How Blockchain Technology is Changing Real Estate

11.Nov .2021

www.sahara.st

ceo@sahara.st
Abstract

Real estate is the largest asset class in the world. Commercial enterprises and real estate
professionals are recognizing the transformative impact of blockchain technology to optimize retail
and commercial property sales, streamline payments, and increase access to real estate funds and
investment opportunities.

Introduction to the Sahara Platform

Dubai begins commercialization of world's hottest real estate market

Sahara's goal is a future real estate platform that anyone can use easily and safely.

Sahara wants to develop into a platform like Amazon in the real estate market.

To this end, Dubai-based AlKhoory-group UAE (www.Al Khoory-Group.com);

USA-based Sahara Street LLC, located in the Republic of Malta, LIker World consists of a consortium.

Fintech technology development such as DeFi, Metaverse, and NFT based on blockchain

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Together with Korea's Hancomwith Ltd.

It is a major block chain group recognized for its technological prowess in Korea with a company size
of about 1.5 Bn.
It is currently listed on the KOSDAQ.

Starting with Dubai, we are striving to advance into the global market after supplementing the
problems of experience and technology.

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How blockchain technology is changing the real estate industry

Blockchain platform technology can be applied to numerous aspects of real estate business. Here
are a few worth noting:

Smart contracts
Smart real estate contracts enabled by blockchain will not only speed up the leasing process and
save on costs, but it can also improve due diligence. Blockchain would have the ability to verify
identities and incomes, and reduce the likelihood of fraud.

Transactions

The entire real estate transaction process can be held on the blockchain. The submission of an offer,
verification of title, the acceptance and verification of that offer, the due diligence process, the
financing, and closing can all be verified and codified within a digital ledger. The use of blockchain
for real estate transactions has significant implications for real estate agent and broker jobs.

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Financing

Credit checks, income and identity verification, debt to income ratios, and so much more can be held
on and verified using blockchain. The mortgage financing process is fraught with friction and
frustration. If all your critical documents are held on blockchain, no longer do you need to scramble
to get dozens of different documents to your bank or broker.

Land titles

Traditionally kept offline, blockchain tech has the ability to store and verify these critical legal real
estate documents. Imagine if you could log into a blockchain land registry to verify title ownership of
any plot of land in your area.

Leasing

Identity verification and contracting signing can be facilitated and held on a blockchain. Whether it’s
income verification of the tenant, employer checks, or other references, this can all be facilitated and
held on a digital ledger.

Liquidity

If an asset becomes tokenized to 1,000 investors instead of 10, you automatically increase the
liquidity of that real estate investment. If buyers and sellers of tokens are more easily able to sell
and buy shares in a particular asset, then exit strategies and liquidity problems drop significantly.

Ownership

A real estate blockchain can be used as a single source of truth to verify ownership of assets. This
includes fractional ownership through a token, and all the owners of those tokens will be publicly
available.

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Platforms and Marketplaces Description

Platform and Market Description

1. Platform and Market

Real estate technology has traditionally been primarily concerned with listings and connecting
buyers and sellers. However, blockchain introduces new methods to real estate transactions and
enables trading platforms and online marketplaces to support real estate transactions more
comprehensively. For example, Sahara has developed a platform to facilitate real estate transactions
using blockchain technology. By tokenizing real estate, assets can be traded like stocks on an
exchange and trades can be made online.
The Sahara platform allows sellers to tokenize their assets, essentially treating them like a stock sale,
and use the platform to liquidate their assets through token sales. The collected tokens can be
exchanged for fiat currency with buyers who own a stake in the asset.

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The source
< https://github.com/NorbanDev/RealEstate2.0>

2. No Intermediaries

Brokers, lawyers, and banks have long been part of the real estate ecosystem. However, blockchain
may soon usher in a shift in their roles and participation in real estate transactions, according to a
report by Deloitte.1New platforms can eventually assume functions such as listings, payments, and
legal documentation. Cutting out the intermediaries will result in buyers and sellers getting more out
of their money as they save on commissions and fees charged by these intermediaries. This also
makes the process much quicker as the back-and-forth between these middlemen gets cut.
KEY TAKEAWAYS
Blockchain technology has impacted the real estate industry in a variety of ways, including offering a
new means for buyers and sellers to connect with one another.
Blockchain could be used to cut intermediaries out of the real estate transaction process, thereby
reducing costs.
This technology could also help to codify the practice of fractional ownership of real estate.

3. Liquidity

Real estate has long been considered an illiquid asset since it takes time for sales to conclude. This
isn’t the case with cryptocurrencies and tokens since they can, in theory, be readily traded for fiat
currencies through exchanges. However, as tokens, real estate can be readily traded. A seller doesn’t
have to wait for a buyer who can afford the whole property in order to get some value out of their
property.

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4. Fractional Ownership

By allowing fractional ownership, blockchain also lowers the barriers to real estate investing.
Typically, investments would require significant money upfront in order to acquire property.
Alternatively, investors could also pool their money to acquire bigger ticket properties. Through
blockchain, investors would simply have to access a trading app to buy and sell even fractions of
tokens as they see fit. In addition, fractional ownership would also help them avoid managing the
properties themselves such as maintenance and leasing.

Upkeep alone can add up to significant costs and dealing with tenants may be a troublesome effort.
This also affects related activities such as lending where property owners often have to put their
properties as collateral for loans in order to get quick access to cash. Depending on the terms,
property owners may also continue enjoying use of their property.

5. Decentralization

Blockchain commands trust and security as a decentralized technology. Information stored in the
blockchain is accessible to all peers on the network, making data transparent and immutable. One
only has to go back to the housing bubble crash in 2008 to see how greed and the lack of
transparency in the part of institutions can have catastrophic consequences. A decentralized
exchange has trust built into the system. Since information can be verifiable to peers, buyers and
sellers can have more confidence in conducting transactions. Fraud attempts would also be
lessened. Smart contracts are increasingly becoming admissible records with Vermont and Arizona
passing such legislation. As such, smart contracts would have more enforceability beyond the
technology itself.

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6. Costs

The transparency associated with a decentralized network can also trim down costs associated with
real estate transactions. Beyond the savings made by cutting out intermediaries’ professional fees
and commissions, there are other costs such as inspections costs, registration fees, loan fees, and
taxes associated with real estate. These costs even vary depending on the territory that has
jurisdiction. Like intermediaries, these can be reduced or even eliminated from the equation as
platforms automate these processes and make them part of the system.

Global real estate is worth hundreds of trillions of dollars, but is dominated by the wealthy and large
corporations. Through blockchain technology, it is possible that more people will be able to access
the market where transactions can be made more transparent, secure, and equitable. Real estate
transactions may eventually become truly peer-to-peer activities with blockchain-powered platforms
doing most of the work.

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7.Blockchain service Model

8.Service architecture

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9.Fractional and frictionless real estate investing

OWNERSHIP REINVENTED

For the first time, investors around the globe can buy into the Dubai real estate
market through fully-compliant, fractional, tokenized ownership. Powered by
blockchain.

KYC/AML

In order for the sale of SaharaTokens to be compliant with applicable regulations,

purchasing a SaharaToken through the Sahara website will require the
implementation of “know your customer”(KYC) and anti-money laundering (AML)
procedures. Sahara is implementing KYC procedures to verify the identities of our
SaharaToken purchasers and AML procedures to ensure that payments for

SaharaTokens do not come from illegal sources. Sahara is implementing AML/KYC

solutions through IdentityMind, an independent third-party solutions provider.

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10.Team member introduction

Dr. Han Ko Co-Founder & Ceo

https://www.linkedin.com/in/han-ko-3b8814185/

● Startup and investment experience in various technology and real estate fields such as
Founder, President & CEO, USAKO Group, etc.
● Director and Chairman of the Steering Committee, AACC Chamber of Commerce board
member profile
● Official Director, Board member of St. Louis County, Missouri, USA. Louis County, Missouri,
U.S.A., Commission Board
● State of Illinois, State of Illinois, FVHT Metro East Business Incubator Board Member
● Mentor, Technology and Investment Advisor Capital Innovators, a venture capital company
● Chief Technology Officer (CTO), Watch Skin (a high tech software wearable)
● Global Marketing Director/Founder Native Agtech (AI driven consumer perf. mgmt)
● Adviser/Investor/Mentor Roles in various technology and investment companies and
enterprises including WIF AX (a $50M+ Morgan Stanley managed investment Fund), Trailyn
Ventures (tech accelerator and investment), Native Agtech (B2B AI platform), Watch Skin,
SoleNTek (a high tech IP manufacturing), Union Mobile (an international telecom), DawinKS
(a Fintech & high tech Software Dev.), Delta Tech (a high tech consumer electronics),
Blockchain Accelerator, zPODs, zBONEs, VoiceXP (a Voice Recognition & AI), and Liker World
(an international blockchain), Emerge One Medical (PPE & Medical Supply) and other
companies.
● A Judge, Mentor and an Advocate for Arch Grants (A Venture Capital Grant Program)

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 ● Editor of the investment magazine Entrepreneur Quarterly, Investor's Magazine EQ editor in
investment
● Director and Steering Committee Chair FIRST Robotics, a Board Member and Steering
Committee Chair (FIRST Robotics Association, USA)

Fahad Mohammad Mir

Hashem Khoory Co-Founder

https://www.linkedin.com/company/al-khoory-group/

● KHOORY GROUP OF COMPANIES/ON BEHALF OF

KHOORY & PARK LLC/CHAIRMAN

Brian Jung Co-Founder

https://www.linkedin.com/in/jungminho/

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 ● Brian Jung, Co-Founder and research director of sahara street LLC, created the world's first
Internet Network Center (~93'). It is the beginning of internet cafe and pc bang. Introduced
the G4c e-Government solution for the first time, and has a number of patents related to
blockchain, AI, and IoT.
● Blockchain, AI, and IoT architecture experts
● Seoul National University Graduate School of International Studies GLP mba completion
● Completed a Fintech course at the University of Seoul, South Korea.

George Wu Dr. GT Wu, Ph.D & J.D, Exec.

Director

https://www.linkedin.com/in/georgetatungwu/

● Graduated from Cornell University, Stanford University, and University of California, Berkeley,
where he received his Ph.D., Master's and Bachelor's degrees.

Collin Knock Exec. Director

https://www.linkedin.com/in/collin-knock-b90a8a8/

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RE Lending, Financing, Blockchain
● REFinancing and Reverse Mortgage, Blockchain, Investment expert
● Founded and operated one of top 100 financing co's in USA
● Founded and operated in multiple successful tech and financing ventures

Exec. Director
Tom Ray

https://www.linkedin.com/in/tom-ray-3947526/

Exec. Director
C-Suite Commercial Real Estate. Juris Doctorate
● Executive Level Licensed Commercial Real Estate Professional with Rich Market Experience
and a Law Degree
● Award Winning Power Broker & REIT experience
● Senior VP CBRE, an international RE firm
● Juris Doctorate U.S.A.

Exec. Director
Barbara Bickham

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 https://www.linkedin.com/in/barbarabickham/

Blockchain, Investment, Tech Scale-up

● Blockchain, Investment and CTO professional
● Morgan Stanley managed fund WIFAX
● $50M+
● Computer Science & MBA
● U. of California, Berkeley

Dr. H.E. Ko MD, Executive Director

https://www.linkedin.com/in/eunice-ko-69176b65/

Investment, Medical Doctor, Tech Scale-up

● Medical Doctor
● Real Estate Investment
● Fund Management
● Tech Scale-up

Jae Kim/ Exec. Director

https://www.linkedin.com/in/jae-kim-1b843b165/

Finance, Accounting, Risk Analysis

● Finance & Accounting, a chamber of commerce in U.S.A

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 ● Fund Raise & Investment
● Private company Finance & Risk Analysis
● U.S. Bank, Credit & Risk Analysis

Exec. Director
Yong Hyoung

https://www.linkedin.com/in/yonghyoung/

Tech Scale-up, Startup

● Founder of "Cyworld"
● Quoted Proven Leader in Asia
● "The person who inspired Facebook"
● Korea Advanced Institute of Science and Technology
● (KAIST University, top high tech University in Korea)

Head of Fintech Center, KB

Hyug-soon Kwon Kookmin Bank (former)

TECHNO MBA
(KAIST University,
Korea's best high-tech
university)

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11.Sahara Site Map

12.Token Information

Token Name : SAHARA

Symbol : SAHARA

Protocol : Bep20 Binance Smart Contract

Contract Address
:0xb6adF5b4046583F836ce4FD71D7bAe7c68001288

Decimals: 18

Token Logo :

Total supply : 3,000,000,000 SAHARA

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 Circulation supply :1,000,000,000 SAHARA

Origin country : Republic of Malta

Circulation supply

Development 31.0%

Team & Advisor 10.0%

Founderation 12.0%

Marketing 19.0%

sale & 28.0%

13.Road-Map

2021.

Q1 Al Khoory Group in Dubai Agreement

(www.premiumservices.ae)

- Q2

Sahara street LLC USA Global Office Open

Fyndus LLC in USA agreement-500,000 Members

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 -Q3

Hancom Group South Korea Agreement

Participated in Blockchain Conference - Chicago, USA

Participated in Blockchain Conference - New York

Blockchain Conference - South Korea 21’ Money Show

Keystone Lab- DEX Exchange Agreement

-Q4

USAKO Group USA -Venture Capital & Accelerator Seed

Agreement

Listing Exchange

2022.

Q1

Sahara Dubai Ltd Open-Gold & Real Estate

Sahara Korea Ltd Open -Dev’

Sahara Platform Launching

Q2

Sahara Mainnet Launching

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 Q3

Metaverse & NFT Launching -with Hancom Group

Global Real Estate Agent Marketing

14.Partners

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15.KYB

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16.Learn more about Tokenplace

● Website: https://www.sahara.st

● Whitepaper:

● Telegram: https://t.me/likerworld

● https://github.com/SAHARA-PLATFORM

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ARTICLE SOURCES

Investopedia requires writers to use primary sources to support their work. These include white papers, government data,
original reporting, and interviews with industry experts. We also reference original research from other reputable publishers
where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our
editorial policy.

Deloitte.com. "Blockchain in commercial real estate: The future is here," Accessed March 22, 2020

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