Your Account in Review: Qualico Steel Company, Inc. 401 (K) Plan
Your Account in Review: Qualico Steel Company, Inc. 401 (K) Plan
Your Account in Review: Qualico Steel Company, Inc. 401 (K) Plan
Qualico Steel Company, Inc. QUALICO STEEL COMPANY, INC. 401(K) PLAN
Renee Hall/Johnny Cook/Brad Brown
7797 East State Highway 52
P.O. Box 149
Webb AL 36376
Please have your plan ID, Social Security number and your personal
identification number (PIN) available. This statement is believed to Call us at 1-866-794-2145 for automated
be reliable and accurate: however, it is imperative that you verify phone services 24 hours a day, 7 days a Visit us at TANYA NOLETTO,
your investment selections and contributions within the next 30 week. Participant Service Representatives https://my.vanguardplan.com for REGIONS
days. Any correction or adjustments to your account will be made as are available between the hours of 8:00 AM interactive retirement planning tools. 251-690-1412
of the current date and any changes will be reflected in your and 8:00 PM ET during business days.
subsequent statement.
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January 1, 2019 to March 31, 2019 Marty D Weeks Jr
Page 2 of 3
Capital Preservation
Vanguard Federal Money Market Inv (100) 561.76 3.23 564.99 1.00 564.9900
Total 561.76 3.23 564.99
Disclaimer
The performance data herein represents past performance, which does not guarantee future results. All performance data
are as of the prior calendar quarter end. Investment return and principal value will fluctuate so that shares, when
redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than the
performance data quoted. For performance data current to the most recent month-end, visit our website at
https://my.Vanguardplan.com .
For more complete information on the investment options, including their management fees and other charges and expenses please consult the
prospectus and other comparable documents at https://my.Vanguardplan.com. Investment objectives, risks, charges, and expenses, and other
important information about a fund are contained in the prospectus; read and consider it carefully before investing.
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January 1, 2019 to March 31, 2019 Marty D Weeks Jr
Page 3 of 3
Disclaimer (continued)
Your personal rate of return is an approximate rate of return for your account for the investment period shown. It is influenced by the timing of your
contributions, withdrawals, investment changes, and fees throughout the calculation period and may differ from the fund’s overall Investment Performance
provided on this statement, reflected on the participant website or heard on the IVR. Past Performance is no guarantee of future results.
Portions of the mutual fund information contained in this document were supplied by Morningstar, Inc., subject to the following: ©2019 Morningstar, Inc. All
rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3)
is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from
any use of this information. Past performance is no guarantee of future results.
Diversification
To help achieve long-term retirement security, you should give careful consideration to the benefits of a well-balanced and diversified investment portfolio.
Spreading your assets among different types of investments can help you achieve a favorable rate of return, while minimizing your overall risk of losing
money. This is because market or other economic conditions that cause one category of assets, or one particular security, to perform well very well often
cause another asset category, or another particular security, to perform poorly. If you invest more than 20% of your retirement savings in any one company
or industry, your savings may not be properly diversified. Although diversification is not a guarantee against loss, it is an effective strategy to help you
manage investment risk.
In deciding how to invest your retirement savings, you should take into account all of your assets, including any retirement savings outside the plan. No
single approach is right for everyone because, among other factors, individuals have different financial goals, different time horizons for meeting their goals,
and different tolerances for risk.
It is also important to periodically review your investment portfolio, your investment objectives, and the investment options under the Plan to help ensure that
your retirement savings will meet your retirement goals.
All investing is subject to risk. Diversification does not ensure a profit or protect against a loss in a declining market. Because Company Stock concentrates
on a single stock, it is considered riskier than a diversified stock fund.
The Department of Labor website contains more information regarding individual investing and diversification. This internet website can be accessed at:
http://www.dol.gov/ebsa/investing.html
.
Integrated Allocation
If your employer makes profit sharing or money purchase contributions to your plan, those contributions may be coordinated with social security benefits
funded by you and your employer. Integrating retirement plan contributions with social security in this manner is sometimes referred to as permitted
disparity. Please refer to your Summary Plan Description for more information.
Generally, if your plan permits you to direct investments you may select from the various investment alternatives made available by your Employer as
frequently as you would like, subject to market and trading restrictions. There may be restrictions that apply to the investments in your plan. For example,
the Vanguard mutual funds have restrictions designated to limit frequent trading. Your plan may also place some restrictions on the frequency and/or the
ability to direct the investment of some or all of your plan assets. Please refer to your Summary Plan Description for more detailed information or other
investment information previously provided to you.
Vanguard Marketing Corporation ("VMC") is the distributor of the Vanguard Funds and a subsidiary of The Vanguard Group, Inc. VMC is a registered broker-dealer, member
FINRA and SIPC. Retirement plan recordkeeping and administrative services are provided by The Vanguard Group, Inc. ("VGI"). VGI has entered into an agreement with
Ascensus, Inc. to provide certain plan recordkeeping and administrative services on its behalf. Ascensus is not affiliated with VMC, The Vanguard Group, Inc., or any of its
affiliates.
All trademarks, service marks and logos appearing on this document are the exclusive property of their respective owners.
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