AN 2949—20.

Q2 IPM Member Parameter Extract Table

Update Summary

Type: Executive Overview

Switching Release Announcement
Mastercard is updating Integrated Product Message (IPM) Member
Audience: Parameter Extract (MPE) tables in support of various 20.Q2 core
Acquirer switching release enhancements.
Issuer
Processor Effective Date Details
Region:
Global Date Details

Brand: 17 July 2020 Dual Message System (Clearing)

Mastercard ®

Debit Mastercard®
Maestro®
Version History
Cirrus®
Each customer must determine the impact on its operations.
Release:
20.Q2

Action Indicator:
Network Mandate: Acquirers, Issuers

System:
Clearing

Published:
30 March 2020

Effective:
17 July 2020

©2019-2020 Mastercard. Proprietary. All rights reserved.

AN 2949—20.Q2 IPM Member Parameter Extract Table Update Summary • 30 March
2020 1
Date Description of Change Where to Look
30 March 2020 Effective date will be deferred to 17 July At-A-Glance and Effective Date
2020. Details
3 March 2020 This announcement was converted into the Throughout
new announcement format.
Removed Table IP0108T1: Transaction Enhancements
Integrity Class from the MPE and
Optimized layouts
Removed AN 2919—Transaction Integrity Related Documentation
Class for Interchange Rates in the U.S.
Region from the list in Related
Documentation
13 February 2020 Added Table IP0028T1: Country Codes Enhancements
(MPE and Optimized layouts)
For Table IP0108T1: Transaction Integrity Enhancements
Class, clarified Field Name Transaction
Integrity Class for the MPE and Optimized
layouts
For Table IP0108T1: Transaction Integrity Enhancements
Class, clarified the table description for the
MPE layout
29 October 2019 Initial publication date

Related Documentation
Information relevant to this release announcement can be found in the following documents available on
Mastercard Connect™.

Announcements
Refer to these previously published announcements for more information:
• “AN 2632—Enhancement of New Interchange Programs for Merchants in the European Economic Area,”
Release 19.Q4
• “AN 2924—New Intracountry Interchange Rate Structure for MoneySend Transactions in Brazil,” Release
20.Q2
• “AN 2927—New Intracountry Interchange Programs in Peru,” Release 20.Q2
• “AN 2929—Introduction of Cardholder Currency Indicator for Point-of-Interaction Currency Conversion,”
Release 20.Q2
• “AN 2940—New Non Reloadable Indicator Value,” Release 20.Q2

Reference Manuals
Refer to these reference manuals for information about the current state of Mastercard processing:
• GCMS Parameter Table Layouts manual

2019-2020 Mastercard. Proprietary. All rights reserved.

©
30 March 2020 • AN 2949—20.Q2 IPM Member Parameter Extract Table Update
2 Summary
NOTE: Manuals are updated with necessary changes after release implementation. Depending on timing,
information provided in this release announcement may not be reflected in a manual until it is updated.

Enhancements
Mastercard is announcing the following IPM MPE table updates effective for Release 20.Q2.

Table IP0028T1: Country Codes

Mastercard will add EEA Territory Indicator as a Field Name to the MPE and Optimized layouts of Table
IP0028T1: Country Codes. Mastercard will also adjust the Filler positions accordingly.

MPE Layout

Table Key: The key for this table is positions 1–25.

Field Name Positions Attribute Comments and Values

EEA Territory 88 ans-1 EEA Territory Indicator

Indicator Valid Values:
Y = Territory qualifies for EEA regulated
interchange
N = Territory does not qualify for EEA regulated
interchange.

Filler 89-108 ans-20 Reserved for future use.

Optimized Layout

Field Name Positions Attribute Comments and Values

EEA Territory 91 ans-1 EEA Territory Indicator

Indicator Valid Values:
Y = Territory qualifies for EEA regulated
interchange
N = Territory does not qualify for EEA regulated
interchange.

Filler 92–111 ans-20 Reserved for future use.

IP0040T1: Issuer Account Range

Mastercard will add new value 99 for Non-Reloadable Prepaid Switch and new field “Cardholder Currency
Indicator” to the Compressed, MPE, and Optimized layouts. Mastercard will also adjust the Filler positions
accordingly.

©2019-2020 Mastercard. Proprietary. All rights reserved.

AN 2949—20.Q2 IPM Member Parameter Extract Table Update Summary • 30 March
2020 3
Compressed Layout

Field Name Positions Attribute Comments and Values

Non-Reloadable 166-167 ans-2 Identifies if the Account Range is a non-
Prepaid Switch reloadable prepaid card
01 = Non-reloadable prepaid program
Spaces = Reloadable prepaid program or
nonprepaid program
99 = The account range or BIN represents a non-
Mastercard product

Field Name Positions Attribute Comments and Values

Cardholder 170 ans-1 Cardholder Currency Indicator support
Currency Indicator Valid values:
• C = Do not provide POI currency conversion
(or DCC) –corporate client opt-out
• D = POI currency conversion (or DCC) is
permissible for account range per Mastercard
Rules
• T = Do not provide POI currency conversion
(or DCC) per Mastercard Rules – travel cards
or multi-currency accounts
• U = Not a Mastercard-branded account range

Filler 171-184 ans-14 Reserved for future use

MPE Layout

Field Name Positions Attribute Comments and Values

Non-Reloadable 174-175 ans-2 Identifies if the Account Range is a non-
Prepaid Switch reloadable prepaid card
01 = Non-reloadable prepaid program
Spaces = Reloadable prepaid program or
nonprepaid program
99 = The account range or BIN represents a non-
Mastercard product

©2019-2020 Mastercard. Proprietary. All rights reserved.

30 March 2020 • AN 2949—20.Q2 IPM Member Parameter Extract Table Update
4 Summary
Field Name Positions Attribute Comments and Values
Cardholder 178 ans-1 Cardholder Currency Indicator support
Currency Indicator
Valid values:
• C = Do not provide POI currency conversion
(or DCC) –corporate client opt-out
• D = POI currency conversion (or DCC) is
permissible for account range per Mastercard
Rules
• T = Do not provide POI currency conversion
(or DCC) per Mastercard Rules – travel cards
or multi-currency accounts
• U = Not a Mastercard-branded account range

Filler 179-277 ans-99 Reserved for future use

Optimized Layout

Field Name Positions Attribute Comments and Values

Non-Reloadable 145-146 ans-2 Identifies if the Account Range is a non-
Prepaid Switch reloadable prepaid card
01 = Non-reloadable prepaid program
Spaces = Reloadable prepaid program or
nonprepaid program
99 = The account range or BIN represents a non-
Mastercard product

Field Name Positions Attribute Comments and Values

Cardholder 149 ans-1 Cardholder Currency Indicator support
Currency Indicator Valid values:
• C = Do not provide POI currency conversion
(or DCC) –corporate client opt-out
• D = POI currency conversion (or DCC) is
permissible for account range per Mastercard
Rules
• T = Do not provide POI currency conversion
(or DCC) per Mastercard Rules – travel cards
or multi-currency accounts
• U = Not a Mastercard-branded account range

Filler 150-248 ans-99 Reserved for future use

©2019-2020 Mastercard. Proprietary. All rights reserved.

AN 2949—20.Q2 IPM Member Parameter Extract Table Update Summary • 30 March
2020 5
IP0053T1: Interchange Fee Type
Mastercard will add new value 030 for the Rate Type field in table IP0053T1 for the MPE and Optimized layouts
as follows.

MPE Layout

Table Key: The key for this table is positions 1–36.

Field Name Positions Attribute Comments and Values

Rate Type 31–33 an-3 The rate type value. Valid values:

000 = Cash Advance Fee (applies to manual cash

disbursement transactions)
001 = Interchange Fee
006 = MPP Interchange Fee
007 = National Payment Gateway Switch Fee
010 = IVA on interchange fee (specific to Mexico
processing)
013 = Late Presentment Fee
014 = First-level Corporate incentive discount
015 = Purchase with Cash Back
017 = Second-level Corporate Incentive discount
018 = New UK Summary VAT Incentive
Interchange
020 = Europe Enhanced Value Incentive Rate
021 = MasterPass-Enabled Merchant Incentive
Interchange
023 = EC Credit Cross Border Regulated Rate
024 = EC Debit Cross Border Regulated Rate
030 = Digital Wallet Interchange Rate

Optimized Layout

Field Name Positions Attribute Comments and Values

Rate Type 23–25 an-3 The rate type value. Valid values:

000 = Cash Advance Fee (applies to manual cash

disbursement transactions)
001 = Interchange Fee
006 = MPP Interchange Fee
007 = National Payment Gateway Switch Fee
2019-2020 Mastercard. Proprietary. All rights reserved.
©
30 March 2020 • AN 2949—20.Q2 IPM Member Parameter Extract Table Update
6 Summary
Field Name Positions Attribute Comments and Values
010 = IVA on interchange fee (specific to Mexico
processing)
013 = Late Presentment Fee
014 = First-level Corporate incentive discount
015 = Purchase with Cash Back
017 = Second-level Corporate Incentive discount
018 = New UK Summary VAT Incentive
Interchange
020 = Europe Enhanced Value Incentive Rate
021 = MasterPass-Enabled Merchant Incentive
Interchange
023 = EC Credit Cross Border Regulated Rate
024 = EC Debit Cross Border Regulated Rate
030 = Digital Wallet Interchange Rate

IP2212T1: Payment Type and IRD Validation

Mastercard will add valid value table IP2212T1: Payment Type and IRD Validation to the MPE and Optimized
layouts.

©2019-2020 Mastercard. Proprietary. All rights reserved.

AN 2949—20.Q2 IPM Member Parameter Extract Table Update Summary • 30 March
2020 7