Contact tel 03457 404 404

see reverse for call times

Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk

Your Statement

Account Summary

.
International Bank Account Number

Branch Identifier Code

Acco unt Nam e S o rtcode Acco unt Num ber S he e t Num be r

Date Pay m e nt t y p e and de t ails Paid o ut Paid in Balance

A
13 Aug 20 BALANCE BROUGHT FORWARD . 1,952.68 D
14 Aug 20 BP LASCAR K CON
Salary 500.00 1,452.68 D
15 Aug 20 ATM CASH BNKM AUG15
MID COUNTIES@10:00 50.00
TFR 400507 21497235
INTERNET TRANSFER 250.00 1,752.68 D
16 Aug 20 TFR 400507 21497235
INTERNET TRANSFER 150.00 1,602.68 D
17 Aug 20 DD CLOSE-DARWIN 180.30
))) PE FOOD AND WINE L
07859183744 11.99
))) CO-OPERATIVE FOOD
DUDLEY 11.84
VIS TESCO STORES 6197
DUDLEY 60.59
VIS LIDL GB WEST BROMW
WEST BROMWICH 45.75
))) CO-OPERATIVE FOOD
DUDLEY 6.70
))) CO-OPERATIVE FOOD
DUDLEY 4.95
))) MCDONALDS
OLDBURY 18.70
))) SAINSBURYS PETROL
OLDBURY 30.02
))) MILUS STORES
WEST BROMWICH 20.91
BALANCE CARRIED FORWARD 1,994.43 D
 Contact tel 03457 404 404
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk

Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 1,994.43 D

TFR 400507 21497235
INTERNET TRANSFER 50.00 1,944.43 D
18 Aug 20 VIS Transferwise
London 9.40
))) SUMUP *S&F FOOD A
PETERBOROUGH 11.94 1,965.77 D
19 Aug 20 ))) SUMUP *S&F FOOD A
PETERBOROUGH 9.20
TFR 400507 21497235
INTERNET TRANSFER 50.00 1,924.97 D
20 Aug 20 ))) MAXUM FOODS LIMITE
01553769214 18.84
))) GREGGS PLC
PETERBOROUGH 7.30 1,951.11 D
21 Aug 20 DD SOUTH STAFFS WATER 43.16
))) INTERNATIONAL FOOD
PETERBOROUGH 8.44
BP LASCAR K CON
Salary 500.00
VIS INT'L 0079997407
NETFLIX.COM
866-716-0414 11.99 1,514.70 D
22 Aug 20 ATM CASH BNKM AUG22
MID COUNTIES@09:48 60.00
ATM CASH BNKM AUG22
MID COUNTIES@12:41 200.00 1,774.70 D
24 Aug 20 CR HMRC SEISS GRANT 2,646.00
DD TV LICENCE MBP 13.37
TFR 400507 21497235
INTERNET TRANSFER 500.00
ATM CASH NOTEMAC AUG24
NOTEMAC CHG 1.90
P & J News A@10:43 101.90
VIS AMZNMktplace
amazon.co.uk 10.99
VIS AMZNMktplace
amazon.co.uk 18.99
))) AA STORES 66257
WEST BROMWICH 2.89
))) CO-OPERATIVE FOOD
DUDLEY 0.95
))) CO-OPERATIVE FOOD
DUDLEY 6.60
BALANCE CARRIED FORWARD 215.61
 Contact tel 03457 404 404
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk

Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 215.61

))) P AND J NEWS- 7713
OLDBURY 31.17
VIS DELIVEROO.CO.UK
LONDON 21.46
VIS DELIVEROO.CO.UK
LONDON 12.48 150.50
25 Aug 20 VIS LIDL GB WEST BROMW
WEST BROMWICH 138.08
VIS SAINSBURYS S/MKTS
OLDBURY PFS 30.00
))) CO-OPERATIVE FOOD
DUDLEY 4.39
ATM CASH LLOYTSB AUG25
LOYD 27-31 W@17:11 50.00 71.97 D
26 Aug 20 VIS SCREWFIX DIRECT
YEOVIL 329.98
))) TESCO STORES 3009
PETERBOROUGH 21.20
))) SHOE ZONE
PETERBOROUGH 33.08 456.23 D
27 Aug 20 CR HSBC REFUND
HSBC REFUND 381.06 75.17 D
28 Aug 20 ))) GREGGS PLC
PETERBOROUGH 8.36
BP LASCAR K CON
Salary 500.00 416.47
29 Aug 20 ATM CASH BNKM AUG29
DHARWIAL NEW@10:02 50.00
BP HMRC PAYE/NIC SHIP
6076642774K 100.00 266.47
01 Sep 20 VIS AMZNMKTPLACE AMAZO
AMAZON.CO.UK 6.99
VIS SCOTTISH POWER
GLASGOW 100.00
))) IBIS STYLES CREWE
CREWE CW1 9.90
))) KFC CREWELLA
CREWE 2.98
))) KFC CREWELLA
CREWE 2.89
))) KFC CREWELLA
CREWE 3.23
))) KFC CREWELLA
CREWE 2.95
BALANCE CARRIED FORWARD 137.53
 Contact tel 03457 404 404
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk

Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 137.53

))) MCDONALDS
CREWE 1.79
))) MCDONALDS
CREWE 4.28
))) QUEENS PARK CAFE C
CREWE 4.40
VIS MATALAN
OLDBURY 62.00
VIS LIDL GB WEST BROMW
WEST BROMWICH 132.39
VIS SPORTSDIRECT.COM
08443325121 47.00
VIS PRIMARK 684
WEST BROMWICH 64.00
VIS AMZNMktplace
amazon.co.uk 27.95
VIS SAINSBURYS S/MKTS
OLDBURY PFS 30.00
VIS IBIS STYLES CREWE
CREWE CW1 56.05
VIS GOOGLE *Google Pla
g.co/helppay# 2.99
))) TESCO STORES 2335
WEST BROMICH 15.99
))) THE ENTERTAINER 10
WEST BROMICH 3.25
))) GREGGS PLC
WEST BROMWICH 9.14
))) SAINSBURYS
OLDBURY 28.95
))) SPORTSDIRECT.COM
08443325121 12.00
))) BURROWS AGENTS 108
CREWE 11.91
))) IBIS STYLES CREWE
CREWE CW1 4.65
VIS INT'L 0053495398
Prime Video
353-12477661 2.99 384.20 D
02 Sep 20 BP HSBC BNK VSA454638
454638******8951 100.00
))) EUROPOLI SUPERMARK
PETERBOROUGH 21.61
BALANCE CARRIED FORWARD 505.81 D
 Contact tel 03457 404 404
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk

Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 505.81 D

))) BILLS OFF L & NEWS
PETERBOROUGH 5.12 510.93 D
03 Sep 20 DR OVERDRAFT INTEREST
TO 12AUG2020 20.11
BP Insurance Bureau
1673544 20.00
))) EUROPOLI SUPERMARK
PETERBOROUGH 5.00
))) EUROPOLI SUPERMARK
PETERBOROUGH 10.27 566.31 D
04 Sep 20 ))) EUROPOLI SUPERMARK
PETERBOROUGH 6.29
BP Henry Charles
Rent 53 Macdonald 800.00
BP LASCAR K CON
Salary 500.00
ATM CASH HSBC SEP04
WEST BROMWIC@19:38 60.00 932.60 D
06 Sep 20 ATM CASH HSBC SEP06
WEST BROMWIC@12:14 50.00 982.60 D
07 Sep 20 VIS SMYTHS TOYS OLDBUR
OLDBURY 60.97
VIS LIDL GB WEST BROMW
WEST BROMWICH 55.86
VIS B & Q 1276
WEDNESBURY 119.98
VIS SAINSBURYS S/MKTS
OLDBURY PFS 30.00
))) POUNDSTRETCHER 328
OLDBURY 37.00
))) CO-OPERATIVE FOOD
DUDLEY 5.80
))) STOKES CATERING
TELFORD 9.00
VIS INT'L 0078155677
AMAZON PRIME*0Q320
AMZN.CO.UK/PM 7.99 1,309.20 D
08 Sep 20 VIS AMZNMktplace
amazon.co.uk 19.39
VIS AMZNMktplace
amazon.co.uk 5.95
VIS AMZNMKTPLACE AMAZO
AMAZON.CO.UK 57.98
BALANCE CARRIED FORWARD 1,392.52 D
 Contact tel 03457 404 404
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk

Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 1,392.52 D

VIS Transferwise
London 9.40
VIS Transferwise
London 15.36
))) PE FOOD AND WINE L
07859183744 7.16 1,424.44 D
09 Sep 20 VIS BUCHAREST MINIMARK
PETERBOROUGH 42.36
))) ICELAND
PETERBOROUGH 14.00
))) GREGGS PLC
PETERBOROUGH 11.65 1,492.45 D
10 Sep 20 DD VODAFONE LTD 75.29
VIS INT'L 0012934327
AMAZON.CO.UK*JI1RJ
AMAZON.CO.UK 36.99 1,604.73 D
11 Sep 20 VIS BUCHAREST MINIMARK
PETERBOROUGH 46.48
BP LASCAR K CON
Salary 500.00 1,151.21 D
13 Sep 20 ATM CASH HSBC SEP13
WEST BROMWIC@13:03 50.00 1,201.21 D
13 Sep 20 BALANCE CARRIED FORWARD 1,201.21 D

AER Arrang e d Ove rdraft EAR

Cre dit Inte re s t Rate s balance variable Inte re s t Rate s b alance variable
Cre dit inte re s t is not paid upto 25 0.00%
ove r 25 39.90%
Commercial Banking Customers Effective from 14 March 2020
Interest and Charges Monthly cap on unarranged overdraft charges
[Your] Business Banking Terms and Conditions cover how and when 1. Each current account will set a monthly maximum charge for:
we can charge our interest rates and charges. (a) going overdrawn when you have not arranged an overdraft; or
Details of Debit interest together with details of the interest rate we (b) going over/past your arranged overdraft limit (if you
pay and charge in full [for all accounts] are available in [our] Business have one).
Price List. All [our] business current accounts are non-interest bearing 2. This cap covers any:
when in credit unless we individually agree a rate with you.
(a) interest and fees for going over/past your arranged overdraft limit;
Overdrafts:
(b) fees for each payment your bank allows despite lack of funds; and
Arranged overdraft: Where you ask us for an overdraft before
making any transactions that takes your account overdrawn, or over (c) fees for each payment your bank refuses due to lack of funds.
your current arranged overdraft limit. Interest rates are individually The monthly cap on unarranged overdraft charges for the HSBC
agreed, for a period of 12 months, and are linked to the Bank of Advance Bank Account, HSBC Bank Account, HSBC Current Account,
England base rate. For details of our fees and charges, please refer Home Management Account and HSBC Graduate Bank Account is £20.
to our Business Price List – see Additional Information below. The monthly cap on unarranged overdraft charges is not applicable
Unarranged overdraft: When you make a payment that takes your to Bank Account Pay Monthly, Basic Bank Account, Student Bank
account overdrawn if you don’t have an arranged overdraft limit, or Account, Amanah Bank Account and MyAccount as these accounts
takes your account over your arranged overdraft limit. When you do not incur unarranged overdraft charges.
don’t have an arranged overdraft limit, we will charge our Business Unarranged overdraft charges incurred before 14 March 2020 may
Standard Debit Interest Rate on any balances. When you have an debit your account after this date (we’ll still give advance notice).
existing arranged overdraft limit and go over this limit, we will charge Charges incurred before 14 March 2020 won’t count towards the new
interest at the rate we have agreed with you on the balance of your £20 cap as they’ll relate to the previous month’s charging period.
arranged overdraft limit and will charge Standard Debit Interest Rate
on any balance over your arranged overdraft facility. In either of these Your debit card
circumstances, unarranged overdraft charges will be applied on each When you use your card outside the UK, your statement will show
working day that your account is overdrawn (if you don’t have an where the transaction took place, the amount spent in foreign
arranged overdraft) or you go over your arranged overdraft limit (if currency and the amount converted into sterling. We also monitor
you have an arranged overdraft). For details of our fees and charges, transactions to protect you against your card being used fraudulently.
please see our Business Price List and for information on our Interest Unless you agree that the currency conversion is done at the point of
Rates – see Additional Information below. sale or withdrawal and agree the rate at that time, for example with
the shopkeeper or on the self-service machine screen, the exchange
Your debit card rate that applies to any foreign currency debit card payments
For debit card charges and how foreign currency transactions are (including cash withdrawals) is the VISA Payment Scheme Exchange
converted to sterling please refer to the Business Price List. Rate applying on the day the conversion is made. For foreign
Additional Information currency transactions we will charge a fee of 2.75% of the amount
A copy of [our] Business Price List and the Business Banking of the transaction. This fee will be shown as a separate line on your
Terms and Conditions can be found on our website statement as a ‘Foreign Currency Transaction Fee’. Details of the
www.business.hsbc.uk/en-gb/gb/generic/ current VISA Payment Scheme Exchange Rates can be obtained from
legal-information. the card support section of hsbc.co.uk or by calling us on the usual
Information on our Interest Rates can be found on our website numbers. We will deduct the payment from your account once we
www.business.hsbc.uk/en-gb/interest-rates/interest-rates- receive details of the payment from the card scheme, at the latest, the
finance-borrowing. next working day. For cash machine withdrawals in a currency other
than sterling we will charge a Non Sterling Cash Fee of 2% (minimum
This information is also available in our branches, by calling
£1.75, maximum £5). This fee applies to all cash machines outside
03457 60 60 60 (lines are open GMT 8am to 10pm, Monday to
the UK, and to cash machines in the UK, if we convert the withdrawal
Sunday) or by textphone 0345 12 55 63. [Details of the interest
to Sterling for you. HSBC Advance customers are exempt from this
rate we pay and charge are also separately available through
fee. Some cash machine operators may apply a direct charge for
these channels.]
withdrawals from their cash machines and this will be advised on
To help us continuously improve our service and in the interests of screen at the time of withdrawal.
security, we may monitor and/or record your telephone calls with us.
Commercial and Personal Banking Customers
Personal Banking Customers Lost and Stolen Cards
Interest If any of your cards are lost or stolen please call 0800 032 7075
Credit Interest is calculated daily on the cleared credit balance and is or if you are calling from outside the UK, please call us on
paid monthly if applicable (this is not paid on all accounts, e.g. Basic +44 1442 422 929. Lines are open 24 hours.
Bank Account, Bank Account and HSBC Advance). For personal
Dispute Resolution
current accounts, overdraft interest is charged on the whole overdraft
If you have a problem with your agreement, please try to resolve
balance above any interest free amount. Debit interest is calculated
it with us in the first instance. If you are not happy with the way in
daily on the cleared debit balance of your account, it accrues during
which we handled your complaint or the result, you may be able to
your charging cycle (usually monthly) and is deducted from your
complain to the Financial Ombudsman Service. If you do not take
account following the end of your charging cycle.
up your problem with us first you will not be entitled to complain
Overdrafts to the Ombudsman. We can provide details of how to contact the
Arranged overdraft: Where you ask us for an overdraft before Ombudsman.
making any transactions that takes your account overdrawn, or over
Disabled Customers
your current arranged overdraft limit.
We offer a number of services such as statements in Braille or large
Unarranged overdraft: When you make a payment that takes your print. Please contact us by calling 03457 60 60 60 (lines are open
account overdrawn if you don’t have an arranged overdraft, or takes GMT 8am to 10pm, Monday to Sunday) or textphone 0345 12 55 63
your account over your arranged overdraft limit. to let us know how we can serve you better.

HSBC UK Bank plc, registered in England and Wales number 09928412. Registered office 1 Centenary Square, Birmingham B1 1HQ. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under reference number 765112.
RFB1898 MCP54585 ©HSBC Group 2019