RESIDENTIAL APARTMENT

LEASE AGREEMENT

This Apartment Rental Agreement ("Lease") is made on 2nd January, 2020 and takes effect on 1st
February, 2020 by and between Eleazar A. Noel ("Landlord") of # 20 Toucan Avenue, Tumpuna
Road, Arima, Trinidad and Shanelle Valerie Oliver ("Tenant"). This Lease creates joint and several
liability in the case of multiple Tenants.

1. PREMISES.

Landlord hereby rents to Tenant and Tenant accepts in its present condition the apartment at the
following address: 20 Toucan Ave, Tumpuna Road, Arima, Trinidad and Tobago (the "Apartment").

2. TERM.

The term of this Lease shall start on 1st February, 2020, and end on 31st January, 2020. If Landlord is
unable to provide the Apartment on the exact start date, then Landlord shall provide the Apartment as
soon as possible, and Tenant's obligation to pay rent shall abate during such period. Tenant shall not be
entitled to any other remedy for any delay in providing the Apartment.

3. RENT.

Tenant agrees to pay, without demand, to Landlord as rent for the Apartment the sum of Three
Thousand, Three Hundred Dollars ($3,300.00) per month in advance on the first day of each
calendar month. All rent payments must be deposited to RBC Royal Bank account number 11 000 000
176 6401, or at such other place as Landlord may designate. Landlord may impose a late payment
charge of Fifty Dollars ($50.00) per day for any amount that is more than five (5) days late. Rent will
be prorated if the term does not start on the first day of the month or for any other partial month of the
term.

4. SECURITY DEPOSIT.

Upon execution of this Lease, Tenant deposits with Landlord Three Thousand, Three Hundred
Dollars ($3,300.00), as security for the performance by Tenant of the terms of this Lease to be returned
to Tenant, Without Interest, following the full and faithful performance by Tenant of this Lease. In
the event of damage to the Apartment caused by Tenant or Tenant's family, agents or visitors, Landlord
may use funds from the deposit to repair, but is not limited to this fund and Tenant remains liable.

5. QUIET ENJOYMENT.

Landlord agrees that if Tenant timely pays the rent and performs the other obligations in this Lease,
Landlord will not interfere with Tenant's peaceful use and enjoyment of the apartment during the
period of the agreement.

6. USE OF PREMISES.

A. The Apartment shall be used and occupied by Tenant exclusively as a private single-family
residence. Neither the Apartment nor any part of the Apartment or yard shall be used at any time
during the term of this Lease for the purpose of carrying on any business, profession, or trade of any
kind, or for any purpose other than as a private single-family residence.

B. Tenant shall comply with all the health and sanitary laws, ordinances, rules, and orders of
appropriate governmental authorities and homes associations, if any, with respect to the Apartment.

7. NUMBER OF OCCUPANTS.

Tenant agrees that the Apartment shall be occupied by no more than Four (4) persons, including no
more than Two (2) under the age of eighteen (18) years, without the prior written consent of Landlord.

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8. CONDITION OF PREMISES.

A. Tenant agrees that Tenant has examined the Apartment, including the grounds and all buildings and
improvements, and that they are, at the time of this Lease, in good order, good repair, safe, clean, and
tenantable condition.

B. Landlord and Tenant agree that a copy of the "Joint Inspection," the original of which is maintained
by Landlord and a copy provided to Tenant, attached hereto reflects the condition of the Apartment at
the commencement of Tenant's occupancy.

9. ASSIGNMENT AND SUBLETTING.

A. Tenant shall not assign this Lease, or sublet or grant any concession or license to use the Apartment
or any part of the Apartment without Landlord's prior written consent.

B. Any assignment, subletting, concession, or license without the prior written consent of Landlord, or
an assignment or subletting by operation of law, shall be void and, at Landlord's option, terminate this
Lease.

10. ALTERATIONS AND IMPROVEMENTS.

A. Tenant shall make no alterations to the Apartment or construct any building or make other
improvements without the prior written consent of Landlord.

B. All alterations, changes, and improvements built, constructed, or placed on or around the Apartment
by Tenant, with the exception of fixtures properly removable without damage to the Apartment and
movable personal property, shall, unless otherwise provided by written agreement between Landlord
and Tenant, be the property of Landlord and remain at the expiration or earlier termination of this
Lease.

11. DAMAGE TO PREMISES.

If the Apartment, or any part of the Apartment, shall be partially damaged by fire or other casualty not
due to Tenant's negligence or willful act, or that of Tenant's family, agent, or visitor, there shall be an
abatement of rent corresponding with the time during which, and the extent to which, the Apartment is
untenantable. If Landlord shall decide not to rebuild or repair, the term of this Lease shall end and the
rent shall be prorated up to the time of the damage.

12. DANGEROUS MATERIALS.

Tenant shall not keep or have on or around the Apartment any article or thing of a dangerous,
inflammable, or explosive character that might unreasonably increase the danger of fire on or around
the Apartment or that might be considered hazardous.

13. UTILITIES.

Tenant shall be responsible for arranging and paying for all utility services required on the premises,
except Landlord will provide: Water and Electricity. Tenant shall not default on any obligation to a
utility provider for utility services at the Apartment.

14. MAINTENANCE AND REPAIR.

A. Tenant will, at Tenant's sole expense, keep and maintain the Apartment and appurtenances in good
and sanitary condition and repair during the term of this Lease. In particular, Tenant shall keep the
fixtures in the Apartment in good order and repair; keep the furnace clean; and keep the walks free
from dirt and debris. Tenant shall, at Tenant's sole expense, make all required repairs to the plumbing,
range, oven heating apparatus, electric and gas fixtures, other mechanical devices and systems, floors,
ceilings and walls whenever damage to such items shall have resulted from Tenant's misuse, waste, or
neglect, or that of the Tenant's family, agent, or visitor.

B. Tenant agrees that no signs shall be placed or painting done on or about the Apartment by Tenant
without the prior written consent of Landlord.

C. Tenant agrees to promptly notify Landlord in the event of any damage, defect or destruction of the
Apartment, or the failure of any of Landlord's appliances or mechanical systems, and except for repairs
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or replacements that are the obligation of Tenant pursuant to Subsection A above, Landlord shall use its
best efforts to repair or replace such damaged or defective area, appliance or mechanical system.

15. ANIMALS.

Tenant shall keep no domestic or other animals in or about the Apartment without the prior written
consent of Landlord.

16. RIGHT OF INSPECTION.

Landlord and Landlord's agents shall have the right at all reasonable times during the term of this
Lease and any renewal of this Lease to enter the Apartment for the purpose of inspecting the premises
and/or making any repairs to the premises or other item as required under this Lease.

17. DISPLAY OF SIGNS.

During the last thirty (30) days of this Lease, Landlord or Landlord's agent may display "For Sale" or
"For Rent" or "Vacancy" or similar signs on or about the Apartment and enter to show the Apartment to
prospective purchasers or tenants.

18. HOLDOVER BY TENANT.

Should Tenant remain in possession of the Apartment with the consent of Landlord after the expiration
of the Term of this Lease, a new tenancy from month to month shall be created which shall be subject
to all the terms and conditions of this Lease, but shall be terminable on thirty (30) days by either party
or longer notice if required by law. If Tenant holds over without Landlord's consent, Landlord is
entitled to double rent, pro-rated per each day of the holdover, lasting until Tenant leaves the
Apartment.

19. SURRENDER OF PREMISES.

At the expiration of the Lease, Tenant shall quit and surrender the Apartment in as good a condition as
it was at the commencement of this Lease, reasonable wear and tear and damages by the elements
excepted.

20. FORFEITURE OF SECURITY DEPOSIT - DEFAULT.

It is understood and agreed that Tenant shall not attempt to apply or deduct any portion of any security
deposit from the last or any month's rent or use or apply any such security deposit at any time in lieu of
payment of rent. If Tenant fails to comply, such security deposit shall be forfeited and Landlord may
recover the rent due as if any such deposit had not been applied or deducted from the rent due. For the
purposes of this paragraph, it shall be conclusively presumed that a Tenant leaving the Premises while
owing rent is making an attempted deduction of deposits. Furthermore, any deposit shall be held as a
guarantee that Tenant shall perform the obligations of the Lease and shall be forfeited by the Tenant
should Tenant breach any of the terms and conditions of this Lease. In the event of default, by Tenant,
of any obligation in this Lease which is not cured by Tenant within fifteen (15) days notice from
Landlord, then in addition to forfeiture of the Security Deposit, Landlord may pursue any other remedy
available at law, equity or otherwise.

21. ABANDONMENT.

If at any time during the term of this Lease, Tenant abandons the Apartment or any of Tenant's personal
property in or about the Apartment, Landlord shall have the following rights: Landlord may, at
Landlord's option, enter the Apartment by any means without liability to Tenant for damages and may
relet the Apartment, for the whole or any part of the then unexpired term, and may receive and collect
all rent payable by virtue of such reletting; Also, at Landlord's option, Landlord may hold Tenant liable
for any difference between the rent that would have been payable under this Lease during the balance
of the unexpired term, if this Lease had continued in force, and the net rent for such period realized by
Landlord by means of such reletting. Landlord may also dispose of any of Tenant's abandoned
personal property as Landlord deems appropriate, without liability to Tenant. Landlord is entitled to
presume that Tenant has abandoned the Apartment if Tenant removes substantially all of Tenant's
furnishings from the Apartment, if the Apartment is unoccupied for a period of two (2) consecutive
weeks, or if it would otherwise be reasonable for Landlord to presume under the circumstances that the
Tenant has abandoned the Apartment.

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22. SECURITY.

Tenant acknowledges that Landlord does not provide a security alarm system or any security for the
Apartment or for Tenant and that any such alarm system or security service, if provided, is not
represented or warranted to be complete in all respects or to protect Tenant from all harm. Tenant
hereby releases Landlord from any loss, suit, claim, charge, damage or injury resulting from lack of
security or failure of security.

23. SEVERABILITY.

If any part or parts of this Lease shall be held unenforceable for any reason, the remainder of this
Agreement shall continue in full force and effect.

24. INSURANCE.

Tenant acknowledges that Landlord will not provide insurance coverage for Tenant's property, nor shall
Landlord be responsible for any loss of Tenant's property, whether by theft, fire, acts of God, or
otherwise.

25. BINDING EFFECT.

The covenants and conditions contained in the Lease shall apply to and bind the heirs, legal
representatives, and permitted assigns of the parties.

26. GOVERNING LAW.

It is agreed that this Lease shall be governed by, construed, and enforced in accordance with the laws
of The Republic of Trinidad and Tobago.

27. ENTIRE AGREEMENT.

This Lease shall constitute the entire agreement between the parties. Any prior understanding or
representation of any kind preceding the date of this Lease is hereby superseded. This Lease may be
modified only by a writing signed by both Landlord and Tenant.

28. NOTICES.

Any notice required or otherwise given pursuant to this Lease shall be in writing; hand delivered,
mailed certified return receipt requested, postage prepaid, or delivered by overnight delivery service, if
to Tenant, at the Apartment and if to Landlord, at #9 Hermitage Road, Gonzales, Port of Spain,
Trinidad.

IN WITNESS WHEREOF, the parties have caused this Lease to be executed the day and year first
above written.

_____________________________________ ____________
Shanelle Valerie Oliver ("Tenant"). Date

_____________________________________ ____________
Eleazar A. Noel ("Landlord") Date

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