Return on Equity (PAT/TNW)

….percentile of entities are less than

MSME/Non
S. No. Industry 20% 40% 50% 60% 80%
MSME
(Median)
Agriculture & Allied -6.31% 2.59% 4.57% 7.41% 13.54%
1 MSME
Activities
Agriculture & Allied 1.06% 9.13% 11.95% 14.48% 22.04%
2 Non MSME
Activities
3 Auto Components MSME -0.49% 6.03% 8.80% 11.72% 18.82%
4 Auto Components Non MSME -0.21% 9.19% 11.46% 14.19% 18.83%
5 Cement Not categorised 0.01% 5.28% 5.99% 8.28% 14.56%
Chemical and Chemical 2.69% 8.73% 12.18% 14.67% 20.21%
6 Products (other than Pharma MSME
and Fertilizers)
Chemical and Chemical 6.32% 12.97% 15.10% 18.57% 25.74%
7 Products (other than Pharma Non MSME
and Fertilizers)
8 Construction MSME -5.41% 3.26% 5.59% 8.23% 16.91%
9 Construction Non MSME 1.12% 8.86% 11.45% 14.39% 23.42%
10 Engineering MSME 0.48% 6.75% 9.29% 11.54% 18.18%
11 Engineering Non MSME 4.91% 11.05% 12.99% 15.12% 22.43%
12 Fertilizers Not categorised -3.08% 4.12% 6.16% 7.66% 11.33%
Metal and Metal Products -5.21% 2.63% 4.70% 7.23% 13.15%
13 MSME
(Iron and Steel)
Metal and Metal Products -5.62% 3.88% 7.09% 9.79% 15.76%
14 Non MSME
(Iron and Steel)
Metal and Metal Products 0.20% 4.06% 6.08% 8.77% 14.25%
15 MSME
(other than Iron and Steel)
Metal and Metal Products -2.31% 6.30% 7.61% 10.31% 16.09%
16 Non MSME
(other than Iron and Steel)
17 Mining Not categorised -1.12% 6.23% 8.52% 10.89% 17.03%
18 Paper and Paper Products MSME 1.17% 5.31% 7.94% 11.02% 18.13%
19 Paper and Paper Products Non MSME 7.51% 11.31% 12.76% 14.54% 18.63%
20 Pharma MSME 2.10% 7.85% 10.95% 14.16% 21.21%
21 Pharma Non MSME 6.78% 12.68% 14.31% 17.32% 22.61%
22 Power Generation-Solar Not categorised -4.41% 1.16% 2.74% 4.35% 13.79%
23 Power Generation-Thermal Not categorised -5.92% 2.27% 3.89% 5.35% 11.24%
24 Road Not categorised -91.13% -11.92% 0.21% 3.99% 22.69%
Textiles - (other than -1.26% 3.52% 5.42% 7.20% 11.14%
25 MSME
readymade garments)
Textiles - (other than 1.86% 6.71% 8.68% 10.25% 16.10%
26 Non MSME
readymade garments)
27 Trader MSME -0.48% 5.04% 7.44% 9.99% 17.90%
28 Trader Non MSME 2.46% 9.22% 11.63% 14.16% 21.99%
29 Other MSME -1.12% 4.12% 6.08% 8.28% 16.91%
30 Other Non MSME 0.01% 6.71% 8.68% 10.89% 18.63%

Page 1 of 18
 PAT/PBIT
….percentile of entities are less than
S.no MSME/Non
.
Industry
MSME 20% 40% 50% 60% 80%
(Median)
1 Agriculture & Allied Activities MSME 2.05% 23.29% 32.56% 43.85% 63.89%
2 Agriculture & Allied Activities Non MSME 11.55% 36.69% 43.02% 49.73% 63.38%
3 Auto Components MSME 16.10% 40.65% 47.20% 55.76% 65.85%
4 Auto Components Non MSME 23.66% 46.23% 53.88% 59.78% 66.72%
5 Cement Not categorised -7.58% 30.73% 40.57% 44.60% 68.43%
Chemical and Chemical 14.88% 40.61% 47.79% 54.64% 66.51%
6 Products (other than Pharma and MSME
Fertilizers)
Chemical and Chemical 28.24% 55.41% 59.88% 62.13% 66.56%
7 Products (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME -2.54% 28.07% 37.68% 45.59% 58.50%
9 Construction Non MSME 9.70% 37.29% 46.70% 52.05% 61.59%
10 Engineering MSME 17.33% 36.22% 44.29% 52.36% 65.64%
11 Engineering Non MSME 33.91% 50.15% 56.06% 60.86% 67.00%
12 Fertilizers Not categorised -25.46% 19.08% 26.05% 31.61% 55.93%
Metal and Metal Products (Iron 6.67% 23.93% 32.65% 41.08% 55.96%
13 MSME
and Steel)
Metal and Metal Products (Iron -5.33% 25.29% 31.81% 37.68% 54.33%
14 Non MSME
and Steel)
Metal and Metal Products (other 10.30% 25.95% 32.94% 40.38% 58.94%
15 MSME
than Iron and Steel)
Metal and Metal Products (other 9.97% 31.19% 40.22% 47.26% 61.14%
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 21.82% 39.38% 51.52% 59.26% 66.17%
18 Paper and Paper Products MSME 18.05% 30.89% 38.97% 43.67% 56.95%
19 Paper and Paper Products Non MSME 36.57% 45.53% 51.12% 55.39% 60.64%
20 Pharma MSME 25.72% 47.19% 51.96% 57.87% 68.96%
21 Pharma Non MSME 37.26% 54.78% 59.26% 62.82% 70.02%
22 Power Generation-Solar Not categorised -18.18% 3.69% 7.96% 17.14% 37.73%
23 Power Generation-Thermal Not categorised -26.03% 7.89% 15.76% 33.62% 59.41%
24 Road Not categorised -136.76% -74.45% -33.91% -0.54% 28.32%
Textiles - (other than readymade -5.49% 18.30% 26.10% 32.74% 49.09%
25 MSME
garments)
Textiles - (other than readymade 7.76% 26.99% 31.49% 37.30% 54.52%
26 Non MSME
garments)
27 Trader MSME 11.69% 27.40% 35.27% 45.01% 62.95%
28 Trader Non MSME 19.71% 35.78% 42.58% 49.60% 61.30%
29 Other MSME 6.67% 27.40% 35.27% 43.85% 59.41%
30 Other Non MSME 9.97% 35.78% 42.58% 49.60% 61.30%

Page 2 of 18
 PAT/PBT
….percentile of entities are less than
MSME/Non
S.No. Industry
MSME
20% 40% 50% 60% 80%
(median)
1 Agriculture & Allied Activities MSME 66.65% 70.69% 73.01% 77.63% 92.35%
2 Agriculture & Allied Activities Non MSME 66.71% 68.90% 71.22% 74.78% 87.22%
3 Auto Components MSME 30.14% 47.05% 54.46% 59.75% 67.86%
4 Auto Components Non MSME 31.94% 52.83% 58.49% 63.40% 69.00%
5 Cement Not categorised 65.66% 71.67% 73.33% 75.89% 84.98%
6 Chemical and Chemical MSME 65.38% 68.85% 70.37% 72.17% 86.72%
Products (other than Pharma
and Fertilizers)
7 Chemical and Chemical Non MSME 67.10% 69.50% 70.56% 72.49% 80.51%
Products (other than Pharma
and Fertilizers)
8 Construction MSME 64.45% 69.12% 71.00% 74.51% 87.11%
9 Construction Non MSME 64.84% 67.64% 69.48% 73.04% 84.69%
10 Engineering MSME 66.89% 69.77% 71.11% 73.31% 85.02%
11 Engineering Non MSME 66.03% 68.91% 70.30% 72.07% 79.58%
12 Fertilizers Not categorised 58.69% 68.84% 69.38% 73.00% 91.09%
13 Metal and Metal Products (Iron MSME 65.76% 70.54% 72.33% 76.00% 90.33%
and Steel)
14 Metal and Metal Products (Iron Non MSME 66.52% 69.31% 72.25% 76.13% 92.76%
and Steel)
15 Metal and Metal Products MSME 67.11% 69.88% 71.17% 74.06% 83.60%
(other than Iron and Steel)
16 Metal and Metal Products Non MSME 66.46% 69.19% 71.06% 74.12% 86.00%
(other than Iron and Steel)
17 Mining Not categorised 63.19% 67.74% 70.05% 71.20% 83.21%
18 Paper and Paper Products MSME 67.00% 70.37% 72.17% 74.08% 83.82%
19 Paper and Paper Products Non MSME 68.07% 73.62% 75.02% 77.59% 84.85%
20 Pharma MSME 67.67% 70.75% 72.40% 74.51% 84.03%
21 Pharma Non MSME 67.07% 71.31% 73.30% 75.63% 83.61%
22 Power Generation-Solar Not categorised 49.96% 70.77% 79.74% 81.11% 99.40%
23 Power Generation-Thermal Not categorised 65.55% 77.05% 81.04% 84.44% 100.00%
24 Road Not categorised 72.30% 82.80% 85.50% 94.08% 100.00%
25 Textiles - (other than MSME 67.13% 70.56% 73.36% 76.79% 99.28%
readymade garments)
26 Textiles - (other than Non MSME 66.23% 69.82% 73.42% 75.89% 86.57%
readymade garments)
27 Trader MSME 66.13% 69.35% 70.68% 72.54% 84.52%
28 Trader Non MSME 64.15% 66.93% 68.02% 69.53% 77.75%
29 Other MSME 65.76% 70.37% 72.17% 74.51% 86.72%
30 Other Non MSME 66.03% 69.31% 71.22% 74.78% 84.98%

Page 3 of 18
 PBT/PBIT
….percentile of entities are less than
S.no MSME/Non
Industry 20% 40% 50% 60% 80%
. MSME
(median)
1 Agriculture & Allied Activities MSME 6.68% 32.18% 46.54% 58.10% 86.98%
2 Agriculture & Allied Activities Non MSME 18.95% 49.01% 59.95% 69.59% 87.72%
3 Auto Components MSME 22.28% 51.27% 65.19% 73.27% 92.50%
4 Auto Components Non MSME 32.01% 65.61% 76.27% 83.18% 94.28%
5 Cement Not categorised 0.39% 45.55% 52.51% 59.39% 88.27%
Chemical and Chemical 20.57% 55.86% 67.58% 76.10% 90.67%
6 Products (other than Pharma and MSME
Fertilizers)
Chemical and Chemical 37.01% 75.32% 81.83% 86.37% 94.91%
7 Products (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME -1.44% 40.73% 50.78% 62.01% 80.68%
9 Construction Non MSME 11.12% 49.93% 64.87% 71.82% 84.94%
10 Engineering MSME 22.72% 48.28% 60.75% 72.91% 90.01%
11 Engineering Non MSME 41.00% 67.76% 77.73% 84.37% 96.56%
12 Fertilizers Not categorised -27.31% 24.90% 31.42% 46.78% 71.88%
Metal and Metal Products (Iron 12.65% 32.69% 43.19% 52.88% 75.32%
13 MSME
and Steel)
Metal and Metal Products (Iron -8.77% 35.42% 42.99% 52.21% 77.08%
14 Non MSME
and Steel)
Metal and Metal Products (other 15.80% 35.58% 47.63% 57.63% 79.10%
15 MSME
than Iron and Steel)
Metal and Metal Products (other 14.71% 41.77% 51.99% 63.32% 81.34%
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 31.30% 60.63% 75.50% 85.38% 95.96%
18 Paper and Paper Products MSME 23.58% 42.73% 49.67% 60.05% 77.94%
19 Paper and Paper Products Non MSME 44.95% 65.19% 69.29% 72.04% 83.74%
20 Pharma MSME 35.26% 64.14% 70.94% 78.00% 91.78%
21 Pharma Non MSME 43.70% 74.68% 82.62% 87.62% 97.33%
22 Power Generation-Solar Not categorised -19.20% 4.57% 10.85% 21.54% 37.84%
23 Power Generation-Thermal Not categorised -23.27% 12.10% 18.64% 35.18% 77.05%
24 Road Not categorised -136.76% -70.48% -42.40% -1.16% 36.00%
Textiles - (other than readymade 1.54% 25.57% 33.73% 41.05% 66.99%
25 MSME
garments)
Textiles - (other than readymade 7.41% 37.42% 43.93% 48.74% 73.13%
26 Non MSME
garments)
27 Trader MSME 17.27% 38.86% 49.49% 62.86% 85.88%
28 Trader Non MSME 29.37% 52.61% 61.02% 70.96% 90.34%
29 Other MSME 12.65% 38.86% 49.49% 59.39% 80.68%
30 Other Non MSME 14.71% 49.01% 59.95% 69.59% 84.94%

Page 4 of 18
 PBIT/Net Sales
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 0.09% 2.67% 3.78% 4.90% 8.63%
2 Agriculture & Allied Activities Non MSME 1.66% 4.37% 5.72% 7.38% 11.98%
3 Auto Components MSME 1.84% 4.35% 5.43% 6.86% 10.56%
4 Auto Components Non MSME 2.35% 5.47% 6.55% 7.60% 11.69%
5 Cement Not categorised 5.49% 8.16% 8.65% 9.69% 13.64%
Chemical and Chemical 3.19% 6.31% 7.25% 9.17% 13.97%
6 Products (other than Pharma MSME
and Fertilizers)
Chemical and Chemical 5.91% 9.93% 11.66% 13.64% 18.82%
7 Products (other than Pharma Non MSME
and Fertilizers)
8 Construction MSME 1.72% 8.11% 9.49% 12.22% 27.28%
9 Construction Non MSME 7.14% 10.04% 11.63% 14.31% 20.48%
10 Engineering MSME 2.83% 6.05% 7.17% 8.63% 12.89%
11 Engineering Non MSME 4.46% 7.98% 9.14% 10.81% 15.15%
12 Fertilizers Not categorised 2.95% 5.87% 6.30% 7.18% 11.25%
Metal and Metal Products (Iron 0.42% 2.21% 2.98% 4.21% 6.34%
13 MSME
and Steel)
Metal and Metal Products (Iron 1.43% 3.38% 4.42% 5.46% 8.27%
14 Non MSME
and Steel)
Metal and Metal Products (other 1.63% 4.31% 5.34% 6.42% 9.86%
15 MSME
than Iron and Steel)
Metal and Metal Products (other 2.15% 5.01% 6.44% 7.82% 11.52%
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 2.75% 7.29% 10.21% 13.58% 24.96%
18 Paper and Paper Products MSME 2.24% 4.30% 5.15% 5.97% 8.85%
19 Paper and Paper Products Non MSME 5.19% 7.17% 8.61% 9.74% 14.20%
20 Pharma MSME 3.27% 6.72% 8.76% 10.55% 15.71%
21 Pharma Non MSME 6.67% 11.82% 14.12% 16.89% 23.86%
22 Power Generation-Solar Not categorised 28.10% 44.09% 48.47% 55.21% 63.91%
23 Power Generation-Thermal Not categorised 7.85% 20.88% 23.27% 28.12% 45.19%
24 Road Not categorised 10.76% 33.67% 44.78% 49.35% 56.36%
Textiles - (other than readymade 1.75% 3.96% 4.75% 5.44% 7.86%
25 MSME
garments)
Textiles - (other than readymade 4.23% 6.38% 7.02% 7.89% 11.13%
26 Non MSME
garments)
27 Trader MSME 1.08% 3.06% 3.92% 5.09% 8.93%
28 Trader Non MSME 1.08% 3.06% 3.92% 5.09% 8.93%
29 Other MSME 2.75% 6.05% 7.17% 8.63% 12.89%
30 Other Non MSME 4.46% 7.29% 8.65% 9.74% 14.20%

Page 5 of 18
 Net Sales/Avg Total Assets
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 0.63 1.02 1.22 1.62 2.47
2 Agriculture & Allied Activities Non MSME 0.71 1.19 1.44 1.74 2.83
3 Auto Components MSME 0.86 1.16 1.30 1.42 1.87
4 Auto Components Non MSME 0.89 1.13 1.25 1.41 1.71
5 Cement Not categorised 0.67 0.77 0.79 0.84 0.99
Chemical and Chemical 0.76 1.10 1.24 1.40 1.64
6 Products (other than Pharma MSME
and Fertilizers)
Chemical and Chemical 0.70 1.01 1.09 1.18 1.45
7 Products (other than Pharma Non MSME
and Fertilizers)
8 Construction MSME 0.15 0.30 0.42 0.64 1.07
9 Construction Non MSME 0.30 0.55 0.74 0.89 1.26
10 Engineering MSME 0.69 0.93 1.06 1.15 1.51
11 Engineering Non MSME 0.71 0.93 1.03 1.13 1.43
12 Fertilizers Not categorised 0.61 0.79 0.91 0.93 1.04
Metal and Metal Products (Iron 1.00 1.39 1.62 1.96 2.71
13 MSME
and Steel)
Metal and Metal Products (Iron 0.76 1.20 1.42 1.62 2.34
14 Non MSME
and Steel)
Metal and Metal Products 0.76 1.08 1.19 1.32 1.77
15 MSME
(other than Iron and Steel)
Metal and Metal Products 0.55 0.89 1.06 1.24 1.94
16 Non MSME
(other than Iron and Steel)
17 Mining Not categorised 0.54 0.76 0.81 0.93 1.20
18 Paper and Paper Products MSME 0.96 1.29 1.38 1.59 1.81
19 Paper and Paper Products Non MSME 0.76 0.98 1.12 1.22 1.50
20 Pharma MSME 0.59 0.89 1.03 1.10 1.42
21 Pharma Non MSME 0.49 0.69 0.78 0.86 1.10
22 Power Generation-Solar Not categorised 0.11 0.14 0.15 0.16 0.20
23 Power Generation-Thermal Not categorised 0.13 0.19 0.24 0.29 0.38
24 Road Not categorised 0.11 0.12 0.15 0.20 0.27
Textiles - (other than 0.89 1.18 1.32 1.46 1.89
25 MSME
readymade garments)
Textiles - (other than 0.79 0.99 1.11 1.21 1.49
26 Non MSME
readymade garments)
27 Trader MSME 0.81 1.25 1.48 1.71 2.46
28 Trader Non MSME 1.17 1.71 2.16 2.64 3.88
29 Other MSME 0.67 0.93 1.06 1.15 1.51
30 Other Non MSME 0.67 0.89 1.03 1.13 1.43

Page 6 of 18
 Avg Total Assets/Avg TNW
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 1.61 2.25 2.70 3.32 5.12
2 Agriculture & Allied Activities Non MSME 1.79 2.50 2.87 3.30 5.31
3 Auto Components MSME 1.65 2.31 2.74 3.27 5.08
4 Auto Components Non MSME 1.63 2.16 2.40 2.76 3.96
5 Cement Not categorised 1.64 2.17 2.48 2.96 4.93
Chemical and Chemical 1.52 2.13 2.31 2.73 4.49
6 Products (other than Pharma MSME
and Fertilizers)
Chemical and Chemical 1.61 1.90 2.03 2.35 3.14
7 Products (other than Pharma Non MSME
and Fertilizers)
8 Construction MSME 1.88 2.77 3.34 4.38 9.06
9 Construction Non MSME 2.16 2.73 3.04 3.59 5.78
10 Engineering MSME 1.66 2.13 2.62 3.08 4.87
11 Engineering Non MSME 1.65 2.06 2.39 2.68 3.94
12 Fertilizers Not categorised 1.97 2.63 3.29 4.45 5.81
Metal and Metal Products (Iron 1.99 2.57 2.92 3.61 6.01
13 MSME
and Steel)
Metal and Metal Products (Iron 2.10 2.82 3.17 3.61 5.66
14 Non MSME
and Steel)
Metal and Metal Products 1.82 2.34 2.91 3.40 4.85
15 MSME
(other than Iron and Steel)
Metal and Metal Products 1.75 2.31 2.69 3.03 4.65
16 Non MSME
(other than Iron and Steel)
17 Mining Not categorised 1.40 1.72 2.11 2.29 3.95
18 Paper and Paper Products MSME 1.95 2.48 2.80 3.07 4.55
19 Paper and Paper Products Non MSME 1.78 2.24 2.43 2.89 4.17
20 Pharma MSME 1.52 2.02 2.34 2.77 4.26
21 Pharma Non MSME 1.45 1.81 2.02 2.42 3.70
22 Power Generation-Solar Not categorised 2.64 3.19 4.06 4.51 9.85
23 Power Generation-Thermal Not categorised 1.67 2.38 3.02 3.58 8.27
24 Road Not categorised 3.30 8.08 9.08 14.55 26.91
Textiles - (other than 1.99 2.72 3.10 3.61 5.71
25 MSME
readymade garments)
Textiles - (other than 2.15 2.79 3.09 3.44 4.60
26 Non MSME
readymade garments)
27 Trader MSME 1.82 2.63 3.22 3.85 6.43
28 Trader Non MSME 1.96 2.76 3.18 3.79 6.25
29 Other MSME 1.82 2.38 2.91 3.40 5.12
30 Other Non MSME 1.78 2.38 2.87 3.30 4.93

Page 7 of 18
 PBIDT/Net Sales
….percentile of entities are less than
MSME/Non
S.no. Industry
MSME 20% 40% 50% 60% 80%
(median)
1 Agriculture & Allied Activities MSME 2.23% 4.95% 6.09% 7.79% 12.73%
2 Agriculture & Allied Activities Non MSME 3.16% 6.97% 8.75% 10.57% 15.71%
3 Auto Components MSME 4.54% 7.37% 8.65% 10.56% 15.49%
4 Auto Components Non MSME 6.98% 9.54% 10.94% 11.99% 17.26%
5 Cement Not categorised 9.13% 13.17% 14.09% 15.91% 20.00%
Chemical and Chemical Products
6 MSME
(other than Pharma and Fertilizers) 6.03% 8.76% 9.92% 12.47% 17.51%
Chemical and Chemical Products
7 Non MSME
(other than Pharma and Fertilizers) 8.52% 13.56% 15.50% 17.52% 22.27%
8 Construction MSME 6.63% 10.77% 13.65% 16.94% 35.35%
9 Construction Non MSME 9.35% 13.23% 15.38% 18.15% 25.62%
10 Engineering MSME 5.14% 8.63% 10.15% 12.28% 17.02%
11 Engineering Non MSME 7.09% 11.08% 12.61% 14.73% 19.33%
12 Fertilizers Not categorised 6.38% 8.33% 8.53% 10.00% 13.35%
Metal and Metal Products (Iron
13 MSME
and Steel) 1.73% 3.74% 4.87% 6.33% 9.54%
Metal and Metal Products (Iron
14 Non MSME
and Steel) 2.97% 5.58% 6.97% 7.86% 11.40%
Metal and Metal Products (other
15 MSME
than Iron and Steel) 3.83% 6.60% 8.14% 9.76% 14.17%
Metal and Metal Products (other
16 Non MSME
than Iron and Steel) 4.14% 7.72% 9.87% 11.80% 17.46%
17 Mining Not categorised 6.97% 12.35% 14.47% 18.22% 34.92%
18 Paper and Paper Products MSME 5.23% 7.13% 8.15% 9.56% 12.03%
19 Paper and Paper Products Non MSME 8.47% 10.81% 12.21% 14.34% 18.80%
20 Pharma MSME 6.32% 10.35% 12.69% 14.92% 20.98%
21 Pharma Non MSME 12.46% 16.67% 19.39% 21.26% 29.16%
22 Power Generation-Solar Not categorised 74.61% 88.98% 90.94% 91.66% 95.76%
23 Power Generation-Thermal Not categorised 19.70% 31.45% 36.10% 45.51% 77.35%
24 Road Not categorised 53.67% 67.87% 71.55% 76.61% 82.56%
Textiles - (other than readymade
25 MSME
garments) 4.41% 6.77% 7.94% 8.95% 12.36%
Textiles - (other than readymade
26 Non MSME
garments) 7.32% 10.11% 11.24% 12.53% 16.67%
27 Trader MSME 2.00% 4.21% 5.33% 6.85% 11.74%
28 Trader Non MSME 2.12% 3.47% 4.51% 6.04% 10.60%
29 Other MSME 6.03% 8.63% 9.92% 12.28% 17.02%
30 Other Non MSME 7.32% 11.08% 12.61% 14.73% 19.33%

Page 8 of 18
 PAT/Net Sales
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME -3.91% 0.38% 0.80% 1.49% 4.11%
2 Agriculture & Allied Activities Non MSME -0.21% 1.32% 2.12% 2.90% 5.61%
3 Auto Components MSME -0.82% 1.24% 2.17% 3.05% 6.38%
4 Auto Components Non MSME 0.00% 2.15% 3.35% 4.13% 6.96%
5 Cement Not categorised -1.03% 2.18% 3.54% 4.26% 6.45%
Chemical and Chemical Products 0.56% 2.47% 3.48% 5.17% 7.68%
6 (other than Pharma and MSME
Fertilizers)
Chemical and Chemical Products 2.20% 5.36% 6.73% 8.29% 11.55%
7 (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME -11.58% 1.56% 2.88% 4.05% 7.65%
9 Construction Non MSME 0.15% 3.79% 4.71% 5.52% 9.75%
10 Engineering MSME -0.32% 1.70% 2.71% 3.78% 7.49%
11 Engineering Non MSME 1.19% 3.33% 4.56% 6.11% 9.16%
12 Fertilizers Not categorised -3.80% 1.09% 1.76% 2.40% 4.36%
Metal and Metal Products (Iron -1.44% 0.30% 0.61% 0.99% 2.87%
13 MSME
and Steel)
Metal and Metal Products (Iron -2.78% 0.62% 1.08% 1.70% 3.94%
14 Non MSME
and Steel)
Metal and Metal Products (other -1.36% 0.89% 1.42% 1.96% 4.26%
15 MSME
than Iron and Steel)
Metal and Metal Products (other -3.77% 1.18% 1.98% 2.77% 6.02%
16 Non MSME
than Iron and Steel)
17 Mining Not categorised -1.47% 2.64% 5.17% 6.46% 16.38%
18 Paper and Paper Products MSME -0.42% 1.19% 1.73% 2.21% 4.68%
19 Paper and Paper Products Non MSME 1.27% 2.97% 4.22% 5.46% 8.74%
20 Pharma MSME 0.30% 2.65% 3.94% 5.42% 9.65%
21 Pharma Non MSME 2.80% 6.09% 8.31% 10.22% 16.45%
22 Power Generation-Solar Not categorised -12.03% 0.21% 3.23% 5.66% 15.62%
23 Power Generation-Thermal Not categorised -16.57% 1.26% 3.62% 7.32% 15.50%
24 Road Not categorised -66.94% -24.68% -11.55% -3.44% 11.89%
Textiles - (other than readymade -0.99% 0.54% 0.97% 1.55% 3.15%
25 MSME
garments)
Textiles - (other than readymade 0.47% 1.67% 2.28% 2.81% 5.09%
26 Non MSME
garments)
27 Trader MSME -1.22% 0.60% 0.96% 1.60% 4.16%
28 Trader Non MSME 0.06% 0.86% 1.33% 1.86% 4.25%
29 Other MSME -1.36% 1.19% 2.17% 3.05% 6.45%
30 Other Non MSME -0.21% 1.67% 3.35% 4.26% 8.74%

Page 9 of 18
 TOL/TNW
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 0.55 1.23 1.64 2.21 4.16
2 Agriculture & Allied Activities Non MSME 0.76 1.40 1.83 2.25 4.26
3 Auto Components MSME 0.65 1.27 1.72 2.24 3.97
4 Auto Components Non MSME 0.61 1.16 1.39 1.75 3.00
5 Cement Not categorised 0.61 1.04 1.35 1.86 3.74
Chemical and Chemical Products 0.46 1.01 1.28 1.65 3.16
6 (other than Pharma and MSME
Fertilizers)
Chemical and Chemical Products 0.55 0.78 0.97 1.20 2.02
7 (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME 0.83 1.62 2.13 3.11 7.52
9 Construction Non MSME 1.16 1.69 2.01 2.53 4.85
10 Engineering MSME 0.59 1.09 1.51 2.02 3.79
11 Engineering Non MSME 0.58 1.03 1.32 1.61 2.79
12 Fertilizers Not categorised 0.69 1.57 2.16 2.76 5.03
Metal and Metal Products (Iron 0.93 1.50 1.89 2.40 4.59
13 MSME
and Steel)
Metal and Metal Products (Iron 1.05 1.75 2.12 2.49 4.07
14 Non MSME
and Steel)
Metal and Metal Products (other 0.73 1.31 1.83 2.27 3.82
15 MSME
than Iron and Steel)
Metal and Metal Products (other 0.73 1.27 1.58 1.89 3.66
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 0.41 0.87 1.06 1.59 2.66
18 Paper and Paper Products MSME 0.94 1.42 1.67 1.94 3.44
19 Paper and Paper Products Non MSME 0.64 1.22 1.30 1.63 3.10
20 Pharma MSME 0.48 0.95 1.32 1.79 3.42
21 Pharma Non MSME 0.42 0.72 0.95 1.28 2.23
22 Power Generation-Solar Not categorised 1.47 2.16 2.45 3.06 7.14
23 Power Generation-Thermal Not categorised 0.55 1.31 1.74 2.41 5.89
24 Road Not categorised 2.27 6.87 8.68 11.55 29.51
Textiles - (other than readymade 0.91 1.59 2.03 2.56 4.60
25 MSME
garments)
Textiles - (other than readymade 1.05 1.74 2.03 2.39 3.62
26 Non MSME
garments)
27 Trader MSME 0.78 1.54 2.13 2.79 5.40
28 Trader Non MSME 0.92 1.69 2.13 2.63 4.68
29 Other MSME 0.69 1.31 1.74 2.27 4.16
30 Other Non MSME 0.69 1.31 1.74 2.25 3.74

Page 10 of 18
 TOL/Adj. TNW
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 0.55 1.25 1.67 2.20 4.11
2 Agriculture & Allied Activities Non MSME 0.78 1.43 1.84 2.26 4.19
3 Auto Components MSME 0.66 1.26 1.65 2.15 3.97
4 Auto Components Non MSME 0.62 1.13 1.36 1.71 2.93
5 Cement Not categorised 0.61 1.04 1.46 2.03 3.93
Chemical and Chemical Products 0.46 1.01 1.29 1.65 3.23
6 (other than Pharma and MSME
Fertilizers)
Chemical and Chemical Products 0.55 0.79 0.97 1.25 2.05
7 (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME 0.91 1.75 2.29 3.26 8.09
9 Construction Non MSME 1.23 1.81 2.17 2.68 5.08
10 Engineering MSME 0.60 1.10 1.54 2.06 3.85
11 Engineering Non MSME 0.58 1.04 1.34 1.62 2.85
12 Fertilizers Not categorised 0.77 1.73 2.16 2.94 5.11
Metal and Metal Products (Iron 0.94 1.51 1.93 2.48 4.95
13 MSME
and Steel)
Metal and Metal Products (Iron 1.05 1.80 2.15 2.52 4.10
14 Non MSME
and Steel)
Metal and Metal Products (other 0.73 1.31 1.85 2.31 3.86
15 MSME
than Iron and Steel)
Metal and Metal Products (other 0.74 1.31 1.68 2.00 3.77
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 0.41 0.88 1.06 1.47 2.71
18 Paper and Paper Products MSME 0.95 1.42 1.71 1.94 3.47
19 Paper and Paper Products Non MSME 0.64 1.22 1.37 1.70 3.11
20 Pharma MSME 0.49 0.95 1.32 1.77 3.42
21 Pharma Non MSME 0.46 0.75 0.97 1.31 2.35
22 Power Generation-Solar Not categorised 1.66 2.30 2.83 3.37 7.34
23 Power Generation-Thermal Not categorised 0.57 1.36 1.86 2.65 5.69
24 Road Not categorised 2.38 6.91 8.82 13.05 34.11
Textiles - (other than readymade 0.94 1.59 2.06 2.58 4.65
25 MSME
garments)
Textiles - (other than readymade 1.05 1.75 2.05 2.39 3.71
26 Non MSME
garments)
27 Trader MSME 0.79 1.57 2.14 2.80 5.45
28 Trader Non MSME 0.93 1.75 2.19 2.77 5.07
29 Other MSME 0.73 1.36 1.85 2.31 4.11
30 Other Non MSME 0.74 1.36 1.84 2.26 3.93

Page 11 of 18
 Current Ratio
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 0.69 1.08 1.21 1.35 2.25
2 Agriculture & Allied Activities Non MSME 0.78 1.03 1.14 1.25 1.62
3 Auto Components MSME 0.89 1.11 1.23 1.38 1.89
4 Auto Components Non MSME 0.81 1.05 1.14 1.26 1.78
5 Cement Not categorised 0.46 0.66 0.82 0.99 1.55
Chemical and Chemical Products 0.93 1.33 1.55 1.79 2.97
6 (other than Pharma and MSME
Fertilizers)
Chemical and Chemical Products 0.99 1.28 1.43 1.57 2.27
7 (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME 0.88 1.21 1.39 1.65 2.43
9 Construction Non MSME 0.88 1.08 1.19 1.31 1.66
10 Engineering MSME 1.04 1.32 1.50 1.74 2.65
11 Engineering Non MSME 1.08 1.31 1.47 1.64 2.34
12 Fertilizers Not categorised 0.85 1.03 1.10 1.29 1.97
Metal and Metal Products (Iron 0.84 1.15 1.22 1.36 1.86
13 MSME
and Steel)
Metal and Metal Products (Iron 0.79 1.06 1.12 1.21 1.47
14 Non MSME
and Steel)
Metal and Metal Products (other 0.96 1.20 1.34 1.50 2.27
15 MSME
than Iron and Steel)
Metal and Metal Products (other 0.84 1.06 1.17 1.32 1.67
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 1.00 1.32 1.48 1.62 2.70
18 Paper and Paper Products MSME 0.90 1.13 1.18 1.31 2.03
19 Paper and Paper Products Non MSME 0.79 1.07 1.18 1.26 1.59
20 Pharma MSME 0.91 1.15 1.33 1.52 2.22
21 Pharma Non MSME 0.99 1.25 1.45 1.75 2.45
22 Power Generation-Solar Not categorised 0.57 0.80 0.90 1.39 1.95
23 Power Generation-Thermal Not categorised 0.53 0.92 1.12 1.43 3.08
24 Road Not categorised 0.05 0.19 0.29 0.49 1.14
Textiles - (other than readymade 0.85 1.09 1.21 1.31 1.84
25 MSME
garments)
Textiles - (other than readymade 0.86 1.07 1.15 1.23 1.47
26 Non MSME
garments)
27 Trader MSME 0.99 1.26 1.42 1.61 2.58
28 Trader Non MSME 0.97 1.18 1.27 1.42 1.94
29 Other MSME 0.88 1.13 1.22 1.39 2.22
30 Other Non MSME 0.84 1.06 1.15 1.31 1.78

Page 12 of 18
 (Avg. Receivables + Avg. Inventory)/Net Sales
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 0.14 0.21 0.26 0.32 0.48
2 Agriculture & Allied Activities Non MSME 0.13 0.20 0.24 0.32 0.52
3 Auto Components MSME 0.25 0.32 0.36 0.39 0.49
4 Auto Components Non MSME 0.23 0.28 0.30 0.31 0.37
5 Cement Not categorised 0.16 0.20 0.22 0.24 0.35
Chemical and Chemical Products 0.25 0.35 0.39 0.42 0.53
6 (other than Pharma and MSME
Fertilizers)
Chemical and Chemical Products 0.25 0.33 0.37 0.39 0.50
7 (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME 0.36 0.72 0.94 1.66 3.88
9 Construction Non MSME 0.29 0.45 0.52 0.65 1.20
10 Engineering MSME 0.34 0.43 0.47 0.54 0.75
11 Engineering Non MSME 0.31 0.39 0.45 0.49 0.68
12 Fertilizers Not categorised 0.47 0.56 0.62 0.67 0.84
Metal and Metal Products (Iron 0.21 0.28 0.33 0.37 0.51
13 MSME
and Steel)
Metal and Metal Products (Iron 0.20 0.27 0.31 0.36 0.49
14 Non MSME
and Steel)
Metal and Metal Products (other 0.27 0.35 0.41 0.47 0.68
15 MSME
than Iron and Steel)
Metal and Metal Products (other 0.23 0.29 0.32 0.38 0.53
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 0.25 0.34 0.36 0.40 0.55
18 Paper and Paper Products MSME 0.25 0.31 0.34 0.38 0.47
19 Paper and Paper Products Non MSME 0.20 0.25 0.26 0.28 0.34
20 Pharma MSME 0.29 0.37 0.40 0.44 0.60
21 Pharma Non MSME 0.30 0.40 0.44 0.51 0.63
22 Power Generation-Solar Not categorised 0.13 0.18 0.20 0.22 0.44
23 Power Generation-Thermal Not categorised 0.20 0.34 0.45 0.49 0.77
24 Road Not categorised 0.01 0.02 0.03 0.04 0.09
Textiles - (other than readymade 0.21 0.30 0.34 0.39 0.51
25 MSME
garments)
Textiles - (other than readymade 0.24 0.30 0.34 0.38 0.47
26 Non MSME
garments)
27 Trader MSME 0.23 0.34 0.39 0.45 0.68
28 Trader Non MSME 0.14 0.21 0.26 0.29 0.42
29 Other MSME 0.25 0.34 0.36 0.40 0.53
30 Other Non MSME 0.23 0.29 0.32 0.38 0.50

Page 13 of 18
 Inventory Turnover Days
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 24.97 39.08 48.51 60.80 110.23
2 Agriculture & Allied Activities Non MSME 27.14 42.30 51.93 64.64 127.48
3 Auto Components MSME 30.05 41.82 51.24 59.03 86.55
4 Auto Components Non MSME 29.43 38.32 42.98 47.40 58.91
5 Cement Not categorised 30.88 38.26 41.74 45.27 59.77
Chemical and Chemical Products 31.99 47.17 52.29 60.83 80.74
6 (other than Pharma and MSME
Fertilizers)
Chemical and Chemical Products 30.84 44.99 54.23 60.05 79.81
7 (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME 26.73 82.38 151.42 376.25 1191.40
9 Construction Non MSME 13.26 26.87 37.22 51.38 163.16
10 Engineering MSME 41.18 63.21 74.29 86.98 125.73
11 Engineering Non MSME 35.22 52.61 60.50 70.36 94.80
12 Fertilizers Not categorised 47.01 62.98 69.93 82.26 144.44
Metal and Metal Products (Iron 32.77 50.43 58.59 64.73 99.21
13 MSME
and Steel)
Metal and Metal Products (Iron 32.45 47.01 58.21 65.77 96.23
14 Non MSME
and Steel)
Metal and Metal Products (other 33.14 53.60 64.24 81.82 137.76
15 MSME
than Iron and Steel)
Metal and Metal Products (other 35.06 53.04 60.51 67.44 102.97
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 25.54 45.34 50.84 64.50 106.97
18 Paper and Paper Products MSME 28.63 40.31 46.59 56.55 83.53
19 Paper and Paper Products Non MSME 30.72 36.66 41.45 44.90 57.37
20 Pharma MSME 34.89 47.28 54.69 65.27 91.37
21 Pharma Non MSME 45.52 58.52 65.52 74.93 100.20
22 Power Generation-Solar Not categorised 1.21 3.03 3.65 5.33 15.89
23 Power Generation-Thermal Not categorised 13.86 24.68 29.72 32.86 57.07
24 Road Not categorised 0.33 0.84 1.09 1.35 2.91
Textiles - (other than readymade 36.75 57.49 65.03 74.33 103.12
25 MSME
garments)
Textiles - (other than readymade 45.20 56.12 63.73 72.89 93.99
26 Non MSME
garments)
27 Trader MSME 23.46 41.79 54.35 68.28 112.18
28 Trader Non MSME 17.40 29.69 40.17 49.18 77.66
29 Other MSME 30.05 45.34 52.29 64.50 99.21
30 Other Non MSME 30.72 42.30 50.84 60.05 93.99

Page 14 of 18
 Receivable Turnover Days
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 13.24 23.74 32.95 41.34 74.01
2 Agriculture & Allied Activities Non MSME 12.84 22.45 28.84 36.67 55.88
3 Auto Components MSME 49.42 64.03 72.79 81.11 97.90
4 Auto Components Non MSME 47.19 56.94 60.31 66.46 80.93
5 Cement Not categorised 17.03 31.92 37.66 45.74 70.37
Chemical and Chemical 50.17 71.23 78.85 93.83 124.79
6 Products (other than Pharma and MSME
Fertilizers)
Chemical and Chemical 49.65 66.64 74.81 83.12 103.71
7 Products (other than Pharma and Non MSME
Fertilizers)
8 Construction MSME 54.43 108.12 134.95 173.66 358.22
9 Construction Non MSME 71.94 101.33 121.79 148.55 229.48
10 Engineering MSME 59.62 82.44 92.94 107.33 147.74
11 Engineering Non MSME 57.79 75.53 86.50 102.94 161.47
12 Fertilizers Not categorised 95.54 118.08 128.92 157.61 203.61
Metal and Metal Products (Iron 26.07 43.97 56.82 64.99 92.57
13 MSME
and Steel)
Metal and Metal Products (Iron 27.93 41.62 49.69 60.10 88.42
14 Non MSME
and Steel)
Metal and Metal Products (other 43.01 64.47 72.56 83.57 118.58
15 MSME
than Iron and Steel)
Metal and Metal Products (other 33.27 50.66 56.33 66.52 99.07
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 34.02 56.77 70.18 79.24 119.46
18 Paper and Paper Products MSME 42.70 66.24 73.19 82.07 107.56
19 Paper and Paper Products Non MSME 33.11 43.14 52.16 58.89 69.39
20 Pharma MSME 57.83 75.69 84.95 97.68 130.48
21 Pharma Non MSME 58.10 79.03 85.29 95.37 137.00
22 Power Generation-Solar Not categorised 42.10 61.83 71.89 80.07 145.90
23 Power Generation-Thermal Not categorised 53.30 88.68 114.72 149.78 225.02
24 Road Not categorised 2.75 7.11 9.59 14.12 33.48
Textiles - (other than readymade 30.88 47.54 58.45 70.09 98.28
25 MSME
garments)
Textiles - (other than readymade 34.21 49.20 56.69 64.54 82.61
26 Non MSME
garments)
27 Trader MSME 33.44 65.68 78.61 93.08 144.89
28 Trader Non MSME 15.05 36.55 46.90 58.56 89.23
29 Other MSME 42.70 64.47 72.79 82.07 119.46
30 Other Non MSME 34.21 56.77 60.31 66.52 99.07

Page 15 of 18
 Payable Turnover Days
….percentile of entities are less than
S.no MSME/Non
Industry 20% 40% 50% 60% 80%
. MSME
(median)
1 Agriculture & Allied Activities MSME 13.94 26.33 36.59 45.86 81.50
2 Agriculture & Allied Activities Non MSME 14.77 30.34 38.22 53.22 85.79
3 Auto Components MSME 48.52 64.97 72.36 82.18 109.62
4 Auto Components Non MSME 50.91 61.39 69.08 73.61 94.07
5 Cement Not categorised 40.24 56.74 64.99 70.97 97.22
Chemical and Chemical 30.87 54.47 65.07 70.04 106.85
6 Products (other than Pharma MSME
and Fertilizers)
Chemical and Chemical 35.44 56.73 65.76 72.82 92.12
7 Products (other than Pharma Non MSME
and Fertilizers)
8 Construction MSME 24.07 66.40 85.85 106.62 201.14
9 Construction Non MSME 55.02 91.45 107.14 128.50 190.01
10 Engineering MSME 46.83 69.40 79.28 90.68 131.98
11 Engineering Non MSME 56.30 70.61 79.17 90.32 123.74
12 Fertilizers Not categorised 47.84 76.62 81.78 91.15 167.42
Metal and Metal Products 18.72 27.66 35.32 43.83 91.60
13 MSME
(Iron and Steel)
Metal and Metal Products 19.44 35.22 40.29 48.72 80.59
14 Non MSME
(Iron and Steel)
Metal and Metal Products 27.79 51.01 61.07 74.35 122.63
15 MSME
(other than Iron and Steel)
Metal and Metal Products 26.24 40.04 53.50 62.86 88.03
16 Non MSME
(other than Iron and Steel)
17 Mining Not categorised 37.77 50.34 67.47 80.34 112.59
18 Paper and Paper Products MSME 32.46 46.54 54.16 60.68 83.44
19 Paper and Paper Products Non MSME 24.30 41.42 46.72 51.09 80.73
20 Pharma MSME 47.38 72.29 80.15 90.15 121.49
21 Pharma Non MSME 58.43 70.80 77.22 83.76 107.50
22 Power Generation-Solar Not categorised 24.24 59.15 75.96 111.47 209.77
23 Power Generation-Thermal Not categorised 36.33 58.38 71.49 85.82 156.95
24 Road Not categorised 25.12 49.89 62.71 82.14 253.80
Textiles - (other than 16.89 31.90 41.71 55.54 78.36
25 MSME
readymade garments)
Textiles - (other than 17.51 28.35 34.92 44.64 62.27
26 Non MSME
readymade garments)
27 Trader MSME 23.54 49.64 65.51 79.64 133.26
28 Trader Non MSME 13.99 35.84 49.02 61.10 100.24
29 Other MSME 30.87 54.47 65.51 80.34 121.49
30 Other Non MSME 35.44 56.73 65.76 73.61 100.24

Page 16 of 18
 Interest Coverage
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 1.41 2.35 2.92 4.31 13.14
2 Agriculture & Allied Activities Non MSME 1.97 3.69 4.82 6.89 20.99
3 Auto Components MSME 2.12 4.60 6.90 11.48 58.68
4 Auto Components Non MSME 3.57 6.98 9.94 13.98 82.78
5 Cement Not categorised 2.52 4.06 4.79 6.73 19.29
Chemical and Chemical 2.41 4.89 6.41 10.69 39.17
6 Products (other than Pharma MSME
and Fertilizers)
Chemical and Chemical 4.48 9.41 12.43 18.05 55.52
7 Products (other than Pharma Non MSME
and Fertilizers)
8 Construction MSME 1.21 2.70 3.78 5.03 19.70
9 Construction Non MSME 1.91 3.60 4.84 7.35 17.16
10 Engineering MSME 2.06 3.86 5.43 8.40 29.99
11 Engineering Non MSME 3.20 6.89 10.58 19.24 141.21
12 Fertilizers Not categorised 1.43 2.27 2.53 2.82 6.72
Metal and Metal Products (Iron 1.51 2.19 2.64 3.55 10.24
13 MSME
and Steel)
Metal and Metal Products (Iron 1.66 2.66 3.15 4.00 7.78
14 Non MSME
and Steel)
Metal and Metal Products (other 1.73 2.88 3.98 6.00 18.14
15 MSME
than Iron and Steel)
Metal and Metal Products (other 1.83 3.24 4.32 5.44 14.71
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 2.81 5.71 9.62 20.33 55.55
18 Paper and Paper Products MSME 1.95 3.11 3.69 4.27 9.81
19 Paper and Paper Products Non MSME 3.38 5.61 6.75 8.96 19.29
20 Pharma MSME 2.25 5.54 7.04 11.82 37.01
21 Pharma Non MSME 4.21 7.77 12.84 20.88 133.62
22 Power Generation-Solar Not categorised 1.59 2.14 2.40 2.63 4.13
23 Power Generation-Thermal Not categorised 1.37 1.93 2.43 3.08 7.44
24 Road Not categorised 0.79 1.19 1.53 2.22 3.38
Textiles - (other than 1.57 2.43 2.84 3.70 7.39
25 MSME
readymade garments)
Textiles - (other than 2.04 3.05 3.50 4.16 7.28
26 Non MSME
readymade garments)
27 Trader MSME 1.46 2.45 3.27 4.96 27.04
28 Trader Non MSME 2.19 3.66 5.31 8.40 53.40
29 Other MSME 1.59 2.70 3.69 4.96 18.14
30 Other Non MSME 2.04 3.66 4.82 6.89 19.29

Page 17 of 18
 DSCR
….percentile of entities are less than
MSME/Non
S.no. Industry 20% 40% 50% 60% 80%
MSME
(median)
1 Agriculture & Allied Activities MSME 0.13 0.24 0.33 0.50 2.12
2 Agriculture & Allied Activities Non MSME 0.19 0.35 0.42 0.60 1.97
3 Auto Components MSME 0.29 0.55 0.77 1.50 9.45
4 Auto Components Non MSME 0.40 0.76 1.11 1.88 10.93
5 Cement Not categorised 0.39 0.70 0.84 1.27 5.01
Chemical and Chemical Products 0.33 0.64 0.86 1.50 6.68
6 MSME
(other than Pharma and Fertilizers)
Chemical and Chemical Products 0.53 1.04 1.48 2.19 13.24
7 Non MSME
(other than Pharma and Fertilizers)
8 Construction MSME 0.20 0.42 0.56 0.82 2.66
9 Construction Non MSME 0.28 0.53 0.73 0.93 2.18
10 Engineering MSME 0.24 0.45 0.64 1.00 6.46
11 Engineering Non MSME 0.34 0.71 1.26 3.31 34.43
12 Fertilizers Not categorised 0.12 0.20 0.24 0.30 0.54
Metal and Metal Products (Iron 0.14 0.22 0.29 0.39 0.97
13 MSME
and Steel)
Metal and Metal Products (Iron 0.18 0.30 0.38 0.45 0.88
14 Non MSME
and Steel)
Metal and Metal Products (other 0.18 0.34 0.47 0.67 2.76
15 MSME
than Iron and Steel)
Metal and Metal Products (other 0.22 0.41 0.51 0.61 1.65
16 Non MSME
than Iron and Steel)
17 Mining Not categorised 0.28 0.87 1.40 2.47 55.42
18 Paper and Paper Products MSME 0.25 0.38 0.43 0.58 1.33
19 Paper and Paper Products Non MSME 0.45 0.63 0.88 0.99 2.71
20 Pharma MSME 0.34 0.61 0.89 1.29 7.59
21 Pharma Non MSME 0.43 0.78 1.26 1.79 20.97
22 Power Generation-Solar Not categorised 0.60 0.88 1.07 1.18 1.37
23 Power Generation-Thermal Not categorised 0.35 0.62 0.86 1.12 1.80
24 Road Not categorised 0.38 0.62 0.75 0.91 1.54
Textiles - (other than readymade 0.18 0.28 0.36 0.45 0.94
25 MSME
garments)
Textiles - (other than readymade 0.23 0.32 0.42 0.50 0.90
26 Non MSME
garments)
27 Trader MSME 0.12 0.28 0.41 0.74 4.36
28 Trader Non MSME 0.18 0.35 0.54 0.93 11.40
29 Other MSME 0.25 0.45 0.64 0.91 2.66
30 Other Non MSME 0.34 0.62 0.84 0.99 2.18

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