Ver: 30(21)e-30.

21-30 30-Nov-2014 - 13:28:34 Page 1

This is the official illustration issued by HDFC Standard Life Insurance Company Limited. Illustration of any other type is not supported by the company.
Illustration for HDFC Life Sanchay
on 30 November 2014
PERSONAL DETAILS
Name Age Gender
Life 1 MRS PRACHI JAIN 24 F
Age is taken as on last birthday
POLICY DETAILS
Date of Policy Commencement: 30-Nov-2014
Policy Term: 15 year(s)
Premium Paying Term: 5 year(s)
Premium Frequency: Annual
PREMIUM AND BENEFIT DETAILS

Taxes as
Sum Assured Premium Paying Premium
Benefit Name Benefit Term (years) applicable*# Total Premium
(in Rs.) Term (years) (in Rs.)
(in Rs.)
Main Benefit 143,773 15 5 34,921 1,079 36,000
Total Premium payable per Frequency: 34,921 1,079 36,000
Next premium Due Date 30-Nov-2015
* General Sales Tax (GST) in case of Jammu and Kashmir and Service Tax (including Education Cess) in all other cases.
#The Service Tax & Education Cess on the Main Benefit premium for year two and subsequent years will be Rs.541/-.
ILLUSTRATION OF FUTURE BENEFITS
This illustration has been produced by HDFC Standard Life Insurance Company Limited to help you understand the benefits of your HDFC Life Sanchay. These illustrations must be
read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only. What you actually receive will depend on what happens over the future lifetime of your policy.
The assumed rate of investment return is usually particularly important as benefits may differ depending on the investment return. However, in this product, the Death Benefit and the
Maturity Benefit do not vary with changing investment returns. The Illustration shows what you could get back using two assumed rates of investment return.These rates have been
specified by the Life Insurance Council.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed returns then
these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed and
they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due have been paid.
All amounts are in Indian Rupees.
Illustrative Benefits on Maturity
On the survival of the Life Assured until the Maturity date, the illustrative Maturity benefits are as shown below.
Guaranteed Benefit Non-Guaranteed Benefit Total Maturity Benefit
Assumed Investment Return Assumed Investment Return
Date of Maturity Sanchay 4% p.a. 8% p.a. 4% p.a. 8% p.a.
30-Nov-2029 316,301 0 0 316,301 316,301
Upon this payment, the policy terminates and no further benefit becomes payable.

Illustrative Benefits on Death

On the death of the Life Assured before the Maturity date the illustrative benefits are as shown below.
Guaranteed Benefits Non-Guaranteed Benefit Total Death Benefit
Benefit on Valid Claim Assumed Investment Return Assumed Investment Return Assumed Investment Return
Policy Year 4% p.a. 8% p.a. 4% p.a. 8% p.a. 4% p.a. 8% p.a.
1 360,712 360,712 0 0 360,712 360,712
2 372,214 372,214 0 0 372,214 372,214
3 383,715 383,715 0 0 383,715 383,715
4 395,217 395,217 0 0 395,217 395,217
5 406,719 406,719 0 0 406,719 406,719
6 418,221 418,221 0 0 418,221 418,221
7 429,723 429,723 0 0 429,723 429,723
8 441,225 441,225 0 0 441,225 441,225
9 452,726 452,726 0 0 452,726 452,726
10 464,228 464,228 0 0 464,228 464,228
11 475,730 475,730 0 0 475,730 475,730
12 487,232 487,232 0 0 487,232 487,232
13 498,734 498,734 0 0 498,734 498,734
14 510,236 510,236 0 0 510,236 510,236
Upon this payment, the policy terminates and no further benefit is payable.
The benefits shown above are at the end of the year.

Illustrative Benefits on Surrender

This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any surrender benefits may be
less than the premium(s) you have paid.
A policy may be surrendered after it acquires a guaranteed surrender value. Hence, Surrender Values are shown from year 2 onwards.
Guaranteed Benefit Non-Guaranteed Benefit Total Surrender Benefit
Assumed Investment Return Assumed Investment Return
 Policy Year Guaranteed Surrender Value 4% p.a. 8% p.a. 4% p.a. 8% p.a.
2 22,076 19,195 19,195 41,271 41,271
3 33,365 34,102 34,102 67,467 67,467
4 72,809 25,244 25,244 98,053 98,053
5 91,570 42,035 42,035 133,605 133,605
6 93,190 52,435 52,435 145,625 145,625
7 95,201 63,550 63,550 158,751 158,751
8 107,651 65,365 65,365 173,016 173,016
9 120,686 67,924 67,924 188,610 188,610
10 134,391 71,173 71,173 205,564 205,564
11 148,915 75,152 75,152 224,067 224,067
12 164,419 79,828 79,828 244,247 244,247
13 181,087 85,143 85,143 266,230 266,230
14 199,156 91,018 91,018 290,174 290,174
Upon this payment, the policy terminates and no further benefit becomes payable.
The values shown are for illustration only.
What you actually receive will depend on what happens over the future lifetime of the policy.
Depending on the prevailing market conditions, the surrender value may be revised.
Benefits shown above are at the end of the year.
If you would like help to understand this illustration, please speak to your Financial Consultant / Relationship Manager.

TERMS AND CONDITIONS

1. The Premium and the Sum Assured stated above is based on the information provided. They may vary as a result of underwriting.
2. For details of the above benefits, please read the sales literature provided.
3. Any statutory levy or charges (such as Service Tax & Education Cess) including any indirect tax may be charged to the Policyholder either now or in future by the Company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
4. UIN for HDFC Life Sanchay - 101N097V01
5. The bank has disclosed to me/us all the commission (in the form of up-front and trail commissions) payable to them for the policy recommended to me/us.
Financial Consultant's Signature: Customer's Signature:
Financial Consultant's Name: Vinit Tomar Date:
Financial Consultant's Code : 00469655 Place:
Business Development Manager's Name: