Account Number: *****6244

Statement End Date: 06-30-21

Page: 1 of 3

LISA A PERKINS
438 FAIRVIEW AVE
HORNELL, NY 14843

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Account Summary
Beginning Ending Beginning Ending
Account | Description Loan | Description
Balance Balance Balance Balance
1 01 REGULAR SHARES D 305.00 305.00 144 PROMOTIONAL LOAN 1391.97 0.00
8 08 SHARE DRAFT CHECKING 0.00 0.00 145 PROMOTIONAL LOAN 0.00 2100.06
Account Detail
01 REGULAR SHARES D ACCT# 1 06-01-21 THRU 06-30-21 PREVIOUS BALANCE 305.00
Date Transaction Description Amount Balance
JUN 04 EFT ELECTRONIC POSTING DOLLAR GENERAL PR PAYMENT 469.15 774.15
JUN 04 WITHDRAWAL-OVERDRAFT 8 ACH DEBITS -109.59 664.56
JUN 04 WITHDRAWAL-CASH -300.00 364.56
JUN 04 WITHDRAWAL-OVERDRAFT 8 -13.83 350.73
JUN 04 WITHDRAWAL-OVERDRAFT 8 -11.07 339.66
JUN 07 WITHDRAWAL-OVERDRAFT 8 -19.76 319.90
JUN 08 WITHDRAWAL-OVERDRAFT 8 -12.20 307.70
JUN 08 WITHDRAWAL-OVERDRAFT 8 -2.70 305.00
JUN 11 EFT ELECTRONIC POSTING DOLLAR GENERAL PR PAYMENT 406.17 711.17
JUN 11 WITHDRAWAL-CASH -350.00 361.17
JUN 11 WITHDRAWAL-OVERDRAFT 8 -50.00 311.17
JUN 11 WITHDRAWAL-OVERDRAFT 8 -2.59 308.58
JUN 11 WITHDRAWAL-OVERDRAFT 8 -1.00 307.58
JUN 11 WITHDRAWAL-OVERDRAFT 8 -1.13 306.45
JUN 11 WITHDRAWAL-OVERDRAFT 8 -1.45 305.00
JUN 18 EFT ELECTRONIC POSTING DOLLAR GENERAL PR PAYMENT 545.25 850.25
JUN 18 WITHDRAWAL-CASH -500.00 350.25
JUN 18 WITHDRAWAL-OVERDRAFT 8 -25.00 325.25
JUN 23 TRANSFER 8 APPLIED TOWARDS NEGATIVITY -20.25 305.00
JUN 25 EFT ELECTRONIC POSTING DOLLAR GENERAL PR PAYMENT 435.04 740.04
JUN 25 WITHDRAWAL-CASH -400.00 340.04
JUN 25 TRANSFER 8 TO CLEAR NEGATIVITY -0.79 339.25
JUN 25 WITHDRAWAL-OVERDRAFT 8 -1.13 338.12
JUN 25 WITHDRAWAL-OVERDRAFT 8 -3.24 334.88
JUN 25 WITHDRAWAL-OVERDRAFT 8 -15.36 319.52
JUN 25 WITHDRAWAL-OVERDRAFT 8 -8.76 310.76
JUN 29 WITHDRAWAL-OVERDRAFT 8 -5.76 305.00
Dividends of 0.09 will be posted to this account on 07-01-2021
ENDING BALANCE 305.00
TOTAL FOR TOTAL
THIS PERIOD YEAR-TO-DATE
TOTAL OVERDRAFT FEES 0.00 0.00

- Continued -
 TEAR OFF AND SEND TO CREDIT UNION

PLEASEKEEPUSINFORMEDOFNAMEANDADDRESSCHANGES
PLEASE CHECK YOUR NAME(S) AND ADDRESS ON THE FRONT OF THIS STATEMENT. IF NOT
EXACTLY CORRECT, COMPLETE THIS FORM AND RETURN IT TO THE CREDIT UNION OFFICE.
CREDIT UNION OR NOTARY WITNESS REQUIRED.

PLACE AN X IN FRONT OF ITEM(S) TO BE CHANGED

o Member’s Name
o Joint Member(s)
o Address
o City and State o Zip Code
o Home Phone o Work Phone

Member’s Signature

Witness Signature

SHAREDRAFTRECONCILEMENT THISFORMISPROVIDEDTOASSISTYOUINBALANCINGYOURSHAREDRAFTACCOUNT
LIST DRAFTS OUTSTANDING NOT CHARGED TO YOUR DRAFT ACCOUNT AMOUNT
DRAFT NUMBER AMOUNT DRAFT NUMBER AMOUNT , 20
1. SUBTRACT FROM YOUR DRAFT REGISTER ANY CHARGES LISTED
ON THIS DRAFT STATEMENT WHICH YOU HAVE NOT PREVIOUSLY
DEDUCTED FROM YOUR BALANCE. ALSO ADD ANY DIVIDEND.
2. ENTER DRAFT BALANCE $
SHOWN ON THIS STATEMENT

{
+ $
3. ENTER DEPOSITS
MADE LATER THAN THE
ENDING DATE ON THIS
+ $
STATEMENT
+ $
TOTAL $
(2PLUS3)

4. IN YOUR DRAFT REGISTER CHECK OFF ALL

DRAFTS PAID AND IN AREA PROVIDED AT LEFT LIST
NUMBERS AND AMOUNTS OF ALL UNPAID DRAFTS

5. SUBTRACT TOTAL
DRAFTS OUTSTANDING { - $
6. THIS AMOUNT SHOULD EQUAL
YOUR DRAFT REGISTER BALANCE $
TOTAL

IFYOUDONOTBALANCE
VERIFY ADDITIONS AND SUBTRACTIONS - ABOVE AND IN YOUR DRAFT REGISTER. COMPARE THE DOLLAR AMOUNTS OF DRAFTS LISTED ON THIS STATEMENT WITH THE DRAFT AMOUNTS LISTED IN YOUR DRAFT
REGISTER. COMPARE THE DOLLAR AMOUNTS OF DEPOSITS LISTED ON THIS STATEMENT WITH THE DEPOSIT AMOUNTS RECORDED IN YOUR DRAFT REGISTER. IF YOU HAVE ANY QUESTIONS REGARDING YOUR
CHECKING ACCOUNT, PLEASE CALL THE CREDIT UNION.

YOURBILLINGRIGHTS-KEEPTHISNOTICEFORFUTUREUSE
ThisnoticecontainsimportantinformationaboutyourrightsandourresponsibilitiesundertheFairCreditBillingAct.
NOTIFYUSINCASEOFERRORSORQUESTIONSABOUTYOURSTATEMENT. If you think your statement is wrong or if you need more information about a transaction on your statement, write us on a separate sheet at the address
listed on your statement. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first statement on which the error or problem appeared. You can telephone us , but doing so will not preserve
your rights.
In your letter, give us the following information:
• Your name and account number
• The dollar amount of the suspected error
• Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are not sure about.
If you have authorized us to pay your CREDIT CARD Account automatically from your share account, share draft account, or through payroll deduction, you can stop the payment on any amount you think is wrong. To stop payment your
letter must reach us three business days before the automatic payment is scheduled to occur.
YOURRIGHTSANDOURRESPONSIBILITIESAFTERWERECEIVEYOURWRITTENNOTICE.We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days we must either correct or
explain why we believe the statement was correct.
After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to send statements to you for the amount you question, including finance charges, and we can apply any
unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your statement that are not in question.
If we find that we made a mistake on your statement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any
missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due.
If you fail to pay the amount we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone that we
report you to that you have a question about your statement. And we must tell you the name of anyone we reported you to. We must tell anyone that we report you to that the matter has been settled between us when it finally is.
If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your statement was correct.

SPECIALRULEFORCREDITCARDS
If you have a problem with the quality of property or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right to not pay the remaining amount due
on the property or services. There are two limitations on this right (a) You must have made the purchase in your home state, or, if not within your home state within 100 miles of your current mailing address, and (b) The purchase price
must have been more than $50. These limitations do not apply if we own or operate the merchant, or if we mailed you the advertisement for the property or services.

INCASEOFERRORSORQUESTIONSABOUTYOURELECTRONICTRANSFERS
Write us at the address shown on the front of this statement which is listed after the words “Send Inquiries To”, or telephone us at the telephone number shown in the “Direct Inquiries To” area as soon as you can if you think your
statement or receipt is wrong, or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
1. Tell us your name and account number.
2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will recredit your account for the amount you think is in error so that you have use of the money during the time
it takes us to complete our investigation.
P7201
 Account Number: *****6244
Statement End Date: 06-30-21
Page: 2 of 3

TOTAL FOR TOTAL

THIS PERIOD YEAR-TO-DATE
TOTAL RETURN ITEM FEES 0.00 30.00

08 SHARE DRAFT CHECKING ACCT# 8 06-01-21 THRU 06-30-21 PREVIOUS BALANCE 0.00
Date Transaction Description Amount Balance
JUN 01 INSUFFICIENT FUNDS ACH FEE ACH DEBITS ONEMAIN TEL PAY LOAN PYMNT210528 -30.00 -30.00
JUN 03 DEPOSIT 30.00 0.00
JUN 03 LOAN PROCEEDS TO SHARES 145 700.00 700.00
JUN 03 WITHDRAWAL-CASH -600.00 100.00
JUN 04 DEPOSIT-OVERDRAFT 1 ACH DEBITS 109.59 209.59
JUN 04 EFT ACH DEBITS ONEMAIN TEL PAY RETRY PYMT210528 -209.59 0.00
JUN 04 DEPOSIT-OVERDRAFT 1 POS 0606 1640 645138 DOLLAR-GENERAL #844 13.83 13.83
JUN 04 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-04-21 -13.83 0.00
JUN 04 DEPOSIT-OVERDRAFT 1 POS 0606 1640 670211 DOLLAR-GENERAL #844 11.07 11.07
JUN 04 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-04-21 -11.07 0.00
JUN 07 DEPOSIT-OVERDRAFT 1 POS 0607 1611 685945 DOLLAR-GENERAL #844 19.76 19.76
JUN 07 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-05-21 -19.76 0.00
JUN 08 DEPOSIT-OVERDRAFT 1 POS 0608 1609 700853 DOLLAR GENERAL #172 12.20 12.20
JUN 08 DEBIT CARD DEBIT DOLLAR GENERAL #172 06-06-21 -12.20 0.00
JUN 08 DEPOSIT-OVERDRAFT 1 POS 0608 1609 740762 DOLLAR-GENERAL #844 2.70 2.70
JUN 08 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-06-21 -2.70 0.00
JUN 11 DEPOSIT-OVERDRAFT 1 POS 0613 1633 896085 7-ELEVEN 35096 50.00 50.00
JUN 11 DEBIT CARD DEBIT 7-ELEVEN 35096 06-11-21 -50.00 0.00
JUN 11 DEPOSIT-OVERDRAFT 1 POS 0613 1633 929121 DOLLAR-GENERAL #844 2.59 2.59
JUN 11 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-11-21 -2.59 0.00
JUN 11 DEPOSIT-OVERDRAFT 1 POS 0613 1633 923110 DOLLAR-GENERAL #844 1.00 1.00
JUN 11 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-11-21 -1.00 0.00
JUN 11 DEPOSIT-OVERDRAFT 1 POS 0613 1633 946898 DOLLAR-GENERAL #844 1.13 1.13
JUN 11 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-12-21 -1.13 0.00
JUN 11 DEPOSIT-OVERDRAFT 1 POS 0613 1633 951752 DOLLAR-GENERAL #844 1.45 1.45
JUN 11 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-12-21 -1.45 0.00
JUN 18 DEPOSIT-OVERDRAFT 1 POS 0620 0911 216966 WAL-MART #2326 Wal-Mart Store HORNELL 25.00 25.00
NY
JUN 18 DEBIT CARD DEBIT WAL-MART #2326 Wal-Mart Store HORNELL NY 06-20-21 -25.00 0.00
JUN 21 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-19-21 -21.04 -21.04
JUN 23 TRANSFER 1 APPLIED TOWARDS NEGATIVITY 20.25 -0.79
JUN 25 TRANSFER 1 TO CLEAR NEGATIVITY 0.79 0.00
JUN 25 DEPOSIT-OVERDRAFT 1 POS 0627 1630 413388 DOLLAR-GENERAL # DG 1.13 1.13
JUN 25 DEBIT CARD DEBIT DOLLAR-GENERAL # DG 06-25-21 -1.13 0.00
JUN 25 DEPOSIT-OVERDRAFT 1 POS 0627 1630 425944 DOLLAR-GENERAL #844 3.24 3.24
JUN 25 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-25-21 -3.24 0.00
JUN 25 DEPOSIT-OVERDRAFT 1 POS 0627 1630 471020 DOLLAR-GENERAL # DG 15.36 15.36
JUN 25 DEBIT CARD DEBIT DOLLAR-GENERAL # DG 06-26-21 -15.36 0.00
JUN 25 DEPOSIT-OVERDRAFT 1 POS 0627 1630 472214 DOLLAR-GENERAL # DG 8.76 8.76
JUN 25 DEBIT CARD DEBIT DOLLAR-GENERAL # DG 06-26-21 -8.76 0.00
JUN 29 DEPOSIT-OVERDRAFT 1 POS 0629 1609 486211 DOLLAR-GENERAL #844 5.76 5.76
JUN 29 DEBIT CARD DEBIT DOLLAR-GENERAL #844 06-27-21 -5.76 0.00
ENDING BALANCE 0.00
TOTAL FOR TOTAL
THIS PERIOD YEAR-TO-DATE
TOTAL OVERDRAFT FEES 0.00 0.00
TOTAL RETURN ITEM FEES 30.00 30.00

PROMOTIONAL LOAN LOAN# 144 06-01-21 THRU 06-30-21 PREVIOUS BALANCE 1391.97
Payment Due Date: New Balance: 0.00
Payment Due: Past Due As Of: Annual Percentage Rate (APR): 1.490%
Date Description Amount Principal Balance
JUN 03 PAYMENT-PAYOFF PAYOFF 1394.30 -1391.97 0.00
FROM/TO 1 LOAN CLOSED
Interest Rate Detail
Effective Dates Annual Percentage Rate Balance Subject to Interest Rate
06-01-2021 - 06-02-2021 1.490 F 1391.97

- Continued -
 Account Number: *****6244
Statement End Date: 06-30-21
Page: 3 of 3

Interest Rate Detail

Effective Dates Annual Percentage Rate Balance Subject to Interest Rate
06-03-2021 - 06-30-2021 1.490 F 0.00
THE BALANCE USED TO COMPUTE INTEREST IS THE UNPAID BALANCE EACH DAY AFTER PAYMENTS AND CREDITS
TO THAT BALANCE HAVE BEEN SUBTRACTED AND ANY ADDITIONS TO THE BALANCE HAVE BEEN MADE.

Interest Charged
Total Interest For This Period 2.33

Date Loan Description Amount

06-03-2021 144 Interest Charge 2.33
Totals Year-To-Date
Totals Fees Charged In 2021 22.89
Total Interest Charged In 2021 14.53

PROMOTIONAL LOAN LOAN# 145 06-01-21 THRU 06-30-21 PREVIOUS BALANCE 0.00
Payment Due Date: 07-31-21 New Balance: 2100.06
Payment Due: 110.00 Past Due As Of: Annual Percentage Rate (APR): 1.990%
Date Description Amount Principal Balance
JUN 03 NEW LOAN-TRANS TO SHARES FROM/TO 8 700.00 700.00 700.00
JUN 03 LOAN ADVANCE 1394.30 1394.30 2094.30
JUN 30 See Fees Below 4.50 4.50 2098.80
JUN 30 See Fees Below 1.26 1.26 2100.06
Interest Rate Detail
Effective Dates Annual Percentage Rate Balance Subject to Interest Rate
06-01-2021 - 06-02-2021 1.990 F 0.00
06-03-2021 - 06-29-2021 1.990 F 2094.30
06-30-2021 - 06-30-2021 1.990 F 2100.06
THE BALANCE USED TO COMPUTE INTEREST IS THE UNPAID BALANCE EACH DAY AFTER PAYMENTS AND CREDITS
TO THAT BALANCE HAVE BEEN SUBTRACTED AND ANY ADDITIONS TO THE BALANCE HAVE BEEN MADE.

Fees Charged
Total Fees For This Period 5.76

Date Loan Description Amount

06-30-2021 145 SINGLE DISABILITY INSURANCE PREMIUM 4.50
06-30-2021 145 SINGLE CREDIT LIFE INSURANCE PREMIUM 1.26
Totals Year-To-Date
Totals Fees Charged In 2021 5.76
Total Interest Charged In 2021 0.00

Dividend Summary
Account Number New Balance Dividends YTD
1 305.00 0.42
8 0.00 0.00
Total Dividends YTD: $0.42
- End of Statement -