Terms & Conditions: Product Name: Tata Aia Life Insurance Sampoorna Raksha Supreme - Non Pos LP/RP UIN: 110N160V02

TERMS & CONDITIONS
PRODUCT NAME: TATA AIA LIFE INSURANCE SAMPOORNA RAKSHA SUPREME - Non POS LP/RP
UIN: 110N160V02
This is NOT a single premium product.
This is a Term policy with NO return of premiums at the end of policy term. (option 1 – Life)
This is a Term policy with return of BASE premiums - Total Premiums Paid (excluding loading for modal
premiums) will be returned on survival till maturity. (option 2 – Life plus)
Please note that the illustration has been sent to your registered email id provided by you for your records.
Product offers two plan options –
Life - Upon Death of life assured, Sum assured on Death will be paid as Lumpsum benefit to the
Nominee.
Life plus - In case the life assured survives till maturity, an amount equal to the 105% of the Total
Premiums Paid (excluding loading for modal premiums) towards the benefit option shall be payable
at the end of the Policy Term, provided the policy is not terminated earlier.
Life stage option –

Under Life Stage option, the policyholder can increase the coverage amount on happening of any one of the
following events, subject to the BAUP and the option to increase the SA is exercised within 180 days of the
happening/incidence of the following event(s): Marriage (One Marriage Only) – 50%, Birth/Adoption of 1st
Child – 25%, Birth/Adoption of 2nd Child – 25%, Home Loan disbursal* (* subject to underwriting) - 100%,
subject to home loan amount sanctioned.
Top up –
Provided the premium payment term is at least 5 years, the policyholder can opt to exercise the Top-SA
option at the time of purchase of the policy. Under this option the life cover shall increase by a fixed
percentage of 5% every year of the Base SA chosen at inception till the earlier of:
The maximum sum assured eligibility as per the Board-approved Underwriting Policy (BAUP)
is breached
The outstanding premium payment term becomes less than 13 months
The outstanding policy term becomes less than the minimum allowed under the product
The attained age becomes higher than maximum entry age allowed under the product
Claim under Payor Accelerator Benefit
TERMS & CONDITIONS
UIN: 110N160V02
InstaProtect –
The product offers an InstaProtect benefit where prospective policyholders will receive the Base SA (subject
to maximum of ` 3 Crores) as a lumpsum in the event of accidental death of the life assured during the
application underwriting stage. The death should happen within 180 days from the accident.
Please note that premiums MAY be revised depending on the overall risk assessment conducted by our
underwriting team. In case of revision in premium, will you receive an intimation of our revised offer and
your consent will be obtained to proceed with issuance of your policy.
Premiums include rider premiums and GST.
We thank you for choosing e-IA (electronic-Insurance Account) and supporting the ‘go green’ initiative.
Electronic-Insurance Account is a dematerialized account that provides you a single view of policies across
any Insurance company. Your insurance policy details will be available in your e-IA account post issuance
of your policy. (Applicable only for policies wherein EIA is selected)
Freelook period:
Freelook period: You have an option to CANCEL your policy details during the free look period which
is 15 days from receipt of your policy. (Applicable if below 7.2 condition is not met)
Freelook period: You have an option to CANCEL your policy details during the free look period which
is 30 days from the date of credit to EIA Account. (Applicable only for policies wherein EIA option is selected)
Customer Declaration Form:
We understand that you have read and signed the Customer Consent Document while filling the
application form. i.e. the One Page Declaration with the key policy features mentioned in it. (Applicable
only if - Good Connect & channels are IBL, CBI, Citi & HDFC if Digitized CDF option is not selected).
We understand that you have read the declaration on Customer Declaration Form and provided
consent via OTP. (Applicable only if Good Connect & HDFC – Digitized CDF option is selected)
TERMS & CONDITIONS
UIN: 110N160V02
We would also like to inform you that life insurance is a standalone product and is neither linked to a fixed
deposit nor loan or any other banking products.
We understand that your relationship manager / advisor has not assured any REBATE / Passback of
premium, commission, discount or any other indirect benefits. [ Not applicable for DBS Select Assure Banking]
Please go through the terms and conditions in your policy document upon receipt of the same.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula
Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life
Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Relationship Manager / Intermediary or visit
Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com.
BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested
FRAUD PHONE CALLS! to lodge a police complaint.

Terms & Conditions: Product Name: Tata Aia Life Insurance Sampoorna Raksha Supreme - Non Pos LP/RP UIN: 110N160V02

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Terms & Conditions: Product Name: Tata Aia Life Insurance Sampoorna Raksha Supreme - Non Pos LP/RP UIN: 110N160V02

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TERMS & CONDITIONS

This is NOT a single premium product.

Product offers two plan options –

Life stage option –

Premiums include rider premiums and GST.

Customer Declaration Form:

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