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    Business Plan Financial Plan: FY2020 FY2021 Fy2022

    Uploaded by

    Christine Carpo
    The document provides a financial plan and business assumptions for a clothing company called FLEX clothing. It includes income statements projecting revenues of 12 million PHP in year 1, targets of 5 million PHP in quarterly income for year 2 and 7 million PHP for year 3. It also includes assumptions for interest rates, payment/collection days, inventory turnover, taxes, and expenses. Charts show projected benchmarks for sales, gross margins, operating expenses and inventory turnover. A break-even analysis is included based on estimated fixed costs and monthly expenses. Finally, a projected cash flow chart illustrates the expected monthly and annual cash flows for the first 4 years.

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    Business Plan Financial Plan: FY2020 FY2021 Fy2022

    Uploaded by

    Christine Carpo
    46 views9 pages
    The document provides a financial plan and business assumptions for a clothing company called FLEX clothing. It includes income statements projecting revenues of 12 million PHP in year 1, targets of 5 million PHP in quarterly income for year 2 and 7 million PHP for year 3. It also includes assumptions for interest rates, payment/collection days, inventory turnover, taxes, and expenses. Charts show projected benchmarks for sales, gross margins, operating expenses and inventory turnover. A break-even analysis is included based on estimated fixed costs and monthly expenses. Finally, a projected cash flow chart illustrates the expected monthly and annual cash flows for the first 4 years.

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    BUSINESS-PLAN.docx

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    The document provides a financial plan and business assumptions for a clothing company called FLEX clothing. It includes income statements projecting revenues of 12 million PHP in year 1, targets of 5 million PHP in quarterly income for year 2 and 7 million PHP for year 3. It also includes assumptions for interest rates, payment/collection days, inventory turnover, taxes, and expenses. Charts show projected benchmarks for sales, gross margins, operating expenses and inventory turnover. A break-even analysis is included based on estimated fixed costs and monthly expenses. Finally, a projected cash flow chart illustrates the expected monthly and annual cash flows for the first 4 years.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    46 views9 pages

    Business Plan Financial Plan: FY2020 FY2021 Fy2022

    Uploaded by

    Christine Carpo
    The document provides a financial plan and business assumptions for a clothing company called FLEX clothing. It includes income statements projecting revenues of 12 million PHP in year 1, targets of 5 million PHP in quarterly income for year 2 and 7 million PHP for year 3. It also includes assumptions for interest rates, payment/collection days, inventory turnover, taxes, and expenses. Charts show projected benchmarks for sales, gross margins, operating expenses and inventory turnover. A break-even analysis is included based on estimated fixed costs and monthly expenses. Finally, a projected cash flow chart illustrates the expected monthly and annual cash flows for the first 4 years.

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    © All Rights Reserved
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    BUSINESS PLAN

    Financial plan

    The development of the FLEX clothing will be moderate and the cash balance will
    be always be a positive. Our company will accept or selling on a credit, and also we
    will accept cash, checks, and all major credit cards.

    Our company will earn revenue from our costumers’ purchases of our product.
    The FLEX clothing first year income statement illustrate Php. 12,000,000.00, We
    estimated the monthly income or target sales at Php. 830,000.00. And also the weekly
    income Php. 230,000.00, then Php. 25,000.00 the daily income or target sales.

    The FLEX clothing target income for quarterly on the second years is Php.
    5,000,000.00 and on the third year quarterly income that our company want to target
    is Php. 7,000,000.00.

    IMPORTANT ASSUMPTION

    Our company search a long-term business loan for a purpose of developing a


    clothing line. This funding will cover operating expenses and product development
    leading to the launch of (Month 2020). Our financial plan relies on important
    assumption, most of it are shown in the following table as annual income assumption.

    The table below contains important assumption which our company use to ensure
    the success.

    GENERAL ASSUMPTION

    FY2020 FY2021 Fy2022

    Short-term interest 8% 8% 8%
    rate%

    Long-term interest 10% 10% 10%


    rate%

    Payment days 30 30 30
    estimator

    Collection days 0 0 0
    estimator
    Inventory turnover ? ? ?
    estimator

    Tax rate% 25.00% 25.00% 25.00%

    Expenses in cash% 10.00% 10.00% 10.00%

    Sales on credit% 1.00% 1.00% 1.00%

    Personnel 12.00% 12.00% 12.00%


    Burden %

    KEY FINANCIAL INDICATORS

    This chart shows the some benchmark keys of the business. Shows the
    sales , gross margins, the operating expense , also the inventory turnover.

    BENCHMARK ANALYSIS
    6
    YEAR 1 YEAR 2 YEAR 3
    5

    GROSS MARGIN % SALES

    INVENTORY TURNOVER OPERATING EXPENSE

    BREAK-EVEN ANALYSIS
    A break-even analysis table has been completed on the basis estimated fixed
    average costs/prices, monthly expenses, average sales.

     Salaries

     Rent

     Utilities

     Insurance

     Depreciation of equipment

     Meetings and dues

     Advertising / Business Promotions

     Office supplies

     Miscellaneous

     Taxes

     Legal / Professional Fees

    100,000
    COST AND REVENUE

    80,000

    60,000

    40,000

    20,000

    20,000

    40,000
    0 100,000 200,000 300,000 400,000 500,000 600,000 700,000

    50,000 150,000 250,000 350,000 450,000 550,000 650,000

    MONTHLY REVENUE BREAKEVEN 700,000

    ASSUMPTION:

    AVERAGE PERCENT VARIABLE COST 15%

    ESTIMATED MONTHLY FIXED COST 595,000

    PROJECTED CASH FLOW

    The projected cash flow represent the FLEX clothing cash flow for the next four
    years. The char illustrates monthly cash flow in the first year, align with that it is
    representing the cash flow per monthly and the other representing the monthly
    balance. Annual cash flow figures are indicates the Projected Cash Flows table, with
    the monthly cash flows projection.

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