University Assistant 

Current Affairs Capsule

PART- 2 – SCHEMES

Pradhan Mantri Jan Dhan Yojana (PMJDY)

(Mera Khata Bhagya Vidhata )

Launched : 28th August 2014

1st Phase : 28 August 2014 - 15 August 2015
2nd Phase : August 2015 - August 2018

Aim: Financial Inclusion / Bank account to every Indian.

By : Department of Financial Services, Ministry of Finance

1. Zero balance savings account

2. Cheque book , pass book and RuPay Debit card will be provided.
3. Accident insurance cover of Rs. 1,00,000.
4. Rs. 30, 000 life cover for those opening the account by 26 January 2015.(LIC)
5. Overdraft (loan) facility of Rs. 5000 would be provided on completing 6 months.
6. Money transfer can be done (via Indian bank).

7. Eligibility/Age Limit: Any minor with age above 10 years can open the account.
8. By 10 February 2016, over 20 crore(200 million) bank accounts were opened and ₹323.78
billion were deposited under the scheme.
9. Guinness World Records for he most bank accounts opened in 1 week (18,096,130)
10. World’s largest Financial Inclusion programme

Pandit Deen Dayal Upadhyaya

Shramev Jayate Karyakram
Launched : 16th October 2014
Aim: Creating conducive environment for industrial development .

1. Shram Suvidha Portal: Labour Identification Number (LIN) to nearly 6 lakhs units and
allow them to file online compliance for 16 out of 44 labour laws

2. Random Inspection Scheme: Utilizing technology to eliminate human discretion in

selection of units for Inspection where uploading of Inspection Reports within 72 hours
of inspection is mandatory
3. Universal Account Number: Enables 4.17 crore employees to have their Provident Fund
 account portable, hassle-free and universally accessible
4. Apprentice Protsahan Yojana: Reimbursing 50% of the stipend paid to apprentices
during first two years of their training
5. Revamped Rashtriya Swasthya Bima Yojana: Smart Card for the workers in the
unorganized sector seeded with details of two more social security schemes.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana

For rural poor

Launched : 25th September 2014

Aim: To support poor and marginalized rural people to acess benefits

By : Union Ministry of Rural Development

1. Demand led skill training at no cost to the rural poor

2. Mandatory coverage of socially disadvantaged groups (SC/ST 50%; Minority 15%; Women
33%)
3. Post-placement support, migration support and alumni network
4. Guaranteed Placement for at least 75% trained candidates
5. Nurturing new training service providers and developing their skills
6. All inspections are supported by geo-tagged, time stamped videos/photographs.

Pradhan Mantri Kaushal Vikas Yojana

Launched : 15th July 2015

Aim: To provide skilled training for 24 lakh indian youth.
By : Union Ministry of Skill Development and
National skill development corporation(NSDC).

1. Monetory reward for trainees with certification on completing the trainging

successfully . The reward will be around 8000/- per trainee .

2. Sector skill council and the state government will monitor the functioning.
 MUDRA Bank

Launched : 8th April 2015

Aim:Financial Incluion/ Fund the unfunded
By : Union Ministry of Skill Development and National
skill development corporation(NSDC).

For loans upto Rs 10 lakhs for non-farm income generating activities

Types
1. Shishu : covering loans upto 50,000/-
2. Kishor : covering loans above 50,000/- and upto 5 lakh
3. Tarun : covering loans above 5 lakh and upto 10 lakh
*No processing fee
*No collateral
*Repayment period of loan is extended up to 5 years

Pradhan Mantri Ujjawala yojana

Launched : 1st May 2016 (Ballia, Uttar Pradesh)

Aim:Free LPG connections to 5 crore women beneficiaries
from BPL families over the next 3 years
By : Ministry of Petroleum and Natural Gas.

1. Rs 8000 crore has been earmarked for providing five

crore LPG connections to BPL households.
2. Provides a financial support of Rs 1600 for each LPG
connection to the BPL households.
3. This Scheme would be implemented over 3 years.

Digital India
Power to Empower
Launched : 1st July 2015
Aim: Inclusive growth in areas of electronic services, products, manufacturing and job
opportunities

Digital India is centred on three key areas -

1. Digital Infrastructure as a utility to every citizen
2. Governance & services on demand
 3. Digital Empowerment of citizens

Objectives:
*Broadband highways *eKranti - Electronic delivery of services
*Universal access to mobile connectivity *E-governance
*Public internet access programme *Electronics manufacturin(Non-zero Import)
*IT for jobs * early harvest programmes.

Make in India

Launched : 25th September 2014

Aim: To transform India into a global design and manufacturing hub.(Increase FDI)
By : Ministry of Finance

Objective:
Increase in manufacturing sector growth to 12-14% per annum .

• An increase in the share of manufacturing in the country’s Gross Domestic Product from
16% to 25% by 2022.
• To create 100 million additional jobs by 2022 in manufacturing sector.
• Creation of appropriate skill sets among rural migrants and the urban poor for inclusive
growth.
• Enhancing the global competitiveness of the Indian manufacturing sector.
• Ensuring sustainability of growth, particularly with regard to environment.
• To focus on job creation and skill enhancement in 25 sectors of the economy

1. India would emerge as the top destination globally for foreign direct investment,
surpassing the United States of America as well as China.
2. India received US$63 billion in FDI in 2015
3. "Zero Defect Zero Effect" is a slogan coined by Prime Minister of India

Sukanya Samridhi Yojana

th
Launched : 25 January 2015
Aim: Small deposit scheme for girl child
 1. Launched as a part of the ‘Beti Bachao Beti Padhao' campaign, with an interest rate of
9.1% and income tax rebate.
2. The account can be opened in any post office or authorised branches of commercial
banks.
3. 'Sukanya Samriddhi Account'can be opened at any time from the birth of a girl child till
she attains the age of 10 years, with a minimum deposit of Rs 1000. A maximum of Rs 1.5
lakh can be deposited during a financial year.
4. The account will remain operative for 21 years or marriage of the girl child after
attaining 18 years of age.
5. To meet the requirement of higher education expenses, partial withdrawal of 50 % of
the balance would be allowed after the girl child has attended 18 years of age.

Swachh Bharat Abhiyan

Launched : 2nd October 2014

Aim : To have clean India by 2019 which is the 150th birth anniversary of Mahathma Gandhi.
By : Ministry of Urban Development and Ministry of Drinking Water and Sanitation(Rural)

Objective:
1. To eradicate the system of open defecation in India.
2. To convert the insanitary toilets into pour flush toilets.
3. To remove the system of manual scavenging.
4. To make people aware of healthy sanitation practices by bringing behavioural changes in
people.
Important Questions
1. Award which given by the Indian Government to cities and villages for cleanliness -
Nirmal Puraskar
2. Nepal launched swachh bharat mission like event on 03 January 2015
3. Tag-line of ‘Swachh Bharat Abhiyan :Ek kadam swachhata ki ore
4. Amount of money that would be given to every village in the country per annum to achieve
 the goal of clean India by 2nd October 2019: 20 Lakhs
5. Tagline was created by Smt.Bhagyashree sheth
6. Prime Minister of India, Shri. NarendraModi while launching ‘Swachh Bharat Mission’
asked people to donate a minimum how many hours every year for cleanliness: 100hrs
7. Who launched the ‘Swachh Bharat-Swachh Vidyalaya’ campaign : Smriti Irani
8. logo of ‘Swachh Bharat Abhiyan’ Designed by : Shri. Anant from Maharashtra
9. Total celebrity nominees for this mission invited by PM : 9

For more questions from Swachh Bharat Abhiyaan Click Here(Ctrl+Click)

Sansad Adarsh Gram Yojana(SAGY)

Launched : 11th October 2014

Aim : PM has requested all Members of Parliament (MP) to develop 1 model village in their
constituency by year 2016 and 2 more by 2019

List of a few important adoptions :

1. Under the scheme,Narendra Modi has adopted Jayapur village his constituency Varanasi
in Uttar Pradesh
2. Sonia Gandhi adopted Udwa village in her constituency Rae Bareli in Uttar Pradesh.
3. Rahul Gandhi adopted Deeh village in his constituency Amethi in Uttar Pradesh.
4. V. K. Singh adopted Mirpur Hindu in his constituency Ghaziabad, Uttar Pradesh.
5. Ahmed Patel adopted Vandari village in Rajpipada, Gujarat.
6. Sachin Tendulkar adopted Puttamraju vari Kandriga(P.R.Kandriga) a village near Gudur
in Nellore district of Andhra Pradesh.

Important Facts

1. The government set a target of achieving 100 per cent literacy in villages adopted 
under the Sansad Adarsh Gram Yojana by March 2016
 2. Launched by the Prime Minister of Indiaon birth anniversary of Jayaprakash Narayan.

3. Each member of parliament needs to choose one village each from the constituency that
they represent (other than his own or in­law's village)

4. Vilages selected should be developed by 2016.

5. Villages will be offered smart schools, universal access to basic health facilities and 
Pucca housing to homeless villagers.

Atal Mission for Rejuvenation and Urban Transformation

(AMRUT)

Launched : 29th April 2015

Aim : To devolop infrastructure in 500 cities and towns

Important Facts

1. AMRUT mission is intended to improve

infrastructure in small cities having population of
one lakh and above on services relating to water
supply, sewerage, transport and development
of green spaces among others.

2. Rajasthan was the first state in the country to

submit State Annual Action Plan under Atal
Mission for Rejuvenation and Urban Transformation (AMRUT).

3. The scheme Housing for All by 2022 and Atal Mission for Rejuvenation and Urban
Transformation (AMRUT) were launched on the same day.

4. The scheme is dependent with public private partnership model(PPP) model.

5. AMRUT is actually a new version of the existing JNNURM and will extend support to till
2017 to those projects that are at least 50% complete under the earlier JNNURM.
50000 crore rupees will be spent under the mission over next five years

Deendayal Upadhyaya Gram Jyoti Yojana

(DDUGJY)

Launched : 25th July 2015 in Patna

Aim : To provide continuous power supply to rural India.
By : Ministry of Power
Objectives:
1. To provide electrification to all villages
2. Feeder separation to ensure sufficient
power to farmers and regular supply to
other consumers
3. Improvement of Sub-transmission and
distribution network to improve the
quality and reliability of the supply
4. Metering to reduce the losses

Important Facts
1. The scheme will replace the existing Rajiv Gandhi Grameen Vidyutikaran Yojana
(RGGVY).
2. Inspired from the similar pioneering scheme implemented by the Government of Gujarat
named JyotiGram
3. Focus to Electrification
4. Launched by PM Narendra Modi on from Patna

HRIDAY
Heritage City Development and Augmentation Yojana scheme

Launched : 21st January 2015

Aim : To develop heritage cities.
By : Ministry of Urban Development

With a duration of 27 months (completing in March 2017) and a total outlay of ₹500 crore, the
Scheme is set to be implemented in 12 identified Cities
Started from Amritsar by Arun jaitley on 14th july 2015

S.No City Funds (Rs. Crore)

1 Ajmer 40.04
2 Amaravati 22.26
3 Amritsar 69.31
4 Badami 22.26
5 Dwaraka 22.26
6 Gaya 40.04
7 Kanchipuram 23.04
8 Mathura 40.04
9 Puri 22.54
10 Varanasi 89.31
11 Velankanni 22.26
12 Warangal 40.54
 Namami Ganga

Launched : 9th May 2015

Aim : Ganga Rejuvenation
By : Ministry of Finance

1. Namami Gange is 100% centrally

funded
2. officially known as Integrated Ganga
Conservation Mission project or ‘Namami Ganga Yojana’.
3. Ganga Action plan started in 1986(Rajiv Gandhi).
4. Ganga is spread over 11 states that constitutes 26% of the country’s land mass.
5. Will cover 8 states, 47 towns & 12 rivers under the project.
6. Rs. 20,000 crore has been sanctioned.
7. Over 1,632 gram panchayats on the banks of Ganga to be made open defecation-free
by 2022.
8. Centre for Ganga River Basin Management and Studies has been launched in New
Delhi
9. Domestic donors funding shall be eligible for tax benefit (Swachh Bharat Kosh).
Countries sharing their expertise

Uk - Expertise in reviving aquatic life
Germany -Water mangment and rejuvination (Germany expertised in cleaning river Rhine)
Japan - External Aided project
Netherlands – Flood control Assistance
Australia - Cleaning project
Israel - Technology of water purification and filtration.
Domestic donors to the fund shall be eligible for tax benefit as applicable in the case of
Swachh Bharat Kosh.

Atal Pension Yojana

Launched : 9th May 2015
Aim : Pension scheme in India targeted at the
unorganised sector
By : Ministry of Finance

1. The scheme is headed to replace the

Swavalamban Scheme.
 2. Guarantees a minimum pension amount at the age of 60 from 1000 /month to Rs.
5000 /month depending upon their contributions.
3. Minimum age for joining APY is 18 years
4. Maximum age is 40 years.
5. Subscriber need to contribute for minimum 20years.
6. The Central Government will contribute 50% of the subscriber’s contribution or Rs.
1000 per annum for a period of 5 years.
7. Scheme will be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan
Yojana.

Pradhan Mantri Suraksha Bima Yojana (Accident insurance)

and
Pradhan Mantri Jeevan Jyoti Yojana(Life insurance)

Launched : 9th May 2015 (Kolkata)

Aim : Insurance Policies
By : Ministry of Finance

PMJJBY
1. In collaboration with LIC all other life insurers joining.
2. Life Insurance cover of 2 Lakhs.
3. Available for all savings bank account holders
4. Uniform Premium of Rs 330+ Service tax
5. Cover for 1 year and renewable every year
 6. Age : 18 to 50 years (With Bank Accounts)
PMSBY
1. Accident insurance scheme in India
2. Accidental insurance cover of 2 Lakhs for accidental death or full disability
3. Partial permanent Disability will get 1lakh.
4. Available for all savings bank account holders
5. Annual Premium of Rs12+ Service tax
6. Cover for 1 year and renewable every year
7. Age : 18 to 70 years (With Bank Accounts)
8. Only one PMSBY cover per account.

Pradhan Mantri Krishi Sinchai Yojana

Launched : 9th May 2015 (Kolkata)

Aim : National mission to improve farm productivity and better utilization of resources
By : Ministry of Agriculture & Farmers Welfare

Objectives

#Har Khet ko Pani: Enhance the physical access of

water on the farm and expand cultivable area under
assured irrigation
#Enhance adoption of precision-irrigation and other
water saving technologies under More Crop Per
Drop.
#Watershed Development: Promotion of micro-irrigation in the form of drips, sprinklers, pivots,
rain-guns in the farm (Jal Sinchan)

Funding
75% : Central government
25% : State government.
North-eastern region and hilly states : 90:10

Gold Schemes (5th Nov 2015)

 Gold Monetisation Scheme

#This will replace Gold Deposit Scheme (1999)

#Tagline: Earn while you secure

Indian households and institutions hold nearly 20,000 tons of

gold.
The total value of this gold reserve is $1 trillion (US Dollars).

Benefits:
1. As low as 30 grams of gold can be deposited.
2. There will be no income tax, wealth tax or capital gains
tax levied on the Gold Deposit Accounts.
3. Interest Rate on GMS would be 2.25% to 2.5%.
4. There is no maximum limit

Sovereign Gold Bond

#Tagline: Invest Wisely Earn Safely

1. SGBs are papers or certificates issued by the government
saying that investors bought a certain amount of gold.
2. The Bond is issued by Reserve Bank on behalf of
Government of India.

Benefits

•Available both in demat and paper form.

•Tenure of the bond - 8 years
•Option to exit in 5th, 6th and 7th years.
•Bonds can be used as collateral for loans.
•Sovereign Gold Bonds will be issued on payment of rupees and denominated in grams of gold.
•Minimum investment in the bond shall be 2 grams.
•The bonds can be bought by Indian residents or entities and is capped at 500 grams.

Indian Gold Coin

#Tagline: Minted in India

1. First ever national gold offerings by Government
of India.
2. Ashoka Chakra on one side and Mahatma Gandhi,
 on the other side.
3. Only BIS hallmarked coin in India.
4. Coin is initially available in 5 grams and 10 grams along with an Indian Gold Bar of 20
grams.
5. Purity: 24 karat purity and 999 fineness.

Pilgrimage Rejuvenation and Spirituality Augmentation Drive

(PRASAD)

1. PRASAD scheme aims to create spiritual centres for tourism development A Mission
2. Directorate has been established to implement the PRASAD scheme in the Ministry of
Tourism
3. Budget provision of INR 15.60 crore has been made in Revised Estimates 2014-2015

12 cities have been included under the PRASAD scheme:

­ Amaravati (Andhra Pradesh) ­ Vellankani(Tamil Nadu),
­ Gaya(Bihar) ­ Puri(Odisha),
­ Dwaraka(Gujarat) ­ Varanasi(Uttar Prasesh) 
­ Amritsar(Punjab) ­ Mathura(Uttar Pradesh)
­ Ajmer(Rajasthan) ­ Kedarnath (Uttarakhand) 
­ Kanchipuram(Tamil Nadu) ­ Kamakhya (Assam)

PAHAL
(Pratyaksh Hanstantrit Labh)

Launched : 15th Nov 2014

Aim : Direct Benefits Transfer for LPG (DBTL)
By : Ministry of Petroleum and Natural Gas
Tagline : Get Your Money, Save Public Money

1. Relaunched in 54 Districts on 15th Nov-2014

2. Previous PAHAL scheme made it mandatory for the LPG user to have an Aadhar Card
3. New modification in the scheme offers subsidy both with Aadhar card and without
Aadhar card.
4. 1st Phase and will be launched in the rest of the 622 districts of the country on 1.1.2015.
 5. LPG consumers can join the scheme by providing their Aadhaar number to LPG distributor
and to Bank.
6. LPG consumers who do not have Aadhaar number can
a. Give Bank details to LPG distributor OR
b. Give 17 digit LPG ID to the Bank (select banks only).

Soil Health Card

Launched : 15th Nov 2014 (Suratgarh, Rajasthan.)

Aim : Promoting soil test based and balanced use of fertilisers to enable farmers realise
higher yields at lower cost.
Tagline : Swasth Dharaa. Khet Haraa

1. Issue soil cards to about 14 crore farmers spread all over India.
2. The card is a printed report. It will be given to farmers once in three years for his farm or
land holding.
3. Punjab becomes first state to issue Soil Health Cards to farmers.

Objectives

1. To provide a basis to address nutrient

deficiencies in fertilization practices.
2. To strengthen functioning of Soil Testing
Laboratories (STLs) through capacity building.

3. To diagnose soil fertility related constraints with

standardized procedures.

4. To develop and promote soil test based nutrient

management.

5. Dissemination of soil testing results through SMSs

will be enabled.
For More PSC Study Materials

Log On TO

www.pscexams.com

“All The Best”