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May 28, 2013,11:04am EDT
Top 100 Inspirational Quotes

Kevin Kruse
Kevin KruseContributor
Careers
CEO of LEADx and author of Great Leaders Have No Rules.
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Life is about making an impact, not making an income. --Kevin Kruse
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In my new eBook, 365 Inspirational Quotes: Daily Motivation For Your Best Year
Ever, I share the quotations that have inspired me as I've launched my companies,
written my books and raised my children. In the spirit of self motivation, here are
my top 100 inspirational quotes.
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1. Life is about making an impact, not making an income. --Kevin Kruse
2. Whatever the mind of man can conceive and believe, it can achieve. �Napoleon
Hill
3. Strive not to be a success, but rather to be of value. �Albert Einstein
4. Two roads diverged in a wood, and I�I took the one less traveled by, And that
has made all the difference. �Robert Frost
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5. I attribute my success to this: I never gave or took any excuse. �Florence
Nightingale
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6. You miss 100% of the shots you don�t take. �Wayne Gretzky
7. I've missed more than 9000 shots in my career. I've lost almost 300 games. 26
times I've been trusted to take the game winning shot and missed. I've failed over
and over and over again in my life. And that is why I succeed. �Michael Jordan
8. The most difficult thing is the decision to act, the rest is merely tenacity.
�Amelia Earhart
9. Every strike brings me closer to the next home run. �Babe Ruth
10. Definiteness of purpose is the starting point of all achievement. �W. Clement
Stone
11. Life isn't about getting and having, it's about giving and being. �Kevin Kruse
12. Life is what happens to you while you�re busy making other plans. �John Lennon
13. We become what we think about. �Earl Nightingale
14.Twenty years from now you will be more disappointed by the things that you
didn�t do than by the ones you did do, so throw off the bowlines, sail away from
safe harbor, catch the trade winds in your sails. Explore, Dream, Discover. �Mark
Twain
15.Life is 10% what happens to me and 90% of how I react to it. �Charles Swindoll
16. The most common way people give up their power is by thinking they don�t have
any. �Alice Walker
17. The mind is everything. What you think you become. �Buddha
18. The best time to plant a tree was 20 years ago. The second best time is now.
�Chinese Proverb
19. An unexamined life is not worth living. �Socrates
20. Eighty percent of success is showing up. �Woody Allen
21. Your time is limited, so don�t waste it living someone else�s life. �Steve Jobs
22. Winning isn�t everything, but wanting to win is. �Vince Lombardi
23. I am not a product of my circumstances. I am a product of my decisions.

�Stephen Covey
24. Every child is an artist. The problem is how to remain an artist once he grows
up. �Pablo Picasso
25. You can never cross the ocean until you have the courage to lose sight of the
shore. �Christopher Columbus
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and businesspeople have to offer.
26. I�ve learned that people will forget what you said, people will forget what you
did, but people will never forget how you made them feel. �Maya Angelou
27. Either you run the day, or the day runs you. �Jim Rohn
28. Whether you think you can or you think you can�t, you�re right. �Henry Ford
29. The two most important days in your life are the day you are born and the day
you find out why. �Mark Twain
30. Whatever you can do, or dream you can, begin it. Boldness has genius, power
and magic in it. �Johann Wolfgang von Goethe
31. The best revenge is massive success. �Frank Sinatra
32. People often say that motivation doesn�t last. Well, neither does bathing.
That�s why we recommend it daily. �Zig Ziglar
33. Life shrinks or expands in proportion to one's courage. �Anais Nin
34. If you hear a voice within you say �you cannot paint,� then by all means paint
and that voice will be silenced. �Vincent Van Gogh
35. There is only one way to avoid criticism: do nothing, say nothing, and be
nothing. �Aristotle
36. Ask and it will be given to you; search, and you will find; knock and the door
will be opened for you. �Jesus
37. The only person you are destined to become is the person you decide to be.
�Ralph Waldo Emerson
38. Go confidently in the direction of your dreams. Live the life you have
imagined. �Henry David Thoreau
39. When I stand before God at the end of my life, I would hope that I would not
have a single bit of talent left and could say, I used everything you gave me.
�Erma Bombeck
40. Few things can help an individual more than to place responsibility on him, and
to let him know that you trust him. �Booker T. Washington
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41. Certain things catch your eye, but pursue only those that capture the heart. �
Ancient Indian Proverb
42. Believe you can and you�re halfway there. �Theodore Roosevelt
43. Everything you�ve ever wanted is on the other side of fear. �George Addair
44. We can easily forgive a child who is afraid of the dark; the real tragedy of
life is when men are afraid of the light. �Plato
45. Teach thy tongue to say, "I do not know," and thous shalt progress. �Maimonides
46. Start where you are. Use what you have. Do what you can. �Arthur Ashe
47. When I was 5 years old, my mother always told me that happiness was the key to
life. When I went to school, they asked me what I wanted to be when I grew up. I
wrote down �happy�. They told me I didn�t understand the assignment, and I told
them they didn�t understand life. �John Lennon
48. Fall seven times and stand up eight. �Japanese Proverb
49. When one door of happiness closes, another opens, but often we look so long at
the closed door that we do not see the one that has been opened for us. �Helen
Keller
50. Everything has beauty, but not everyone can see. �Confucius
51. How wonderful it is that nobody need wait a single moment before starting to
improve the world. �Anne Frank
52. When I let go of what I am, I become what I might be. �Lao Tzu
53. Life is not measured by the number of breaths we take, but by the moments that
take our breath away. �Maya Angelou
54. Happiness is not something readymade. It comes from your own actions. �Dalai
Lama
55. If you're offered a seat on a rocket ship, don't ask what seat! Just get on.
�Sheryl Sandberg
56. First, have a definite, clear practical ideal; a goal, an objective. Second,
have the necessary means to achieve your ends; wisdom, money, materials, and
methods. Third, adjust all your means to that end. �Aristotle
57. If the wind will not serve, take to the oars. �Latin Proverb
58. You can�t fall if you don�t climb. But there�s no joy in living your whole
life on the ground. �Unknown
59. We must believe that we are gifted for something, and that this thing, at
whatever cost, must be attained. �Marie Curie
uncaptioned
60. Too many of us are not living our dreams because we are living our fears. �Les
Brown
61. Challenges are what make life interesting and overcoming them is what makes
life meaningful. �Joshua J. Marine
62. If you want to lift yourself up, lift up someone else. �Booker T. Washington
63. I have been impressed with the urgency of doing. Knowing is not enough; we must
apply. Being willing is not enough; we must do. �Leonardo da Vinci
64. Limitations live only in our minds. But if we use our imaginations, our
possibilities become limitless. �Jamie Paolinetti
65. You take your life in your own hands, and what happens? A terrible thing, no
one to blame. �Erica Jong
66. What�s money? A man is a success if he gets up in the morning and goes to bed
at night and in between does what he wants to do. �Bob Dylan
67. I didn�t fail the test. I just found 100 ways to do it wrong. �Benjamin
Franklin
68. In order to succeed, your desire for success should be greater than your fear
of failure. �Bill Cosby
69. A person who never made a mistake never tried anything new. � Albert Einstein
70. The person who says it cannot be done should not interrupt the person who is
doing it. �Chinese Proverb
71. There are no traffic jams along the extra mile. �Roger Staubach
72. It is never too late to be what you might have been. �George Eliot
73. You become what you believe. �Oprah Winfrey
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74. I would rather die of passion than of boredom. �Vincent van Gogh
75. A truly rich man is one whose children run into his arms when his hands are
empty. �Unknown
76. It is not what you do for your children, but what you have taught them to do
for themselves, that will make them successful human beings. �Ann Landers
77. If you want your children to turn out well, spend twice as much time with them,
and half as much money. �Abigail Van Buren
78. Build your own dreams, or someone else will hire you to build theirs. �Farrah
Gray
79. The battles that count aren't the ones for gold medals. The struggles within
yourself--the invisible battles inside all of us--that's where it's at. �Jesse
Owens
80. Education costs money. But then so does ignorance. �Sir Claus Moser
81. I have learned over the years that when one's mind is made up, this diminishes
fear. �Rosa Parks
82. It does not matter how slowly you go as long as you do not stop. �Confucius
83. If you look at what you have in life, you'll always have more. If you look at
what you don't have in life, you'll never have enough. �Oprah Winfrey
84. Remember that not getting what you want is sometimes a wonderful stroke of
luck. �Dalai Lama
85. You can�t use up creativity. The more you use, the more you have. �Maya
Angelou
86. Dream big and dare to fail. �Norman Vaughan
87. Our lives begin to end the day we become silent about things that matter.
�Martin Luther King Jr.
88. Do what you can, where you are, with what you have. �Teddy Roosevelt
89. If you do what you�ve always done, you�ll get what you�ve always gotten. �Tony
Robbins
90. Dreaming, after all, is a form of planning. �Gloria Steinem
91. It's your place in the world; it's your life. Go on and do all you can with it,
and make it the life you want to live. �Mae Jemison
92. You may be disappointed if you fail, but you are doomed if you don't try.
�Beverly Sills
93. Remember no one can make you feel inferior without your consent. �Eleanor
Roosevelt
94. Life is what we make it, always has been, always will be. �Grandma Moses
95. The question isn�t who is going to let me; it�s who is going to stop me. �Ayn
Rand
96. When everything seems to be going against you, remember that the airplane takes
off against the wind, not with it. �Henry Ford
97. It�s not the years in your life that count. It�s the life in your years.
�Abraham Lincoln
98. Change your thoughts and you change your world. �Norman Vincent Peale
99. Either write something worth reading or do something worth writing. �Benjamin
Franklin
100. Nothing is impossible, the word itself says, �I�m possible!� �Audrey Hepburn
101. The only way to do great work is to love what you do. �Steve Jobs
102. If you can dream it, you can achieve it. �Zig Ziglar
--> Check out my new eBook, 365 Inspirational Quotes: Daily
Oct 16, 2012,08:37am EDT

100 Best Quotes On Leadership
Kevin Kruse
Kevin KruseContributor
Careers
CEO of LEADx and author of Great Leaders Have No Rules.
In my new eBook, 365 Inspirational Quotes: Daily Motivation For Your Best Year
Ever, I share the quotations that have inspired me as I�ve launched my companies,
written books and raised my children. Below are my top 100 leadership quotes of all
time.
1. A leader is best when people barely know he exists, when his work is done, his
aim fulfilled, they will say: we did it ourselves. �Lao Tzu
2. Where there is no vision, the people perish. �Proverbs 29:18
3. I must follow the people. Am I not their leader? �Benjamin Disraeli
4. You manage things; you lead people. �Rear Admiral Grace Murray Hopper
5. The first responsibility of a leader is to define reality. The last is to say

thank you. In between, the leader is a servant. �Max DePree
6. Leadership is the capacity to translate vision into reality. �Warren Bennis
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7. Lead me, follow me, or get out of my way. � General George Patton
8. Before you are a leader, success is all about growing yourself. When you become
a leader, success is all about growing others. �Jack Welch
9. A leader is a dealer in hope. �Napoleon Bonaparte
10. You don�t need a title to be a leader. �Multiple Attributions
11. A leader is one who knows the way, goes the way, and shows the way. �John
Maxwell
12. My own definition of leadership is this: The capacity and the will to rally men
and women to a common purpose and the character which inspires confidence. �General
Montgomery
13. Leadership is lifting a person's vision to high sights, the raising of a

person's performance to a higher standard, the building of a personality beyond its
normal limitations. �Peter Drucker
14. Never doubt that a small group of thoughtful, concerned citizens can change
world. Indeed it is the only thing that ever has. �Margaret Mead
15. The nation will find it very hard to look up to the leaders who are keeping
their ears to the ground. �Sir Winston Churchill
16. The most dangerous leadership myth is that leaders are born-that there is a
genetic factor to leadership. That's nonsense; in fact, the opposite is true.
Leaders are made rather than born. �Warren Bennis
17. To command is to serve, nothing more and nothing less. �Andre Malraux
18. He who has never learned to obey cannot be a good commander. �Aristotle
19. Become the kind of leader that people would follow voluntarily; even if you had
no title or position. �Brian Tracy
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20. I start with the premise that the function of leadership is to produce more
leaders, not more followers. �Ralph Nader
21. Effective leadership is not about making speeches or being liked; leadership is
defined by results not attributes. �Peter Drucker
22. Anyone can hold the helm when the sea is calm. �Publilius Syrus
23. A great person attracts great people and knows how to hold them together.
�Johann Wolfgang Von Goethe
24. The best executive is the one who has sense enough to pick good men to do what
he wants done, and self-restraint enough to keep from meddling with them while they
do it. �Theodore Roosevelt
25. Leadership is influence. �John C. Maxwell
26. You don't lead by pointing and telling people some place to go. You lead by
going to that place and making a case. �Ken Kesey
27. When I give a minister an order, I leave it to him to find the means to carry
it out. �Napoleon Bonaparte
28. Men make history and not the other way around. In periods where there is no
leadership, society stands still. Progress occurs when courageous, skillful leaders
seize the opportunity to change things for the better. �Harry S. Truman
29. People buy into the leader before they buy into the vision. �John Maxwell
30. So much of what we call management consists in making it difficult for people
to work. �Peter Drucker
31. The art of leadership is saying no, not saying yes. It is very easy to say yes.
�Tony Blair
32. The very essence of leadership is that you have to have a vision. It's got to
be a vision you articulate clearly and forcefully on every occasion. You can't blow
an uncertain trumpet. �Reverend Theodore Hesburgh
33. The key to successful leadership today is influence, not authority. �Kenneth
Blanchard
34. A good general not only sees the way to victory; he also knows when victory is
impossible. �Polybius
35. A great leader's courage to fulfill his vision comes from passion, not
position. �John Maxwell
36. A leader takes people where they want to go. A great leader takes people where
they don't necessarily want to go, but ought to be. �Rosalynn Carter
37. The challenge of leadership is to be strong, but not rude; be kind, but not
weak; be bold, but not bully; be thoughtful, but not lazy; be humble, but not
timid; be proud, but not arrogant; have humor, but without folly. �Jim Rohn
38. Outstanding leaders go out of their way to boost the self-esteem of their
personnel. If people believe in themselves, it's amazing what they can accomplish.
�Sam Walton
39. A true leader has the confidence to stand alone, the courage to make tough
decisions, and the compassion to listen to the needs of others. He does not set out
to be a leader, but becomes one by the equality of his actions and the integrity of
his intent. �Douglas MacArthur
40. A ruler should be slow to punish and swift to reward. �Ovid
41. No man will make a great leader who wants to do it all himself, or to get all
the credit for doing it. �Andrew Carnegie
42. Leadership is the art of getting someone else to do something you want done
because he wants to do it. �General Dwight Eisenhower
43. The leader has to be practical and a realist yet must talk the language of the
visionary and the idealist. �Eric Hoffer
44. Leaders think and talk about the solutions. Followers think and talk about the
problems. �Brian Tracy
45. A man who wants to lead the orchestra must turn his back on the crowd. �Max
Lucado
46. Never tell people how to do things. Tell them what to do and they will surprise
you with their ingenuity. �General George Patton
47. As we look ahead into the next century, leaders will be those who empower
others. �Bill Gates
48. All of the great leaders have had one characteristic in common: it was the
willingness to confront unequivocally the major anxiety of their people in their
time. This, and not much else, is the essence of leadership. �John Kenneth
Galbraith
49. Do what you feel in your heart to be right�for you�ll be criticized anyway.
�Eleanor Roosevelt
uncaptioned
50. Don't necessarily avoid sharp edges. Occasionally they are necessary to
leadership. �Donald Rumsfeld
51. Education is the mother of leadership. �Wendell Willkie
52. Effective leadership is putting first things first. Effective management is

discipline, carrying it out. �Stephen Covey
53. Great leaders are almost always great simplifiers, who can cut through
argument, debate, and doubt to offer a solution everybody can understand. �General
Colin Powell
54. Great leaders are not defined by the absence of weakness, but rather by the
presence of clear strengths. �John Zenger
55. He who has great power should use it lightly. �Seneca
56. He who has learned how to obey will know how to command. �Solon
57. I am reminded how hollow the label of leadership sometimes is and how heroic
followership can be. �Warren Bennis
58. I cannot give you the formula for success, but I can give you the formula for
failure, which is: Try to please everybody. �Herbert Swope
59. If one is lucky, a solitary fantasy can totally transform one million
realities. �Maya Angelou
60. If you would not be forgotten, as soon as you are dead and rotten, either write
things worth reading, or do things worth the writing. �Benjamin Franklin
61. If your actions inspire others to dream more, learn more, do more and become
more, you are a leader. �John Quincy Adams
62. In matters of style, swim with the current; in matters of principle, stand like
a rock. �Thomas Jefferson
63. It is absurd that a man should rule others, who cannot rule himself. �Latin
Proverb
64. It is better to lead from behind and to put others in front, especially when
you celebrate victory when nice things occur. You take the front line when there is
danger. Then people will appreciate your leadership. �Nelson Mandela
65. Lead and inspire people. Don�t try to manage and manipulate people. Inventories
can be managed but people must be led. �Ross Perot
66. Leaders aren't born, they are made. And they are made just like anything else,
through hard work. And that's the price we'll have to pay to achieve that goal, or
any goal. �Vince Lombardi
67. Leaders must be close enough to relate to others, but far enough ahead to
motivate them. �John C. Maxwell
68. Leadership and learning are indispensable to each other. �John F. Kennedy
69. Leadership cannot just go along to get along. Leadership must meet the moral
challenge of the day. �Jesse Jackson
70. Leadership does not always wear the harness of compromise. �Woodrow Wilson
71. Leadership is a potent combination of strategy and character. But if you must
be without one, be without the strategy. �Norman Schwarzkopf
72. Leadership is solving problems. The day soldiers stop bringing you their
problems is the day you have stopped leading them. They have either lost confidence
that you can help or concluded you do not care. Either case is a failure of
leadership. �Colin Powell
73. Leadership is the key to 99 percent of all successful efforts. �Erskine Bowles
74. Leadership is unlocking people's potential to become better. �Bill Bradley
75. Management is about arranging and telling. Leadership is about nurturing and
enhancing. �Tom Peters
76. Management is efficiency in climbing the ladder of success; leadership

determines whether the ladder is leaning against the right wall. �Stephen Covey
77. Never give an order that can't be obeyed. �General Douglas MacArthur
78. No man is good enough to govern another man without that other's consent.
�Abraham Lincoln
79. What you do has far greater impact than what you say. �Stephen Covey
80. Not the cry, but the flight of a wild duck, leads the flock to fly and follow.
�Chinese Proverb
81. One of the tests of leadership is the ability to recognize a problem before it
becomes an emergency. �Arnold Glasow
82. The final test of a leader is that he leaves behind him in other men, the
conviction and the will to carry on. �Walter Lippman
83. The greatest leaders mobilize others by coalescing people around a shared
vision. �Ken Blanchard
84. The growth and development of people is the highest calling of leadership.
�Harvey Firestone
85. To do great things is difficult; but to command great things is more difficult.
�Friedrich Nietzsche
86. To have long term success as a coach or in any position of leadership, you have
to be obsessed in some way. �Pat Riley
87. True leadership lies in guiding others to success. In ensuring that everyone is
performing at their best, doing the work they are pledged to do and doing it well.
�Bill Owens
88. We live in a society obsessed with public opinion. But leadership has never
been about popularity. �Marco Rubio
89. Whatever you are, be a good one. �Abraham Lincoln
90. You gain strength, courage and confidence by every experience in which you
really stop to look fear in the face. You must do the thing you think you cannot
do. �Eleanor Roosevelt
91. A competent leader can get efficient service from poor troops, while on the
contrary an incapable leader can demoralize the best of troops. �John J Pershing
92. A good leader is a person who takes a little more than his share of the blame
and a little less than his share of the credit. �John Maxwell
93. There are three essentials to leadership: humility, clarity and courage.
�Fuchan Yuan
94. I am endlessly fascinated that playing football is considered a training ground

for leadership, but raising children isn't. �Dee Dee Myers
95. A cowardly leader is the most dangerous of men. �Stephen King
96. My responsibility is getting all my players playing for the name on the front
of the jersey, not the one on the back. �Unknown
97. A good plan violently executed now is better than a perfect plan executed next
week. �George Patton
98. The supreme quality of leadership is integrity. �Dwight Eisenhower
99. You don�t lead by hitting people over the head�that�s assault, not leadership.
�Dwight Eisenhower
100. Earn your leadership every day. �Michael Jordan
______
Check out, 365 Inspirational Quotes: Daily Motivation For Your Best Year Ever, by
NY Times bestselling author Kevin Kruse.
WATCH: Bill Marriott's Lesson Learned From President Dwight D. Eisenhower
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Kevin Kruse
Kevin Kruse
I'm the Founder+CEO of www.LEADx.org, a leadership habits app that turns millennial
managers into legacy leaders. I'm a New York Times bestselling author of nine
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The 100 Safest Countries In The World For COVID-19
John Koetsier
John KoetsierSenior Contributor
Consumer Tech
John Koetsier is a journalist, analyst, author, and speaker.
A visual overview of how safe various countries and regions are in terms of COVID-
19 infection globally.
A visual overview of how safe various countries and regions are in terms of COVID-
19 infection ... [+] DEEP KNOWLEDGE GROUP
Update June 13: a number of people have questioned why Caribbean nations and
Vietnam did not score well in Deep Knowledge Group�s report, despite low infection
and death rates. I�ve updated this story with their response (pls scroll down below
the list).
Switzerland is the safest country in the world right now for COVID-19. South Sudan
is, according to a massive 250-page report, the most dangerous nation.
The United States?
It ranks number 58, just behind Romania, and two places ahead of Russia.
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The report is based on 130 quantitative and qualitative parameters and over 11,400
data points in categories like quarantine efficiency, monitoring and detection,
health readiness, and government efficiency. It�s by the Deep Knowledge Group, a
consortium of companies and nonprofits owned by Deep Knowledge Ventures, an
investment firm founded in 2014 in Hong Kong.
The 20 safest countries on the planet for COVID-19, according to the Deep Knowledge
Group.
The 20 safest countries on the planet for COVID-19, according to the Deep Knowledge
Group. DEEP KNOWLEDGE GROUP
Interestingly, there�s been significant change in the safety rankings through the
months of the pandemic.
Initially, countries that could react quickly to crises and had high levels of
emergency preparedness ranked highest. Now countries with resilient economies are
ranking higher.
�Switzerland and Germany achieve the #1 and #2 positions in this new special case
study specifically because of their economy�s resilience, and due to the careful
ways in which they are attempting to relax lockdown and economic freezing mandates
in a fact and science-based manner, without sacrificing public health and safety,�
the study says.
Here are the top 100 countries by COVID-19 safety, according to the Deep Knowledge
Group:
Switzerland
Germany
Israel
Singapore
Japan
Austria
China
Australia
New Zealand
South Korea1
United Arab Emirates
Canada
Hong Kong
Norway
Denmark
Taiwan
Saudi Arabia
Hungary
Netherlands
Vietnam
Kuwait
Iceland
Bahrain
Finland
Luxembourg
Qatar
Liechtenstein
Poland
Lithuania
Malaysia
Latvia
Slovenia
Oman
Greece
Estonia
Croatia
Turkey
Ireland
Georgia
Cyprus
Chile
Montenegro
Czech Republic
Malta
Spain
Portugal
Thailand
Bulgaria
Greenland
Mexico
Uruguay
Vatican City
Italy
Serbia
Philippines
India
Romania
USA
Slovak Republic
France
Russia
Argentina
Belarus
Monaco
Sweden
Ukraine
Gibraltar
United Kingdom
South Africa
San Marino
Kazakhstan
Bosnia and Herzegovina
Iran
Ecuador
Azerbaijan
Mongolia
Lebanon
Belgium
Andorra
Cayman Islands
Armenia
Moldova
Myanmar
Bangladesh
Sri Lanka
Egypt
Tunisia
Albania
Jordan
Panama
Brazil
Morocco
Algeria
Honduras
Paraguay
Peru
Indonesia
Cambodia
Laos
Bahamas
It�s important to note that this is just one organization�s assessment of risk, and
that risk within different regions inside nations will differ as well. For example,
New York City was an epicenter of COVID-19 risk a month ago, while Montana stayed,
relatively speaking, much safer.
The highest-risk regions right now, according to the report, are Sub-Saharan Africa
and South America, as well as some countries in the Middle East and Asia Pacific.
The full study is available here. The methodology is available here.
Update June 13 on the Caribbean and Vietnam:
As mentioned at the top of this story, I�ve received comments from people in
multiple Caribbean nations and from people in Vietnam, wondering why their
countries did not rank higher. In addition, some people are concerned that racism
or bias might be reflected in the rankings.
I�ve asked Deep Knowledge Group for an explanation. Here�s what Dmitry Kaminskiy,
General Partner of Deep Knowledge Group, provided:
Our current ranking of course is not ideal yet, and in case of some particular
countries we had issues to get reliable data, however with each iteration over the
last three months the analytics framework [is] becoming more robust and
comprehensive, and subsequently corresponding rankings are becoming more accurate
and precise.
In regards to Vietnam in particular, it was probably our mistake to put it into

Tier 1, and in the next iteration most likely it will move into Tier 2, however,
during last days we are also receiving some additional information from experts
based in Asia, and it seems that Vietnam is hiding cases with infected people.
As in regards to the Caribbean islands, most of the countries there have apparently
underdeveloped healthcare infrastructure, lack of efficient anti-crisis government
management and zero experience to neutralize biohazard threats. Yes indeed,
currently as they are geographically separate islands it creates temporarily
perception [of] safety, but as most of them are directly dependent on tourism, once
the tourists will start to arrive in the next weeks and months, those locations
might quite quickly become problematic zones.
We are planning to make the next iteration of rankings with some additional
features and extended framework for Tier 3 and Tier 4 in the first part of July,
and will send you information in advance.
I�m pretty certain that explanation won�t satisfy people who are already concerned
with the rankings, as it essentially doubles down on the ranking � while
acknowledging that it�s not perfect � while casting aspersions on one nation�s
veracity and others nations� capacity.
I will state very plainly that my research on Vietnam turned up no corroboration of

the claim that Vietnam is hiding cases.
The very last thing I would want to do as a journalist is participate or amplify
anything that potentially comes out of bias or racism. I talked to a member of the
tourism board of Jamaica yesterday, on June 12, and have just connected with
government officials from the Cayman Islands to learn more from the people actually
in these regions. I�ll also reach out to officials in Vietnam for more information.
In addition, it�s worth noting that Vietnam as well as Trinidad & Tobago ranked in
the top tier of this Oxford University study.
As I learn more, I�ll update this story further.
Follow me on Twitter or LinkedIn. Check out my website or some of my other work

here.
John Koetsier
John Koetsier
I forecast and analyze trends affecting the mobile ecosystem. I've been a
journalist, analyst, and corporate executive, and have chronicled the rise of the
mobile� Read More
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170,355 views|Nov 27, 2019,03:15am EST

The 2020 List Of The World�s Best Airlines Is Out Now
Eric Rosen
Eric RosenContributor
Boats & Planes
The 2020 list of the world�s best airlines is out, and regaining the top spot this
year from Singapore Airlines is Air New Zealand.
Air New Zealand

Air New Zealand won the title of world's best airline for 2020. AIR NEW ZEALAND
The much-awaited annual Airline Excellence Awards are carried out by
AirlineRatings.com, which is an aviation safety- and product-rating site based out
of Perth, Australia.
To decide who wins, seven editors at the agency consider a dozen key factors
including operational safety, passenger reviews, profitability, investment rating,
fleet age, and product offerings such as premium economy on long-haul flights and
seating options in other classes.
Air New Zealand�s number-one score should come as no surprise since, aside from
last year�s loss to Singapore Airlines, the carrier has claimed the top spot for
six of the past seven years.
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Singapore Airlines didn�t slip much, though, snagging the number-two ranking thanks
to its phenomenal new first-class suites and industry-leading catering and wine
programs.
�In our analysis, Air New Zealand came out number one in most of our audit
criteria, which is an outstanding performance when it�s up against carriers with
more resources and scale on this same list of best airlines for 2020,� explained
Airline Ratings editor-in-chief Geoffrey Thomas.
The carrier beat out relative behemoths like Emirates, which recently introduced
all-new first-class suites as well as new business-class seating, Qatar Airways
with its much-lauded Qsuites in business class, and Japanese airline ANA, which is
also recently unveiled stunning new cabins in first and business class.
You can find all the rankings here, but this is the complete list of
AirlineRatings.com�s best airlines in the world for 2020.
1. Air New Zealand
2. Singapore Airlines
3. All Nippon Airways
4. Qantas
5. Cathay Pacific
6. Emirates
7. Virgin Atlantic
8. EVA Air
9. Qatar Airways
10. Virgin Australia
11. Lufthansa
12. Finnair
13. Japan Airlines
14. KLM
15. Korean Airlines
16. Hawaiian Airlines
17. British Airways
18. Alaska Airlines
19. Delta Air Lines
20. Etihad Airways
Unlike previous years, fliers will find airlines from the Americas and Europe on
this list since it has been expanded from just 10 entries to a full 20 spots.
Some surprising inclusions are Cathay Pacific given the hurdles that airline has
faced due to social unrest in its hub of Hong Kong, and Virgin Atlantic nabbing the
number-seven slot thanks to the launch of new routes and a new business-class
cabin.
Perhaps it�s not astonishing that Delta eked out a spot on the list thanks to
outstanding suites in business class and a rapidly expanding list of partners. But
it only edged in at number 20, perhaps due to the complexities (and traffic snarls)
of running one of the world�s largest aviation operations.
In addition to the overall rankings, AirlineRatings.com also picks individual

winners in 13 specific categories. Here are those results.
Best First Class: Singapore Airlines took the top prize again with its new first-
class suites.
Best Business Class: Despite slipping to number nine in the overall rankings, Qatar
Airways held onto its best business class title again this year. �The airline�s
Qsuite is a first-class experience in business class,� said Thomas. �It leaves
little to chance, and our judges rated it as one of the best overall business-class
products they had seen. It sets a standard to which some airlines can only aspire.�
Best Premium Economy: Air New Zealand won this round thanks to comfortable seats
and upscale amenities.
Best Economy: Virgin Australia pulled out the win here thanks to spacious cabins in
its Boeing 777 long-haul fleet.
Best Cabin Crew: Virgin Australia also took home this trophy for the second year in
a row. �Virgin Australia has redefined the travel experience with its Economy X,
Premium Economy, and standout Business Class,� said Thomas. �Add to that its cabin
crew, which are the world�s best, and you have another airline punching well above
its weight.�
Best Catering: Qatar Airways scored in this category for another year thanks to
dine-on-demand service.
Qantas lounge
Qantas won for best lounges and domestic service. QANTAS
Best Lounges: Qantas Airways remained the champ in this category for yet another
year. �The judges were unanimous on the airline�s lounges which are exceptional,�
said Thomas.
Best In-Flight Entertainment: Emirates won this category last year, too. �Emirates
was one of the pioneers of IFE, and one of the first to install seatback videos in
economy,� explained Thomas. �Today�s its IFE platform ICE is in a class of its
own.�
Domestic Airline of the Year: Qantas picked up the prize for best domestic airline
service with a call out to its premium transcontinental product aboard the Airbus
A330.
Most Improved Airline: Philippine airline Cebu Pacific took home the top spot in
this category thanks to �a move to expand its global footprint using new generation
fuel-efficient aircraft,� said Thomas.
Best Ultra-Low-Cost Carrier: Vietnam-based carrier VietJet once again earned top
honors here thanks to �a smart business plan that brings affordable travel to
millions.�
Best Long-Haul Airline: AirlineRatings.com breaks this category down by region in

the following way: Emirates (Middle East/Africa), Cathay Pacific (Asia), Lufthansa
(Europe) and Delta (Americas).
Best Low-Cost Airline: Also ranked by region, the winners here were JetBlue
(Americas), Wizz (Europe), Air Asia/AirAsia X (Asia/Pacific) and Air Arabia (Middle
East/Africa).
As with any rankings system, the importance of this one to most fliers will depend
more on the carriers operating in their home region and their own flying habits.
For a more general overview of the aviation industry and the top players, check out
rankings from other major publications, including Cond� Nast Traveler, Travel +
Leisure and SkyTrax.
Follow me on Twitter. Check out my website.

Eric Rosen
Eric Rosen
Eric Rosen is a travel writer based in Los Angeles who regularly contributes to
National Geographic Traveler, Travel Leisure, Cond� Nast Traveler and Bloomberg.
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30,704 views|Mar 21, 2020,03:12pm EDT

Giannis, LeBron And The Top 100 Players Of The 2019-2020 NBA Season
Andy Bailey
Andy BaileyContributor
SportsMoney
LeBron James posting up Giannis Antetokounmpo.
LOS ANGELES, CALIFORNIA - MARCH 06: LeBron James #23 of the Los Angeles Lakers
backs in on Giannis ... [+] GETTY IMAGES
There is no official word on whether the 2019-20 NBA regular season is wrapped, but
the further we get into this Coronavirus-induced hiatus, the more difficult it is
to imagine any games happening before the playoffs.
If the season is in the books, numbers are locked in. Standings in a lot of catch-
all metrics are final, assuming there are no tweaks to the formula coming
(something that happened with both ESPN�s real plus-minus and Basketball
Reference�s box plus/minus this season).
Given the various biases and emphases of each catch-all, it�s difficult to pick
just one to represent the league.
If you�re partial to RPM, BPM or Basketball Index�s player impact plus-minus,

Giannis Antetokounmpo was the best player this season. FiveThirtyEight�s RAPTOR,
however, has both James Harden and Kawhi Leonard ahead of him.
In an effort to level off the various emphases, you can sort every player in the
league by the average of their ranks (not the numbers themselves) in the following
catch-alls (as well as their cumulative variants):
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Now
Basketball Reference�s box plus/minus
Basketball Reference�s game score per 36 minutes (for the eye-test crowd)
ESPN�s real plus-minus
FiveThirtyEight�s RAPTOR
Basketball Index�s player impact plus-minus
NBA.com/stats� player impact estimate
The top 100 based on that methodology reads as follows:
1-Giannis Antetokounmpo
2-James Harden
3-LeBron James
4-Kawhi Leonard
5-Luka Doncic
6-Anthony Davis
7-Nikola Jokic
8-Damian Lillard
9-Chris Paul/Jimmy Butler
11-Rudy Gobert
12-Jayson Tatum
13-Khris Middleton
14-Joel Embiid
15-Trae Young
16-Hassan Whiteside
17-Ben Simmons
18-Karl-Anthony Towns
19-Bam Adebayo
20-Christian Wood
21-Kyle Lowry
22-Montrezl Harrell
23-Kemba Walker
24-Paul George
25-Nikola Vucevic
Some names that people might consider outliers in the top 25 include Hassan
Whiteside, Christian Wood and Montrezl Harrell. Some have wondered if a lot of the
catch-alls favor bigs over wings and guards. Box plus/minus was certainly this way,
until a midseason overhaul. But of course, here we are with those three in the top
25. When you look at their basic numbers, though, including raw plus/minus, it�s a
little easier to understand.
26-Pascal Siakam
27-Danilo Gallinari
28-Eric Bledsoe
29-Jonas Valanciunas/Jrue Holiday
31-Devin Booker
32-Domantas Sabonis
33-Kristaps Porzingis
34-Ivica Zubac
35-Bradley Beal
36-Steven Adams
37-Russell Westbrook/Spencer Dinwiddie
39-Brandon Ingram
40-Mitchell Robinson
41-Jarrett Allen
42-Donte DiVincenzo
43-CJ McCollum
44-Ricky Rubio
45-Shai Gilgeous-Alexander
46-Fred VanVleet
47-George Hill
48-Gordon Hayward
49-Jamal Murray
50-Devonte' Graham
This crop includes plenty of up-and-comers. Pascal Siakam, Devin Booker, Domantas
Sabonis, Kristaps Porzingis, Brandon Ingram, Shai Gilgeous-Alexander and several
others here are still a few years shy of their primes. The league�s future seems
about as bright as it has ever been.
51-Brandon Clarke
52-Will Barton
53-Dennis Schro�der
54-Tobias Harris
55-Zach LaVine
56-John Collins
57-Jordan Clarkson
58-Tim Hardaway
59-Donovan Mitchell
60-Clint Capela
61-Derrick Favors
62-Daniel Theis
63-De'Aaron Fox
64-Kyrie Irving
65-Al Horford
66-Malcolm Brogdon/Nerlens Noel
68-Jaylen Brown
69-Buddy Hield
70-Davis Bertans
71-Derrick Rose
72-Jakob Poeltl
73-Bojan Bogdanovic/Norman Powell
75-Enes Kanter
This is another section of the list that seems to be artificially boosting big men,
including Enes Kanter and Nerlens Noel. Jordan Clarkson finishing ahead of teammate
Donovan Mitchell catches the eye, as well.
76-Duncan Robinson
77-JaVale McGee
78-Kevin Love
79-Robert Covington
80-Marcus Smart
81-DeAndre Jordan
82-Brook Lopez
83-Lonzo Ball
84-Larry Nance
85-Patrick Beverley
86-Terence Davis
87-Joe Ingles
88-Richaun Holmes
89-Evan Fournier
90-Ja Morant
91-Derrick White
92-Patty Mills
93-LaMarcus Aldridge
94-D'Angelo Russell
95-Andre Drummond
96-Lou Williams
97-Mikal Bridges
98-Paul Millsap
99-Zion Williamson
100-Chris Boucher
The Toronto Raptors have assumed the San Antonio Spurs� spot as the team that is
best at identifying and developing talent that comes from outside the lottery.
Terence Davis and Chris Boucher, both in this final group, went undrafted before
making key contributions to the 2019-20 Raptors.
Another placement of note in this section is Zion Williamson�s. The fact that he
got in when half of this is based on cumulative numbers is remarkable. He only
appeared in 19 games and logged 565 minutes this season. If you sort everyone by
the average of their ranks in only the rate numbers, Zion comes in at No. 22.
Of course, this shouldn�t be considered dispositive. It�s just one way to look at
how individual players performed this season. As far as a baseline goes, though, it
does pass the smell test. The top 15 feels especially accurate.
Again, the chances of any of this shifting again appear to be getting slimmer by
the day. Chances are, the 2019-20 season is over. If it is, consider this your
rough guide to which individual players were best.
Follow me on Twitter.
Andy Bailey
Andy Bailey
I am a writer, podcaster and attorney. Listen to my podcast, Hardwood Knocks,

wherever podcasts are found. And follow me on Twitter: @AndrewDBailey. Since 2010,
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Kristin Stoller
Kristin StollerForbes Staff
Billionaires
Got my mind on your money.
There are 234 women on this year�s list, and a familiar face returns as the world�s
richest woman.
With turbulent markets and even more tumultuous times, just over half of the 234
women on the new Forbes list of the World�s Billionaires are worth less than a year
ago. Alice Walton, however, bucked that trend. An heir to part of the Walmart
fortune, she ranks as the richest woman in the world this year, up from second
richest last year. She�s worth an estimated $54.4 billion � $10 billion more than a
year ago. She swaps with L'Or�al heiress Francoise Bettencourt Meyers, who�s the
second richest woman on the 2020 list. Forbes used stock prices and exchange rates
from March 18, 2020 to calculate the net worths.
Among the women at the top of the list, BMW heiress Susanne Klatten took one of the
biggest net worth hits amid the coronavirus-induced stock market slide. Shares of
BMW fell by more than a third since January, helping to push Klatten�s net worth
down to $16.8 billion, $4 billion less than a year ago. In the U.S., Las Vegas
billionaire Elaine Wynn�s fortune decreased 33% from last year, as shares of Wynn
Resorts fell dramatically in the past few months. But others, like Zhong Huijuan,
chairwoman of Chinese drugmaker Hansoh Pharmaceutical, are worth significantly more
than a year ago. In June 2019, Hansoh raised $1 billion in its Hong Kong initial
public offering and shares rose more than 25% since then. Zhong is worth $14.6
billion.
This year, 234 women made the list, down from 244 last year. As a group, the women
on the list are worth $927.4 billion. Despite the recent economic instability, they
are collectively $29.4 billion richer than last year. An additional seven women
share their fortunes this year with either their husband, child or sibling, down
from nine women who shared their fortunes last year.
Nineteen women are new to the list. Of these, the richest newcomer is Julia Koch,
who inherited her husband David Koch�s fortune after he died in August 2019.
Another notable newcomer: MacKenzie Bezos, who gained her fortune after finalizing
her divorce with the world�s richest man, Jeff Bezos, last summer.
Also new to the list is Neerja Sethi, who cofounded IT consulting and outsourcing
firm Syntel with her husband Bharat Desai. Sethi is one of the 67 self-made women
who appeared on this year�s list, down slightly from 68 self-made women last year.
Joining her is self-made newcomer Qian Ying, who cofounded Shenzhen-listed Muyuan
Foods with her husband Qin Yinglin. Shares of Muyuan Foods, a pig breeder and
processor, nearly tripled in the past year, bringing her net worth to $1.4 billion.
Here are the top 10 richest women in the world; Net worths are as of March 18,
2020.
1-LeftNumber960
ALICE WALTON
NET WORTH: $54.4 BILLION
COUNTRY: UNITED STATES
SOURCE OF WEALTH: WALMART
Alice Walton
Alice Walton TIM PANNELL FOR FORBES
The only daughter of Walmart founder Sam Walton reclaims her title this year as the
richest woman in the world, after losing that spot to L'Or�al heiress Francoise
Bettencourt Meyers in 2019. Despite recent market turbulence, Walton has seen her
fortune increase 23% since last year. Walton, who does not have a role at Walmart,
is helping to lead a program at the Walton family foundation that will issue $300
million in bonds to help charter schools invest in and renovate facilities.
2-LeftNumber960
FRANCOISE BETTENCOURT MEYERS & FAMILY
COUNTRY: FRANCE
SOURCE OF WEALTH: L'OREAL
Liliane Bettencourt Prize For ?L'Intelligence De La Main?
2019 BERTRAND RINDOFF PETROFF
The granddaughter of L'Or�al founder Eug�ne Schueller became France's reigning
L'Oreal heiress in 2017 after her mother Liliane Bettencourt, then the world's
richest woman, died at age 94. Bettencourt Meyers� fortune has declined $400
million since last year�s list amid the coronavirus pandemic, as shares of the
cosmetics giant dropped 12% in the first two weeks of March. In March, the company
announced that its factories would start making hand sanitizer to support the needs
of French and European health authorities.
3-LeftNumber960
JULIA KOCH & FAMILY
SOURCE OF WEALTH: KOCH INDUSTRIES
Julia Koch
COURTESY OF JULIA KOCH
New to this year�s list, Koch joined the billionaire ranks after she and her three
children inherited a 42% stake in Koch Industries from her husband, David, who died
in August 2019 at age 79. A native Iowan, Koch moved to New York City in the 1980s
and worked as an assistant to fashion designer Adolfo.
4-LeftNumber960
MACKENZIE BEZOS
NET WORTH: $36 BILLION
SOURCE OF WEALTH: AMAZON.COM
Bezos makes her debut on the list after finalizing her divorce with Amazon founder
Jeff Bezos in July 2019; the award-winning novelist received a quarter of her ex-
husband�s shares in the e-commerce giant. MacKenzie signed the Giving Pledge,
promising to give away at least half of her fortune, in May 2019.
5-LeftNumber960
JACQUELINE MARS
SOURCE OF WEALTH: CANDY, PET FOOD
Mars and her brother, John, each inherited one-third of the $35 billion (sales)
candy company known for M&Ms and Milky Way bars. Her late brother Forrest Jr's.
four daughters own the rest of Mars, which also has a large pet food and vet care
business. Jacqueline Mars worked for the company for nearly 20 years and served on
the board until 2016.
6-LeftNumber960
YANG HUIYAN & FAMILY
COUNTRY: CHINA
SOURCE OF WEALTH: REAL ESTATE
The 38-year-old owns 57% and sits on the board of Hong Kong-listed real estate
developer Country Garden, which her father founded and chairs. In response to the
coronavirus pandemic, the company set up robotic, automated food serving stations
in Wuhan (where the virus originated) to feed Chinese medical workers.
7-LeftNumber960
SUSANNE KLATTEN
COUNTRY: GERMANY
SOURCE OF WEALTH: BMW, PHARMACEUTICALS
An heir to carmaker BMW, Klatten has seen her net worth tumble 20% in the past
year. As car sales slowed amid the pandemic, BMW�s stock fell 24% in the first half
of March. Klatten is also the sole owner and deputy chairman of Altana, a
pharmaceutical and specialty chemicals corporation.
8-LeftNumber960
LAURENE POWELL JOBS & FAMILY
SOURCE OF WEALTH: APPLE, DISNEY
Laurene Powell Jobs headshot
COURTESY OF LAURENE POWELL JOBS
The widow of late Apple cofounder Steve Jobs (d. 2011), Powell Jobs heads Emerson
Collective, a hybrid philanthropic and investing limited liability company she
founded in 2016. Speaking about her wealth, Powell Jobs told the New York Times in
February, �I�m not interested in legacy wealth buildings, and my children know
that. Steve wasn�t interested in that. If I live long enough, it ends with me.� Her
fortune is down $2.2 billion from last year in part due to a decline in Disney�s
share price, but also because Forbes got better insight into her total assets.
9-LeftNumber960
ZHONG HUIJUAN
COUNTRY: CHINA
SOURCE OF WEALTH: PHARMACEUTICALS
Zhong chairs Chinese drugmaker Hansoh Pharmaceutical, which produces oncology,
psychoactive, anti-diabetic and other drugs. The stock rose 10% from early January
through mid March, when coronavirus was most prevalent in her home country. Zhong
is married to Sun Piaoyang, the billionaire chairman of Jiangsu Hengrui Medicine.
10-LeftNumber960
GINA RINEHART
COUNTRY: AUSTRALIA
SOURCE OF WEALTH: MINING
Rinehart, Australia�s richest person, built her fortune on iron ore. The daughter
of high profile iron-ore explorer Lang Hancock, she�s chaired mining and
agriculture company Hancock Prospecting Group since 1992. Rinehart�s fortune
declined by $2 billion in the past year, as the coronavirus pandemic pushed down
values in the iron ore industry.
Follow me on Twitter. Send me a secure tip.

Kristin Stoller
Kristin Stoller
I'm a wealth reporter at Forbes. Before joining Forbes, I reported for the Hartford
Courant and the New Haven Register, covering breaking and local news. A
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EDITORS' PICK|64,429 views|Jan 21, 2020,06:00am EST
Who Are The 100 Most Sustainable Companies Of 2020?
Samantha Todd
Samantha ToddForbes Staff
Leadership Strategy
I am an assistant editor at Forbes and write about leadership.
�rsted's offshore wind farm in Anholt, Denmark
�rsted's offshore wind farm in Anholt, Denmark. PHOTO COURTESY OF �RSTED
A ranking of the organizations doing the most to embrace sustainable business
practices was revealed Tuesday at the World Economic Forum annual meeting in Davos,
Switzerland. Compiled by Canadian research firm Corporate Knights since 2005, the
Global 100 list ranks corporations with revenue in excess of $1 billion based on
key metrics of sustainability, among them carbon footprint and gender diversity.
Topping this year�s list is Denmark-based renewable energy provider �rsted. The
first electricity company to earn the distinction of No. 1 climbed 69 spots since
2018 thanks, in part, to the way in which it has reinvented its business model over
the past decade. �They completely revamped their core business from being a pretty
coal-intensive utility to being almost a pure-play renewable power provider,� says
Toby Heaps, cofounder and CEO of Corporate Knights.
It�s no wonder that �rsted topped the list: Divesting in fossil fuels and investing
in offshore wind power helped the organization reduce carbon emissions by 83%, and
half the company�s Global 100 sustainability score is dependent on revenue earned
from products and services that benefit the environment or society. �The
transformation has now come to a point where the vast majority of our energy
production comes from renewable sources,� says Henrik Poulsen, CEO and president of
�rsted.
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The company makes environmental sustainability a priority. �We believe it�s quite
urgent that we respond to the climate emergency, and it has been the driving
ambition of our company to contribute to a world that runs entirely on green
energy,� Poulsen says. �We�ve been quite forceful and had a lot of urgency
transforming our company because we fundamentally think it�s time to take real
action.�
As part of its transformation, the business has created 20 sustainability programs,

including a decarbonization initiative with a goal of getting �rsted coal-free by
2023. The company�s offshore wind farms bring green power to more than 13 million
people, and the aim is to reach 50 million by 2030.
Nearly half the companies on Corporate Knights� list are based in Europe (29 are
headquartered in North America, while 18 call Asia home), including Chr. Hansen
Holding, which this year is No. 2 after claiming the No. 1 spot last year. The
Denmark-based bioscience company develops natural solutions for the food, beverage,
nutritional, pharmaceutical and agricultural industries. Chr. Hansen uses �good�
bacteria to ensure that food stays fresh as it moves from farm to market.
Rounding out the top three for the second year in a row is Neste Oyj. Some 25% of
the Finnish oil refining and marketing company�s revenue comes from its biofuel
business, making it a major supplier of renewable jet fuel in Europe, and 38% of
the company�s board is made up of women.
The organizations that make up this list have made significant strides toward
sustainability, but there�s still much work to be done, and it�s in their best
interest as businesses to do it. �The big takeaway when looking at �rsted and the
other companies doing well is how fast the pace is speeding up in terms of the
growth in green, clean markets,� Heaps says. �In this age of climate and carbon
constraints and an emerging climate economy, these companies are positioned to
succeed.�
Follow me on Twitter or LinkedIn. Send me a secure tip.

Samantha Todd
Samantha Todd
I serve as an assistant editor on the Leadership team at Forbes. Previously, I

interned with the Echoes-Sentinel and The Bernardsville News where I covered local
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47,695 views|Jan 22, 2020,09:40am EST

America�s Best And Worst Banks 2020
Antoine Gara
Antoine GaraForbes Staff
Banking & Insurance
Federal Reserve Building
The U.S. Federal Reserve building stands in Washington, D.C. Photographer:
Brendan ... [+] BLOOMBERG NEWS
Like the U.S. economy and the stock market, banks in America had a great year in
2019. Bank stocks surged over 20%, nearly keeping pace with the S&P 500 Index, and
the industry racked up a record $180 billion in profits through the first three
quarters of the year. Just 4% of banks nationwide were unprofitable last quarter
and problem banks, as defined by the Federal Deposit Insurance Corporation, fell to
the lowest level since before the financial crisis.
�2019 was a great year to be a banker,� says Frederick Cannon, director of research
at Keefe, Bruyette & Woods, an investment bank focused on the financial sector.
�The profitability of the banking industry is very strong and it�s strong in a good
way. The return on assets is near peak levels.�
At the start of 2019, banks had just ended a 12-month stretch where they hit new
highs in profitability, fueled by President Trump�s tax cuts and the Federal
Reserve�s hiking of interest rates, which helped to fatten bottom line profits. But
bank stocks and the broader market languished in 2018 after one of the sharpest
December selloffs on record. In response, the Fed not only paused its interest rate
hikes, it cut rates three times over the course 2019 as the Fed funds rate fell
from 2.25-to-2.5% to 1.5%-to-1.75%.
The rate cuts crimped some interest rate-sensitive profit centers for large
lenders, especially America�s biggest consumer and trust banks. (Banks generate
most of their money by capturing a spread between the interest they earn on loans
they make versus the interest they pay out to depositors.) But the cuts added new
fuel to a decade-long bull market. U.S. stock markets returned 29% in 2019,
propelled by low rates and record low unemployment. That economic backdrop proved
to be a good balance for banking CEOs, who didn�t have to worry about an imminent
turn in the economy.
Most Popular In: Banking & Insurance
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Click here for the full list of America�s Best Banks.
�The cutting cycle appears to have stabilized the economy and thus the credit of
banks,� says KBW�s Cannon. �While I think bankers may rue the fact that the Fed
went the other way on its rate hikes, it is more important for bank investors and
bankers that the economy remains stable and we avoid credit losses.�
There are more than 5,000 banks and savings institutions in the U.S., but assets
are increasingly concentrated at the top. The 100 largest have $14.4 trillion in
assets, representing 81% of total U.S. bank assets. Asset quality and profitability
vary wildly among those institutions. With that in mind, Forbes examined the
financial data to gauge America�s Best Banks.
Born out of the financial crisis of the late 2000s, this is the eleventh-straight
year Forbes enlisted S&P Global Market Intelligence for data regarding the growth,
credit quality and profitability of the 100 largest publicly-traded banks and
thrifts by assets. The ten metrics used in the rankings are based on regulatory
filings through September 30. The data is courtesy of S&P, but the rankings are
done solely by Forbes.
Metrics include return on average tangible common equity, return on average assets,
net interest margin, efficiency ratio and net charge-offs as a percentage of total
loans. Forbes also factored in nonperforming assets as a percentage of assets, CET1
ratio, risk-based capital ratio and reserves as a percentage of nonperforming
assets. The final component is operating revenue growth. We excluded banks where
the top-level parent is based outside the U.S.
CVB Financial, the parent company of Citizens Business Bank, usurped Arkansas-based
Home BancShares as the top-rated bank in America. The Ontario, California-based
small business lender was in the top-20 across every metric Forbes tracked, and it
shone brightest in its efficiency ratio (40%), operating revenue growth (42%) and
posted a negative net charge off ratio. The median bank on Forbes� list, by
contrast, had a 57% efficiency ratio, posted operating growth of just 5.4%, and
experienced a charge off rate of 0.17% of average loans. CVB, founded in 1974 and
with over $11 billion in assets and over 50 branches across the state of
California, has seen profits rise for 170 consecutive quarters.
The top three banks on Forbes� Best Banks list all came from California, with Santa
Clara-based SVB Financial placing #2 and Irvine-based Pacific Premier Bancorp
placing #3. Home BancShares, which had been the top-rated bank for two years
running, placed #4.
Smaller banks and those focused on commercial lending continued to dominate the top
levels of the Forbes Best Banks list. No bank inside the top-20 had more than $100
billion in assets. Rounding out the top-10 were Muncie, Indiana-based First
Merchants (#5), Phoenix-based Western Alliance Bancorp (#6), Wheeling, West
Virginia-based WesBanco (#7), Houston-based Prosperity Bancorp (#8), Kalispell,
Montana-based Glacier Bancorp (#9) and DeWitt, New York-based Community Bank
System.
�Relationships matter and middle market lending. The small and mid-cap banks have
an exceptionally good ability to create personal relationships with their clients,�
says KBW�s Cannon, who adds, �commercial banking is a deposit rich endeavor. The
middle market lenders still have excellent access to low-cost deposits.�
Consolidation played a role in 2019 as BB&T and SunTrust Bank closed a $66 billion
merger in December. Ranked #59 and #94 in 2018 respectively, the merged bank, now
called Truist Financial, ranked #46 in our newest ranking.
The Big Four of U.S. banking�JPMorgan Chase, Bank of America, Citigroup and Wells
Fargo�have a combined $9.1 trillion in assets, or more than half the U.S. total.
Among these big banks, performance was strong with most firms gaining on the Best
Banks list, led by balance sheet strength, efficiency gains and high credit
quality.
JPMorgan returned to the top half of our ranking, placing #42, up nine spots. The
financial metrics of the nation�s biggest bank generally improved over the past 12-
months and outpacing its big bank competition meaningfully. The Jamie Dimon-led
firm scores best for its 18% return on tangible common equity, placing #13 overall,
and for its strong capital ratios. In the fourth quarter, JPMorgan�s 31% consumer
banking return on equity, propelled the firm forward.
�The U.S. consumer continues to be in a strong position, and we see the benefits of
this across our consumer businesses,� Dimon said in a Jan 14. earnings release.
�The robust holiday season was reflected in our card sales volumes and loan
balances, up 10% and 8%, respectively.� JPMorgan�s investment bank also posted a
solid 14% RoE, which outperformed out-performed Wall Street peers like Goldman
Sachs and its 10% RoE.
Bank of America climbed 18 spots to land at #71 on due to across the board
strength. Its efficiency, asset quality and high risk-based capital ratio all
placed in the top half of Forbes� rankings, while the firm�s 15.3% return on
average total common equity placed #51. Citigroup was also a gainer, rising four
spots to #76 and performing best in credit metrics like risk-based capital, reserve
coverage, and asset quality.
However, Wells Fargo continued to fall in Forbes� rankings in the wake of a 2016
fake accounts scandal that has cost the bank billions, the departure of two CEOs,
and prompted a Federal Reserve sanction against asset growth. Wells dropped two
spots in 2019, placing #87. In October, the San Francisco-based lender appointed
former Visa and Bank of New York Mellon head Charles Scharf as its CEO after a
lengthy search process, but its recent earnings underscore the challenge ahead. In
the fourth quarter, profits at Wells plunged 50%-plus and revenues dropped 5% to
below $20 billion.
�We came out of the financial crisis as the most valuable and most respected bank
in the US. But as you know, we made some terrible mistakes and have not effectively
addressed our shortcomings. These circumstances have led to financial
underperformance,� said Scharf on a Jan. 14 conference call with investors. �But we
have one of the most enviable financial services franchises in the world and
employees that want to do what's necessary to again be one of the most respected
and successful banks in the US.�
Over the past 12-months, JPMorgan�s stock surged 34% and Citigroup rose 30%, both
beating the 26% total return of the S&P 500. Banks of America returned 20%, while
Wells Fargo was a major laggard. Its shares have fallen over the past year, but
dividend payments mean the lender posted a 1.7% total return.
While rising dividends and buybacks continue to be a catalyst for banks stocks, the
Federal Reserve�s decision to cut interest rates does present a problem.
uncaptioned
Their already anemic net interest margins are heading lower. As JPMorgan�s stock
surged in 2019, its NIM opened the year at 2.55%, but closed at 2.38%. The bank
placed #94 overall on interest margins. Other potential 2020 headwinds include new
accounting regulations from the Financial Accounting Standards Board surrounding
credit loss methodologies.
Rounding out the top-100 was Wyomissing, Pennsylvania-based Customers Bancorp, a

commercial and consumer bank created in 2009 to clean up a failing bank and do
FDIC-assisted deals. Now with $11.7 billion in assets and a presence along the I-95
corridor from Washington, DC to Boston, it placed in the top half on most credit
quality metrics, with lower than average net charge-offs, non-performing assets and
higher reserve ratios, but was in the bottom decile on most profitability metrics.
Follow me on Twitter or LinkedIn. Send me a secure tip.

Antoine Gara
Antoine Gara
I�m a staff writer and associate editor at Forbes, where I cover finance and
investing. My beat includes hedge funds, private equity, fintech, mutual funds,
mergers, and� Read More
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33,312 views|Dec 30, 2019,12:42pm EST

Top 100 Apps Of 2019: Netflix, Uber, Spotify, Google Pay, Wish, And More
John Koetsier
John KoetsierSenior Contributor
Consumer Tech
John Koetsier is a journalist, analyst, author, and speaker.
Two of Uber�s apps are category leaders. Spotify wins in music, a water-drinking
app is the top health and fitness app of 2019, and � of course � Facebook owns five
of the top 10 apps in the social/messaging category. (Facebook also owns four of
the top 10 most downloaded apps of the decade.)
One shocker:
There�s a more popular battle royale game than both PUBG and Fortnite, which seem
to capture all the headlines in that category.
100 most popular and most downloaded apps of 2019

100 most popular and most downloaded apps of 2019 APPTOPIA
Those are just a few of the insights from app analytics company Apptopia�s list of
the most downloaded apps of 2019 in each of ten categories.
Most Popular In: Consumer Tech

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Apptopia isn�t providing exact download counts for all apps, but Gareena Free Fire
hit 266.9 million installs to become the most-downloaded game of the year. And one
of the most-downloaded apps of the year, of course. If you�ve never heard of it,
that�s probably because you don�t live in Asia or South America.
�Garena�s Free Fire takes the number one spot as a battle royale game not named
PUBG or Fortnite,� Apptopia�s VP of insights Adam Blacker says. �The game is very
popular in India, Brazil and Indonesia.�
The one category that sees more downloads, at least among the top apps, is
social/messaging.
A massive story there is WhatsApp, owned by Facebook.
See the whole interview here:
The once Europe-focused messaging app is spreading globally. Once almost unknown in
the U.S., it�s becoming more common in North America, and had a massive app-
ecosystem-leading 759.4 million downloads in 2019 according to Apptopia�s estimate.
This app is now Facebook�s fastest-growing large platform ... so much so that its
runaway growth might have been a catalyst for Facebook�s recently-announced
rebrand, which will make the �Facebook� name more prominent in its apps, including
WhatsApp.
The app most likely to have have given WhatsApp a run for its money is TikTok.
�We estimate TikTok to have 682.2 million downloads in 2019 and this does not
include third party Android stores like those commonly found in China,� Blacker
says.
I�d argue that TikTok is not really a social/messaging app but an entertainment
app, and that it competes not so much with social apps in terms of social
engagement as much as it competes with them in terms of time ... just as it
competes with Netflix and YouTube.
Netflix handily wins its category with 236.6 million downloads, which bodes well
for the big-spending media company�s 2020 monetization.
Streaming video or OTT companies often focus customer acquisition on mobile devices
because they can track that marketing spend and result in a very granular way. And,
because the connection between mobile ad and app install is virtually instant,
there�s less drop-off compared to traditional advertising driving sign-ups on a
smart TV app.
Spotify wins music, and one of its major competitors, Apple Music, didn�t even make
the top 10 list. (Although Apple�s Shazam, a trojan horse for Apple Music, did.)
Interestingly, Google�s YouTube Music was the second-most-downloaded music and

audio app, and Amazon Music made the list at number 10.
But music is becoming a winner-takes-all battle:
�The lineup here is almost exactly the same as the 2018 lineup,� Blacker says.
�Spotify and YouTube Music are the clear leaders here as there is a big gap between
them and numbers three to 10. If we add Spotify and YouTube Music's downloads
together, they come in just shy of the combined downloads of numbers 3-10.�
In finance, Google is winning India, Apptopia says.
Google Pay was the most-downloaded finance app as Google tries to use a mobile-
centric market without a local incumbent like China�s WeChat to become a go-to
player in financial transactions. That�s a powerful place for a search provider and
advertiser to live. Its major competitor there: Walmart, which owns PhonePe and
achieve the number three slot in finance app downloads.
The oddest result for me?
Drink Water Reminder was the most-downloaded health and fitness app, with 40.5
million downloads. I didn�t expect an app like that to be the most popular of 2019.
Worth noting: Chinese everything-digital manufacturer Xiaomi captured second place

with Mi Fit, an app that pairs with its Mi Band, a fitness band that tracks your
activity, analyzes sleep, and evaluates your workouts, competing in the same space
as Fitbit and Apple Watch.
And, in the always-in-the-top-10 category, Subway Surfers now has over 1.5 billion
lifetime downloads and was second in the Games category.
Follow me on Twitter or LinkedIn. Check out my website or some of my other work

here.
John Koetsier
John Koetsier
I forecast and analyze trends affecting the mobile ecosystem. I've been a
journalist, analyst, and corporate executive, and have chronicled the rise of the
mobile� Read More
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23,895 views|Dec 12, 2019,01:18pm EST

Top 100 Registered Investment Advisors (RIAs) Of 2019 By Assets
Julie Cooling
Julie CoolingContributor
Wealth Management
I cover financial advisors and investment firms.
RIA Channel Top 100 Wealth Managers 2019
RIA Channel Top 100 Wealth Managers 2019 RIA CHANNEL, LLC
RIA Channel is pleased to announce their 2019 RIA Channel Top 100 Wealth Managers
Ranking. This year�s unique ranking showcases wealth management firms based on
their size and growth in assets. RIA Channel has been ranking RIA Wealth Managers
for Forbes for over 10 years! Additional details can be found here.
Methodology:
RIA Channel ranked the Top 100 RIA firms of 2019 based on a proprietary set of
criteria and data. The ranking is based on both size and growth in assets. RIA
Database (RIADatabase.com) was used for regulatory data, organic research, and
advisor surveys. We recognize these firms as leaders in their field and
congratulate them on their success.
1 Plante Moran
2 Appleton Partners
3 Personal Capital
4 Wealth Enhancement
Most Popular In: Wealth Management
5 Carson Wealth
6 Sawtooth Solutions
7 Summit Trail Advisors
8 Steward Partners
9 Independent Advisor Alliance
10 RegentAtlantic
11 Dowling & Yahnke
12 EP Wealth Advisors
13 Ropes Wealth Advisors
14 The Mather Group
15 Johnson Wealth
16 Blooom
17 Strategic Wealth Advisors Group
18 SignatureFD
19 BKD Wealth Advisors
20 Camden Capital
21 AFS Advisors
22 Crescent Grove Advisors
23 AdvicePeriod
24 Focus Financial
25 Aureus Asset Management
26 Prime Buchholz
27 TFO Phoenix
28 LAMCO
29 SVA Wealth Management
30 Smith Shellnut Wilson
31 Mainstay Capital
32 GWM Advisors
33 Strategic Capital Allocation Group
34 Foresters Advisory Services
35 Douglass Winthrop Advisors
36 Parallel Advisors
37 Sanctuary Advisors
38 F. L. Putnam
39 Pure Financial Advisors
40 Annex Wealth Management
41 Argi Investment Services
42 CBIZ InR
43 Private Ocean
44 Retirement Wealth Advisors
45 InterOcean Capital
46 Raub Brock
47 Mission Wealth Management
48 Mutual Advisors
49 JNB Advisors
50 Three Bell Capital
51 Paratus Financial
52 Merit Financial Advisors
53 Wealthplan Partners
54 Chicago Partners Investment Group
55 Heritage Wealth Advisors
56 Fiduciary Investment Advisors

57 Colony Family Offices
58 Aldrich Wealth
59 Chicago Capital
60 Biltmore Family Office
61 Legacy One Financial Advisors
62 Legacy Advisors
63 Sendero Wealth Management
64 Deroy & Devereaux
65 Dynamic Wealth Advisors
66 Great Valley Advisor Group
67 Wellspring Financial Advisors
68 Miracle Mile Advisors
69 The Clarius Group
70 Sentry Advisors
71 Glassman Wealth Services
72 Greenwich Wealth Management
73 Integrated Wealth Concepts
74 Osborn Williams & Donohoe
75 Stearns Financial Group
76 IHT Wealth Management
77 DT Investment Partners
78 Rubinbrown Advisors
79 360 Wealth Management
80 Sandhill Investment Management
81 Altium Wealth Management
82 Tom Johnson Investment Management
83 Magnus Financial Group
84 Apexium Financial
85 Lakeside Wealth Management Group

86 Kunath Karren Rinne & Atkin
87 Acorns
88 Townsquare Capital
89 Efficient Advisors
90 BSW Wealth Partners
91 Beaird Harris
92 NCA Financial Planners
93 Wealthquest Corporation
94 Integrated Advisors Network
95 Human Investing
96 Ulrich Investment Consultants
97 Joel R. Mogy Investment Counsel
98 Ritholtz Wealth Management
99 UMA Financial Services
100 Hardy Reed
RIA Database (RIADatabase.com) has been ranking wealth managers for twelve years,
and has provided criteria, data and research for lists featured in both Forbes
Magazine and Fortune Magazine. RIA Database was also the core provider for rankings
for InvestmentNews quarterly rankings for more than four years. Other publishers
have featured RIA Database rankings including Financial Planning, Inside ETFs,
Forbes.com and other financial industry publishers.
The 2019 Top RIA Wealth Manager Ranking was based on size and growth criteria.
Firms were identified and ranked using proprietary quantitative and qualitative
methodologies. Assets under management are as reported to the SEC as of November
15, 2019. Go to https://www.RIAChannel.com for more information.
Check out my website.

Julie Cooling
Julie Cooling
I�m an entrepreneur. I have created the TOP ADVISOR LISTS for Forbes. I founded RIA
Channel (www.RIAChannel.com), Database (www.RIADatabase.com),Broker Database,
Family� Read More
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20,174 views|Dec 17, 2019,11:54am EST
These Are The 100 Best Restaurants In America, According to OpenTable Diners
Melissa Kravitz Hoeffner
Melissa Kravitz HoeffnerContributor
Travel
Girl & THe Goat
Girl & The Goat in Chicago GIRL & THE GOAT
End-of-year best-of lists may be precious to critics, but the people have also
spoken on the restaurants that kept them coming back in 2019. Data may not always
equate to taste, but OpenTable�s frequently booked and highly rated restaurants are
popular for a reason.
�Whether a restaurant has received national accolades or is built on local fanfare,

our Top 100 reflects diners� favorite culinary experiences across the country,�
Andrea Johnston, COO at OpenTable, said in a news release. �What ultimately ties
these restaurants together is their excellent hospitality paired with incredible
dishes, which is why diners are applauding them with rave reviews.�
Below, OpenTable�s top 100 restaurants across America for 2019:
Acquerello - San Francisco, California
Addison Restaurant - San Diego, California
Ambra - Philadelphia, Pennsylvania
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Anjelica's Restaurant - Sea Bright, New Jersey
Antebellum - Flowery Branch, Georgia
The Artichoke Restaurant & Bar - Vinita, Oklahoma
Artisan - Elkhart, Indiana
Arturo Boada Cuisine - Houston, Texas
Atera - New York, New York
Bar Mingo - Portland, Oregon
Barrique Venice - Venice, California
Benu - San Francisco, California
Bibou - Philadelphia, Pennsylvania
Birdsong - San Francisco, California
Bistro 31 - Dallas, Texas
Bistro Barbes - Denver, Colorado

Bistro Daisy - New Orleans, Louisiana
Bites at The Ritz-Carlton, Naples - Naples, Florida
BOCA - Cincinnati, Ohio
Brassica Kitchen - Boston, Massachusetts
Brewery Bhavana - Raleigh, North Carolina
Buccan - Palm Beach, Florida
Bull & Bear Steakhouse - Orlando, Florida
Cafe Monarch - Scottsdale, Arizona
Cafe Provence - Prairie Village, Kansas
Carlos' Bistro - Colorado Springs, Colorado
Chimney Park - Windsor, Colorado
Clark's Oyster Bar - Austin, Texas
Collage Restaurant - St. Augustine, Florida
Crawford & Son - Raleigh, North Carolina
The Crossing - Clayton, Missouri
CRUST - Miami, Florida
The Dock - Newport Beach, California
Double Knot - Philadelphia, Pennsylvania
Eatt - Las Vegas, Nevada
Elizabeth's Gone Raw - Washington, D.C.
The Family Jones Spirit House - Denver, Colorado
Fishing With Dynamite - Manhattan Beach, California
Geronimo - Santa Fe, New Mexico
Girl & the Goat - Chicago, Illinois
Guiso Latin Fusion - Healdsburg, California
Hachi - Carson, California
Hannas Prime Steak - Rancho Santa Margarita, California
Holdfast Dining - Portland, Oregon
Joe's Seafood, Prime Steak & Stone Crab - Multiple Locations*
Joel Robuchon - MGM Grand - Las Vegas, Nevada

Kai | Sheraton Grand at Wild Horse Pass - Phoenix, Arizona
Kendall-Jackson Wine Estate & Gardens - Fulton, California
Kenzo Napa - Napa, California
The Kitchen Restaurant - Sacramento, California
Krave Restaurant - Tequesta, Florida
KUSAKABE - San Francisco, California
L'Auberge Chez Francois - Great Falls, Virginia
L�ATELIER de Jo�l Robuchon - New York, New York
Lahaina Grill - Lahaina, Hawaii
Le Diplomate - Washington, D.C.
Le Yaca - Virginia Beach, Virginia
The Little Owl - New York, New York
Mabel Gray - Hazel Park, Michigan
Mama's Fish House - Paia, Hawaii
Maple & Ash - Chicago, Illinois
Mercato Stellina Pizzeria - Bellevue, Washington
NANCY - St. Simons Island, Georgia
NoJa - Mobile, Alabama
Noord - Philadelphia, Pennsylvania
Ocean 44 - Scottsdale, Arizona
Olce Pizza Grille - Cedars, Pennsylvania
Oriole - Chicago, Illinois
Partage - Las Vegas, Nevada
Petrossian Restaurant & Boutique - West Hollywood, California
Phoenicia - Birmingham, Michigan
Quince - San Francisco, California
Rainbow Palace - Fort Lauderdale, Florida
The Restaurant at Convict Lake - Mammoth Lakes, California
The Restaurant at Gideon Ridge - Blowing Rock, North Carolina

Restaurant Guy Savoy - Caesars Palace - Las Vegas, Nevada
Riccardo Trattoria - Chicago, Illinois
Rosmarino Osteria Italiana - Newberg, Oregon
RPM Steak - Chicago, Illinois
Scalini Fedeli - New York, New York
Seven Hills - San Francisco, California
Sotto - Cincinnati, Ohio
St. Anselm - Washington, D.C.
St. Francis Winery & Vineyards - Santa Rosa, California
Steak 44 - Phoenix, Arizona
Steve & Cookie's By the Bay - Margate, New Jersey
Sushi House - Leawood, Kansas
Sushi Kaito - New York, New York
Table 128 Bistro + Bar - Clive, Iowa
The Table at Season To Taste - Cambridge, Massachusetts
Tallulah Wine Bar and Bistro - Birmingham, Michigan
Tempura Matsui - New York, New York
Terrapin Creek Cafe & Restaurant - Bodega Bay, California
Terzo - San Francisco, California
The WineSellar & Brasserie - San Diego, California
Tomo Sushi & Ramen - Philadelphia, Pennsylvania
Two Fish - Haddonfield, New Jersey
Vernick Coffee Bar - Philadelphia, Pennsylvania
Willow Restaurant - Portland, Oregon
Yopparai - New York, New York
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17,685 views|Jan 7, 2020,08:00am EST

Top 100 Places To Eat In The United States, According To Yelp
Melissa Kravitz HoeffnerContributor
Travel
Forma Pasta Factory
Forma Pasta Factory's Spaghetti con le Sarde with sardines, roasted red onion,
fennel fronds and ... [+] FORMA PASTA FACTORY
Ready to feast on a 2020 bucket list? Yelp�s data science team already built it for
you.
The restaurant review, reservation and delivery app reviewed top restaurants by
ratings and number of reviews in 2019 across the U.S., with representation based on
each place�s share of top-rated restaurants nationally. The list is then curated
with the expertise of Yelp community managers around the country to finalize the
rankings, with the goal of creating a list as quirky, interesting and unique as the
Yelp community itself.
That is, the list isn�t full of exclusive, expensive, elitist eateries, but rather
rampant with smaller, more casual and innovative concepts that draw crowds (but not
necessarily professional critics. There are plenty of big name, famous restaurants
nationwide food magazine subscribers are familiar with, but this list aims to
introduce Americans to a new slew of tasty spaces.
"Yelp�s Top 100 Places to Eat in the United States list is more accessible than a
list of all fine dining establishments and really reflects the uniqueness of the
Yelp community,� Yelp's Trend Expert Tara Lewis says. �From food trucks to fine
dining, and vegan Mexican fare to deli sandwiches, this year�s list truly reflects
Yelp�s ability to help you find a great local restaurant, no matter your budget or
mood."
Whether you�re eager to dine on a white tablecloth or stand outside a gyro truck,
here are Yelp�s top restaurants across America for 2020:
Shawarma Guys - San Diego, CA

Pisces Poke & Ramen - Los Angeles, CA ?
Farmbird - Washington DC
Burgerama - Valley Village, CA
Cocina Madrigal - Phoenix, AZ ? ?
Fratellino - Coral Gables, FL
Yardie Spice - Homestead, FL
Sweet Rice - Gardena, CA
Soichi Sushi - San Diego, CA ?
Pikul Thai Bistro - Fairfield, CA ?
Kahuku Farms - Kahuku, HI
Shish Ke Baba - San Francisco, CA
The Fuel Shack - San Clemente, CA
PorkChop & Bubba's BBQ - Bakersfield, CA
Roundhouse Deli - Roseville, CA
Tommy Tamale Market & Cafe - Grapevine, TX ?
SP Brazilian Steakhouse - Lakeway, TX
Kra Z Kai�s Laotian Barbeque - Corona, CA ?
Karved - Las Vegas, NV ?
Southern Charm Cafe - Cape Canaveral, FL
Gino's Deli Stop N Buy - San Antonio, TX
Craft Pita - Houston, TX
Taneda Sushi in Kaiseki - Seattle, WA ?
Mumbo Gumbo PDX - Portland, OR ?
Garlic Yuzu - Las Vegas, NV
Mr bibi - Oceanside, CA
Bulegreen Cafe Yard - Oakland Park, FL
Sky Rocket Burger - Dallas, TX
Scotty's Cafe - Columbus, OH
The Aussie Grind - Frisco, TX
Greek Unique - Ashburn, VA
Yahya's Mediterranean Grill & Pastries - Denver, CO
Nini's Deli - Chicago, IL
Lewis Barbecue - Charleston, SC
Daybreak Pleasant Street - Gainesville, FL
Otis - Brooklyn, NY
ACHILLES - Santa Clara, CA ?
Gotta B Crepes - Evanston, IL
Taqueria La Familia - Denver, CO ?
Hometown Cafe & Pok� Bar - Providence, RI ?
Zaap Thai - Portland, OR
Asiana Thai & Sushi - Cincinnati, OH
Selam Ethiopian & Eritrean Cuisine - Orlando, FL ?
Chellas Arepa Kitchen - Lancaster, PA ?
New Mexico Tamale Co - Ferndale, WA
German Knoodle - St. Petersburg, FL ?
Kuji Asian Grill - Woodland, CA
Bombay River - Red Bank, NJ ?
Carmelina's - Boston, MA ?
Arario Midtown - Reno, NV
Indo - St. Louis, MO
The Curry Pizza Company 2 - Fresno, CA ?
Barista Del Barrio - Tucson, AZ
Korai Kitchen - Jersey City, NJ ?
310 Eatery - Albany, CA
Dia De Los Takos - Albuquerque, NM
Healthy Substance - Chicago, IL
Forma Pasta Factory - Brooklyn, NY
Flight Restaurant & Wine Bar - Memphis, TN
Croby's Urban Viddles - Charlottesville, VA
Mr. Pollo - Pensacola, FL
Yassin's Falafel House - Knoxville, TN
The Local Wood Fired Grill - Alpharetta, GA
Hold Fast Kitchen and Spirits - New York, NY
Tibbitts @ Fern Hill - Tacoma, WA
Acevedo's Hawaicano Cafe - Kahului, HI
Tuna Kahuna - Burlingame, CA
Joe's Kansas City Bar-B-Que - Kansas City, KS
Hawaii Poke Bowl - Eagan, MN ?
Trattoria 360 - Campbell, CA
Porque No? Tacos - Oakland, CA
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Top 25 Public Colleges 2019: The Best Education For $30,000 Less
Madison Fernandez
Madison FernandezContributor
Education
I report on the intersection of higher education and policy.
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The University of Wisconsin campus in Madison. UNIVERSITY OF WISCONSIN/COLLEGIATE
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Although public colleges do not dominate the Forbes America�s Top Colleges List �
only a quarter of schools in the top 100 are public and less than half of the
overall list is made of public institutions � public schools provide some of the
most accessible and high-quality education in the country.
More than 5 million students attend the public colleges that make America's Top
Colleges List. The average in-state cost of attendance for the public colleges on
the America�s Top Colleges list is nearly $30,000 a year less than private colleges
on the list: $25,759 compared to $57,128.
Unlike the top liberal arts schools, there is no central hub of prominent top
public colleges; the most notable public schools are spread evenly across the
country � there are nine in the West, seven in the South, five in the Northeast and
four in the Midwest.
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The top two spots are the same as last year, going to the University of California,
Berkeley � one of the most selective universities in the state�s system � and the
University of Michigan, Ann Arbor, which has the highest research expenditures
among public universities.
Although many of the top public schools remain the same as the 2018 rankings, there
is much movement within the list. The biggest jump comes from the Georgia Institute
of Technology � known for its strong engineering programs � which moved up seven
spots to No. 13 of the top public colleges.
Gallery: Top 10 Public Colleges 2019

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All five of the nation�s military colleges remained on the list, but the United
States Naval Academy and the United States Military Academy switched spots to No. 3
and 4 respectively this year. The University of California, Los Angeles moved up
two spots, bumping down the United States Air Force Academy one spot to No. 7. The
University of North Carolina, Chapel Hill, University of Maryland, College Park and
University of Wisconsin, Madison moved up one spot, while the University of
Washington, Seattle moved up three spots. The College of William and Mary, the
University of Georgia and the University of Texas, Austin dropped two spots each
and the University of Illinois, Urbana-Champaign and the University of Florida
dropped four spots each. The University of California, San Diego and Santa Barbara
dropped one spot to No. 19 and 20 respectively, and the University of California,
Irvine and Davis switched spots to become No. 21 and 22 respectively.
The newest arrival to the 2019 top public college list is the Colorado School of
Mines in Golden, CO. Given the prominence of recruiting more students into STEM
majors to prepare them for STEM-related occupations, the school is dedicated to
ensuring that students are industry-ready; according to the Pew Research Center,
one in three college-educated workers majored in a STEM field, but only about half
of STEM majors have a STEM job after graduating. With specializations in
engineering and applied sciences, students at the Colorado School of Mines have the
opportunity to work with faculty on research during their undergraduate careers,
and 88% of graduates have a job in the industry or go on to pursue graduate
degrees.
uncaptioned
The Forbes 2019 Public Top Colleges are:
25. University of Georgia (No. 99)
24. University of Minnesota, Twin Cities (No. 98)
23. Colorado School of Mines (No. 94)
22. University of California, Davis (No. 88)
21. University of California, Irvine (No. 87)
20. University of California, Santa Barbara (No. 84)
19. University of California, San Diego (No. 79)
18. University of Texas, Austin (No. 76)
17. University of Florida (No. 70)
16. University of Wisconsin, Madison (No. 69)
15. University of Illinois, Urbana-Champaign (No. 68)
14. United States Merchant Marine Academy (No. 66)
13. Georgia Institute of Technology (No. 65)
12. University of Washington, Seattle (No. 64)
11. University of Maryland, College Park (No. 63)
10. United States Coast Guard Academy (No. 53)
9. College of William and Mary (No. 47)
8. University of North Carolina, Chapel Hill (No. 45)
7. United States Air Force Academy (No. 43)
6. University of California, Los Angeles (No. 38)
5. University of Virginia (No. 33)
4. United States Military Academy (No. 32)
3. United States Naval Academy (No. 24)
2. University of Michigan, Ann Arbor (No. 20)
1. University of California, Berkeley (No. 13)
uncaptioned
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Madison Fernandez
Madison Fernandez
I am an editorial intern on the College Rankings Team and a rising junior at Ithaca
College studying journalism and health policy and management. On campus, I'm news�
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May 28, 2013,11:04am EDT

Top 100 Inspirational Quotes

3. Strive not to be a success, but rather to be of value. �Albert Einstein

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13. We become what we think about. �Earl Nightingale

19. An unexamined life is not worth living. �Socrates

20. Eighty percent of success is showing up. �Woody Allen

23. I am not a product of my circumstances. I am a product of my decisions.

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48. Fall seven times and stand up eight. �Japanese Proverb

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90. Dreaming, after all, is a form of planning. �Gloria Steinem

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Oct 16, 2012,08:37am EDT

2. Where there is no vision, the people perish. �Proverbs 29:18

3. I must follow the people. Am I not their leader? �Benjamin Disraeli

5. The first responsibility of a leader is to define reality. The last is to say

6. Leadership is the capacity to translate vision into reality. �Warren Bennis

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9. A leader is a dealer in hope. �Napoleon Bonaparte

10. You don�t need a title to be a leader. �Multiple Attributions

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25. Leadership is influence. �John C. Maxwell

40. A ruler should be slow to punish and swift to reward. �Ovid

51. Education is the mother of leadership. �Wendell Willkie

52. Effective leadership is putting first things first. Effective management is

55. He who has great power should use it lightly. �Seneca

74. Leadership is unlocking people's potential to become better. �Bill Bradley

76. Management is efficiency in climbing the ladder of success; leadership

89. Whatever you are, be a good one. �Abraham Lincoln

94. I am endlessly fascinated that playing football is considered a training ground

95. A cowardly leader is the most dangerous of men. �Stephen King

98. The supreme quality of leadership is integrity. �Dwight Eisenhower

100. Earn your leadership every day. �Michael Jordan

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The United States?

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The full study is available here. The methodology is available here.

Update June 13 on the Caribbean and Vietnam:

In regards to Vietnam in particular, it was probably our mistake to put it into

I will state very plainly that my research on Vietnam turned up no corroboration of

As I learn more, I�ll update this story further.

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170,355 views|Nov 27, 2019,03:15am EST