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Credit Card Data Dictionary-1

The document describes the features and variables in a credit card dataset. It includes 25 features such as unique ID, credit limit, gender, education, age, repayment status for 6 months, bill amounts for 6 months, amounts paid for 6 months, and default payment. The repayment status and default payment variables are categorical while most others are numeric. It will be used to analyze customers' credit card repayments and defaults.

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0% found this document useful (0 votes)
162 views

Credit Card Data Dictionary-1

The document describes the features and variables in a credit card dataset. It includes 25 features such as unique ID, credit limit, gender, education, age, repayment status for 6 months, bill amounts for 6 months, amounts paid for 6 months, and default payment. The repayment status and default payment variables are categorical while most others are numeric. It will be used to analyze customers' credit card repayments and defaults.

Uploaded by

SC
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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# Feature Description

1 ID Unique Identifier

Amount of the given credit (NT dollar): it includes both


2 LIMIT_BAL the individual consumer credit and his/her family credit.
3 GENDER Gender

4 EDUCATION Education
5 MARRIAGE Marital status
6 AGE Age
7 PAY_1 the repayment status in September, 2005
8 PAY_2 the repayment status in August,2005
9 PAY_3 the repayment status in July,2005
10 PAY_4 the repayment status in June,2005
11 PAY_5 the repayment status in May,2005
12 PAY_6 the repayment status in April,2005
13 BILL_AMT1 amount of bill statement in September, 2005
14 BILL_AMT2 amount of bill statement in August, 2005
15 BILL_AMT3 amount of bill statement in July, 2005
16 BILL_AMT4 amount of bill statement in June, 2005
17 BILL_AMT5 amount of bill statement in May, 2005
18 BILL_AMT6 amount of bill statement in April, 2005
19 PAY_AMT1 amount paid in September, 2005
20 PAY_AMT2 amount paid in August, 2005
21 PAY_AMT3 amount paid in July, 2005
22 PAY_AMT4 amount paid in June, 2005
23 PAY_AMT5 amount paid in May, 2005
24 PAY_AMT6 amount paid in April, 2005
25 DEFAULT default payment, as the response variable
Possible Values Data Type
Numeric

Numeric
(1 = male; 2 = female) Categorical
(1 = graduate school; 2 = university; 3 = high school; 4 = others,
5=Unknown,6=Unknown) Categorical
(1 = married; 2 = single; 3 = others) Categorical
(year) Numeric

-2=no consumption- inactive account, -1=paid duly, 0=the use of revolving


credit, 1=payment delay for one month, 2=payment delay for two months, Categorical
… 8=payment delay for eight months, 9 means that payment was delayed
by nine or more months

Numeric

Amount paid to settle the preceding month's bill, either in full or partially.
For example, each September 2005 amount was paid to settle the
corresponding customer's August 2005 bill.

(Yes = 1, No = 0) Categorical

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