Oracle FLEXCUBE is the best solution for a financial institution?

s Islamic banking
business because Oracle has proven experience in providing solutions for Islamic banks
in select territories only.  Select the correct answer.

F
How does Oracle FLEXCUBE benefit financial institutions seeking domestic core
transformation? Select all that apply.

Delivers unprecedented value to meet diverse demands of Fund Administrators.

Provides a major risk mitigation due to the breadth and depth of Oracle?s experience.

Provides proven experience in domestic core transformations across the globe including 40 plus
very large banks.

Reduces the complexity of technology through Oracle?s ?apps to disk? strategy.

hich department?s budget is commonly spent on sustaining legacy infrastructure instead of
driving toward innovation? Select the correct answer.

IT

Logistics

Operations

HR
What are the FLEXCUBE components that help institutions manage their core banking
functions? Select all that apply.

Islamic Banking

Credit Appraisal Management

Funds Management and Transfer Agency Business

International Operations

Domestic Core Banking Transformation

How does FLEXCUBE enable financial institutions to deliver a superior customer
experience? Select all that apply.

Includes comprehensive Know Your Customer applications

Enables faster time-to-market for products and services

Enables relationship based pricing

Provides a 360� customer view

What questions might you ask to uncover challenges to line of business within a financial
institution? Select all that apply.

Are you currently investing in a new account or loan origination project?

Is your current technology architecture ?complex? and inhibiting your growth aspirations?

Are your current systems aging and becoming more costly and risky to maintain?

Are you looking to enable more capability via your self-service channels?
How might you respond to a decision maker who tells you they have a complex IT
ecosystem that prevents them from transforming to a new application at this time? Select
the best answer
 ?FLEXCUBE is designed to provide benefits to select areas of the business.?

?FLEXCUBE is highly componentized and can be deployed progressively.?

?FLEXCUBE is designed to be aligned with a open standards?

.
How FLEXCUBE?s Fund Management and Transfer Agency Solution benefit financial
institutions? Select all that apply.

Offers Islamic banking processes

Automates fund distribution

Minimizes transaction times

Complies with regulations

.
How might you respond to a decision maker who tells you they do not have a lot of Oracle
technology in their systems today? Select the best answer.

?FLEXCUBE is designed to be aligned with a broader transformation objective.?

?FLEXCUBE is highly componentized and can be deployed progressively.?

?FLEXCUBE was designed to be compatible with open standards and can be interoperable with
many non-Oracle technologies.?
on the cloud if required.?
What questions will help you uncover challenges related to technology? Select all that
apply.

What are the institutions strategic priorities over the next 3-5 years?

Do you have an existing investment in Oracle applications and technology?

Are you looking to simplify / standardize and rationalize your business processes?

Are you looking to enable more capability via your self-service channels?
The focus on cost reduction is requiring IT departments to be more efficient in meeting
the needs of the business. This is resulting in a fresh look at IT department budgets,
especially since most IT budgets are spent on sustaining legacy infrastructure instead of
driving toward innovation. Financial institutions are seeking to reduce the cost related to:
 Managing legacy systems
 Lack of standardized functionality across countries
 Poor service levels due to inefficiency in processes
 Integrating different back office solutions while providing a unified customer
experience
 Inability to respond rapidly to market changes and customer needs
 Limited flexibility to launch new products

Financial institutions experience high operational costs due to legacy systems, silo-ed
business, slow time to market for new products and lack of standards across counties

Financial institutions are concerned with:

 Reducing costs while improving performance
 Siloed lines of business that make it difficult to implement solutions enterprise-
wide and leverage investments
  Managing/replacing legacy systems

The key challenges facing financial institutions today include:

 Evolving business dynamics
 Changing customer expectations
 Increasing operational inefficiencie
IT Staff
 Product extensibility enables faster roll-out of new/improved products and
functionalities
 Includes toolkits for creating, modifying and testing user interface, business logic
and integrations
 Delivers comprehensive support for extensibility
 Provides a workbench for direct and mobile banking
Operations Staff
 FLEXCUBE uses a knowledge driven ecosystem to improve business
productivity and customer service
 Provides the ability to manage, monitor and improve business processes
 Provides operational controls for enhanced productivity, control and insight
 Delivers comprehensive security capabilities for managing user access and
operations
 Includes regulatory compliance controls and includes multi-regulatory reporting
Line of Business
Business friendly platform that provides Lines of Business with:
 Diverse business model and product structures
 Faster time to market
 Multi-tiered compensation without custom code
Operations
Cost effective solution that provides Operations with:
 Lower cost of ownership
 Addresses the evolving value chain
 Supports convergence
Technology
Cross-border services that enable Technology to provide:
 Multi-instance processing
 Better insight with analytical capabilities
 Embedded controls including integrated workflow and imaging
 Ability to scale based on business growth
Features and benefits
Supports Transfer Agency (TA) processing hubs
 Single instance processing multiple entities
 Full spectrum funds including long only, hedge, wraps and DC's
 Multiple valuation models
 Flexible intermediary management
 Best in industry fees and charges practices
 Expansive support of corporate actions
Enables global business expansion
 Pre-built templates for green field rollouts as regional TA or sub-TA
 Processes for rapid on-boarding of new business
 Simplified implementation and connectivity
Drives efficiency
 Processes transactions and global orders
 Supports single entry for complex settlement cycles
 Supports multi pricing and batch windows
 Provides a single and unified customer view across operations
 Delivers last mile processing of commission and trailers
 Delivers high straight through processing (STP) rates, lower errors and failed
transactions
 What questions might you ask to uncover challenges to line of business within a
financial institution? Select all that apply.
 Are you looking to enable more capability via your self-service channels?

 Are you currently investing in a new account or loan origination project?

 Is your current technology architecture ?complex? and inhibiting your growth aspirations?

 Are your current systems aging and becoming more costly and risky to maintain?
Oracle FLEXCUBE is a comprehensive, integrated and modular core banking solution
that can be flexibly deployed to support an institution's technology and business
objectives.
The solution:
 Provides a real-time, online and comprehensive approach to core banking
requirements around the world
 Comprises retail, corporate and investment banking functions
 Supports multi-currency, multi-lingual and multi-entity operations
 Improves agility with business process-driven operations, improved product time-
to-market, and customized services
 Provides an embedded block chain adapter that enables it to interface with any
block chain system
FLEXCUBE provides a superior customer experience by delivering:
 The right insights to the banker
 A 360° customer view allowing bankers to provide contextual advice to the
customer
 A comprehensive Know Your Customer application
 A single customer definition across enterprise
 A web based system accessible from all popular browsers
 Relationship based pricing
FLEXCUBE empowers bankers with intelligent and actionable insights through tools and
dashboards, by providing:
 Relationship based pricing
 End-to-end servicing capability backed by centralized configuration and
processing capabilities across lending, originations, current accounts and
savings accounts, retail bills, deposits, microfinance, payments, enterprise limits
and collateral management
  A loan origination framework and a credit appraisal management system to
manage credit facilities for corporate customers
 Dashboards and alerts enabling the banker to provide contextual experience to
the customer with information on fingertips
FLEXCUBE supports IT staff by:
 Facilitating agility and extensibility with open development tools
 Providing a testing workbench to help institutions test upgrades/fixes and record
transactions
 Delivering superior performance on industry-leading hardware, benchmarked on
Oracle engineered systems
 RESTful services to support external interfaces
 600+ out of box reports and a reporting engine to quickly create more reports
 Contemporary technology, extensibility toolkit, j2ee compliant, 3000 + web
services
The key business benefits of FLEXCUBE for Executives include:
 Seamless transaction execution with straight-through-processing
 Increased worker effectiveness and better productivity
 Increased cross-sell and up-sell opportunities
 Faster time-to-market for products and services
 Superior performance with high scalability
 Support of multi-currency, multi-lingual & multi-entity operations
 Supports retail, corporate and investment banking functions
 End-to-end functionality across conventional and Islamic banking
 Credit appraisal management for faster credit proposal processing
 Centralized product configuration
Flexcube benefits offer

 Transforms financial institutions with next-generation technology

 Reduces operating costs
 Establishes higher customer intimacy
 Reduces time to market for new products
 Allows institutions to stay ahead of the competition
 Fulfills demanding compliance mandates
 Processes higher transaction volumes
 Meets increased customer expectations
The components in the Oracle FLEXCUBE Solution are:
 Domestic Core Banking Transformation
 International Operations
 Islamic Banking
 Funds Management and Transfer Agency Business
A customer-centric model requires institutions to put the customer first and create
customer value by providing a positive customer experience throughout the customer
lifecycle order to increase customer loyalty and retention. To execute on a customer-
centric model, institutions must:
 Understand the customer
  Design a customer-centric experience across the customer lifecycle
 Track metrics to ensure satisfaction
 Receive customer feedback for continuous improvement

Financial institutions are seeking to reduce the cost related

 Managing legacy systems

 Lack of standardized functionality across countries

 Poor service levels due to inefficiency in processes

 Integrating different back office solutions while providing a unified customer experience

 Inability to respond rapidly to market changes and customer needs

 Limited flexibility to launch new products

Financial institutions are concerned

 Reducing costs while improving performance

 Siloed lines of business that make it difficult to implement solutions enterprise-wide and
leverage investments

 Managing/replacing legacy systems

The key challenges facing financial institutions today

 Evolving business dynamics

 Changing customer expectations

 Increasing operational inefficiencies

FLEXCUBE Domestic Core Banking Solution enables bankers to provide more comprehensive, flexible
and consistent service, with intelligent data that helps improve productivity and drives cross-sell and
up-sell opportunities

Supports a wide range of Islamic finance product

 Mudarbah

 Musharakah

 Istisna

 Salam

 Etc

Oracle FLEXCUBE is a comprehensive transfer agency and fund distribution system that automates
the manufacturing and distribution of investment funds and hedge fund structures by addressing the
needs of fund managers, distributors, broker/dealers, as well as outsourced, multi-entity and multi-
jurisdictional transfer agencies.

Line of Business
 Business friendly platform that provides Lines of Business with:

 Diverse business model and product structures

 Faster time to market

 Multi-tiered compensation without custom code

Operations
Cost effective solution that provides Operations with:
 Lower cost of ownership
 Addresses the evolving value chain
 Supports convergence
Technology
Cross-border services that enable Technology to provide:
 Multi-instance processing
 Better insight with analytical capabilities
 Embedded controls including integrated workflow and imaging
 Ability to scale based on business growth
Features and benefits

Supports Transfer Agency (TA) processing hubs

 Single instance processing multiple entities

 Full spectrum funds including long only, hedge, wraps and DC's

 Multiple valuation models

 Flexible intermediary management

 Best in industry fees and charges practices

 Expansive support of corporate actions

Enables global business expansion

 Pre-built templates for green field rollouts as regional TA or sub-TA

 Processes for rapid on-boarding of new business

 Simplified implementation and connectivity

Drives efficiency

 Processes transactions and global orders

 Supports single entry for complex settlement cycles

 Supports multi pricing and batch windows

 Provides a single and unified customer view across operations

 Delivers last mile processing of commission and trailers

 Delivers high straight through processing (STP) rates, lower errors and failed transactions
The elements that differentiate Oracle FLEXCUBE from competitor offerings include:

 24/7 processing of large transaction volumes, with high availability

 Offers true relationship based pricing capabilities

 RESTful services to support external interfaces

 Security management covering application and role-based access

To improve your understanding of your financial services clients' business and challenges, we are
pleased to announce that Oracle has partnered with Performance Solutions International (PSI), a
leading industry performance firm that combines targeted industry training with high impact
industry enablement tools.

 Industry Training - structured to reflect your professional's specific role, responsibility and
level of industry knowledge or experience. Each course has the option to "test out", if your
professionals feel they have the knowledge or experience within that area.

 Executive Conversation Starters - targeted to a specific executive, the Conversation Starter

provide your professionals with the knowledge, insight and thought process to initiate
conversations with key decision makers, evidence your understanding of their business and
position the appropriate Oracle solution.

 Industry Wikis - provides your professionals with quick, just-in-time access to industry terms
or on demand learning via a Smartphone, Tablet or PC