Scribd Logo
Upload

Welcome to Scribd!

  • 58 views

    Presentation On Financial Analysis of Janata Bank Limited

    Uploaded by

    Sultana Laboni
    The document presents an analysis of the financial performance of Janata Bank Limited over recent years, comparing key metrics like return on assets, return on equity, earnings per share, loan to deposit ratio, average deposit and loan growth, and cost to income ratio between Janata Bank and several other major Bangladeshi banks. It finds that Janata Bank needs to improve operational efficiency and minimize costs to boost profitability and recommends increasing capital and improving customer services.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Presentation On Financial Analysis of Janata Bank Limited

    Uploaded by

    Sultana Laboni
    58 views12 pages
    The document presents an analysis of the financial performance of Janata Bank Limited over recent years, comparing key metrics like return on assets, return on equity, earnings per share, loan to deposit ratio, average deposit and loan growth, and cost to income ratio between Janata Bank and several other major Bangladeshi banks. It finds that Janata Bank needs to improve operational efficiency and minimize costs to boost profitability and recommends increasing capital and improving customer services.

    Original Title

    presentationslide-180418063619

    Copyright

    © © All Rights Reserved

    Available Formats

    PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    The document presents an analysis of the financial performance of Janata Bank Limited over recent years, comparing key metrics like return on assets, return on equity, earnings per share, loan to deposit ratio, average deposit and loan growth, and cost to income ratio between Janata Bank and several other major Bangladeshi banks. It finds that Janata Bank needs to improve operational efficiency and minimize costs to boost profitability and recommends increasing capital and improving customer services.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    58 views12 pages

    Presentation On Financial Analysis of Janata Bank Limited

    Uploaded by

    Sultana Laboni
    The document presents an analysis of the financial performance of Janata Bank Limited over recent years, comparing key metrics like return on assets, return on equity, earnings per share, loan to deposit ratio, average deposit and loan growth, and cost to income ratio between Janata Bank and several other major Bangladeshi banks. It finds that Janata Bank needs to improve operational efficiency and minimize costs to boost profitability and recommends increasing capital and improving customer services.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    You are on page 1of 12

    Presentation on Financial Analysis

    of
    Janata Bank Limited

    Submitted By: Submitted To:


    Md. Muhinur Islam Adnan Md. Golam Kibria
    ID: 1421336 Management Information Systems
    School of Business Lecturer, School of Business
    Independent University Bangladesh Independent University, Bangladesh
    Company Profile

    • JBL is the 2nd largest State Owned Commercial Bank


    • Was restructured as a limited company in November, 2007.
    • Runs its business with 912 branches across the country including 4 overseas
    branches in United Arab Emirates.
    • At the End of 2016, Deposit BDT 641,819.15 million, Advance BDT
    403,037.41 million with Authorized capital BDT 30,000 million and Paid-up
    Capital BDT 19,140 million.
    Mission
     To be an effective commercial bank by maintaining a stable growth strategy
     Delivering high quality financial products
     Providing excellent customer service through an experienced management
    team
     Ensuring good corporate governance in every step of banking network.

    Vision
     To become the effective largest commercial bank in Bangladesh to support
    socio economic development of the country and to be a leading bank in
    South Asia.
    Products
    Deposit Loan & Advance

    • Current Deposit • Agriculture loans


    • Saving Deposit • Working Capital Loan
    • Special Notice Deposit • Export loan
    • Fixed Deposit • Import Loan
    • Schemes • Term Loan for Micro & Cottage Industry

    Services
    E-Services Modern Banking

    • ATM • Online Banking


    • Internet Banking • JB Green Communication
    • Automated Branch Banking • JB remittance
    • Green Banking • JB PIN Cash
    • E-GP payment Service
    Corporate Social Responsibility

    JBL sees CSR activities as a critical component of continuous improvement


    • Education and Research
    • Health and Treatment
    • Poverty Reduction
    • Expansion of Information Technology
    • History, culture, tradition, sports
    Selected Banks
    ROA ROE

    Return on Asset Return on Equity


    3.00% 50.00%
    2.00% 0.00%
    1.00% 2012 2013 2014 2015 2016
    -50.00%
    0.00%
    -1.00% 2012 2013 2014 2015 2016 -100.00%
    -2.00% -150.00%
    -3.00%
    -200.00%
    -4.00%
    -250.00%
    -5.00%
    -6.00% -300.00%
    Janata Bank Sonali Bank Agrani Bank Janata Bank Sonali Bank Agrani Bank
    Rupali Bank Pubali Bank Rupali Bank Pubali Bank
    Loan
    EPS
    Deposit

    Earnings Per Share Loan to Deposit


    150 100.00%
    100
    80.00%
    50
    0 60.00%
    -50 2012 2013 2014 2015 2016
    40.00%
    -100
    -150 20.00%
    -200 0.00%
    -250 2012 2013 2014 2015 2016
    Janata Bank Sonali Bank Agrani Bank Janata Bank Sonali Bank Agrani Bank
    Rupali Bank Pubali Bank Rupali Bank Pubali Bank
    Average Deposit and Loan growth

    Average Deposit Growth Average Loan Growth


    25.00% 30.00%

    25.00%
    20.00%
    20.00%
    15.00%
    15.00%
    10.00%
    10.00%
    5.00% 5.00%

    0.00% 0.00%
    Janata Bank Sonali bank Agrani Bank Rupali bank Pubali Bank Janata Bank Sonali Bank Agrani Bank Rupali Bank Pubali Bank
    Cost-Income Ratio
    Cost Income Ratio
    90%
    80%
    70%
    60%
    50%
    40%
    30%
    20%
    10%
    0%
    2012 2013 2014 2015 2016
    Janata Bank 34% 42% 47% 51% 56%
    Sonali Bank 51% 80% 60% 62% 82%
    Agrani Bank 47% 39% 46% 31% 52%
    Rupali Bank 45% 61% 58% 65% 70%
    Pubali Bank 47% 39% 46% 32% 52%

    Janata Bank Sonali Bank Agrani Bank Rupali Bank Pubali Bank
    Recommendation & Conclusion

    • Operational efficiency should be increased.


    • Cost Should be minimized.
    • Should keep focus to increase capital in order to maintain their solvency.
    • Should be improved as online service, internet service, 24 hours customer
    service etc.
    • Ensuring maximum utilization of assets.

    You might also like

    pFad - Phonifier reborn

    Pfad - The Proxy pFad of © 2024 Garber Painting. All rights reserved.

    Note: This service is not intended for secure transactions such as banking, social media, email, or purchasing. Use at your own risk. We assume no liability whatsoever for broken pages.


    Alternative Proxies:

    Alternative Proxy

    pFad Proxy

    pFad v3 Proxy

    pFad v4 Proxy