Your gateway to

mobile nance
solutions

Innovate. Mone ze. Deliver.

MobiFin at a glance

Money Transfer
Top-up
Salary Disbursements
Bill Payments
Remittance

mTicketing
Social Banking

mLottery/mBetting
Mobile Banking
Micro Finance
Agency Banking
mInsurance

MobiFin enables complete suite of Mobile

Finance Services

 MobiFin is a comprehensive mobile nancial services solution enabling service providers to

garner their share of the growing mobile nancial arena both in emerged and emerging markets
 MobiFin o ers a variety of options to integrate heterogeneous devices, platforms & systems for

delivering true mobile based services for :

 Mobile operators (MNO & MVNO)

 Banks & Financial Institutions

 Service providers

 Utility top-up providers & aggregators

 Mobile wallet operators, distribution channel manager & partners

 MobiFin enables secure real-time services through mobile or web portals

 MobiFin overview

The mobile application proliferation has changed the way people use their mobile devices.
Besides calling, gaming and social networking, users have started using their mobile
devices for various services like banking, goods & services purchase, bill payments,
recharge, money transfer and many more.

Today o ering stable, secure and convenient mobile options has become a need for
institutions to drive new revenues streams and retain loyal customers. These opportunities
have raised the need of mobile operators, banks, nancial institutions, service providers to
have a exible and scalable platform that can simplify service o erings through multiple
channels.

MobiFin is a proven mobile nance solution that empowers businesses to monetize the
mobile nancial service opportunities conveniently and securely. MobiFin's highly
modular approach o ers a convenient and comprehensive suite of services for nancial
institutions like top-up, bill payments, mobile payment, mobile money, mobile banking,
mobile ticketing, lottery and more.
Key features

 Fund Transfer
 Domestic Remittance  Withdrawal
 Bank transactions
 International Remittance
 Alerts and noti cations
 Bill payments

SMS BlackBerry  Account Statement

 Bus
es

USSD  Fund Transfer

od

 Flight
sM

iOS
IVR mM  Withdrawal
Ferry fer
Pla


es

s on
ran PIN and card management
c

ey
tfo


Ac

 Cinema m T
rm

Mobile Android
 Cheque Request
Sports
s

 Apps
mB
eting

Re an

Alerts and noti cations

an p
er


M
M Ap

se ag
ag

Ser
lle er

ank s

Account and nance

r


mTick

Webportal MicroSoft
vice
ing

Windows management
 Mobile Air-time POS  Bill payments
er r
ag ibe

Mobile Internet
Pr an


M

an cr
od ag
m

M bs

ice t

APIs HTML5
uc er

Bill payments
le

Data
To


Su
t

al

s
p-

 DTH Service Ticket payment using mobile

up


m
rv

mPayment
Se

Basic Hybrid
 Electricity  Bus
Mobile Services Custom
Phone Devices  Flight
Smart POS
 Ferry
 Micro Insurance Phone PC/Laptop/
systems
 Cinema
 Micro Finance Tab
 Sports
 Lottery Devices  Tax Collection
 Payment for
 Lottery
Digital Goods
Service Providers (Banks, MNOs, etc.)
API Payment Service Access Number Provider
Technology Vendors
Gateway Processor Alliances Super Distributor
Security
 Key bene ts &
advantages

For distribution channel

 Expedite transaction compared to cash at the point of sale
 Optimize transaction processing cycle through simpli ed payment channels
 Increase customer base by o ering secure and reliable transaction options
 Reduce manpower costs through e cient and organized business practices

For banks & nancial institutions

 Increase service portfolio through higher penetration of banking services
 Eliminate branch acquisition and maintenance cost
 Enhanced customer satisfaction
 Improve security and usability compared to plastic cards

For mobile operator

 Generate new revenue channels & drive ARPU growth
 Increase customer penetration by increasing opportunities to up-sell and cross
sell services
 Retain loyal customers by o ering enhanced mobile content and accentuate your
brand image
Key
di erentiators

 MobiFin is an one stop mobile nancial services platform

 MobiFin is a complete cash-less system and highly secure ( PADSS, HSM, PCIDSS, EMV1 & EMV2
Compliant)
 MobiFin is a exible & customizable platform to suit the business needs
 MobiFin supports both low end & high end phones and bandwidth requirements are also low
 Panamax team of experts has extensive and proven experience in building & integrating with the
mobile nancial ecosystem (i.e. integrations with banks, nancial institutions, merchants, billers ,
aggregators etc.)
 MobiFin o ers exible service pricing to suit your budget and growing needs
 Dynamic Wallet (Open, Semi Close & Close Wallet)
 Complex hierarchy management enables e cient management of distribution chain
 Multi-language support
 Detailed fee & commission management-providing the ability manage xed, % or variable
commission structure
 200+ Integration libraries
Our Clients
About Panamax
Panamax is the technology unit of the Bankai Group established in 2001. Panamax is a leading technology
company o ering market-proven telecom switching, wholesale carrier business solutions and mobile
nancial solutions. Panamax is headquartered at New York, USA and R&D center is located at Ahmedabad,
India. Since 2001 Panamax has been delivering world class telecom and technology turnkey solutions to
customers across geographies. Panamax is a stable, pro table and fast growing end to end technology
solutions provider for Telcos, BFSIs, Carriers, Merchants, Aggregators & Service providers.

Our portfolio

Carrier Switching Solution Prepaid Retail Switching Solution

Carrier Business Solution Comprehensive Financial Service Solution

Partners &
Credentials...

Headquarters R&D Center Phone : + 1 718 713 8417

Panamax Inc. Panamax Infotech Ltd. E-mail : info@panamaxil.com
80 - 02 Kew Gardens Panamax House, Plot No. 8, URL : www.panamaxil.com
Road, Suite 1040, Khushman Housing Society,
Kew Gardens, Near Vivekanand Circle,
New York 11415 Memnagar,
USA Ahmedabad 380 052
India Innovate. Mone ze. Deliver.

PMX/MKTG/MOBIFIN/1.2