylic Acid - anti-inflammatory, helps break down dead tissue

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

3
Aug. 12, 15

Common Pests and Diseases

Aloe rust
Phakopsora pachyrhizi
Symptoms
Small, pale yellow spots on leaves which expand and turn
brown; orange spore masses may be present on underside of
leaf; leaves may drop from plant
Cause
Fungus
Comments
Disease emergence favors cool temperatures and high humidity
Management
Disease is self limiting and requires no treatment
Basal stem rot

Fusarium spp.
Symptoms
Base of plant turning reddish brown to black and rotting
Cause
Fungi
Comments

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

4
Aug. 12, 15

Fatal disease of aloes; disease emergence favors cold, damp

conditions
Management
Pieces of plant may be saved by taking cuttings above rotted
portion

Bacterial soft rot

Pectobacterium chrysanthemi
Symptoms
Watery, rotting leaves which are darker in color; young leaves
wilting and collapsing; leaves bulging due to gas formation
inside
Cause
Bacterium
Comments
Bacteria survive in plant debris in the field; disease emergence
favored by hot, wet weather
Management
Fatal disease; avoid over-watering plants

Main characteristics of an Aloe Vera plant

We plant up to 1000 plants per stremma(1/10 of an hectare)

Every leaf weights from 600 gr to 1,3 klgr
Todays sale price for aloe leaves from merchants is between 0.9 and
1.5 euros.
Despite the sale of leaves a mature stremma of aloe can produce over
5000 offsets yearly
From each plant we collect 6 to 12 leaves yearly.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

5
Aug. 12, 15

A very consistent plant of one stremma of aloe vera produces from 3 to

6 metric tons yearly.
With the new offsets you can extend your cultivation.
Alternatively you could sell to increase per stremma return.

Executive summary
Aloe Vera Farming Greece (AVFGR) is an Aloe Vera farming business that
will be located in Greece.
It will be a star-up agricultural firm.
The initial products are Aloe Vera leaves and offsets. Leaves are expected to
be very popular among other medicinal plants in the near future, because of
their multi use in preventive medicine and skin care.
Also their global demand is expected to rapidly expand and many people will
rush to get into this new business and market.

Mission
AVFGR aims to offer high-quality Aloe Vera products at a competitive price.
The consultants of this business believe that there is a current untapped
market opportunity because existing providers are too diversified to serve the
increasing needs in gel and leaves of the commercial nutraceutical products
segment and the incorporation of greater scientific controls over the plant to
do on-line supervising of the plant to prevent threats.

Keys to success

High level of quality

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

6
Aug. 12, 15

Adapt new technologies to control the plant and reconfigure needs.

Competence between the front line sales people by:
Applying revolutionary methods for distribution and marketing
giving as bonus a percentage of the final dividend, depending on
the volume of the sales performed above the target sales
volume .

Company
Konstantinos Anastasiadis, chief Executive Officer and Administrator.
Seeking positions for:

Finance officer
Sales manager
Plant engineer

Startup costs
For a 10 hectares (100 stremma) cultivation of Aloe Vera on horizon
of 10 years, the startup cost covering years 1-7 will be 2.000.000 euros
including land purchase of 10 hectares in Greece(mainland , or island) with its
necessary plant installations.
Personnel Plan
Fixed cost
o Chief executive
Finance officer
o Plant engineer
o Sales manager

: 82000 euro/yearly (including contributions)

: 35000 euro/yearly
: 12000 euro/yearly
: 15000
: 20000 euro/yearly +bonus

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

7
Aug. 12, 15

Variablel cost
contributions)

:68500 euros/yearly (including

Wages

Personnel costs

:68500 euro/yearly
150500 euro/yearly

Bonus policy
Bonuses will be given on separate agreements of sales. The bonus on
each sale agreement will be equally split between the manager and sales
force team.
The bonus will be computed as the 10% of the gross margin for the
estimated year sales, and the amount will be depended on the volume sold by
the agreement minus taxes.

Products

Leaves
Collected 4 times a year
Offsets
Collected once a year.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

8
YEAR

Total
Aug. 12, 15
Work Labour expences Leaves

Expences days cost

0
1
2
3
4
5
6
7
8
9
10

2250
200
200
200
200
200
200
200
200
200
200

Totals

4250

5
10
10
15
15
20
20
30
30
30
30

150
300
300
450
450
600
600
1000
1000
1000
1000

215 6850

euros
2400
500
500
650
650
800
800
1200
1200
1200
1200

11100

kgr
0
0
200
1000
2000
3000
4000
5000
5000
6000
7000

Offsets

Leave
return

Leaves and Offsets

kgr

euros

return euros

0
100
500
1500
3000
5000
8000
12000
12000
12000
12000

-2400
-500
-300
350
1350
2200
3200
3800
3800
4800
5800

-2400
-400
200
1850
4350
7200
11200
15800
15800
16800
17800

33200 66100

22100

88200

Table 1: Stremma return of Aloe Vera Barbadensis Miller

The financial plan

General assumptions
1
2
3
4
5

Plan year
Investment return
Tax rate
Year sales
Return as table 1
Weather disaster

1
2
3
4
5
6
7
8
16% 16% 16% 16% 16% 16% 16% 16%
13% 13% 13% 13% 13% 13% 13% 13%
100% 100% 100% 100% 100% 100% 100% 100%
100% 100% 100% 100% 100% 100% 100% 100%
upon estimation

Table 2: General assumptions

9
10
16% 16%
13% 13%
100% 100%
100% 100%

11
16%
13%
100%
100%

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

9
Aug. 12, 15

Start-up capital needs

1. Real estate and installations = 1.000.000 euro
2. Cost of planting 1st-4th year = 1.720.000 euro
Description
1 Land+buildings+equipment
2 Startup planting
Total

Cost

Fixed
Variable

Amount in Euros

1000000
1720000
2720000

Table 3: Loan analysis

Yearly loan repayment of 2.720.000euro over 10 years at 10%.
Total interest= 1593400 euro.
Total repayable capital= 4313400 euro.

Purchase of land
In southern Greece within a region suitable for aloe, we can now days, buy
10 hectare for 300.000-600.000 euro depending on if it is on main land or on
island, which both are very good investment opportunities by their own,
regarding the land prices in Greece 5 years ago, which were at least three
times that.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

10
Aug. 12, 15

Installations
Description

Euro

Store house
Hedging
Machinery
Ground formatting
Working establishment
Water drilling
Water tank
Electric pump
Generator
Piping
Miscelaneous

150.000
15.000
20.000
15.000
200000
10000
7000
1000
1000
70.000

Totals

499.000

10000

Table 9: Installation, machinery and equipment costs, prices roughly

estimated from Greek market with a 10% maximum flexibility.

Figure 5: Store house model of 150 sq.meters with capacity of 100 tons of
leaves.Plant need 10 of those.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

11
Aug. 12, 15

Figure 6: Model of plant establishments with office and house.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

12
Aug. 12, 15

Capital amortization
Distribution Management
Year
0
1
2
3
4
5
6
7
8
9
10
Totals

Income

expenses

-240000,00
40000,00
20000,00
185000,00
435000,00
720000,00
1120000,00
1580000,00
1580000,00
1680000,00
1780000,00
8900000,00

100000,00
100000,00
100000,00
100000,00
100000,00
100000,00
100000,00
100000,00
100000,00
100000,00
100000,00
1100000,00

Expenses
82000,00
82000,00
82000,00
82000,00
82000,00
82000,00
82000,00
82000,00
82000,00
82000,00
82000,00
902000,00

Loan

Net profit

Installment

Balance

Tax(13%)

after tax

431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00

-853340,00
-573340,00
-593340,00
-428340,00
-178340,00
106660,00
506660,00
966660,00
966660,00
1066660,00
1598000,00
2584600,00

-110934,20
-74534,20
-77134,20
-55684,20
-23184,20
13865,80
65865,80
125665,80
125665,80
138665,80
207740,00
335998,00

-742405,80
-498805,80
-516205,80
-372655,80
-155155,80
92794,20
440794,20
840994,20
840994,20
927994,20
1390260,00
2248602,00

4313400,00

Table 4: The above table indicates how the amount of 2720000 euro is
amortized with 10% interest rate and also the accumulated net profits over the
project:
11 years over 10 hectares of Aloe Vera Barbadensis Miller.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

13
Aug. 12, 15

Break-even Analysis
Loan
Year
1
2
3
4
5
6
7
8
9
10
11

Farming Labour Distribution Management

225000
15000
100000
82000,00
20000
30000
100000
82000,00
20000
30000
100000
82000,00
20000
45000
100000
82000,00
20000
45000
100000
82000,00
20000
60000
100000
82000,00
20000
60000
100000
82000,00
20000 100000
100000
82000,00
20000 100000
100000
82000,00
20000 100000
100000
82000,00
20000 100000
100000
82000,00

Installment Total
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00
431340,00

Table 5: Projected marginal costs at break-even, for years 1-11

853340
663340
663340
678340
678340
693340
693340
733340
733340
733340
733340
7856740

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

14
Aug. 12, 15

Break-even
900000
800000
700000
600000
500000
400000
300000
200000
100000
0
1

5
Year

7
Euros

Figure 1:Break-even point through the years 1-11

Projected Profit & Loss

10

11

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

15
Aug. 12, 15

Net profits by year

1500000

1000000
500000
Year

0
1

-500000

-1000000

Year

Net Profit

Figure 2: Projected net profits over 11 years of operation

10

11

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

16
Aug. 12, 15

Projected Gross margin yearly

YEAR
0
1
2
3
4
5
6
7
8
9
10

Leaves
kgr

offsets
euro

Totals

0
0
20000
100000
200000
300000
400000
500000
500000
600000
700000
3320000

0
10000
50000
150000
300000
500000
800000
1200000
1200000
1200000
1200000
6610000

0
10000
70000
250000
500000
800000
1200000
1700000
1700000
1800000
1900000
9930000

Table 6: Table indicating the projected gross margin for years 1-11.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

17
Aug. 12, 15

Income
1400000
1200000
1000000
800000
600000
400000
200000
0
1

5
Year

6
Leaves

10

11

Offsets

Figure 3: Income by product over 10 years of operation

Total income
2000000
1500000
1000000
500000
0
1

5
Year

Income in euros

Figure 4: Total Income over 10 years of operation

10

11

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

18
Aug. 12, 15

Projected Cash Flow

YEAR
Cash from funding
b/f

10

1720000

866660

213320

1320

4320

7320

57655

281185

964715

1648245

2453475

10000

70000

250000

500000

800000

1200000

1700000

1700000

1800000

1900000

876660

283320

251320

504320

807320

1257655

1981185

2664715

3448245

4353475

431340

50000

250000

453040

679845

679845

679845

658145

34625

34625

34625

34625

34625

34625

Cash from sales

Additional funding

1720000

Total cash
Expences
Purchaces
Land

1000000

Capital refund

431340

Tax
Cultivation
Expences
Labour cost
Management cost

225000

20000

20000

20000

20000

20000

20000

20000

20000

20000

20000

15000

30000

30000

45000

45000

60000

60000

100000

100000

100000

100000

82000

82000

82000

82000

82000

82000

82000

82000

82000

82000

82000

Distribution

100000

100000

100000

100000

100000

100000

100000

100000

100000

100000

100000

Net Cash flow

853340

663340

282000

247000

497000

749665

976470

1016470

1016470

994770

336625

Cash Balance

866660

213320

1320

4320

7320

57655

281185

964715

1648245

2453475

4016850

Table 7:Projected cash flow for cultivating 10 hectares of Aloe Vera over 11
years.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

19
Aug. 12, 15

Projected Balance Sheet

YEAR
Assets
Current
Cash b/f
Cash from sales
Total cash on
hand
Real Estatebuildingsmachinery
Total assets
Liabilities
Borrowing

866660

203320

-68680

-245680

-492680

-742345

-918815

-735285

10000

70000

250000

500000

800000

1200000

1700000

866660

213320

1320

4320

7320

57655

281185

964715

1000000

1000000

1000000

1000000

1000000

1000000

1000000

1866660

1213320

1001320

1004320

1007320

1057655

2720000

2448000

2176000

1904000

1632000

-853340

272000
1506680

544000
1718680

816000
1715680

1088000
1712680

1866660

1213320

1001320

1004320

1007320

Capital
Paid in
Earnings
Other liabilities
Total liabilities &
capital

10

-51755

653475

2116850

1700000

1800000

1900000

1648245

2453475

4016850

1000000

1000000

1000000

1000000

1281185

1964715

2648245

3453475

5016850

1360000

1088000

816000

544000

272000

1360000

1632000

1904000

2176000

2448000

2720000

-1662345

-1438815

-755285

-71755

733475

2296850

1057655

1281185

1964715

2648245

3453475

5016850

Table 8
: Projected Balance sheet of 10 hectares of Aloe Vera cultivated for 11 years

Management expenses
Estimated yearly at 82.000 euro. Is the fund necessary to engage a team of
professionals to organize-synchronize production-sales, as an on-line
business using information technology, with the unique target to comply with
the initially set assumptions table 2, lines 3-4.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

20
Aug. 12, 15

In collaboration with distribution expenses this fund creates the basic tool to
achieving that target.

Net profits
Estimated at 2.248.602 euro (table 4) is the net profits over 11 years of
cultivation with capital amortized. The whole amount is the outcome of the
11th year.
From this net profit we must pay various expenses (such as sales bonuses,
petrol for generator, electricity, telephone, municipality fees, etc) the rest will
give us the net product of the investment of 2.720.000 euro returned at 10%
interest rate over 11 years of cultivation.
A yearly based 224.860euro /year -24.860(various expenses) = 200.000 euro,
in average after tax and capital with interest returned.

Market analysis - Aloe Vera Demand

Aloe Vera is among the few medicinal plants by virtue of their extensive
medicinal, nutraceutical and other uses enjoy a major chunk of the market
across the globe. The major markets for Aloe Vera and its extracts are
Australia, US and the entire Europe. Despite the ideal climatic conditions
for the cultivation of Aloe Vera, we have not been able to exploit. The
reasons are simple: lack of cultivation and processing know-how.
Given the exponentially growing demand for it in the international market,
Aloe Vera presents the finest commercial opportunity among the various
medicinal plants. Also India is among the few countries gifted with the
unique geographical features essential for cultivation of Aloe Vera and
other high potential medicinal plants. Yet the country has not realized and
reaped the full potential of such plants. The reason is simple: lack of the
requisite expertise. Fortunately, the technology is now accessible to
individual and corporate entrepreneurs to make the most of aloe through
mainstream cultivation.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

21
Aug. 12, 15

A conservative estimate puts the monetary value of current global trade in

medicinal plants at over US$60 billion with Aloe Vera holding of this
demand estimating US$15 billion sales globally.
With the increasing interest in natural products across the world and the
resultant upsurge in the demand for medicinal plants, this trade is expected
to grow up to 5 trillion by the year 2050. Aloe Vera is among the few
medicinal plants by virtue of their extensive medicinal, nutraceutical and
other uses enjoy a major chunk of the market across the globe. The major
markets for Aloe Vera and its extracts are Australia, US and the entire
Europe. A recent study carried out to identify the plants to focus on, in order
to posit ion the Indian medicinal plants sector on its growth path with a longterm up to the year 2020, has identified 45 plants.
Given the exponentially growing demand for it in the international market,
Aloe Vera presents the finest commercial opportunity among the various
medicinal plants. Also, India is among the few countries gifted with the
unique geographical features essential for cultivation of Aloe Vera and
other high potential medicinal plant
Aloe Vera is among the few medicinal plants by virtue of their extensive
medicinal, nutraceutical and other uses enjoy a major chunk of the market
across the globe. The major markets for Aloe Vera and its extracts are
Australia, US and the entire Europe. Despite the ideal climatic conditions
for the cultivation of Aloe Vera, we have not been able to exploit. The
reasons are simple: lack of cultivation and processing know-how.
Given the exponentially growing demand for it in the international market,
Aloe Vera presents the finest commercial opportunity among the various
medicinal plants. Also India is among the few countries gifted with the
unique geographical features essential for cultivation of Aloe Vera and
other high potential medicinal plants. Yet the country has not realized and
reaped the full potential of such plants. The reason is simple: lack of the
requisite expertise. Fortunately, the technology is now accessible to
individual and corporate entrepreneurs to make the most of aloe through
mainstream cultivation.
A conservative estimate puts the monetary value of current global trade in
medicinal plants at over US$60 billion. With the increasing interest in

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

22
Aug. 12, 15

natural products across the world and the resultant upsurge in the demand
for medicinal plants, this trade is expected to grow up to 5 trillion by the
year 2050. Aloe Vera is among the few medicinal plants by virtue of their
extensive medicinal, nutraceutical and other uses enjoy a major chunk of
the market across the globe. The major markets for Aloe Vera and its
extracts are Australia, US and the entire Europe. A recent study carried out
to identify the plants to focus on, in order to posit ion the Indian medicinal
plants sector on its growth path with a long-term up to the year 2020, has
identified 45 plants.
Given the exponentially growing demand for it in the international market,
Aloe Vera presents the finest commercial opportunity among the various
medicinal plants. Also, India is among the few countries gifted with the
unique geographical features essential for cultivation of Aloe Vera and
other high potential medicinal plant

Target markets segmentation strategy

Make offers
o to Industries using Aloe Vera leaves as their raw material, such as
GNLD, forEverLiving, e.t.c
o Pharmaceutical firms.
o Cosmetic firms.
Establish a business for selling Aloe Vera leaves in Greece.
Create an e- shop for leaves and suckers.

Summarizing
Aloe Vera planting can be a highly profitable investment assuming a vast
management and marketing policy that will perform sale of the 100% of the
whole estimated production.
Investment has minimum risk assessment and a relatively easy to maintain
business process with low managerial costs.

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

23
Aug. 12, 15

Aloe vera plant, is a portable pharmacy. If you just consider that drinking aloe
vera gel could potentially even shrink tumors or grow up new hair when
applied on human head, imagine the future of demand when people will get
more familiar with these fascinating health opportunities that aloe vera could
bring to their lives.
Financially speaking this proposal estimates an average ROI at 20%.
Finally this proposal can be amended by the writer to fit needs, if any of the
general assumptions will change abruptly, during the estimated development
period.

Planning the future: The cost for a basic gel processing

plant.
For a large plant machinery designed to handle special daily volume units
from aloe leaves and working hours. Only as an example, a farm of 100
stremmas would produce 55,000 kg of aloe vera daily. The equipment needed
to handle the volume that would cost between 400,000 and 600,000 euro.
For a small unit of compute 60-100000 euro (Ready key).

Figure 7: Aloe Vera gel

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

24
Aug. 12, 15

Vocabulary
Offsets or offshoots: offspring plants grown as by products, around the mother
plant.

Appendices
Contents

What is Aloe Vera

Common Pests and Diseases
Main characteristics of an Aloe Vera plant
Executive summary
Mission
Keys to success
Company
o Startup costs
o Personnel Plan
Products
Financial plan
o General assumptions
o Start-up capital needs
o Purchase of land
o Capital amortization
o Break-even Analysis
o Projected profit and loss
o Projected Gross margin yearly
o Projected cash flow
o Projected balance sheet
o Management expenses
Market analysis - Aloe Vera Demand
Target market segment strategy
Summarizing

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

25
Aug. 12, 15

Vocabulary

Figures

Figure 1:Break-even point through the years 1-11

Figure 2: Projected net profits over 10 years of operation
Figure 3: Income by product over 10 years of operation
Figure 4: Total Income over 10 years of operation

Figure 5: Store house model of 150 sq.meters with capacity of 100 tons
of leaves. Plant need 10 of those.

Figure 6: Model of plant establishments with office and house.

Figure 7: Aloe Vera gel

Tables

Table 1: Stremma return of Aloe Vera Barbadensis Miller

Table 2: General assumptions
Table 3: Loan analysis
Table 4: 2000000 euros, loan amortization and accumulated net profits
for 10 years over 10 hectares of Aloe Vera Barbadensis Miller.
Table 5: Expenses through years 1-11
Table 6: Gross margin yearly
Table 7:Projected cash flow for cultivating 10 hectares of Aloe Vera
over 11 years
Table 8: Projected Balance sheet of 10 hectares of Aloe Vera over 11
years of operation
Dated: 12-8-2015

Written by:

Konstantinos P. Anastasiadis
Business consultant (M.Sc.)
Athens-Greece, Mobile: 6982043751, Web site: vresto.eu

Business plan:
10 Hectares plant of
ALOE VERA BARBADENSIS MILLER
Loan required:2720000 euro

26
Aug. 12, 15