RSCM Volume II 201231 PDF en
RSCM Volume II 201231 PDF en
RSCM Volume II 201231 PDF en
VOLUME II
Published by
WorkSafeBC
Province of British Columbia
1. A Preface;
2. A Table of Contents;
3. Eighteen chapters;
4. Five appendices.
The material in the chapters is arranged logically according to subject matter and
not in the same order as matters are dealt with in the Workers Compensation
Act. As it deals with different subjects, the Manual sets out the relevant
provisions of the Act but does not set out the whole of the Act in one place. Each
chapter is divided into headings and sub-headings according to subject matter.
These headings and sub-headings are numbered consecutively for ease of
reference.
Cross-references to other policies in the Manual are given by policy item number
within the text, and can be found in the “CROSS REFERENCES” section at the
end of a policy item.
The appendices contain various schedules and fines with cross-references to the
main text.
PREFACE
Section 319 of the Workers Compensation Act provides that the Board of Directors of
the Workers’ Compensation Board must set and revise as necessary the policies of the
Board of Directors, including policies respecting occupational health and safety (or
prevention), compensation, rehabilitation and assessment.
as well as amendments to policy in the four policy manuals, any new or replacement
manuals issued by the Board of Directors, any documents published by the Workers’
Compensation Board that are adopted by the Board of Directors as policies of the Board
of Directors, and all decisions of the Board of Directors declared to be policy decisions.
The Manual in which this preface appears (Rehabilitation Services & Claims Manual,
Volume II) contains current Board policy with respect to the rehabilitation and
compensation matters described in Chapter 1 of the Manual. It is used by Board staff in
carrying out their responsibilities under the Workers Compensation Act. As new policy
is developed and approved in this area, the Manual will be updated by issuing
replacement pages.
1 All of Decisions No. 1 – 423 have been retired from policy status. An explanation of “retirement” and
an index of retirement dates are found in APPENDIX 1 to this Manual.
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
C8-52.00 Introduction
C8-53.00 Meaning of “Dependant” And Presumptions of Dependency
C8-53.10 Meaning of “Spouse”
C8-53.20 Meaning of “Child” or “Children”
C8-53.30 Meaning of “Federal Benefits”
C8-54.00 Funeral and Other Death Expenses
C8-55.00 Lump Sum Payment
C8-56.00 Calculation of Compensation – Dependent Spouse with Children
C8-56.10 Calculation of Compensation – Dependent Spouse with No
Children
C8-56.20 Calculation of Compensation – Spouse Separated from Deceased
Worker
C8-56.30 Calculation of Compensation – Common Law Relationships
C8-56.40 Calculation of Compensation – Children
C8-56.50 Calculation of Compensation – Foster Parents
C8-56.60 Calculation of Compensation – Dependent Parents and Other
Dependants
C8-56.70 Calculation of Compensation – Persons with a Reasonable
Expectation of Pecuniary Benefit
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
C10-72.00 Introduction
C10-73.00 Direction, Supervision, and Control of Health Care
C10-74.00 Reduction or Suspension of Compensation
C10-75.00 Health Care Accounts – General
C10-75.10 Health Care Accounts – Health Care Provided Out-of-Province
C10-76.00 Physicians and Qualified Practitioners
C10-77.00 Other Recognized Health Care Professionals
C10-78.00 Health Care Facilities
C10-79.00 Health Care Supplies and Equipment
C10-80.00 Potentially Addictive Drugs
C10-81.00 Home and Vehicle Modifications
C10-82.00 Clothing Allowances
C10-83.00 Transportation
C10-83.10 Subsistence Allowances
C10-83.20 Travelling Companions and Visitors
C10-83.30 Date of Injury Transportation
C10-84.00 Additional Benefits for Severely Disabled Workers
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
C13-100.00 General
C13-101.00 Review Division – Practices and Procedures
C13-102.00 Workers’ Compensation Appeal Tribunal
C14-101.01 General
C14-102.01 Reopenings
C14-103.01 Reconsiderations
C14-104.01 Fraud and Misrepresentation
TABLE OF CONTENTS
TABLE OF CONTENTS
TABLE OF CONTENTS
LIST OF APPENDICES
Page
#1.00 INTRODUCTION
In 2002, the Workers Compensation Act underwent significant legislative
amendment. This resulted in the restructuring of the Rehabilitation Services &
Claims Manual into two volumes - Volume I and Volume II. This policy sets out
an overview of the legislative changes and explains how readers of this Manual
can determine which volume is applicable to their particular circumstances.
The Amendment Act (No. 2), 2002 is also referred to as “Bill 63”. It
primarily amended the Workers Compensation Act effective
March 3, 2003 in relation to a new review/appeal structure and to the
Board’s authority to reopen matters previously decided or to reconsider
previous decisions.
Due to the fact that Volume I covers a finite group of injured workers and
surviving dependants, its relevance to the workers’ compensation system will
gradually decrease over time. It is anticipated that there will be very few future
amendments to the policies in Volume I. Any major amendments will be listed,
for convenience, in the Addendum to Chapter 1 in Volume I.
Subject to subsequent amendments, Volume I sets out the law and policies that
were in effect immediately prior to June 30, 2002 in relation to compensation for
injured workers. For convenience, the law and policies in effect immediately prior
to that date, as amended, will be called the “former provisions”.
Volume II sets out the law and policies in effect on or after June 30, 2002, as
they may be amended from time to time, in relation to compensation for injured
workers. For convenience, the law and policy on or after that date, including any
subsequent amendments, will be called the “current provisions”.
Unless otherwise stated, in Volume II of this Manual the “Act” refers to the
Workers Compensation Act, R.S.B.C. 2019, c. 1, which includes amendments
made on or after June 30, 2002. The Interpretation Act, R.S.B.C. 1996, c. 238,
applies to the Act, unless a contrary intention appears in either the
Interpretation Act or the Act.
The following rules apply to determining whether the former provisions (Volume I)
or the current provisions (Volume II) apply in a particular case. These rules are
based on the transitional rules in section 229 of the Workers Compensation Act.
4. If an injury occurred before June 30, 2002, and the disability recurs
on or after June 30, 2002, the current provisions apply to the
recurrence.
For the purposes of this policy, a recurrence includes any claim that
is re-opened for an additional period of temporary disability,
regardless of whether the worker had been entitled to permanent
disability benefits before June 30, 2002. However, where the
worker was entitled to a permanent disability award before
June 30, 2002, the former provisions apply to any changes in the
nature and degree of the worker’s permanent disability following an
additional period of temporary disability.
Section 319 of the Act provides that the board of directors must set and revise as
necessary the policies of the board of directors, including policies respecting
occupational health and safety, compensation, rehabilitation and assessment.
Section 320 provides that the board of directors must set and supervise the
direction of the Board.
EFFECTIVE DATE: February 11, 2003
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
February 11, 2003 – Deleted references to the Appeal Division
and the former Governors.
APPLICATION:
By considering the relevant provisions of the Act, the relevant policies, and the
relevant facts and circumstances, the Board ensures that:
The Board must make its decision based on the merits and justice of the
case, but in doing this the Board must apply the policies of the board of
directors that are applicable in that case.
Section 339(2) requires the Board to make all its decisions based on the merits
and justice of the case. In making decisions, the Board must take into account
all relevant facts and circumstances relating to the case before it, including the
worker’s individual circumstances. This is required, among other reasons, in
order to comply with section 339(2) of the Act. In doing so, the Board must
consider the relevant provisions of the Act. If there are specific directions in the
Act that are relevant to those facts and circumstances, the Board is legally bound
to follow them.
Section 339(2) also requires the Board to apply the policies of the Board of
Directors that are applicable to the case before it. The policies reflect the
obligations and discretion delegated to the Board under the Act. Each policy
creates a framework that assists and directs the Board in its decision-making role
when certain facts and circumstances come before it. If such facts and
circumstances arise and there is an applicable policy, the policy must be applied.
Where the Act and policy provide for Board discretion, the Board is also required
All substantive and associated practice components in the policies in this Manual
are applicable under section 339(2) of the Act and must be applied in decision-
making. The term “associated practice components” for this purpose refers to
the steps outlined in the policies that must be taken to determine the substance
of decisions. Without these steps being taken, the substantive decision required
by the Act and policies could not be made.
#3.00 INTRODUCTION
Section 4(1) of the Act provides:
The employers and workers who are covered and those who are exempted are
the subject of this chapter.
The Act does not apply to workers of the Federal Government of Canada.
However, by section 4(2) of the Government Employees Compensation Act, an
“employee” who is usually employed in British Columbia is given the same rights
to compensation as workers under the British Columbia Act. The persons
considered “employees” are dealt with in this chapter.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
A worker’s claim is not prejudiced by the fact that the employer has not complied
with the obligation to register with the Board. This is subject to the principles set
out in the policy in Item AP1-1-4 of the Assessment Manual.
EFFECTIVE DATE: March 18, 2003
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
March 18, 2003 – Policy revised as to numerical reference to the
policy in the Assessment Manual.
APPLICATION:
(a) a person who has entered into or works under a contract of service or
apprenticeship, whether the contract is written or oral, express or implied,
and whether by way of manual labour or otherwise;
A volunteer firefighter may also include an individual at the scene of a fire, who is
requested to assist by the Fire Chief, or authorized designate, and whose name
is recorded. Only those individuals under the direction and control of the Fire
Chief or authorized designate are covered.
A. Travel
Volunteer firefighters are not covered for injuries, mental disorders, or death
which occur while routinely commuting to and from the fire department.
A volunteer firefighter’s travel may be considered part of the activities of the fire
department when:
while returning to the volunteer’s home or regular job after attending to the
emergency duties, via the most direct route without departure for personal
reasons.
If the volunteer firefighter’s injury, mental disorder, or death results primarily from
the activity associated with the urgency of the preparation for travel, it may be
considered to arise out of and in the course of the activities of the fire
department, and therefore be compensable. This is an exception to the general
rule that workers who are employed to travel are considered to be in the course
of the employment only from the time the worker commences travel on the public
roadway.
facilitating evacuations;
performing rescues;
controlling hazardous substances;
providing traffic control;
disaster planning/response; and
other related duties assigned by the Fire Chief or designate.
i. Maintenance Duties
Factors that may weigh in favour of coverage for injuries or death that occur
during a volunteer firefighter’s participation in public relations activities, include
whether the participation:
“(a) any person in the service of Her Majesty who is paid a direct
wage or salary by or on behalf of Her Majesty,
Any person appointed by authority of the Chief Electoral Officer and the Canada
Election Act to prepare for and hold a Federal election is considered as an
employee of the Federal Government for the purposes of the Government
Employees Compensation Act. This definition includes Returning Officers,
Effective November 10, 1976, employees of the Bank of Canada are considered
employees under the Government Employees Compensation Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
POLICY
Compensation is paid where a personal injury or death arising out of and in the
course of a worker’s employment is caused to the worker.
“Personal injury” is defined as any physiological change resulting from some cause.
It may result from a specific incident or a series of incidents occurring over a period
of time.
Personal injury is not confined to injuries which are readily and objectively verifiable
by their outward signs, e.g., breaks in the skin, swelling, discolouration, deformity,
etc. It includes, for example:
This does not mean that the presence or absence of a specific incident is never
relevant in the decision of a claim for compensation. The etiology of a disabling
condition is always relevant, and the presence or absence of a specific incident may
have some evidentiary value in establishing whether it was employment-related. As
well, there are some disabilities that are classified as resulting from an “injury” if they
result from a specific incident, but are classified as resulting from a “disease” if they
result from a series of incidents occurring over a period of time. The absence of a
specific incident may mean that the worker has a disease rather than a personal
injury.
1. Wounds.
2. Fractures.
3. Concussions.
2. Cancer.
The following are examples of physiological changes that can be classified as either
an injury or a disease, depending on the circumstances:
4. Heart Conditions
BACKGROUND
1. Explanatory Notes
This policy outlines the test for entitlement to compensation for personal injury or death
of federal government employees working in British Columbia.
2. The Act
Section 134(1):
If, in an industry within the scope of the compensation provisions, personal injury
or death arising out of and in the course of a worker’s employment is caused to
the worker, compensation as provided under this Part must be paid by the Board
out of the accident fund.
Section 336:
Section 3:
(1) This Act does not apply to any person who is a member of the
regular force of the Canadian Forces or of the Royal Canadian
Mounted Police.
Section 4, in part:
...
Section 5:
POLICY
Compensation for personal injury or death arising out of and in the course of the
employment of federal government employees is addressed in the Government
Employees Compensation Act (“GECA”).
The employees covered by the GECA are also discussed in policy item #8.10.
The phrase “by an accident” in section 4(1) of the GECA does not require that there be
a clearly ascertainable incident or series of incidents which caused the injury. Injuries
that arise gradually over time or “by process” are not excluded by this subsection. The
injury itself can be the “accident” for the purpose of section 4 of the GECA. Thus, the
test for entitlement of federal employees in British Columbia under section 4(1) of the
GECA is, in effect, the same as the test for entitlement for other workers in British
Columbia under section 134(1) of the British Columbia Act.
Section 4(2) of the GECA provides that notwithstanding the nature or class of their
employment, federal government employees, or their dependants, are entitled to
receive compensation at the same rate and under the same conditions as are provided
under the law of the province where the employee is usually employed. A federal
government employee will be considered to be “usually employed” in British Columbia
where appointed or engaged to work in British Columbia. In accordance with the
GECA, federal government employees considered to be “usually employed” somewhere
other than in British Columbia will not be covered by the British Columbia Act.
Section 3(2) of the GECA provides that the GECA applies to an accident occurring or a
disease contracted within or outside Canada.
BACKGROUND
1. Explanatory Notes
This policy provides guidance as to when the employment relationship commences and
terminates for the purposes of determining whether a personal injury or death arises out
of and in the course of a worker’s employment.
2. The Act
Section 134(1):
POLICY
A person offering services to an employer will often be told to come back at a certain
time in the future when work might be available. A person may also be promised a
specific job but the commencement date may be specified some weeks or months
ahead. Such persons would not normally become workers under the Act until they
actually returned to the employer’s premises at the future date for the commencement
of work.
The fact that a worker has not commenced productive work is not a bar to
compensation. For example, if an injury takes place while entering the employer’s
premises on the way to the first day of work, coverage may be extended before the
necessary hiring formalities are complete or productive work commences.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
POLICY
(i) there is objective evidence that the worker was exposed, or was very likely
to have been exposed, to an infectious agent or disease;
(iii) there is a moderate to high risk that, based on the mechanism and amount
of exposure that occurred, the exposure will result in the worker
developing a disease with health consequences that are so serious it may
be life-threatening; and
Medical evidence is required to assess the degree of risk and necessity of PEP on a
case-by-case basis.
For example, a compensable exposure may result where a patient’s blood splashes into
the eyes of an attending nurse. If there is objective evidence that the nurse was
exposed to an infectious disease such as HIV (e.g., if the patient is known to be HIV-
positive), and if a physician concludes there is a moderate to high risk the nurse will
develop HIV, a potentially life-threatening disease which cannot be immediately
detected following exposure, and if PEP will mitigate or prevent the onset of HIV, the
exposure can be accepted as compensable.
Wage-loss benefits are not payable to a worker who remains off work or who changes
employment to prevent a reoccurrence of a personal injury or occupational disease that
has resolved, or to prevent an aggravation, activation, or acceleration of a personal
injury or occupational disease which has stabilized or plateaued. However, vocational
rehabilitation assistance may be provided to a worker in this situation. Where the
worker is left with a permanent impairment, the worker may be entitled to permanent
disability benefits.
BACKGROUND
1. Explanatory Notes
This is the principal policy of this Chapter and sets out the decision-making principles
for determining a worker’s entitlement to compensation for personal injury or death
under the Act.
2. The Act
Section 134(1):
If, in an industry within the scope of the compensation provisions, personal injury
or death arising out of and in the course of a worker’s employment is caused to
the worker, compensation as provided under this Part must be paid by the Board
out of the accident fund.
Section 339(3):
POLICY
“Arising out of a worker’s employment” generally refers to the cause of the injury or
death. In considering causation, the focus is on whether the worker’s employment was
of causative significance in the occurrence of the injury or death.
Both employment and non-employment factors may contribute to the injury or death.
The employment factors need not be the sole cause. However, in order for the injury or
death to be compensable, the employment has to be of causative significance, which
means more than a trivial or insignificant aspect of the injury or death.
“In the course of a worker’s employment” generally refers to whether the injury or death
happened at a time and place and during an activity consistent with, and reasonably
incidental to, the obligations and expectations of the worker’s employment. Time and
place are not strictly limited to the normal hours of work or the employer’s premises.
C. Evidence
The Board considers both medical and non-medical evidence to determine whether a
worker’s injury or death arises out of and in the course of the worker’s employment.
i. Medical
• there is a temporal relationship between the work activity and the injury
or death; and
The Board also considers any other relevant medical evidence to assist in
determining whether a worker’s injury or death arises out of and in the course of
the worker’s employment.
ii. Non-Medical
In addition to medical evidence, the Board considers the factors described below. All of
the factors listed may be considered in making a decision, but no one of them may be
used as an exclusive test for deciding whether an injury or death arises out of and in the
course of the worker’s employment. This list is by no means exhaustive, and relevant
factors not listed in policy may also be considered.
Other policies in this Chapter may provide further guidance as to whether the
injury or death arises out of and in the course of the worker’s employment in
particular situations.
1. On Employer’s Premises
Did the injury or death occur on the employer’s premises? If so, this factor favours
coverage.
Did the injury or death occur while the worker was doing something for the benefit of the
employer’s business? If the worker is in the process of doing something for the benefit
of the business generally or the employer personally, this factor favours coverage. If
the worker is in the process of doing something solely for the worker’s own benefit, this
factor does not favour coverage.
Did the injury or death occur in the course of action taken in response to instructions
from the employer? For example, did the employer direct or request that the worker
participate in an activity as part of the employment? The clearer the direction, the more
this factor favours coverage.
The more tenuous the direction, the less this factor favours coverage: for example, if
the worker was doing something on a purely voluntary basis, or the employer simply
sanctioned participation without directing or requesting it.
Did the injury or death occur while the worker was using equipment or materials
supplied by the employer? If so, this factor favours coverage.
Did the injury or death occur while the worker was in the process of receiving payment
or other consideration from the employer? If so, this factor favours coverage.
This includes cases where the worker is required to report to the employer’s premises
or office in order to pick up a paycheque, whether or not this is during a regular shift.
6. During a Time Period for which the Worker was Being Paid or
Receiving Other Consideration
Did the injury or death occur during a time period in which the worker was paid a salary
or other consideration, or did the injury or death occur during paid working hours? If so,
this is a factor that favours coverage.
Was the injury or death caused by an activity of the employer or of a fellow employee?
If so, this factor favours coverage.
Was the injury or death caused by a non-work related activity of the worker? The more
tenuously the worker’s activity is related to the employment, the less this factor favours
coverage.
Consideration in either case is given to whether the activity of the employer, fellow
employee or worker was employment-related or unauthorized (see Item C3-17.00).
8. Part of Job
Did the injury or death occur while the worker was performing activities that were part of
the worker’s job? If so, this factor favours coverage.
Did the injury or death occur while the worker was being supervised by the employer or
a representative of the employer having supervisory authority? If so, this factor favours
coverage.
BACKGROUND
1. Explanatory Notes
This policy provides guidance for determining compensability for an injury or death due
to the serious and wilful misconduct of a worker.
2. The Act
...
POLICY
In weighing the evidence, the actions or conduct of the worker may induce the Board to
conclude that the worker’s injury or death did not arise out of and in the course of the
worker’s employment under section 134(1). If such a conclusion is reached, the claim is
disallowed, and section 134(2) is not considered. This is so even in the event of death
or serious or permanent disablement.
If it is determined that the worker’s injury or death did arise out of and in the course of
the worker’s employment and there is an indication that misconduct of the worker
played a role in the worker’s injury or death, section 134(2) is then considered.
The first question to be considered is, was the worker’s misconduct serious and wilful?
A worker engages in serious and wilful misconduct if the worker deliberately and
intentionally violates rules, regulations or laws known to the worker. Serious and wilful
misconduct is a voluntary act by a worker with reckless disregard for the worker’s own
safety and which the worker should have recognized as having the potential to result in
personal injury.
If a worker’s misconduct was not serious and wilful, the injury that arose out of and in
the course of the worker’s employment is compensable.
If a worker’s misconduct was serious and wilful, the second question to be considered
is, was the injury attributable solely to the worker’s serious and wilful misconduct?
The word “solely” in this situation means that, without the worker’s misconduct, the
injury would not have resulted.
If a worker’s injury is not attributable solely to the worker’s serious and wilful
misconduct, compensation is payable.
If a worker’s injury is attributable solely to the worker’s serious and wilful misconduct,
the third question to be considered is, did the worker’s injury result in death or serious or
permanent disablement?
In this context, the word “serious” is used in a physical rather than an economic sense.
For example, if a worker has suffered a sprained wrist or finger which causes only two
or three weeks of lost wages, this may not be considered as a serious disablement even
though the loss of earnings may cause a serious financial problem for the worker. If an
injury results in a prolonged disability, however, it may be regarded as serious even
though the initial injury appears minor.
If a worker’s injury that was attributable solely to the worker’s serious and wilful
misconduct did not result in death or serious or permanent disablement, it is not
compensable, even though it also arose out of and in the course of the worker’s
employment.
If a worker’s injury that was attributable solely to the worker’s serious and wilful
misconduct did result in death or serious or permanent disablement, it is compensable,
and the employer may be eligible to have some of the costs of the wage-loss benefits
excluded from its experience rating.
Where wage-loss benefits were paid between January 1, 1994 and September 27, 2002
on a claim where the injury is attributable solely to the serious and wilful misconduct of
the worker, but resulted in death or serious permanent disablement, the cost of
compensation paid after the first 13 weeks of wage-loss benefits is excluded from the
employer’s experience rating.
Where wage-loss benefits are paid on or after September 28, 2002 on a claim where
the injury is attributable solely to the serious and wilful misconduct of the worker, but
resulted in death or serious permanent disablement, the cost of compensation paid after
the first 10 weeks of wage-loss benefits is excluded from the employer’s experience
rating.
If wage-loss benefits were not paid because the claim that was attributable solely to the
serious and wilful misconduct of the worker resulted in immediate death, no costs are
excluded from the employer’s experience rating.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 1, in part:
(a) a wilful and intentional act that is not the act of the worker, and
...
Section 134(3):
(a) if the accident arose out of the worker’s employment, unless the
contrary is shown, it must be presumed that the injury occurred in the
course of that employment;
POLICY
The definition of “accident” provided in the Act is not an exclusive definition of the term;
the word has been interpreted in its normal meaning of a traumatic incident. It has not,
for example, been extended to cover injuries resulting from a routine work action or a
series of such actions occurring over a period of time.
The standard of proof to be applied in determining whether the presumption has been
rebutted is proof on a balance of probabilities. Balance of probabilities means “more
likely than not.” The presumption is rebutted if opposing evidence shows that the
contrary conclusion is the more likely. The presumption is not rebutted because there is
a lack of evidence to support an employment connection. Every reasonable effort is
made to obtain all available evidence.
Where there is no “accident”, the presumption in section 134(3) does not apply.
The broad interpretation given to the term “accident” for the purpose of section 4(1) of
the Government Employees Compensation Act, R.S.C. 1985, c. G-5 does not apply to
section 134(3) of the Workers Compensation Act.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 1, in part:
(a) a wilful and intentional act that is not the act of the worker, and
...
Section 134:
POLICY
An injury or death may result from natural elements. For instance, a worker may be
stung by an insect or plant or suffer from exposure to extreme weather conditions. An
injury or death resulting from a natural element is considered to arise out of and in the
course of a worker’s employment where a particular activity required by the employment
exposes the worker to these natural elements.
The failure of a worker to wear protective clothing may in some cases be considered
serious and wilful misconduct and grounds for denying a claim under section 134(2) of
the Act.
BACKGROUND
1. Explanatory Notes
This policy sets out the principles to consider when determining the compensability of
an injury following a natural body motion at work.
2. The Act
Section 134(1):
Section 339(3):
POLICY
A natural body motion is one that is commonly performed as part of daily living. The
motion may occur both at work and away from work. For instance, standing up from a
chair or turning one’s head to speak to someone, are considered natural body motions.
Item C3-14.00 is the principal policy for determining whether a worker’s injury arises out
of and in the course of the worker’s employment. This policy provides additional
guidance for determining the compensability of injuries that do not result from an
accident, but which follow a natural body motion at work. In these circumstances, it is
generally clear that the injury arose in the course of the worker’s employment, and the
adjudication rests on whether the injury also arose out of the worker’s employment. The
Board considers both whether:
• the natural body motion was of causative significance in producing the injury.
A natural body motion is sufficiently connected to the worker’s employment where the
motion is required or incidental to the employment.
Sufficient employment connection may exist where, for example, a health care worker
undertakes the employment activity of bending over to retrieve a lunch tray to serve to a
patient. Sufficient employment connection may not exist where, for example, a worker
undertakes the personal action of bending over to retrieve the worker’s lunch from the
office refrigerator.
If the natural body motion is not sufficiently connected to the employment, the personal
injury did not arise out of the worker’s employment and is therefore not compensable.
B. Causative Significance
A natural body motion is of causative significance in producing the injury where the
evidence, and in particular the evidence relating to medical causation, shows that the
motion was more than a trivial or insignificant aspect of the injury.
• the force and/or physical placement involved in performing the motion has the
likelihood to be of causative significance in producing the injury;
The Board also considers any other relevant medical evidence to assist in
determining whether a worker’s injury arises out of and in the course of the
worker’s employment.
In addition to medical evidence, the Board considers the description of the activities or
events leading up to the injury provided by the worker, any witnesses, and the
employer.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on distinguishing between injuries or death that arise out
of and in the course of a worker’s employment, and injuries or death that result from a
worker’s pre-existing conditions or diseases.
2. The Act
Section 134(1):
POLICY
A. General
Evidence that the pre-existing condition or disease has been accelerated, activated or
advanced more quickly than would have occurred in the absence of the employment
activity, may be confirmation that the aggravation resulted from the employment activity.
If the injury or death is one that the worker would have sustained whether at work, at
home, or elsewhere, regardless of the employment activity, then the employment was
not of causative significance, and the injury or death is considered to have resulted from
the pre-existing deteriorating condition or disease and is not compensable.
On the other hand, if the injury or death is one that the worker would not have sustained
for months or years, but for the exceptional strain or circumstance of the employment
activity, then the employment is of causative significance, and the injury or death may
be compensable.
An example may help to illustrate the distinction. If the evidence shows that a worker
has a pre-existing deteriorating heart condition, which could result in a heart attack at
any time, an employment activity such as walking up one flight of stairs to his or her
office would not mean that the employment activity was of causative significance in a
resulting heart attack. On the other hand, if the worker was at the bottom-end of moving
a 300-pound load up a flight of stairs, and the load slipped, causing the worker fright
and strain, that strain or circumstance may mean that the employment activity was of
causative significance and the resulting heart attack arose out of and in the course of
the worker’s employment.
In all cases, the medical and factual evidence is considered together, in order to
determine the causative significance of the pre-existing deteriorating condition or
disease, and the employment activity or situation, in the resulting injury or death.
On the other hand, if the employment activity or situation results in injuries or death
beyond those that might have flowed from the pre-existing condition or disease, the
additional injuries or death resulting from the employment activity or situation may be
compensable. For example, the causative significance of a worker’s employment
activity would be much more than trivial or insignificant where a worker’s injury results
from falling off a twelve foot scaffold during an epileptic seizure. Here, the employment
situation results in injuries beyond those that might have flowed from the pre-existing
condition, and though the epileptic seizure itself is not a compensable injury, the injuries
resulting from falling off the scaffold may be compensable, due to the significance of the
employment situation.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on the adjudication of claims for certain specific injuries
that may originate from pre-existing conditions and be aggravated by something in the
employment relationship.
2. The Act
Section 134(1):
If, in an industry within the scope of the compensation provisions, personal injury
or death arising out of and in the course of a worker’s employment is caused to
the worker, compensation as provided under this Part must be paid by the Board
out of the accident fund.
Section 125(1):
The Board may, at any time, on its own initiative or on application, reopen a
matter that had been previously decided under a compensation provision by the
Board or an officer or employee of the Board if, since the decision was made in
the matter,
(b) there has been a significant change in a worker’s medical condition that
the Board had previously decided was compensable.
POLICY
Item C3-14.00 is the principal policy that provides guidance in deciding whether or not
an injury or death arises out of and in the course of a worker’s employment.
Item C3-16.00 distinguishes between injuries or death resulting from the worker’s
employment (which are compensable), and injuries or death resulting simply from a
worker’s pre-existing condition or disease (which are not compensable).
A. Ganglia
Ganglia are generally not considered to be of traumatic origin and are normally not
considered to arise out of and in the course of a worker’s employment.
1. a ganglion first appears between six weeks and six months following a
deep penetrating wound or a contusion involving deep tissue damage at
the site where the ganglion appears, or
B. Herniae
i. General
There are two main types of herniae, inguinal (groin) herniae, and non-inguinal herniae
(e.g., femoral, incisional, and umbilical herniae).
5. Usual recovery times for hernia surgical repair are based on medical
protocols and procedures adopted by the Board.
If no new incident is reported, the Board may reopen the decision of a prior
compensable hernia(e) where less than 18 months have passed since the
surgery date for the prior compensable hernia and a ground for reopening is met.
If a significant new trauma is reported, it is usually adjudicated as a new claim.
A hernia claim that occurs 18 months or more after the surgery date for the
worker’s prior compensable hernia(e) is generally adjudicated as a new claim.
This consideration, however, also includes evaluating the question of reopening
the old claim. The claim can only be reopened where a ground for reopening is
met.
There is a greater potential for recent hernia(e) repairs to break down in the first
18 months after a repair. For this reason a hernia claim that occurs less than 18
months after the worker’s surgery date for a prior non-compensable hernia(e) is
more likely to be a repair breakdown than a new injury. As a result, for the hernia
A hernia claim that occurs more than 18 months after the worker’s surgery date
for a prior non-compensable hernia(e) is more likely to be a new injury than a
breakdown of the prior non-compensable hernia(e) repair.
All claims are adjudicated on the merits and justice of the case.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
POLICY
A. Introduction
Item C3-14.00 is the principal policy that provides guidance in deciding whether or not
an injury or death arises out of and in the course of a worker’s employment. In some
circumstances, evidence supporting one component of the employment-connection test
may be clear, while evidence supporting the other component is questionable, because
the worker did something that was unauthorized by the employer, the employer
condoned an unsafe practice, or some emergency forced the worker to act.
In considering whether an injury or death arose out of and in the course of a worker’s
employment, all relevant factors are taken into consideration including the causative
significance of the worker’s conduct in the occurrence of the injury or death and whether
the worker’s conduct was such a substantial deviation from the reasonable expectations
of employment as to take the worker out of the course of the employment. An
insubstantial deviation does not prevent an injury or death from being held to have
arisen out of and in the course of a worker’s employment.
Once it has been established that a worker’s injury or death arose out of and in the
course of the worker’s employment, consideration may be given to whether the injury or
death is attributable solely to the serious and wilful misconduct of the worker under
section 134(2) of the Act. (See Item C3-14.10.)
The following provides guidance as to how some of the factors in Item C3-14.00 may be
applied when considering the causative significance of a worker’s unauthorized activity
in the worker’s personal injury or death.
It is clearly impossible for an employer to lay down fixed rules covering every detail of a
worker’s employment activity, so workers may be uncertain as to the limits of their work.
Carelessness or exercising bad judgment are not bars to compensation where it is
reasonable that a worker would exercise some discretion as part of the worker’s
employment. Thus an act that is done in good faith for the purpose of the employer’s
business may form part of a worker’s employment, even if not specifically authorized by
the employer.
On the other hand, a worker’s injury or death may not be considered to arise out of and
in the course of the worker’s employment if the worker’s act is specifically prohibited by
an employer or is known or should reasonably have been known to the worker to be
unauthorized, or if the worker has been previously warned against doing it. This is so
even if the act could legitimately benefit the employer.
A worker’s injury or death may be considered to arise out of and in the course of the
worker’s employment if the worker is acting to protect the employer’s interests during an
emergency. This may include protecting the employer’s property or protecting an
individual who is associated with the employment, such as a fellow worker or customer.
A worker’s injury or death is not likely to be considered to arise out of and in the course
of the worker’s employment if the emergency action is that of a public spirited citizen,
where the worker was doing no more than anyone would do, whether or not working for
an employer at the time.
light of the relationship of the emergency to the employment, this injury would be
compensable.
On the other hand, a worker’s injury or death is not likely to be considered to arise out of
and in the course of the worker’s employment where the worker receives a telephone
call to the effect that a family member has been seriously injured in an accident. Once
again the worker races from the office and, due only to haste, falls and injures an arm.
The reason for the worker’s departure is unrelated to the employment and nothing about
the employment contributed to the injury.
The fact that the employment places a worker in a position to observe an emergency
cannot be of itself a determinative factor in granting compensation.
D. Part of Job
E. On Employer’s Premises
If an injury or death occurs in the course of the worker’s employment and there are no
other employment factors of causative significance to satisfy the “arising out of”
component of the employment test, the injury or death will not be considered to arise
out of and in the course of the worker’s employment.
For example, if a worker stumbles while walking over normal ground as a result of
intoxication or impairment, and is injured in the fall, nothing in the employment would
have had any causative significance in producing the injury.
i. Horseplay
ii Assault
If a worker’s injury or death is the result of an assault that arises out of and in the course
of the worker’s employment, the worker may be entitled to compensation. However, if
the worker’s injury or death is the result of an assault that the worker initiated, this may
constitute a substantial deviation from the course of the worker’s employment.
The Board considers the spontaneity of the assault, whether the worker’s aggressive
response is in proportion to a triggering incident or provocation, whether there is a
connection between the employment and the subject matter of the dispute that led to
the assault. Where the actions or response of a worker are extreme or are out of
proportion to a triggering incident or provocation, this may be an indication that the
assault is of a more personal nature. If the subject matter of the dispute that led to the
assault is a personal matter, the injury or death is not considered to have arisen out of
and in the course of a worker’s employment.
Just as a worker’s initiation of an assault may take the worker out of the course of the
employment, an assailant’s attack on a worker may bring the worker into the course of
the employment, even though the assault does not occur at the workplace or during
working hours. An assailant may be an employer, fellow worker or a non-worker (for
example, a client or customer).
In these cases, the facts of the situation as to whether the assault is clearly related to
the worker’s employment are carefully considered to determine whether the
employment was of causative significance. If the employment aspects of the assault
are more than just an incidental intrusion into the personal life of the worker at the
moment of the injury or death, the worker may be entitled to compensation.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
Section 339(3):
POLICY
A worker’s injury or death is compensable if it arises out of and in the course of the
worker’s employment, as described in Item C3-14.00. However, there is a broad
intersection and overlap between employment and personal affairs. An incidental
intrusion of personal activity into the process of employment is not a bar to
compensation. Conversely, an incidental intrusion of some aspect of employment into
the personal life of a worker at the moment of an injury or death does not automatically
entitle the worker to compensation.
In the marginal cases, it is impossible to do better than weigh the employment features
of the situation against the personal features to reach a conclusion, which can never be
devoid of intuitive judgment, as to whether the test of employment connection has been
met. For decisions respecting the compensation or rehabilitation of a worker, the
standard of proof under section 339(3) of the Act is “at least as likely as not.”
A worker may be considered to be in the course of the worker’s employment not only
when doing the work the worker is employed to do, but also while engaged in other
incidental activities. For example, a worker does not cease to be in the course of the
worker’s employment while using washroom facilities or having a lunch or coffee break
on the employer’s premises. An injury or death that occurs in these situations may not,
however, also arise out of the worker’s employment. While both employment and non-
employment factors may contribute to the injury or death, the causative significance of
the employment must be more than trivial for the Board to find that the injury or death
arose out of the employment.
An injury or death may be considered to arise out of and in the course of a worker’s
employment if it occurs while a worker is in the process of doing something for the
benefit of the employer’s business generally, or for the employer personally.
In the case of independent operators with personal optional protection and active
principals of small corporations, it is necessary to distinguish between the activities the
independent operators or active principals carry on in furtherance of the business for
which they (or the company) are covered by the Act, and independent, personal or
business activities that are not so covered. Only injuries or death occurring while
pursuing the former type of activity may be considered to arise out of and in the course
of the employment.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
POLICY
Injuries or death resulting from the wearing of clothing or footwear may be considered to
arise out of and in the course of a worker’s employment where the employment activity
was of causative significance to the injury or death and the clothing or footwear was
required by the employer for the job.
If there is nothing in the employment activity which would reasonably cause an injury or
death and that injury or death can be seen to be directly related to the ill-fitting nature of
the clothing or footwear, the injury or death does not arise out of and in the course of a
worker’s employment.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
POLICY
The general policy related to travel is that injuries or death occurring in the course of
travel from the worker’s home to the normal place of employment are not compensable.
On the other hand, where a worker is employed to travel, injuries or death occurring in
the course of travel may be covered. This is so whether the travel is a normal part of
the job or is exceptional. In these cases, the worker is generally considered to be
traveling in the course of the worker’s employment from the time the worker
commences travel on the public roadway.
In assessing work-related travel cases, the general factors listed under Item C3-14.00
are considered. Item C3-14.00 is the principal policy that provides guidance in deciding
whether or not an injury or death arises out of and in the course of a worker’s
employment.
A. Regular Commute
An employment connection generally begins when the worker enters the employer’s
premises for the commencement of a shift, and terminates on the worker leaving the
premises following the end of the shift.
• the employer provides the worker with a vehicle for the purpose of work and
also allows the worker to use the vehicle for personal use outside of work
hours; or
• the worker commutes to work in his or her own vehicle and uses the vehicle
for a work purpose during the worker’s shift.
There are, however, certain situations when a worker’s regular commute may be
considered part of a worker’s employment.
The following provides guidance as to how some of the factors in Item C3-14.00 may be
applied when considering specific cases relating to a worker’s regular commute.
1. On Employer’s Premises
Did the injury or death occur on the employer’s premises? If so, this is a factor that
favours coverage.
It is not considered significant that an injury or death occurs while a worker is seeking to
gain access to the employer’s premises by a method that is different from that which the
employer intends. However, it may be considered significant if the worker chooses a
method that the worker has been advised is specifically forbidden by the employer, or if
the worker chooses a route that is clearly dangerous.
a. Captive Road
Where a road is public, but as a practical matter is controlled by and leads only to the
premises of the particular employer, the road can effectively be regarded as part of the
employer’s premises. The employer’s control may be demonstrated by the fact that the
employer makes decisions on maintenance or repairs of the public road. This is known
as the “captive road” doctrine.
An injury or death that occurs on a captive road is a factor that favours coverage,
though it is not determinative. An injury or death on a captive road does not arise out of
and in the course of a worker’s employment if the journey along that road is not for a
legitimate purpose associated with the employment.
Where a place of work is so located that for access and egress the worker must pass
through special hazards beyond the ordinary risks of travel, an injury or death sustained
from those hazards may be one arising out of and in the course of a worker’s
employment.
A “special hazard” for the purpose of this policy is one that goes beyond those hazards
normally encountered by the traveling public and which the worker would not normally
encounter, but for the location of the employer’s premises.
For a claim to succeed on the grounds of a special hazard, the hazard need not lie on
the only route to the employer’s premises. It is sufficient if it is on the worker’s regular
commute route.
An injury or death that occurs to a worker in the immediate approaches to the place of
work, though still on the public roadway, may be considered to arise out of and in the
course of a worker’s employment if the hazard causing the injury or death is a spill-over
from the employer’s premises.
As well, if an employer provides a specific vehicle, like a crew bus, to transport its
workers to and from the employer’s premises, injuries or death occurring while traveling
in this employer-controlled vehicle may be considered to arise out of and in the course
of a worker’s employment, as the crew bus is considered to be an extension of the
employer’s premises.
Was the worker instructed or otherwise directed by the employer? When considering
specific cases relating to a worker’s regular commute, this factor may favour coverage
in the following circumstances.
b. Emergency Response
There may be situations where a worker’s journey is not simply a routine matter of
driving to and from work on a regular commute, but there are also some additional
circumstances which connect the journey with some particular aspect of the worker’s
The remoteness of a work site and the limited availability of transportation are factors
which may suggest that a journey to or from the work site may be part of the
employment. A journey between an established town and a remote place consisting
only of a work site may be more hazardous and therefore more likely to favour coverage
than a journey between two towns or cities with regular and established means of
transportation.
If a person travels some distance on his or her own initiative looking for whatever jobs
may be found, the person takes the risk of travel upon him or herself.
C. Traveling Employees
• typically travel to more than one work location in the course of a normal work
day as part of their employment duties; or
• have a normal, regular or fixed place of employment, and are directed by the
employer to temporarily work at a place other than the normal, regular or fixed
place of employment.
An employment connection may not exist for the portion of travel between the traveling
employee’s home and the employer’s premises that is undertaken at the
commencement or termination of each work day. These workers may be considered to
be on a “regular commute” for that portion of their travel, which is discussed in
Section A above.
Examples of traveling employees include, but are not limited to, taxi drivers, emergency
response personnel, transport-industry drivers, cable installers, home care workers,
many sales representatives, and persons attending off-site business meetings.
One factor from Item C3-14.00 that may require further explanation in its application to
specific cases relating to traveling employees is whether the travel is part of the job.
• terminates productive activity at one work location and travels to another work
location to commence productive activity for the same employer. This is so
• travels from home to a temporary place of work without first traveling to the
normal, regular or fixed place of employment. Again, the employment
connection begins when the worker commences travel on the public roadway.
An employment connection generally exists for traveling employees during normal meal
or other incidental breaks, such as using the washroom facilities, so long as the worker
does not make a distinct departure of a personal nature.
D. Business Trips
The general factors listed under Item C3-14.00 are used to determine whether a trip
undertaken by a worker is sufficiently connected to the worker’s employment as to be a
business trip. For example, if the trip is taken for the employer’s benefit, on the
instructions of the employer, or paid for by the employer, these are all factors that weigh
in favour of finding that the trip is a business trip.
This means that injuries or death that result from a hazard of the environment into which
a worker has been put by the business trip, including hazards of any overnight
accommodation itself, are generally considered to arise out of and in the course of a
worker’s employment. However, injuries or death resulting from a hazard introduced to
the premises by the worker for the worker’s personal benefit may not be considered to
Personal activities associated with and incidental to business trips, such as traveling,
eating in restaurants, staying in overnight accommodations (including sleeping, washing
etc.) are normally regarded as within the scope of a worker’s employment where a
worker is on a business trip.
On the other hand, when a worker makes a distinct departure of a personal nature while
on a business trip, this may be regarded as outside the scope of the worker’s
employment. There is an obvious intersection and overlap between employment and
personal affairs while a worker is on a business trip. However, a “distinct departure” is
more than a brief and incidental diversion.
If a worker simply stops for a short refreshment break, this may be regarded as a brief
and incidental diversion from the business trip and an employment connection may still
be found. The employment connection may be broken where the injury or death occurs
as a result of the worker’s involvement in social or recreational activities that are not
incidental to the business trip.
In the marginal cases, it is impossible to do better than weigh the business trip features
of the situation against the personal features to reach a conclusion as to whether the
injury or death arises out of and in the course of a worker’s employment.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
If, in an industry within the scope of the compensation provisions, personal injury
or death arising out of and in the course of a worker’s employment is caused to
the worker, compensation as provided under this Part must be paid by the Board
out of the accident fund.
POLICY
The fact that a worker is required to provide his or her own tools or equipment for a job
does not mean that carrying or transporting the tools or equipment to work or away from
work is part of the worker’s employment. In most instances, injuries or death associated
with carrying or transporting tools or equipment to or from work as part of a worker’s
regular commute do not arise out of and in the course of a worker’s employment.
In such cases, an injury or death that results may be considered to arise out of and in
the course of a worker’s employment.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
POLICY
Item C3-14.00 is the principal policy that provides guidance in deciding whether or not
an injury or death arises out of and in the course of a worker’s employment.
An injury or death that occurs when a worker uses an employer-provided facility may be
considered to arise out of and in the course of a worker’s employment.
It is not essential that the personal property that causes the injury or death be
intrinsically hazardous. It is sufficient that it causes the injury or death in the particular
case.
A. Accommodation
Where a camp is isolated or for other reasons the worker has no reasonable choice
about staying in accommodation provided by the employer, injuries or death resulting
from the use of facilities on the camp site will normally be held to have arisen out of and
in the course of a worker’s employment. This applies not only to residential but also to
recreational facilities.
Even where the employer-provided accommodation is not isolated and there is other
available accommodation, an employment connection may exist where the employer-
provided accommodation is provided free of charge and the worker would have to pay
for other accommodation. In practice, most persons would stay in the employer-
provided accommodation in such a situation and only those who had existing homes
nearby would likely exercise the option to live elsewhere. The freedom of choice would
be more theoretical than real and this may indicate that an employment connection
extends to living in the employer-provided accommodation. While in the case of an
isolated camp, injuries or death resulting from the use of both residential and
recreational facilities will normally be held to have arisen out of and in the course of a
worker’s employment, the same will not necessarily be the case when the employer-
provided accommodation is located close to a town and alternative recreational
facilities. Economic factors may make a worker’s freedom to choose the worker’s own
residence largely theoretical, but this does not extend to the choice of recreation.
B. Parking Lots
For the purpose of determining whether an injury or death occurring in a parking lot
arises out of and in the course of a worker’s employment, the Board considers
Item C3-14.00 and the following additional questions. No single criterion is
determinative.
If the employer provides a parking lot for the use of a worker, this weighs in favour of
coverage. However, the unauthorized use of a parking lot by a worker would normally
weigh against the acceptance of a claim. There may, however, be exceptions where
the employer, while not authorizing the parking, has condoned the practice by default in
failing to take action to prohibit the practice.
If the parking lot is controlled by the employer, this weighs in favour of coverage. If
control does not exist, there may be other factors that demonstrate an employment
connection.
Control of a parking lot is not determined only by whether the parking lot is owned or
leased by an employer. In assessing if an employer controls a parking lot used by a
worker, the Board may also consider whether the employer was responsible for the
operation, maintenance, or repair of the parking lot, or had the ability to control access
to the parking lot.
If the injury or death was caused by a hazard of the parking lot, this weighs in favour of
coverage.
The term “hazard of the parking lot” is intended to limit acceptance to only injuries or
death which have an employment connection. This serves to distinguish between
injuries or death resulting from personal causes and those resulting from the
employment. In effect, the type of injury or death that would qualify for acceptance if it
occurred on a factory floor would also qualify for acceptance if it occurred in a parking
lot. For example, a slip on a pool of oil or a trip over an obstruction would weigh in
favour of coverage. On the other hand, workers who close their own car doors on their
fingers would not have their claims allowed. There will also be injuries or death which
are not a direct result of the parking lot which may be considered to arise out of and in
the course of a worker’s employment, such as a worker struck by a fellow employee’s
car while walking on the parking lot.
4. Did the injury or death occur on a parking lot that was contiguous to the
place of employment?
The word “contiguous” is defined as meaning both adjacent to and attached to.
If the injury or death occurs on a parking lot that is contiguous to the place of
employment, this weighs in favour of coverage. If the injury or death occurs on a non-
contiguous parking lot under the direction, supervision or control of an employer, this
also weighs in favour of coverage. In the absence of other factors demonstrating an
employment connection, injuries or death that occur while workers make their way
across and along public thoroughfares between the place of employment and the non-
5. Did the injury or death occur proximal to the start or stop of a worker’s
shift?
C. Lunchrooms
Injuries or death occurring in lunchrooms may be considered to arise out of and in the
course of a worker’s employment if the lunchroom is provided by the employer. This
does not extend to injuries or death sustained through eating food, unless the food was
provided by the employer, and the worker was specifically required to eat the food
provided by the employer, or the food was provided as part of the worker’s
remuneration.
An employment connection generally exists for traveling employees during normal meal
breaks. However, an employment connection generally does not exist where a non-
traveling worker chooses to have a coffee break in a coffee shop away from the
employer’s premises, rather than use the company facilities.
D. Medical Facilities
An injury or death that results from the use of medical or first aid facilities may be
considered to arise out of and in the course of a worker’s employment, where such
facilities are provided by the employer.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 1, in part:
...
Section 6:
(1) This section applies if the minister responsible for the School Act or
the minister responsible for the College and Institute Act, as
applicable, and the minister responsible for the administration of this
Act approve
(5) Admissions under this section may be made at the time, in the manner,
subject to the terms and conditions and for the period the Board considers
adequate and proper.
Section 134(1):
Section 339(3):
POLICY
Activities which people undertake outside the course of their employment are for their
own benefit, and injuries or death occurring in the course of these activities are
generally not compensable. However, some extra-employment activities may be
sufficiently connected to the worker’s employment as to be considered part of that
employment.
A. Participation in Competitions
Subject to the general factors listed under Item C3-14.00, an injury or death sustained
by a worker while participating in, or while traveling to or from, an employment-related
competition (such as a first aid, mine rescue, or fire-fighting competition), is considered
to arise out of and in the course of the worker’s employment if all three of the following
conditions are satisfied.
(d) the worker has job responsibilities relating to the skills being tested
in the competition, or is training for such responsibilities, and is
attending to improve the worker’s skill or knowledge relating to
those responsibilities.
(a) the worker is paid for the whole or any part of the period of
participation;
(b) the worker is paid for the whole or any part of the time spent in
training for the event;
(c) the employer makes some contribution towards the expenses of the
worker for attending the event; or
An injury sustained by a worker while practising or training for a competition may arise
out of and in the course of the worker’s employment, as discussed in Section B below.
The following provides guidance as to how some of the factors in Item C3-14.00 may be
applied when considering specific cases relating to recreational, exercise or sports
activities.
1. Part of Job
Was the activity part of the job? If so, this is a factor that favours coverage. For
example, a ski instructor injured while engaging in personal skiing activities unrelated to
the instruction of pupils would not be covered. However, coverage may be provided if
the skiing activity involved the instructor’s pupils and was deemed part of the teaching
activities.
Was the worker instructed or otherwise directed by the employer to carry out the
exercise activity or to participate in the sports, exercise or recreational activity? For
example, did the employer direct, request or demand that the worker participate in an
activity as part of the worker’s employment? The clearer the direction, the more likely
this will favour coverage.
Was participation purely voluntary on the part of the worker? In some instances the
employer may simply sanction participation without directing or requesting participation.
If so, this is a factor that does not favour coverage.
Did the recreational, exercise or sports activity occur during normal working hours? If
so, this is a factor that favours coverage.
Where recreational, exercise or sports activities occur outside of normal working hours,
including paid lunch breaks, this does not favour coverage. However, this factor does
not automatically preclude coverage. For example, coverage may be extended where a
teacher is injured while coaching or supervising a student soccer game in the
schoolyard during his or her lunch break or after school.
Was the worker paid a salary or other consideration while participating in the activity?
The payment of salary favours coverage. If salary or other consideration was not paid,
this does not favour coverage.
5. Supervision
6. On Employer’s Premises
Did the activity take place on the employer’s premises? If so, this is a factor favouring
coverage.
In addition to the factors in Item C3-14.00, the following factors may also be considered
in determining whether a recreational, exercise or sports-related injury or death arises
out of and in the course of a worker’s employment.
Was physical fitness a requirement of the job? This factor is concerned with whether
fitness is required in order to perform the job (e.g. muscle strength or aerobic capacity).
If physical fitness is a requirement of the job, this is a factor favouring coverage.
It is recognized that any recreation or exercise activity which adds to a worker’s general
health and enjoyment of life may be said to assist them in their work and, therefore, to
benefit their employer. However, to cover these activities under the Act for that reason
alone would obviously be to expand its horizons far beyond what the Act intended.
Was there an intention to foster good relations with the public, or a section of the public
with which the worker deals? A worker may have been injured while engaged in a
recreational, exercise or sport activity, on behalf of the employer, involving the public, or
a section of the public, which was clearly designed to foster good community relations.
If so, this is a factor favouring coverage.
Compensation coverage does not generally extend to injuries or death that occur during
educational or training courses. Such courses are generally for the worker’s own
benefit, and are not considered to have sufficient employment connection as to be
compensable.
Factors that may weigh in favour of coverage for injuries or death sustained during
educational or training courses include whether the education or training:
In addition, there are three specific situations where the educational or training course is
considered to be the worker’s employment, and the question to be determined is
whether the injury or death arose out of and in the course of the worker’s education or
training itself:
The organization of, or participation in, fundraising or charitable activities is normally not
considered to be part of a worker’s employment under the Act. There are, however,
certain cases when such activities may be considered sufficiently connected to the
worker’s employment as to be considered part of the worker’s employment.
The above guidance does not apply to persons who are employees of charitable or
other like agencies which are covered under the Act, or to persons from other
companies who are seconded for a period of time to work with such agencies and who
are considered workers of those agencies under the Act.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
(1) Health care provided … must at all times be subject to the direction,
supervision and control of the Board …
(2) All questions as to the necessity, character and sufficiency of health care
to be provided are to be determined by the Board.
...
Section 160:
(1) The Board must permit health care to be administered, so far as the
selection of a physician or qualified practitioner is concerned, by a
physician or qualified practitioner who may be selected or employed by
the injured worker.
(2) Subsection (1) does not limit the powers of the Board under this Division
respecting the supervision and provision of health care in every case
where the Board considers the exercise of those powers is expedient.
“transition date” means June 30, 2002, being the date on which this
section came into force.
(2) This section applies to an injury that occurred before the transition date.
(3) Subject to subsections (4) to (8), the former Act, as it read immediately
before the transition date [June 30, 2002], applies to an injury that
occurred before the transition date [June 30, 2002].
(8) If a worker has, on or after the transition date [June 30, 2002], a
recurrence of a disability that results from an injury that occurred before
the transition date [June 30, 2002], the Board must determine
compensation for the recurrence based on this Act.
Section 125(1):
The Board may at any time, on its own initiative or on application, reopen a
matter that had been previously decided under a compensation provision by
the Board or an officer or employee of the Board if, since the decision was
made in the matter,
POLICY
If a worker’s original compensable injury was before June 30, 2002, the compensable
consequences of that injury are adjudicated under the policies in Volume I of the
Once it is established that an injury arose out of and in the course of a worker’s
employment, the question arises as to what consequences of that injury are
compensable. While the worker may be entitled to health care benefits for as long as
the worker continues to experience the effects of the compensable injury itself, not all
consequences of employment-related injuries are also compensable.
Looking at the matter broadly and from a “common sense” point of view, the Board
considers whether the compensable injury, or the worker’s condition resulting from the
compensable injury, was of causative significance in the further injury, increased
disablement, disease, or death. If the compensable injury, or the worker’s condition
resulting from the compensable injury, was of causative significance in the further injury,
increased disablement, disease, or death, then the further injury, increased
disablement, disease, or death is sufficiently connected to the compensable injury so
that it forms an inseparable part of the compensable injury and is therefore also
compensable.
This is distinct from a recurrence of the worker’s compensable injury. (See Item
C14-102.01.)
If a compensable injury accelerates a worker’s need for treatment for a pre-existing non-
compensable condition, the Board accepts responsibility for both the treatment and the
consequences of that treatment. This is so even if such treatment would likely have
been required at some point in the future in any event. In these circumstances,
consideration is then given to relief of costs under section 240(1)(d).
In the event that a worker temporarily suspends treatment for a compensable injury
because of personal reasons, such as a family emergency or a vacation, this would not
be considered a subsequent non-compensable incident.
The only exception to this is if the condition resulting from the compensable injury
actually causes the fall or other non-compensable incident that brings about the
aggravation.
While the Board does pay compensation for injuries, increased disablement, disease, or
death arising as a direct consequence of treatment for a compensable injury, this does
not extend to further injuries, increased disablement, diseases, or death that result from
ordinary exercises performed at home long after the worker has recovered, the
condition has stabilized, or the worker is in receipt of permanent disability benefits.
Such exercises are usually for the purpose of preventing further problems rather than
for treating an existing condition.
In cases where the Board has declined to authorize surgery and the worker undertakes
it anyway, the worker might be viewed as having introduced an intervening cause of
injury, increased disablement, disease, or death so that the further injury, increased
disablement, disease, or death is not sufficiently connected to the original compensable
injury as to form part of that injury. To determine whether the worker has introduced an
intervening cause, the Board considers the pre-operative opinion of the treating
physician or surgeon that the worker would benefit from the surgery, the operative
report, and any other relevant medical information. However, the connection between
the original compensable injury and the further injury, increased disablement, disease,
or death is not severed simply because the surgery was not authorized by the Board.
The above rules only apply where the surgery resulted from the compensable injury.
The Board accepts no responsibility for the cost of surgery or any resulting injury,
increased disablement, disease, or death where the surgery was not a consequence of
the compensable injury.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
POLICY
Any injuries, increased disablement or death sustained in the course of travel for any
other types of visits or attendances which are part of a routine (analogous to traveling to
and from work) or which are analogous to personal shopping are also not compensable.
On the other hand, further injuries, increased disablement or death sustained in the
course of a special or exceptional journey may be compensable because the special or
exceptional journey is sufficiently connected to the compensable injury and is not
analogous to a regular commute.
1. Emergency Transportation
Where a compensable injury has just occurred and a worker is being transported to a
hospital or other place of emergency treatment, and a further injury, increased
disablement or death occurs in the course of such transportation, the further injury,
increased disablement or death may also be compensable. This is so whether the
worker is traveling on foot, by ambulance, by automobile, by aircraft, or by any kind of
vehicle; and it is so regardless of the ownership of the vehicle, and regardless of
whether the worker is driving the vehicle or being carried as a passenger.
2. Treatment-Related Vehicles
3. Exceptional Travel
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
POLICY
A. Definitions
• Acute pain is pain that coincides with a traumatic injury or disease and the
early stages of recovery. In the vast majority of cases acute pain eventually
resolves, either spontaneously or with some form of treatment.
• Chronic pain is pain that persists six months after an injury or occupational
disease and beyond the usual recovery time for that injury or disease.
Usual recovery times for injuries or diseases are based on medical protocols and
procedures adopted by the Board. These medical protocols set out the points in time,
after an injury, when a worker should regain pre-accident functional ability, or reach
maximum medical recovery.
In determining the appropriate recovery time for an injury, the Board may, in
consultation with a Board Medical Advisor, consider the medical protocols as well as
other factors such as the worker’s pre-injury health status and any treatments received
that would likely impact the recovery time of the compensable injury.
Early intervention involves the provision of early return to work assistance and/or
focused multidisciplinary treatment and rehabilitation, to expedite the worker’s medical
recovery and return to work. Early intervention at the acute or subacute stages of pain
is essential as both rehabilitation and prevention measures in deterring the development
of chronic pain. Studies indicate that even with some residual or recurrent pain
symptoms, workers do not have to wait until they are completely pain free to return to
work. Early intervention should be incorporated into the worker’s rehabilitation plan.
In the majority of cases following an injury, a worker is able to return to work shortly
after an injury without Board assistance. The provision of early return to work
assistance for a worker experiencing acute or subacute pain that is affecting the
worker’s return to work efforts will be considered as soon as the worker is medically
able to participate. The Board will coordinate the worker’s early return to work plan in
collaboration with the worker, the attending physician, a Board Medical Advisor, the
employer and treating clinicians as needed.
In developing an early return to work plan, the Board may consider the worker’s
entitlement to vocational rehabilitation programs and services such as graduated return
to work assistance, placement assistance and work site/job modifications where the
Board concludes that they will assist in a worker’s return to work.
In certain cases, the Board may consider it appropriate to refer the worker for focused
multidisciplinary treatment and/or rehabilitation intervention. These interventions are
preferred in cases where the Board concludes that they will assist in the worker’s early
return to work. The Board may also consider these interventions where they will assist
in preventing the onset of chronic pain.
In all cases where the Board considers that a worker may be experiencing chronic pain
symptoms, a multidisciplinary assessment must be undertaken. This evaluation will
provide an opinion on whether a worker is experiencing chronic pain as a consequence
of a compensable injury. The evaluation will also provide an opinion on the appropriate
course of treatment and rehabilitation for the worker.
C. Compensation
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
If, in an industry within the scope of the compensation provisions, personal injury
or death arising out of and in the course of a worker’s employment is caused to
the worker, compensation as provided under this Part must be paid by the Board
out of the accident fund.
POLICY
It cannot be assumed that a psychological impairment exists simply because the worker
has unexplained subjective complaints or is having difficulty in psychologically or
emotionally adjusting to any physical limitations resulting from a compensable injury or
disease. There must be evidence that the worker has a psychological impairment.
The worker may be entitled to health care benefits for as long as the worker has a
psychological impairment that is a compensable consequence of an injury accepted
under section 134(1) or occupational disease accepted under section 136(1). When the
psychological impairment is temporarily disabling, the worker is also entitled to
wage-loss benefits under section 191 or 192 of the Act.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
If, in an industry within the scope of the compensation provisions, personal injury
or death arising out of and in the course of a worker’s employment is caused to
the worker, compensation as provided under this Part must be paid by the Board
out of the accident fund.
POLICY
Once it is established that an injury arose out of and in the course of a worker’s
employment, a disease or condition beyond the immediate physical damage caused by
the compensable injury may also be considered to be a consequence of the
compensable injury. If the compensable injury was of causative significance in the
subsequent disease or condition, then the subsequent disease or condition is
sufficiently connected to the worker’s compensable injury as to be considered to arise
out of and in the course of the worker’s employment, and is therefore also
compensable.
A. Suicide
In a case of suicide, death benefits are payable if it is established that the suicide
resulted from a compensable injury.
In claims where trauma is alleged to be the cause of cancer, the following five criteria
should be satisfied before a cancer can be considered to be traumatically induced.
Reviews of the medical literature have been completed to ascertain whether or not there
is new evidence to associate trauma as a causal agent in cancer.
Except in the case of skin cancer, there is little firm evidence to associate trauma with
cancer as an etiologic agent. Although there is general recognition of what has been
called “traumatic determinism”, i.e. that an injury may call the person’s attention to a
pre-existing tumour, there is no known causal relationship between trauma and bone
cancer.
Where it is claimed that an alcohol or drug dependency problem was caused or made
worse by a compensable injury, the compensability of the alcohol or drug dependency
problem is thoroughly investigated in the same manner as followed in investigating the
relationship of other problems to an injury. Because of the psychological nature of
alcohol and drug dependency problems, this investigation would normally include a
reference to a Board Psychologist, though the decision on acceptability will be made by
the Board officer adjudicating the claim. Any pre-existing alcohol or drug dependency
problems are treated in the same way as any other pre-existing condition. The Board
determines whether the worker’s alcohol or drug dependency problem is a continuation
of a pre-existing alcohol or drug dependency problem, or has resulted from or been
made worse by the compensable injury.
Policy regarding the prescription of narcotics and other drugs of addiction is set out in
Item C10-80.00.
BACKGROUND
1. Explanatory Notes
This policy provides an introduction to the compensation available for the replacement
and repair of artificial appliances, eyeglasses, dentures and hearing aids.
This policy also explains the compensation available for other personal possessions of
a worker that are damaged or broken at work and the application of section 161(1) to
federal government employees.
2. The Act
Section 1, in part:
(a) a wilful and intentional act that is not the act of the worker, and
...
Section 161(1):
The Board may assume the responsibility of replacement and repair of the
following for a worker:
POLICY
Compensation may also be paid where eyeglasses, dentures or hearing aids are broken
as a result of an accident arising out of and in the course of the worker’s employment.
B. Personal Possessions
Except for the circumstances set out in section 161(1) of the Act regarding artificial
appliances, eyeglasses, dentures and hearing aids damaged or broken as the result of
an accident arising out of and in the course of the worker’s employment, the Board
cannot accept responsibility for damage to a worker’s personal possessions.
When a claim satisfies the requirements of section 161(1), the worker is reimbursed the
amount charged by the supplier or repairer of the appliance in question. The amount
payable is not limited to what the Board would pay for a similar appliance required for a
worker as the result of an injury covered by section 134(1) of the Act.
BACKGROUND
1. Explanatory Notes
This policy sets out the criteria that must be met for a worker to be entitled to
compensation for the replacement or repair of artificial appliances.
2. The Act
Section 1, in part:
(a) a wilful and intentional act that is not the act of the worker, and
...
Section 161(1):
The Board may assume the responsibility of replacement and repair of the
following for a worker:
POLICY
A. Definitions
• orthotic devices, e.g., spinal orthoses, knee braces, modified footwear, etc.
The Board may assume the responsibility for replacement and repair of artificial
appliances if both of the following conditions are met:
ii. The damage or breakage of the artificial appliance is the result of an accident
arising out of and in the course of the worker’s employment.
BACKGROUND
1. Explanatory Notes
This policy sets out the criteria that must be met for a worker to be entitled to
compensation for the replacement or repair of eyeglasses, dentures and hearing aids.
2. The Act
Section 1, in part:
(a) a wilful and intentional act that is not the act of the worker, and
...
The Board may assume the responsibility of replacement and repair of the
following for a worker:
POLICY
A. Definitions
“Dentures” do not include dental crowns or fixed bridgework, which are regarded as part
of the anatomy, and adjudicated under section 134(1).
The Board also assumes responsibility if the eyeglasses, dentures and hearing
aids are lost or inaccessible as the result of an accident, if it is reasonable to
assume that they are in fact broken.
ii. Was the breakage a result of an accident arising out of and in the course of
the worker’s employment?
If there are objective signs of personal injury, the Board may assume the
responsibility for replacement and repair of the broken eyeglasses, dentures and
hearing aids.
If there are no objective signs of personal injury, the following further questions
are also considered:
It is not sufficient for the worker to simply provide evidence that the
breakage or damage has occurred, nor is it sufficient for the worker to
simply report that an accident has occurred. Rather, there must be some
corroboration of the worker’s evidence that will support the worker’s
statement of the facts.
BACKGROUND
1. Explanatory Notes
This policy provides guidance with respect to wage-loss benefits for a worker awaiting
the repair or replacement of an artificial appliance, eyeglasses, dentures and hearing
aids.
2. The Act
Section 134(1):
Section 161(1):
The Board may assume the responsibility of replacement and repair of the
following for a worker:
POLICY
Wage-loss benefits are payable only where a compensable injury causes a period of
temporary disability from work. Broken or damaged artificial appliances, eyeglasses,
dentures or hearing aids are not personal injuries.
Section 161(1) does not provide authority for the Board to pay a worker wage-loss
benefits when there is a delay in replacing the broken or damaged artificial appliance,
eyeglasses, dentures or hearing aids and the only reason the worker is unable to work
is because the worker is without the broken or damaged item. Similarly, it does not
provide authority for the Board to pay wage-loss where the worker has to take time off
from work in order to be fitted for the item or to pick it up when ready.
BACKGROUND
1. Explanatory Notes
This is the principal policy that sets out the decision-making principles for determining a
worker’s entitlement to compensation under section 135 of the Act.
2. The Act
(3) The Board may require that a psychiatrist or psychologist appointed by the
Board review a diagnosis made for the purposes of subsection (1)(b) and
may consider that review in determining whether a worker is entitled to
compensation for a mental disorder.
(a) a registrant of the college responsible for carrying out the objects of
the Health Professions Act in respect of the health profession of
psychology, or
POLICY
This policy provides guidance on the adjudication of claims for mental disorders where
the mental disorder is either:
• a reaction to one or more traumatic events arising out of and in the course of the
worker’s employment; or
Section 135 of the Act sets out that a worker may be entitled to compensation for a
mental disorder that does not result from an injury. This is distinct from a worker’s
entitlement under section 134(1) for psychological impairment that is a compensable
consequence of an injury.
Section 135 requires more than the normal reactions to traumatic events or significant
work-related stressors, such as being dissatisfied with work, upset or experiencing
distress, frustration, anxiety, sadness or worry as those terms are widely and informally
used.
As set out in the DSM, a DSM diagnosis generally involves a comprehensive and
systematic clinical assessment of the worker.
The Board is responsible for the decision-making process, and for reaching the
conclusions on the claim. Under section 135(3) of the Act, the Board may obtain expert
advice to review the diagnosis and where required, may obtain additional diagnostic
assessment.
In reviewing the diagnosis, the Board also considers all of the relevant medical
evidence, including prior medical history, attending physician reports and expert medical
In all cases, the one or more events, stressor or cumulative series of stressors, must be
identifiable.
All workers are exposed to normal pressures and tensions at work which are associated
with the duties and interpersonal relations connected with the worker’s employment.
The Board recognizes that workers may, due to the nature of their work, be exposed to
traumatic events or significant stressors as part of their employment. An event may be
traumatic or a stressor significant even though the worker has previous work-related
exposure to traumatic events or significant stressors.
In determining whether the event is traumatic or the stressor is significant, the worker’s
subjective statements and response to the event or stressor are considered. However,
this question is not determined solely by the worker’s subjective belief about the event
or stressor. It involves both a subjective and objective analysis.
For the purposes of this policy, a “traumatic” event is an emotionally shocking event. In
most cases, the worker must have experienced or witnessed the traumatic event.
Interpersonal conflicts between the worker and his or her supervisors, co-workers or
customers are not generally considered significant unless the conflict results in
behaviour that is considered threatening or abusive.
D. Causation
(i) Was the mental disorder a reaction to one or more traumatic events arising out of
and in the course of the worker’s employment?
The Act requires that the mental disorder be a reaction to one or more traumatic events
arising out of and in the course of the worker’s employment. This requires the Board to
determine the following:
• Did the one or more traumatic events arise in the course of the worker’s
employment?
This refers to whether the one or more traumatic events happened at a time
and place and during an activity consistent with, and reasonably incidental to,
the obligations and expectations of the worker’s employment.
• Did the one or more traumatic events arise out of the worker’s employment?
This refers to the cause of the mental disorder. Both employment and non-
employment factors may contribute to the mental disorder. However, in order
for the mental disorder to be compensable, the one or more traumatic events
have to be of causative significance, which means more than a trivial or
insignificant cause of the mental disorder.
In making the above determinations, the Board reviews the medical and non-medical
evidence to consider whether:
• there is a connection between the mental disorder and the one or more
traumatic events, including whether the one or more traumatic events
were of sufficient degree and/or duration to be of causative significance
in the mental disorder;
The Board is required to determine whether the evidence supports a finding of one
or more traumatic events that are of causative significance in the mental disorder.
The Act requires that the mental disorder be predominantly caused by a significant
work-related stressor, or a cumulative series of significant work-related stressors,
arising out of and in the course of the worker’s employment. There are two parts to this
requirement as set out below.
The first part is the determination of whether the significant stressor or cumulative series
of significant stressors arose out of and in the course of employment. This requires the
Board to determine the following:
The second part is the determination of whether the significant work-related stressor, or
cumulative series of significant work-related stressors, was the predominant cause of
the mental disorder.
Both parts of this requirement must be met in order for the mental disorder to be
compensable.
Where a worker has a pre-existing mental disorder and claims that a traumatic event or
significant work-related stressor aggravated the pre-existing mental disorder, the claim
is adjudicated with regard to section 135 of the Act and the direction in this policy.
Other examples may include decisions of the employer relating to workload and
deadlines, work evaluation, performance management, transfers, changes in job duties,
lay-offs, demotions and reorganizations.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on the adjudication of claims for a mental disorder where
the presumption in section 135(2) of the Act applies.
2. The Act
Section 1, in part:
(a) fire suppression duties, whether or not those duties include the
performance of ambulance or rescue services,
...
(a) is exposed to one or more traumatic events arising out of and in the
course of the worker’s employment in that eligible occupation, and
(3) The Board may require that a psychiatrist or psychologist appointed by the
Board review a diagnosis made for the purposes of subsection (1)(b) and
may consider that review in determining whether a worker is entitled to
compensation for a mental disorder.
(a) a registrant of the college responsible for carrying out the objects of
the Health Professions Act in respect of the health profession of
psychology, or
Section 1:
(1) For the purpose of section 135(5) [mental disorder] of the Workers
Compensation Act, “correctional officer” means a worker who
(i) warden;
(2) For the purpose of section 135(5) of the Workers Compensation Act,
“eligible occupation” includes emergency response dispatcher, health
care assistant and nurse, where
(a) registered with the BC Care Aide & Community Health Worker
Registry, and
POLICY
Section 135(2) of the Act provides a mental disorder presumption. The presumption
applies where a worker is:
• exposed to one or more traumatic events arising out of and in the course of the
worker’s employment in an eligible occupation; and
Where the mental disorder presumption does not apply, a worker’s claim for
compensation for a mental disorder will be adjudicated under section 135 of the Act.
The mental disorder presumption applies to a worker who is or has been employed in
an eligible occupation as defined in the Act or prescribed by regulation of the Lieutenant
Governor in Council.
The Act requires the worker is exposed to one or more traumatic events. In all cases,
the one or more events must be identifiable.
A “traumatic” event is an emotionally shocking event. In most cases, the worker must
have experienced or witnessed the traumatic event.
The Board recognizes that workers employed in eligible occupations, due to the nature
of their work, may be exposed to traumatic events as part of their employment.
In determining whether the event is traumatic the worker’s subjective statements and
response to the event are considered. However, this question is not determined solely
by the worker’s subjective belief about the event. It involves both a subjective and
objective analysis.
C. DSM diagnosis
In reviewing the diagnosis, the Board recognizes a broad range of mental disorders may
arise following exposure to a traumatic event. Some mental disorders recognized in the
DSM explicitly list exposure to a traumatic event as a diagnostic criterion. This means
exposure to a traumatic event is required for the diagnosis, for example post-traumatic
stress disorder and acute stress disorder.
The Board also recognizes there are mental disorders set out in the DSM that do not
require exposure to a traumatic event but may still arise from trauma. These include,
but are not limited to, depressive disorders, anxiety disorders and substance use
disorders.
D. Causation
The Act requires that the mental disorder be presumed to be a reaction to the one or
more traumatic events arising out of and in the course of the worker’s employment in
that eligible occupation, unless the contrary is proved.
The Board is not required to establish that any specific traumatic event is causative of
the worker’s mental disorder.
Inclusion of the words “unless the contrary is proved” in section 135(2) means that the
presumption is rebuttable. Where evidence which rebuts or refutes the presumption is
available, it must be considered.
The standard of proof to be applied in determining whether the presumption has been
rebutted is proof on a balance of probabilities. Balance of probabilities means “more
likely than not.” If the evidence is more heavily weighted in favour of a conclusion that
something other than the employment caused the mental disorder, then the contrary will
The gathering and weighing of evidence generally is covered in policy items #97.00
through #97.70.
Where a worker who is or has been employed in an eligible occupation has a pre-
existing mental disorder and claims that a traumatic event aggravated the pre-existing
mental disorder, the claim is adjudicated with regard to section 135(2) of the Act and the
direction in this policy.
For the presumption to apply, the pre-existing mental disorder must also be recognized
in the most recent DSM as a mental or physical condition that may arise from exposure
to a traumatic event.
April 16, 2019 – This policy was amended when Order in Council
No. 204 was approved, adding emergency response dispatchers, health
care assistants, and nurses to the list of eligible occupations.
March 1, 2019 − Consequential amendments were made arising from
addition of policy item #97.70, Surveillance.
July 23, 2018 – New Item C3-13.10, Section 5.1(1.1) – Mental Disorder
Presumption, was added to reflect changes to the Act resulting from the
Workers Compensation Amendment Act, 2018 (Bill 9 of 2018). Bill 9 of
2018 came into force by Royal Assent on May 17, 2018; it added a
mental disorder presumption to the then Workers Compensation Act,
R.S.B.C. 1996, c. 492, for workers who are or have been employed in an
eligible occupation, and revised the definition of firefighter in then
section 5.1 of the Workers Compensation Act, R.S.B.C. 1996, c. 492, to
include firefighters employed by the government of Canada.
APPLICATION: Applies to all decisions made on or after February 1, 2020, respecting
claims that involve section 5.1 of the Workers Compensation Act,
R.S.B.C. 1996, c. 492 or section 135 of the Act, made on or after
July 23, 2018.
BACKGROUND
1. Explanatory Notes
This policy sets out the legislative requirements for compensation for occupational
disease.
2. The Act
Section 136:
(a) as applicable,
(2) For the purposes of subsection (1), the date of disablement must be
treated as the occurrence of the injury.
(3) A health care benefit may be provided for a worker who has an
occupational disease referred to in subsection (1)(b) even though the
worker is not disabled from earning full wages at the work at which the
worker was employed.
Section 145:
POLICY
A. INTRODUCTION
Section 136 of the Act provides that compensation is payable for occupational disease
that is due to the nature of a worker’s employment. Section 145 provides that
compensation is payable for a certain level of non-traumatic noise-induced hearing loss
that results from a worker’s employment. A worker’s entitlement to compensation for a
total or partial disability resulting from a hearing loss is paid in accordance with the
compensation provisions set out in Division 6 of Part 4 of the Act.
Most compensation cases involve a personal injury (covered in Chapter 3) where it can
readily be determined whether the event or series of events leading to such injury arose
out of and in the course of a worker’s employment. The cause of disease, by its nature,
is often more difficult to determine. A common difficulty is distinguishing between an
injury and a disease (the difference is discussed in Item C3-12.00). Even when medical
science has identified the cause of a disease in a general sense, it may be difficult to
establish with any degree of certainty how and when a worker contracted or developed
a disease. Further, workers’ compensation does not extend to all diseases, rather only
to those that are due to a worker’s employment. In these circumstances, determining
The question is: was the worker’s disability caused by the worker’s work or by
something else such as the operation of natural causes, or by congenital or hereditary
disease. The Act provides different ways of dealing with this issue. These are
discussed in Chapter 4 of this Manual.
B. LEGISLATIVE REQUIREMENTS
For the diseases to which section 136 of the Act applies, there are three basic
requirements for compensability:
1. The worker must have (or in the case of a deceased worker have had) a
disease designated or recognized by the Board as an “occupational
disease”;
3. The occupational disease must “disable the worker from earning full
wages at the work” at which the worker was employed. In the case of a
deceased worker, the worker’s death must have been caused by such
occupational disease. This is discussed further in Item C4-25.30. This
third requirement does not apply to claims for silicosis, asbestosis, or
pneumoconiosis (see Item C4-29.10) or to claims for non-traumatic noise-
induced hearing loss to which section 145 of the Act applies. Further, a
worker need not be disabled by the occupational disease in order to be
entitled to health care benefits.
These elements of section 136 are discussed further in Items C4-25.10, C4-25.20, and
C4-25.30. The definition of “worker” is covered in Chapter 2.
BACKGROUND
1. Explanatory Notes
This policy provides guidance for determining whether a worker has a disease
designated or recognized as an “occupational disease”.
2. The Act
Section 1, in part:
(e) a disease
Section 136(1):
(a) as applicable,
Section 138:
(a) add to or delete from Schedule 1 of this Act a disease that, in the
opinion of the Board, is an occupational disease;
(4) The Board may designate or recognize a disease as being a disease that
is peculiar to or characteristic of a particular process, trade or occupation,
on the terms and conditions and with the limitations set by the Board.
POLICY
Part of the first requirement for compensability is that the worker has, or in the case of a
deceased worker the death was caused by, a disease designated or recognized by the
Board as an “occupational disease”.
In one Board decision, a worker was advised by the attending physician that he had
lead poisoning and should temporarily withdraw from work. The Board concurred with
that advice. Laboratory testing done one month later led to a conclusion that initial
tests had been wrong and that the worker never did have lead poisoning. The Board
concluded that in these circumstances, where the worker acted reasonably in reliance
on medical advice that the Board agreed with, the merits and justice of the claim
warranted a conclusion that the worker had an occupational disease at the time in
question even though in retrospect this was proven not to be the case. The cost of
compensation paid on a claim of this type is excluded from the employer’s experience
rating (see policy item #113.10).
There are a great many diseases to which the general public are subject, many of which
can be considered ordinary diseases of life. Available medical and scientific
understanding about the causes of disease and about the role that employment may
play covers a wide range from very good to very poor. Not every disease contracted by
every worker is compensable. Deciding when they are is key to the operation of the Act
and to adjudicating individual disease claims. It is within this context that decisions
must be made as to the compensability of diseases that workers who are covered by
the Act may have.
There are levels of designation or recognition based on the available medical and
scientific evidence and on the Board’s experience in dealing with these diseases. The
manner in which a disease is designated or recognized is primarily based on the
strength of medical and scientific knowledge about the role employment may have in its
causation. The following are the various ways in which an occupational disease may be
designated or recognized:
by inclusion in Schedule 1;
If the Board concludes that a disease is more likely to occur in connection with a
particular employment covered by the Act than elsewhere, it may be added to
Schedule 1. On the other hand, if the Board concludes that a disease is only
sometimes due to the nature of a particular employment covered by the Act, and it does
not appear that the disease is more likely to occur in connection with any particular
employment than elsewhere (it is not something specific to that employment), the Board
may designate or recognize the disease under section 138(2), by regulation of general
application without the rebuttable presumption afforded by inclusion in Schedule 1.
If the Board concludes that a disease is only sometimes due to the nature of a particular
employment covered by the Act, and has identified a particular process, trade, or
occupation, the Board may so designate or recognize the disease under section 138(4).
i. Amending Schedule 1
Section 138(1) gives the Board substantial flexibility in its ability to add to or delete from
the list of diseases designated or recognized in Schedule 1, and to impose whatever
terms, conditions or limitations it considers appropriate in doing so. It has the same
flexibility in its ability to add to or delete from the descriptions of process or industry set
out in column 2 of Schedule 1.
Claims for all of the diseases in Schedule 1 will be considered in respect of such
disease even if the worker was not employed in the process or industry described
opposite to the disease in column 2 of Schedule 1, but without the benefit of the
presumption set out in section 137(2) of the Act. See Section C. of Item C4-25.20.
Bronchitis
Bursitis (other than the forms of bursitis mentioned in Item 13 of Schedule 1 of
the Act)
Campylobacteriosis (diarrhea caused by Campylobacter)
Carpal Tunnel Syndrome
Chicken Pox
Cubital Tunnel Syndrome
Disablement from vibrations
Emphysema
Food poisoning
Giardia Lamblia Infestation
Head lice (Pediculosis Capitis)
Heart Disease
Hepatitis A
Herpes Simplex
Hypothenar Hammer Syndrome
Legionellosis
Lyme Disease
Meningitis
Mononucleosis
Mumps
Plantar Fasciitis
Radial Tunnel Syndrome
Red Measles (Rubeola)
Ringworm
Rubella
Scabies
Shigellosis
Staphylococci infections
Streptococci infections
Tendinopathy (other than the forms of tendinopathy mentioned in Item 14 of
Schedule 1 of the Act), including:
Epicondylopathy (lateral and medial)
Stenosing Tenosynovitis (Trigger Finger)
The Manager, upon receipt of a recommendation from the Board officer for recognition
of the worker’s condition as an occupational disease, and after considering and
discussing the claim with the Medical Advisor and after completing any further
investigations which the Manager considers appropriate, will determine whether the
condition reported is one which should be recognized by the Board as an occupational
disease for the purposes of that claim. If so, the Manager will make an order to that
effect which is recorded on the claim. The Manager will keep a record of all such
referrals under section 138(3).
If, after considering a referral under this policy, the Manager concludes that the reported
condition might not be recognized as an occupational disease, the worker (or in the
case of a deceased worker, the worker’s legal representative) will first be advised and
provided with an opportunity to respond. A decision of the Manager not to recognize
the condition as an occupational disease for the purposes of that claim is a reviewable
decision.
Where the Manager makes an order to recognize the condition as an occupational
disease for the purposes of that claim, the claim is returned to the Board officer who will
determine all other relevant issues, including whether the worker is entitled to benefits
provided for under the Act. The making of such an order by the Manager is a
reviewable decision.
Where the Manager is not the Client Services Manager, Occupational Disease
Services, the Manager will ensure that the Client Services Manager, Occupational
Disease Services is provided with written notice of any decisions under this section of
this policy.
The designation or recognition of an occupational disease by inclusion in Schedule 1, or
under section 138(2) by regulation of general application, does not preclude its
recognition by order dealing with a specific case if the occupational disease occurred
prior to its designation or recognition by one of the other alternate methods.
Section 138(4) gives the Board substantial flexibility in its designation or recognition of
an occupational disease.
The Board may designate or recognize a disease as being a disease that is peculiar to
or characteristic of a particular process, trade or occupation with respect to future claims
in a broad sense, or it may impose a much more limited designation or recognition by
specifying whatever terms or conditions or limitations it deems appropriate.
Section 138(4) may be used to designate or recognize a disease where the expert
medical and scientific information is insufficient to cause the Board to include it in
Schedule 1 (with the benefit of the rebuttable presumption that the Act provides), but is
sufficient to cause the Board to state for decision-makers (thus establishing an
institutional memory) that there is a recognized possibility that the employment
At this time, the Board does not recognize any diseases under this provision.
BACKGROUND
1. Explanatory Notes
This policy sets out decision-making principles for establishing work causation.
2. The Act
Section 136(1):
(a) as applicable,
Section 137:
(2) If, on or immediately before the date of the disablement, the worker was
employed in a process or industry described in column 2 of Schedule 1
opposite the occupational disease that has resulted in the disablement,
the occupational disease must be presumed to have been due to the
nature of the worker’s employment unless the contrary is proved.
(4) The presumptions in subsections (2) and (3) apply only to a worker who
Section 140:
(1) Subject to subsections (2) and (3), if a worker who is or has been a
firefighter contracts
(c) is first disabled from the disease on or after the following date, as
applicable:
(i) in the case of primary site lung cancer, May 27, 2008;
(iii) in the case of a disease prescribed after March 18, 2009 for
the purposes of subsection (1)(b), the date on which the
regulation took or takes effect, as applicable.
(a) has, in the worker’s lifetime, smoked a combined total of fewer than
365 cigarettes, cigars and pipes, or
(4) The Lieutenant Governor in Council may make regulations for the
purposes of this section, including regulations that
(1) This section applies to a deceased worker who, on the date of the
worker’s death,
(2) If the death was caused by an ailment or impairment of the lungs or heart
of non-traumatic origin, it must be conclusively presumed that the death
resulted from the occupational disease.
POLICY
There are two approaches to establishing work causation: presumptions under the Act,
and non-Scheduled recognition.
A. SCHEDULE 1 PRESUMPTION
The primary significance of Schedule 1 is with its use as a means of establishing work
causation.
The fundamental purpose of Schedule 1 is to avoid the repeated effort of producing and
analyzing medical and other evidence of work-relatedness for a disease where research
has caused the Board to conclude that such disease is specific to a particular process,
agent or condition of employment (see Section C. of Item C4-25.10). Once included in
Schedule 1, it is presumed in individual cases that fit the disease and process/industry
description that the cause was work-related. A claim covered by Schedule 1 can be
accepted even though no specific evidence of work relationship is produced. A review
of the available medical and scientific evidence would establish a likely relationship
between the disease and the employment. The listing in the Schedule avoids the effort
of producing the evidence in every case. Where the research does not clearly relate the
disease to particular employments, the disease is not listed in Schedule 1 and the issue
of work-relatedness must be determined on a case-by-case basis (see Section C.,
below).
If a worker becomes disabled by a disease listed in Schedule 1 but at the relevant time
had not been employed in the process or industry described in the Schedule, the claim
may still be an acceptable one, however no presumption in favour of work-relatedness
would apply. In this event establishing work causation follows the approach covered in
Section C., below.
Inclusion of the words “unless the contrary is proved” in section 137(2) means that the
presumption is rebuttable. Even though the decision-maker need not consider whether
working in the described process or industry is likely to have played a causative role in
giving rise to the occupational disease, the decision-maker must still consider whether
there is evidence which rebuts or refutes the presumption of work-relatedness.
The standard of proof to be applied in determining whether the presumption has been
rebutted is proof on a balance of probabilities. Balance of probabilities means “more
likely than not.” If the evidence is more heavily weighted in favour of a conclusion that it
was something other than the employment that caused the disease, then the contrary
will be considered to have been proved and the presumption is rebutted. The
presumption is not rebutted because there is a lack of evidence to support work
causation. The gathering and weighing of evidence generally is covered in policy
items #97.00 through #97.70.
Difficulties may arise in determining whether the worker was employed in the process or
industry described in column 2 of the Schedule. This often arises because of the use of
such words as “excessive” or “prolonged”. While the Board would like to define more
precisely the amount and duration of exposure required instead of using these words, it
is usually not possible. The exact amounts will often vary according to the particular
circumstances of the work place and the worker, or may not be quantified with sufficient
precision by the available research. However, while such words are of uncertain
meaning, there is valid reason for inserting them. Individual judgment must be
exercised in each case to determine their meaning, having regard to the medical and
other evidence available as to what is a reasonable amount or duration of exposure.
In all these situations, the decision on whether the disease is due to the nature of any
employment in which the worker was employed, is determined on the merits and justice
of the claim without the benefit of any presumption. The same is true if for any other
reason the requirements of section 137 are not met.
The Board will conduct a detailed investigation of the worker’s circumstances including
information about the worker, the worker’s diagnosed condition, and the worker’s
workplace activities. The Board is seeking to gather evidence to establish whether the
worker’s employment was of causative significance in producing the disease. The
gathering and weighing of evidence generally is covered in policy items #97.00 through
#97.70. The Board gathers the relevant evidence and determines whether it is
sufficiently complete and reliable to arrive at a sound conclusion with confidence. If not,
the Board considers what other evidence might be obtained, and must take the initiative
in seeking further evidence. Although the nature of the evidence to be obtained and the
weight to be attached to it is entirely in the hands of the Board, to be sufficiently
complete the Board should obtain evidence from both the worker and the employer,
particularly if the Board is concerned about the accuracy of some of the evidence
obtained.
(1) The Board may consider all questions of fact and law arising in a case, but
the Board is not bound by legal precedent.
(2) The Board must make its decision based on the merits and justice of the
case, but in doing this the Board must apply the policies of the board of
directors that are applicable in that case.
If the evidence before the Board does not support a finding that the disease is due to
the nature of the worker’s employment, the Board’s only possible decision is to deny the
claim.
It often happens that disability results from the natural aging process. At times the pace
of the process and each aspect of it can be influenced by environmental circumstances
and activity. Work, leisure activities, genetic factors, air purity, diet, medical care,
personal hygiene, personal relations and psychological make-up are all factors that may
influence the pace of many kinds of natural degeneration. Where the degeneration is of
a kind that affects the population at large, it is difficult for the Board to attempt a
measurement of the significance of each occupation on each kind of degeneration. It is
also difficult to determine whether a particular occupation had any significant effect in
advancing the pace of degeneration compared with other occupations, or compared
with a life of leisure. Where a degenerative process or condition is of a kind that affects
the population at large, it will not be designated or recognized by the Board as an
occupational disease unless employment causation can be established.
If a worker has a kind of bodily deterioration that affects the population at large, it is not
compensable simply because of a possibility that work may be one of the range of
variables influencing the pace of that degeneration. For the disability to be
compensable, the worker’s employment must have been of causative significance. The
evidence must establish it is “at least as likely as not” that the work activity brought
about an occupational disease that would not otherwise have occurred, or that the work
activity significantly advanced the development of a disability that would otherwise not
have occurred until later.
For example, osteoarthritis in the spine, rheumatoid arthritis, and degenerative disc
disease have not been designated or recognized as occupational diseases under
sections 138(1), (2), or (4) of the Act (Sections C., D. and F. of Item C4-25.10).
Where a worker has a pre-existing disease which is aggravated by work activities to the
point where the disease disables the worker, and where such pre-existing disease
would not have been disabling in the absence of that work activity, the Board will accept
that it was the work activity that disables the worker and pay compensation. Evidence
that the pre-existing disease has been significantly accelerated, activated, or advanced
more quickly than would have occurred in the absence of the work activity, is
confirmation that a compensable aggravation has resulted from the work.
This must be distinguished from the situation where work activities have the effect of
drawing to the attention of the worker the existence of the pre-existing disease without
significantly affecting the course of such disease. For example, a worker who
experiences hand or arm pain due to an arthritis condition affecting that limb will not be
entitled to compensation simply because the worker experiences pain in that limb from
performing employment activities. Similarly, a worker with a history of intermittent pain
and numbness in a hand/wrist due to a pre-existing median nerve entrapment (carpal
tunnel syndrome) will not be entitled to compensation just because the worker’s work
activities also produce the same symptoms. To be compensable as a work-related
aggravation of a disease, the evidence must establish that the employment activated or
accelerated the pre-existing disease to the point of disabling the worker from earning full
wages in circumstances where such disability would not have occurred but for the
employment.
Where the pre-existing disease was compensable, the Board must decide if the
aggravation should be treated as a new claim or as a reopening of an earlier claim.
BACKGROUND
1. Explanatory Notes
This policy sets out the legislative requirement that the worker be disabled from earning
full wages at work.
2. The Act
(a) as applicable,
...
Section 143:
(1) This section applies to a deceased worker who, on the date of the
worker’s death,
(2) If the death was caused by an ailment or impairment of the lungs or heart
of non-traumatic origin, it must be conclusively presumed that the death
resulted from the occupational disease.
POLICY
No compensation other than health care benefits are provided to a worker who has an
occupational disease (with the exception of silicosis, asbestosis, or pneumoconiosis,
and claims for hearing loss to which section 145 of the Act apply) unless that
occupational disease “disables the worker from earning full wages at the work at which
the worker was employed”. No compensation is payable in respect of a deceased
worker unless the worker’s death was caused by an occupational disease (or is
presumed to have resulted from an occupational disease under section 143 of the Act).
Health care benefits may be provided for a worker who has an occupational disease
even though the worker is not disabled from earning full wages at the work at which the
worker was employed.
There is no definition of “disability” in the Act. The phrase “that disables the worker from
earning full wages at the work at which the worker was employed” refers to the work at
which the worker was regularly employed on the date the worker was disabled by the
occupational disease. This means that for compensation beyond health care benefits to
be paid there must be some loss of earnings from such regular employment as a result
of the disabling effects of the disease, and not just an impairment of function. For
example, disablement for the purposes of section 136(1) may result from:
an absence from work in order to recover from the disabling effects of the
disease;
an inability to work full hours at such regular employment due to the disabling
effects of the disease;
the need to change jobs due to the disabling effects of the employment.
A worker who must take time off from the worker’s usual employment to attend medical
appointments is not considered disabled by virtue of that fact alone. However, the
Board may pay a subsistence allowance for income loss to such a worker (see
Item C10-83.10).
A change of employment or lay-off from work for the purpose of precluding the onset of
a disability does not amount to a disability for this purpose.
For time limits with respect to occupational disease claims see Section B. of
Item C4-26.00.
BACKGROUND
1. Explanatory Notes
This policy sets out the decision-making principles for determining the “date of injury” for
occupational disease.
2. The Act
(a) as applicable,
(2) For the purposes of subsection (1), the date of disablement must be
treated as the occurrence of the injury.
...
Section 151:
(4) The Board may pay the compensation provided under this Part [Part 4 –
Compensation to Workers and Their Dependants] if
(c) the application is filed within 3 years after the date referred to in
subsection (3).
(5) The Board may pay the compensation provided under this Part [Part 4 –
Compensation to Workers and Their Dependants] for the period beginning
on the date the Board receives an application for compensation if
(c) the application is filed more than 3 years after the date referred to
in subsection (3).
Section 152:
(1) The Board may pay the compensation provided under this Part [Part 4 –
Compensation to Workers and Their Dependants] if
(c) the application is filed within 3 years after the date that sufficient
medical or scientific evidence, as determined by the Board, became
available to the Board.
(2) If, since July 1, 1974, the Board considered an application for
compensation under the equivalent of this section or section 151 in
respect of a worker’s death or disablement from occupational disease, the
Board may reconsider the application but must apply subsection (1) of this
section in the reconsideration.
POLICY
A. GENERAL
For the purposes of establishing a wage rate on a claim for occupational disease
(determining the average earnings and earning capacity of the worker at the time of the
injury), the Board considers the date the worker’s occupational disease disables the
worker from earning full wages as the occurrence of the injury. A worker will be
considered disabled for this purpose when the worker is no longer able to perform the
worker’s regular employment duties and as such would in the ordinary course sustain a
loss of earnings as a result. This date may or may not correspond with the date the
worker was first diagnosed with the occupational disease.
The date of the worker’s first seeking treatment by a physician or qualified practitioner
for the occupational disease is used for administrative purposes. For example, this date
will be used where there is no lost earnings. Where the worker’s condition was not at
that time diagnosed as an occupational disease, the relevant date is the date the
occupational disease is first diagnosed. These dates may also, in the absence of
evidence to the contrary, be used as the date of disablement for the purpose of
determining compensation entitlement under sections 151 and 152 of the Act.
A person must apply for compensation for death or disablement due to an occupational
disease within the time limits set out in sections 151 and 152 of the Act. That person
can be the worker or the worker’s dependant(s) if the worker has died. People who
delay in applying for compensation may lose or limit their right to compensation
because the Board can only consider an application on its merits if the requirements of
section 151 are met. One of the purposes of these time limits is to ensure the Board is
given early notice of the claim so that the relevant evidence can be obtained when it is
more readily available.
Under the terms of a predecessor to the current section 152, a claim must be denied if a
person applies to the Board more than one year after the worker’s most recent
disablement or after the worker’s death if:
• the most recent disablement occurred before January 1, 1974 and the
exposure to the cause of the occupational disease in British Columbia did not
continue beyond that date.
The Board may consider paying compensation even though a person applies more than
one year after the death or disablement due to the occupational disease if:
• the worker or dependant applies within three years after the death or
disablement, and
• special circumstances precluded applying within one year.
If special circumstances do not exist, the Board cannot consider the claim, unless it
meets section 152(1), because the application will be out of time (see Section I., below).
A person who applies more than three years after the date of death or disablement due
to the occupational disease might still receive compensation under section 151(5). If
special circumstances precluded applying within one year, the Board may still consider
starting compensation payments from the date the Board received the application.
However, the Board cannot consider compensation payments for periods before that
date, unless the claim meets the requirements of section 152(1).
The Board may consider paying compensation for a death or disablement due to an
occupational disease if all three of the following conditions apply:
1. At the time of the worker’s death or disablement, the Board does not have
sufficient medical or scientific evidence to recognize the disease as an
occupational disease for this worker’s kind of employment (even though
the Board may have recognized it as an occupational disease for other
kinds of employment).
3. The application for compensation is filed within three years after the date
the Board recognized the disease as an occupational disease for the
worker’s kind of employment.
The Board is not precluded from recognizing a disease by order dealing with a specific
case, even if the disease occurs prior to the Board designating or recognizing it under
one of sections 138(1), 138(2), or 138(4) (see Item C4-25.00, Section E.).
If, after July 1, 1974, and before August 26, 1994, the Board has considered an
application for compensation in respect of a worker’s death or disablement from
occupational disease, and has determined that all or part of the claim cannot be paid
because of the wording of former section 55 then in effect, the Board may now under
section 152(2) reconsider the claim and pay compensation for those periods previously
denied if it meets the requirements of section 152(1).
For example, in the 1970s sufficient medical or scientific evidence was not available for
the Board to recognize an association between exposure to coal tar pitch volatiles in
aluminum smelters and an excess risk of bladder cancer. It was not until the late 1980s
that sufficient evidence became available for the Board to recognize such an
association. (However, the Board had earlier recognized that there was an association
On March 13, 1989, the Board issued a policy directive recognizing bladder cancer as
an occupational disease for workers employed in aluminum smelting, dependent on the
concentration and length of exposure to coal tar pitch volatiles.
Section 152(1) allows the Board to consider the payment of compensation for any
worker disabled by bladder cancer who was exposed to sufficient doses of coal tar pitch
volatiles while employed in the aluminum smelting industry if:
Section 152(2) allows the Board to reconsider any claims for bladder cancer that meet
the requirements of section 152(1) and to pay compensation for any periods previously
denied because of the wording of the earlier former section 55 in effect since
July 1, 1974. The language of section 152 came into effect on August 26, 1994. If a
claim for bladder cancer is filed after March 13, 1992, then the requirements of
sections 151(3), (4), or (5) must be met before compensation can be paid.
As stated in policy item #93.22, even though special circumstances may have precluded
the filing of the application within one year, the Board has discretion under section 151
whether or not to pay compensation. In exercising that discretion, the Board considers
whether the time elapsed since the death or disability due to the occupational disease
has prejudiced its ability to investigate the merits of the claim, including determining
whether the worker was disabled from earning full wages at the work at which the
worker was employed.
• medical records about the worker’s state of health at relevant times (cause of
death in the case of a deceased worker)
• evidence from co-workers or others who may know about the worker’s
employment activities.
A request for review by the Review Division can be made on a Board decision not to
pay compensation.
Where a worker has experienced more than one period of disablement from the
occupational disease for which the worker intends to claim, then each period of
disablement will have to be individually considered to determine if the requirements of
section 151 are met with respect to that period.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 134(1):
If, in an industry within the scope of the compensation provisions, personal injury
or death arising out of and in the course of a worker’s employment is caused to
the worker, compensation as provided under this Part must be paid by the Board
out of the accident fund.
(a) as applicable,
(2) For the purposes of subsection (1), the date of disablement must be
treated as the occurrence of the injury.
POLICY
A. DEFINITION OF ASTD
The terms “cumulative trauma disorder”, “repetitive strain injury”, “repetitive motion
disorder”, “occupational overuse syndrome”, “occupational cerviobrachial disorder”,
“hand/arm vibration syndrome”, “work-related musculoskeletal disorder”, and others, are
broad collective terms used to describe a diverse group of soft tissue disorders which
may or may not be caused or aggravated by employment activities. Each of these
collective terms can be misleading. They may imply the presence of “repetition” or
“trauma” or “motion” or “work-relatedness” where in fact the cause of the disorder may
be due in whole or in part to other factors that are not work-related.
The common elements of the disorders included in these collective terms are:
The Board uses the term ASTDs to describe this group of disorders of the limbs which
may or may not be caused or aggravated by employment activities.
The following policies deal with the compensability of ASTDs affecting the limbs, and
specifically ASTDs that are recognized as occupational diseases in Schedule 1 (see
Section C. of Item C4-25.10) or by regulation (see Section D. of Item C4-25.10).
The Board will adjudicate a claim made by a worker under both section 134 and
section 136 of the Act, and in accordance with the policies found in Chapter 3 and
Chapter 4, where either:
there is an unclear ASTD diagnosis and the evidence indicates the condition may
be either an injury or a disease; or
there is a clear ASTD diagnosis but the evidence indicates the condition may be
either an injury or a disease.
The majority of the ASTDs discussed in this section can be classified as nerve
entrapments or tendinopathies. A nerve entrapment occurs when nerve function is
affected by mechanical anatomical factors that compress the nerve, such as, tight
muscles or tendons, lesions, bony irregularities or swelling.
RE: Establishing Work Causation for ASTDs of the Limbs ITEM: C4-27.10
BACKGROUND
1. Explanatory Notes
This policy provides guidance for establishing work causation for ASTDs of the limbs.
2. The Act
(a) as applicable,
...
Section 137(2):
If, on or immediately before the date of the disablement, the worker was
employed in a process or industry described in column 2 of Schedule 1 opposite
the occupational disease that has resulted in the disablement, the occupational
disease must be presumed to have been due to the nature of the worker’s
employment unless the contrary is proved.
...
POLICY
When the strength of association between a process or industry and a specific ASTD is
strong, the Board may include it in Schedule 1, with the benefit of the rebuttable
presumption provided for in section 137 of the Act.
For ASTDs that are not included in Schedule 1, the Board may, by order under
section 138(3) of the Act, designate or recognize an ASTD as an occupational disease
in a specific case by assessing work causation under section 136(1) of the Act based on
the circumstances of the individual case, with consideration of risk factors set out in
policy, and the current medical/scientific evidence. The Board makes its decisions
based on the merits and justice of the case, but in doing this the Board applies the
applicable Board policies.
whether there is evidence of ASTD onset in those who perform the same type of
employment or non-employment activities as the worker;
the potential combined effect of activities in more than one employment; and
whether the worker has pre-existing injuries, diseases or other conditions that
may be associated with the onset of the ASTD at issue, and the cause of such
conditions.
some ASTDs may develop over hours while others develop over years;
two or more ASTDs may exist simultaneously; a second ASTD may occur as the
result of adjusting to, or compensating for, the first;
some people are more susceptible to the development of ASTDs than others;
and
ASTDs are often caused by exposure to a combination of risk factors, rather than
just one risk factor.
Risk factors may act directly in causing an ASTD or they may act indirectly by creating
the conditions that may lead to an ASTD. Risk factors are not equal nor can they be
consistently ranked in order of importance. Their relative importance will vary with the
circumstances of each claim. Individual judgment is exercised in each case to
determine the weight to be given to each risk factor having regard to the available
evidence.
cold temperature: cold may have direct damaging effects on the tissue through
vascular constriction and other mechanisms;
force: the physical effort a worker must exert to perform a particular movement
or activity;
grip type: the posture of the hand required for a worker to grasp an object to
perform a particular movement or activity. Different types of grips require the
application of different force levels;
local contact stresses: the results from physical pressure between body tissues
and objects in the work environment such as tools, machinery, and products;
posture: refers to postures that are awkward. Postures are awkward when joints
are held at or near the end of range of motion or muscle tension is required to
hold the posture without movement;
repetition: the cyclical use of the same body tissues either as a repeated motion
or as a repeated muscular effort without movement. Consideration is given to
the:
o work cycle;
o work period; and
o work-recovery (rest) cycle;
static load: sustain a given level of muscle force/exertion for a duration of time,
against gravity or against some other external force;
task variability: the degree to which the task remains unchanged thus causing
loading of the same tissues in the same way;
work cycle: an exertion period and a recovery (or smaller exertion) period
necessary to complete one sequence of a task, before the sequence is repeated;
and
This is not an exhaustive list, and relevant factors not listed in policy may also be
considered.
the muscle groups, tendons and joints involved in performing the worker’s
employment activities; and
whether there is a biologically plausible connection between the employment
activities and the development of the ASTD.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 1, in part:
...
(a) as applicable,
...
Section 137:
(2) If, on or immediately before the date of the disablement, the worker was
employed in a process or industry described in column 2 of Schedule 1
opposite the occupational disease that has resulted in the disablement,
Schedule 1:
See Appendix 2.
POLICY
The general application of the Schedule 1 presumption for establishing work causation
is discussed in Section A. of Item C4-25.20.
A. HAND-WRIST TENDINOPATHY
Where there is use of the affected tendon or tendons to perform a task or series of
tasks that involve any 2 of the following and where such activity represents a
significant component of the employment:
(a) frequently repeated motions or muscle contractions that place strain on the
affected tendon or tendons;
(b) significant flexion, extension, ulnar deviation or radial deviation of the affected
hand or wrist;
(c) forceful exertion of the muscles used in handling or moving tools or other
objects with the affected hand or wrist.
i. Frequently Repeated
Generally, tasks that place strain on the affected tendon or tendons, and that are
considered to involve “frequently repeated motions or muscle contractions” are
repeated:
with at least 50 percent of the work cycle spent performing the same motions or
muscle contractions, and less than 50 percent of the work cycle time for the
affected muscle/tendon groups to return to a relaxed or resting state.
For tasks that involve shorter work cycle frequencies or greater periods of rest and
recovery time than referred to above, the Board may not consider a worker who has
hand-wrist tendinopathy to be employed in the process or industry described in
column 2 of Schedule 1. In these cases, there is no presumption of work causation, but
the Board assesses whether a worker was performing “frequently repeated motions or
muscle contractions” in the context of each individual case, and applies Section E. of
this policy.
In item 14(1) of Schedule 1, the words “significant flexion, extension, ulnar deviation or
radial deviation of the affected hand or wrist” mean:
moving (or holding) the hand or wrist in greater than 25 degrees of flexion from
anatomical neutral (0 degrees);
moving (or holding) the hand or wrist in greater than 25 degrees of extension
from functional neutral (20 degrees from anatomical neutral);
moving (or holding) the hand or wrist in greater than 10 degrees of ulnar
deviation; or
moving (or holding) the hand or wrist in greater than 10 degrees of radial
deviation.
In item 14(1) of Schedule 1, the words “forceful exertion of the muscles used in handling
or moving tools or other objects with the affected hand or wrist” mean that the muscles
and tendons that are used are loaded to a significant proportion of the maximum
mechanical limit of those tissues. This limit varies depending on factors such as the
size, strength, and fitness level of the individual performing the work.
In determining whether the worker has been engaged in “forceful exertion” of the
muscles utilized, the Board considers the following, including but not limited to:
the manner in which the tool or work object is moved (e.g., pushed, pulled,
carried, lifted, lowered, gripped, pinched, etc.);
the speed at which the tool or work object is moved (extra force may be needed
to start or stop moving objects);
the amount of friction that exists between the tool or work object and the worker’s
hand (slippery tools may require greater force to grip) or between the tool or work
object and other surfaces (greater force may be required to overcome that
friction);
whether tools or work objects are handled using a pinch grip or a power grip
(pinch grips exert more force on the tendons of the thumb and fingers);
whether sustained force must be applied (after an initial force is applied); and
whether the tool or work object is vibrating (greater force may be required to
control a vibrating object).
Other evidence may be relevant to determining whether there was “forceful exertion” in
the context of each individual case.
In item 14(1) of Schedule 1, the words “where such activity represents a significant
component of the employment” mean that the worker has been exposed to the
processes described in paragraphs (a), (b), and (c) of item 14(1) for sufficiently long that
it is biologically plausible that the hand-wrist tendinopathy resulted from the employment
activities.
For claims that do not meet the descriptions contained in item 14(1) of Schedule 1,
there is no presumption of work causation, but the Board determines on the evidence
whether the hand-wrist tendinopathy was due to the nature of the employment under
section 136(1) of the Act (Section E. of this policy).
Schedule 1 lists “shoulder bursitis” (Schedule 1 item 13(2)) and “shoulder tendinopathy”
(Schedule 1 item 14(2)) as occupational diseases. Schedule 1 provides a rebuttable
presumption that shoulder tendinopathy and shoulder bursitis are due to the nature of
employment where a worker was employed in a process or industry:
The Board applies the following guiding principles when interpreting the descriptions
used in Schedule 1 in connection with shoulder bursitis (Schedule 1 item 13(2)) and
shoulder tendinopathy (Schedule 1 item 14(2)).
the frequency of the work cycle for the tasks being performed (how often there is
abduction or flexion of the shoulder joint greater than 60º);
the amount of time between work cycles that the affected muscle/tendon groups
of the shoulder have to return to a relaxed or resting state;
whether other activities are performed between work cycles that require motions
or muscle contractions that affect the ability of the affected muscle/tendon groups
of the shoulder to return to a relaxed or resting state, and if so whether such
activities are repetitive in nature.
with at least 50 percent of the work cycle spent in abduction or flexion and where
the muscle/tendon groups of that shoulder have less than 50 percent of the work
cycle time to return to a relaxed or resting state.
For tasks that involve less frequent repetition or greater periods of rest and recovery
time than referred to above, the Board may not consider a worker who has shoulder
bursitis or shoulder tendinopathy to be employed in the process or industry described in
column 2 of Schedule 1. In these cases, there is no presumption of work causation, but
the Board assesses whether the worker was performing “frequently repeated or
sustained abduction or flexion of the shoulder joint greater than 60º” in the context of
each individual case, and applies Section E. of this policy.
In items 13(2) and 14(2) of Schedule 1, the words “sustained abduction or flexion of the
shoulder joint” mean that the shoulder joint is held in a static position of abduction or
flexion greater than 60º. The greatest pressure is placed on the shoulder bursa when
there is between 60º and 120º of abduction or flexion (0º being when the arm is straight
down by the side of the torso). The longer the shoulder joint is held in such a static
position during the work cycle, and the less time the affected muscle/tendon groups of
the shoulder have to return to a relaxed or resting state, the more one is able to
conclude that the employment involves “sustained abduction or flexion of the shoulder
joint”.
Conversely, the less time the shoulder joint is held in such a static position during the
work cycle, and the more time that the affected muscle/tendon groups of the shoulder
have to return to a relaxed or resting state, the less one is able to conclude that the
employment involves “sustained abduction or flexion of the shoulder joint”.
In items 13(2) and 14(2) of Schedule 1, the words “where such activity represents a
significant component of the employment” mean that the worker has been performing
work activities involving the described use of the shoulder joint for sufficiently long that it
is biologically plausible that the inflammation or degeneration affecting the shoulder has
resulted from the employment activities.
Employment activities that involve minimal or trivial use of the shoulder joint do not
amount to “a significant component of the employment”.
For claims that do not meet the descriptions contained in items 13(2) or 14(2) of
Schedule 1, there is no presumption of work causation, but the Board determines on the
evidence whether the shoulder bursitis or shoulder tendinopathy was due to the nature
of the employment under section 136(1) of the Act (see Section E. of this policy).
C. KNEE BURSITIS
Where
In item 13(1) of Schedule 1, the words “significant periods of kneeling” mean kneeling
for a period of time that is sufficiently long that it is biologically plausible that bursitis
resulted from the employment activities.
Employment activities that involve minimal or trivial periods of kneeling do not amount to
a “significant period of kneeling”.
For claims that do not meet the descriptions contained in item 13(1) of Schedule 1,
there is no presumption of work causation, but the Board determines on the evidence
whether the knee bursitis was due to the nature of the employment under section 136(1)
of the Act (Section E. of this policy).
Where there has been at least 1000 hours of exposure to tools or equipment that
causes the transfer of significant vibration to the hand or arm of the worker.
The Board applies the following guiding principles when interpreting the descriptions
used in Schedule 1 in connection with HAVS.
i. Dose
Dose is the most important risk factor in the development of HAVS. It is a function of
both the level or intensity of the vibration and the duration of that vibration. It is
generally considered that frequencies in the range of 5 to 1500 cycles per second can
be hazardous. Intensity is usually measured by the level of acceleration of the vibrating
tool (the time rate of change of the speed of the vibrating object measured in metres per
second per second, or m/sec2). The greater the dose of vibration (the greater the
acceleration of the vibrating tool and/or the greater the cumulative hours of exposure to
the vibration) the lower is the latency period measured from the time of first exposure to
the vibration and the onset of symptoms of HAVS.
In order for the presumption to apply in the case of HAVS, there must have been at
least 1000 hours of exposure. For claims that do not meet the descriptions contained in
item 17 of Schedule 1, there is no presumption of work causation. It should be noted,
however, that the condition could occur with exposures less than 1000 hours if the
intensity of the exposure is significant. The Board determines on the evidence whether
the HAVS was due to the nature of the employment under section 136(1) of the Act in
the context of each individual case, and applies Section E. of this policy, below. Such
cases are considered on their own merits.
Continuous exposure to vibration may increase the risk of developing HAVS when
compared to exposure to vibration which is interrupted by rest periods (e.g. 10 minutes
of rest during each hour of exposure).
The greater the grip force used to grasp the vibrating tool or equipment, the more
efficient is the transfer of vibration energy to the hand or arm of the worker and the
greater the risk that physiologic changes will occur. For some tools the greater the
intensity of the vibration, the greater will be the grip force required to control the tool.
Anti-vibration gloves may absorb some of the higher frequencies (above 500 cycles per
second) and allow workers to maintain hand temperatures and to prevent calluses.
Conventional glove designs do little to absorb frequencies below 500 cycles per second.
Some of these gloves may actually amplify lower frequencies.
In order to conclude that a worker suffers from HAVS, the Board must first determine
that the worker does not suffer from primary Raynaud’s disease (which is a recognized
clinical entity that has no known cause) or from other non-vibration induced causes of
secondary Raynaud’s phenomenon. These include, but are not limited to, collagen
vascular disease, peripheral vascular disease, or peripheral neuropathies such as
carpal tunnel syndrome. The presence or absence of these conditions should be
commented upon by the physician who has assessed the worker.
For claims that do not meet the descriptions contained in item 17 of Schedule 1, there is
no presumption of work causation, but the Board determines on the evidence whether
the HAVS was due to the nature of the employment under section 136(1) of the Act (see
Section E. of this policy).
If a worker has an ASTD listed in Schedule 1, but the worker was not employed in the
process or industry described opposite to the disease in column 2 of Schedule 1, there
is no presumption of work causation. In these cases, the Board determines on the
evidence whether the occupational disease was due to the nature of the employment
under section 136(1) of the Act (see policy in Section C. of Item C4-25.20).
Even if the requirements of column 2 of Schedule 1 are not met, Schedule 1 may still
provide some guidance on the type of risk factors that may be considered in
establishing work causation of the occupational disease in question. However, the
requirements of column 2 of Schedule 1 are not the only matters to be considered. It is
only where the presumption applies that it may be unnecessary to consider such other
matters because work causation will already have been established.
The compensability of a claim for an ASTD listed in Schedule 1 where the presumption
does not apply depends on whether or not the employment activities (the employment-
related exposure to risk factors) played a significant role in producing the ASTD. The
employment-related exposure need not be the sole or even the predominant cause; it
simply needs to have been of causative significance.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 136(1):
(a) as applicable,
Section 138(2):
POLICY
Disablement by vibrations;
Plantar Fasciitis;
A. EPICONDYLOPATHY
The Board recognizes that where the worker was performing frequent, repetitive,
forceful and unaccustomed, employment-related movements (including forceful grip) of
the wrist that are reasonably capable of stressing the inflamed tissues of the arm
affected by epicondylopathy, and in the absence of evidence suggesting a non work-
related cause for the worker’s epicondylopathy condition, a strong likelihood of work
causation will exist. These factors are not preconditions to the acceptance of a claim for
epicondylopathy nor are they the only factors that may be relevant. For example, lateral
epicondylopathy has been shown to occur in tennis players (some studies showing a
strong causative association) who are well accustomed to the motions and forces
involved. The issue to be determined in any individual claim is whether the evidence
leads to a conclusion that the epicondylopathy is due to the nature of the worker’s
employment.
Some theories suggest that repetitive stretching or compression of the median nerve in
the carpal tunnel results in inflammation of the tissue. This may lead to tissue scarring
and a reduction of the size of the carpal canal resulting in compression of the nerve.
Ischemia (restriction of blood flow) may also play a role in causing carpal tunnel
syndrome. A gradual thickening of the transverse carpal ligament, which may occur
spontaneously with aging, has also been suggested as a possible mechanism.
The Board recognizes that where the worker was performing frequent, repetitive and
forceful, employment-related movements of the hand/wrist, including gripping,
(particularly if unaccustomed) that are reasonably capable of stressing the tissues of the
hand/arm affected by carpal tunnel syndrome, and in the absence of evidence
suggesting a non-work-related cause for the worker’s condition, a strong likelihood of
work causation will exist. These factors are not preconditions to the acceptance of a
claim for carpal tunnel syndrome nor are they the only factors that may be relevant.
The Board also considers whether the condition is bilateral (involving both wrists) and
whether both wrists became symptomatic at the same or different times, in light of the
degree to which each hand/wrist is utilized in carrying out the employment activities. As
both hands may not perform identical activities and are therefore subject to different risk
factors, a work-related carpal tunnel syndrome may be more likely to be unilateral.
Carpal tunnel syndrome due to systemic illness is more likely to be bilateral. The Board
also considers whether the symptoms of carpal tunnel syndrome improve with rest
(stopping work) or whether they continue to progress or worsen. The latter may
suggest a non-work-related cause.
Cubital tunnel syndrome, radial tunnel syndrome, thoracic outlet syndrome, and the
tendinopathy stenosing tenosynovitis (trigger finger) are each recognized as an
occupational disease by regulation under section 138(2) of the Act.
Cubital tunnel syndrome is a nerve entrapment in the upper limb and is caused by
pressure on or stretching of the ulnar nerve near the elbow at the cubital tunnel.
Thoracic outlet syndrome is the compression of the nerves and/or vessels, in the
thoracic outlet region, by the anatomical structures in the area (bone, muscle, and
connective tissues). The thoracic outlet is the area above the first rib and behind the
clavicle.
As the medical/scientific evidence does not clearly relate any of these conditions to any
particular process or industry, the Board assesses work causation in the context of each
individual case based on consideration of all relevant risk factors.
This condition is due to repeated blunt trauma to the ulnar border of the affected hand.
It will often occur in workers who use their bare hand as a hammer in order to strike or
pound hard objects. The area of the hand where contact is made is usually the
As the medical/scientific evidence does not clearly relate hypothenar hammer syndrome
to any particular process or industry, the Board assesses work causation of hypothenar
hammer syndrome in the context of each individual case based on consideration of all
relevant risk factors.
E. PLANTAR FASCIITIS
Plantar fasciitis is the name given to non-specific inflammation of the plantar fascia (a
sheet of fibrous tissue on the plantar surface of the foot). The inflammation most
commonly occurs in the heel (origin of the plantar fascia, at the calcaneus) and arch
areas of the foot.
The Board generally accepts that plantar fasciitis can be related to significant unusual
strain placed on the plantar fascia. Similarly, the Board generally considers that
workers are at an increased risk for developing plantar fasciitis when they are exposed
to direct trauma to the bottom of the foot through an accident, or when there is a
significant unaccustomed physical strain or impact to the bottom of the foot. The Board
defines the force, impact, or unusual strain to the bottom of the foot through an analysis
of work activities.
As the medical/scientific evidence does not clearly relate plantar fasciitis to any
particular process or industry, the Board assesses work causation in the context of each
individual case based on consideration of all relevant risk factors.
BACKGROUND
1. Explanatory Notes
This policy provides guidance for adjudicating ASTDs recognized by order in a specific
case.
2. The Act
Section 1, in part:
...
Section 138(3):
POLICY
The Board considers a claim of this nature on its own merits under section 138(3) of the
Act, even though a clinical entity familiar to the Board has not been diagnosed. The
matters referred to in Section E. of Item C4-25.10 would apply to such a claim. The
Board should, however, make whatever inquiries it considers appropriate in the context
of the claim to determine whether the worker in fact has one or more of the disorders
referred to in the policy of Item C4-27.20 or C4-27.30. The Board does this particularly
when the symptoms cannot be categorized into a disease entity or syndrome, or when
the diagnosis provided is a general one such as “repetitive strain injury”, “cumulative
trauma disorder”, “overuse syndrome”, “occupational cerviobrachial syndrome”, or the
like.
BACKGROUND
1. Explanatory Notes
2. The Act
(a) as applicable,
(2) For the purposes of subsection (1), the date of disablement must be
treated as the occurrence of the injury.
...
Section 137(2):
If, on or immediately before the date of the disablement, the worker was
employed in a process or industry described in column 2 of Schedule 1 opposite
the occupational disease that has resulted in the disablement, the occupational
disease must be presumed to have been due to the nature of the worker’s
employment unless the contrary is proved.
(a) add to or delete from Schedule 1 of this Act a disease that, in the
opinion of the Board, is an occupational disease;
(c) set terms, conditions and limitations for the purposes of paragraphs
(a) and (b) of this subsection.
POLICY
The general application of the Schedule 1 presumption for establishing work causation
is discussed in Section A. of Item C4-25.20 such that the worker must be employed in
the process or industry described in column 2 of the Schedule.
1. The nature of the employment created for the worker a risk of contracting
a kind of disease to which the public at large is not normally exposed; or
2. The nature of the employment created for the worker a risk of contracting
the disease significantly greater than the ordinary exposure risk of the
public at large. In this category, it would not be sufficient to show only that
the worker meets more people than workers in other occupations, but it
would be significant to show that in the particular employment the worker
meets a much larger proportion of people with the particular disease than
is found in the population at large.
Example 2 — Suppose there are three cases of meningitis reported in the community.
Victim 1 is a tourist from abroad. Victim 2 is a nurse who was engaged in the treatment
of Victim 1. Victim 3 is a nurse who was working closely with Victim 2. Here the
employment involved a risk of contracting a disease of a kind to which the public at
large are not exposed, and the contracting of the disease by Victims 2 and 3 was due to
the nature of their employment.
i. Scabies
Claims for scabies will be accepted if the following three conditions are met:
2. There is satisfactory evidence the worker has had contact with an infected
patient, resident or co-worker at the place of employment and the
condition has occurred within a reasonable period of time following such
contact (measured against the known incubation period for scabies).
Evidence that there were persons in the place of employment known to
have scabies is sufficient for this purpose if the worker would normally
have direct contact with such persons in the performance of employment
duties.
If any of the three conditions have not been met, the evidence is unlikely to support a
finding that the worker has scabies due to the nature of the worker’s employment.
A worker may contract a contagious disease at work that the Board has not recognized
as an occupational disease by inclusion in Schedule 1 or by regulation. The worker is
not entitled to compensation simply because the worker contracted the disease while at
work. The Board applies the policy in Section E. of Item C4-25.10 to recognize or
designate the contagious disease as an occupational disease. The Board applies the
principles set out above in Section B. of this policy to determine if the disability is
compensable.
Example 1 — Suppose the disease is one of a low order of contagiousness, and one
that does not normally spread through the public at large, but which can be contagious
when there is exceptionally close contact, such as may come from two workers
constantly holding materials together, or sharing the same room. If, in this situation, a
worker catches the disease from a fellow worker, from the employer, or from a client of
the employer, with whom the worker has been placed in exceptionally close proximity, it
may well be concluded that the disease is due to the nature of the employment. For
example, where two workers share sleeping quarters on board a ship, and one
contracts tuberculosis (which is also recognized by regulation as an occupational
disease) from the other, the worker who contracted tuberculosis from the shipmate may
be compensated.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 136:
(a) as applicable,
(2) For the purposes of subsection (1), the date of disablement must be
treated as the occurrence of the injury.
(3) A health care benefit may be provided for a worker who has an
occupational disease referred to in subsection (1)(b) even though the
worker is not disabled from earning full wages at the work at which the
worker was employed.
(2) If, on or immediately before the date of the disablement, the worker was
employed in a process or industry described in column 2 of Schedule 1
opposite the occupational disease that has resulted in the disablement,
the occupational disease must be presumed to have been due to the
nature of the worker’s employment unless the contrary is proved.
Section 138(2):
Schedule 1:
See Appendix 2.
POLICY
A. ASTHMA
(c) the dusts, fumes or vapours of other chemicals or organic material known
to cause asthma.”
i. Evidence of Exposure
There are many substances which are either known to cause asthma in a previously
healthy individual, or to aggravate or activate an asthmatic reaction in an individual with
a pre-existing asthma condition. The significance of occupational exposures to these
substances may be complicated by evidence that the worker is exposed to such
substances in both employment and non-employment settings. In the investigation of
the claim, the Board seeks evidence of whether the worker is exposed to any sensitizing
Where workplace exposures have caused the worker to develop asthma (either
allergic or irritant-induced) and the worker’s acute symptoms do not entirely
resolve, so that the worker is left with a permanent impairment of the respiratory
system, permanent disability benefits may be made with reference to the asthma
tables in the Permanent Disability Evaluation Schedule (See Appendix 3).
A significant underlying allergy or sensitivity is one where the worker reacts with
asthmatic symptoms when exposed to a workplace sensitizing agent. This is
indicated by increased bronchial reactivity and/or a significant change in peak
flow when the worker returns to the workplace under conditions that do not
expose the worker to excessive (i.e. irritant) levels of the sensitizing agent or
other known respiratory irritants.
There are many agents used in industry and commerce in British Columbia that have
irritating or inflammatory properties, and which in sufficient concentrations can produce
respiratory symptoms if inhaled. Symptoms associated with the inhalation of such
substances can vary from mild transient symptoms (such as a mild burning sensation
affecting the eyes, nose and throat) to significant symptoms throughout the respiratory
tract (such as dyspnea and respiratory distress). Significant exposure to some
substances may result in persistent respiratory symptoms.
Onset of symptoms can occur within a few minutes or several hours of the exposure,
depending on the substance. For the presumption in section 137 of the Act to apply,
the symptoms must appear within 48 hours of the exposure, unless the exposure is to
nitrogen dioxide or phosgene, in which case the onset of symptoms must occur within
72 hours.
A claim for compensation made by a worker who has developed persistent or chronic
respiratory symptoms considered to be due to exposure to a substance with irritating or
inflammatory properties, must be considered on its own individual merits without the
benefit of a presumption in favour of work causation (unless the claim meets the
requirements of one of the other items of Schedule 1). This includes claims for chronic
bronchitis, emphysema, chronic obstructive pulmonary disease, obliterative
bronchiolitis, reactive airways dysfunction syndrome (RADS), chronic rhinitis, and
conditions considered to be due to exposure to tobacco smoke. The same is true of a
claim made by a worker with acute respiratory symptoms where the requirements of
section 137 of the Act are not met (see policy in Section C. of Item C4-25.20). Where a
worker who develops an acute reaction to a substance with irritating or inflammatory
properties subsequently develops a persistent or chronic respiratory condition, a
decision will be made based on the merits and justice of that claim on whether the
chronic condition is a compensable consequence of the acute reaction.
A claim made by a worker who has inhaled a vapour or gas which was at a temperature
high enough to cause thermal injury (such as inhaling steam) will be treated as a claim
for a personal injury and will be adjudicated in accordance with the policies set out in
Chapter 3.
In item 9 of Schedule 1, the words “high concentration” is a recognition that the amount
of the particular substance in the air must be significant for the presumption to apply.
The manner in which an exposed individual will react will depend on the properties of
the substance inhaled (e.g., acidity/alkalinity, chemical reactivity, water solubility,
asphyxiating potential) and the amount inhaled. Individual judgment must be exercised
in each case to determine whether there was a “high concentration” of the particular
substance having regard to the medical and scientific evidence available, including
evidence as to the irritating and/or inflammatory properties of that substance.
The principles set out above do not mean that a worker who has never smoked
cigarettes or has smoked an insignificant amount will automatically be compensated for
any bronchitis and emphysema. Evidence will still have to be produced that the disease
is due to the nature of the employment. The advantage such a worker will have is that a
major non-occupational cause of these diseases will have been eliminated.
BACKGROUND
1. Explanatory Notes
This policy provides guidance for adjudicating pneumoconioses and other specified
diseases of the lung.
2. The Act
Section 1, in part:
...
...
Section 136:
(a) as applicable,
(2) For the purposes of subsection (1), the date of disablement must be
treated as the occurrence of the injury.
(3) A health care benefit may be provided for a worker who has an
occupational disease referred to in subsection (1)(b) even though the
worker is not disabled from earning full wages at the work at which the
worker was employed.
Section 137:
(2) If, on or immediately before the date of the disablement, the worker was
employed in a process or industry described in column 2 of Schedule 1
opposite the occupational disease that has resulted in the disablement,
the occupational disease must be presumed to have been due to the
nature of the worker’s employment unless the contrary is proved.
Section 141:
(a) either
(b) the worker did not have silicosis or tuberculosis before being first
exposed to silica dust in the metalliferous mining or coal mining
industry in British Columbia;
(c) the worker was exposed to silica dust in the metalliferous mining or
coal mining industry in British Columbia
(ii) for a shorter period of the worker was not exposed to silica
dust anywhere except in British Columbia.
Section 142:
(b) the worker’s residence in British Columbia and exposure to the dust
conditions have been of the duration required to entitle a worker to
compensation for silicosis under section 141 [occupational disease
– mining industry silicosis].
Section 143:
(1) This section applies to a deceased worker who, on the date of the
worker’s death,
Section 250(1):
If compensation is paid
(b) Under section 142 [lung disease from exposure to dust conditions]
in relation to a worker who was exposed to dust conditions in 2 or
more classes or subclasses of industry in British Columbia,
The Board may apportion the cost of compensation among the funds provided by
those classes or subclasses on the basis of the duration and severity of the
exposure in each.
POLICY
Section 142 of the Act applies to compensation in relation to “a worker who has
sustained a pulmonary injury caused by a disabling form of pneumoconiosis as a result
of exposure to dust conditions that the Board considers have contributed to the
development of the disease in employment in British Columbia in an industry in which
that disease is an occupational disease” under Part 4 of the Act.
Section 142(2) states that the worker or a dependant of the worker is entitled to
compensation if:
(a) the worker did not have either pneumoconiosis or tuberculosis before
being first exposed in British Columbia to the dust conditions referred to in
section 142(1) of the Act (i.e. dust conditions that the Board considers
have contributed to the development of the disease in employment in
British Columbia in an industry in which that disease is an occupational
disease under Part 4 of the Act), and
(i) either
and
(B) for a shorter period if the worker was not exposed to the dust
conditions referred to in section 142(1) anywhere except in
British Columbia.
Schedule 1 of the Act lists five lung diseases as occupational diseases that are
presumed to be due to the nature of the worker’s employment.
A. SILICOSIS
By virtue of section 141(a) of the Act, a worker in the metalliferous mining industry or
coal mining industry who becomes disabled from uncomplicated silicosis or from
silicosis complicated with tuberculosis is entitled to compensation for total or partial
disability. By virtue of section 141(b), if death results from the worker’s disability, the
worker’s dependants are entitled to compensation. The worker or a dependant of the
worker is not entitled to compensation for the disability or death unless the requirements
of section 141(2) are met.
The restrictions contained in section 136(1)(a)(i) of the Act do not apply to silicosis. It is,
therefore, not a requirement of a claim for silicosis that there should be a lessened
capacity for work, or that the worker should be disabled from earning full wages at the
work at which the worker was employed.
It is a requirement in a claim under section 141 for silicosis that the worker be “disabled”
from the silicosis, or from silicosis complicated with tuberculosis. There is no definition
of “disability” in the Act, and the Board has not attempted any comprehensive definition.
If a worker has a condition of an internal organ which is so slight as to be unnoticeable
to that person, and which causes no significant discomfort or other ill effects, that is not
a “disability”.
It can be difficult to fix the date for commencing permanent disability benefits when
there is no change of jobs or reduction in earnings to mark the inception of the disability.
No general rules can be laid down for this purpose. The Board must decide the
question according to the available evidence. However, if the evidence does not clearly
establish when the disability commenced, and there is no evidence of the existence of a
disability prior to the receipt of a particular medical report, the Board may properly
decide that, according to the available evidence, the disability commenced on the date
of the medical examination which was the subject of that report.
There may also be a difficulty in fixing the worker’s average earnings when such worker
is not employed at the time when the disability commenced. The Board should
generally refer back to the employment or employments in which the worker was most
recently engaged and base any permanent disability benefits on the previous earnings
thus discovered.
Where the three criteria set out in section 141(2) of the Act are met, there will be no
reduction in benefits according to the proportion of exposure to silica dust occurring
outside the province versus that within. Unless an agreement entered into pursuant to
section 335 of the Act supersedes this policy, the Board will therefore pay full
compensation to the worker without regard to the extent of exposure to silica dust
outside the province.
B. ASBESTOSIS
A worker need not necessarily have worked directly with asbestos for the presumption
to apply. The exposure may be a secondary exposure, such as working in an area
where asbestos was used as insulation which was for years in a friable or decayed
condition.
C. OTHER PNEUMOCONIOSES
These items in Schedule 1 recognize that diffuse pleural thickening or fibrosis whether
unilateral or bilateral, and benign pleural effusion, whether unilateral or bilateral, are
likely to be due to the nature of the employment of workers exposed to airborne
asbestos dust where the other known causes of the disease can be excluded.
E. MESOTHELIOMA
BACKGROUND
1. Explanatory Notes
This policy sets out the legislative presumption regarding death caused by the ailment
or impairment of lungs or heart.
2. The Act
Section 143:
(1) This section applies to a deceased worker who, on the date of the
worker’s death,
(2) If the death was caused by an ailment or impairment of the lungs or heart
of non-traumatic origin, it must be conclusively presumed that the death
resulted from the occupational disease.
POLICY
Section 143 of the Act does not apply to deaths occurring before July 1, 1974.
If the deceased worker was 70 years of age or over, or for some other reason the
presumption cannot be applied, medical and other evidence must be examined to
determine whether the death resulted from the occupational disease.
BACKGROUND
1. Explanatory Notes
This policy provides guidance for adjudicating bladder cancer and gastro-intestinal
cancer.
2. The Act
Section 136:
(a) as applicable,
(2) For the purposes of subsection (1), the date of disablement must be
treated as the occurrence of the injury.
(3) A health care benefit may be provided for a worker who has an
occupational disease referred to in subsection (1)(b) even though the
worker is not disabled from earning full wages at the work at which the
worker was employed.
(2) If, on or immediately before the date of the disablement, the worker was
employed in a process or industry described in column 2 of Schedule 1
opposite the occupational disease that has resulted in the disablement,
the occupational disease must be presumed to have been due to the
nature of the worker’s employment unless the contrary is proved.
(4) The Board may designate or recognize a disease as being a disease that
is peculiar to or characteristic of a particular process, trade or occupation,
on the terms and conditions and with the limitations set by the Board.
Schedule 1:
See Appendix 2.
POLICY
A. BLADDER CANCER
Item 6(10) of Schedule 1 lists “Primary cancer of the epithelial lining of the urinary
bladder, ureter or renal pelvis” as an occupational disease. The process or industry
described in column 2 opposite to it is “Where there is prolonged exposure to beta-
naphthylamine, benzidine or 4-nitrodiphenyl”. In adjudicating a claim for bladder cancer
it is incumbent on the Board to assess whether the worker has had prolonged exposure
to any of the substances listed in Item 6(10) of Schedule 1.
In addition to the chemicals listed in column 2 of Schedule 1, the Board recognizes that
aluminum smelter workers exposed to coal tar pitch volatiles have an increased
incidence of bladder cancer.
Claims for bladder cancer from aluminum smelter workers which do not meet the
descriptions contained in column 2 of Schedule 1 are adjudicated on the basis of
Zero 0
Low 0.1
Medium 0.6
High 1.5
6. Where, having applied the above principles, the worker’s relative risk is
less than 2.00, or where the information necessary to calculate the
worker’s relative risk is not available, a detailed investigation will be
carried out by the Board into the worker’s job history to determine whether
the level of exposure assessed for that worker is reasonable. Relevant
considerations may include special work assignments, hours of overtime,
individual work practices, and any other characteristics of the workplace or
work environment which may have had an impact on the duration and
intensity of the exposure. If, following this investigation, it is concluded
that the worker’s relative risk is less than 2.00, it will be considered that
7. Where the employer and the worker, through the worker’s union, reach an
agreement as to the total exposure of the worker to benzene-soluble
materials in mg/m3 years or to benzo-a-pyrene in μg/m3 years, the Board
is not bound to accept this amount and may follow the investigation and
determination procedures outlined above. The amount agreed by the
employer and the union may, however, be accepted in lieu of the
investigation and determination procedures set out above if the agreed
amount appears reasonable in the known circumstances of the case.
B. GASTROINTESTINAL CANCER
Item 6(6) of Schedule 1 lists “Gastrointestinal cancer, including all primary cancers
associated with the esophagus, stomach, small bowel, colon and rectum excluding the
anus, and without regard to the site of the cancer in the gastrointestinal tract or the
histological structure of the cancer”, as an occupational disease. The process or
industry described in column 2 opposite to it is “Where there is exposure to asbestos
dust if, during the period between the first exposure to asbestos dust and the diagnosis
of gastrointestinal cancer, there has been a period of, or periods adding up to, 20 years
of continuous exposure to asbestos dust and such exposure represents or is a
manifestation of the major component of the occupational activity in which the exposure
occurred.”
If there have been fewer than 20 years of continuous exposure to asbestos fibres, such
that the presumption in section 137 does not apply, but there has been substantial
compliance with the requirements of column 2 of Schedule 1, the Board will consider
whether the evidence indicates that the gastrointestinal cancer is due to the nature of
the worker’s employment under section 138(3) of the Act. Whether or not the
compliance is substantial is a matter of judgment for the Board. The greater the gap
between the worker’s period of exposure and the 20-year period, the less likely is the
BACKGROUND
1. Explanatory Notes
2. The Act
Section 145:
(a) the worker has a hearing loss of non-traumatic origin that arose out
of and in the course of employment to which the compensation
provisions apply, and
Section 198:
(3) If
(a) the worker’s hearing loss does not amount to total deafness
measured in the manner referred to in subsection (2), and
(4) If a loss or reduction of earnings results from the hearing loss, the worker
is entitled to compensation for a total or partial disability as provided under
this Division.
(5) Compensation paid for a worker’s hearing loss under subsection (4) must
not be less than the amount determined under subsection (2) or (3).
Section 201:
(a) if the worker is under 63 years of age on the date of the injury, until
the later of the following:
(ii) if the Board is satisfied the worker would retire after reaching
65 years of age, the date the worker would retire, as
determined by the Board;
(b) if the worker is 63 years of age or older on the date of the injury,
until the later of the following:
(2) As a restriction on subsection (1), the Board may not make a periodic
payment to a worker under this Division if the worker ceases to have the
disability for which the periodic payment is to be made.
Section 226:
Section 250(2):
See Appendix 2.
SCHEDULE 2
Complete loss of hearing in both ears equals 15% of total disability. Complete loss of
hearing in one ear with no loss in the other equals 3% of total disability.
The loss of hearing in decibels in the first column is the arithmetic average of
thresholds of hearing measured in each ear in turn by pure tone, air conduction
audiometry at frequencies of 500, 1000 and 2000 Hertzian waves, the
measurements being made with an audiometer calibrated according to standards
prescribed by the Board.
POLICY
A. GENERAL
There are two bases on which compensation can be paid for hearing loss:
Section 145 provides that a worker is entitled to compensation if “the worker has a
hearing loss of non-traumatic origin that arose out of and in the course of employment
. . .,” and the hearing loss “is a greater loss than the minimum set out in Schedule 2” of
the Act.
In situations where a hearing loss is partly due to causes other than occupational noise
exposure, the total hearing impairment is initially measured using pure tone air
conduction pursuant to Schedule 2. Having done this, in order to comply with the Act,
other measures, such as bone conduction tests, are carried out to assess the portion of
the total loss which is neurosensory and the portion which is due to other causes.
Having made this determination, the factual evidence on the claim is then assessed to
determine whether all, or only part of, the neurosensory loss is due to occupational
exposure to causes of hearing loss in British Columbia as required by the Act. The
hearing loss is due to exposure to occupational noise in British Columbia if the worker’s
employment in British Columbia was of causative significance in the worker’s hearing
loss. Causative significance means more than a trivial or insignificant aspect.
The resulting portion of the worker’s total impairment is then assessed for permanent
disability benefits using the percentage ranges listed in Schedule 2.
The Board assesses any permanent disability from tinnitus using a Board-approved
subjective reporting scale that has been validated in the evidence-based literature, such
as the Tinnitus Handicap Inventory. The Board uses the worker’s score on the scale to
assess the worker’s disability under section 195 of the Act with reference to the
following table:
0 0
1 – 20 1
21 – 40 2
41 – 60 3
61 – 80 4
81 – 100 5
Section 145 expressly applies only to hearing loss of non-traumatic origin which can
only mean loss of hearing over some period of time as a cumulative effect. Therefore,
“ended” as used in section 226 means the end once and for all of a course of exposure
to causes of hearing loss. Exposure is not ended as long as the worker continues to
undergo exposure arising out of and in the course of the worker’s employment in British
Columbia, no matter how intermittent or how far apart periods of exposure might be.
Only retirement or other cessation from employment in industries which expose the
worker to causes of hearing loss qualify as “ended”. Subsequent exposure for any
period of time in bona fide employment allows for consideration of compensation under
section 145.
Only exposure to noise in industries under the compensation provisions of the Act after
September 1, 1975 should be considered to determine whether or not a worker qualifies
for compensation under section 145.
The Board does not accept evidence of the wearing of individual hearing protection as a
bar to compensation. However, in the case of soundproof booths, where evidence
shows that the booth was used regularly, was sealed and was generally effective, it may
be difficult to accept that the work environment in question contributed to the hearing
loss demonstrated.
Where the exposure to occupational noise in British Columbia is less than 5% of the
overall exposure experienced by the worker, the claim is disallowed. Such a minimal
degree of exposure is insufficient to warrant acceptance of the claim. Where the
exposure to occupational noise in British Columbia is 90% or greater of the total
exposure, a claim is allowed for the total hearing loss suffered by the worker. For
percentages between 5 and 90, the claim is allowed for only that percentage of the
hearing loss which is attributable to occupational noise in British Columbia, and the
Board will accept responsibility for all health care benefit costs related to the total
hearing loss including the provision of hearing aids.
It has been suggested that after 10 years of exposure further hearing loss is negligible.
Generally speaking, the evidence is that the first 10 years has a significant effect at
higher frequencies. However, where lower frequencies are concerned (up to 2,000 hz.)
hearing loss continues after that time and may, in fact, accelerate in those later years.
Therefore, since the disability assessment under Schedule 2 of the Act relies on
frequencies of 500, 1,000 and 2,000 hz., no adjustments for duration of exposure are
made.
Section 145(2) provides that “An application for compensation under this section must
be accompanied or supported by a specialist’s report and audiogram or by other
evidence of hearing loss that the Board prescribes”.
Where a worker has already applied for compensation for hearing loss under
section 136, a separate application under section 145 may sometimes be required.
However, it will not be insisted upon if it serves no useful purpose. Therefore, no
separate application need be made where all the evidence necessary to make a
reasonable decision is available without it.
No wage-loss benefits are paid to workers who have non-traumatic hearing loss.
Workers who develop non-traumatic noise induced hearing loss are, subject to the time
periods referred to in section 201(1) of the Act, assessed for permanent disability
benefits under section 195 of the Act.
Hearing loss permanent disability benefits are determined on the basis of audiometric
tests conducted at the Audiology Unit of the Board or on the basis of prior audiometric
tests conducted closer in time to when the worker was last exposed to hazardous
occupational noise if in the Board’s opinion the results of such earlier tests best
represent the true measure of the worker’s hearing loss which is due to exposure to
occupational noise.
If the worker’s hearing loss amounts to total deafness measured in the manner
described in Schedule 2 of the Act, and there is no loss of earnings resulting from the
hearing loss, section 198(2) provides that compensation must be calculated as for a
disability equivalent to 15% of total disability.
If the worker’s hearing loss does not amount to total deafness, and there is no loss of
earnings resulting from the hearing loss, section 198(3) provides that compensation
must be calculated as for a lower percentage of total disability than that specified in
Where a worker has an established history of exposure to noise at work, and where
there are other non-occupational causes or components in the worker’s hearing loss,
and where this non-occupational component cannot be accurately measured using
audiometric tests, then “Robinson’s Tables” will apply. “Robinson’s Tables” will only be
applied where there is some evidence of non-occupational causes or components in the
worker’s hearing loss (for example, some underlying disease) and will not be applied
when the measured hearing loss is greater than expected and there is only a
speculative possibility without evidential support that this additional loss is attributable to
non-occupational factors.
“Robinson’s Tables” were statistically formulated to calculate the expected hearing loss
following a given exposure to noise. In applying these tables, the cumulative period of
noise exposure is calculated. A factor for aging is then added. For permanent disability
purposes, the resulting calculation is then compared on “Robinson’s Tables” to the
worst 10% of the population (i.e., at the same levels and extent of noise exposure, 90%
of individuals will have better hearing than the worker).
In some cases, it will be found that a worker already has conductive hearing loss in one
ear, unrelated to their work, which might well have afforded some protection against
work-related noise-induced hearing loss in that ear. The normal practice in this situation
would be to allocate the higher measure in Schedule 2 (the “ear least affected” column)
to the other ear which has the purely noise-induced hearing loss.
A difficulty occurs where the worker is not employed at the time when the worker’s
disability commenced. If there are no current earnings on which to base the permanent
disability benefits, the Board should generally refer back to the employments in which
the worker was most recently engaged and base the amount on the worker’s previous
earnings thus discovered.
Based on the principles set out in section 201 of the Act, if the worker is retired and
under the age of 63 years as of the commencement of the non-traumatic hearing loss
permanent disability benefits, periodic payments are made until the date the worker
reaches 65 years of age. If the worker is retired and is 63 years of age or older as of
the commencement of the non-traumatic hearing loss benefits, periodic payments are
made for two years following such date. See policy item #41.00.
Compensation under section 198 of the Act is not payable simply because a worker
changes employment in order to preclude the development of hearing loss. As with any
other occupational disease, there must be functional impairment from the disease
before there can be compensation. In other words, compensation is payable for a
disability that has been incurred, not for the prevention of one that might occur.
If a noise-induced hearing loss has been incurred, and a worker then changes
employment to a lower paid but quieter job, that may trigger consideration by the Board
of a permanent disability assessment notwithstanding that it may seem reasonable that
with hearing protection, the worker may have stayed at the former employment. There
is no obligation to stay in the employment with hearing protection rather than take lower
paying work and claim compensation. Compensation in such cases is, as in all other
cases, based on the section 195(1) method of permanent disability assessment. The
drop in earnings may be the triggering device that renders the worker eligible for
compensation, but it is not part of the formula for calculating the amount.
Where the hearing loss is retested for a worker in receipt of permanent disability
benefits under section 198 on or after June 30, 2002 and there is a significant change in
the worker’s hearing, the following applies:
1. If the retest records a deterioration in the worker’s hearing and the new
findings warrant an increase under Schedule 2 of the Act, the permanent
disability decision is reopened and the amount is increased.
(a) If the worker has been paid the permanent disability benefits in the
form of a lump-sum payment, the worker is advised in writing that
the worker’s hearing has improved to the point where such a
payment would no longer appear justified or appropriate. However,
in those cases, no attempt is made by the Board to seek a refund.
(b) If the worker’s permanent disability benefits are being paid in the
form of a monthly periodic payment, the payments are reduced or
terminated, whichever is applicable, and the worker is informed in
If the retest suggests there is an improved level of hearing than that upon which the
original permanent disability benefit amount was set, but the improvement is within a
range up to and including 10 decibels, the permanent disability decision is not
reopened.
A worker will only be entitled to compensation for non-traumatic hearing loss under
section 136(1) if the worker’s exposure to causes of hearing loss ended prior to
September 1, 1975.
Sections 151 and 152 of the Act set out the time limits within which an application for
compensation must be filed.
If a worker’s exposure to causes of hearing loss ended prior to January 1, 1974, the
one-year time period to file an application for compensation does not begin to run until
the worker becomes disabled from earning full wages within the meaning of
section 136(1). If a case exists where a worker’s exposure to causes of hearing loss
ended prior to January 1, 1974, and no disablement within the meaning of
section 136(1) has yet occurred, health care benefits can always be provided, whether
or not an application for compensation has been received from the worker and
regardless of the length of time which has elapsed since the worker’s exposure ended.
Once the disablement from earning full wages occurs, the worker then has one year to
submit an application for compensation (if the worker has not already done so) or proof
of disablement. If no application for compensation or proof of disablement has been
received by the end of this period, the worker’s claim becomes completely barred even
though the worker may previously have received compensation in the form of health
care. If the worker submits proof of disablement, but no application for compensation,
by the end of this period only compensation in the form of health care is payable.
BACKGROUND
1. Explanatory Notes
2. The Act
(a) as applicable,
...
Section 137:
(2) If, on or immediately before the date of the disablement, the worker was
employed in a process or industry described in column 2 of Schedule 1
opposite the occupational disease that has resulted in the disablement,
the occupational disease must be presumed to have been due to the
nature of the worker’s employment unless the contrary is proved.
See Appendix 2.
POLICY
A. CONTACT DERMATITIS
1. Evidence of Exposure
There are many substances that may either cause contact dermatitis in a previously
healthy individual or aggravate or activate a dermatological reaction in an individual with
a pre-existing dermatitis condition. The significance of occupational exposures to these
substances may be complicated by evidence that the worker is exposed to them in both
occupational and non-occupational settings.
When investigating these claims, the Board seeks evidence on whether the worker is
exposed to any sensitizing or irritating substances, obtaining where available any
material safety data sheets. The Board gathers evidence on the nature and extent of
occupational and non-occupational exposure to such substances, and whether there is
any correlation between dermatological reactions and exposure. The Board also seeks
medical evidence, for instance skin patch testing for sensitization.
3. Temporary Disability
Wage-loss benefits are payable while the disability is a temporary one, but cease when
the worker’s acute symptoms resolve or stabilize, or the worker reaches retirement age
as determined by the Board.
4. Permanent Disability
A significant underlying allergy or sensitivity is one where the worker reacts with
recurrent signs and symptoms of marked extent and severity when exposed to a
workplace sensitizing agent. The worker experiences these signs and symptoms
when the worker returns to the workplace under conditions that do not expose
the worker to excessive (i.e. irritant) levels of the sensitizing agent or other
known dermal irritants.
B. HEART CONDITIONS
Heart-related conditions which arise out of and in the course of a worker’s employment
and which are attributed to a specific event or cause or to a series of specific events or
causes are generally treated as personal injuries. They are therefore adjudicated in
accordance with the policies set out in Chapter 3. If the heart-related condition of a
worker is one involving a gradual onset and is not attributed to a specific event or cause
or to a series of events or causes, the claim will be adjudicated under section 136 of the
Act. (See Item C3-16.00).
C. PSYCHOLOGICAL/EMOTIONAL CONDITIONS
The Board does accept claims where the psychological condition is a consequence of a
compensable personal injury or occupational disease. (See Items C3-12.00, C3-22.30,
and C3-22.40). However, the Board has not recognized any psychological or emotional
conditions as occupational diseases related to employment.
i Alcoholism
Alcoholism and alcohol-related cirrhosis of the liver have not been recognized by the
Board as occupational diseases.
Research indicates that many factors may be operative in causing alcoholism. While
employment is one of the suggested factors, the evidence does not clearly support a
conclusion that employment does have causative significance or that, if it does, it has
particular significance over and above the others. It appears rather as just one factor,
along with the alcoholic’s individual physiology and psychology, their family, social and
cultural surroundings and their own personal inability to control consumption.
i. General
The meaning of “employee” is discussed in policy item #8.10. The place where an
employee is usually employed is discussed in Item C3-12.10.
WAGE-LOSS BENEFITS
#33.00 INTRODUCTION
Wage-loss benefits are payable if an injury or disease resulting from a worker’s
employment causes a period of temporary disability from work. Wage-loss
benefits usually commence shortly after the initial acceptance of a claim and may
be total (section 191) or partial (section 192). They cease when the worker
recovers from the injury or the condition becomes a permanent one. In the latter
event, the worker is entitled to be assessed for permanent partial disability
benefits. This entitlement is dealt with in Chapter 6.
The words “temporary”, “permanent”, “partial”, and “total” found in sections 191,
192, 194, 195, and 196 are applicable only to the impairment component of the
claim and are not to be related to its compensable effects. To differentiate
between the “temporary” and “permanent” consequences of an impairment is
possible only by reference to the impairment itself. Once it has been determined
that a worker has a temporary or permanent, partial or total medical impairment,
benefits to compensate for the consequences of that impairment are paid in
accordance with the requirements of the appropriate section of the Act.
It follows from the above that in order to be eligible for wage-loss benefits under
section 191(1) a worker must have a temporary total physical or psychological
impairment. A “temporary” impairment is one which is likely to improve or
become worse and is therefore not stable. Realistically speaking, ongoing
change is a natural feature of human physiology. Impairments resulting from an
injury commonly deteriorate or improve over a period of years. However, an
impairment is not considered temporary simply because it is possible that, as the
worker becomes older, the condition may change or the worker may have to
undergo further treatment. It only remains temporary when such a change can
reasonably be foreseen in the immediate future (see policy item #34.54).
Raynaud’s Phenomenon, is one of these diseases. There are also others, for
example, hearing loss caused by exposure to industrial noise. The worker’s only
entitlement in these cases is to be assessed for permanent partial disability
benefits.
B. CRITERIA
• While the compensable injury may temporarily disable the worker from
performing the worker’s normal work, the worker must be capable of
undertaking some form of suitable employment.
• The work must be safe, that is, it will neither harm the worker nor slow
recovery. The work must be within the worker’s medical restrictions,
physical limitations and abilities. Where there is a disagreement
regarding the safety of the selective/light offer and the Board is
required to intervene, the Board is responsible for determining the
safety of the work after considering the medical evidence and other
relevant information.
• The worker and/or the worker’s attending physician disagree with the
employer’s position that the work is safe.
• The worker and employer are in disagreement over the terms of the
return-to-work.
D. ADJUDICATION
On intervention, the Board’s evaluation will be based on, but not limited to, a
detailed description of the employment being offered, including the physical
requirements and detailed medical information outlining the worker’s medical
restrictions, physical limitations and abilities.
Where a worker refuses to accept the offer, the Board will consider the reasons
for refusal and determine if they are reasonable. In making this determination,
the Board will give regard to the requirements of the work, medical opinion(s) and
other evidence regarding the worker’s medical restrictions, physical limitations
and abilities. Notwithstanding, the Board has discretion to consider additional
factors or evidence relevant to the case, such as transportation (see Item C10-
83.00) and child-care (see Item C10-83.10).
Should the Board determine that the worker’s refusal is unreasonable, benefit
entitlement is determined under section 192 of the Act. For example, the worker
does not provide the selective/light duties to the attending physician or the
worker refuses to return to work after the physician has determined the duties are
suitable. Wage-loss benefits will be adjusted effective the date the selective/light
employment was suitable and available, as determined by the Board.
(b) must be an amount that equals the worker’s average earnings if the
worker’s average earnings per week are less than the amount
referred to in paragraph (a).
The minimum wage-loss benefits per week for paragraph (a) of section 191(2)
are adjusted each year as follows:
$ Per Week
January 1, 2019 ― December 31, 2019 415.79
January 1, 2020 ― December 31, 2020 423.54
While the plain wording of the section would seem clearly to indicate that “day of
the injury” means calendar day, the Board finds that the intention of the
legislation is not to provide wage-loss benefits to cover the “shift” on which the
worker is injured but to provide payment for any subsequent “shift” on which the
worker is disabled. Payment of wage-loss benefits, therefore, will commence
effective the shift next following the shift on which the worker is injured.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
(a) if the worker works or is paid for one quarter of the day or
less, wage-loss benefits are paid for the full day;
(b) if the worker works or is paid for more than one quarter but
less than three quarters of the day, wage-loss benefits are
paid for half the day;
(c) if the worker works or is paid for three quarters of the day or
more, wage-loss benefits are not paid for the day.
The above rules apply equally if the worker becomes disabled from working
following a recurrence of a compensable condition.
CROSS REFERENCES: Policy item #34.40, Pay Employer Claims, of the Rehabilitation
Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
1. If the injury disables the worker from earning full wages beyond the
day of the injury and this results in an actual loss of earnings or a
potential loss of earnings, the requirement of section 134(4) will be
met and wage-loss benefits will be paid.
2. If the worker’s injury does not result in any actual or potential loss
of earnings, the requirements of section 134(4) will be deemed to
have not been met.
In interpreting “potential loss” no rigid rules can be established since every case
will have to be determined on the information received. In situations where there
is a lay-off due to lack of work, a worker would normally be considered as having
experienced a potential loss and wage-loss benefits would be paid. The situation
There are other situations where, immediately following the lay-off, it would not
normally be expected that the worker would seek other work, for example,
strikes, a statutory holiday, weekends or normal days off, vacations or absences
required for medical treatment unrelated to the work injury. It will normally be
considered that there is no loss or potential loss in such cases. Again, however,
the opposite conclusion may be reached if there is evidence that the worker
would have undertaken other work but the disability from the injury prevented it.
It should be made clear that the above rules only apply at the point of the original
lay-off. Once the Board has commenced the payment of wage-loss benefits, it
does not normally discontinue them simply because, irrespective of the injury, the
worker would not have been working for some period of time. This applies even
in cases where the worker recovers from the initial disability and wage-loss
benefits are terminated but the worker subsequently has a recurrence within
three years of the compensable condition. The fact that the worker is, for
example, on strike at the time of the recurrence does not bar the payment of
wage-loss benefits for temporary total disability.
See policy item #35.30 for policy on the duration of temporary disability wage-
loss benefits.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
The section does not provide that any payment made by the employer shall be
deducted from the compensation, or that any compensation deducted shall be
paid to the employer. It requires that the Board must consider the matter, and
that any compensation deducted under this section may be paid to the employer.
The section is permissive, not mandatory, and the question is, therefore, in what
circumstances a deduction should be made.
In practice, employers who continue paying full wages to disabled workers are
reimbursed in amounts equal to the compensation that would normally be paid to
their employees. No refund is made for the difference between the amount of
compensation and the worker’s regular salary.
Refunds are made to all employers except for the Federal Government.
However, in any case where the Federal Government is not continuing to pay full
salary, the Board must pay the wage-loss benefits to the worker.
If an employer has any outstanding liability to the Board for assessments, the
amount of the liability is deducted from any payments made to the employer.
EFFECTIVE DATE: December 1, 2010
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
December 1, 2010 – Deleted statement providing that no refund
will be made to the employer where the employer continues to
pay 25% or less of the worker’s salary during the disability.
APPLICATION: Applies to all decisions made on or after December 1, 2010.
This was not a voluntary payment by the employer. It was termination pay
required by law. If the worker had been fit to do so, the worker would have been
free in early November to take any other job that the worker could find, receive
full wages in respect of that job and still be entitled to the termination pay. In
other words, by the law of British Columbia, the worker was entitled to be paid
twice over the month of November. Given the disability, the worker could not do
that. But upon being fit again to return to work, the worker is in the position of
one who must find new employment. Termination pay is intended to allow for the
worker being in that position.
This relates only to termination pay under the Coal Mines Regulation Act, in
place at the time of the 1975 decision. Other arguments may be relevant with
regard to other kinds of termination payments. However, where the payment is
of a similar type or category in that it results from a legislative requirement or a
contractual agreement, it will likely be treated in the same manner as that
described above.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
This policy incorporates portions of Workers’ Compensation
Reporter Decision No. 107, [1975] 2 W.C.R. 42.
(c) The activities planned for the vacation may suggest that the
worker is not disabled or may protract recovery. The Board
will seek medical advice on this and advise the worker
accordingly.
It is not necessary for all the details of the course as to time, place,
subject matter, etc. to have been settled prior to the injury for it to
be considered as “pre-arranged”. For example, an apprentice may
be required to spend some part of each year of the apprenticeship
in school. While the exact dates may not be known at the date of
injury, the worker must, at that time, clearly anticipate a period at
school to be undergone in the near future. It is, therefore,
reasonable to apply the rules set out above.
A worker may decide after the injury to utilize the time in which the
worker is disabled from work to improve education or work skills by
undertaking a retraining or educational program. The worker is
losing time from work because of the injury and is “disabled” for the
purposes of section 191 or 192. It cannot be said that even if the
worker had not been injured, the worker would have been taking
the program at that particular time resulting in a loss of income for
the worker. The worker is only taking the program at that particular
time because of the injury. Therefore, wage-loss benefits will be
continued in full in addition to any training allowances which the
worker is entitled to receive from another government agency.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
(c) the doctor is unable to state whether or not the condition has
definitely stabilized and
The examining doctor may be unable to fit the worker’s condition exactly into one
of the categories discussed above. In such a case, the doctor should simply
state the findings in terms of the categories as well as possible, and the question
whether the condition is temporary or permanent will have to be dealt with by the
Board on the merits of the case.
Having regard to the examining doctor’s report and any other relevant medical
evidence, the Board will then decide whether or not the worker’s condition is
permanent to the extent that permanent disability benefits should be assessed.
In the situations where the examining doctor in (c)(i) above feels there is only a
potential for minimal change, the condition will usually be considered as
When the estimated date for terminating wage-loss benefits arrives, if the worker
is still disabled, the Board makes a new decision as to whether the disability, or
increased disability, is due to the compensable injury or the subsequent non-
compensable incident that has aggravated the compensable injury. If the
disability is due to the subsequent non-compensable incident, wage-loss benefits
are terminated. However, if the disability is due to the compensable injury, wage-
loss benefits may be continued.
The above applies even if the treatment for the subsequent non-compensable
incident is carried out at the same time as treatment for the compensable injury
and might not have been carried out at the time if the worker had not then sought
treatment for the condition resulting from the compensable injury.
EFFECTIVE DATE: February 1, 2020
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
February 1, 2020 – Policy amended to provide guidance
regarding the legal issues of standard of proof, evidence, and
causation.
APPLICATION: Applies to all decisions made on or after February 1, 2020.
Payments of wage-loss benefits are usually made every two weeks. Cheques
may be mailed to the worker. If a payment has been lost or stolen, or otherwise
not received or cashed by the worker, the worker may request a reissue of the
payment, but the Board will require a written and signed declaration of this from
the worker before a reissue will take place.
(a) the worker’s average net earnings before the injury, and
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation
after the injury.
Workers will also be considered to have a temporary partial disability if, even
though they would ordinarily be considered as temporarily totally disabled, they
do in fact continue to carry out their previous jobs in part or perform some other
type of light work.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
In other cases, it might well be necessary for the Board to have the worker
medically examined.
If the Board intends to rely upon a report from the worker’s attending physician or
consulting specialist, these same general questions should be clarified through
contact with that physician before any further action is taken.
The Board must send a letter to the worker, with a copy to the employer and
doctor, advising:
(d) the proposed date of the next examination and therefore the
length of time for that phase of wage-loss benefits under
section 192.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Board officers, Board
Medical Advisors and Vocational Rehabilitation Services.
November 1, 2002 – Amendments to clarify that a Board officer
may make a referral to Vocational Rehabilitation Services to
assist with arranging a return to work.
APPLICATION: Applies on or after June 1, 2009.
(a) the worker’s average net earnings before the injury, and
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation
after the injury.
Post-injury earning capacity may be equal to the worker’s actual earnings unless
the Board determines that the worker is capable of earning more than what is
• The worker has a job but is not maximizing earning capacity up to the
pre-injury wage rate; or
• The worker has, for personal reasons, withdrawn from the workforce; or
The wage-loss benefits established under section 192 are subject to periodic
review. The review may include a vocational rehabilitation assessment regarding
what the worker actually earned in the intervening period, if anything, and will
estimate what the worker could have earned in the opinion of the Board.
Payments by the Board will be based upon this information and on any other
evidence considered significant.
The Board must, in all cases, make the worker aware of the reasons for the
wage-loss benefits paid under section 192 and more particularly, when only
partial payments are made.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Board officers,
Compensation Services and Vocational Rehabilitation Services.
November 1, 2002 – Amendments set out section 30 and
provides that compensation paid under section 30 represents a
worker’s post-injury wage-loss over the short term and is based
on the worker's post-injury earning capacity. Policy also
provides cases where post-injury wage-loss will be based on
estimated earnings rather than on actual earnings.
APPLICATION: Applies on or after June 1, 2009.
• does not endanger a worker’s recovery or the health and safety of the
worker and/or others;
• the worker has the skills, education and functional abilities that the
occupation requires;
Once a suitable occupation is identified, the Board will estimate what the worker
is capable of earning in that occupation. In calculating what the worker is
capable of earning in the suitable occupation, there may be situations where the
Board should also consider other factors. These factors include:
The evidence must support a finding that these factors either alone or in
combination would make it unreasonable for the Board to consider the
occupation as suitable for the purpose of establishing what the worker is
estimated capable of earning. These factors must be balanced against the goal
of minimizing post-injury wage loss.
With regard to economic conditions, the Board determines whether the worker’s
employment problem is primarily due to a residual temporary disability or is more
likely to be due to the lack of suitable employment occasioned by economic
circumstances.
If the economy is the major factor in a worker’s post-injury wage loss, wage-loss
benefits under section 192 are based on the difference between the worker’s pre-
injury wage rate and the wage rate of the jobs that would otherwise have been
If economic conditions are such that had the worker not been injured, the worker
also would have continued to be employed, then, even though alternative jobs
are not available due to economic factors, the primary cause of the worker’s loss
is considered to stem from the injury. The worker is entitled to section 192 wage-
loss benefits up to and including full wage-loss benefits if there are no jobs
reasonably available in the period being considered.
If a worker’s average earnings are less than the minimum average earnings per
week established by section 191, the worker will receive wage-loss benefits
equal in amount to the worker’s loss of earnings in any case where section 192
applies. Wage-loss benefits in these situations will not be based upon 90% of
average net earnings. Consequently, there will be no deductions under
Division 8 of Part 4 of the Act – Average Net Earnings of Worker − from the
worker’s average earnings to produce average net earnings.
AUTHORITY: Section 192(2) of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
If a worker was not engaged in the worker’s own business prior to the injury, and
the worker commences a business after the injury, the following applies. Being
in control of the business, the worker determines what personal salary is paid.
The worker can, and will commonly, take no earnings at all, or very low earnings,
out of the business when it is starting up in the expectation that the worker will
reap the benefit later. Yet, the worker may be doing a substantial amount of
work that, under normal circumstances, would command a significant wage. In
such a situation, the only way the Board can determine the worker’s real
earnings is to estimate the value of the work the worker does.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
Finally, the duration of wage-loss benefits may be affected by the worker’s age at
the date of injury.
Section 201(1) of the Act provides that compensation under Division 6 of Part 4
of the Act – Compensation for Worker Disability − may be paid to an injured
worker, only as follows:
For the purposes of temporary disabilities, section 201(1) of the Act provides for
the payment of wage-loss benefits until a worker reaches 65 years of age.
If the Board is satisfied a worker would retire after reaching 65 years of age,
section 201(1) permits the Board to continue to pay wage-loss benefits to the age
the worker would retire after the age of 65 if the worker had not been injured.
As age 65 is the established retirement age under the Act, to continue to pay
benefits after the age of 65, the evidence must support a finding that the worker
would work past age 65. Evidence is also required so that the Board can
establish the worker’s new retirement date for the purposes of concluding wage-
loss benefits. The standard of proof under section 339(3) of the Act is “at least
as likely as not” as described in policy item #97.00.
The issue for the Board to determine is whether it is “at least as likely as not” that
the worker would have retired after age 65. The Board considers the worker’s
statement of intention to retire after age 65, but must determine whether it is “at
least as likely as not” that the worker would actually have retired later than
age 65.
Examples of the kinds of evidence that may support a finding that a worker would
retire after reaching 65 years of age, and to establish the date of retirement,
include the following:
Where the above type of evidence is available, this would be evidence in support
of a determination that a worker would have worked until after age 65.
The following are examples of other kinds of evidence that alone may not support
a finding that a worker would retire after reaching 65 years of age:
These are not conclusive lists of the types of evidence that may be considered.
The Board will consider any other relevant information in determining whether a
worker would have worked past age 65 and at what date the worker would have
retired.
If the Board is satisfied that a worker would have continued to work past age 65 if
the injury had not occurred, wage-loss benefit payments may continue past that
age until the date the Board has established as the worker’s retirement date. At
the worker’s age of retirement, as determined by the Board, wage-loss benefits
will conclude even if the worker’s temporary disability remains.
EFFECTIVE DATE: February 1, 2020
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
February 1, 2020 – Policy amended to provide guidance on legal
issues of standard of proof, evidence, and causation.
APPLICATION: Applies to all decisions made on or after February 1, 2020.
#36.00 INTRODUCTION
The Board pays permanent disability benefits if a worker fails to completely
recover from a work-related injury or occupational disease, and is left with a
permanent residual disability. The entitlement to permanent disability benefits
commences at the point when the worker’s temporary disability under the claim
ceases and the condition stabilizes. The permanent disability may be total
(section 194) or partial (sections 195 and 196).
Permanent disability benefits are calculated on the basis of a worker’s long term
“average net earnings”. The computation of long term average net earnings is
dealt with in Chapter 9.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
The Board deducts applicable Canada Pension Plan (“CPP”) disability benefits
from the worker’s permanent disability benefits where the injury occurs on or
after June 30, 2002. Where a worker was injured before June 30, 2002 and the
permanent disability first occurred on or after June 30, 2002, CPP disability
benefits paid to the worker for the same injury will not be deducted from the
worker’s permanent disability benefits.
If a worker is paid CPP disability benefits for dependent children, the Board does
not deduct CPP disability child benefits from the worker’s permanent disability
benefits.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
The Board will also advise a worker of the obligation to provide necessary CPP
information and the consequences of failing to comply. If a worker fails to
provide the necessary CPP information, the Board may reduce or suspend the
worker’s permanent disability periodic payments as discussed in policy
item #93.26.
If a worker is disabled because of the work injury and there is evidence that leads
the Board to determine that the disability benefits being issued under CPP are
only related to the work injury, 50% of the entire CPP disability benefits paid to
the worker will be deducted from the worker’s permanent disability benefits
payable by the Board.
If a worker is disabled because of the work injury and it is unclear what amount of
CPP disability benefits is attributable to the compensable work injury, the amount
of the CPP disability benefits attributable to the compensable work injury is
determined as follows:
If a worker is disabled because of the work injury and there is evidence that leads
the Board to determine that the disability benefits being issued under CPP are
not related to the injury, the Board will not deduct CPP disability benefits from the
worker’s permanent disability benefits.
After determining the amount of a worker’s permanent total disability benefits, the
Board must deduct from a worker’s periodic payment, an amount that equals
50% of any Canada Pension Plan (CPP) disability benefit that the worker is paid
in respect of the work injury. The required CPP disability benefit deduction is
subject to the Board’s statutory minimum (policy items #36.20 to #36.24).
AUTHORITY: Sections 194 and 202 of the Act.
CROSS REFERENCES: Policy item #36.20, Canada Pension Plan Disability Benefits;
Policy item #36.21, Confirmation of CPP Disability Payments;
Policy item #36.22, Determination of the Amount of a CPP
Disability Benefit that is Attributed to the Compensable Work
Injury;
$ Minimum
January 1, 2019 ― December 31, 2019 1,802.04
January 1, 2020 ― December 31, 2020 1,835.64
In all cases where a permanent partial disability results from a work injury, a
worker’s entitlement to permanent partial disability benefits must be calculated
using the method set out in section 195(1) of the Act. In determining the
compensation payable under section 195(1), the Board may be guided by
section 195(3), which permits the use of a schedule of percentages of
impairment of earning capacity for specified injuries or mutilations.
In all but exceptional cases, the effect of the disability on a worker will be
appropriately compensated under section 195.
Only in exceptional cases will section 195(1) not be the method of assessment
used to determine a worker’s entitlement to permanent partial disability benefits.
In these cases the Board considers whether the combined effect of a worker’s
occupation at the time of the injury and the disability resulting from the injury is so
exceptional, that the section 195(1) method does not appropriately compensate
the worker for the injury. In these exceptional cases, the Board has the
discretion to assess a worker’s entitlement to permanent partial disability benefits
under section 196(3) of the Act.
(a) estimate the impairment of the worker’s earning capacity from the
nature and degree of the injury, and
...
(Emphasis added.)
In all cases where a permanent partial disability results from a worker’s injury, the
Board must assess the worker’s entitlement to permanent partial disability
benefits under section 195(1) of the Act. Section 195(1) is a mandatory
legislative provision which sets out the rule the Board follows in determining a
worker’s impairment of earnings capacity resulting from a work injury.
Permanent partial disability benefits calculated under section 195(1) also reflect
such factors as:
The Board is responsible for ensuring that the necessary examinations and other
investigations are carried out with respect to the assessment and making a
decision on a worker’s entitlement to permanent partial disability benefits.
The Board assesses the worker’s percentage of disability for physical impairment
and, in conjunction with the Psychological Disability Committee’s percentage of
psychological disability, determines the worker’s permanent disability benefits
under the section 195(1) method.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
1. Definitions:
Chronic pain is defined as pain that persists six months after an injury and
beyond the usual recovery time of a comparable injury.
Specific chronic pain - pain with clear medical causation or reason, such
as pain that is associated with a permanent partial or total physical or
psychological disability.
Non-specific chronic pain - pain that exists without clear medical causation
or reason. Non-specific pain is pain that continues following the recovery
of a work injury.
2. Multidisciplinary Assessment:
If a worker has been referred for a permanent partial disability assessment under
section 195(1) for chronic pain, the Board may refer the worker for a
multidisciplinary assessment. (See Item C3-22.20.)
Based on the various assessments, the evaluation will provide the Board with
information on whether the worker is experiencing persistent chronic pain as a
result of a work injury or disease and the extent of the chronic pain. The
evaluation will also provide information on the consistency of the worker’s pain
presentations.
In making a determination under section 195(1), the Board will enquire carefully
into all of the circumstances of a worker’s chronic pain resulting from a
compensable injury or disease.
The evidence that the Board may consider in a section 195(1) assessment for
chronic pain includes the following:
iii) The worker’s own statements regarding the nature and extent of the
pain.
iv) The worker’s conduct and activities and whether they are consistent
with the pain complaints.
v) In cases of specific chronic pain, the Board will consider the extent of
the associated physical or psychological permanent impairment and
whether the specific chronic pain is in keeping with the particular
permanent impairment.
The evidence that is relied upon to support the assessment of section 195(1)
permanent disability benefits must be fully documented.
Entitlement to permanent disability benefits under section 195(1) for chronic pain
may only be considered after all appropriate medical treatment and rehabilitation
interventions have been concluded.
If a worker has specific chronic pain that is consistent with the associated
compensable physical or psychological permanent impairment, the
section 195(1) permanent disability benefits will be considered to appropriately
compensate the worker for the impact of the chronic pain. Pain is considered to
be consistent with the associated compensable impairment where the pain is
limited to the area of the impairment, or medical evidence indicates that the pain
is an anticipated consequence of the physical or psychological impairment. In
these cases, additional permanent disability benefits for the specific chronic pain
will not be provided, as it would result in the worker being compensated twice for
the impact of the pain.
Disproportionate pain, for the purposes of non-specific chronic pain, is pain that
is significantly greater than what would be reasonably expected given the type
and nature of injury or disease.
The Schedule is a set of guide-rules, not a set of fixed rules. The Board is free to
apply other variables in arriving at a final rating; but the “other variables” referred
to means other variables relating to the degree of physical or psychological
impairment, not other variables relating to social or economic factors, nor rules
(including schedules and guide-rules) established in other jurisdictions. In
particular, the actual or projected loss of earnings of a worker because of the
disability is not a variable which can be considered. The Board’s discretion to
consider other variables is generally applied to address new and emerging
conditions that are not already covered in the Schedule.
In cases where the specific impairment is not covered by the Schedule, but the
part of the body in question is covered, the Board must first determine the
percentage of loss of function in the damaged area. This determination is based
on the findings of the section 195(1) evaluation and other medical and non-
medical evidence available. The final rating is arrived at by taking this
percentage of the percentage allocated in the Schedule to the disabled part of
the body. Because the Schedule is used in the calculation, this type of
permanent disability benefit is still considered as a Scheduled one. For example,
the amputation of an arm down to the proximal third of the humerus or its
disarticulation at the shoulder is given a 70% of total disability rating in the
Schedule. Suppose a worker has a severe crush injury to the arm which
culminates in a permanent loss of half its function. The final outcome would be
50% of 70%, i.e. a 35% of total disability rating.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Section 195(3) of the Act.
CROSS REFERENCES: Appendix 3, Permanent Disability Evaluation Schedule, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: September 1, 2020 – Housekeeping change to add the title of
Appendix 3 to the Cross Reference section.
April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
January 1, 2015 − Consequential amendments were made
arising from changes to the Permanent Disability Evaluation
Schedule.
June 1, 2009 – Deleted references to Board officers.
August 1, 2003 – Deletion of statements regarding revisions to
the Schedule and housekeeping changes.
APPLICATION: Applies on or after June 1, 2009.
Neither the age adaptability or enhancement factors nor devaluation are formally
applied in respect of non-Scheduled ratings for permanent disability benefits.
However, in making a judgment as to the correct percentage of disability, the
Board will have regard to the age of the worker, to existing disabilities in other
parts of the worker’s body, or to the combined effect of more than one disability
in the same part of the body.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Board officer.
August 1, 2003 – housekeeping changes.
APPLICATION: Applies on or after June 1, 2009.
The statutory minimum for permanent total disability under section 194 does not
apply to permanent partial disability simply because a worker is found to be
totally unemployable under section 196. (See policy item #37.21.)
Any increase resulting from the above provisions does not apply to commuted
permanent disability benefits or the commuted portion of a worker’s permanent
disability benefits.
In considering whether the worker’s earnings are less than the minimum, only the
worker’s actual earnings are relevant.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
(3) If the Board makes a determination under subsection (1), the Board
may pay the worker compensation that is a periodic payment of an
amount that equals 90% of the difference between
(a) the average net earnings of the worker before the injury, and
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation
after the injury.
Section 196(1) requires that the Board determine whether the combined effect of
a worker’s occupation at the time of the injury and a worker’s disability resulting
from the injury is so exceptional that an amount determined under section 195(1)
does not appropriately compensate the worker for the injury.
For the purposes of this determination, the Board must consider the combined
effect of a worker’s occupation at the time of injury and the resulting disability.
While a worker may experience a loss of earnings as a result of a work injury,
that fact alone is not sufficient to meet the test set out under section 196(1).
In all cases, the Board must determine if, following recovery from a work injury, a
worker is either able to continue in the occupation at the time of the injury or to
adapt to another suitable occupation. This determination includes consideration
of both the worker’s transferable skills and the worker’s post-injury functional
abilities. In the vast majority of cases a worker’s entitlement to permanent partial
disability benefits is determined under section 195(1), and this estimate of
impairment of earning capacity is considered to be appropriate compensation.
However, in exceptional cases, the amount determined under section 195(1) may
not appropriately compensate a worker. In these cases, the disability resulting
from the work injury makes it unlikely that a worker can continue in the
occupation at the time of the injury or adapt to another suitable occupation,
without incurring a significant loss of earnings.
The rules of evidence followed by the Board and the Loss of Earnings Committee
are discussed in policy item #97.40.
1. Long term average net earnings that the worker is earning after the
injury will be determined in accordance with established policies in
Chapter 9.
The guidelines set out below are followed in determining suitable and reasonably
available occupations for a worker:
• If the worker has made all reasonable efforts to maximize the worker’s
earnings, the job that the worker has actually obtained is generally
accepted as being suitable, unless there is evidence that the job is
transitory and jobs at another level of earnings within that occupation
will be available to the worker in the near future.
• The worker has the skills, education and functional abilities that the
occupation requires.
The latter figures are obtained by ascertaining the earnings in the occupations
which have been found to be suitable and reasonably available according to the
criteria set out in policy item #40.12 and determining the earnings figure which
will maximize the worker’s long-term earnings potential.
A worker’s post-injury wage loss will be based on estimated earnings rather than on
actual earnings in the following cases:
• The worker has a job but is not maximizing earning capacity up to the
pre-injury rate; or
• The worker has, for personal reasons, withdrawn from the workforce; or
The intention of the Act is to protect workers’ earnings only up to the maximum
wage rate. This is shown by section 208(2), which results in payments for total
disability being limited to 90% of the maximum and by section 200, which
ensures that, where a worker is already receiving payments for a disability,
additional payments can be made for any further disability only to the extent that
they do not take the total payments above the maximum. No permanent
disability benefits can be paid under section 196(3) where, following the injury,
the worker is earning or is able to earn at or above the maximum wage rate. If a
worker was earning at or above the maximum prior to the injury and it is
projected that because of the injury, earnings will be less than the maximum,
permanent disability benefits based on a projected loss of earnings can be paid
but only to the extent of the difference between the maximum and the projected
earnings.
The practice of the Board is to use the earnings in the occupations after the
injury, as they stood at the date of the injury, where these are available and are a
reliable and accurate reflection of the worker’s post-injury earning capacity. For
example, the Board may use actual earnings in post-injury occupations where
earnings are the provincial minimum wage.
When earnings in occupations at the time of the injury are not available or are not
a reliable and accurate reflection of the worker’s post-injury earning capacity, the
Board will use current earnings in the occupations available after the injury, and
adjust them back to the date of injury by the wage inflation adjustment factors
applicable in those years. The wage inflation adjustment factor effective for a
given year is the percentage change in that year’s maximum wage rate from the
year prior, but not less than zero.
When calculating a worker’s average net earnings for the purposes of the
section 196(3) assessment, the Board will also consider the formulas used to
determine the CPP contributions, EI premiums and income taxes applicable to
the level of average earnings. The formulas used are those in effect on the
earlier of the first day after the date wage-loss benefits have been payable to the
worker for a cumulative period of 10 weeks; or on the effective date of a worker’s
permanent disability benefits.
EFFECTIVE DATE: April 1, 2018
CROSS REFERENCES: Policy item #40.12, Suitable Occupation, of the Rehabilitation
Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
April 1, 2018 − Policy revised to clarify when earnings are
adjusted for inflation and to revise the factor used to account for
inflation. Under this approach, the factor would be determined
using the process for changing the maximum wage rate as set
out in then subsections 33(7) – (10) (now sections 209 and 227)
of the Act.
APPLICATION: Applies to all decisions made on or after April 1, 2018, including
appellate decisions.
(a) if the worker is under 63 years of age on the date of the injury, until
the later of the following:
(ii) if the Board is satisfied the worker would retire after reaching
65 years of age, the date the worker would retire, as
determined by the Board;
(b) if the worker is 63 years of age or older on the date of the injury,
until the later of the following:
(ii) if the Board is satisfied that the worker would retire after the
date referred to in subparagraph (i), the date the worker
would retire, as determined by the Board.
If the Board is satisfied a worker would retire after reaching 65 years of age,
section 201(1) permits the Board to continue to pay permanent disability benefits
to the age the worker would retire after the age of 65 if the worker had not been
injured.
When determining whether a worker would retire after age 65, the circumstances
under consideration are those of the individual worker as they existed at the time
of the injury.
As age 65 is the established retirement age under the Act, to continue to pay
benefits after the age of 65, the evidence must support a finding that the worker
would work past age 65. Evidence is also required so that the Board can
establish the worker’s new retirement date for the purposes of concluding
permanent disability benefits payments. The standard of proof under
section 339(3) of the Act is “at least as likely as not” as described in policy
item #97.00.
The issue for the Board to determine is whether it is “at least as likely as not” that
the worker would have retired after age 65. The Board considers the worker’s
statement of intention to retire after age 65, but must determine whether it is “at
least as likely as not” that the worker would actually have retired later than
age 65.
Examples of the kinds of evidence that may support a finding that a worker would
retire after reaching 65 years of age and to establish the date of retirement,
include the following:
Where the above type of evidence is available, this would be evidence in support
of a determination that a worker would have worked until after age 65.
The following are examples of other kinds of evidence that alone may not support
a finding that a worker would retire after reaching 65 years of age:
• information from the pre-injury employer about whether the worker was
covered under a pension plan provided by the employer, and the terms
of that plan;
These are not conclusive lists of the types of evidence that may be considered.
The Board will consider any other relevant information in determining whether a
worker would have worked past age 65 and at what date the worker would have
retired.
If the worker dies prior to the commencement of payments for the permanent
disability benefits, the compensation is calculated and paid to the date of death.
The situation where such a worker would have received the permanent disability
benefit as a lump sum payment is dealt with in policy item #45.00.
EFFECTIVE DATE: September 1, 2020
AUTHORITY: Section 201 of the Act.
CROSS REFERENCES: Policy item #48.44, Deduction of Overpayments from Permanent
Disability Benefits;
Policy item #45.00, Lump Sums and Commutations, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: September 1, 2020 − Policy amended to clarify examples of
evidence are parallel in policy item #41.00 and policy
item #35.30 of the Rehabilitation Services & Claims Manual,
Volume II.
April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
February 1, 2020 – Policy amended to provide guidance on legal
issues of standard of proof, evidence, and causation.
APPLICATION: Applies to all decisions made on or after September 1, 2020.
When a payment to a worker has been lost or stolen or otherwise not received or
cashed by the worker, the worker may request a reissue of payment, but the
Board will require a written and signed declaration of this from the worker before
a reissue will take place.
If a worker has been paid any wage-loss benefits under section 191 or 192 of the
Act, the permanent disability periodic payments will take effect from the date
following the termination of these wage-loss benefits. For the majority of cases,
this will adequately reflect the financial impact of the disability on the worker’s
earnings.
There may, however, be the unusual situation where a worker has or could have
returned to a significant level of employment with a minimal loss of income.
Temporary partial disability wage-loss benefits under section 192 would be 90%
of the worker’s average net earnings in this employment. Should the worker’s
permanent disability benefits eventually be assessed at a higher rate than the
rate paid for temporary wage-loss benefits under section 192, it would appear
that the worker may have been inadequately compensated. The Act, however,
precludes the payment of both temporary and permanent disability compensation
for the same condition at the same time.
A reduction in the lump sum is made in respect of periods of time during the
period following the commencement of the permanent disability benefits when
the worker received wage-loss benefits under section 191 or 192 or vocational
rehabilitation benefits under section 155. However, no such reduction is made
when the permanent disability benefits are granted in the form of a lump sum and
the monthly equivalent is less than $20.00 per month at the time of the
commutation.
The payment of interest on the lump sum is dealt with in policy item #50.00.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
#43.00 DISFIGUREMENT
Section 190 of the Act provides that all compensation for worker disability is
subject to sections 230, 231, 232, and 233.
Disfigurement is concerned with the appearance of the body, not loss of bodily
function. Therefore, compensation for a loss of skin function, for example,
soreness or itchiness or unusual sensitivity to light, heat or humidity, will be
considered as a permanent disability rather than a disfigurement. The granting
of permanent disability benefits will depend on the normal criteria for assessing
permanent disability.
Surface area of part of Less than 25% 25%–49% 50%–74% 75% or more
body
(see guideline 3)
Visibility Less than 25% 25 to 49% visible 50 to 74% visible 75% visible or
visible with work with work clothing. with work clothing. greater with work
clothing. clothing.
Loss of bodily form Mild depression or Moderate Major depression or Severe depression
elevation. depression or elevation. or elevation.
elevation.
Moderate to major Severe muscle or
atrophy. Moderate tissue loss.
to major irregularity
of body.
Class 1 0 to 24 points
Class 2 25 to 49 points
Class 3 50 to 74 points
Class 4 75 to 99 points
1 24 0 7,128.72 297.03
Each Hand
1 24 0 2,316.96 96.54
Each Arm
1 24 0 1,782.24 74.26
1 24 0 1,247.04 51.96
Torso
1 24 0 1,247.04 51.96
The dollar values per point within each class are adjusted on
January 1 of each year. The minimum and maximum amount of
compensation for each class is adjusted accordingly. Since
June 30, 2002, the percentage change in the consumer price index
determined under section 333 of the Act, as described in policy
item #51.20 will be used.
Detailed examples of the application of the above guidelines are set out below:
Example 1
The worker has a loss of the fingernail and nailbed, slight shortening of the right
mid finger, a small curved raised nail growing through the graft at the injury site.
Assuming that the disfigurement was found capable of impairing earning
capacity, the compensation amount would be calculated as follows:
Colour No contrast 0
Example 2
The worker has healed burns that extend up the right side and front of the
abdomen and chest. There is evidence of occasional ulceration and moderate
irregularity of the scars. Scar colour is significantly different when compared to
unaffected skin. Assuming that the disfigurement was found capable of impairing
earning capacity, the compensation amount would be calculated as follows:
Visibility Nil 0
D. The total from line C multiplied by the dollar value per point
within Class 2 for a torso disfigurement, followed by adding
to the total, the maximum compensation for a torso
disfigurement in the previous Class (Class 1) is $1,674.84
[(34 – 24) x $42.78 + $1,247.04].
The following apply to compensation under this Part [Part 4 of the Act –
Compensation to Injured Workers and Their Dependants] in relation to
personal injury or disease that is superimposed on an already existing
disability:
This section deals with cases where the compensability of the immediate injury
and disability has been accepted by the Board. It does not concern itself with the
initial adjudication as to the causation of the particular disability.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
The fact that the worker has a payment from another agency for a pre-existing
disability does not affect the Board’s practice. The Board makes its own
assessment of the pre-existing disability and is not bound by the percentage
determined by the other agency.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
Under section 146, the measure of the permanent disability attributable to the
work injury or disease must, unless it is otherwise shown, be the difference
between the extent of the worker’s disability before and disability after the
occurrence of the injury or disease.
Consider the example of a worker whose average net earnings are $1,000 per
month and who, following a work injury, has a 10% permanent disability. If the
whole of that disability is attributable to the injury, the monthly permanent
disability benefits paid under section 195 is 90% of 10% of $1,000, i.e. $90.00 a
month. If, however, 3% out of the total impairment existed prior to the injury,
section 146 requires that permanent disability compensation only be paid in
respect of the 7% caused by the injury. The worker would therefore receive 90%
of 7% of $1,000 per month, i.e. $63.00.
CROSS REFERENCES: Policy item #44.31, Application of Proportionate Entitlement, of
the Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
(a) death,
Category B:
In any case not within Category A, where the permanent disability periodic
payment is more than $200.00 per month, the compensation will consist of a
monthly permanent disability periodic payment and the additional future amounts
to be set aside by the Board for the payment of a retirement benefit. A
commutation will only be considered under the circumstances outlined below.
With the exception of the retirement benefit provision, this policy applies similarly
to periodic payments of compensation made to a dependant of a deceased
worker.
The general rule is that no commutation will be provided for cases in Category B.
3. The applicant must have a stable source of income other than the
permanent disability benefits.
Similarly, the fact that a disability may improve in the future will not
automatically bar a request for a commutation, even though the
commutation will prevent the Board from reducing the amount of
the permanent disability benefits when the improvement occurs.
The possibility of such an improvement may, however, be taken
into account if it is significant. It may influence the amount of
commutation granted.
Under the terms of the Act, permanent disability benefits are payable to a living
worker. There is no provision for permanent disability benefits to be payable in
respect of a deceased worker. This includes permanent disability compensation
paid as a lump sum.
If a worker dies before a Category A lump sum payment has been issued, the
lump sum payment will be cancelled and the permanent disability benefits will be
recalculated up to the date of the worker’s death.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted reference to Disability Awards Officer.
October 1, 2002 – Reference to a 1975 claim decision deleted.
Policy revised to provide that where future benefits have been
issued after the death of a worker, the benefit will be cancelled
and recalculated up to the date of the worker’s death.
APPLICATION: Applies on or after June 1, 2009.
Any amounts that have already been set aside by the Board in the retirement
reserve will be held in the reserve until the worker reaches retirement age.
These amounts will not be commuted.
There are two types of commutations that the Board may permit:
To ensure that a commutation is used for the purpose for which it is sought, the
Board may make a commutation cheque payable to a worker and to another
person.
EFFECTIVE DATE: March 1, 2007
CROSS REFERENCES: Chapter 18, Retirement Benefits, of the Rehabilitation Services &
Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
APPLICATION: This policy applies to all applications for commutations made on
or after March 1, 2007.
A person incurring heavy debt may have serious long-term problems which will
not be resolved simply by a commutation to pay debts. These problems may
lead to incurring further debt even if the existing debt is paid. The person will
then be in an even more serious position than before because there will now be
no permanent disability periodic payments. It may, in such cases, be more
appropriate to refer the worker for financial counselling rather than to attempt to
resolve the situation by a commutation of permanent disability periodic
payments. Nevertheless, a commutation to pay off debts may be advisable and
in the best interests of the worker if it will avoid high interest obligations.
Commutation applications for this purpose will be carefully scrutinized for other
alternatives before being allowed.
#45.42 Investments
A commutation will not be allowed for investment purposes.
Investing in one’s own business, however, may be in the worker’s best interests
where there is a strong element of rehabilitation involved and the worker will be
an active participant in operating the business. Any application for a
commutation for the purpose of starting a business will be thoroughly
investigated with these considerations in mind.
#45.44 Education
Unless the proposed educational program will promote the worker’s career, a
commutation for this purpose would not normally enhance the worker’s income
position and consequently would not satisfy the above general guidelines. There
may, however, be some therapeutic benefit in allowing workers to improve their
education when the improvement cannot be provided through normal
rehabilitation programs. The requirement for the applicant to have a stable
source of income may be waived where the Board is satisfied that the training or
educational program will increase the prospects of employment and therefore
enhance the income position over the long term. Where the program will not
increase the employment prospects, but will have a significant therapeutic
benefit, the Board may waive the requirement that the commutation be for a
2. The worker will obtain clear title to the property subject only to any
mortgage.
3. Any mortgage payments are well within the worker’s ability to pay
from other income.
4. The size, value and upkeep costs of the home are in line with other
income.
The discharge or reduction of an existing mortgage will be dealt with under the
criteria for paying off debts in policy item #45.41, rather than under the criteria for
buying a home. In administering this feature, however, a request for a
commutation to discharge or reduce an existing mortgage should primarily be
considered in the same general vein as a commutation to purchase a home, with
the added insurance that consideration should be given to the safeguards built
into the debt payment provisions. The expectation of this approach is that, in
general, given similar circumstances, there should be little difference in the result
following a decision made under either category. A commutation for the purpose
of extending an existing home may be allowed if the above requirements are
satisfied.
Similarly, when the Board commutes permanent disability benefits, the monthly
permanent disability payment amount and the periodic amounts set aside by the
Board for a retirement benefit are converted to a lump sum by applying a
commutation net discount rate. For Category A benefits, as defined in
policy item #45.10: permanent disability benefits and the future amounts to be set
aside by the Board for the payment of a retirement benefit that are automatically
commuted by the Board without a request from the worker; the commutation net
discount rate used will be equal to the actuarial net discount rate. For all others:
permanent disability benefits and the future amounts to be set aside by the Board
for the payment of a retirement benefit that are commuted by the Board at the
worker’s request, the commutation net discount rate used will be equal to the
actuarial net discount rate increased by .5 percentage points. The increased net
discount rate also applies to a commutation granted by the Board for dependant
benefits at the dependant’s request.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
(b) if, having regard to the projected loss of income resulting from the
worker’s disability, the Board considers that the worker is not
receiving adequate compensation, the Board must increase or
establish periodic payments accordingly.
EFFECTIVE DATE: August 1, 2013
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
August 1, 2013 – title change and housekeeping amendment.
APPLICATION: This policy applies to all decisions made on or after
August 1, 2013.
(1) This section applies to the claims for compensation that the Board
may, by regulation, determine.
(c) either
...
The Board’s regulation issued under section 203 is set out below:
Section 203(3) provides that even though a worker with a permanent disability
has received compensation that has been wholly or partly commuted, or
compensation for a fixed term, the worker may apply under section 203; in which
case the worker is deemed to be still receiving the periodic payments that have
been commuted, or the life equivalent of the periodic payments made for a fixed
term.
EFFECTIVE DATE: August 1, 2013
AUTHORITY: Section 203 of the Act;
Reconsideration of Prescribed Compensation Claims Regulation,
B.C. Reg. 177/2013.
CROSS REFERENCES: See section 223(1) of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
August 1, 2013 – Policy updated to mirror then section 24
regulation change.
APPLICATION: This policy applies to all decisions made on or after
August 1, 2013.
(5) For the purposes of subsection (4), the Board must consider
compensation to be adequate if,
...
In applying section 203(5)(a), for a worker who is under 65 years of age, the
Board must determine the projected loss of earnings resulting from the worker’s
disability. This involves three steps:
In order to apply section 203(6) when the worker reaches age 65, if the Board
adjusts the worker’s permanent disability benefits using section 203(5)(a), the
adjustment is diarized for review three months prior to the worker attaining
65 years of age. This adjustment is referred to as a “term adjustment”, because
it is only paid for a period of time: from the time the Board adjusts the
compensation under section 203, to the date the worker reaches 65 years of age.
In applying section 203(5)(b), for a worker who is 65 years of age or older, the
Board must determine the projected loss of retirement income resulting from the
worker’s disability. This involves a determination of:
1. The retirement income that the worker would have been likely to be
receiving if the worker had not sustained the disability.
The first relates to retirement income from savings. Many workers save part of
the earnings accrued during their working lives, and these savings, or income
from the savings, become part of retirement income. The Board must consider,
therefore, the loss of this element of retirement income resulting from the
disability. To determine loss of retirement income from savings, a standard
formula is used, based on such evidence as the Board has been able to obtain
from aggregated data relating to the savings habits of Canadian families.
The second item being considered by a standard formula is the loss of retirement
income from earnings by people who are 65 years of age or older. The formula
selected is to use a flat rate cash amount per month for each percentage of
disability.
The detailed calculation formulae are set out in Appendix 4 to this manual.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
Section 203(10) provides that a decision under this section must not result in
periodic payments to a worker being less than they would have been if no
application had ever been made under this section.
#47.00 INTRODUCTION
The Act contains provisions which prevent an employer from inhibiting a worker
from claiming compensation and prevent persons from obtaining the funds which
the Board owes to the worker. There are however, exceptional cases where
benefits may be diverted to someone other than the worker or deductions made
in respect of money the worker owes to others.
The Act and the Board’s policies also contain provisions which ensure that the
monetary value of benefits is not unfairly reduced because of inflation or delays
in payment by the Board.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
(a) deduct from the wages of a worker of the employer any part
of an amount that the employer is or may become liable to
pay into the accident fund or otherwise under a
compensation provision, or
The maximum fine for the offence referred to in subsection (2) is set out in
Appendix 5.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
In the case of health and welfare plans or similar insurance plans, while the Act
in section 120 does not permit direct refunds to such agencies, the Board may,
on receipt of a worker’s signed authorization, mail cheques payable to the worker
in care of the agency.
The rules set out below are followed in respect of assignments of compensation
made by a worker to British Columbia.
The worker is advised when social assistance payments are being deducted from
workers’ compensation benefits.
EFFECTIVE DATE: September 1, 2020
HISTORY: September 1, 2020 − Policy amended to address an
inconsistency with practice.
April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
February 1, 2006 − Minor editorial amendments were made.
APPLICATION: Applies to all decisions made on or after September 1, 2020.
Where compensation is being diverted under this provision, any cost of living
adjustments are apportioned between the payment made to the worker and the
diverted payment.
The Board will comply with Notices of Attachment issued under the Family
Maintenance Enforcement Act.
EFFECTIVE DATE: February 1, 2006
AUTHORITY: Section 232(3) of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
March 1, 2012 − Housekeeping changes made in accordance
with amendments to the Act.
November 24, 2011 − Housekeeping amendments made in
accordance with amendments to the Act.
February 1, 2006 – Minor editorial amendments made to policy.
APPLICATION: Minor editorial amendments made on February 1, 2006 do not
affect the application of this policy.
A worker or employer may owe money to the Board in several ways. They may
be paid more compensation than they are entitled to as a result of an
administrative error, a decision outside the statutory authority of the Board, or
fraud or misrepresentation. (See policy item #48.41.) They may incur liability for
the repair or replacement of Board property which they damage. An employer or
independent operator may fail to pay assessments owed to the Board.
Policy item #50.00 sets out the procedures regarding the crediting of interest to
retroactive temporary and permanent disability lump-sum payments and
commutations. In the case of claims overpayments, interest charges only apply
In the case of doctors and other health care benefit payees, overpayments are
handled by the Board by making a deletion from future payments. There is no
attempt by the Board to obtain the recovery of such an overpayment from a
worker who received the health care benefits unless the costs of the health care
benefits were paid directly to the worker.
EFFECTIVE DATE: March 3, 2003
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
March 3, 2003 – Policy amended regarding references to review,
the Review Division and the Workers’ Compensation Appeal
Tribunal.
The general law of bankruptcy releases a bankrupt from all claims provable in
bankruptcy upon discharge from bankruptcy. Therefore, if an overpayment has
been incurred prior to the bankruptcy date, the Board does not take legal
proceedings against the discharged bankrupt to recover the overpayment.
If payment has been suspended for the purpose of paying off an amount owing to
the Board, the worker will, every six months, be sent a statement showing the
results of any changes in the permanent disability payment amount because of
cost of living adjustments, the amounts credited to the worker’s account as a
result of the suspension, and the amount still owing.
Periodic payments for permanent disability benefits and dependant benefits are
made at the end of each calendar month. Should a worker or dependant die
However, no such request may be made on the question of whether the Board
should recover the overpayment or not, and on the manner of any recovery.
Board policy requires that if an overpayment is being reviewed or appealed,
procedures to recover the overpayment from the worker will be suspended
pending the decision by the Review Division or the Workers’ Compensation
Appeal Tribunal. However, if a new claim is submitted, or a claim other than the
one on which the request for review by the Review Division or the appeal to the
Workers’ Compensation Appeal Tribunal is recorded is reopened, recoveries of
the overpayment may be made from any compensation entitlements that accrue.
The Board will of course still be permitted to exercise discretion as to the amount
and the periodic nature of the recovery.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted reference to Board officer.
March 3, 2003 – Inclusion of references to the Review Division
and the Workers’ Compensation Appeal Tribunal.
APPLICATION: Applies on or after June 1, 2009.
(a) a minor, or
the payments may be made to the person that the Board considers best
qualified in all the circumstances to administer the payments, whether or
not that person is the legal guardian of the person in respect of whom the
payment is being made.
(c) in any case, the payments may be paid to or for the benefit
of
In exercising its discretion under section 231(2), the Board has set its own
priorities for the application of the various alternatives in relation to the sub-
paragraphs of section 231(2) in policy item #49.13, below.
CROSS REFERENCES: Policy item #49.13, Application of Section 231(2) in Cases of
Temporary Disability, of the Rehabilitation Services & Claims
Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
Under section 231(2)(c)(i), the Board may pay the wage-loss benefit
payments to the “worker, to the extent the worker is able to make use of
the compensation for personal needs or is able to manage the worker’s
own affairs.” Priority should normally be given to this alternative. To the
extent able, the worker should make a personal choice as to how much of
the compensation payment to spend on personal needs, how much to
contribute to the home and family, and how much to save.
A distinction is drawn between the amount the worker can use for
personal needs and the amount that the worker can manage. A worker
may be capable of managing an amount greater than what can be used
for personal needs. On the other hand, there may be the capacity to
handle small amounts of money to purchase personal comforts without the
worker having any capacity to further manage personal affairs. Where
Under section 231(2)(c)(ii), the Board may pay the wage-loss benefit
payments to “any person who is dependent on the worker for support”.
Any balance remaining after payment has been made to the worker under
alternative 1 will normally be paid to any dependants living with, and being
maintained by, the worker.
3. Maintenance of a home
The Board may apply the worker’s temporary disability wage-loss benefit
payments to the “maintenance of a home to which the worker is likely to
return on the worker’s recovery”. Where payments are made to the
worker under alternative 1 above on the basis that the worker can manage
personal affairs, or are made to the dependants living with the worker
under alternative 2, it is expected that the worker or dependants will use
the money to maintain their home. Alternative 3 should only be of
relevance when the worker is incapable of managing the property alone
and there are no dependants living under the same roof.
4. Accumulation of balance
3. Maintenance costs
Any balance remaining after payment of the cost of maintenance will be paid to
the worker to the extent the worker is able to manage personal affairs. To the
extent the worker is not able, it will be paid to the person who is best qualified to
administer it under the terms of section 231(1) of the Act.
AUTHORITY: Section 231 of the Act.
CROSS REFERENCES: Policy item #49.10, Worker Receiving Custodial Care in Hospital;
Policy item #49.13, Application of Section 231(2) in Cases of
Temporary Disability;
Policy item #51.20, Dollar Amounts in the Act, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
This policy deals with the application of subsections 232(1) and 232(2). In
considering the payment of compensation under this policy, regard must be given
the individual circumstances of the case.
Subsections 232(1) and (2) apply where it is determined that a worker who is
receiving benefits is subsequently incarcerated in any place used to confine
persons in the course of the administration of the criminal justice system. The
section does not apply to situations where a worker is injured while incarcerated.
The general rule is that vocational rehabilitation benefits will be cancelled during
the period of incarceration while the worker is unable to participate in the
vocational rehabilitation program. One exception, however, applies to a worker
who is entitled to permanent total disability benefits under section 194(1) who
requires vocational rehabilitation services and supports due to the nature of the
disability.
Wage-loss benefits (sections 191 and 192) will be suspended during the period
of incarceration as there is considered to be no loss of earnings during
incarceration. These benefits may be paid, in whole or in part, to the worker’s
spouse or the worker’s children, or to a trustee appointed by the Board to use the
payment for the benefit of the worker, the worker’s spouse or the worker’s
children. If not redirected, these benefits are permanently lost during the period
of incarceration.
Confinement under section 232(1) only includes those circumstances where the
worker is prevented from seeking or obtaining employment for regular wages
under an employee/employer relationship. Thus, ongoing entitlement to benefits
will be determined once the worker is released on day parole and is no longer
considered to be “confined” to jail or prison.
The Board will pay the Public Guardian and Trustee and Committee fees in
accordance with the fee schedule established by the Public Guardian and
Trustee. Fees may include the account review fee paid to the Public Guardian
and Trustee by Committees and the accountant’s fees for preparing the account
summaries.
The Board will pay the Committee fees after the Public Guardian and Trustee
has approved the accounts.
#50.00 INTEREST
With respect to compensation matters, the Act provides express entitlement to
interest only in the situations covered by section 312. In this situation, the Board
will pay interest as provided for in the Act (see policy item #100.83).
In all cases where a decision to pay interest is made, the Board will pay simple
interest at a rate equal to the prime lending rate of the banker to the government
(i.e. the CIBC). During the first 6 months of a year interest must be calculated at
the interest rate as at January 1. During the last 6 months of a year interest must
be calculated at the interest rate as at July 1.
The rate of interest provided in this policy will also be used in the calculation of
overpayments as outlined in policy item #48.42.
EFFECTIVE DATE: January 1, 2014
CROSS REFERENCES: Policy item #48.42, Recovery Procedures for Overpayments;
Policy item #100.83, Implementation of Review Division
Decisions, of the Rehabilitation Services & Claims Manual,
Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
November 25, 2015 − Application statement revised by Board of
Directors Decision No. 2015/11/25-01.
January 1, 2014 – Policy changed to reflect the removal of the
blatant Board error test; effective January 1, 2014.
June 1, 2009 – Deleted references to Board officers.
March 1, 2006 – Amendments made to provide for the payment
of interest to the dependants of deceased workers in respect of
retroactivity of then section 17 payments that are the result of a
blatant Board error; applied to all decisions, including appellate
decisions, made on or after March 1, 2006.
APPLICATION: Applies to all decisions made on or after January 1, 2014 except
where retroactive payments under sections 17, 22, 23, 29 or 30
of the Workers Compensation Act has already been paid and the
initial adjudication on the question of entitlement to interest had
been deferred prior to January 1, 2014.
• The Board compares the consumer price index for October of the
previous year with the consumer price index for October of the year
prior to the previous year.
The resulting percentage changes determined annually are set out below:
Date Percentage
Authority to approve adjustments under section 334 has been assigned to the
President.
EFFECTIVE DATE: December 31, 2003
AUTHORITY: Section 334 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
December 31, 2003 – Amended regarding references to benefits
paid to surviving dependants, in accordance with the legislative
changes in the Skills Development and Labour Statutes
Amendment Act, 2003 (Bill 37 of 2003).
APPLICATION: This policy item applies to all periodic payments made to workers
and surviving dependants.
Subject to subsection (2), the Board must adjust every dollar amount
referred to in this Act on January 1 of each year by applying the
percentage change in the consumer price index for Canada, for all items,
for the 12-month period ending on October 31 of the previous year.
Date Percentage
When the Board makes the adjustments, those dollar amounts referred to in the
Act are deemed to be amended.
These provisions do not apply to the figures referred to in the maximum wage
rate, and other figures referred to in policy item #69.00.
Authority to approve adjustments under section 333 has been assigned to the
President.
Authority has also been assigned to the President to adjust the following
amounts to reflect changes based upon the consumer price index, using the
formula set out in policy of the applicable Item of the Manual:
Transportation C10-83.00
BACKGROUND
1. Explanatory Notes
2. The Act
Section 1, in part:
(b) a person, whether related to the worker by blood or not, who stood
in place of a parent of the worker or to whom the worker stood in
place of a parent;
...
Section 134(1):
If, in an industry within the scope of the compensation provisions, personal injury
or death arising out of and in the course of a worker’s employment is caused to
the worker, compensation as provided under this Part [Part 4 of the Act –
Compensation to Injured Workers and Their Dependants] must be paid by the
Board out of the accident fund.
Section 136(1):
(a) as applicable,
POLICY
Compensation is payable under the Act where the death of a worker arises out of and in
the course of the worker’s employment or is caused by an occupational disease that is
due to the nature of any employment in which the worker was employed.
Compensation on the death of a worker is normally based on the worker’s average net
earnings prior to the date of death. In addition, cost of living adjustments are made to
payments and to the dollar amounts in the Act. Effective December 31, 2003, where a
worker in receipt of a permanent disability benefits dies as a result of the compensable
disability and compensation for one or more dependants is payable, no cost of living
adjustment is applied in the 12 month period following the date of death.
BACKGROUND
1. Explanatory Notes
This policy describes who is a “dependant” for the purposes of compensation as a result
of a worker’s death. It also describes the circumstances where it is presumed, without
further investigation, that a spouse or child was a dependant of a worker at the date of
the worker’s death.
2. The Act
Section 1, in part:
“dependant”
(a) means
(ii) a family member of the worker who, but for the worker’s
incapacity due to the accident or occupational disease,
would have been wholly or partly dependent on the worker’s
earnings, and
...
(b) a person, whether related to the worker by blood or not, who stood
in the place of a parent of the worker or to whom the worker stood
in place of a parent;
...
(2) If 2 workers are spouses and both are contributing to the support of a
common household, each is deemed to be a dependant of the other.
(3) If parents contribute to the support of a common household at which their
children also reside, the children are deemed to be dependants of the
parent whose death is compensable under this Part [Part 4 of the Act –
Compensation in Relation to Death of a Worker].
POLICY
1. Meaning of Dependant
The term “dependant” means a family member of a worker who was wholly or partly
dependent on the worker’s earnings at the time of the worker’s death, or a family
member of the worker who, but for the worker’s incapacity due to the accident or
occupational disease would have been wholly or partly dependent on the worker’s
earnings. In certain limited situations, as discussed in Item C8-56.70, a spouse, parent,
child, or other family member who satisfies the Board that he or she had a reasonable
expectation of pecuniary benefit from the worker if the worker had not died, may also be
entitled to compensation.
Only the family members of a worker may be found to be the worker’s dependants.
Thus, a former spouse does not qualify as a dependant of a deceased worker because
the former spouse is not considered a family member of the worker under the Act.
Dependency does not exist simply because the claimant is a family member of the
worker. There must be evidence that, at the time of the worker’s death, the claimant
was actually wholly or partly dependent on the worker’s earnings.
The above principles also apply where the claimant is a child. In the case of a child who
was unborn at the date of the worker’s death, once paternity is established, the fact that
the worker would have been under an obligation to support the child is evidence to
warrant an inference that that person would have supported the child, and should be
accepted as proof of dependency unless it is controverted by evidence to the contrary.
If it is found that the worker was supporting the mother at the time of death, that is also
evidence from which an inference may be drawn that that person would have supported
the child.
2. Presumptions of Dependency
If two workers are spouses and both are contributing to the support of a common
household, each is deemed to be a dependant of the other.
If parents contribute to the support of a common household at which their children also
reside, the children are deemed to be dependants of the parent whose death is
compensable.
For a common household to exist it is not necessary that there be a constant 24-hour-a-
day presence by both parties in the house. There are many reasons why one party to a
marriage would leave the house for different periods which would not affect the
existence of the common household. However, this only applies when the absences
are consistent with the normal continuation of the marriage. The common household
will come to an end when there is some kind of separation of the parties which brings
into question the continued existence of the marriage. For example, if one party deserts
the other or, because of difficulties in the marital relationship, a separation agreement or
court order comes into being.
BACKGROUND
1. Explanatory Notes
This policy describes who is a “spouse” for the purposes of compensation as a result of
a worker’s death.
2. The Act
Section 1, in part:
(i) a period of at least 1 year, if the person has had a child with
the other person, or
“surviving spouse” means a person who was a spouse of a worker when the
worker died;
...
...
1. Meaning of Spouse
(i) a period of at least 1 year, if the person has had a child with the
other person, or
A person is not excluded from being a common-law spouse of one person simply
because the person is legally married to another.
The phrase “had a child with the other person” means that children must be born of the
relationship between the worker and the common-law spouse or be adopted by the
worker and the common-law spouse. The fact that children have been brought into the
relationship from a previous relationship is not sufficient. However, such children may
have claims in their own right as children of the deceased, even if brought into the
relationship by the common-law spouse.
2. Surviving Spouse
A surviving spouse is a person who was a spouse of a worker when the worker died. A
surviving spouse may be a married spouse or a common-law spouse of a worker.
BACKGROUND
1. Explanatory Notes
This policy explains the meaning of “child” for the purposes of determining entitlement to
compensation following the death of the worker.
2. The Act
Section 1, in part:
(b) a person, whether related to the worker by blood or not, who stood
in place of a parent of the worker or to whom the worker stood in
place of a parent;
“surviving spouse” means a person who was a spouse of a worker when the
worker died;
...
Section 165:
(a) is under 19 years of age, including a child who was not yet born at
the date of the worker’s death,
(c) is a child of any age who, at the date of the worker’s death, had a
physical or mental disability that resulted in the child being
incapable of earning, or
(d) at the date of the worker’s death was not a child described in
paragraph (c) but became such a child before otherwise ceasing to
be entitled to compensation under this Part [Part 4 of the Act –
Compensation to Injured Workers and Their Dependants];
...
POLICY
A “child” of the deceased worker includes a person to whom the worker stood in place
of a parent at the date of the worker’s death. “Child” also includes an unborn child of
the deceased worker. These concepts are discussed below in Sections 2 and 3 of this
Item.
To be eligible for compensation as a result of the death of a worker, a child must satisfy
one of the four following requirements. The child must be a child of the worker who
(a) is under 19 years of age, including a child who was not yet born at the
date of the worker’s death,
(c) is a child of any age who, at the date of the worker’s death had a physical
or mental disability that resulted in the child being incapable of earning, or
(d) at the date of the worker’s death was not a child described in
paragraph (c) but became such a child before otherwise ceasing to be
entitled to compensation.
The decision of whether a deceased worker stood in place of a parent to a child will
depend in each case, on the particular circumstances of the claim. Generally, the
evidence will have to show that the worker acted as, and assumed the responsibility of,
a parent of the child. Normally, the worker will have been living with and maintaining
the child, but it may be possible to establish such a relationship even where they were
not living in the same household.
The evidence must show that the relationship where the worker stood in place of a
parent to the child continued to exist right up to the date of death. It is not sufficient
simply to establish that such a relationship existed at some past time. There is no
presumption under the Act that, once a situation where a worker stood in place of a
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parent to a child is found to have existed, it must be deemed to have continued unless
and until there is evidence to the contrary.
3. Unborn Children
Under section 165 of the Act, a “child” includes a child who was not yet born at the date
of the worker’s death. To be considered an unborn child of the deceased worker, the
child must have been conceived before the worker’s death. If the pregnancy occurs
after the worker’s death, for instance through scientific intervention, the unborn child will
not be considered a “child” of the deceased worker for the purposes of compensation
under the Act.
Under the Canada Pension Plan, a surviving spouse who is pregnant at the date of the
worker’s death receives a pension for the child from the first day of the month in which
the child is born. The amount of workers’ compensation payments will be adjusted
when the child is born according to the Canada Pension Plan benefits then being
received.
A child of the deceased worker is entitled to compensation at any age in two situations:
• if, at the date of the worker’s death, the child had a “physical or mental” disability
that results in the child being “incapable of earning”; or
In these cases, “incapable of earning” means the person is not physically or mentally
capable of independently supporting himself or herself financially. A person who has a
physical or mental disability, but is capable of independently supporting himself or
herself financially does not satisfy this definition of “child” under the Act. A temporary
physical or mental incapacity to earn is not sufficient to determine that a person is a
“child” for the purpose of receiving compensation for the death of a worker.
This Item applies to a child who has reached 19 years of age, but is under 25 years of
age, and who regularly attends an academic, technical or vocational place of education.
There is no requirement that attendance at the place of education must be full time or at
a certain time of day. For instance, a child who works during the day may attend school
at night. However, this is subject to the nature of the course being taken. If, for
example, all that is being done by the child is attending a single course, one night per
week, which may lead to a degree in 10 years or so, it might be difficult to conclude that
the child was “regularly attending” a place of education.
Correspondence courses taken at home are not sufficient. The only possible exception
might be if the period of home study is temporary and the child intends to return shortly
to a place of education.
Apprenticeships do not qualify since they involve practical work in a work place as
opposed to attending a place of education.
When a child reaches 19 years of age, the surviving spouse and/or the child are
contacted with regard to plans for continuing education. If the child plans to continue
education, the child is advised that compensation will be paid until 25 years of age,
including summer months, as long as the child pursues the education.
BACKGROUND
1. Explanatory Notes
This policy explains the meaning of “federal benefits”. In certain situations, the Act
directs that 50% of federal benefits payable for a dependent spouse and/or children be
deducted from compensation payable to them.
2. The Act
“federal benefits” means the benefits paid for a dependant under the Canada
Pension Plan as a result of a worker’s death, other than the death benefit
payable to the estate of a worker under section 57 [death benefit] of that Act.
POLICY
The Act defines the term “federal benefits” as benefits paid for a dependant under the
Canada Pension Plan (“CPP”) as a result of a worker’s death. This means the
“survivor’s pension” and/or “children’s benefits” paid under the CPP. “Federal benefits”
do not include the death benefit that is payable to a worker’s estate under the CPP.
BACKGROUND
1. Explanatory Notes
This policy establishes the amount the Board will pay for funeral and other death
expenses following the death of a worker. It also describes who is eligible to receive
payments for these expenses.
2. The Act
Section 166:
(1) The following apply if compensation is payable under this Part [Part 4 –
Compensation to Injured Workers and Their Dependants] as the result of
the death of a worker or of injury resulting in such death:
(b) the employer of the worker must bear the cost of transporting the
body to the nearest business premises where funeral services are
provided;
POLICY
The employer of the worker is required to bear the cost of transporting the body to the
nearest business premises where funeral services are provided, and if burial does not
take place at the nearest business premises where funeral services are provided, the
Board may pay the cost of any additional transportation, up to the maximum set out
below.
Effective December 31, 2003, the above figures are adjusted annually on January 1 of
each year. The percentage change in the consumer price index determined under
section 333 of the Act, as described in policy item #51.20, is used.
No action for an amount greater than that established by the above provisions lies in
respect of the funeral, burial, or cremation of the worker or related cemetery charges.
Payment of funeral and related expenses is made to the most eligible person or
persons, as determined by the Board. In determining whom to pay, the Board considers
who has incurred the cost of funeral and related expenses, or who has undertaken to
meet those payments.
Where the funeral and related expenses are less than the maximum provided in this
Item, the Board pays only the actual amount of funeral and related expenses.
Once the Board has paid out the maximum amount provided in this Item to one or more
persons, the Board does not consider any other claims for funeral and related
expenses.
BACKGROUND
1. Explanatory Notes
This policy describes the provision of a lump sum payment to an eligible dependent
spouse or foster parent.
2. The Act
Section 167:
POLICY
BACKGROUND
1. Explanatory Notes
This policy describes how compensation as a result of a worker’s death is calculated for
a dependent spouse with dependent children.
2. The Act
Section 1, in part:
“surviving spouse” means a person who was a spouse of a worker when the
worker died;
...
Section 165:
(a) is under 19 years of age, including a child who was not yet born at
the date of the worker’s death,
(c) is a child of any age who, at the date of the worker’s death, had a
physical or mental disability that resulted in the child being
incapable of earning, or
(d) at the date of the worker’s death was not a child described in
paragraph (c) but became such a child before otherwise ceasing to
be entitled to compensation under this Part [Part 4 of the Act –
Compensation to Injured Workers and Their Dependants];
“federal benefits” means the benefits paid for a dependant under the Canada
Pension Plan as a result of a worker’s death, other than the death benefit
payable to the estate of a worker under section 57 [death benefit] of that Act.
(2) If 2 workers are spouses and both are contributing to the support of a
common household, each is deemed to be a dependant of the other.
Section 168:
(2) Unless a shorter period applies under this Division [Division 5 of Part 4 of
the Act – Compensation in Relation to Death of Worker], the Board must
make periodic payments under this Division for the life of the person to
whom the payment is to be made.
Section 171:
(1) This section applies if a deceased worker leaves a dependent spouse and
one or more child dependants.
(2) Subject to subsection (4), if the dependants are a dependent spouse and
one child dependant, the Board must make a monthly payment of an
amount that, when combined with 50% of the federal benefits payable to
or for the dependants referred to in subsection (1), would equal 85% of the
monthly rate of compensation under this Part [Part 4 of the Act –
Compensation to Injured Workers and Their Dependants] that would have
been payable if the deceased worker had, at the date of death, sustained
a permanent total disability.
(3) Subject to subsection (4), if the dependants are a dependent spouse and
2 or more child dependants, the Board must make a monthly payment of
an amount that, when combined with 50% of the federal benefits payable
to or for those dependants, would equal the total of
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REHABILITATION SERVICES &
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(a) the monthly rate of compensation under this Part [Part 4 of the Act
– Compensation to Injured Workers and Their Dependants] that
would have been payable if the deceased worker had, at the date
of death, sustained a permanent total disability, and
(b) if there are more than 2 child dependants, $371.21 per month for
each child dependant beyond that number.
(4) The minimum compensation payable under this section must be the
compensation that would be payable if the compensation were calculated
under this section in respect of a deceased worker with average earnings
of $39 992.98 per year.
POLICY
This Item applies to a dependent spouse and one or more child dependants. A
surviving spouse and children who were not dependent upon the worker’s earnings at
the time of the worker’s death may be entitled to compensation under Item C8-56.70.
The monthly payment for a dependent spouse with one child dependant is calculated as
follows:
(I) The Board determines 85% of the monthly rate of compensation that
would have been payable if the deceased worker had, at the date of
death, sustained a permanent total disability, subject to the minimum
provided in Section 4 of this Item.
(II) The Board then deducts an amount equal to 50% of the federal benefits
payable to or for those dependants.
The example below describes the monthly payment that would be payable for a
dependent spouse and one child dependant, where the worker died on April 6, 2020
with an average net earnings of $60,000 per year.
The monthly payment for a dependent spouse and two or more child dependants is
calculated as follows:
(a) the entire monthly rate of compensation that would have been
payable if the deceased worker had, at the date of death, sustained
a permanent total disability, subject to the minimum provided in
section 4 of this Item, and
(b) the following amount per month for each child dependant beyond
two in number.
(II) The Board then deducts an amount equal to 50% of the federal benefits
payable to or for those dependants.
The example below describes the monthly payment that would be payable for a
dependent spouse and three child dependants, where the worker died on April 6, 2020,
with an average net earnings of $60,000 per year.
(I) The Board determines 100% of the monthly rate of compensation, plus the
additional amount for extra dependants
The minimum monthly payment under this Item must not be less than the amount that
would be payable if, at the date of death, the deceased worker had the following
average earnings:
5. Commencement of Compensation
Compensation under this Item commences on the day after the date of the worker’s
death.
BACKGROUND
1. Explanatory Notes
This policy describes how compensation as a result of a worker’s death is calculated for
a dependent spouse with no dependent children.
2. The Act
Section 1, in part:
“surviving spouse” means a person who was a spouse of a worker when the
worker died;
...
“federal benefits” means the benefits paid for a dependant under the Canada
Pension Plan as a result of a worker’s death, other than the death benefit
payable to the estate of a worker under section 57 [death benefit] of that Act.
(2) If 2 workers are spouses and both are contributing to the support of a
common household, each is deemed to be a dependant of the other.
Section 169:
(a) a deceased worker leaves a dependent spouse but does not leave
any child dependants, and
(2) Subject to subsection (3), the Board must make a monthly payment of an
amount that, when combined with 50% of the federal benefits payable to
or for that dependent spouse, would equal 60% of the monthly rate of
compensation under this Part [Part 4 of the Act – Compensation to Injured
Workers and Their Dependants] that would have been payable if the
deceased worker had, at the date of the worker’s death, sustained a
permanent total disability.
(3) A monthly payment under this section must not be less than $1 199.60.
Section 170:
(a) a deceased worker leaves a dependent spouse but does not leave
any child dependants, and
(2) Subject to subsection (3), the Board must make a monthly payment of an
amount that, when combined with 50% of the federal benefits payable to
or for the dependent spouse, would equal the product of
(b) the monthly rate of compensation under this Part [Part 4 of the Act
– Compensation to Injured Workers and Their Dependants] that
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would have been payable if the deceased worker had, at the date
of death, sustained a permanent total disability.
(3) The percentage determined under subsection (2)(a) must not be less than
30%, and a monthly payment under this section must not be less than
$1 199.60.
Section 187:
(1) This section applies if, at the date of a worker’s death, a dependent
spouse of the worker does not have a physical or mental disability that
results in the spouse being incapable of earning, but does have a disability
that results in a substantial impairment of earning capacity.
(2) The Board may, having regard to the degree of disability or the extent of
impairment of earning capacity, pay the spouse a proportion of the
compensation that would have been payable if the spouse had the
incapacity referred to in subsection (1).
POLICY
This Item applies where there are no dependent children, but there is a dependent
spouse at the time of the worker’s death. A surviving spouse who was not a dependent
spouse may be entitled to compensation under Item C8-56.70.
Being “physically or mentally incapable of earning” means the dependent spouse is not
capable of independent financial support. A dependent spouse who has a physical or
mental disability, but is capable of independent financial support is not entitled to
compensation under section 169. A temporary physical or mental incapacity to earn is
not sufficient to entitle a dependent spouse to compensation under section 169.
The Board may pay compensation to a dependent spouse under section 187 if, at the
date of a worker’s death a dependent spouse does not have a physical or mental
disability that results in the dependent spouse being incapable of earning, but does
have a disability that results in a substantial impairment of earning capacity. The Board
may, having regard to the degree of disability or the extent of impairment of earning
capacity, pay the dependent spouse a proportion of the compensation that would have
been payable under section 169.
The monthly payment for a dependent spouse who, at the date of the worker’s death, is
either:
• has a physical or mental disability that results in the spouse being incapable
of earning,
(a) 60% of the monthly rate of compensation that would have been payable if
the deceased worker had, at the date of the worker’s death, sustained a
permanent total disability, and
(b) 50% of the federal benefits payable to or for the dependent spouse.
The monthly payment is subject to the minimum amount provided in Section 5 of this
Item.
The monthly payment for a dependent spouse who, at the date of the worker’s death, is
under 50 years of age, and does not have a physical or mental disability that results in
the spouse being incapable of earning, is calculated as follows:
(b) the monthly rate of compensation that would have been payable if
the deceased worker had, at the date of death, sustained a
permanent total disability.
(II) The Board then deducts an amount equal to 50% of the federal benefits
payable to or for the dependent spouse from the product determined
above.
The monthly payment is subject to the minimum amount provided in Section 5 of this
Item.
When determining the percentage under (I)(a) above, the Board does not round up the
age of the dependent spouse to the nearest whole number. For instance, a dependent
spouse who is 35 years and 11 months is considered 35, not 36, for the purpose of
determining the percentage to use in establishing compensation.
The example below describes the monthly payment that would be payable for a
dependent spouse who, at the date of the worker’s death, has no dependent children, is
35 years old, where the worker died on April 6, 2020, with an average net earnings of
$60,000 per year.
(I) The Board determines the percentage to apply to the monthly rate of
compensation
(II) The Board applies the age percentage to the monthly rate of compensation
The minimum monthly payment for a dependent spouse under this Item is as follows:
The minimum monthly payment is the actual minimum paid by the Board. Federal
benefits are not deducted from this minimum amount.
6. Commencement of Compensation
Compensation under this Item commences on the day after the date of the worker’s
death.
The amount of compensation payable for a dependent spouse who, at the date of the
worker’s death, had a physical or mental disability that resulted in the spouse being
incapable of earning is recalculated in accordance with Item C8-57.00 if the dependent
spouse ceases to have that disability.
BACKGROUND
1. Explanatory Notes
This policy describes how compensation as a result of a worker’s death is calculated for
a separated dependent spouse and any dependent children living with that spouse.
2. The Act
Section 178:
(b) at the date of death, the worker and a dependent spouse of the
worker were living separate and apart.
(2) If, at the date of the worker’s death, there was in force a court order or
separation agreement providing periodic payments for support of the
dependent spouse, or children living with that spouse,
(b) subject to subsection (5), the Board must make monthly payments
in respect of that spouse and those children equal to the periodic
payments due under the order or agreement.
(b) the worker and dependent spouse were separated, with the
intention of living separate and apart, for a period of 3 months or
longer preceding that date,
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the Board must make monthly payments up to the level of support the
Board considers the spouse and children would have been likely to
receive from the worker if the death had not occurred.
(b) the worker and dependent spouse were living separate and apart
for a period of less than 3 months preceding that date,
(5) Compensation payable under this section must not be greater than the
compensation that would have been payable under sections 169 to 176 if
there had been no separation.
POLICY
This Item applies where the worker and dependent spouse, though still married, were
living separate and apart at the date of the worker’s death. It also applies to any
dependent children of the deceased worker who were living with the separated
dependent spouse at the time of the worker’s death.
A spouse, or a child of the deceased worker living with that spouse, who was not wholly
or partly dependent on the worker’s earnings at the time of the worker’s death is not
entitled to compensation under this Item. The spouse or child may, however, be entitled
under Item C8-56.70.
A divorced spouse is not eligible for compensation as a result of the worker’s death. A
divorce does not, however, affect the claim of any children of the marriage, who may be
eligible for compensation under another Item in this chapter.
If, at the date of the worker’s death, a court order or separation agreement was in force
providing periodic payments for support of the dependent spouse, or children living with
that spouse, monthly compensation equal to the payments due under that order or
agreement are payable.
Section 178(5) of the Act provides that compensation must not be greater than the
compensation that would have been payable under the Act if the worker and spouse
had not been separated at the date of the worker’s death. As a result, the terms of the
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court order or separation agreement will be followed provided they do not result in a
higher amount of compensation than would be otherwise payable under sections 169 to
176 of the Act if there had been no separation.
It is irrelevant whether the worker was actually meeting his or her obligations under the
court order or separation agreement at the date of death. However, if the worker was in
arrears of support payments at the date of death, the Board will not pay compensation
to cover the amount in arrears.
If, at the date of the worker’s death, there was no court order or separation agreement
in force providing payments for support of the dependent spouse, or children living with
the spouse, the length of time during which the worker and spouse had been separated
is considered as described below.
If, at the date of death, the worker and dependent spouse had been separated for three
or more months, the Board considers whether the parties intended to live separate and
apart. The intention to live separate and apart is discussed below in Section 2.1.1 of
this Item.
If it is found that, at the date of death, the parties did not intend to live separate and
apart, section 178 of the Act does not apply and monthly payments are calculated as if
there had been no separation.
If it is found that, at the date of death, the parties did intend to live separate and apart,
monthly payments are based on the amount that the Board considers the spouse and
children would have been likely to receive from the worker if the death had not occurred.
However, compensation must not be greater than the compensation that would have
been payable under sections 169 to 176 of the Act if there had been no separation.
Whether the worker and dependent spouse were separated with the “intention” of living
separate and apart requires an examination of all the circumstances to determine
whether the geographical separation is consistent with the normal continuation of the
marriage, or whether these circumstances bring into question the continued existence of
the marriage. The presence or absence of this mental element concerning the status of
the relationship should be assessed both on an objective and subjective basis, rather
than being solely based on the subjective views of the parties to the marriage.
The question is whether, on the basis of all the evidence, the parties either treated the
marriage as being at an end or, alternatively, whether it may be concluded on an
objective basis that the marriage had no continuing existence.
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It would be sufficient to support a conclusion that the parties were living separate and
apart if one party (not necessarily both) treated the marriage as being at an end. Also, it
could be concluded on an objective basis that the parties were living separate and
apart, notwithstanding the subjective belief of both parties that the marriage was
continuing. This might be the case if the separation was for an indefinite period and
there was no reasonable prospect of their being reunited in the foreseeable future. It
might be considered that they had at least reconciled themselves to this situation,
notwithstanding the subjective continuance of the marriage relationship. On the other
hand, if the parties viewed themselves as continuing in their marriage and intended to
reunite, and it was considered that this would occur in the reasonably foreseeable
future, then it might be concluded that they were not living separate and apart.
It would not normally be considered that the parties were living separate and apart in
circumstances where a period of temporary separation was necessitated by the
worker’s employment.
If, at the date of death, the worker and dependent spouse had been living separate and
apart for a period of less than 3 months, compensation is calculated under sections 169
to 176 of the Act [rules respecting specific compensation payment] as if there had been
no separation.
The full amount of the lump sum provided for in Item C8-55.00 is payable to a
dependent spouse, in Canada, who receives compensation under this Item.
4. Commencement of Compensation
Compensation under this Item commences on the day after the date of the worker’s
death.
5. Duration of Compensation
Compensation for a separated dependent spouse under this Item are for life, unless the
terms of a court order or separation agreement specify otherwise. Where there is no
court order or separation agreement, compensation for a separated dependent spouse
under this Item are for life, unless the Board determines the worker would have
provided payments for a lesser period of time.
BACKGROUND
1. Explanatory Notes
This policy describes how compensation as a result of a worker’s death is calculated for
a dependent spouse who was a common law spouse of the worker at the time the
worker died.
2. The Act
Section 1, in part:
(i) a period of at least 1 year, if the person has had a child with
the other person, or
“surviving spouse” means a person who was a spouse of a worker when the
worker died;
...
...
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Section 179:
(2) Subsection (1) does not apply in relation to compensation that is payable
under section 178(2) or (3) [payment in relation to court order or
separation agreement].
Section 180:
(b) the amount of compensation that would have been payable to that
spouse if the spouse and the worker had not been living separate
and apart,
POLICY
Compensation under this Item is payable to a common law spouse only if the worker
was living with and contributing to the support and maintenance of the common law
spouse immediately prior to the worker’s death. However, where there was a court
order or separation agreement in force at the date of the worker’s death, or if the worker
and dependent common law spouse were separated with the intention of living separate
and apart, for a period of 3 months or longer preceding the date of the worker’s death,
the limitation of section 179(1) does not apply.
The amount of compensation that may be payable to a common law surviving spouse is
dependent on the existence of a married dependent spouse, from whom the worker was
living separate and apart at the worker’s date of death.
(a) a dependent married spouse from whom, at the date of death, the worker
was living separate and apart; and
(b) a common law spouse, with whom the worker was living, and contributing
to the support of, immediately before the worker’s death; and
then the Board may pay compensation to the common law spouse, up to the amount of
the difference.
2. Commencement of Compensation
Compensation under this Item commences on the day after the date of the worker’s
death.
3. Duration of Compensation
Compensation for a common law dependent spouse is payable for life. Compensation
is not affected if the common law dependent spouse remarries.
BACKGROUND
1. Explanatory Notes
This policy describes how compensation as a result of a worker’s death is calculated for
dependent children.
2. The Act
Section 1, in part:
“surviving spouse” means a person who was a spouse of a worker when the
worker died;
...
Section 165:
Section 168:
(2) Unless a shorter period applies under this Division, the Board must make
periodic payments under this Division for the life of the person to whom
the payment is to be made.
Section 172:
(2) Subject to subsection (5), if there is one child dependant, the Board must
make a monthly payment of an amount that, when combined with 50% of
the federal benefits to or for that child, would equal 40% of the monthly
rate of compensation under this Part [Part 4 of the Act – Compensation to
Injured Workers and Their Dependants] that would have been payable if
the deceased worker had, at the date of death, sustained a permanent
total disability.
(3) Subject to subsection (5), if there are more than 2 child dependants, the
Board must make a monthly payment of an amount that, when combined
with 50% of the federal benefits payable to or for those children, would
equal 50% of the monthly rate of compensation under this Part [Part 4 of
the Act – Compensation to Injured Workers and Their Dependants] that
would have been payable if the deceased worker had, at the date of
death, sustained a permanent total disability.
(4) Subject to subsection (5), if there are more than 2 child dependants, the
Board must make a monthly payment of an amount that, when combined
with 50% of the federal benefits payable to or for those children, would
equal the total of
(a) 60% of the monthly rate of compensation under this Part [Part 4 of
the Act – Compensation to Injured Workers and Their Dependants]
that would have been payable if the deceased worker had, at the
date of death, sustained a permanent total disability, and
(b) if there are more than 3 child dependants, $371.21 per month for
each child beyond that number.
(5) The minimum compensation payable under this section must be the
compensation that would be payable if the compensation were calculated
under this section in respect of a deceased worker with average earnings
of $39 992.98 per year.
POLICY
Children who were not wholly or partly dependent on the worker’s earnings at the time
of the worker’s death are not entitled to compensation under this Item. They may,
however, be entitled under Item C8-56.70.
If there is a dependent spouse eligible for periodic payments, the child dependent’s
compensation is calculated in conjunction with that of the dependent spouse under
Items C8-56.00, C8-56.20 or C8-56.30. With one exception, this is so whether the child
dependants live with the dependent spouse or not. Where they live apart, the
apportionment provisions described in Item C8-58.00 may be applied to the
compensation. The exception involves Item C8-56.20, which applies to child
dependants only when they are living with the separated spouse at the date of the
worker’s death.
If there is a dependent spouse and one or more dependent children, and the dependent
spouse subsequently dies, compensation for the dependent children is recalculated
under Item C8-57.00.
If there is no dependent spouse or common law dependent spouse eligible for monthly
payments under Division 5 of Part 4 of the Act, compensation for any dependent
children is calculated as described below.
The monthly payment for one child dependant is calculated as the difference between:
(a) 40% of the monthly rate of compensation that would have been payable if
the deceased worker had, at the date of death, sustained a permanent
total disability; and
The monthly payment for two child dependants is calculated as the difference between:
(a) 50% of the monthly rate of compensation that would have been payable if
the deceased worker had, at the date of death, sustained a permanent
total disability; and
The monthly payment for more than two child dependants is calculated as follows:
(a) 60% of the monthly rate of compensation that would have been
payable if the deceased worker had, at the date of death, sustained
a permanent total disability; and
(b) if there are more than 3 child dependants, the following amount per
month for each child beyond that number:
(II) The Board then deducts an amount equal to 50% of the federal benefits
payable to or for those children from the amount determined above.
The minimum monthly payment under this Item must not be less than the amount that
would be payable if, at the date of death, the deceased worker had the following
average earnings:
5. Commencement of Compensation
Compensation under this Item commences on the day after the date of the worker’s
death.
6. Recalculation of Compensation
7. Foster Parents
Where a foster parent assumes responsibility for the care and maintenance of a
deceased worker’s child dependants, the Board may pay compensation to the foster
parent and children under Item C8-56.50. If the Board pays compensation under Item
C8-56.50, no compensation is provided for the child or children under this Item.
BACKGROUND
1. Explanatory Notes
This policy describes the calculation of compensation for the foster parent of a
deceased worker’s dependent child or children.
2. The Act
Section 176:
(2) The same compensation is payable to the foster parent and children as
would have been payable to a dependent spouse and child dependants,
and the compensation must continue as long as the conditions described
in subsection (1) continue.
POLICY
Foster Parents
subsequently dies, the Board may consider it desirable to continue the existing
household. If a suitable person acts as a foster parent in keeping up the household and
taking care of and maintaining the children, in a manner satisfactory to the Board, the
same compensation is payable to the foster parent and children as would have been
payable to a dependent spouse and child dependants under Item C8-56.00. The
compensation continues as long as the conditions continue.
A foster parent means a person who assumes responsibility for the care and
maintenance of a dependent child or children. For the purposes of section 176 of the
Act, a foster parent may include a natural parent who did not have physical custody of
the child or children at the time of the workplace fatality.
The compensation includes the lump sum payable to the dependent spouses referred to
in Item C8-55.00.
BACKGROUND
1. Explanatory Notes
This policy describes the calculation of compensation for dependent parents and “other
dependants” of a deceased worker.
2. The Act
Section 1, in part:
(b) a person, whether related to the worker by blood or not, who stood
in place of a parent of the worker or to whom the worker stood in
place of a parent;
Section 173:
(3) As a restriction on subsection (2), an amount paid under this section must
not be greater than $657.01 per month for life or for a lesser period as
determined by the Board.
Section 174:
(1) This section applies if a deceased worker does not leave a dependent
spouse or a child dependant entitled to compensation under this Division
[Division 5 of Part 4 of the Act – Compensation in Relation to Death of a
Worker], but does leave other dependants.
(2) The Board must pay to the other dependants of the worker an amount the
Board considers is reasonable and proportionate to the pecuniary loss
suffered by those dependants by reason of the worker’s death.
(3) As a restriction on subsection (2), the total of the amounts paid under this
section must not be greater than $657.01 per month for life or for a lesser
period as determined by the Board.
POLICY
If both a dependent spouse and children of the deceased worker are eligible for
compensation as a result of the worker’s death, no other person is entitled to
compensation for the death, other than funeral and transportation expenses under
Item C8-54.00.
2. Dependent Parents
A parent who was not wholly or partly dependent upon the worker’s earnings at the time
of the worker’s death is not entitled to compensation under this Item. The parent may,
however, be entitled to compensation under Item C8-56.70.
3. Other Dependants
The term “other dependants” means any of the following family members of the worker
who were wholly or partly dependent on the worker’s earnings at the time of the
worker’s death:
• parent(s) or step-parent(s);
• person who stood in place of a parent of the worker, whether or not the
person is related to the worker;
• grandparent(s);
• child or children who do not meet the requirements under Item C8-53.10 to be
eligible for compensation as a “child” of the deceased worker;
• grandchild(ren);
• person to whom the worker stood in place of a parent, whether or not the
person is related to the worker, and who does not meet the requirements
under Item C8-53.20 to be eligible for compensation as a “child” of the
deceased worker.
Except in the case of parents, a family member of the worker who is described in the
above list and who was not wholly or partly dependent on the worker’s earnings at the
time of the worker’s death is not entitled to compensation under the Act. A parent who
was not wholly or partly dependent upon the worker’s earnings may still be entitled to
compensation under Item C8-56.70.
4. Calculation of Compensation
Compensation for a dependant under this Item is an amount the Board considers is
reasonable and proportionate to the pecuniary loss suffered by the dependant as a
result of the worker’s death.
the date of the worker’s death, or at the date of the injury resulting in death. The Board
also considers the number of dependants eligible for compensation under this Item, as
well as the maximum amount of compensation payable, as set out below.
The total amount of compensation payable for all dependants under this Item, taken
together, must not be greater than the following amount:
5. Commencement of Compensation
Compensation under this Item commences on the day after the date of the worker’s
death.
6. Duration of Compensation
Compensation under this Item may be for life or for a lesser period as determined by the
Board. For instance, the worker’s grandchild might have been dependent upon the
worker’s earnings for payment of tuition fees. In such a case, the Board may determine
that compensation should end when the grandchild ceases to attend school.
BACKGROUND
1. Explanatory Notes
This policy describes how compensation as a result of a worker’s death is calculated for
a person who, although not dependent on the worker’s earnings at the time of the
worker’s death, had a reasonable expectation of pecuniary benefit from the worker.
2. The Act
Section 1, in part:
Section 175:
(a) either
(2) At the discretion of the Board, payments may be made to persons referred
to in subsection (1)(b), but not to more than one of the categories of
persons referred to in that provision.
(3) As a restriction on subsection (2), the total of the amounts paid under this
section must not be greater than $657.01 per month for life or for a lesser
period determined by the Board.
POLICY
but the worker leaves a spouse, child or children, or a parent or parents who, although not
dependent on the worker’s earnings at the time of the worker’s death, had a reasonable
expectation of pecuniary benefit from the continuation of the life of the worker.
A reasonable expectation of pecuniary benefit requires more than an assumption that the
person would have received a financial benefit from the worker if the worker had not died. The
evidence must support a finding that the worker would have provided an actual monetary
benefit to the spouse, child or parent if the worker had not died.
An application for compensation from a spouse, child or parent, on the grounds that he or she
is a dependant of the deceased worker will automatically be considered under this Item if the
Board concludes that the person was not wholly or partly dependent on the worker’s earnings
at the time of the worker’s death.
2. Calculation of Compensation
Compensation under this Item is determined at the Board’s discretion. However, monthly
payments must not be greater than the following amount:
3. Commencement of Compensation
Compensation under this Item commences on the day after the date of the worker’s
death.
4. Duration of Compensation
Compensation under this Item may be for life or for a lesser period as determined by the
Board. For instance, before death, the worker may have given a promissory note to a
parent, undertaking to repay a loan with interest. In such a situation, the Board would
not provide compensation for life because the parent’s expectation of pecuniary benefit
would not have been a lifelong expectation.
BACKGROUND
1. Explanatory Notes
This policy describes the recalculation of compensation when there has been a change
in a dependant’s circumstances.
2. The Act
Section 181:
(a) a deceased worker has left both a dependent spouse and child
dependants, and
(2) The dependent spouse and remaining child dependants are then entitled
to the compensation that would have been payable if the worker’s death
had occurred on the date the number of child dependants was reduced.
Section 182:
(2) The dependent spouse is entitled to the compensation that would have
been payable if the worker’s death had occurred on the date the
dependent spouse ceased to have dependent children.
Section 183:
Section 184:
(2) The remaining dependent children are entitled to the compensation that
would have been payable if the worker’s death had occurred on the date
the number of dependent children was reduced.
Section 185:
(2) The dependent spouse is entitled to the compensation that would have
been payable if the worker’s death had occurred on the date the
dependent spouse ceased to have the disability.
Section 228:
“transition date” means December 31, 2003, being the date on which
this section came into force.
(3) Subject to subsections (5) and (6), the former Act, as it read immediately
before June 30, 2002, applies to a death referred to in subsection (2).
(6) For the purposes of applying subsections (3) and (4), the Board must
adjust the dollar amounts referred to in sections 17 [compensation in fatal
cases] and 18 [addition to payments in relation to worker death before
July 1, 1974] and Schedule C [Payments to Widows] of the former Act, as
it read immediately before June 30, 2002, in accordance with
section 333(1) [annual adjustment of dollar amounts referred to in Act] of
this Act.
POLICY
(a) there is a dependent spouse and child dependants, and the change in
circumstance is a reduction in the number of child dependants;
(c) there is a dependent spouse and one or more dependent children, and the
dependent spouse subsequently dies;
(d) there is no dependent spouse, but there are dependent children, and there
is a reduction in the number of dependent children; or
(e) a dependent spouse who has had a physical or mental disability that
resulted in the spouse being incapable of earning ceases to have that
disability.
When a change in circumstances occurs, as described in (a) to (e) above, the Board
recalculates compensation as if the worker died on the date that the change occurred,
subject to the exception discussed in Section 2 of this Item.
For instance, in the circumstances described in (c) above, where a worker is survived
by a dependent spouse and one or more dependent children, and the dependent
spouse subsequently dies, compensation is recalculated as if the worker died leaving
no dependent spouse. In such a situation, compensation for the one or more
dependent children would be determined under Item C8-56.40.
Dependants are advised at the outset of the claim of the various provisions that may
result in a change in compensation payable to them. They are also advised in advance
of a potential change in their payment amount resulting from an age change in a
dependent child.
If the actual date of the worker’s death was before June 30, 2002, the recalculation of
compensation is based on the Workers Compensation Act, R.S.B.C. 1996, c. 492 as it
read immediately before June 30, 2002.
The policies in Volume I of this Manual apply in such cases. However, cost of living
adjustments to benefits paid on or after December 31, 2003 are made in accordance
with policy item #51.00 of Volume II of this Manual. In addition, the dollar amounts
referred to in sections 17 and 18 and Schedule C of the Workers Compensation Act,
R.S.B.C. 1996, c. 492 as it read immediately before June 30, 2002, are adjusted in
accordance with policy item #51.20 of Volume II of this Manual.
BACKGROUND
1. Explanatory Notes
This policy describes how the Board apportions compensation among dependants in
situations where there is a need to do so.
2. The Act
Section 177:
(a) if there is a dependent spouse and one child dependant, 2/3 of the
compensation is payable to the spouse and 1/3 to the child;
(b) if there is a dependent spouse and more than one child dependant,
1/2 of the compensation is payable to the spouse and 1/2 among
the children in equal shares;
(c) if there is more than one child dependant but no dependent spouse,
the compensation is payable to the children in equal shares.
POLICY
(a) if there is a dependent spouse and one child dependant, 2/3 of the
compensation is payable to the spouse and 1/3 to the child;
(b) if there is a dependent spouse and more than one child dependant, 1/2 of
the compensation is payable to the spouse and 1/2 among the children in
equal shares;
(c) if there is more than one child dependant but no dependent spouse, the
compensation is payable to the children in equal shares.
BACKGROUND
1. Explanatory Notes
This policy describes how compensation is calculated for a dependant of more than one
deceased worker.
2. The Act
Section 186:
the total compensation payable for the dependant as a result of those deaths is
an amount that the Board considers appropriate.
(a) must not be less than the greatest of the amounts that would
otherwise be payable in respect of the death of any of the workers,
and
(b) must not be greater than 90% of the average net earnings of a
worker whose wage rate is the maximum wage rate established
under section 209 [maximum wage rate for average earnings] for
the year in which the last death referred to in subsection 1(b)
occurred.
(3) For the purposes of subsection (2), the average net earnings for the
worker are to be calculated in accordance with section 220 [determination
of average net earnings: short-term compensation].
POLICY
Total compensation under this Item must not be less than the greatest of the amounts
payable as a result of the death of any of the workers.
(a) The maximum wage rate for the year in which the last worker died
is used as average earnings to calculate average net earnings.
BACKGROUND
1. Explanatory Notes
This policy describes how compensation is calculated for a worker who is injured or
killed in the course of the worker’s employment as a direct result of enemy warlike
action or counteraction.
2. The Act
Section 234:
POLICY
(b) the government of Canada has provided for compensation for the worker
or the worker’s dependants as a result of the personal injury, disablement
or death.
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In the circumstances described above, if the government of Canada provides for less
compensation than that provided by the Act, compensation is payable to the worker or
the worker’s dependants in an amount equal to the difference. If the compensation
provided by the government of Canada is equal to or greater than that provided under
the Act, no compensation is payable by this Act.
BACKGROUND
1. Explanatory Notes
This policy describes how the Board has discretion, in certain situations, to deviate from
the strict application of the survivor benefit provisions in the Act.
2. The Act
Section 189:
If
(b) some special additional facts are present that the Board considers
would make the strict application of this Division inappropriate,
the Board must make rules and make decisions the Board considers fair, using
this Division as a guideline.
POLICY
If a situation arises that is not expressly covered by the policies discussed in this
chapter or if some special additional facts are present that the Board considers would
make the strict application of those policies inappropriate, the Board makes rules and
makes decisions the Board considers fair, using those policies as a guideline.
BACKGROUND
1. Explanatory Notes
This policy addresses the proof required by the Board to confirm the existence and
condition of a deceased worker’s dependants.
2. The Act
Section 188:
(1) The Board may from time to time require the proof the Board considers
necessary of the existence and condition of dependants receiving
compensation payments under this Part [Part 4 of the Act – Compensation
to Injured Workers and Their Dependants].
(2) If the Board requires proof under this section, the Board may withhold
further compensation payments until that proof is received.
POLICY
Each year, the Board mails out, to dependants receiving compensation under Division 5
of Part 4 of the Act [Compensation in Relation to Death of Worker], declaration forms
and school attendance forms. Failure to complete and return these forms may result in
payments being withheld until those forms are received by the Board.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 8(3):
the Board may treat the death in the same manner as if the commercial fisher
were a worker employed by the Crown in right of British Columbia.
POLICY
If the death of a commercial fisher resident in British Columbia arises out of and in the
course of the commercial fisher’s occupation in British Columbia or waters off British
Columbia, and is not otherwise compensable, the Board may treat the death in the
same manner as if the commercial fisher were a worker employed by the Crown in right
of British Columbia.
AVERAGE EARNINGS
#64.00 INTRODUCTION
Section 208(1) of the Act provides:
Section 208 provides the general direction for determining a worker’s average
earnings.
The Act provides two general rules for determining average earnings and a
number of exceptions for which average earnings is calculated differently. The
exceptions relate to a casual worker, a person who purchased coverage under
section 4(2) of the Act, a worker with no earnings on the date of injury, a worker
who is an apprentice or learner, a regular worker who has been employed less
than 12 months, and a worker with exceptional circumstances.
In determining a worker’s average earnings, the Board must apply one of the
general rules unless one of the exceptions in the Act applies to a worker. If more
than one exception applies to the same worker for the same injury, the Act
provides that the Board must determine the section that best reflects the worker’s
circumstances and apply that section. In making this determination, “best” does
not mean the highest rate possible, but rather, the rate that most closely reflects
the actual loss incurred.
Set out below are the Board’s policies with respect to the calculation of a
worker’s short-term average earnings; the application of a 10-week average
earnings rate review; the calculation of a worker’s long-term average earnings;
and the composition of average earnings.
AUTHORITY: Section 219 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
(ii) ending on the last day of the tenth week for which
compensation is payable under this Part [Part 4 of the
Act – Compensation to Injured Workers and Their
Dependants] to the worker for a temporary disability
resulting from that injury;
(b) the period starting on the date of the worker’s injury and
ending on the date the worker’s injury results in a permanent
disability, as determined by the Board.
For workers who receive regular remuneration on a standard five-day work week,
the determination of the worker’s earnings at the time of the injury will be based
on the worker’s rate of pay on the day of injury.
The Board recognizes that not all workers receive remuneration based on a five-
day work week. Policy items #65.01, #65.02, and #65.03 detail how the Board
will determine the earnings at the time of the injury for workers in other
circumstances.
EFFECTIVE DATE: June 1, 2009
CROSS REFERENCE: Policy item #65.01, Variable Earnings;
Policy item #65.02, Worker with Two Jobs;
Policy item #65.03, Fishers;
Policy item #67.10, Casual Pattern of Employment;
Policy item #67.20, Personal Optional Protection;
Policy item #67.30, Workers with No Earnings, of the
Rehabilitation Services & Claims Manual, Volume II.
• works on call for one or more employers at differing rates of pay and
does not have a casual pattern of employment;
For such workers with variable earnings, the Board will usually calculate the
short-term average earnings with reference to the worker’s earnings in the three
month period up to and including the worker’s date of injury. However, the Board
may use a shorter time period if it determines that the three month time period is
not an accurate reflection of the worker’s time of the injury earnings.
In such situations, the Board may choose to exclude a portion of the time period
over which earnings are averaged if doing so would provide a more accurate
reflection of the worker’s time of the injury earnings. The Board does not
generally exclude short absences from work for non-compensable reasons or
minor fluctuations in hours worked or rate of pay.
EFFECTIVE DATE: June 1, 2009
CROSS REFERENCES: Policy item #65.00, General Rule for Determining Short-Term
Average Earnings;
Policy item #67.10, Casual Pattern of Employment, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
APPLICATION: To all decisions on or after June 1, 2009.
If a worker is engaged in two jobs, one of which is a job for which personal
optional protection has been purchased, the income earned in the non-personal
optional protection job will be combined with the amount of personal optional
protection purchased for the other job, up to the statutory maximum, in order to
determine average earnings.
EFFECTIVE DATE: June 1, 2009
CROSS REFERENCES: Policy item #34.40, Pay Employer Claims;
Policy item #65.00, General Rule for Determining Short-Term
Average Earnings;
Policy item #67.10, Casual Pattern of Employment;
Policy item #67.20, Personal Optional Protection, of the
Rehabilitation Services & Claims Manual, Volume II.
#65.03 Fishers
The worker’s earnings at the time of the injury for fishers whose remuneration is
based on a share of the catch, the value of which may only be determined at a
future date, will be based on the earnings over the three month period
immediately preceding the date of the injury. If earnings information is not
available for that three-month period, the worker’s average earnings may be
based on the 12-month period immediately preceding the worker’s date of injury.
See also policy item #68.62 for information on a fisher’s composition of average
earnings if the fisher deducts equipment and/or operating expenses from gross
income for business or taxation purposes and owns a vessel or other equipment
used to harvest fish.
EFFECTIVE DATE: June 1, 2009
CROSS REFERENCES: Policy item #65.00, General Rule for Determining Short-Term
Average Earnings;
Policy item #68.62, Fishers, of the Rehabilitation Services &
Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
APPLICATION: To all decisions on or after June 1, 2009.
The amount of the provisional rate depends on the information available to the
Board. While being careful not to set a rate which is higher than the worker’s
actual earnings, the Board should, as far as is possible, take into consideration
the actual circumstances of the worker, for instance, age, occupation, seniority
and union status. The Board should also have regard to statements of earnings
already on file or on other recent compensation claims.
Section 123(2) of the Act provides that the Board may not reconsider a decision
on the worker’s average earnings if any of the following apply:
(a) more than 75 days have elapsed since the decision was made;
(b) a request for review has been filed under section 270 [making a
request for a review] in respect of the decision;
(c) a notice of appeal has been filed under section 292 [how to appeal]
in respect of the decision.
Section 123(3) provides that the Board may, on its own initiative, reconsider a
decision after the 75 days referred to in section 123(2)(a) have elapsed, if the
decision contains an obvious error or omission.
For example, if a worker is only in the workplace for four hours, but
receives a top up in insurance proceeds for an additional four hours not
related to the work being performed, the insurance proceeds are not
considered to be earnings for the purposes of determining short-term
average earnings. Conversely, if the worker is in the workplace for eight
hours, and the worker receives half of the worker’s wages through
payment of insurance proceeds, the insurance proceeds may be
considered earnings for the purposes of determining short-term average
earnings.
See policy item #67.60 to determine the long-term average earnings for a
worker participating in a non-Board sponsored Return to Work program.
After a claim has lasted five weeks, the Board considers whether it is likely to last
for ten weeks and, if the Board has not done so already, sets in motion any
enquiries necessary for a possible 10-week average earnings review.
If not supplied by the employer, earnings and tax status information for the
required period of time prior to the injury must be provided by the worker. The
information provided must be verified information from an independent source
such as wage stubs, T4s, or letters from the Income Tax Authorities or
employers.
If, at the earlier of: the day after 10 cumulative weeks of wage-loss benefits have
been paid to the worker; or the effective date of the worker’s permanent disability
benefits, there is insufficient information on which to complete the 10-week rate
review, a provisional rate may be set until sufficient information is received
(policy item #65.04).
Section 219 of the Act provides that if two or more exceptions to the general
rules for determining average earnings apply to the same worker for the same
injury, the Board must determine and apply the section that best reflects the
worker’s circumstances. In making this determination, “best” does not mean the
highest rate possible, but rather, the rate that most closely reflects the actual loss
incurred. This situation could arise if, for example, a worker was an apprentice
(section 216) who had been employed less than 12 months (section 217). In this
situation, the Board would apply the section that most accurately reflects the
worker’s average earnings and earning capacity at the time of injury.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
1. The first step involves a consideration of the nature of the worker’s job at
the time of the injury. This will identify:
(a) those workers to whom the general rules of sections 210, 211 and
219 should apply;
(b) those workers who have purchased coverage under section 4(2) of
the Act, to whom the section 215 exception applies;
Certain workers will not clearly fall within the above categories. An
indicator that a worker may fall within the section 214 exception is that the
worker’s job at the time of injury was not permanent and/or was scheduled
2. If a worker does not clearly fall within the above categories, the second
step involves consideration of the worker’s pattern of employment over a
longer period of time. In order to determine whether the worker’s pattern
of employment is casual, it may be necessary to consider the worker’s
employment activities in the period prior to the injury. Normally, one year
would be the maximum period of inquiry.
• The worker has the option to accept or reject requests to work without
penalty.
• The worker works “on call” for one or more employers. In certain
cases, however, a worker who works on call for one or more
employers may have predictable, consistent working hours which may
reflect a regular pattern of employment for which the general rules of
sections 210, 211 and 219 might apply.
After the Board has considered the worker’s attachment to employment, the
evidence is weighed to determine whether the worker’s pattern of employment at
the time of the injury was casual in nature.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Board officer and
decision-maker.
January 1, 2006 – Amended to clarify that, when determining
whether a worker’s pattern of employment was casual in nature,
the decision-maker should consider both the job at the time of
the injury and the worker’s pattern of employment. Policy also
amended to include the types of factors decision-makers should
consider.
APPLICATION: Applies on or after June 1, 2009.
This is an exception to both general rules for determining average earnings. The
average earnings of a person entitled to personal optional protection under
section 4(2) of the Act are the earnings for which coverage has been purchased.
There is no 10-week average earnings review.
The maximum and minimum amount of earnings for which coverage can be
purchased may be obtained by contacting the Board.
Because of frequent changes in the maximum wage rate, where coverage at the
maximum has been granted, the Board permits an application for personal
optional protection at the “maximum wage rate” with coverage and assessment
to be adjusted automatically from time to time.
If a worker had no earnings at the time of the injury, the Board must
determine the amount of a worker’s average earnings from the date of
injury in a manner that the Board considers appropriate.
Persons working without pay are not generally considered as “workers” under the
Act. However, there are some exceptional situations of this type which are
covered and for which the Act or the Board has specified the earnings on which
compensation is to be based. These situations are described in policy
items #67.31 – #67.34.
CROSS REFERENCES: Policy item #67.31, Volunteer Workers Admitted by the Board
under Section 5;
Policy item #67.32, Volunteer Firefighters;
Policy item #67.33, Sisters in Catholic Institutions;
Policy item #67.34, Emergency Services Workers, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
The minimum wage set out above is subject to cost of living adjustments as
described in policy item #51.20.
CROSS REFERENCES: Policy item #51.20, Dollar Amounts in the Act, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
If a volunteer firefighter is paid wages by the fire brigade these can be combined
with earnings from another job, but not to exceed the maximum wage rate.
There will be circumstances which do not fall squarely within these guidelines.
When that occurs, the decision on what best represents the loss of earnings
must be decided upon by the Board according to the merits and justice of the
particular case.
Firefighters, other than those referred to in the policies in Items AP1-1-5 and
AP5-245-2 of the Assessment Manual or firefighters whose employers are not
covered by the compensation provisions of the Act, but to whom personal
optional protection has been given, are to be assessed and paid on the same
basis as above.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Sections 1, 4, 212, and 243(1)(a) of the Act.
CROSS REFERENCES: Policy item #7.10, Coverage for Volunteer Firefighters;
Policy item #68.40, Employment Insurance Payments, of the
Rehabilitation Services & Claims Manual, Volume II.
Item AP1-1-5, Coverage under the Act – Workers;
Item AP5-245-2, Assessable Payroll, of the Assessment Manual.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
May 16, 2019 – Policy amended in accordance with changes to
the Act resulting from the Workers Compensation Amendment
Act, 2019, Bill 18 of 2019; which amended the definition of
firefighter in section 1 of the Act, removing the reference to
ambulance driver or attendant and to firefighters serving a
municipality.
June 1, 2009 – Deleted reference to Board officer.
March 18, 2003 – Inserted references from then
Items AP1-1-5 and AP1-38-2 in the Assessment Manual.
APPLICATION: Applies on or after June 1, 2009.
(1) This section applies to a worker who, at the time of injury, was
(a) the rate at which the worker was remunerated by each of the
employers for whom the worker was employed at the time of
the injury;
Section 216 of the Act includes a worker referred to in paragraph (b) of the
section 1 definition of “worker”. Paragraph (b) of the definition of “worker”
provides that a worker includes:
a person who
If a worker’s injury results in a temporary disability that continues after the initial
10-week payment period, the Board determines the amount of the worker’s
average earnings in accordance with section 216(2), based on the greater of:
(b) the worker’s gross earnings, as determined by the Board, for the
12-month period immediately preceding the date of injury.
The Board will contact the injury employer to determine what a qualified person
employed at the starting rate in the same trade, occupation or profession earns
or would earn with the injury employer.
If this information is not available, the Board will contact an employer similar to
the injury employer, in the same region as the injury employer, to determine what
a qualified person employed at the starting rate in the same trade, occupation or
profession earns.
The Board is not limited to obtaining wage rate information from a single
employer. As such, the Board may use relevant information from employers in
the region on the average starting rate of various trades, occupations and
professions. This information may be used to determine the average earnings of
an apprentice or learner where relevant information is not available from the
worker’s employer.
The average earnings determined in accordance with section 216(3) of the Act
apply as of the date the Board determines that the worker’s injury has resulted in
a permanent disability. The earnings will be used to calculate a worker’s
entitlement to permanent disability benefits. It will also be used to calculate
wage-loss equivalency payments while a worker participates in a vocational
rehabilitation plan.
EFFECTIVE DATE: July 1, 2012
AUTHORITY: Section 216 of the Act.
CROSS REFERENCES: Policy item #65.00, General Rules for Determining Short-Term
Average Earnings;
Policy item #66.00, General Rules for Determining Long-Term
Average Earnings, of the Rehabilitation Services & Claims
Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
APPLICATION: Applies to an injury that occurs on or after July 1, 2012.
(1) This section applies to a worker who was employed, on other than
a casual or temporary basis, by the worker’s employer for less than
12 months immediately preceding the date of the injury.
To determine a worker’s average earnings under section 217 of the Act, the
Board will contact the injury employer to determine what the average earnings
are or would be of a person of similar status employed in the same type and
classification of employment.
If this information is not available, the Board will contact an employer similar to
the injury employer, in the same region as the injury employer, to determine what
the average earnings are of a person of similar status employed in the same type
and classification of employment.
The Board is not limited to obtaining wage rate information from a single
employer. As such, the Board may use relevant information from employers in
the region on the average earnings of a person of similar status employed in the
same type and classification of employment. This information may be used to
determine the average earnings of a worker who has worked less than
12 months for the injury employer where relevant information is not available
from the worker’s employer.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
As stated in section 218(2), this provision does not apply to the following:
● a casual worker;
In making this determination, “best” does not mean the highest level of
compensation possible, but rather, that the level of compensation reflects the
actual loss incurred by the worker.
The general rule uses one year of a worker’s earnings history to account for
typical variations in earnings. Short absences from work for non-compensable
reasons, minor fluctuations in hours worked or rate of pay, or similar reasons for
changes to earnings are typical and will not be considered exceptional
circumstances.
The Board excludes any periods during which the worker received
wage-loss benefits (or vocational rehabilitation wage-loss
equivalent rehabilitation allowances/benefits) from the total period
over which earnings are averaged. In some cases, the Board may
use a shorter or longer period of the worker’s employment history to
determine what best reflects the worker’s average earnings.
(b) The Board determines that the worker has a regular pattern of
employment, and that the worker’s earnings in the 12-month period
immediately preceding the date of the injury do not reflect the
worker’s historical earnings because of a significant atypical and/or
irregular disruption in the pattern of employment during that period
of time.
• This circumstance may arise, for example, if the worker has had
an absence of more than six consecutive weeks in the 12-month
period immediately preceding the date of injury and the absence
was due to a non-compensable illness or injury, educational or
maternity/paternity reasons.
In such cases, the Board may deduct the period of the absence. In
addition, the Board may use a shorter or longer period of the
worker’s employment history (e.g., 24-month period) to determine
long-term average earnings.
(c) The Board is satisfied that the worker’s earnings in the 12-months
immediately preceding the date of injury do not address the
worker’s diminished future career options because of the nature
and degree of the injury.
• This circumstance may also arise if the worker is under the age
of 25 (BC Stats defines youths as individuals aged 15 to 24) and
has completed a designated course of study at a provincially
recognized training or educational institution in the two years
immediately preceding the date of injury. Due to the worker’s
young age, the employment at the time of injury may not be
representative of the worker’s career path, as provided for by
the worker’s recent course of study.
(d) Deductions must be made from the worker’s gross income to derive
the labour component of the worker’s average earnings.
#68.11 Overtime
Only regular overtime is included in the calculation of a worker’s average earnings.
The Board must not include the following in determining the amount of a
worker’s average earnings:
A distinction should be made between room and board which is provided in total
or in part by an employer as the remuneration for services rendered and room
and board incurred as a business expense by the employer.
In situations where room and board is incurred as a business expense, the Board
does not consider the expenses when calculating a worker’s average earnings.
Where a worker continues to be provided with room and board during the
disability without extra charge and the worker’s salary is continued by the
employer, any reimbursement to the employer carried out by the Board will,
subject to the maximum wage rate under the Act, include the value of room and
board as well as the worker’s salary.
The Board must not include the following in determining the amount of a
worker’s average earnings:
• dry-cleaning allowances;
• travel allowances.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
This is a discretionary provision and will be applied only where the evidence
supports a finding that the worker received employment insurance benefits due
to the worker’s employment in an occupation or industry that results in recurring
seasonal or temporary interruptions of employment.
The Board may collect the necessary data to compile a list of industries and
occupations that result in recurring seasonal or temporary interruptions of
employment. The list must give regard to regional considerations and may adopt
information from sources such as British Columbia Statistics, Statistics Canada
or the department continued under the Department of Employment and Social
Development Act (Employment and Social Development Canada – “ESDC”).
This policy enables the Board to determine the labour component of a worker’s
earnings where the worker receives payment for providing services, out of which
the worker must pay for any business expenses and/or costs associated with
equipment that is a required component of the contract of service. Such
equipment is normally required to fulfill the contract, and represents a portion of
the worker’s costs in providing the service.
Business expenses (that is, expenses not associated with equipment) are
generally not considered in a worker’s short-term average earnings.
Equipment Wages
15% 85%
Equipment Wages
40% 60%
Examples of medium equipment include motor vehicles used for pilot car
or local delivery services, and minor excavating equipment (e.g. two-wheel
drive agriculture-type tractors, complete with backhoe attachments and/or
front-end loader attachment).
Equipment Wages
75% 25%
1) Did the worker’s gross earnings for the time period under review
include payment in respect of the expense?
4) Would the worker incur the expense regardless of the nature of the
employment?
To calculate the amount the Board will deduct as an expense for equipment
depreciation, the worker will be asked to provide the purchase price for any
equipment that is a required component of the contract of service. The purchase
price of such equipment is usually the invoiced value of the asset(s), including
applicable taxes. Where a worker trades in another asset in order to purchase a
new asset, the trade does not reduce the value of the acquired asset for the
purposes of determining the purchase price.
Where the worker does not declare a capital cost allowance or a depreciation
amount for equipment that is a required component of the contract of service, the
Board will not make a deduction for equipment depreciation from gross earnings
for that equipment.
#68.62 Fishers
Generally, where a fisher may deduct business expenses and/or costs
associated with equipment from the fisher’s earnings for business or tax
purposes, this suggests that the fisher’s earnings include payment in respect of
such costs. In calculating the earnings of a fisher who, for business or taxation
purposes, deducts business expenses and/or costs associated with equipment,
the Board decides which costs and/or expenses will be deducted from gross
1) Did the fisher’s gross earnings for the time period under review
include payment in respect of the expense?
3) Did the expense result from the fisher operating his or her
business?
4) Would the fisher incur the expense regardless of the nature of the
employment?
To calculate the amount the Board will deduct as an expense for equipment
depreciation, the fisher will be asked to list the purchase price of the vessel or the
other equipment used to harvest fish. The purchase price of a vessel or
equipment used to harvest fish is the invoiced value of the asset(s), including
applicable taxes. Where a fisher trades in an equipment asset in order to
purchase a new equipment asset, the trade does not reduce the value of the
acquired equipment asset for the purposes of determining the purchase price.
Where the fisher does not take a capital cost allowance or a depreciation amount
for a vessel or equipment used to harvest fish, the Board will not perform a
deduction for equipment depreciation from gross earnings for that equipment.
Interest accrued (whether paid or not) as the result of debt in respect of a fishing
vessel used and owned by a commercial fisher is considered a business
expense. The accrued interest is deducted from gross income.
The purchase of food as a business expense is not deducted from gross income
as it is considered a direct benefit to the fisher and is a measurable return from
the activities of fishing. The costs of maintenance for the vessel or other
In cases of this type, the composition of average earnings is made up of the total
dollar amount being paid to the worker either by the employer or the sponsoring
government agency or a combination of either.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
In making reports of this nature for Income Tax purposes, the company is
asserting that the principal’s spouse or child did work in the business and did
earn the money paid. The Board is required to consider any evidence which may
show that this assertion is incorrect and to make its own determination.
However, the Board is entitled to rely upon this assertion unless there is
evidence to the contrary. Even if, upon investigation, the evidence shows that
the spouse or child did not work for the company, that in itself does not mean that
the payments to the spouse or child were earnings of the principal. There could
be any number of other reasons why the company might make payments to the
spouse or child.
The Act contains a special procedure for determining the maximum wage rate in
force in any year.
(1) Before the end of each calendar year, the Board must determine
the maximum wage rate applicable for the following calendar year.
(1.1) As an exception to subsection (1), the maximum wage rate for 2021
is $100 000.
(2) The maximum wage rate to be determined under this section must
be an amount, which may be rounded to the nearest $100, that the
Board considers represents the same relationship to the amount of
$100 000 as
bears to
Prior to 2020, the Act referred to $40,000 and 1984 as the factors in the formula
for calculating the maximum for the following calendar year. Prior to 1986, the
Act referred to $11,200 and 1972 as the factors in the formula for calculating the
maximum for the following calendar year.
Yearly
Applicable
January 1, 2019 – December 31, 2019 $84,800.00
The maximum wage rate is not subject to consumer price index adjustments.
Nor can a worker who is in receipt of the current maximum compensation
benefits receive the benefit of such adjustments. However, if the maximum wage
rate is increased in any year, workers injured in a prior year who were limited by
the maximum compensation for that year can receive the benefit of any
applicable cost of living adjustments occurring after the increase. Such
adjustments are calculated using the previous maximum as a base and cannot at
any time increase the worker’s compensation above the current maximum.
Increases in the maximum wage rate do not have the effect of increasing the
existing compensation being paid to workers whose payments have been limited
by the lower maximum existing in a previous year. Exceptions to this rule may
occur if, on a reopening occurring more than three years after a worker’s injury,
the Board exercises its authority under section 193 or section 197 to base the
amount of compensation payable on the worker’s earnings at the date of the
reopening (policy item #70.20).
Authority to approve increases in the maximum wage rate under section 209 has
been assigned to the President.
EFFECTIVE DATE: October 21, 2020
CROSS REFERENCES: Policy item #70.20, Reopenings Over Three Years, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: October 21, 2020 – Amended to reflect amendment to the
maximum wage rate provisions of the Act by the Workers
Compensation Amendment Act, 2020 (Bill 23 of 2020), in effect
August 14, 2020.
April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
APPLICATION: Applies on or after October 21, 2020.
For calculating the amount of a deduction, the daily rate of the permanent
disability benefits must be determined and then deducted from the daily rate of
wage-loss benefits in the manner set out in policy item #70.10.
The deduction made under section 200 must be reviewed on each January 1
following the injury. This is to allow for possible cost of living adjustments to the
amount of the permanent disability benefits and the wage-loss benefits and, with
regard to January 1, changes in the maximum wage rate. For the purpose of
section 200, the relevant maximum is the one applying in the year in which the
wage-loss benefits payment is being made.
For the deduction from wage-loss benefits of permanent disability benefits under
the same claim, reference should be made to policy items #70.00, #70.10, and
#70.20.
CROSS REFERENCES: Policy item #70.00, Average Earnings on Reopened Claims;
Policy item #70.10, Disability Occurring Within Three Years of
Injury;
Policy item #70.20, Reopenings Over Three Years, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
If a worker has received a lump sum in place of the periodic payments that
otherwise would have been payable for a permanent disability, the worker
is deemed, for the purposes of subsection (1), to still receive the periodic
payments.
In the case of a reopening of the same claim within three years, any previous
lump-sum payment (in place of a permanent disability periodic payment) will be
deducted from the current daily wage-loss benefit payments. The same position
exists in respect of reopenings of the same claim after three years where the
worker’s pre-injury earnings are used to calculate benefits. If, however, in the
case of a reopening after three years, wage-loss benefits for a recurrence of
temporary disability are based on the worker’s current earnings under the terms
of sections 193(1) and 193(2), any previous lump-sum payment (in place of a
permanent disability periodic payment) will not be deducted in accordance with
section 193(3), except to the extent that the combined total exceeds the
maximum wage rate in effect at the time of the recurrence.
This could be either the original rate or the rate review figure if such an
adjustment has occurred.
Any permanent disability benefits granted under the same claim are deducted
from the amount of the wage-loss benefits payments. Permanent disability
benefits that have been granted on another claim are deducted only to the extent
that the combined total of wage-loss benefits and permanent disability periodic
payments exceeds the current maximum. Cost of living adjustments are made if
applicable.
If permanent partial disability benefits are being paid on the same claim, the
wage-loss benefits payments are calculated as the difference between the total
compensation payments and the permanent partial disability periodic payments
in the following manner:
(4) The total compensation payable under this section must not be
greater than the maximum payable under this Part [Part 4 –
Compensation to Injured Workers and Their Dependants] at the
date of the recurrence.
(1) This section applies if, more than 3 years after a worker’s injury,
This policy sets out how the Board determines compensation benefits if a claim is
reopened because the worker’s temporary disability recurs, or a permanent
disability occurs or increases, more than three years after the date of the original
compensable injury.
If a temporary disability recurs more than three years after the original injury,
section 193(2) of the Act gives the Board the discretion to calculate a worker’s
compensation as if the recurrence were the date of the injury. This means the
Board may use the worker’s earnings at the time of the recurrence to calculate
compensation benefits. The date used by the Board to determine whether more
than three years have passed since the original injury, is the date the worker first
experiences a loss of earnings, or potential loss of earnings, due to the
recurrence of temporary disability.
• the worker’s earnings at the date of the original injury, with applicable
cost of living adjustments; and
If the original earnings on the claim were set before June 30, 2002, it may be
necessary to recalculate those earnings to convert them from 75% of gross
average earnings to 90% of average net earnings. This conversion involves
using the worker’s earnings at the date of the original injury plus applicable cost
of living adjustments, and the relevant tax provisions at the date of the
recurrence of the temporary disability or at the date the permanent disability
occurs or increases in degree.
Cost of living adjustments that occur pursuant to section 334(3) of the Act in the
first twelve months following the recurrence of the temporary disability, or
increase or occurrence of the permanent disability, are not applicable to
compensation benefits calculated in accordance with this policy.
If a worker’s current earnings are higher than the original earnings, the current
earnings will generally be used to calculate compensation payable. In these
cases the Board considers that the current earnings more closely represent the
actual loss of earnings of the worker by reason of the recurrence of temporary
disability or occurrence or increase in permanent disability.
Current earnings may be used if a worker has reduced or no earnings at the date
of the recurrence of the temporary disability, or at the date the permanent
disability occurs or increases in degree, for reasons unrelated to the disability.
Examples include, but are not limited to, the following:
Finally, in the event that the original earnings, plus applicable cost of living
adjustments, and the current earnings are equal, compensation benefits are
based on the worker’s current earnings.
This policy applies to persons who purchased Personal Optional Protection at the
date of the original injury and/or at the date of the recurrence of the temporary
disability, or occurrence or increase in degree of the permanent disability.
Compensation benefits for such persons are calculated in accordance with this
policy, except that the Board will use the amount of Personal Optional Protection
coverage purchased in determining the person’s earnings.
If, on a previous reopening of the claim, section 193 or 197 of the Act or their
predecessors were used to base compensation on the worker’s current earnings,
any rate resulting from the previous application of section 193 or 197 is ignored
at the time of the later reopening.
EFFECTIVE DATE: June 1, 2010
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
APPLICATION: Applies to all decisions made on or after June 1, 2010.
Before calculating a worker’s average net earnings, the Board determines the
worker’s average earnings. The process for determining a worker’s average
earnings is described in policy items #65.00 − #70.30.
The Board does not consider the actual amounts deducted from a worker’s pay
cheque for the items listed in (a) – (c) above. Instead, the Board must estimate
the probable deductions for these items.
Under sections 220 and 221 of the Act, the Board calculates a worker’s average
net earnings at two stages in the claim process as described below.
EFFECTIVE DATE: June 30, 2002
AUTHORITY: Sections 220 and 221 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
Under section 210, the short-term average net earnings period begins on the
date of the worker’s injury and ends on the earlier of:
(a) the date wage-loss benefits have been payable to the worker for a
cumulative period of 10 weeks; or
Schedule of Deductions
Effective January 1st each year, the Board implements a schedule of deductions
(“Schedule”) for earning levels up to the statutory maximum. The Schedule
reflects the federal and provincial income tax rates and the levels of CPP
contributions and EI premiums in effect for the immediately preceding calendar
year. As a result, any changes to these items during a calendar year are not
reflected in the Schedule until January 1st of the following year.
The Board uses the Schedule to determine the CPP contributions, EI premiums
and income taxes applicable to a worker’s average earnings. As a result, all
workers with the same average earnings have the same deductions made for
CPP contributions, EI premiums and income taxes.
Deductions for probable CPP contributions and EI premiums are based on the
requirements of the Canada Pension Plan Act and the Employment Insurance
Act. When determining these deductions, the Board considers the contributions
and premiums required under those Acts for the worker’s average earnings. The
Board does not consider the actual CPP contributions and EI premiums deducted
from the worker’s paycheque.
In estimating probable income taxes for short-term average net earnings, the
Board applies only the following tax credits under the Income Tax Act and the
Income Tax Act (Canada):
All workers receive tax credits equaling 1.5 times the basic personal amounts,
regardless of actual tax status. As well, deductions for probable income taxes
are made regardless of whether the worker is required to pay taxes under the
Income Tax Act and the Income Tax Act (Canada).
(a) the first day after the date wage-loss benefits have been payable to
the worker for a cumulative period of 10 weeks; or
Effective January 1st each year, the Board implements formulas, based on those
used by the Canada Revenue Agency, to calculate long-term average net
earnings. The formulas reflect the federal and provincial income tax rates and
the levels of CPP contributions and EI premiums in effect for the immediately
preceding calendar year. As a result, any changes to these items during a
calendar year are not incorporated into the formulas until January 1st of the
following year.
When calculating long-term average net earnings, the Board uses the formulas to
determine the CPP contributions, EI premiums and income taxes applicable to a
worker’s average earnings.
When calculating a worker’s long-term average net earnings, the Board uses the
formulas in effect on the earlier of the first day after the date wage-loss benefits
have been payable to the worker for a cumulative period of 10 weeks; or the
effective date of permanent disability benefits.
In estimating probable income taxes for long-term average net earnings, the
Board applies only the following tax credits as determined under the Income Tax
Act and the Income Tax Act (Canada):
When establishing income tax credits for dependants, the Board will assume that
the dependants have no income. As a result, where the worker qualifies for any
of the credits under item (c) above, the worker will receive the maximum amount
under the Income Tax Act or the Income Tax Act (Canada) for that credit.
Exceptions
Workers who are not required to pay CPP contributions under the Canada
Pension Plan Act or EI premiums under the Employment Insurance Act do not
have these probable contributions or premiums deducted from their average
earnings when long-term average net earnings are established. For instance,
workers under the age of 18 years do not have probable CPP contributions
deducted, as these workers do not contribute under the Canada Pension Plan
Act. As well, independent operators who do not pay into the EI scheme do not
have probable EI premiums deducted when long-term average net earnings are
calculated.
Workers who are not required to pay income taxes under the Income Tax Act or
the Income Tax Act (Canada) do not have probable income taxes deducted when
the Board calculates their long-term average net earnings. For example, workers
who have Registered Indian Status under the Indian Act (Canada) and work on a
reserve do not pay taxes on their employment income. As a result, no
deductions for probable income taxes will be made when calculating the long-
term average net earnings of these workers.
If the Board has insufficient information about a worker’s tax status at the time
that long-term average net earnings are calculated, the Board will assume that
only the basic personal credits under the Income Tax Act and the Income Tax
Act (Canada) apply.
#71.40 Adjustments
The Board may adjust a worker’s average earnings subject to reconsideration
rules set out in section 123 of the Act, if they were based upon incorrect
information. If the adjustment results in a decrease in the value of the worker’s
earnings, the Board will consider policy item #48.41 in determining whether to
declare an overpayment. If it results in an increase, a retroactive adjustment
may be made.
BACKGROUND
1. Explanatory Notes
This policy defines key terms and sets out general principles regarding a worker’s
entitlement to health care.
2. The Act
Section 1, in part:
...
...
...
...
...
(4) If an injury disables a worker from earning full wages at the work at
which the worker was employed, compensation other than a health
(a) as applicable,
...
(3) A health care benefit may be provided for a worker who has an
occupational disease referred to in subsection (1)(b) even though the
worker is not disabled from earning full wages at the work at which
the worker was employed.
Section 156:
(1.1) The services and supplies referred to in subsection (1) may be provided
before the Board determines a worker's entitlement to compensation
under this Part if the Board is satisfied that medical evidence indicates that
(2) The Board may adopt rules and regulations with respect to the
provision of health care to injured workers and for the payment of
such health care.
(3) The Board may make a daily allowance to an injured worker for the
worker’s subsistence if, under the Board’s direction, the worker is
undergoing treatment at a place other than the place where the
worker resides.
(4) The power of the Board under subsection (3) extends to an injured
worker who receives compensation, regardless of the date the
worker first became entitled to compensation.
Section 162:
(1) If a worker has a permanent total disability, the Board must, within
the 3-month period before a retirement benefit under section 206
[retirement benefits for workers with permanent disability] is payable
to the worker, evaluate the worker’s need or continued need for
services and personal supports under this Division [Division 4 of
Part 4 of the Act – Vocational Rehabilitation, Health Care and Other
Assistance].
(2) After the evaluation under subsection (1) is completed, the Board
must take all actions necessary to provide to the worker, for the
worker’s life, the services and personal supports under this Division
that the Board considers necessary.
(3) This section does not limit the powers of the Board to otherwise
provide services and personal supports to workers at any time under
this Division.
POLICY
1. DEFINITIONS
In addition to the terms defined in the Act, the following terms, defined by the Board, are
used throughout this Chapter:
“Activities of daily living” are basic activities that are performed by individuals on a daily
basis for self-care. Examples include, but are not limited to: ambulating (e.g. walking),
transferring (e.g. getting from bed to chair and back), feeding, dressing, personal
hygiene (e.g., bathing, grooming, bladder and bowel care), and taking medication.
“Health care” may include, but is not limited to, the following:
• prescription medications;
“Health care account” means a statement of fees owed for goods and/or services
supplied, which a physician, qualified practitioner or other recognized health care
professional submits to the Board (including reporting or form fees) for health care
provided to a worker.
“Health care facility” means a hospital; surgical facility; office of a physician, qualified
practitioner or other recognized health care professional; group home; or other place
where acute, intermediate or long-term health care services or programs, are provided.
“Other recognized health care professionals” are health care professionals, other than
physicians and qualified practitioners, recognized by the Board through contracts and/or
October 21, 2020 Volume II
C10-72.00
Page 4 of 7
REHABILITATION SERVICES &
CLAIMS MANUAL
“Residence” means the place where a worker lives or regularly stays. Where the
worker has more than one residence, the worker is required to identify one as the
primary residence.
2. GENERAL PRINCIPLES
2.1 Objectives
The Board’s objective is to provide reasonably necessary health care to cure or alleviate
the effects of a compensable personal injury, occupational disease or mental disorder.
In order to meet this objective, the Board aims to:
• ensure that injured workers receive quality care and services from physicians,
qualified practitioners and other recognized health care professionals;
• balance the individual needs of injured workers and the need to ensure the
financial integrity of the workers’ compensation system;
• support the long-term health care needs of severely disabled workers; and
On accepted personal injury and mental disorder claims, entitlement to health care
begins on the date of injury. On accepted occupational disease claims, entitlement to
health care begins on the date the worker first seeks treatment by a physician, qualified
practitioner or other recognized health care professional.
Health care continues for as long as the Board considers it reasonably necessary with
respect to the worker's compensable personal injury, occupational disease or mental
disorder. In making this decision, the Board may consider medical opinion or other
expert professional advice.
Health care may continue even if the worker is not disabled from earning full wages at
the work at which he or she is employed, or is retired from the workforce.
Health care may be provided before the Board determines a worker’s entitlement to
compensation, if the Board is satisfied that medical evidence indicates that without
health care, the worker is at risk of significant deterioration in health.
Workers who reside in British Columbia on the date of injury and subsequently wish to
leave British Columbia, either temporarily or permanently, are required to discuss the
potential health care ramifications with the Board. If leaving British Columbia might
impede the worker’s recovery, compensation may be suspended if the circumstances
set out in Item C10-74.00 are met.
The Board does not generally pay in excess of British Columbia rates for health care
rendered outside British Columbia to a worker who has voluntarily left British Columbia.
The Board assesses the health care needs of workers with permanent total disabilities
during the three month period before their retirement benefits are payable.
In assessing a permanently totally disabled worker, the Board focuses on the health
care benefits, services and personal supports that the worker will need or continue to
need, after retirement.
BACKGROUND
1. Explanatory Notes
This policy sets out the Board’s responsibility for the direction, supervision, and control
of health care for injured workers.
2. The Act
(1) The Board may require a worker who applies for or is receiving
compensation under this Part [Part 4 of the Act – Compensation to
Injured Workers and Their Dependants] to be medically examined at
a place reasonably convenient for the worker.
...
Section 156:
(1) Health care provided under any of the following provisions must at all
times be subject to the direction, supervision and control of the
Board:
(a) section 156 [Board may provide health care for injured worker];
Section 158:
(b) the Board considers there was a justifiable cause and that the
charge for the services is reasonable.
Section 160:
(1) The Board must permit health care to be administered, so far as the
selection of a physician or qualified practitioner is concerned, by a
physician or qualified practitioner who may be selected or employed
by the injured worker.
(2) Subsection (1) does not limit the powers of the Board under this
Division [Division 4 of Part 4 of the Act – Vocational Rehabilitation,
Health Care and Other Assistance] respecting the supervision and
provision of health care in every case where the Board considers the
exercise of those powers is expedient.
POLICY
1. GENERAL
Health care provided to injured workers is at all times subject to the direction,
supervision, and control of the Board.
The Board determines all questions as to the necessity, character, and sufficiency of
health care to be provided for injured workers. When making this determination, the
Board may seek medical opinions or other expert professional advice to assist in
determining if a given health care benefit or service is reasonably necessary.
The control of health care by the Board is not intended to exclude injured workers’
choices. The Board uses its control over health care to do such things as ensure that
health care options are not overlooked, promote recovery, facilitate return to work, and
exclude choices by injured workers, physicians, qualified practitioners and/or other
recognized health care professionals that will delay recovery, involve unnecessary or
ineffective treatment, or create an unwarranted risk of further injury, increased
disablement, disease or death. If there are reasonable choices of treatment, or
reasonable differences of opinion among the medical profession with regard to the
preferable treatment, or choices to be made that depend on personal preferences, the
matter should be regarded as one of patient choice.
The Board’s exercise of control relates largely to the approval or denial of health care
payments, but can also include such things as directing an injured worker to be
examined by a specialist or to attend a particular health care facility.
Where the Board considers health care to be reasonably necessary, and more than one
type is available, the Board determines whether the choices are equally effective in
terms of expected outcomes and length of disability, and are of a similar cost.
If there is a substantial difference in costs of equally effective health care options, the
Board normally authorizes the option that is expected to be the least costly. In such
cases, if the physician, qualified practitioner, other recognized health care professional,
and/or worker chooses the more costly option, the Board pays for costs up to the
amount that would have been paid for the authorized health care option.
Generally, the Board does not pay for health care that is new, non-standard or not
generally accepted by the Board, unless prior approval has been obtained.
Subject to the Board’s overriding supervisory power, the worker may select the worker’s
own physician or qualified practitioner. For the purpose of sections 156, 157, 158, 159,
160, and 161 of the Act, there is no distinction between a physician and a qualified
practitioner.
(e) Where a worker attends walk-in clinics instead of, or in addition to, having
a family physician and therefore does not see the same physician, the
Board does not deny a worker’s change of physician on this basis alone.
3. CONCURRENT TREATMENT
Concurrent treatment occurs when a worker’s treatment is overseen by more than one
physician or qualified practitioner at a time.
The Board’s general position is that a worker’s treatment should be overseen by only
one physician or qualified practitioner at a time.
There are cases, however, where the Board may consider concurrent treatment to be
reasonable.
The Board may consider concurrent treatment reasonable in situations such as when a
worker’s disability requires treatment by a physician and a specialist, by two or more
specialists, or by a qualified practitioner with concurrent monitoring by a physician. The
Board may also consider concurrent treatment reasonable when a worker is
transitioning from one form of treatment to another. In this instance, the Board may
determine that it is warranted for the treatments to overlap for a limited time.
The Board does not refuse concurrent treatment simply because it is inconsistent with a
rule or policy of a professional organization.
The Board does not expect physicians or qualified practitioners working under
emergency conditions to obtain prior authorization from the Board before performing
necessary surgical treatments. However, the Board does not generally pay for any
elective surgical treatments unless prior authorization from the Board has been
obtained.
The Board determines whether to authorize elective surgery based on the applicable
medical evidence. The Board may refuse to authorize an elective surgical treatment if
the Board considers it to be:
• unduly hazardous, having regard to its potential benefits and the risks
involved in not having the surgery;
• unnecessary; or
Before the Board refuses authorization of an elective surgical treatment, the Board
normally discusses this decision with the worker’s physician or qualified practitioner.
The Board notifies the worker and the worker’s physician or qualified practitioner of its
decision.
If the worker decides to proceed with the unauthorized elective surgical treatment, the
Board does not pay for the treatment or any expenses associated with recovery from
that treatment. As well, the Board may consider the worker to have engaged in an
unsanitary or injurious practice, and may reduce or suspend the worker’s compensation,
if the circumstances in Item C10-74.00 are met.
5. EXAMINATIONS
In all cases, the Board notifies the injured worker in advance of the type of physician,
qualified practitioner or other recognized health care professional who will conduct the
examination. The Board also notifies the injured worker’s physician, qualified
practitioner, or other recognized health care professional of its intention to proceed with
a Board-directed medical examination.
BACKGROUND
1. Explanatory Notes
This policy outlines the circumstances in which the Board may suspend a worker’s
compensation for failing to attend an examination or obstructing a medical examiner,
and reduce or suspend a worker’s compensation for refusing to submit to medical or
surgical treatment or persisting in unsanitary or injurious practices.
2. The Act
Section 1, in part:
...
...
Section 154:
(1) The Board may require a worker who applies for or is receiving
compensation under this Part [Part 4 of the Act – Compensation to
Injured Workers and Their Dependants] to be medically examined at
a place reasonably convenient for the worker.
POLICY
1. GENERAL
Where certain prerequisites are satisfied, the Board may reduce or suspend a worker’s
compensation. The situations where this may occur are discussed in more detail in the
sections that follow.
The reduction or suspension of compensation is limited to the claim at issue and does
not apply to any compensation the worker may be receiving under other claims.
• unexpected illness;
If the Board does not consider there to be a reasonable explanation for the worker’s
conduct, or if an explanation is not forthcoming, the Board may proceed to reduce or
suspend compensation.
If the worker provides a reasonable explanation for the conduct that resulted in the
reduction or suspension, the Board may reinstate the compensation retroactively to the
date it was reduced or suspended. In this case, the Board may pay any outstanding
health care accounts incurred during the period of the reduction or suspension.
Section 154(2) of the Act suspends a worker’s right to compensation on a claim if the
worker fails to attend an examination or obstructs a medical examiner. The worker’s
right to compensation on the claim is suspended until the examination that the worker
failed to attend or obstructed has taken place and been effectively completed.
In applying this section of the Act, the Board does not limit the terms “medical
examination” to examinations performed by physicians or “medical examiner” to
physicians. It also includes examinations by qualified practitioners and other
recognized health care professionals. The term “examination” may include a
consultation (e.g. with a dentist), or an assessment (e.g. by a psychologist).
In determining whether a worker has failed to attend a medical examination, the Board
considers whether the worker:
• has received notice of the date, time and place of the appointment;
• did not attend; and
• did not give adequate notice that he or she would not be attending.
(a) The Board determines whether the worker has failed to attend an
examination or has obstructed a medical examiner.
(b) If the Board determines the worker has failed to attend an examination or
has obstructed a medical examiner, the Board then advises the worker
that all compensation on the claim will be suspended if the examination is
not effectively completed and attempts to reschedule the examination.
(d) If the Board does not consider the worker’s explanation to be reasonable,
the Board suspends the worker’s compensation on the claim.
When the Board notifies the worker of its decision to suspend compensation under
section 154(2) of the Act, the Board includes notice of a further appointment for the
examination, and advises that, if the worker attends and allows the examination to be
effectively completed, compensation will be reinstated.
The Board has discretion under section 154(3)(a) of the Act to determine whether and
how a worker’s compensation may be affected by the worker’s persistence in unsanitary
or injurious practices that tend to imperil or delay the worker’s recovery. The Board may
reduce the worker’s compensation, suspend the worker’s compensation or continue
with the worker’s compensation.
If the Board chooses to reduce the worker’s compensation, the Board has the further
discretion to determine whether the reduction of the compensation means suspending
the health care on that claim or just suspending the wage-loss benefits or permanent
disability benefits payment on that claim.
(c) If the worker persists in the unsanitary or injurious practice, the Board
gives the worker an opportunity to provide an explanation for the worker’s
conduct.
(d) If the Board does not consider the worker’s explanation to be reasonable,
the Board determines whether to reduce the worker’s compensation on
the claim (e.g. suspend wage-loss benefits or permanent disability
benefits, but not health care) or suspend all of the worker’s compensation
on the claim (including health care).
The Board has discretion under section 154(3)(b) of the Act to reduce or suspend a
worker’s compensation if the worker refuses to submit to medical or surgical treatment
that the Board considers, based on expert medical or surgical opinion, or other expert
professional advice, is reasonably essential to promote the worker’s recovery.
If the Board chooses to reduce or suspend the worker’s compensation, the Board has
the further discretion to determine whether the reduction or suspension of the
compensation applies to the health care on that claim and/or the wage-loss benefits or
permanent disability benefits on that claim.
In applying this section of the Act, the Board does not limit the phrase “medical or
surgical treatment” to treatment performed by physicians. It also includes treatment
provided by qualified practitioners and other recognized health care professionals that
the Board considers, based on medical opinion or other expert professional advice,
reasonably essential to promote the worker’s recovery.
(b) If the Board determines the worker is refusing to submit to treatment, the
Board obtains a medical opinion or other expert professional advice that
the treatment in question is reasonably essential to promote the worker’s
recovery.
(c) If the Board determines the worker is refusing to submit to treatment that,
based on medical opinion or other expert professional advice, is
reasonably essential to promote the worker’s recovery, the Board then:
• advises the worker of this decision and that some or all of the
compensation on the claim may be reduced or suspended if the
worker does not submit to the treatment; and
(d) If the Board does not consider the worker’s explanation to be reasonable,
the Board determines whether to reduce the worker’s compensation on
the claim (e.g. suspend wage-loss benefits or permanent disability
benefits payments, but not health care) or suspend all of the worker’s
compensation on the claim (including health care).
If the Board reduces or suspends the worker’s compensation on the claim under
section 154(3)(b) of the Act, the worker must submit to the Board-approved medical or
surgical treatment, before the Board reinstates compensation.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on the manner in which the Board administers health care
accounts.
2. The Act
Section 156:
Section 157:
Section 164(6):
Unless the Board otherwise directs, an account for medical services or other
health care must not be paid if it is submitted later than 90 days after the
date of whichever of the following occurs first:
(b) the person providing the health care was first aware that the
Board may be liable for that person’s services.
POLICY
1. DEFINITIONS
As set out in Item C10-72.00, “health care account” means a statement of fees owed for
goods and/or services supplied, which a physician, qualified practitioner or other
recognized health care professional submits to the Board (including reporting or form
fees) for health care provided to a worker.
“Reporting or form fees” means fees in relation to reports or forms that physicians,
qualified practitioners or other recognized health care professionals submit to the Board.
The Board audits all health care accounts submitted to ensure compliance with the Act,
any applicable contracts and fee schedules, and to ensure that the health care provided
is appropriate given the worker’s compensable disability.
The Board may be in receipt of health care accounts that the Board does not pay for a
number of reasons. Such reasons may include, but are not limited to the following:
• the Board does not consider the health care provided to a worker to be
reasonably necessary to treat the compensable personal injury, occupational
disease or mental disorder;
• the Board has determined that the worker’s compensable personal injury,
occupational disease or mental disorder has resolved;
• the Board considers the report in support of the health care account
inadequate; or
If the Board is in receipt of a health care account that the Board will not pay, the Board
notifies the physician, qualified practitioner or other recognized health care professional
who submitted the health care account as soon as possible.
As required by the Act, the physician, qualified practitioner or other recognized health
care professional must submit health care accounts promptly after health care is
provided. Where a health care account is not submitted promptly and the delay hinders
the Board’s decision-making ability, the Board may not pay the health care account.
3. AMOUNTS PAYABLE
The amounts the Board pays to physicians, qualified practitioners or other recognized
health care professionals are generally governed by contracts and/or fee schedules,
which the Board may specifically negotiate or may adopt from another agency. If there
is no contract and/or fee schedule in place with respect to certain health care, the Board
pays an amount for that health care that it considers reasonable.
Where the Board considers certain health care to be reasonably necessary, and more
than one type is appropriate and available, but there is a substantial difference in costs,
the Board normally only authorizes and pays for costs up to the amount that would have
been paid for the less expensive but equally effective option.
Physicians, qualified practitioners and other recognized health care professionals are
not permitted to bill a worker for any amount in excess of the amount payable by the
Board. If they do so and the worker pays, the Board reimburses the worker for the
excess amount and may recover that amount by deducting it from future health care
accounts that the physician, qualified practitioner or other recognized health care
professional submits to the Board. It is recommended, however, that workers contact
the Board for information on the amount payable by the Board before obtaining non-
emergency health care.
Generally, the Board only pays health care accounts after the worker’s claim for
personal injury, occupational disease or mental disorder is allowed. However, the
Board may pay health care accounts submitted before a claim is initially adjudicated
where:
• the Board is satisfied that medical evidence indicates that without health care
the worker is at risk of a significant deterioration in health.
Unless pre-authorized, the Board does not generally pay health care accounts in
respect of investigative surgery because such invasive procedures could result in a
disability. If a worker chooses to pay for and undergo investigative surgery, the Board
may consider any resultant reports in adjudicating the worker’s claim. If the claim is
subsequently allowed, the Board may then pay the health care account for the
investigative surgery.
If a worker’s claim for personal injury, occupational disease or mental disorder is not
allowed, the Board does not pay wage-loss benefits for the period prior to the date of
the decision, even though the Board may have paid for certain health care expenses
during that period.
4.2.1 General
When a claim for personal injury, occupational disease or mental disorder is allowed on
initial adjudication, reconsideration, review or appeal, the Board does not solicit health
care accounts for health care provided before the date of the decision to allow the claim.
However, if the Board receives such health care accounts, and the decision allowing the
claim does not deal with the question of entitlement to the health care at issue, the
Board administers the health care accounts as if the claim had been allowed as of the
date of injury.
The Board may reimburse a worker where the worker has received and paid for health
care in good faith and on the advice of a physician, qualified practitioner or other
recognized health care professional, even though the health care might not ordinarily be
approved for the worker’s compensable personal injury, occupational disease or mental
disorder.
Generally, the Board does not pay health care accounts for health care provided after
the date of the Board’s decision that the compensable disability has resolved, unless
the health care accounts are submitted promptly and in good faith in respect of reporting
or form fees, or Board-directed examinations, consultations or assessments.
After a worker’s claim is allowed, the Board may decide to limit a worker’s entitlement to
a particular type of treatment, even though the worker continues to have a compensable
disability. The Board may decide to limit treatment in a number of situations. Such
situations include, but are not limited to, the following:
Generally, the Board does not pay health care accounts for health care provided after
the date of the Board’s decision to limit a worker’s entitlement to a particular type of
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treatment, unless the health care accounts are submitted promptly and in good faith in
respect of treatment provided on or before the decision date.
When a worker’s previously allowed claim for personal injury, occupational disease or
mental disorder is subsequently disallowed or rejected, the Board does not initiate any
steps to recover amounts the Board has already paid for health care. However, if the
Board were offered reimbursement by any other agency, the offer would be accepted.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on the manner in which the Board administers health care
accounts in respect of health care provided outside of British Columbia.
2. The Act
Section 147:
(b) the injury would entitle the worker or the worker’s dependants
to compensation under this Part [Part 4 of the Act –
Compensation to Injured Workers and Their Dependants] if
the injury occurred in British Columbia.
(2) The Board must pay compensation under this Part only if all of the
following apply:
(1) A worker who applies for or is receiving compensation under this Part
[Part 4 of the Act – Compensation to Injured Workers and Their
Dependants] must provide the Board with the information that the
Board considers necessary to administer the worker's claim.
(2) If a worker fails to comply with subsection (1), the Board may reduce
or suspend payments to the worker until the worker complies.
Section 156:
Section 157:
Section 335:
(1) The Board may enter into agreements or make arrangements with
Canada, a province or a territory, or with the appropriate authority of
Canada, a province or a territory respecting the following:
POLICY
1. DEFINITION
“Non-resident worker” is an individual who is a “worker” under the Act, who either
resides outside British Columbia on the date of injury, or moves outside British
Columbia after the date of injury.
2. GENERAL
The Board expects workers to obtain health care in British Columbia for their
compensable personal injuries, occupational diseases or mental disorders. However,
the Board may consider that it is reasonably necessary for a worker to obtain health
care in another jurisdiction.
For workers whose employment takes them to other provinces or territories within
Canada, the Board pays emergency health care accounts received from within Canada
at the rates governed by inter-provincial fee schedules, which the Board establishes
under section 335 of the Act.
The Board generally pays any out-of-country emergency health care accounts received
at the rate established in the other jurisdiction, unless that rate is higher than the British
Columbia rate. In these situations, the Board may negotiate a specific rate for the
health care with the other jurisdiction.
Since emergency health care cannot be scheduled in advance, prior authorization from
the Board is not required.
If the out-of-province non-emergency health care is obtained without prior approval from
the Board, the Board may not pay for it if the Board determines that the health care was
not an accepted part of the claim.
The Board generally pays any out-of-province non-emergency health care accounts
received at the rate established in the other jurisdiction, unless that rate is higher than
the British Columbia rate. In these situations, the Board may negotiate a specific rate
for the health care with the other jurisdiction.
If a worker injured near the provincial border bypasses adequate health care in British
Columbia and, by personal choice, elects to receive health care outside British
Columbia, the Board does not normally pay in excess of British Columbia rates for that
health care.
A worker who receives health care outside British Columbia is responsible for ensuring
the Board receives all health care reports, forms, receipts and any other requested
information with respect to the worker’s claim from the out-of-province health care
provider.
The Board may reduce or suspend payments to a worker if the worker fails to provide
the Board with the information that the Board considers necessary to administer the
worker’s claim. The Board may also reduce or suspend compensation where the
circumstances set out in Item C10-74.00 are met.
BACKGROUND
1. Explanatory Notes
This policy provides guidance regarding an injured worker’s entitlement to the services
of a physician or qualified practitioner.
2. The Act
Section 1, in part:
...
...
...
Section 156:
Section 157:
Section 158:
The Board may assume the responsibility of replacement and repair of the
following for a worker:
...
(d) without charge to the worker, to give to the worker and the worker’s
dependants all reasonable and necessary information, advice and
assistance they need to
(b) the person must notify injured workers who seek treatment
from that person of the cancellation or suspension.
...
Section 12(1):
Section 15(1):
POLICY
The Board establishes the types of treatment and fees it pays for health care and
related services through contracts, or by implementation of fee schedules, as
appropriate. If there is no contract or fee schedule in place at the time of service
delivery with respect to a certain type of health care, the Board pays an amount for that
health care that it considers reasonable.
Unless prior approval has been obtained, the Board does not generally pay for health
care that is new or that it does not generally accept as reasonably necessary for the
treatment of a compensable personal injury, occupational disease or mental disorder, or
as preventative health care. The Board considers the scientific evidence and
information regarding the effectiveness of such health care, as part of determining
whether to grant approval.
Generally, the Board only pays health care accounts for treatment provided to injured
workers at their residence, when the injured worker is non-ambulatory and the visit is
pre-approved by the Board.
The Board’s general position is that a worker’s treatment should be overseen by only
one physician or qualified practitioner at a time. There are cases, however, where the
Board may consider concurrent treatment to be reasonable, as discussed in
Item C10-73.00.
Physicians and qualified practitioners are confined to treat injuries that are injuries to the
parts of the body that they are authorized to treat by their governing Acts, regulations
and bylaws.
The Board may further limit the injuries and parts of the body they are authorized to
treat. A physician or qualified practitioner who gives treatment that is not authorized by
their governing Act commits an offence. The maximum fine for committing this offence
is set out in Appendix 5 to this Manual.
The Board does not pay for a worker to attend a physician or qualified practitioner
whose right to provide health care has been cancelled or suspended either by the
licensing body, or by the Board under the provisions referred to in policy item #95.30.
On an accepted claim where health care is continuing, it is not necessary for a worker to
obtain approval from the Board before seeing a specialist for a consultation, provided
the necessity for consultation is shown on the referring physician’s reports.
Where the Board arranges a referral with a specialist, the Board notifies the worker’s
physician or qualified practitioner.
When either the Board or the worker’s physician refers a worker to a specialist and the
specialist produces a report, the specialist is required to provide a copy of the report to
both the Board and the worker’s physician or qualified practitioner.
Surgeons are one type of physician recognized by the Royal College of Physicians and
Surgeons of Canada as having specialist qualifications.
The Board does not expect specialist physicians working under emergency conditions
to obtain prior authorization from the Board before performing necessary surgical
treatments.
However, prior authorization from the Board is required before a worker receives any
elective surgical treatments, including investigative surgery, and the Board applies the
policy in Item C10-73.00, in making this determination. If prior authorization is not
obtained and the Board determines that the elective surgical treatment was not
acceptable under the claim, the Board does not pay for the treatment.
The Board does not generally authorize investigative surgery before a claim is
adjudicated, because such invasive procedures could result in a disability. However, if
a worker pays the cost of investigative surgery, the Board may consider any resultant
reports in adjudicating the worker’s claim. If the claim is subsequently allowed, the
Board may then pay the health care account for the investigative surgery under
Item C10-75.00.
The Board generally approves psychiatric examination of a worker for the purposes of
assessment or consultation on an investigative basis.
Prior to paying for psychiatric treatment, the Board requires an examination report from
the worker’s psychiatrist relating to diagnosis, etiology, treatment possibilities and
prognosis.
4. CHIROPRACTORS
The Board determines the duration of chiropractic treatment and services that it
considers reasonable. The Board considers up to five weeks of chiropractic treatment
reasonable for most compensable personal injuries, but pays for up to eight weeks of
treatment.
The Board may pay for extensions beyond eight weeks based on a review of the
evidence. The Board does not pay for more than one chiropractic treatment per day.
The Board may set out the types of chiropractic treatment and services that it considers
reasonable for most compensable personal injuries. The Board limits chiropractic
treatment to the compensable area of injury and requires the chiropractic treatment to
be reasonably necessary for the worker’s compensable personal injury.
If the Board limits a worker’s health care by terminating its authorization for chiropractic
treatment, the Board communicates the decision to the chiropractor and the worker.
The Board normally pays accounts for health care provided before the decision date.
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4.3 X-rays
X-rays of the affected anatomical area may be taken for the purpose of assisting a
chiropractor in the treatment of a worker. The Board pays health care accounts for x-
rays in accordance with the current Board contract and/or fee schedule in place at the
time of service delivery. The Board does not pay for:
5. DENTISTS
Registered members in good standing with the College of Dental Surgeons of British
Columbia may provide dental treatment and services to injured workers. Dentists may
provide the dental treatment and services authorized by the Health Professions Act and
corresponding regulations and bylaws, and as outlined in any current Board contract
and/or fee schedule in place at the time of service delivery.
The Board generally pays for dental repair for damage caused by a compensable
personal injury or occupational disease. “Personal injury” includes damage to dental
crowns and fixed bridgework, as they are regarded as part of the anatomy. The Board
pays for repair of dentures as set out in section 161(1)(b) of the Act and Item C3-23.20.
Except in emergency cases, the Board does not pay health care accounts for dental
treatments without prior Board approval of the dentist’s proposed treatment.
Where there are two equally effective treatment plans, the Board normally authorizes
the plan that is expected to be the least costly in the long term. If the dentist and/or a
worker chooses the more costly option, the Board pays for costs up to the amount that
would have been paid for the authorized dental treatment plan.
6. PODIATRISTS
The Board determines the podiatric services that it considers reasonable. The Board
may pay for podiatric services such as: primary care services, referral services, and
special podiatric procedures.
7. NATUROPATHIC PHYSICIANS
The Board determines the duration of naturopathic treatment and services that it
considers reasonable. The Board considers up to eight weeks of naturopathic
treatment reasonable for most compensable personal injuries, occupational diseases or
mental disorders. The Board may pay for extensions of treatment beyond eight weeks
based on a review of the evidence.
The Board determines whether it will pay for naturopathic remedies, treatments, or
dietary supplements as part of an injured worker’s claim.
Following approval, the Board may pay health care accounts submitted by a
naturopathic physician, medical laboratory, or a radiologist, for tests and services
performed by or on behalf of the naturopathic physician, as they relate to the worker’s
compensable personal injury, occupational disease or mental disorder.
8. NURSE PRACTITIONERS
Nurse practitioners in good standing with the British Columbia College of Nursing
Professionals may provide nursing treatment and services to injured workers. Nurse
practitioners may provide the nursing treatment and services authorized by the Health
Professions Act and corresponding regulation and bylaws, and as outlined in any
current Board contract and/or fee schedule in place at the time of service delivery.
BACKGROUND
1. Explanatory Notes
This policy provides guidance regarding an injured worker’s entitlement to the services
of recognized health care professionals, other than physicians and qualified
practitioners.
2. The Act
Section 156:
Section 157:
(2) A person referred to in subsection (1) who gives treatment that is not
authorized as referred to in that subsection commits an offence.
...
Section 12(1):
Section 15(1):
POLICY
1. DEFINITION
As set out in Item C10-72.00, “other recognized health care professionals” are health
care professionals other than physicians and qualified practitioners, recognized by the
Board through contracts and/or fee schedules, to provide health care to injured workers,
such as acupuncturists, audiologists, community health workers, denturists, dietitians,
massage therapists, nurses other than nurse practitioners, occupational therapists,
opticians, optometrists, pharmacists, physiotherapists, prosthetists and orthotists,
psychologists, and other mental health care providers.
The Board may authorize persons other than physicians or qualified practitioners to
provide health care to injured workers.
The Board establishes the types of treatment and fees it pays for health care through
contracts or by implementation of fee schedules, as appropriate. If there is no contract
and/or fee schedule in place with respect to a certain type of health care, the Board
pays an amount that it considers reasonable.
Generally, the Board pays in accordance with the rates set out in the current Board
contracts and/or fee schedules in place at the time of service delivery, regardless of
whether the other recognized health care professional is a Board-authorized service
provider under the contract and/or fee schedule.
Generally, the Board does not pay for health care that is new, non-standard or not
generally accepted by the Board, unless prior Board approval has been obtained. The
Board considers the scientific evidence and information regarding the effectiveness of
such health care, when deciding whether to grant payment approval.
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The Board only pays for the use of spas, public swimming pools or other exercise
facilities as health care where the spa, public swimming pool or other exercise facility is
used in the presence of another recognized health care professional as part of a Board-
approved treatment program.
Generally, the Board only pays health care accounts for treatment provided to injured
workers at their residence, when the injured worker is non-ambulatory and the visit is
pre-approved by the Board.
The Board’s general position is that a worker should only be treated by one other
recognized health care professional at a time.
Other recognized health care professionals are confined to treat injuries that are injuries
to the parts of the body that they are authorized to treat by their governing Acts,
regulations and bylaws. The Board may further limit the injuries and parts of the body
they are authorized to treat. Other recognized health care professionals who give
treatment that is not authorized by their governing Act commit an offence. The
maximum fine for committing this offence is set out in Appendix 5 to this Manual.
The Board does not pay for a worker to attend other recognized health care
professionals whose rights to provide health care have been cancelled or suspended
either by the licensing body, or by the Board under the provisions referred to in policy
item #95.30.
Other recognized health care professionals are required to submit prompt, adequate
and accurate reports to the Board. These reports should include information on the
diagnosis, treatment possibilities, worker’s prognosis, and, where appropriate,
expectations for return to work.
4. ACUPUNCTURISTS
Registered members in good standing with the College of Traditional Chinese Medicine
Practitioners and Acupuncturists of British Columbia may provide acupuncture
treatment and services to injured workers. Acupuncturists may provide the acupuncture
treatment and services authorized by the Health Professions Act and corresponding
regulations and bylaws, and as outlined in any current Board contract and/or fee
schedule in place at the time of service delivery.
The Board determines whether it will pay for acupuncture treatment as part of an injured
worker’s claim.
5. AUDIOLOGISTS
Registered members in good standing with the College of Speech and Hearing Health
Professionals of British Columbia may provide audiology services to injured workers.
Audiologists may provide the audiology services authorized by the Health Professions
Act and corresponding regulations and bylaws, and as outlined in any current Board
contract and/or fee schedule in place at the time of service delivery.
The Board determines whether it will pay for audiology services as part of an injured
worker’s claim. The Board pays health care accounts for audiology services according
to any current Board contract and/or fee schedule in place at the time of service
delivery.
Community health workers include residential care aides, personal care attendants,
registered care attendants, home support workers, rehabilitation aides, or nurses’ aides.
Community health workers work under the direction and supervision of a physician,
nurse practitioner, registered nurse or licensed practical nurse.
Where appropriate, the Board may pay health care accounts for community health
workers to provide injured workers with treatments such as home wound care services
or home intravenous therapy services. The Board administers these services pursuant
to any current Board contract and/or fee schedule in place at the time of service
delivery.
7. DENTURISTS
Registered members in good standing with the College of Denturists of British Columbia
may provide denturist services to injured workers. Denturists may provide the denturist
services authorized by the Health Professions Act and corresponding regulations and
bylaws, and as outlined in any current Board contract and/or fee schedule in place at
the time of service delivery.
The Board pays reporting or form fees to denturists for any reports that the Board
requires, and pays health care accounts according to any current Board contract and/or
fee schedule in place at the time of service delivery.
The Board may not pay for denturist services until it has received and approved an
estimate from the denturist outlining:
• the expected costs of the repair, itemized according to the current Board
contract and/or fee schedule in place at the time of service delivery.
8. DIETITIANS
Registered members in good standing with the College of Dietitians of British Columbia
may provide dietetic services to injured workers. Dietitians may provide the dietetic
services authorized by the Health Professions Act and corresponding regulations and
bylaws, and as outlined in any current Board contract and/or fee schedule in place at
the time of service delivery.
The Board determines whether it will pay for dietetic services as part of an injured
worker’s claim. The Board pays health care accounts for dietetic services according to
any current Board contract and/or fee schedule in place at the time of service delivery.
9. MASSAGE THERAPISTS
Registered members in good standing with the College of Massage Therapists of British
Columbia may provide massage therapy treatment and services to injured workers.
Massage therapists, registered massage therapists, massage practitioners, and
registered massage practitioners may provide the massage therapy treatment and
services authorized by the Health Professions Act and corresponding regulations and
bylaws, and as outlined in any current Board contract and/or fee schedule in place at
the time of service delivery.
In most cases, the Board limits payment to a maximum of three treatment visits per
week up to five weeks from the date of the injured worker’s first visit, unless otherwise
stated in any current Board contract and/or fee schedule in place at the time of service
delivery. The Board may pay for extensions of massage therapy treatments beyond five
weeks based on a review of the evidence.
The Board does not pay for more than one massage therapy treatment per day.
10. NURSES
Registered nurses in good standing with the British Columbia College of Nursing
Professionals, and licensed practical nurses in good standing with the British Columbia
College of Nursing Professionals, may provide nursing treatment and services to injured
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workers. Nurses may provide the nursing treatment and services authorized by the
Health Professions Act and corresponding regulations and bylaws, and as outlined in
any current Board contract and/or fee schedule in place at the time of service delivery.
For workers who need nursing services while in a hospital, the necessary nursing
service is determined and provided by the hospital. If the worker or the worker’s family
desires to have an additional or one-on-one nurse in attendance, the worker pays the
cost of such nursing services.
Where appropriate, the Board may pay health care accounts for nurses to provide
injured workers with treatments such as home wound care services or home
intravenous therapy services. The Board administers these services pursuant to any
current Board contract and/or fee schedule in place at the time of service delivery.
The Board accepts reports received from nurses in remote locations as medical reports
if there is no physician in the immediate area.
The Board determines whether it will pay for occupational therapy treatment and
services as part of an injured worker’s claim. The Board pays health care accounts for
occupational therapy treatment and services according to any current Board contract
and/or fee schedule in place at the time of service delivery.
12. OPTICIANS
Registered members in good standing with the College of Opticians of British Columbia
may provide opticianry services to injured workers. Opticians, dispensing opticians and
contact lens fitters may provide the opticianry services authorized by the Health
Professions Act and corresponding regulations and bylaws, and as outlined in any
current Board contract and/or fee schedule in place at the time of service delivery.
The Board determines whether it will pay for opticianry services as part of an injured
worker’s claim. The Board pays health care accounts for opticianry services according
to any current Board contract and/or fee schedule in place at the time of service
delivery.
13. OPTOMETRISTS
The Board determines whether it will pay for optometry treatment and services as part
of an injured worker’s claim. The Board pays health care accounts for optometry
treatment and services according to any current Board contract and/or fee schedule in
place at the time of service delivery.
14. PHARMACISTS
The Board determines whether it will pay for pharmacy services as part of an injured
worker’s claim. The Board pays health care accounts for pharmacy services according
to any current Board contract and/or fee schedule in place at the time of service
delivery.
15. PHYSIOTHERAPISTS
Registered members in good standing with the College of Physical Therapists of British
Columbia may provide physical therapy treatment and services to injured workers.
Physical therapists, registered physical therapists, physiotherapists, registered
physiotherapists, remedial gymnasts and registered remedial gymnasts may provide the
physical therapy treatment and services authorized by the Health Professions Act and
corresponding regulations and bylaws, and as outlined in any current Board contract
and/or fee schedule in place at the time of service delivery.
In most cases, the Board limits payment to a maximum of one visit per day up to eight
weeks, or 22 visits, whichever is earlier, from the date of the injured worker’s first visit,
unless otherwise stated in any current Board contract and/or fee schedule in place at
the time of service delivery. The Board may pay for extensions of physical therapy
treatments and services beyond eight weeks or 22 visits based on a review of the
evidence.
Registered members in good standing with the Canadian Board for Certification of
Prosthetists and Orthotists may provide prosthetic or orthotic services and devices to
injured workers. Prosthetists and orthotists may provide prosthetic or orthotic services
and devices as outlined in any current Board contract and/or fee schedule in place at
the time of service delivery.
The Board determines whether it will pay for prosthetic or orthotic services and devices
as part of an injured worker’s claim. The Board pays health care accounts for prosthetic
or orthotic services and devices according to any current Board contract and/or fee
schedule in place at the time of service delivery.
Registered clinical counsellors in good standing with the British Columbia Association of
Clinical Counsellors, or Canadian certified counsellors in good standing with the
Canadian Counselling and Psychotherapy Association, may provide counselling
treatment and services to injured workers. Registered clinical counsellors and
Canadian certified counsellors may provide counselling treatment and services as
authorized by their governing bodies and corresponding regulations and bylaws, and as
outlined in any current Board contract and/or fee schedule in place at the time of service
delivery.
The Board determines whether it will pay for psychological or counselling treatment and
services as part of an injured worker’s claim. The Board pays health care accounts for
psychological or counselling treatment and services according to any current Board
contract and/or fee schedule in place at the time of service delivery.
When psychological or counselling treatment and/or services are required, the Board
arranges for a psychologist or counsellor to provide treatment and/or services to the
worker according to the Board’s Agreement for Mental Health Providers for Psychology
Assessment Services, the Mental Health Treatment Service Agreement, and
accompanying guidelines.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on the payment of health care accounts for services
provided at health care facilities.
2. The Act
Section 156:
Section 157:
Section 158:
POLICY
1. GENERAL
As set out in Item C10-72.00, “health care facility” means a hospital; surgical facility;
office of a physician, qualified practitioner or other recognized health care professional;
group home; or other place where acute, intermediate or long-term health care services
or programs, are provided.
The Board pays for health care provided at health care facilities that the Board
considers reasonably necessary in the diagnosis and treatment of an injured worker.
This includes, but is not limited to, emergency services, laboratory tests and diagnostic
imaging services.
Prior Board approval is normally required for diagnostic imaging services, such as
MRIs, PET Scans and CT scans. Where prior Board approval is not obtained, the
Board may still pay the health care account in emergency situations or where the Board
determines that the procedure was reasonably necessary.
The Board pays for medically necessary supplies, assistive devices or appliances,
approved by the Board, that are provided by the health care facility to the worker for the
worker’s use following discharge from the facility. Examples of such items include, but
are not limited to, crutches, braces and casts.
The amounts payable to health care facilities for health care provided to injured workers
are generally governed by contracts and/or fee schedules negotiated by the Board.
2. OVERNIGHT STAY
Where in-patient per diem rates are paid to health care facilities, such rates are
inclusive of all essential costs associated with an overnight stay including additional
nursing services, special beds, medications, or any other additional services or
equipment.
The Board pays for accommodation in a standard ward. The Board may pay for private
or semi-private accommodation where it is cost effective in minimizing wage-loss
benefits resulting from a delayed admission to the health care facility, or if the Board
considers such accommodation to be reasonably necessary due to the nature of the
compensable personal injury, occupational disease or mental disorder.
The Board may pay for the cost of telephone and television rentals where the worker is
required to remain in a health care facility for longer than one night.
Health care facilities other than acute care hospitals may be used for the pre-operative
or post-operative treatment of injured workers who require active nursing services, or for
operative purposes, if a worker requires expedited surgery. The Board only pays for
health care at this type of facility where Board approval has been obtained before the
worker is admitted.
Where prior Board approval is not obtained, the Board may pay for the health care
provided where the Board determines that the health care was reasonably necessary.
The Board establishes rates for payment, taking into consideration such things as:
The Board’s approval must be obtained for any absence from a health care facility for
any purpose other than medical treatment and examination. The Board does not pay
for an overnight stay in a health care facility during such a period of absence unless
prior Board approval for the absence has been obtained.
Cases of a worker’s misconduct, while admitted to a health care facility, may result in
the Board reducing or suspending the worker’s compensation if the circumstances in
Item C10-74.00 are met.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on an injured worker’s entitlement to, and the repair and
replacement of, health care supplies and equipment.
2. The Act
Section 155:
(3) The Board may, if it considers this advisable, provide counselling and
placement services to dependants of a worker.
Section 156:
Section 161(2):
POLICY
1. GENERAL
The Board may pay for health care supplies and equipment that the Board considers
reasonably necessary to cure or alleviate the effects of the worker’s personal injury,
occupational disease or mental disorder, and to assist in recovery. The Board
considers medical opinion or other expert professional advice and cost effectiveness in
making this determination.
Optional upgrades on health care supplies and equipment that are not medically
necessary to alleviate the effects of the compensable disability are at the worker’s own
expense.
The Board may pay for the repair and/or maintenance of health care supplies and
equipment. In paying for repair and/or maintenance, the Board may establish an
allowance in lieu of requiring ongoing submission of receipts. The amount of the
allowance is based on the Board’s experience as to the normal wear and tear,
maintenance requirements and life span of the item in question.
The Board may pay for replacement of health care supplies and equipment when there
is a demonstrated deficiency or deterioration in the item, there is a change in the
worker’s condition such that the item no longer meets the worker’s needs, the item
cannot be cost effectively repaired, and/or the item jeopardizes the worker’s safety.
Replacement of health care supplies and equipment is based on the Board’s experience
as to the normal wear and tear and life span of the item in question.
The Board may not pay for the repair or replacement of health care supplies and
equipment if the loss or damage is a result of deliberate misuse, abuse, or occurs with
excessive frequency.
Set out below are some of the health care supplies and equipment paid for by the Board
and the conditions and criteria for their coverage. The list is not exhaustive. A worker
or the worker’s physician, qualified practitioner or other recognized health care
professional may contact the Board to determine if the Board will pay for a particular
item.
The Board may pay for medical supplies required to treat a worker’s compensable
personal injury, occupational disease or mental disorder where recommended by the
worker’s physician, qualified practitioner or other recognized health care professional.
The Board may require medical or other expert professional reports to support the
necessity of specific medical supplies.
The Board may pay for prescription medication where the Board determines that it is
reasonably necessary to treat the worker’s compensable disability. The Board generally
pays for medications at the equivalent generic drug rate.
Payment for opioids, sedatives/hypnotics, and other potentially addictive drugs are
discussed in Item C10-80.00.
The Board may pay for prescription eyeglasses for workers whose eyesight is affected
as a result of a compensable personal injury or occupational disease. The Board may
pay for tinted lenses if required for the compensable disability and if prescribed by a
physician or qualified practitioner.
The Board may pay for contact lenses if the Board considers they would be more
appropriate for the compensable personal injury or occupational disease and more
beneficial to the worker than prescription eyeglasses.
If a worker loses the sight or a substantial part of the sight of one eye due to a
compensable personal injury or occupational disease, the Board may pay for protective
glasses with hardened lenses to protect the remaining vision. The Board may also pay
for an ocular prosthesis (artificial eye) if it considers the ocular prosthesis to be
reasonably necessary.
In all cases, the Board establishes the rates of payment for prescription eyeglasses,
contact lenses and protective eyewear.
A worker with a work-related hearing loss may be eligible to receive a hearing aid,
depending on the level of hearing loss. The Board determines the level of hearing loss,
with advice from a certified audiologist. The Board establishes rates for the provision of
hearing aids by contracting with Board-authorized service providers.
If a hearing aid is not obtained from a Board-authorized service provider, any additional
costs incurred by the worker, beyond the Board-established rates for the provision of
hearing aids, are at the worker’s own expense.
Special accessories for the hearing aid (e.g. a telephone amplifier) may be paid for in
cases where it is considered reasonably necessary by the Board.
The Board may pay for a bilateral hearing aid where required due to a worker’s level of
hearing loss.
The Board pays for the most medically and functionally appropriate and cost effective
artificial appliances. In making this determination, the Board may consider, among
other factors, whether:
The Board only pays for prosthetic appliances if they are requisitioned from facilities that
have registered prosthetists or similarly qualified professionals on their staff.
The Board may pay for cosmetic restoration for aesthetic rather than functional
purposes in order to alleviate the impact of the compensable disability and promote
social and psychological well-being. Examples of cosmetic restoration include, but are
not limited to, skin matching, artificial fingers or partial hands, artificial noses, and
artificial ears.
The Board may establish guidelines with respect to the provision of advanced
technologies, such as myoelectric and computerized prostheses.
The Board may pay for orthotic appliances on one or more occasions to assist with
recovery, improve or maintain functional abilities, and to assist with return to work.
Examples of orthotic appliances include, but are not limited to, spinal or leg braces,
back braces, or splints.
April 6, 2020 Volume II
C10-79.00
Page 4 of 7
REHABILITATION SERVICES &
CLAIMS MANUAL
2.3 Footwear
The Board may pay for customized or commercial footwear when the Board determines
that the provision of footwear is warranted due to the compensable disability. The
Board may also pay where customized or commercial footwear is a requirement for
treatment or rehabilitation or where the worker’s existing footwear is not sufficient or
cannot be adequately modified.
In making this determination, the Board considers whether the provision of footwear will
enable the worker to return to work and to meet any workplace safety requirements.
The Board generally pays for footwear for a worker with a temporary disability on a one-
time only basis.
In all cases, when the worker’s disability warrants the provision of footwear, either
customized or commercial, the Board pays for the most medically appropriate and cost
effective alternative.
The Board may pay for mobility-related devices to assist permanently disabled workers
with activities of daily living and/or instrumental activities of daily living that the worker is
unable to carry out due to the compensable personal injury or occupational disease.
The Board makes its determination on the provision of mobility-related devices based
on medical opinion, other expert professional advice, and the cost effectiveness of the
device. Examples of mobility-related devices include, but are not limited to, canes,
crutches, walkers, manual wheelchairs, scooters and power wheelchairs.
The Board may rent a mobility-related device for a worker whose temporary disability
severely restricts the worker’s mobility and the device is medically necessary to address
the worker’s mobility needs.
The Board pays for wheelchairs for workers who are permanently disabled and whose
ability to walk is so severely restricted that the use of any other mobility device,
including a mobility scooter, is insufficient to address the worker’s mobility needs. The
Board determines the type of wheelchair to purchase, either manual or power, based on
medical opinion or other expert professional advice establishing necessity and cost
effectiveness. The Board may rent a wheelchair for a worker whose temporary
disability severely restricts the worker’s mobility, and the use of any other mobility-
related device is insufficient to address the worker’s mobility needs.
The Board may pay for recreational prosthetic appliances, mobility devices, or
specialized sports devices for exercise purposes in certain circumstances. In
determining whether a recreational prosthetic appliance, mobility device, or specialized
sports device is appropriate, the Board considers the following:
• the physical ability of the worker to use the equipment independently and safely;
The Board normally pays for recreational prosthetic appliances, mobility devices, or
specialized sports devices for one recreational activity at a time. The Board may pay
for another recreational prosthetic appliance, mobility device, or specialized sports
device when the Board determines that the previously provided device is no longer
appropriate.
The Board may pay for miscellaneous health care supplies and equipment that it
considers reasonably necessary for the health care needs of an injured worker, or that
are designed to assist with the activities of daily living.
• hand held shower heads, grab bars, bath benches, non-slip bath mats, and
safety poles;
• supplies to assist with personal hygiene such as tubing, urinary drainage bags,
catheters, suppositories, disposable gloves, and other bladder and bowel routine
care supplies.
For workers who require an adjustable bed due to the compensable personal injury or
occupational disease, the Board may also pay for items such as:
Generally, the Board does not pay for general household items such as hot tubs,
televisions, linens and furniture.
BACKGROUND
1. Explanatory Notes
This policy provides guidance regarding the authorization of payment for potentially
addictive drugs.
2. The Act
Section 156:
Section 157:
POLICY
1. GENERAL
The Board may pay for potentially addictive drugs prescribed to an injured worker
following the worker’s injury or most recent surgery; or for the treatment of conditions
arising from the worker’s compensable personal injury, occupational disease or mental
disorder.
The Board generally only pays for prescribed potentially addictive drugs that are
administered orally, except in immediate post-injury, operative, peri-operative or
palliative situations.
The following sections set out when the Board pays for the prescription of opioids,
sedatives/hypnotics or other potentially addictive drugs. A list of specific potentially
addictive drugs covered by this policy may be obtained by contacting the Board.
The Board may pay for prescribed opioids for up to four weeks. The Board does not
consider payment beyond four weeks appropriate in most cases.
The Board does not pay for extensions of opioid prescriptions until it has received and
approved a request from the physician or qualified practitioner outlining details such as
the treatment plan, dosage, frequency, and progress expectations.
The Board also requires the worker to complete a written treatment agreement outlining
the conditions of the extension being granted.
As part of the Board’s integrated approach to overall pain management, the Board
reviews long-term treatment plans involving the use of opioids on a periodic basis. The
Board also refers to best practice treatment guidelines and other expert scientific and
medical evidence on the treatment and management of opioids and other potentially
addictive drugs.
The Board may pay for prescribed sedatives/hypnotics for up to two weeks. The Board
does not consider payment beyond two weeks appropriate in most cases.
• the Board has accepted a psychological condition under the claim and the
worker is under the care of a psychiatrist;
• the extension is for a short duration (one to two days) and is associated with
an upcoming scheduled medical investigation or procedure.
The Board does not pay for any other potentially addictive drugs prescribed to an
injured worker, unless their use is part of an integrated approach to overall pain
management and the Board has received:
The Board may restrict or discontinue the authorization of payment for prescribed
potentially addictive drugs if, among other considerations, the Board determines that:
• the worker is in contravention of one or more of the conditions set out in the
worker’s written treatment agreement; or
6. EXCEPTIONS
In cases where a worker is receiving palliative care, the Board may determine the
duration of a worker’s entitlement to prescribed potentially addictive drugs based on the
physician or qualified practitioner’s treatment plan and the individual merits of the case.
BACKGROUND
1. Explanatory Notes
This policy sets out an injured worker’s entitlement to home and/or vehicle
modifications.
2. The Act
Section 156:
Section 157:
POLICY
1. GENERAL
The Board may pay for home and/or vehicle modifications where they are required due
to a compensable personal injury or occupational disease. The Board retains
ownership of the modifications and may reclaim them when they are no longer required.
2. HOME MODIFICATIONS
The Board may pay for home modifications that are reasonably necessary to improve a
worker’s access to areas of the worker’s home and to assist with activities of daily living.
In making this determination, the Board considers:
Prior approval by the Board is required for payment of any home modifications. Any
unauthorized modifications or upgrades may be at the worker’s own expense.
Minor home modifications may include, but are not limited to: the installation of grab-
bars, ceiling poles, hand rails, handheld showers, or wing taps for sinks.
The Board may pay for minor home modifications for workers who own or rent the home
they live in. Where applicable, the Board requires written authorization from a landlord,
strata corporation, cooperative, or similar entity, prior to any modifications to the home.
The Board may pay for minor home modifications on more than one occasion based on
the Board’s assessment of the worker’s continued need for the home modifications, with
reference to the factors listed above.
The Board may pay for major home modifications for severely disabled workers as set
out in Item C10-84.00.
3. VEHICLE MODIFICATIONS
The Board may pay for vehicle modifications that are reasonably necessary to improve
a worker’s mobility and independence outside of the home, and to address the
transportation and access needs of the worker. In making this determination, the Board
considers:
• if the worker is driving the vehicle, whether the worker is eligible to drive;
• if the worker is not driving the vehicle, the intended driver of the vehicle; and
Prior approval by the Board is required for payment of any vehicle modifications. Any
unauthorized modifications or upgrades may be at the worker’s own expense. Only the
worker’s primary vehicle is modified.
Minor vehicle modifications may include, but are not limited to: hand controls, parking
brake extension levers, power parking brakes, left hand gear selection levers, spinner
knobs for steering wheels, gas guards, chest harnesses/seatbelts, or pedal extensions.
The Board may pay for minor vehicle modifications for workers who own or lease their
vehicle. If the worker leases a vehicle, written authorization from the lessor is also
necessary prior to any modification to the leased vehicle.
The Board may pay for minor vehicle modifications on more than one occasion based
on the Board’s assessment of the worker’s continued need for the vehicle modification,
with reference to the factors listed above.
The Board may pay for major vehicle modifications for severely disabled workers as set
out in Item C10-84.00.
The Board does not pay the cost of general maintenance and repairs of homes and/or
vehicles that would be required regardless of the compensable personal injury or
occupational disease, even if some equipment has been supplied by the Board.
The worker is responsible for any repair and/or maintenance costs of home and vehicle
modifications resulting from deliberate misuse or abuse by the worker.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 156:
POLICY
1. GENERAL
The Board may pay the clothing allowances set out below to upper and/or lower limb
amputees wearing prostheses, and to workers wearing an upper or lower limb brace, or
a back brace. The amputation must be at or above the wrist, or at or above the ankle.
An upper limb brace is a brace worn at or above the wrist. The brace must be either a
major joint brace with rigid frame or contain rigid materials; or a hard back brace, with a
rigid frame or shell.
Workers are paid a clothing allowance under one category as set out below:
The Board also pays the allowance to a worker confined to a wheelchair, who is not
otherwise entitled, at the upper and lower limb rate. The Board pays the allowance to a
worker wearing a back brace at the upper and lower limb rate.
Effective January 1st, 2008, the Board adjusts the amounts of the clothing allowances
on January 1st of each year. The Board determines the percentage change to be
applied annually to these amounts by comparing the percentage change in the
consumer price index for Canada for October of the previous year with the consumer
price index for Canada for October of the year prior to the previous year.
The Board automatically pays the clothing allowance to a worker with an amputation at
or above the wrist, or at or above the ankle. Proof is not required of the wearing of the
prosthesis or prostheses, nor of the replacement, repair, or damage to clothing. In the
case of braces however, the Board only pays the clothing allowance contingent on the
worker’s continued wearing of the apparatus as prescribed. Similarly, in the case of a
worker confined to a wheelchair, the Board only pays the clothing allowance contingent
on the worker’s continued use of the wheelchair as prescribed.
The Board withholds payment of the clothing allowance while a worker is in prison. The
Board pays the amount withheld to the worker on release, if the period in prison was
less than one year. If the period in prison was more than one year, the Board does not
pay the clothing allowance for each full year the worker was in prison.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on when the Board pays transportation costs as health
care.
2. The Act
Section 156:
Section 159(2):
Section 160:
POLICY
1. DEFINITIONS
As set out in Item C10-72.00, “residence” means the place where a worker lives or
regularly stays. Where the worker has more than one residence, the worker is required
to identify one as the primary residence.
The Board may pay for transportation for a worker to receive Board-approved health
care for a compensable personal injury, occupational disease or mental disorder.
Transportation costs may be paid where the distance between the point of origin and
the destination is 20 kilometres or greater, one way, for:
(b) visits to the worker’s residence while the worker is participating in a Board-
approved health care program lasting six weeks or more, during which the
worker is required to stay in other accommodation. The Board may pay
for transportation in respect of such visits once every three weeks, if the
worker’s recovery would not be impeded;
(c) return travel to the worker’s residence if, at the time of the compensable
personal injury, occupational disease or mental disorder, the worker is
working at a location other than the worker’s resident community, and the
worker’s disability from the compensable personal injury, occupational
disease or mental disorder prevents the worker from returning to the
worker’s place of residence using the worker’s usual mode of
transportation; or
(a) The first 20 kilometres of any journey, except where the Board determines
that the worker’s condition is such as to require travel by:
• taxi.
(c) the portion of any journey which takes place beyond the boundary of
British Columbia. This does not apply where the Board specifically
requests the worker to attend a medical examination, or in certain
situations specified in policy item #100.14, in relation to claims or Review
Division inquiries.
Workers may choose to bypass adequate health care facilities and travel a further
distance to attend a particular physician, qualified practitioner or other recognized health
care professional of their own choice. Subject to the Board’s authority to direct,
supervise and control treatment, workers may select their own physician, qualified
practitioner or other recognized health care professional.
However, the Board may place limits on the transportation it pays for when a worker
bypasses adequate nearby health care facilities and incurs additional transportation
costs to attend another health care facility because of personal preference. In cases
where the Board determines that travelling a further distance to a health care facility is
not reasonably necessary, the Board only pays for transportation in respect of travel to
the nearest health care facility that the Board considers adequate.
(a) the cost of the move from one place of residence to another as health
care; or
If a worker receiving health care benefits moves out of British Columbia, the Board pays
for transportation in accordance with the amounts payable as set out in section 5 of this
policy and on the same basis as if the worker continued to reside in British Columbia.
When evaluating the most appropriate mode of transportation, the Board may consider:
Where the Board considers that the worker’s choice of transportation would put the
worker’s safety at risk, the Board may consider the worker to be engaging in an
unsanitary or injurious practice, and therefore reduce or suspend the worker’s
compensation, if the circumstances in Item C10-74.00 are met.
4. MANNER OF PAYMENT
Whenever possible, the Board schedules and pays for transportation directly. A worker
may be required to reimburse the Board for the amounts paid directly if:
(a) the worker either does not attend, or does not attend in part, the health
care in respect of which the transportation was paid or does not use the
pre-arranged mode of transportation; and
(a) there is no reasonable explanation that would justify the worker’s actions,
such as unexpected illness or compelling personal reasons (e.g. a death
in the family); or
(b) the change or cancellation was due to the worker’s personal choice or
preference, not related to the worker’s compensable or non-compensable
disability.
If it is not possible for the Board to schedule transportation directly or if mileage is paid,
the Board may pay a transportation allowance to the worker in advance of the travel for
the expected transportation costs incurred, up to an amount the Board considers
reasonable. A worker is required to reimburse the Board for the transportation
allowance if:
(a) the worker either does not attend, or does not attend in part, the health
care in respect of which the transportation allowance was paid; and
The Board may recover the above amounts by treating them as an overpayment and
deducting them from the worker’s compensation, or the worker may reimburse the
Board directly.
If direct booking or payment by way of a travel allowance is not possible, the worker
generally pays transportation costs as they are incurred, and advises the Board of the
amount paid. The Board then calculates the amount of transportation payable and
reimburses the worker for that amount.
5. AMOUNT PAYABLE
If the worker chooses to take a mode of transportation other than the one recommended
by the Board, the Board pays for the more cost effective option, which is usually bus
Where the Board considers travel by air to be the most appropriate mode of
transportation for the worker, the Board pays for transportation equal to the cost of the
airfare, together with the cost of transportation to and from airports.
Where the Board considers travel by public transportation to be the most appropriate
mode of local transportation for the worker, the Board pays for transportation equal to
the actual cost of the public transportation.
Generally, the Board considers travel by public transportation the most appropriate
mode of local transportation where it is available and is a reasonable means of travel for
the journey to be made by the worker.
Where the Board considers travel by private vehicle to be the most appropriate mode of
transportation for the worker, the Board pays for transportation based on mileage at the
rate set out below:
Amount Per
Date Kilometre
Effective June 30, 2002, the Board adjusts the mileage rate annually on January 1st of
each year using the percentage change in the consumer price index for Canada,
rounded to the nearest cent.
Where the Board considers travel by taxi to be the most appropriate mode of
transportation for the worker, the Board pays a transportation amount equal to the
actual cost of taxi fares. The Board may consider travel by taxi reasonably necessary
where, given the nature and extent of the worker’s compensable or pre-existing
personal injury, occupational disease or mental disorder:
(b) when travelling to a distant centre for health care, the worker:
Regardless of whether the Board pays for mileage, the Board pays reasonable parking
charges and toll fees the worker incurs while attending a health care facility, or in
connection with travel to or from a health care facility (including, for example, parking
charges at an airport, ferry terminal or bus terminal). The Board does not pay for
parking violations.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on when the Board pays subsistence allowances as a
health care benefit.
2. The Act
Section 1, in part:
“dependant”
(a) means
(ii) a family member of the worker who, but for the worker’s
incapacity due to the accident or occupational disease,
would have been wholly or partly dependent on the worker’s
earnings,…
...
(b) a person, whether related to the worker by blood or not, who stood
in place of a parent of the worker or to whom the worker stood in
place of a parent;
...
Section 134(4):
Section 202:
(b) a disability benefit under the Canada Pension Plan in respect of the
injury.
Section 233:
(2) An amount deducted under this section from the compensation otherwise
payable to a worker may be paid to the worker’s employer out of the
accident fund.
POLICY
1. DEFINITIONS
“Subsistence” generally refers to the means for supporting the basic necessities of life;
such as, accommodation, meals, income loss and dependant care.
As set out in Item C10-72.00, “residence” means the place where a worker lives or
regularly stays. Where the worker has more than one residence, the worker is required
to identify one as the primary residence.
The following sections provide guidance on when the Board pays a subsistence
allowance for accommodation, meals, income loss and/or dependant care required as a
result of a worker’s attendance at a Board-approved health care appointment or
program.
3. ACCOMMODATION
3.1 Eligibility
Where a worker is required to spend one or more nights away from the worker’s
residence to obtain Board-approved health care for a compensable personal injury,
occupational disease or mental disorder, the Board may pay a subsistence allowance to
cover the cost of accommodation.
In determining whether a worker is required to stay away from the worker’s residence
for one or more nights, the Board considers a number of factors, including:
• the travel times and distance associated with roundtrip travel, as impacted by
carrier schedules (e.g., flight, bus, ferry);
• the anticipated duration of the health care appointment or the health care
program;
• the timing of the health care appointment or the health care program (e.g.
early or late in the day, or over multiple days);
• the expected weather and road conditions during the proposed period of
travel; and
Whenever possible, the Board schedules and pays for accommodation directly. If it is
not possible for the Board to schedule accommodation directly, the Board pays the
worker a subsistence allowance for the actual accommodation costs incurred, up to an
amount that the Board considers reasonable.
• any contracts the Board has entered into with accommodation providers; and
If the worker wishes to stay elsewhere, the Board pays a subsistence allowance equal
to the most cost effective option. Where the worker wishes to stay with a friend or
family member, the Board does not pay a subsistence allowance for accommodation.
In all cases where a worker chooses to stay somewhere other than the recommended
option, any additional transportation costs are paid for by the worker.
Where the Board considers that the worker’s choice or location of accommodation
would put the worker’s safety at risk, the Board may consider the worker to be engaging
in an unsanitary or injurious practice, and therefore reduce or suspend the worker’s
compensation, if the circumstances in Item C10-74.00 are met.
Where accommodation is included in the amount the Board pays for a health care
program, the Board does not pay any additional subsistence allowance for
accommodation.
4. MEALS
4.1 Eligibility
The Board may pay a subsistence allowance to cover the cost of meals where, in
connection with attendance at a Board-approved health care appointment or program,
the worker:
• travels by air; or
In these cases, the Board may pay a subsistence allowance to cover the cost of those
meals missed due to the worker being away from the worker’s residence over the entire
meal period(s).
For the purposes of this policy, meal periods are defined as follows:
Breakfast 6:30 to 8 am
Lunch 12 to 1 pm
Dinner 5 to 6:30 pm
If a worker is eligible for payment for transportation to visit the worker’s residence while
participating in a Board-approved health care program, the worker may also be eligible
for a subsistence allowance for meals during the course of travel to and from the
worker’s residence.
The Board only pays the subsistence allowance for meals during the course of travel if
the worker chooses the Board’s recommended mode of transportation. For example, if
the Board recommends air travel, but the worker chooses to drive, the Board pays the
subsistence allowance for meals based on the meal periods that would have been
missed had the worker travelled by air.
Where the eligibility requirements are met, the Board pays a subsistence allowance for
meals with reference to the full or partial per diem meal allowance rates set out below:
Where meals are included in the amount the Board pays to a health care facility, the
Board does not pay any additional subsistence allowances for meals.
5. INCOME LOSS
5.1 Eligibility
Where a worker who is not disabled from working loses time from work to attend Board-
approved health care, and thereby incurs a loss of income, the Board may pay a
subsistence allowance to compensate the worker for that income loss. These situations
involve either:
When evaluating whether to pay a subsistence allowance for income loss and how
much to pay, the Board takes into account whether the income loss is due to the
worker’s personal choice of health care provider. If it involves bypassing a closer health
care provider whom the Board considers adequate, the Board may not pay any, or as
much, subsistence allowance for income loss.
The Board pays a subsistence allowance for income loss where the Board determines it
is unreasonable for the worker to attend health care outside of work hours. Generally,
the Board does not pay a subsistence allowance for income loss if the time loss
incurred is under two hours; however, the Board may pay a subsistence allowance for
income loss if the worker’s aggregate time loss resulting from multiple appointments
results in a significant income loss.
While these payments are not temporary disability wage-loss benefit payments, the
Board applies the provisions of section 134(4) of the Act. As such, the Board does not
pay a subsistence allowance for income loss for losses incurred on the day of the injury.
In situations where the worker is maintained on full salary by the employer and an
entitlement to a subsistence allowance for income loss has arisen, the Board may pay
the subsistence allowance for income loss to the employer under the terms of
section 233(2) of the Act.
A subsistence allowance for income loss is equal to 90% of the worker’s average net
earnings for the time lost. However, it is subject to the same maximum and minimum
rules that are applicable to temporary total disability wage-loss benefits.
6.1 Eligibility
The Board may cover the cost of temporary dependant care during a period of disability
if the Board determines that:
(a) the costs are incurred by a worker as a result of the worker’s compensable
personal injury, occupational disease or mental disorder;
(b) the costs are over and above dependant care costs the worker normally
incurred prior to the compensable personal injury, occupational disease or
mental disorder; and
The types of situations where the Board may pay a subsistence allowance on a
temporary basis to cover dependant care costs include, but are not limited to, situations
where:
(c) the severity of the disability resulting from the worker’s compensable
personal injury, occupational disease or mental disorder temporarily
prevents the worker from being able to personally provide dependant care.
The Board pays a reasonable amount for dependant care as a subsistence allowance to
eligible workers where the costs exceed the costs the worker normally incurred prior to
the compensable personal injury, occupational disease or mental disorder.
The Board pays the additional new costs above any amount the worker paid prior to the
compensable personal injury, occupational disease or mental disorder. The Board does
When determining the amount to be paid, the Board considers reasonable community
rates for the services provided and provincial government rates for dependant care
subsidies.
BACKGROUND
1. Explanatory Notes
This policy provides guidance on when the Board pays transportation and/or
subsistence allowances for travelling companions and visitors as a health care benefit.
2. The Act
Section 1, in part:
(b) a person, whether related to the worker by blood or not, who stood
in place of a parent of the worker or to whom the worker stood in
place of a parent;
...
Section 156:
POLICY
1. ELIGIBILITY
The Board may pay for transportation and/or a subsistence allowance for meals and
accommodation for a travelling companion. In making this determination, the Board
considers factors such as whether:
The Board does not pay wage-loss compensation or subsistence allowances for income
loss or temporary dependant care for travelling companions.
1.2 Visitors
The Board may pay for transportation and/or a subsistence allowance for meals and
accommodation for a visitor to visit the worker while the worker is receiving health care
in a health care facility away from the worker’s resident community where:
• the Board determines that a visitor is reasonably necessary (for example, due
to legal reasons).
The Board does not pay wage-loss compensation or subsistence allowances for income
loss or temporary dependant care for visitors.
2. DURATION
The Board generally pays a subsistence allowance for accommodation for a travelling
companion for one night, where the Board determines that it is not reasonable for the
travelling companion to return home on the same day that the travelling companion
accompanies the worker for the Board-approved health care. The Board may pay a
subsistence allowance for accommodation to a travelling companion for a longer period
to accompany the worker home, where the Board determines that it is medically
necessary for a travelling companion to accompany the worker.
The Board may pay a subsistence allowance for accommodation for a visitor for one
night. The Board may, where it is considered reasonably necessary, pay for a longer
period in individual cases.
3. AMOUNTS PAYABLE
The Board determines the amount of transportation costs and subsistence allowances
to pay for travelling companions and visitors in the same manner as it does for workers,
as set out in Items C10-83.00 and C10-83.10.
BACKGROUND
1. Explanatory Notes
This policy sets out the circumstances in which employers are responsible for costs
associated with the immediate conveyance and transportation of a worker to a hospital,
physician or qualified practitioner for initial treatment.
2. The Act
Section 159(2):
Section 13:
POLICY
The employer’s cost of immediate conveyance and transportation may include the cost
of medical equipment required to transport the worker to a health care facility.
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In the event that a physician or qualified practitioner travels to the worker to provide
initial treatment, the employer is responsible for any charge with respect to
transportation.
BACKGROUND
1. Explanatory Notes
This policy sets out the additional benefits that may be available to severely disabled
workers.
2. The Act
...
(3) The Board may, if it considers this advisable, provide counselling and
placement services to dependants of a worker.
Section 156:
Section 157:
Section 162:
(1) If a worker has a permanent total disability, the Board must, within the 3-
month period before a retirement benefit under section 206 [retirement
benefit for workers with permanent disability] is payable to the worker,
evaluate the worker’s need or continued need for services and personal
supports under this Division [Division 4 of Part 4 of the Act – Vocational
Rehabilitation, Health Care and Other Assistance].
(3) This section does not limit the powers of the Board to otherwise provide
services and personal supports to workers at any time under this Division.
POLICY
1. DEFINITIONS
As set out in Item C10-72.00, “activities of daily living” are basic activities that are
performed by individuals on a daily basis for self-care. Examples include, but are not
limited to: ambulating (e.g. walking), transferring (e.g. getting from bed to chair and
back), feeding, dressing, personal hygiene (e.g. bathing, grooming, bladder and bowel
care), and taking medication.
As set out in Item C10-72.00, “instrumental activities of daily living” are activities related
to independent living. Examples include, but are not limited to: using a telephone,
preparing meals, performing housework, shopping for groceries or personal items,
managing medication, managing money, using public transportation, and maintaining
and/or driving a car.
2. OBJECTIVE
The Board may pay for various additional health care benefits and vocational
rehabilitation benefits and services to severely disabled workers. These are designed
to alleviate the effects of the compensable personal injury, occupational disease or
mental disorder and to assist in achieving physical, psychological, economic, social and
vocational rehabilitation. The Board’s goal is to assist severely disabled workers to
reintegrate into the workplace, community and/or family environment.
3. ELIGIBILITY
For the purposes of this policy, a worker is considered to be a severely disabled worker
if the worker has a work-related permanent disability that severely impacts mobility or
function. The Board measures the level of disability by using the method of assessment
The Board may provide additional benefits and services to severely disabled workers at
its discretion, and determines the worker’s eligibility based on the merits of each case.
The Board may review and adjust the worker’s entitlement for these benefits and
services:
• when the Board determines that the nature and extent of the worker’s
circumstances or disability warrant a change in benefits.
In assessing a worker’s eligibility for a specific benefit or service under this policy, the
Board may consider:
This list is by no means exhaustive, and relevant factors not listed in policy may also be
considered.
Set out in the following sections are additional benefits and services that may be
available to severely disabled workers.
The Board takes the steps that it deems appropriate in order to assist severely disabled
workers with their activities of daily living. The Board normally does this by paying
actual personal care expenses or flat-rate personal care allowances.
The Board may pay personal care expenses when a severely disabled worker requires
extensive or specialized personal care to assist with the worker’s activities of daily
living. The personal care in these situations is provided by a person who is employed
with an agency or facility registered to provide health care services to a severely
disabled worker. Based on the level of assistance needed by the worker, the personal
care may be provided in a health care facility or in the worker’s home.
The Board pays the worker’s actual personal care expenses directly to the facility or
agency providing the care.
The Board may pay a flat-rate personal care allowance where a worker requires
assistance with activities of daily living, which may be provided by an informal caregiver.
The Board pays the worker’s personal care allowance directly to the worker, not to the
informal caregiver. The Board may supplement a personal care allowance by paying
some personal care expenses where a worker needs additional personal care.
The Board suspends payment of the personal care allowance if a worker, who is in
receipt of the allowance, requires care in a health care facility for more than
14 consecutive calendar days. The Board reinstates payment of the personal care
allowance when the worker returns home and the informal caregiver resumes providing
the worker’s care.
There are five categories of disability for which the Board considers paying personal
care allowances:
Category 1: The worker requires minimal assistance with activities of daily living. For
example, the worker has restricted mobility and needs some assistance with
transferring, and/or requires some daily supervision to perform activities of daily living
due to cognitive impairment and/or safety issues caused by the compensable disability.
The worker, however, can feed, groom and clothe themselves.
Category 2: The worker has restricted mobility and requires assistance with regard to
bowel or bladder malfunction. The worker can feed, clothe and wash themselves but
needs assistance in other aspects of personal care and activities of daily living.
Category 3: The worker requires moderate assistance with activities of daily living.
The worker requires assistance with feeding, cleansing, grooming, and dressing.
• severe head injury resulting in brain damage to the extent that the worker is
not bedridden, but is dependent upon assistance and ongoing care; and
• quadriplegia.
Category 4: The worker is almost totally immobile and requires extensive assistance in
all activities of daily living.
The Board pays each category of personal care allowance as set out below:
January 1, 2020 –
December 31, 2020
Daily Amount $18.46 $31.45 $46.79 $60.58 $74.71
Monthly Amount $555.70 $972.18 $1,404.22 $1,820.71 $2,237.75
Effective June 30, 2002, the Board adjusts personal care allowances annually on
January 1st of each year, using the percentage change in the consumer price index for
Canada.
Severely disabled workers in receipt of a personal care allowance may qualify for
respite care.
Direction by the Board and/or prior Board approval is required for any home or vehicle
modifications, and any unauthorized modifications or upgrades may be at the worker’s
own expense.
Set out in the following sub-sections are details of the types of major modifications that
may be available to severely disabled workers.
Major home modifications may include, but are not limited to the following:
Major home modifications that the Board does not provide include, but are not limited to,
building recreational areas, workshops or exercise rooms.
The Board may make exceptions according to the worker’s individual circumstances.
The worker is responsible for any repair and/or maintenance costs of major home
modifications that result from deliberate misuse or abuse by the worker.
Major vehicle modifications may include, but are not limited to, such things as providing
wheelchair access to a vehicle by installing a van lift or power door opener, or
converting a manual vehicle to an automatic.
Where the Board determines that the worker does not own a vehicle that is appropriate
for the required modification or if it would be more cost effective to purchase a vehicle,
the Board may enter into an agreement with the worker regarding purchase of a vehicle
that is more appropriate for the required modification. In these cases, the worker would
contribute the value of their current vehicle and the Board would contribute an amount
up to but not exceeding the difference between the worker’s contribution and the cost of
the new vehicle.
Major vehicle modifications that the Board does not pay for include, but are not limited
to, optional upgrades that the Board does not consider reasonably necessary to
alleviate the effects of the compensable personal injury or occupational disease.
The Board generally only pays for major vehicle modifications when the worker is
licensed, qualified to drive, and owns, rather than leases, the vehicle. This may include
situations where the worker was licensed and owned a vehicle but, due to the nature
and extent of the worker’s compensable disability, the worker is now transported in the
vehicle by another licensed driver.
The Board may pay for subsequent major vehicle modifications based on the Board’s
assessment of the worker’s need for the vehicle modification. In making this
determination, the Board considers the factors regarding the appropriateness of a
vehicle modification as set out in Item C10-81.00. The Board only pays for major
vehicle modifications to one vehicle at a time.
The Board pays for the repair and replacement of major vehicle modifications paid for
by the Board when there is a demonstrated deficiency or deterioration in the
modification so that it no longer meets the worker’s needs, cannot be cost effectively
repaired, or jeopardizes the worker’s or others’ safety.
The worker is responsible for any repair and/or maintenance costs of major vehicle
modifications that result from deliberate misuse or abuse by the worker.
The Board may purchase or replace a vehicle for a worker where the worker does not
own a vehicle that is appropriate for modification and:
• uses a manual wheelchair, but medical evidence indicates that the worker,
due to an injury with upper-limb involvement or other causes resulting in a
similar level of functioning, is unable to self-transfer from the wheelchair into
the vehicle; or
The Board determines the type of vehicle to purchase based on the worker’s level of
function.
A new vehicle is generally expected to remain roadworthy for at least 10 years. If the
worker requests a new vehicle before 10 years on the basis that the current one is not
roadworthy, the Board evaluates the request on a case-by-case basis.
The Board only pays to replace a worker’s vehicle if there is a demonstrated deficiency
or deterioration in the vehicle so that it no longer meets the worker’s needs, cannot be
cost-effectively repaired, and/or jeopardizes the worker’s or others’ safety. Exceptional
circumstances are considered (for example, manufacturer’s defects, mileage, etc.). If
the worker cannot produce regular maintenance records, the Board may pro-rate the
replacement vehicle costs between the worker and the Board. In those cases where
the Board pays for a replacement vehicle, the Board may take responsibility for disposal
of the existing vehicle.
The Board may pay for the maintenance and/or repair of vehicle modifications made to
the Board-purchased vehicle, which are specifically required due to the worker’s
compensable personal injury or occupational disease.
The worker is responsible for any repair and/or maintenance costs of vehicle
modifications made to the Board-purchased vehicle that result from deliberate misuse or
abuse by the worker.
In order to assist severely disabled workers with their instrumental activities of daily
living and maintaining their primary residence, the Board may pay an independence and
home maintenance allowance, over and above any personal care allowance or
expenses, temporary disability wage-loss benefits, or permanent disability benefits.
This allowance is intended for services or items such as, but not limited to, the following:
• housecleaning services;
• gutter cleaning;
• whether the worker lives in and maintains the worker’s primary residence.
A worker who does not live in and/or maintain a primary residence, but owns another
form of accommodation may be eligible for the allowance if the Board determines that
the worker would have contributed to its maintenance had the disability not occurred.
In addition, a worker who lives in a health care facility, but whose spouse and/or
child(ren) continue to live in the family home, may be eligible for the allowance if the
Board determines that the spouse and/or child(ren) are responsible for the maintenance
activities covered by the allowance.
A worker’s eligibility for the independence and home maintenance allowance terminates
upon the death of the worker, when the worker requires long-term care in a health care
facility, or when the Board determines the worker is actually able to perform
instrumental activities of daily living and/or the home maintenance activities that most
other workers would have the physical capacity to do on their own.
If the worker lives in a health care facility and the Board is providing the home
maintenance allowance for the spouse or child(ren) living in the family home, the Board
stops paying the allowance at the earliest of:
• the spouse and/or child(ren) living in the family home but no longer being
responsible for the maintenance activities covered by the allowance; or
The Board adjusts the independence and home maintenance allowance annually on
January 1st of each year, using the percentage change in the consumer price index for
Canada.
Monthly
Date
Amount
4.6 Extensions of Health Care Treatments and Services for Severely Disabled
Workers
The Board applies the policy in Items C10-76.00 and C10-77.00, in determining a
severely disabled worker’s general entitlement to the services of a physician, qualified
practitioner or other recognized health care professional.
The Board may consider it reasonable to provide routine or long-term health care to
severely disabled workers, based upon the nature and extent of their compensable
personal injury or occupational disease. For example, the Board may pay for
physiotherapy treatments beyond the limits set out in policy.
In extending the duration of health care, the Board considers the medical evidence that
the health care will provide functional, preventative, or pain management benefits.
The Board may consider it reasonable to pay for treatment by more than one other
recognized health care professional at a time (for example, treatment by a
physiotherapist and a massage therapist), if both types of treatment are expected to
lessen the impact of the worker’s compensable personal injury or occupational disease.
The Board, in consultation with the worker’s physician, determines a worker’s eligibility
for a palliative care benefit. Generally the Board gives consideration to a worker for the
palliative care benefit where the worker:
• has a life expectancy of less than six months due to the compensable injury
or occupational disease;
Examples of items or treatments the Board may pay for as a palliative care benefit
include, but are not limited to, homeopathic medicines, dietary supplements, non-
prescription items and non-standard or experimental services. The Board provides
these items or treatments at its discretion and pays the actual costs for them. When
considering whether to pay for a specific item or treatment as a palliative care benefit,
the Board gives consideration to whether the item or treatment:
• places the worker at greater risk than the effects of the compensable injury or
occupational disease due to adverse side effects; and
BACKGROUND
1. Explanatory Notes
This policy sets out the principles and goals of vocational rehabilitation.
2. The Act
Section 155:
(3) The Board may, if it considers this advisable, provide counselling and
placement services to dependants of a worker.
Section 162:
(1) If a worker has a permanent total disability, the Board must, within the 3-
month period before a retirement benefit under section 206 [retirement
benefits for workers with permanent disability] is payable to the worker,
evaluate the worker’s need or continued need for services and personal
supports under this Division [Division 4 of Part 4 – Vocational
Rehabilitation, Health Care and Other Assistance].
(2) After the evaluation under subsection (1) is completed, the Board must
take all actions necessary to provide to the worker, for the worker’s life,
the services and personal supports under this Division that the Board
considers necessary.
POLICY
Quality Rehabilitation
The mission of the Board with respect to vocational rehabilitation services is to provide
quality interventions and services to assist workers in achieving early and safe return to
work and other appropriate rehabilitation outcomes. Quality rehabilitation requires
individualized vocational assessment, planning, and support provided through timely
intervention and collaborative relationships to maximize the effectiveness of
rehabilitation resources and worker-employer outcomes.
Goals
The objective of vocational programs and services is timely return to safe and durable
work.
1. For workers with a temporary total disability, the goal is to assist injured
workers in expediting recovery and return to work with the pre-injury
employer. As these workers are considered unable to perform their pre-
injury employment due to the disability, the goal is to return a worker to
work with the pre-injury employer in a selective/light employment, a
graduated return to work, or a modified return to work, arrangement.
2. For workers with a temporary partial disability, the goal is to assist injured
workers in their efforts to return to work in a suitable occupation and
maximize short-term earning capacity up to the pre-injury wage rate. This
goal reflects the wording of section 192 of the Act, which refers to a
consideration of what a worker is earning, or is capable of earning in a
suitable occupation.
Services Provided
These goals are met by providing the following services to its clients:
• counselling;
• vocational assessment and planning;
• job readiness/skill development;
• placement assistance;
• residual employability assessment; and
• evaluation of a worker’s need or continued need for rehabilitation and health
care services and supports, where a worker’s permanent total disability will
continue past retirement age.
BACKGROUND
1. Explanatory Notes
This policy sets out eligibility criteria for vocational rehabilitation services.
2. The Act
Section 155(1):
Section 190:
… if a temporary total disability results from a worker’s injury, the Board must pay
the worker compensation that is a periodic payment of an amount that equals
90% of the worker’s average net earnings.
… if a temporary partial disability results from a worker’s injury, the Board must
pay the worker compensation that is a periodic payment of an amount that
equals 90% of the difference between
(a) the worker’s average net earnings before the injury, and
(i) the average net earnings that the worker is earning after the
injury;
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation after
the injury.
Section 195(1):
(a) estimate the impairment of the worker’s earning capacity from the
nature and degree of the injury, and
Section 196:
(1) This section applies in relation to a permanent partial disability if the Board
determines that the combined effect of
(2) In making a determination under subsection (1), the Board must consider
the ability of the worker to continue in the worker’s occupation at the time
of the injury or to adapt to another suitable occupation.
(3) If the Board makes a determination under subsection (1), the Board may
pay the worker compensation that is a periodic payment of an amount that
equals 90% of the difference between
(a) the average net earnings of the worker before the injury, and
(i) the average net earnings that the worker is earning after the
injury;
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation after
the injury.
POLICY
Eligibility
Rehabilitation assistance may be provided in cases where it appears to the Board that
such assistance may be of value, and where a decision has been made that the injury,
occupational disease or death is compensable.
• the pre-injury job is no longer available due to the injury and the worker
requires assistance to return to work in a suitable occupation.
• the pre-injury job is no longer available due to the injury and the worker
requires assistance to return to another suitable occupation.
Non-Compensable Problems
Where a worker has a compensable injury or disease together with some other
impediment to a return to work (e.g. substance abuse), rehabilitation assistance may
sometimes be needed and provided to address the combined problems.
Rehabilitation assistance should not be provided when the primary obstacle to a return
to work is non-compensable.
Third-Party Claims
In the case of third-party claims, where a worker has a right of election, a worker is not
eligible for rehabilitation assistance until the worker has elected to claim compensation
with the Board.
Continuation of Assistance
In cases where the severity of an injury warrants immediate referral, intervention may
precede the formal acceptance of the claim. Where this occurs, no substantial
expenditures are initiated prior to acceptance of the claim. Should the claim be denied,
any vocational rehabilitation assistance already being provided will terminate within
15 days unless a request for a review by the Review Division has been filed. In such
cases, assistance may be continued pending disposition of the review.
Once a decision has been made that an injury or disease is compensable, there is no
requirement that vocational rehabilitation assistance end at the same time payment of
wage-loss benefits is concluded. The worker may no longer be eligible for wage-loss
benefits, but vocational rehabilitation assistance may still be required and, where
necessary, should be provided.
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BACKGROUND
1. Explanatory Notes
This policy sets out referral guidelines for vocational rehabilitation services.
2. The Act
Section 155(1):
POLICY
Referral Guidelines
The following guidelines are used in making referrals for vocational rehabilitation
services. Internal Board referrals should clearly identify what has been accepted under
the claim and specify reasons for the referral, including new information warranting
repeat referral.
Immediate Referrals
6. Fatalities.
General Referrals
5. Commutation investigations.
Rehabilitation services requested of, or by, other Canadian Boards and Commissions
are coordinated through reciprocal inter-jurisdictional agreement.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 155(1):
POLICY
Consultative Process
The Board functions as a catalyst, coordinator, initiator and expediter of all the
disciplines involved in helping a worker to overcome the effects of a compensable
injury/occupational disease. This demands a team approach, which involves the injured
worker, the Board, medical practitioners, employers, union representatives, other
agencies and members of the worker’s family.
The rehabilitation process emphasizes ongoing consultation with the worker, the
employer and, where applicable, the union, in order to maximize and maintain all
opportunities for suitable re-employment.
Operational Process
PHASE I
Principle:
All efforts will be made to help the worker return to the same job with the same
employer.
Rationale:
Method:
PHASE II
Principle:
Where the worker cannot return to the same job, the employer will be
encouraged to accommodate job modification or alternate in-service placement.
Rationale:
As in Phase I, the worker and the employer mutually benefit from the
continuation of the employment relationship.
Method:
PHASE III
Principle:
Rationale:
The worker returns to a known or related industry, which best utilizes existing
skills to optimize occupational potential. This may also allow the worker to retain
union status where applicable.
Method:
PHASE IV
Principle:
Rationale:
Method:
PHASE V
Principle:
Rationale:
The worker is equipped with new marketable skills with a view to optimizing
occupational potential.
Method:
BACKGROUND
1. Explanatory Notes
This policy sets out the nature and extent of vocational rehabilitation programs and
services available for injured workers.
2. The Act
Section 155(1):
POLICY
General
Early Intervention
Temporary partial disability under section 192 of the Act – Phases I and II of the
vocational rehabilitation process apply. Vocational rehabilitation services are
limited to counselling, work assessments, graduated return to work (“GRTW”),
placement assistance, mediation between worker and employer, and work
site/job modifications.
Permanent partial disability under section 195 or 196 of the Act – Phases I
through V of the vocational rehabilitation process apply. Vocational rehabilitation
services may include counselling, work assessments (GRTW), placement
assistance, mediation between worker and employer, work site/job modifications,
job search, training-on-the-job, and formal training.
Permanent total disability under section 194 of the Act – Quality of life assistance
may include vehicle modifications, home modifications, personal care
allowances, independence and home maintenance allowances and temporary
dependant care subsistence allowances.
Rehabilitation Plan
A rehabilitation plan is developed for each eligible worker. Ongoing medical opinion
and a variety of Board and community resources assist the Board and the worker in
developing the plan. The principles regarding medical opinion apply equally to the
rehabilitation process.
The Board develops the plan in collaboration with the worker, the employer and
appropriate health care providers. To demonstrate understanding of the plan, the plan
should be signed by the worker, the Board and where appropriate, the employer.
• Defines the overall vocational goal. The plan is considered appropriate if the
worker has a reasonable probability of successfully achieving the vocational goal.
• Outlines the supporting rationale, which makes the vocational goal attainable.
The plan will clearly document how the worker’s vocational profile matches the
targeted suitable occupation. A description of the worker’s vocational profile will
include objective functional capacity, education, existing transitional skills or
projected skills, aptitudes, training, interests and personal and occupationally
significant characteristics.
• Details the specific programs and services for the vocational goal to be attained
and outlines the obligations of the participants.
• Details the methods, techniques and supports, which will be utilized to assist the
worker in attaining the vocational goal. The sponsorship opportunities of other
agencies are considered in providing integrated service delivery. Their
availability does not limit the Board’s provision of additional services in
accordance with its policies.
• Indicates the timeframes associated with the overall plan and its component
steps.
A worker is entitled to one rehabilitation plan. The Board will monitor the plan to
determine if the plan is progressing as anticipated. A plan may be modified or a new
plan substituted where:
All involved parties will acknowledge the modified or new plan. The requirements for
developing the initial plan apply to the modified or new plan.
Each plan must set out the financial implications of implementing the plan and/or its cost
effectiveness. The analysis may include such things as a comparison of the estimated
cost of the necessary vocational services, the remaining compensation benefits that the
worker is entitled to, the estimated cost of alternative rehabilitation plans, and the
estimated benefit costs if no return to work services are provided. The analysis must
also set out when it is expected that specific costs will be experienced.
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Discontinuation of Vocational Rehabilitation Services
• the worker has, for personal reasons, withdrawn from the labour force;
• the plan is completed and it is neither necessary nor cost effective to provide
further vocational rehabilitation assistance.
Wage-loss equivalency benefits provided by the Board are payable only when wage-
loss benefits have concluded and follow the same rules with regard to the deduction of
permanent disability benefits. These benefits may be provided while workers are either
awaiting or undertaking specific vocational programs.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 155(1):
POLICY
Work Assessments
Guidelines
Expenditures
2. Costs arising from injuries or aggravations that occur during the course of
Board-sponsored work assessments with an employer are not charged to
the participating employer.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 155(1):
POLICY
The Board may provide assistance to alter work sites or modify jobs to facilitate re-
employment in physically appropriate working conditions.
Guidelines
Subject to policy in Item C11-88.00, the following guidelines on work site and job
modification apply.
Expenditures
1. The Board may provide financial assistance for the modification of jobs
and work sites, including expenditures for special equipment and/or tools,
BACKGROUND
1. Explanatory Notes
2. The Act
Section 155(1):
POLICY
Job search assistance may be provided to workers who require help in securing
appropriate employment.
Guidelines
Subject to policy in Item C11-88.00, the following guidelines on job search assistance
apply.
• The severity of the injury and resulting disability are such that
12 weeks to locate suitable employment will be inadequate; or
Expenditures
The Board may provide financial assistance in the form of a job search
allowance. This is a discretionary vocational rehabilitation benefit which
applies if the worker is actively seeking or returning to appropriate
employment, attending a designated job search program, or awaiting a
confirmed job opportunity. The amount of the allowance will not exceed
wage-loss equivalency.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 155(1):
POLICY
Training-on-the-Job
Guidelines
Subject to the policy in Item C11-88.00, the following guidelines apply for training-on-
the-job programs.
The timeframe for training-on-the-job will be part of the rehabilitation plan. Extensions
beyond 26 weeks must be approved by the Director of Vocational Rehabilitation
Services.
Expenditures
1. The employer is not paying the worker; the Board is paying full benefits.
All costs resulting from the aggravation of the injury are excluded from
experience rating, whatever the nature of the injury.
2. The employer is paying a partial wage to the worker who is also receiving
payments from the Board; or the Board is reimbursing the employer part of
the worker’s salary.
If the old injury made no significant contribution to the new injury, the
Board will exclude from experience rating a proportion of the costs of the
new claim equal to the percentage of the worker’s wages being paid or
reimbursed by the Board.
The above policy applies whether the employer at the time is a new employer or the
worker’s original employer.
In addition to relief for the individual employer for experience rating, the employer’s
sector or rate group may be eligible for relief under section 240(1)(d).
BACKGROUND
1. Explanatory Notes
2. The Act
Section 155(1):
POLICY
Formal Training
Subject to the policy in Item C11-88.00, the following guidelines apply to formal training.
These may include full-time or part-time trades, technical or academic programs offered
through recognized training or educational institutions. These programs are of short
duration of less than 26 weeks and should be identified as having an immediate positive
impact on the worker’s employability. Programs of more than 26 weeks duration must
be approved by a Vice-President or the Director of Vocational Rehabilitation Services.
The following criteria apply in considering whether a program of more than 26 weeks is
approved:
Levels of Support
The Board should provide the cost of any formal training program
considered reasonably necessary to overcome the effects of any residual
disability. This can also apply to preventative rehabilitation.
(a) The primary guideline is that the Board should, where practical,
support a program sufficient to restore the worker to an
occupational category comparable in terms of earning capacity to
the pre-injury occupation.
The Board should not deny the rehabilitation assistance that would have
been provided if the worker had chosen the 26-week training program, but
neither should it generally finance an educational advancement that goes
beyond what is reasonably necessary as rehabilitation for the injury.
In cases of this kind, the Board will estimate the total expenditure that
would have been incurred under section 155 of the Act if the worker had
taken a program considered reasonably necessary to overcome the
effects of the compensable injury. The worker will then be offered that
amount as a contribution to the cost of the preferred vocational plan.
If the injury is very severe, the Board might treat the case under
Category 1 and support the whole program. Rehabilitation is not limited to
restoring earning capacity and, in cases of catastrophic or very serious
injury, the Board should do all that is reasonably possible and appropriate
to facilitate the functional restoration and development of the worker. In
these cases, a formal training program may be wholly supported by the
Board notwithstanding:
Such training would, therefore, not be supported under section 155. If the
worker wished to meet the cost of the program by a commutation of
permanent disability benefits, that is something the Board might consider.
Guidelines
Expenditures
When it is decided to support a formal training program related directly to the disability,
the assistance provided under section 155 of the Act will normally include:
When it is decided to support a formal training program related partly to the disability,
the Board will estimate the total expenditure that would otherwise have been incurred
under section 155 of the Act. The worker will then be offered that amount as a
contribution to the cost of the preferred program. This contribution will normally be paid
by installment and will be subject to cost-of-living adjustments using the formula
provided in section 334 of the Act.
In the above circumstances, the Board takes the position that the trainee is not a
“worker” employed by the participating employer in the course of rehabilitation training.
Should the trainee receive further injury in the course of training, the Board regards
such further injury as a continuation of the original disability. The two main objectives
are:
1. that the injured trainee shall receive compensation under the Act, and
In the case of an aggravation or new injury to a trainee, the Board will normally exclude
the costs from the employer’s experience rating. In addition, the employer’s sector or
rate group may be eligible for relief under section 240(1)(d).
The above policy applies whether the employer at the time is a new employer or the
worker’s original employer.
Joint Sponsorship
1. the circumstances are such that a similar program would have been
supported by the Board, and
2. the level of support provided by the other agency is less than would have
been provided by the Board,
BACKGROUND
1. Explanatory Notes
2. The Act
Section 155(1):
POLICY
Business Start-ups
The Board may contribute to the cost of starting or enhancing a viable business for a
worker in lieu of other rehabilitation measures.
Business start-ups will only be approved in limited situations where the Board is
satisfied that the worker has demonstrated previous business experience and presents
a viable business plan. In each case where a business start-up is contemplated as a
vocational rehabilitation measure, the Board will obtain, with the worker’s written
consent, an appraisal of the viability of the proposed business from the Business
Development Bank of Canada or some similar organization before a final decision is
made. Before consideration can be given to a business-start-up plan, the Director,
Vocational Rehabilitation Services must approve a business feasibility study. The
Director, Vocational Rehabilitation Services, must also approve all business start-ups.
BACKGROUND
1. Explanatory Notes
This policy sets out the legal assistance that may be provided in relation to vocational
rehabilitation services.
2. The Act
Section 155(1):
POLICY
Legal Services
Legal advice is not provided in respect of any matter that the Board is or may be
adjudicating.
The following examples illustrate some of the circumstances in which legal assistance
by the Board may be considered.
1. Indebtedness or Insolvency
Where claims are being made against a worker which are an impediment
to recovery from an occupational injury or disease, the provision of legal
advice by the Board might be considered as part of the worker’s
rehabilitation.
Cases sometimes arise in which the threat of wage garnishment for the
enforcement of a maintenance order is a cause of anxiety, or in other
respects an impediment to a return to work. Legal assistance by the
Board in these circumstances is a possibility that might be considered.
3. Conveyancing
A worker who owns a home may be required by the nature of the injury to
move (e.g. paraplegia). In such a case, conveyancing services might be
considered as part of the rehabilitation assistance and this may be done
within the Legal Services Division of the Board or in the form of paying the
fees and disbursements for a lawyer in private practice.
4. Workers’ Estates
The Board cannot provide any legal assistance that may be required in
relation to the administration of an estate of a deceased worker. Nor can
the Board provide legal assistance in relation to any other problems
resulting directly from a death; but if any legal problems should arise in
relation to the employment of dependants, legal advice in respect of such
problems might be considered as one aspect of counselling.
6. Other Situations
The examples set out in this Item are mentioned only by way of
illustration. They are not an exhaustive list of the circumstances in which
legal assistance might be provided.
BACKGROUND
1. Explanatory Notes
This policy sets out preventative rehabilitation assistance that may be provided to
workers.
2. The Act
Section 155(1):
POLICY
Preventative Rehabilitation
Cases involving occupational disease or prior claims for the same injury (mainly joints
and backs) are the primary focus of preventative rehabilitation.
Once eligibility for preventative assistance has been established, the rehabilitation
process applies.
BACKGROUND
1. Explanatory Notes
2. The Act
Section 155(1):
… if a temporary partial disability results from a worker’s injury, the Board must
pay the worker compensation that is a periodic payment of an amount that
equals 90% of the difference between
(a) the worker’s average net earnings before the injury, and
(i) the average net earnings that the worker is earning after the
injury;
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation after
the injury.
Section 196:
(3) If the Board makes a determination under subsection (1), the Board
may pay the worker compensation that is a periodic payment of an
amount that equals 90% of the difference between
(a) the average net earnings of the worker before the injury, and
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation
after the injury.
POLICY
An offer by the Board to relocate a worker will be made on the basis of the
worker’s individual circumstances. The primary factor to be considered is
mitigation of the worker’s long-term loss of earning capacity. A determination
must be made that employment opportunities, on relocation, would substantially
reduce the worker’s post-injury loss of earnings.
The Board will pay reasonable expenses of relocation. Expenses paid by any
other agency, may be deducted from the amount to be paid by the Board.
BACKGROUND
1. Explanatory Notes
This policy sets out the employability assessment process for temporary partial disability
and permanent partial disability.
2. The Act
Section 155(1):
… if a temporary partial disability results from a worker’s injury, the Board must
pay the worker compensation that is a periodic payment of an amount that
equals 90% of the difference between
(a) the worker’s average net earnings before the injury, and
(i) the average net earnings that the worker is earning after the
injury;
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation after
the injury. (emphasis added)
Section 196:
(1) This section applies in relation to a permanent partial disability if the Board
determines that the combined effect of
(2) In making a determination under subsection (1), the Board must consider
the ability of the worker to continue in the worker’s occupation at the time
of the injury or to adapt to another suitable occupation.
(3) If the Board makes a determination under subsection (1), the Board may
pay the worker compensation that is a periodic payment of an amount that
equals 90% of the difference between
(a) the average net earnings of the worker before the injury, and
(i) the average net earnings that the worker is earning after the
injury;
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation after
the injury. (emphasis added)
POLICY
Employability Assessments
Sections 192 and 196 of the Act direct the Board to estimate what a worker is capable
of earning in a suitable occupation. This requires an employability assessment.
Where a worker is medically judged to be only partially disabled and the condition
remains temporary, any further wage-loss benefits may be processed under section 192
of the Act. In most cases, this assessment under section 192 is conducted without a
referral to Vocational Rehabilitation Services. The goal is to identify suitable
occupations, along with estimated earnings, that maximize the worker’s short-term
earning capacity up to the pre-injury wage rate. In most cases, the focus of the
assessment is a return to work with the pre-injury employer.
Where the Board and a worker are engaged in carrying out a rehabilitation plan, and all
parties are cooperating in good faith, it is not required that temporary partial disability
wage-loss benefits be based on short-term, temporary or lesser paying jobs that the
worker could do, but which would be incompatible with the demands and commitment
required to meet the overall vocational objective.
The goal is to identify suitable occupations, along with estimated earnings, that
maximize the worker’s long-term earning capacity up to the pre-injury wage rate. In
most cases, “long-term” refers to three to five years.
The rehabilitation plan may form the basis for the employability assessment. A
functional capacity evaluation may be used to assess the worker’s capacity for work.
This provides information on the worker’s residual maximum functional capabilities,
confirmation of identified alternative job options and plans for vocational reintegration.
Labour market data in conjunction with the objective functional capacity information is
used to create a residual vocational profile. A list of suitable occupations based on the
profile is then produced. Consideration is then given to whether these occupations are
reasonably available.
The worker is given a copy of the assessment and allowed 30 days in which to respond.
Unless this timeframe is waived by the worker, submissions received within this time
frame are considered before the Board makes a final decision on section 196
entitlement.
BACKGROUND
1. Explanatory Notes
This policy deals with the payment of a rehabilitation allowance pending the assessment
of permanent partial disability compensation.
2. The Act
Section 155(1):
Section 195(1):
(a) estimate the impairment of the worker’s earning capacity from the
nature and degree of the injury, and
Section 196:
(1) This section applies in relation to a permanent partial disability if the Board
determines that the combined effect of
(3) If the Board makes a determination under subsection (1), the Board may
pay the worker compensation that is a periodic payment of an amount that
equals 90% of the difference between
(a) the average net earnings of the worker before the injury, and
(i) the average net earnings that the worker is earning after the
injury;
(ii) the average net earnings that the Board estimates the
worker is capable of earning in a suitable occupation after
the injury. (emphasis added)
POLICY
The Board may pay a rehabilitation allowance to assist workers who are not actively
engaged in the rehabilitation process but who are awaiting assessment of their
permanent disability benefits. These payments will be considered for workers
• who are not receiving any other wage-loss equivalency benefits from the
Board, and
Prior to implementing an income continuity payment, the Board must have considered
and offered to the worker all rehabilitation measures which are reasonable and might be
of assistance to the worker.
Amount of Payment
Continuity of income payments are based initially on the same rate as the wage-loss
benefit rate and will continue at that level until the permanent partial disability benefits
are granted, except in any of the following circumstances:
In the above circumstances, the Board will complete the employability assessment
required under section 196, and will provide a copy of that assessment to the worker.
Thirty days after the worker has been provided with a copy of the employability
assessment, the Board will adjust the income continuity rate to the rate which best
reflects the conclusions contained in the employability assessment regarding the
worker’s projected long-term earning capacity. However, the Board will not adjust the
rate at this point if, during the 30-day period based on new evidence, the Board decides
the employability assessment requires revision.
As part of the completion of the employability assessment and prior to adjusting the
income continuity rate, the Board must investigate the worker’s circumstances and must
consider the impact of the compensable disability on the worker’s decision to retire or
not to participate in the rehabilitation process.
Continuity of income payments will also be considered for workers who are already
receiving permanent disability benefits on the claim, where the Board has reopened the
permanent disability decision and it is likely that the worker will receive a significant
increase in the worker’s permanent disability rating. As well, there must be evidence of
a deterioration in the worker’s medical condition which is likely to be permanent, and the
worker must be experiencing a reduction in income during the period which is related to
the reasons for the reopening. Benefit levels will be established in accordance with this
policy.
April 6, 2020 Volume II
C11-89.10
Page 3 of 4
REHABILITATION SERVICES &
CLAIMS MANUAL
BACKGROUND
1. Explanatory Notes
This policy sets out vocational assistance that may be provided to spouses and
dependants of deceased workers.
2. The Act
(3) The Board may, if it considers this advisable, provide counselling and
placement services to dependants of a worker.
Section 168:
(2) Unless a shorter period applies under this Division, the Board must make
periodic payments under this Division for the life of the person to whom
the payment is to be made.
POLICY
The Board may offer training assistance to a dependent spouse where the training is
designed to improve the spouse’s earning capacity or effectiveness in the labour market
generally.
Eligibility
within a year of the death. Any request received after that time would not
necessarily be denied, but the Board would be less likely to conclude that
the training was needed as a result of the death.
Guidelines
2. Assistance under section 155(2) of the Act is not limited to any particular
kind of training, except that, to be consistent with the general policy and
objectives of the Act, the program should be one that helps to improve the
earning capacity of the dependent spouse. Thus, in one case, it may be a
vocational training program for a particular occupation; in another case, it
may be a training course designed to improve the effectiveness of the
dependent spouse in the labour market generally.
Expenditures
Sponsorship of formal training programs under section 155(2) of the Act will normally
include payment of:
As long as no expenditures are involved, section 155(3) permits the Board to provide
counselling and placement services to other dependants of deceased workers when the
Board considers it advisable to make these services available.
CLAIMS PROCEDURES
#92.00 INTRODUCTION
This chapter relates to the roles and responsibilities of workers, employers, physicians,
qualified practitioners, other persons authorized to provide health care, and the Board in
the making and adjudicating of compensation claims.
(2) As soon as practicable after the occurrence, the worker or, in case of
death, the worker’s dependant must inform the employer of the
occurrence as follows:
...
Where the worker’s condition results from a series of injuries rather than just one injury,
section 149(2) is complied with if the report to the employer is made as soon as
practicable after the last injury in the series.
Where the worker is a commercial fisher, the “employer” to whom the fisher must report
is set out in section 10 of the Fishing Industry Regulations.
EFFECTIVE DATE: March 18, 2003
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
March 18, 2003 – Deleted reference to the Workers’ Compensation
Reporter Decision No. 223.
For the convenience of employers, the Board has prepared a form for the worker’s
report. This form, “Worker’s Report of Injury or Occupational Disease to Employer”, is
called Form 6A. As long as the employer uses exactly this form directed by the Board,
the worker is required by law to complete the form as long as fit to do so, and requested
to do so by the employer.
There is no law which prevents an employer from using another form for the purpose of
a worker’s report, and including such questions as the employer may wish. But if
another form is used, it must not be described as a form supplied or directed by the
Board, and the worker is not required by law to complete it.
If the employer does not have all of the information requested on the Form 7 (described
in policy item #94.11), the employer is not required to obtain it from the worker. The
obligation of an employer, when completing a Form 7, is to investigate the reported
injury or occupational disease and to provide the Board with the information obtained.
Many employers set up their own system of reporting to assist them in carrying out their
obligations. If the worker, however, reports to some other company official who was not
designated by the employer, this does not mean there is no compliance with the
worker’s responsibilities under the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1. The principles set
out regarding an employer’s obligations when completing a Form 7 were
derived from Workers’ Compensation Board of British Columbia, W.C.B.
News, November – December 1975, 4.
(b) the employer or the employer’s representative had knowledge of the injury
or disease, or
(c) the employer has not been prejudiced, and the Board considers that the
interests of justice require that the claim be allowed.”
The evidence may show that it was practicable for a worker to report the injury, mental
disorder, or disease to the employer long before such a report was actually made. In
such a case, there will be “Failure to provide the information required by this section”
within the meaning of section 149(5).
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
Where the Board receives a report that a worker has an injury, mental disorder, or
disease which will likely cause a loss of wages, it will automatically forward a Form 6,
Application for Compensation and Report of Injury or Occupational Disease. The
worker should complete this form and return it to the Board. In the case of someone
covered by personal optional protection, the application is made on a Form 6/7,
Independent Operator’s Application for Compensation and Report of Injury or
Occupational Disease, but a Form 6 may also be used.
For applications for compensation in respect of hearing loss, reference should also be
made to Section D. of Item C4-31.00. In the case of occupational diseases, reference
should be made to policy in Item C4-26.00.
EFFECTIVE DATE: October 21, 2020
CROSS REFERENCES: Item C4-31.00, Hearing Loss, Section D., of the Rehabilitation Services
& Claims Manual, Volume II.
Section 151 is applied to claims for compensation for mental disorders under
section 135 as they are applied to claims for compensation for injuries under
section 134.
Where the worker's condition results from a series of injuries rather than just one injury,
section 151(3) is complied with if the application is filed within one year of the last injury
in the series.
The section is not complied with simply by reporting the injury to the first aid attendant
or having it confirmed by witnesses. The one-year period commences at the date of
injury, mental disorder or death, and except in the case of occupational diseases, not at
the date of subsequent disablement. In the case of occupational diseases, reference
should be made to Section A. of Item C4-26.00.
(4) The Board may pay the compensation provided under this Part [Part 4 –
Compensation to Injured Workers and Their Dependants] if
(c) the application is filed within 3 years after the date referred to in
subsection (3).
(5) The Board may pay the compensation provided under this Part for the
period beginning on the date the Board receives an application for
compensation if
(c) the application is filed more than 3 years after the date referred to
in subsection (3).
(1) The Board may pay the compensation provided under this Part if
(2) If, since July 1, 1974, the Board considered an application for
compensation under the equivalent of this section or section 151 in
respect of a worker’s death or disablement from occupational disease, the
Board may reconsider the application but must apply subsection (1) of this
section in the reconsideration.
The general effect of these provisions is that two requirements must be met before an
application received outside the one year period can be considered on its merits. These
are:
1. Special Circumstances
It is not possible to define in advance all the possible situations that might
be recognized as special circumstances that precluded filing an
application. The particular circumstances of each case must be
considered and a judgment made. However, it should be made clear that
in determining whether special circumstances existed, the concern is
solely with the worker’s reasons for not submitting an application within
the one-year period. No consideration is given to whether or not the claim
is otherwise a valid one. If the worker’s reason for not submitting an
application in time are not sufficient to amount to special circumstances,
the application is barred from consideration on the merits, notwithstanding
that the evidence clearly indicates that the worker did suffer a genuine
work injury.
Assuming the Board accepts that there were special circumstances that
precluded the worker from submitting an application within the one-year
period, the second requirement of section 151(4)(b) must then be dealt
with. The question arises as to whether or not the Board should exercise
its discretion to pay compensation.
The exercise of the Board’s discretion depends on the extent to which the
lapse of time since the injury has prejudiced the Board’s ability to carry out
the necessary investigations into the validity of the claim. The length of
time elapsed will be a significant factor here, together with the nature of
the injury. Also significant will be whether there are witnesses or other
persons to whom the worker reported the injury and from whom the
worker sought treatment for it who are still able to provide accurate
statements to the Board. The Board will not exercise its discretion under
section 151(4) in favour of allowing an application to be considered where,
because of the time elapsed, sufficient evidence to determine the
occurrence of the injury and its relationship to the worker’s complaints
cannot now be obtained.
The facts of the case discussed above illustrate a situation where, even
though there were special circumstances precluding the worker from
submitting an application within the one-year period, the Board decided to
exercise its discretion against allowing the worker’s application to be
considered on its merits. The fact that the initial injury was a minor one
which caused no immediate problems and required no medical treatment
meant that it was impossible to obtain detailed evidence as to the real
nature of the original injury. Furthermore, this was a case where detailed
medical evidence of this nature would be particularly necessary since, on
the face of it, it would be hard to relate the worker’s complaints to such a
minor injury two years before.
The exercise of the Board’s discretion under section 151(4) may, in some
cases, appear in substance to be closely related to the question that
would arise on the merits of the claim as to whether the injury in question
occurred and whether it caused the worker’s subsequent complaints. If
there is now an inability to obtain evidence regarding the original injury,
that would normally mean that the claim would be disallowed on the merits
for lack of evidence to support it. On the other hand, there will be cases
In accordance with this provision, the Board may pay all the compensation due on a
claim without first receiving an application from the worker. However, the Board will not
normally do this in certain types of cases, notably the following:
7. Silicosis claims.
The Board will not accept a claim and pay compensation if the worker indicates that the
worker does not wish to claim.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Board officer.
March 3, 2003 – Amended to reference preliminary determinations under
policy item #96.21.
APPLICATION: Applies on or after June 1, 2009.
An “X” in lieu of signature is acceptable if the worker is unable to sign because of the
injury or the worker is illiterate. Such a signature must be countersigned by a
responsible adult. It is preferable but not mandatory that the signature should read
“witnessed by” followed by the countersignor’s signature and address.
If the worker is unconscious, has a severe head injury, is of unsound mind, or has some
other condition which prevents the signing of an application, the Board may accept an
application signed by someone on the worker’s behalf. This might be a spouse, mother,
father, relative, etc. If the worker is married, the person who signs should normally be
the spouse. If the worker is single, it should normally be the mother or father.
Pursuant to section 121 of the Act, unless otherwise disabled, a worker under the age of
19 years can and should sign the application form.
AUTHORITY: Sections 121 and 151(1) of the Act.
CROSS REFERENCES: Policy item #49.00, Incapacity of a Worker, of the Rehabilitation Services
& Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
(1) A worker who applies for or is receiving compensation under this Part
[Part 4 of the Act – Compensation to Injured Workers and Their
(2) If a worker fails to comply with subsection (1), the Board may reduce or
suspend payments to the worker until the worker complies.
The Board operates under an inquiry system and as such, reasonable efforts are made
to obtain information directly from the source. However, it is recognized that, in the
course of administering a claim, the Board may have to rely on a worker to obtain
relevant information.
A worker’s obligation to provide information may arise at any time during the claim
cycle. Necessary information includes, but is not limited to, information related to the
worker’s compensable disability, pre- and post-injury earnings, tax status and Canada
Pension Plan disability benefits.
The Board will set a timeframe for the worker to provide the necessary information. The
timeframe may vary depending upon the nature of the information requested. However,
it should not extend past 30 days, except where the Board is satisfied that the worker is
making best efforts to obtain the necessary information.
Where the Board requires information from a worker that it considers necessary to
administer the worker’s claim, notification must be provided in writing. Notification to the
worker must specify:
The Board may reduce or suspend a worker’s payments if, after providing written
notification of the obligation to provide necessary information and the consequences of
failing to comply, the worker:
• fails or refuses to supply the information within the specified timeframe; and
• does not have a valid reason for failing to comply.
If a worker has to obtain the information from a third party (e.g. the department
continued under the Department of Employment and Social Development Act
(Employment and Social Development Canada – “ESDC”) or the agency continued
under the Canada Revenue Agency Act (Canada Revenue Agency)), the Board must
be satisfied that the worker failed to take all reasonable steps to acquire the information
before determining that a worker has failed to comply.
The Board recognizes that, in the course of obtaining requested information from third
parties, certain fees may be levied. In these cases, the Board will provide
reimbursement for necessary and reasonable costs incurred by the worker.
Once the worker has fulfilled the obligation to provide information, the Board will restore
payments for any period for which they were reduced or suspended.
This policy does not restrict the Board from pursuing all available courses of action in
response to fraud or misrepresentation.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Updated reference to then titled Human Resources and
Skills Development Canada and Canada Revenue Agency.
APPLICATION: Applies on or after June 1, 2009.
Subject to policy items #94.12 and #94.13, section 150(2) of the Act provides that an
employer must report to the Board, within three days after receiving information under
section 149, every disabling occupational disease or claim for or allegation of an
occupational disease in relation to a worker.
Section 150(3) of the Act provides that an employer must report immediately to the
Board the death of a worker if the death is or is claimed to be a death arising out of and
in the course of the worker’s employment.
The report may be made by mailing copies of the form addressed to the Board at the
address specified by the Board.
The Board has directed forms for employers to report injuries, occupational diseases, or
deaths. These are as follows:
The report must be approved by an authorized official of the employer other than the
worker.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
(e) the worker has received medical treatment for the injury;
(h) the worker or the Board has requested that an employer’s report be sent
to the Board.
Section 150(7) provides in part that, “. . . the Board may make regulations as follows:
If none of the conditions listed (a) through (h) above are present, an injury is a minor
injury and not required to be reported to the Board unless one of those conditions
subsequently occurs.
AUTHORITY: Section 150 of the Act, and the Reports of Injuries Regulations, B.C.
Reg. 713/74.
HISTORY: September 1, 2020 – Housekeeping change to correct the title of
Reports of Injuries Regulations, B.C. Reg. 713/74.
April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
An employer who protests a claim should take care not to delay the submission of the
Form 7 Employer’s Report to the Board. If the employer wishes to investigate further,
the employer should submit the Form 7 stating that an investigation report will follow,
and give reasons for the delay.
AUTHORITY: Section 150(7) of the Act;
Reports of Injuries Regulations, B.C. Reg. 713/74.
CROSS REFERENCES: Policy item #94.11, Form of Report, of the Rehabilitation Services &
Claims Manual, Volume II.
HISTORY: September 1, 2020 – Housekeeping change to correct the title of
Reports of Injuries Regulations, B.C. Reg. 713/74.
April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
• within 75 days of when the decision on the claim was made, the Board is
satisfied that the claim should not have been accepted based on applicable law
and policy, and the merits and justice of the case, the Board may reconsider the
decision under section 123(1) of the Act; or
• after 75 days of when the decision on the claim was made, where the Board is
satisfied the decision contains an obvious error or omission, the Board may
reconsider the decision under section 123(3) of the Act.
If a report required under this section is not received by the Board within 7 days
after an injury or death, or any other time prescribed by regulation under
subsection 7, [see policy item #94.13], the Board
(b) if the Board allows the claim on an interim basis, may begin the
payment of compensation in whole or in part.
Section 262(2) provides that “If compensation is paid under section 150(8) before
3 days after the Board receives the report required by that section, that compensation
may be levied and collected from the employer by way of additional assessment . . .,
and payment may be enforced in the same manner as other assessments.”
Section 262(3) provides that if the Board is satisfied that the delay in reporting was
excusable, it may relieve the employer in whole or in part of the additional assessment
imposed under section 262 of the Act.
The Board follows the following procedure for making interim adjudications on claims
without employer reports, and levying corresponding assessments.
At the end of each six-month period, a review is undertaken of employers who have
been late in filing their reports of injury to the Board. As a result of this review, a first
letter may be sent out to defaulting employers informing them of their records over the
past six months and warning them of the effect of section 262 of the Act. At the end of
the following six-month period, any employers who received the initial letter and who
continue to default will receive a second letter. This will warn them that, on any future
claims if an interim adjudication is made under section 150(8) accepting the claim, they
will be charged with the full amount of costs incurred up to the elapse of three days after
the Board receives their employer’s report.
Set out below are some reasons why employers may be excused for late reporting.
These are guidelines only, as each case must be considered individually.
1. The worker lays off some time after the day of the injury and when the
days are counted from the date of lay-off to the date of the Form 7’s
arrival, they number fewer than ten.
3. The worker does not report the incident to the employer until some time
after the lay-off.
4. There is no wage loss involved and the employer was not aware the
worker sought medical attention.
5. The decision to accept the claim is made on the 11th day after the injury,
and the Form 7 arrived at the Board, but not on file, before the 10th day.
The costs charged to the employer will consist of all health care benefits, vocational
rehabilitation, and wage-loss benefits relating to the period in question, even if they are
not actually paid until some time afterwards.
The employer will continue to be charged with the costs incurred on claims on which the
employer is late in reporting until the overall reporting record is shown to have improved
sufficiently at a subsequent six-month review.
The term “interim adjudication” used in this context should not be confused with the
term “preliminary determination” when it applies to the processing of payments on an
apparently acceptable claim in the absence of some information which is likely to be
delayed. The latter procedure is set out in policy item #96.21. The requirements of the
preliminary determination procedure do not have to be met for an interim adjudication
under section 150(8). It is sufficient if the claim does appear to be an acceptable one
and is only being held up by the technicality of the employer’s failure to submit a report.
When the Form 7 Employer’s Report does arrive, it can be considered as evidence in
making the final adjudication of the claim. The rules set out in policy item #96.21
regarding the non-recovery of payments made under a preliminary determination also
apply here. If the employer’s report protests the acceptance of the claim, but the final
adjudication is that it remains allowed, the employer will receive the usual notification of
the relevant rights of review and/or appeal.
Unless the Board receives the Form 7 Employer’s Report, the interim adjudication
becomes the final decision on the acceptability of the claim and is subject to the
provisions of section 123 of the Act.
If the Board receives the Form 7 Employer’s Report, the final adjudication becomes the
final decision on the acceptability of the claim and is subject to the provisions of
section 123 of the Act.
The final adjudication does not constitute a reconsideration of the interim adjudication
for purpose of section 123 of the Act. Section 150(8) contemplates that a final
adjudication will be made, whenever the Form 7 Employer’s Report is received.
EFFECTIVE DATE: October 29, 2020
AUTHORITY: Sections 150 and 262 of the Act.
CROSS REFERENCES: Policy item #34.40, Pay Employer Claims;
Policy item #94.13, Commencement of the Obligation to Report;
Policy item #96.21, Preliminary Determinations;
Item C14-103.01, Reconsiderations, of the Rehabilitation Services &
Claims Manual, Volume II.
HISTORY: October 29, 2020 – Amended to reflect amendments to reconsideration
provision in the Act by the Workers Compensation Amendment Act, 2020
(Bill 23 of 2020), in effect August 14, 2020.
April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Board officer.
March 3, 2003 – Inserted references to preliminary determination and the
status of final adjudication for the purposes of then sections 96(4) and (5)
of the Workers Compensation Act, R.S.B.C. 1996, c. 492.
January 1, 1978 – the Board established a procedure for implementing
then sections 54(7) and (8) (to make interim adjudications on claims
without employer reports, and to levy assessments paid on these interim
adjudications, against employers).
APPLICATION: Applies on or after October 29, 2020.
(c) a death, whether or not the death is compensable under the compensation
provisions [of the Act];
Item P2-95-5 also provides for the recovery of potential or actual benefits obtained from
non-compliance.
As an alternative to imposing an administrative penalty, the Board may refer the case to
Crown Counsel for consideration of prosecution.
AUTHORITY: Section 73 of the Act.
CROSS REFERENCES: Item P2-95-5, OHS Penalty Amounts, of the Prevention Manual.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
March 1, 2016 − Consequential housekeeping amendments made to
reflect changes to then Item D12-196-6, the OHS Penalty Amounts, of
the Prevention Manual, which became effective March 1, 2016.
The first report containing all requested information in it must be provided to the Board
within three days after the date of the physician’s or qualified practitioner’s first
attendance on the worker.
Section 163(1)(b) of the Act provides that the physician or qualified practitioner must
provide a report to the Board within three days after the worker is, in the opinion of the
physician or qualified practitioner, able to resume work and, if treatment is being
continued after resumption of work, to provide further adequate reports to the Board.
The duties described in this policy item apply to a psychiatrist or psychologist who
diagnoses a worker with a mental disorder under section 135(1)(b) of the Act.
Similar forms are provided for qualified practitioners and other persons authorized to
treat workers under the Act.
All medical reports must be signed by the person making the report with reference to
the professional designation of a partnership or clinic. The original report, not the
carbon copy, should be provided to the Board. Any change in status of a partnership or
clinic, or change in its address, should be reported to the Board without delay to assure
proper direction of payment.
(a) cancel the right of the person to be selected by a worker to provide health
care, or
(ii) inform the applicable governing body under the Health Professions
Act, and
Section 164(5)(b) of the Act provides that the person whose right to provide health care
is cancelled or suspended must also notify any injured workers who seek treatment
from that person of the cancellation or suspension.
The maximum fine for the offence committed under the Act is set out in Appendix 5.
The Board may refuse to pay accounts where reports are inadequate.
EFFECTIVE DATE: October 21, 2020
AUTHORITY: Section 164 of the Act.
HISTORY: October 21, 2020 – Amended to reflect amendments to the Act by the
Workers Compensation Amendment Act, 2020 (Bill 23 of 2020), in effect
August 14, 2020.
April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
APPLICATION: Applies on or after October 21, 2020.
Exceptions can be made in cases of short-term disability where the worker receives
brief treatment from a first aid attendant or a hospital emergency department. If the
circumstances are in all other respects acceptable, and the facts support the conclusion
that the inability to earn full wages was a result of the injury, then wage-loss benefits
may be paid. Normally, wage-loss benefits should not be paid for periods of disability
Exceptions can also be made in cases of longer term disability. Where there is
evidence to support the existence of a disability, but there has been no receipt of a
medical report and where the claim has been adjudicated and accepted, a first payment
should be processed on the claim. Moreover, there must be some discretion to depart
from the principle that wage-loss benefits are to be paid only on medical confirmation of
disability. That confirmation may appear at the time the disability begins, some time
during the disability or, in some cases, after it has ceased. The question is always
whether the worker was disabled. The best evidence of that disability is almost always
medical evidence, but on some occasions, evidence from the worker or from other
sources may be sufficient to establish the existence and continuation of the disability.
The Board accepts reports received from nurses in remote locations as medical reports
if there is no physician in the immediate area.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
This duty applies to a psychiatrist or psychologist who diagnoses a worker with a mental
disorder under section 135(1)(b) of the Act.
Without restricting the generality of subsection (1), the Board has exclusive
jurisdiction to inquire into, hear and determine the following:
(e) the existence, for the purposes of the compensation provisions [of
the Act], of the relationship of a family member of a worker;
(b) that the Board, director, officer or employee believed was within the
jurisdiction of the Board.
The Board of Directors’ Bylaw re Policies of the Board of Directors, provides that as of
February 11, 2003, the policies of the Board of Directors consist of the following:
“(a) The statements contained under the heading “Policy” in the Assessment
Manual;
(b) The Occupational Safety and Health Division Policy and Procedure
Manual;
(c) The statements contained under the heading “Policy” in the Prevention
Manual;
(d) The Rehabilitation Services & Claims Manual Volume I and Volume II,
except statements under the headings “Background” and “Practice” and
(e) The Classification and Rate List, as approved annually by the Board of
Directors;
(f) Workers’ Compensation Reporter Decisions No. 1 – 423 not retired prior
to February 11, 2003 (see Appendix 1); and
(g) Policy decisions of the former Governors and the former Panel of
Administrators still in effect immediately before February 11, 2003.”
The Bylaw further provides that after February 11, 2003, the policies of the Board of
Directors consist of the documents listed above, amendments to policy in the policy
manuals, any new or replacement manuals issued by the Board of Directors, any
documents published by the Board that are adopted by the Board of Directors as
policies of the Board of Directors, and all decisions of the Board of Directors declared to
be policy decisions. As of December 31, 2003, the Board of Directors’ policies do not
include the Occupational Safety and Health Division Policy and Procedure Manual. As
of December 11, 2013, the Board of Directors’ policies do not include any of Workers’
Compensation Reporter Decisions No. 1 – 423.
The Bylaw also directs that in the event of a conflict between policies of the Board of
Directors:
(a) if the policies were approved by the Board of Directors on the same date,
the policy most consistent with the Act or Regulations is paramount.
(b) if the policies were approved on different dates, the most recently
approved policy is paramount.
The Bylaw directs that the policies of the Board of Directors are published in print. It
also states that the policies may also be published through an accessible electronic
medium or in some other fashion that allows the public easy access to the policies of
the Board of Directors.
The Bylaw provides that the Chair of the Board of Directors supervises the publication
of the Workers’ Compensation Reporter. It will include decisions of the Board of
Directors and selected decisions of WCAT. It may also include key decisions of the
Courts on matters affecting the interpretation and administration of the Act or other
matters of interest to the community.
The Bylaw makes clear that WCAT decisions do not become policy of the Board of
Directors by virtue of having been published in the Workers’ Compensation Reporter. It
states that WCAT decisions are published in the Reporter to provide guidance on the
interpretation of the Act, the Regulations and Board policies, practices and procedures.
The above criteria apply whether or not the claim is protested by the employer.
(b) the employer’s sector or rate group will be relieved of the cost of
any unrecovered payments pursuant to policy item #113.10.
A preliminary determination made in accordance with this policy is not a “decision” for
the purposes of section 123. Rather, it is a Board administrative action that is intended
to provide temporary financial relief to the worker until the Board receives the
information required in order to make a decision on the validity of a claim. However,
once the Board receives the required information and makes a decision, that decision is
subject to the provisions of section 123.
EFFECTIVE DATE: October 29, 2020
CROSS REFERENCES: Chapter 16 − Third Party/Out-of-Province Claims;
Policy item #113.10, Investigation Costs, of the Rehabilitation Services &
Claims Manual, Volume II.
HISTORY: October 29, 2020 – Amended to reflect amendments to reconsideration
provision in the Act by the Workers Compensation Amendment Act, 2020
(Bill 23 of 2020), in effect August 14, 2020.
April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Board officer.
March 3, 2003 – Amended to clarify that a preliminary determination is
made to provide temporary financial relief until the Board receives
information. Addition of requirement that an application for
compensation must have been received. Amendments substitute the
term "preliminary determination" for “interim decision” Addition of
statements discussing the application of then section 96(5) of the
Workers Compensation Act, R.S.B.C. 1996, c. 492. Policy applied to all
preliminary determinations made on or after March 3, 2003.
APPLICATION: Applies on or after October 29, 2020.
If a claim file is opened, and it is later established that the claim will be fully
administered and paid by another Board under the terms of the Interjurisdictional
Agreement, the British Columbia file will be placed in suspense. (See policy
items #112.30 and #113.30.)
(1) if the worker leaves British Columbia without notifying the Board or
receiving prior consent from the Board (see Item C10-72.00);
(2) if the worker is being paid full salary by the Federal Government (see
policy item #34.30);
If a claim has been suspended, all parties are notified of this fact and of the reasons for
it. This includes any party from whom an account has been received. When the
information required has been received or any other ground which gave rise to the
suspension has been removed, the suspension will be lifted. In that event, the parties
involved will again be notified.
CROSS REFERENCES: Policy item #34.40, Pay Employer Claims;
Item C10-72.00, Health Care – Introduction;
Policy item #93.26, Obligation to Provide Information;
Policy item #112.30, Worker Also Entitled to Compensation Outside of
British Columbia;
Policy item #113.30, Interjurisdictional Agreements, of the Rehabilitation
Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
If the Board has accepted an actual or potential permanent disability, the Board then
determines the extent of the disability, and calculates the worker’s permanent disability
benefit entitlement.
In cases of minor disabilities, the Board may calculate the permanent disability benefits
entitlement without a medical examination if there is sufficient medical information on
file to complete the assessment. Except for those cases, the normal practice is for a
section 195(1) assessment to be conducted for permanent disability benefits purposes
by the Board or a Board-authorized External Service Provider (see policy item #39.01).
Although the evaluation is not the only medical evidence that the Board may use, it will
usually be the primary input.
In those cases where the worker has a section 195(1) assessment, the Board is
required to notify the worker indicating the results of the evaluation and the conclusions
reached regarding the question of permanent disability benefits entitlement.
The final decision on the assessment of permanent disability benefits under section 196
is made by the Loss of Earnings Committee.
When the Board adjudicates requests for the commutation of permanent disability
benefits, it may obtain input from Vocational Rehabilitation Services before making a
decision.
EFFECTIVE DATE: June 1, 2009
CROSS REFERENCES: Policy item #39.01, Decision-Making Procedure under Section 195(1), of
the Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 − Inserted reference that a Board officer determines
whether an actual or potential disability is accepted on the claim.
Deleted references to Board officer in Disability Awards, Medical
Services and Consultant.
October 1, 2007 – Revised to delete references to memos and
memorandums.
July 2, 2004 – Revisions to the role of Board officers applied to all
decisions, including appellate decisions, made on or after July 2, 2004.
APPLICATION: Applies on or after June 1, 2009.
The term “standard of proof” refers to the level of certainty required to prove an issue in
question. For decisions respecting the compensation or rehabilitation of a worker, the
standard of proof under section 339(3) of the Act is “at least as likely as not.” If, on
weighing the available evidence, the disputed possibilities are evenly balanced then
section 339(3) requires that the issue be resolved in a manner that favours the worker.
For other decisions, the standard of proof is the balance of probabilities. Balance of
probabilities means “more likely than not.”
It is important to distinguish between the standard of proof and the test for the issue in
question, such as causation. For example, for a worker to be entitled to compensation
for an injury, the worker’s employment has to be of causative significance in the
occurrence of the injury, which means more than a trivial or insignificant aspect of the
injury. The standard of proof applies to this determination, so the question for the Board
is whether it is “at least as likely as not” that the worker’s employment was more than a
trivial or insignificant aspect of the injury.
Although there is no burden of proof on the worker, the Act contains prerequisites for
benefits. Compensation will not be paid simply because, for example, a telephone call
is received from someone claiming to be a worker, who has been hurt, and was
disabled for a certain number of days. Some basic evidence must be submitted by the
worker to show that there is a proper claim. The extent of that basic evidence
necessary, and the weight to be attached to it, is entirely in the hands of the Board.
It is therefore not uncommon to see that a claim will be denied when a worker, away
from employment, begins to feel some pain and discomfort in the lower back, and
seeking to find a reason for this condition, thinks back to the work being done over a
period of time and concludes that the problem must have resulted from something
which occurred on a certain day when certain heavy work was being performed. The
question then arises whether there was anything other than the worker’s hindsight
which would allow the Board to conclude that the work done some weeks or months
previously had causative significance. It is at this point that investigation takes place
and the evidence is weighed. If the evidence does not support a finding it is “at least as
likely as not” that any activity at work was of causative significance in the reported
condition, at or near the time alleged by the worker, it can fairly be said that causation
has not been established. The worker has simply failed to present those fundamental
facts which bring the provisions of the Act into play.
Complaints are sometimes received at the Board that a worker has not been given the
benefit of the doubt. Usually, these complaints relate to a situation in which the worker
has a disability, but the issue is whether it is one arising out of or in the course of the
worker’s employment. The essence of the complaint is often that if there is some
possibility that the injury arose out of the worker’s employment, the worker should be
given the benefit of the doubt. For the Board to take that view, however, would be
inconsistent with the terms of the Act. Where it appears from the evidence that two
conclusions are possible, but that one is more likely than the other, the Board must
decide the matter in accordance with that possibility that is more likely.
Under the terms of section 339(3), the Board is required to decide an issue in a manner
that favours the worker if it appears that “the evidence supporting different findings on
an issue is evenly weighted in that case”. This applies only if there is evidence of
roughly equal weight for and against the claim. It does not come into play if the
evidence indicates that one possibility is more likely than the other.
The Board, as a quasi-judicial body, must make its decisions according to the evidence
or lack of evidence received, not in accordance with speculations unsupported by
evidence. Section 339(3) of the Act applies when “the evidence supporting different
findings on an issue is evenly weighted in that case”. However, if the evidence before
the Board does not support a finding that a particular condition can result from a
worker’s employment, there is no doubt on the issue; the Board’s only possible decision
is to deny the claim. If one speculates as to the cause of a condition of unknown origin,
one might attribute it to the person’s work or to any other cause, and one speculated
cause is no doubt just as tenable as any other. However, the Board can only be
concerned with possibilities for which there is evidential support and only when the
evidence is evenly weighted does section 339(3) apply.
EFFECTIVE DATE: February 1, 2020
AUTHORITY: Section 339 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
February 1, 2020 – Policy amended to provide guidance on the legal
issues of standard of proof, evidence, and causation.
#97.20 Presumptions
There are statutory presumptions in favour of workers or dependants already discussed
in earlier chapters. These are as follows:
(1) Section 134(3) provides that in cases where the injury is caused by
accident, if the accident arose out of the worker’s employment, unless the
contrary is shown, it must be presumed that the injury occurred in the
course of the worker’s employment; and if the accident occurred in the
course of the employment, unless the contrary is shown, it must be
presumed that the injury arose out of that employment. (See Item C3-
14.20.)
(2) Section 135(2) provides that if a worker who is or has been employed in
an eligible occupation:
(3) Section 137 provides that if, on or immediately before the date of the
disablement, the worker was employed in a process or industry described
in column 2 of Schedule 1 opposite the occupational disease that has
resulted in the disablement, the occupational disease must be presumed
to have been due to the nature of the worker’s employment unless the
contrary is proved. (See Section A. of Item C4-25.20.)
(6) Subject to subsections (2) and (3), section 140(1) applies to a worker who
is or has been a firefighter who contracts a primary site lung cancer or a
disease prescribed by the Firefighters’ Occupational Disease Regulation.
It provides that the disease must be presumed to be due to the nature of
the worker’s employment as a firefighter unless the contrary is proved.
(See Section B. of Item C4-25.20 and BC Reg 125/2009.)
(7) Section 143 applies to a deceased worker who, on the date of the
worker’s death, was under 70 years of age and had an occupational
disease of a type that impairs the capacity of function of the lungs. It
provides that if the death was caused by an ailment or impairment of the
lungs or heart of non-traumatic origin, it must be conclusively presumed
that the death resulted from the occupational disease. (See Item C4-
29.20.)
• the worker came into contact with the bodily substance of the source
individual in the course of the worker’s employment, and
• test results obtained under the testing order indicated that the source
individual is infected with a pathogen that causes a communicable
disease contracted by the worker.
The Act contains no general presumption either in favour of the worker or against the
claim.
This does not mean, of course, that a lay judgment is preferred to a medical opinion on
a question of medical expertise. What it means is that the Board is responsible for the
decision-making process, and for reaching the conclusions on the claim. But this will, of
course, require an input of medical evidence, or sometimes other expert advice, on any
issue requiring professional expertise.
In reaching conclusions on a medical question, the guide-rules are set out below.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Section 339 of the Act.
HISTORY: June 1, 2009 – Deleted references to Claims Adjudicator, Claims Officer,
the Disability Awards Officer and the Adjudicator in Disability Awards.
APPLICATION: Applies on or after June 1, 2009.
It should never be assumed that there is a conflict of medical opinion simply because
the opinions of different doctors indicate different conclusions. A difference in
conclusion between doctors may or may not result from a difference in medical opinion.
For example, the difference could result from different assumptions of non-medical fact.
Where there are two or more medical reports or memos on file from physicians,
indicating different conclusions, the Board will not simply select among them as a first
step. The Board should first think about why they are different and consider whether
the relevant non-medical facts have been clearly established. The Board may seek
advice to determine whether the best medical evidence has been obtained and, for
example, find out if any appropriate medical procedures can be instituted that would
assist in arriving at a more definite conclusion.
The Board has no rule that states that the evidence of a physician is always to be
preferred to that of a chiropractor or other qualified practitioner. Reports from both
types of practitioner are acceptable evidence and are weighed on their merits. This
principle applies even if the referral to the practitioner is contrary to Board policy.
Should there, for example, be concurrent treatment by a physician and a chiropractor,
the Board might not pay for the chiropractor, but any chiropractor reports received must
be weighed as evidence. They are not ignored just because the referral was
unauthorized. (See Item C10-73.00.)
EFFECTIVE DATE: February 1, 2020
AUTHORITY: Section 339 of the Act.
CROSS REFERENCES: Item C10-73.00, Direction, Supervision, and Control of Health Care;
Policy item #97.10, Evidence Evenly Weighted, of the Rehabilitation
Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
February 1, 2020 – Policy amended to provide guidance on the legal
issues of standard of proof and evidence.
June 1, 2009 – Deleted references to officers.
March 3, 2003 – Inserted new wording of then section 99 of the Workers
Compensation Act, R.S.B.C. 1996, c. 492.
APPLICATION: Applies to all decisions made on or after February 1, 2020.
The section 195(1) evaluation report takes the form of expert evidence which, in the
absence of other expert evidence to the contrary, should not be disregarded. This does
not mean that the Board must adopt the percentage indicated by the section 195(1)
evaluation. It is always open to the Board to conclude that, although the functional
impairment of the worker is a certain percentage, the disability (i.e. the extent to which
that impairment affects the worker’s ability to earn a living) is greater or less than the
percentage of impairment.
In making a determination under section 195(1), the Board will enquire carefully into all
of the circumstances of a worker’s condition resulting from a compensable injury.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Section 339 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
#97.60 Lies
A lie may be ground for drawing an adverse inference with regard to the facts to which it
relates. But it is not in itself ground for denying compensation, particularly when it
relates to something not relevant to the claim at all.
AUTHORITY: Section 339 of the Act.
#97.70 Surveillance
Section 122 of the Act provides the Board with authority to investigate claims for
compensation. Under section 346 of the Act, the Board has authority to make
necessary inquiries and to appoint others to make such inquiries.
The Board is required to gather the evidence necessary to adjudicate claims, and
surveillance is one method to obtain such evidence. Surveillance is the discreet
observation of a worker, and includes video-recording, audio-recording, and
photographing the worker.
The Board conducts surveillance and uses surveillance evidence in compliance with
applicable legislation, including the Freedom of Information and Protection of Privacy
Act and the Canadian Charter of Rights and Freedoms.
Surveillance evidence is assessed by the Board for accuracy and relevancy to the
issues being decided, and is considered in conjunction with all other evidence.
(1) The Board has the same powers as the Supreme Court
Usually, the Board receives the willing cooperation of all concerned, and the power of
subpoena is not used as a normal routine.
EFFECTIVE DATE: March 3, 2003
AUTHORITY: Section 342 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
March 3, 2003 – Amended to reflect the new wording of then section 87
of the Workers Compensation Act, R.S.B.C. 1996, c. 492.
(b) in relation to an inquiry under this Part [Part 8 of the Act – Workers’
Compensation Board and General Matters], on the report of the
person making the inquiry as to the result of the inquiry.
(1) If the Board considers that an inquiry is necessary, the inquiry may be
made by an officer of the Board or by another person appointed by the
Board to make the inquiry.
(2) For the purposes of an inquiry under this section, the person making the
inquiry has the powers conferred on the Board under section 342
[authority to compel witnesses and production of evidence].
The Board has ruled that, for the purpose of Division 5 of Part 8 of the Act – Board
Inquiry Powers − employees of the Board, who, in the performance of their prescribed
duties, do those things which are reserved to be done by an officer of the Board, are,
and have been, for matters arising out of the compensation provisions of the Act,
appointed officers of the Board.
EFFECTIVE DATE: March 3, 2003
AUTHORITY: Sections 341, 346, and 348 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
March 3, 2003 – Amended to reflect the new wording of then section 88
of the Workers Compensation Act, R.S.B.C. 1996, c. 492.
(1) The Board, an officer of the Board or a person authorized by the Board for
this purpose may examine the books and accounts of an employer and
make any other inquiry the Board considers necessary to determine any of
the following:
(2) For the purpose of an inquiry under this section, the Board or person
authorized to make the inquiry may give notice in writing to an employer or
agent of the employer requiring the employer to bring or produce before
the Board or person, at a time and place specified in the notice, records in
the possession, custody or power of the employer touching or in any way
relating to or concerning the subject matter of the inquiry referred to in the
notice.
(3) The time specified in a notice under subsection (2) must be at least
10 days after the notice is given.
(c) neglects or refuses to produce the required records at the time and
place specified in the notice under subsection (2).
The maximum fine for committing this offence is set out in Appendix 5.
AUTHORITY: Section 347 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
The medical resources of the Board cannot be used to provide a medical opinion to
anyone on request. The Board will, therefore, decline to provide a medical opinion if the
request does not come from someone authorized to make the request. Those
authorized are Board staff whose duties require an input of medical advice.
A Workers’ Adviser and an Employers’ Adviser have access to medical opinions already
on file, but have no right to require any further medical opinions to be produced.
EFFECTIVE DATE: June 1, 2009
CROSS REFERENCES: Policy item #109.10, Workers’ Advisers;
Policy item #109.20, Employers’ Advisers, of the Rehabilitation Services
& Claims Manual, Volume II.
HISTORY: January 1, 2015 − Consequential amendments were made arising from
changes to Chapter 10, Medical Assistance, Rehabilitation Services &
Claims Manual, Volume II.
June 1, 2009 – Deleted references to Medical Advisor and officers.
March 3, 2003 – Deleted references to Review Division and Appeal
Division.
APPLICATION: Applies on or after June 1, 2009.
Where appropriate, the worker should be offered the opportunity to accompany the
Board officer on the workplace visit.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Section 346 of the Act.
HISTORY: June 1, 2009 – Deleted references to Adjudicators and Claims
Adjudicators.
APPLICATION: Applies on or after June 1, 2009.
#98.23 Representation
A worker has a right to bring a representative to any enquiry, both at first instance and
on appeal.
If appearing against the worker, the employer is not allowed to be present at the
interview with the worker and must be interviewed separately. If there is any doubt as
to the employer’s intentions, the employer will be interviewed separately.
#98.25 Oaths
The oath is not administered as a normal routine in every inquiry, but is used when
considered appropriate.
If:
2. or the Board is satisfied that the form or manner of oath which a person
called to give evidence declares to have a binding effect on the person’s
conscience is not such that it can be taken in the place where the inquiry
is being held, or that it is not fitting so to do, and the Board so directs,
Section 20(3) of the Evidence Act directs that the person must, instead of taking an
oath, make an affirmation. An employer or representative or a worker’s representative
need not be placed under oath unless they have something specific or pertinent to
contribute to the inquiry.
AUTHORITY: Section 122 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
Wherever possible, witnesses will be interviewed separately without the worker being
present. They will not be present while the worker is being interviewed.
AUTHORITY: Section 122 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
#98.27 Cross-examination
Under the inquiry system (contrary to the adversary system), there is no right of cross-
examination of the parties or witnesses. If, in the process of an inquiry, one of the
parties wishes to ask a question of the person whose evidence is being taken, the
Sections 271 and 295 of the Act require a copy of records related to a matter under
review or appeal to be provided to the parties to a review or appeal.
Section 3(2) of FIPPA states that the Act does not limit the information available by law
to a party to a proceeding. A proceeding does not take place until either the worker or
the employer has initiated a formal review or appeal.
Before a review or appeal is initiated, the Board must apply FIPPA to requests for claim
information. Before a review or appeal is initiated, an employer is not entitled to a copy
of the worker’s claim file. Disclosure to an employer in such circumstances, is limited to
that information necessary for the adjudication or administration of the claim, that is on a
“need to know” basis. Once a review or appeal has been initiated, full disclosure is
Requests for disclosure for information in a situation not covered by the policies in this
Manual should be directed to the FIPP Department of the Board. These requests will
be considered on an individual basis in accordance with FIPPA.
Dispute Resolution
A request for a review of the FIPP Department’s decision by the Information and Privacy
Commissioner may be made within 30 days of the date the person asking for the review
is notified of the latest decision.
The Chair of the board of directors has ultimate responsibility within the Board for
implementation of FIPPA for the purposes of workers’ compensation.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Sections 235, 271, and 295 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Manager and Service Delivery
Locations.
March 3, 2003 – Reference added to the provision of copies of records
related to a matter under review or appeal.
APPLICATION: Applies on or after June 1, 2009.
As part of the investigation which precedes a decision to disallow a claim, the Board in
virtually every case will have communicated with the worker. These communications
may be by telephone, in person or in writing. Through the medium of these
communications the worker is made aware of the nature of the problem and has an
opportunity for input and comment. If, however, for some reason the Board concludes
that a claim may not be acceptable, the worker is contacted before a decision is
reached. The contact provides the worker with an opportunity for input and comment.
In situations involving serious cases or complex issues where no prior contact has been
made with the worker, the details should be communicated in writing. Where this is
done, the possibility of obtaining assistance from a union official or other adviser may be
brought to the worker’s attention.
If an employer has protested a claim which, upon investigation, appears to be valid, the
Board should, before making the decision, phone the employer to ensure that the
employer is aware of the issues relevant to the protest and has an opportunity to
comment.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Adjudicator.
January 1, 2005 – Housekeeping amendment to require written
authorization for disclosure.
APPLICATION: Applies on or after June 1, 2009.
2. Communicating Decisions
A decision is made, for the purpose of triggering the timelines for reconsiderations and
reviews, on the date the decision is communicated to the affected person.
A. Written Communication
The Board will communicate the following decisions through a decision letter:
The communication of the above decisions in writing triggers the timelines for
reconsideration and review. The fact that a decision was not communicated in writing
does not void the decision.
If one of the above decisions is not communicated in writing, the Board will determine
whether the decision was satisfactorily communicated through other means, for
example, verbally, through the payment or termination of compensation, or the referral
of a worker for medical treatment or examination, in order to determine the timelines for
reconsideration and review.
A decision letter will include an explanation of the relevant rights of review and/or
appeal, and should, where appropriate, include the following elements:
Before a review or appeal is initiated, the type of information from a worker’s claim that
can be disclosed to the employer and/or authorized advocates and representatives is
limited. Disclosure of personal and medical information is limited to information that is
relevant to the claim and the issues involved, and that the employer has a need to
know. The same approach applies for notification of decisions to health care providers,
such as physicians and pharmacists.
The Board may also communicate decisions such as health care decisions or
administrative actions, verbally. Examples of the types of decisions the Board may
communicate verbally include:
• a referral to a specialist.
A copy of the written record of the decision is provided upon request following the verbal
communication of a decision; however, it does not constitute a new decision. The
statutory timelines for reconsiderations and reviews commence from the date of the
verbal communication.
The Board may communicate decisions through the ongoing payment of temporary or
permanent disability benefits, the payment of health care invoices, or the final payment
of temporary disability or health care benefits, where the decision is uncontested and/or
is in favour of the worker.
For example, if a claim is allowed for ongoing wage-loss benefits and there has been no
protest from the employer, the Board does not provide a letter outlining the reasons for
the continued payment of benefits.
A finding of fact is not a decision. It is the factual basis on which a decision is made.
Findings of fact may change based on new information and are not subject to the limits
on the Board’s reconsideration authority.
4. Rejected Claims
The term “reject” is different than a “disallow” and refers to a claim where:
2. the worker was employed by an employer not covered under the Act;
If the Board receives unsolicited information about a worker, the following principles
apply:
(b) information from identified source — The record that initiated the
investigation, the investigation report and any documentation
obtained in connection with the investigation will be placed on the
claim.
7. If only some of the information is accurate and only some of the accurate
information is relevant or potentially relevant to the administration of the
worker’s claim, the record that initiated the investigation will be destroyed
and reference will only be made on the worker’s claim to information that
is both accurate and relevant or potentially relevant.
Other than to the employer or the worker, the amount being paid per month for
permanent disability benefits will only be disclosed to public or private agencies in
accordance with the criteria for disclosure as set out in policy item #99.50.
The amount of the capital reserve is disclosed to the employer when notified of the
permanent disability benefit. The reserve amounts will be given to the worker on
request.
EFFECTIVE DATE: March 3, 2003
CROSS REFERENCES: Policy item #44.00, Proportionate Entitlement;
Policy item #44.10, Meaning of Already Existing Disability;
Policy item #44.20, Wage-Loss Benefits and Health Care Benefits;
Policy item #44.30, Permanent Disability Benefits;
Policy item #44.31, Application of Proportionate Entitlement;
Policy item #99.50, Disclosure to Public or Private Agencies, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
March 3, 2003 – Amended regarding references to review and appeal.
Sensitive personal information that is received, which has not been specifically
requested and which is not relevant to the adjudication or administration of the claim will
not become part of the claim file. It will normally be destroyed. However, where the
original document is still in the Board’s possession, it will be returned to the sender
when requested by the worker or sender.
Discretion is necessary in documenting the file to ensure that rumour or innuendo is not
mistakenly reported as fact where it is unsupported or cannot be verified. Comments
regarding claimants, employers and other persons involved in the claim are confined to
relevant matters which have been observed personally or for which there is other
supporting evidence. Observations should be confined to the particular circumstances
In recognition of the sensitive nature of sexual assault claims where the employer is
alleged to be the perpetrator of the assault, all such cases, regardless of the residence
of the worker, are assigned to the Sensitive Claims Area. Disclosure of these claim files
for review or appeal and other legal purposes is administered by the Sensitive Claims
Area.
EFFECTIVE DATE: June 1, 2009
HISTORY: June 1, 2009 – Deleted references to Adjudicator, Board officers,
physicians, Board Medical Advisors, Manager and Board staff.
March 3, 2003 – Inserted reference to review.
APPLICATION: Applies on or after June 1, 2009.
After a review or appeal has been initiated, an employer may obtain disclosure. An
employer may obtain disclosure even though the worker has not requested disclosure.
Where there is a valid review or appeal in process regarding a matter arising under a
claim to which another claim is also relevant, disclosure to the employer will also be
allowed of the other claim. However, there must be a request for disclosure of that
particular claim. The Board will not accept requests of a general nature for any files
which may be relevant to the reviewable or appealable decision or the issue under
review or appeal.
A worker may submit a request for update disclosure where information has been
added to the file since the previous disclosure. Where disclosure has been granted to a
worker, dependant or employer in situations involving a review or appeal, file updates
are automatically provided up to the time the review or appeal is heard. The file may be
inspected if it is so desired.
EFFECTIVE DATE: March 3, 2003
AUTHORITY: Sections 271 and 295 of the Act.
HISTORY: March 3, 2003 – Amended regarding reference to review.
Only one copy of each claim file is provided. The person entitled to disclosure must
decide whether the copy is to go to them or to an authorized or a designated advocate
or representative or, if there is more than one, which of them should receive the copy.
No fees are charged to workers for the copy of their claim files. Fees are also not
charged to employers for a copy of claim files where they are entitled to disclosure.
EFFECTIVE DATE: May 1, 1993
AUTHORITY: Sections 271 and 295 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
May 1, 1993 – Disclosure fees terminated for the provision of copies of
assessment files, claims files, and occupational safety and health files to
authorized persons for the purposes of appeals and certain other
proceedings (see Governors’ Decision No. 37 (1993) 9:3 W.C.R. 337.)
Personal inspection of the file may take place at the Board’s Richmond office or at any
other Board office outside the Richmond area by prior appointment only. The office
used in each case will be the one closest to the requestor’s residence, unless another
office is specifically named.
Any person attending at a Board office to view a file in person or to pick up copies will
normally be required to provide personal identification containing the person’s
photograph (e.g. driver’s licence) and a social insurance card.
Explanations about what is in the file must be sought from the person or body dealing
with the matter, a Workers’ Adviser, an Employers’ Adviser, or the person’s own
representative.
EFFECTIVE DATE: June 1, 2009
HISTORY: June 1, 2009 – Deleted references to Board officers.
APPLICATION: Applies on or after June 1, 2009.
#99.34 Disclosure
As soon as practicable, after a request for a review has been filed, the Board must
provide the parties to the review with a copy of its records respecting the matter under
review.
If it is not a review or appeal situation, a worker may obtain disclosure from the Board.
Where disclosure is available pursuant to the disclosure policies and it is desired simply
to inspect the original file in person at an office of the Board, without receiving a copy of
the file or after the receipt of a copy, the request may be made directly to the Board
office concerned.
Requests for disclosure involving information relating to sexual assault claims where the
employer is alleged to be the perpetrator of the assault will be referred to the Sensitive
Claims Area (see policy item #99.30).
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Sections 271 and 295 of the Act.
HISTORY: June 1, 2009 – Deleted references to Client Service Managers of the
appropriate Service Delivery Location and outside the Richmond area.
March 3, 2003 – Added provision for disclosure after request for review
and after appeal filed to WCAT. Deleted reference to address where
requests for disclosure must be submitted by employers and workers.
Applied to all decisions made on or after March 3, 2003.
APPLICATION: Applies on or after June 1, 2009.
(a) Where an appropriate signed consent has been received from the worker.
(d) To a member of the Legislative Assembly who has been requested by the
worker to assist in resolving a problem.
(e) If the Board determines that compelling circumstances exist which affect
the health or safety of an individual.
AUTHORITY: Section 235 and 349 of the Act.
At the request of the Board’s General Counsel, a Director or designate will be asked to
respond to a subpoena or other request for information from a lawyer.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Section 332 of the Act.
HISTORY: June 1, 2009 – Deleted references to Compensation Services Division,
Adjudicator and Board officer.
APPLICATION: Applies on or after June 1, 2009.
The F.I.P.P. Office of the Board handles requests from the Canada Pension Plan for
information. Where the Board receives a request authorized by the worker or by
statute, the F.I.P.P. Office provides the Canada Pension Plan with copies of documents
specified in the request. Any charge for this service is paid by the Canada Pension
Plan.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Section 349 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted reference to Medical Services Department and
updated reference to F.I.P.P. Office.
September 3, 1996 – Policy that F.I.P.P. Office handles Canada Pension
Plan requests came into effect.
APPLICATION: Applies on or after June 1, 2009.
#99.56 Police
Information may be disclosed to police departments for the purpose of contacting a next
of kin or for the purposes of a law enforcement proceeding.
AUTHORITY: Section 349 of the Act.
(b) any record linkage is not harmful to the individuals that information is
about and the benefits to be derived from the record linkage are clearly in
the public interest.
(d) the person to whom that information is disclosed has signed an agreement
to comply with the approved conditions, the provisions of the Freedom of
Information and Protection of Privacy Act and any of the Board’s policies
and procedures relating to the confidentiality of personal information.
The Board may be ordered by the Workers’ Compensation Appeal Tribunal to pay
certain expenses. Section 7 of the Workers Compensation Act Appeal Regulation (B.C.
Reg. 321/2002) provides that the Board may be ordered by the Workers’ Compensation
Appeal Tribunal to reimburse a party to an appeal under Part 7 of the Act for the
following kinds of expenses:
However, the Workers’ Compensation Appeal Tribunal may not order the Board to
reimburse a party’s expenses where those expenses arise from a person representing
the party or the attendance of a representative of the party at a hearing or other
proceeding related to the appeal.
EFFECTIVE DATE: March 3, 2003
AUTHORITY: Section 315 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
January 1, 2015 − Consequential amendments were made arising from
changes to Chapter 10, Medical Assistance, Rehabilitation Services &
Claims Manual, Volume II.
March 3, 2003 – Amended regarding references to the Review Division,
the Workers’ Compensation Appeal Tribunal and section 7 of the
Workers Compensation Act Appeal Regulation.
APPLICATION: To adjudicative decisions on or after the effective date.
#100.10 Workers
In addition to the specific requirements set out below, the worker must satisfy the
general requirements in Item C10-83.00 and Item C10-83.10 for the payment of
transportation costs and subsistence allowances.
1. If the claims inquiry or review results in a decision for the worker, the
discretion will normally be exercised in favour of payment. But payment
should be refused if it is concluded that the inquiry or review was brought
about unnecessarily by the worker.
These provisions apply only if people are notified to come for a formal claims or review
inquiry. Expenses are not reimbursed for people coming to the Board to make
enquiries, or for ordinary discussions.
EFFECTIVE DATE: March 3, 2003
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
March 3, 2003 – Amended regarding references to review.
#100.20 Employers
The expenses of an employer’s representative may be reimbursed on the same basis
as for a worker, except that compensation for lost time from work is not payable.
Not more than one employer’s representative will be eligible for reimbursement for
attendance at a claims inquiry or a review by the Review Division unless the second or
other representative is needed as an additional witness.
EFFECTIVE DATE: March 3, 2003
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1, including
renumbering from policy item #100.15.
March 3, 2003 – Amended regarding references to the Review Division.
In other cases, the expenses of an independent witness will be paid where, following
the claims inquiry or review by the Review Division, it appears that it was reasonable for
the worker or employer as the case may be to have assumed, prior to the claims inquiry
or review by the Review Division, that the attendance of the witness would be
necessary. (If a worker or employer intends to bring more than two witnesses, or
intends to bring any witness from a distance of more than twenty-five miles, they should
check first by telephone with the Board.)
Where the expenses of a witness are payable, the amount will be the same as for a
worker. A subsistence allowance for income loss under Item C10-83.10 will be paid for
lost time from work. The applicable maximum and minimum will be those in effect at the
time the lost time is incurred.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
The cost of medical reports obtained by a worker or employer will also be paid by the
Board if, following the claims inquiry or review by the Review Division, it appears
reasonable for them or their representative to have assumed, prior to the claims inquiry
or review by the Review Division, that the provision of the report was necessary. These
costs may be paid even if, after the matter is concluded, it is determined that they had
not specifically served to assist in the enquiry.
The Board, in a decision on a claim, refused to pay for medical reports obtained by a
worker’s lawyer. Although it was a normal and prudent action on the part of a
responsible lawyer to seek information in order to acquaint himself properly with the
client’s problem before pursuing it before the Board, the information contained in the
reports could have been obtained from the worker’s attending physician at no cost. A
simple request to the attending physician, together with a release from the worker,
would have been sufficient.
It is not the Board’s intention that workers or employers should incur costs in obtaining
evidence, for example, accountants’ fees for producing earnings information. Rather,
the general approach is that the worker or employer should advise the Board of possible
sources of information and the Board should carry out the necessary inquiries. This
(2) The Board may award to the successful party an amount the Board
considers reasonable to meet the expenses to which the party has been
put by reason of or incidental to contesting the matter.
A “contested claim”, for the purposes of section 343, is one in respect of which there
has been a review by the Review Division by the worker or the employer.
An award will not likely be made under section 343 in favour of a successful appellant.
Section 343(2) requires that the expenses in respect of which the award is made be “by
reason of or incidental to contesting the matter.” Since the appeal will be proceeded
with and resolved whether or not it is opposed by the other party, it cannot normally be
said that the expenses of the appellant are due to the other party’s “contesting” the
review. If the review is not opposed by the other party, the reasons for not making an
award become even stronger.
Section 6 of the Workers Compensation Act Appeal Regulation (B.C. Reg. 321/2002)
provides that the Workers’ Compensation Appeal Tribunal may award costs related to
an appeal under Part 7 of the Act to a party if the Workers’ Compensation Appeal
Tribunal determines that:
“. . . the authority of the Board to enforce payment of an order for costs is limited to an
order for payment by an employer, or by a worker. The Third Party in this case is
neither an employer nor a worker under [then] Part 1, and the Board has therefore no
authority to make an order for costs against the Third Party. It may well be that this
limitation under section 100 [now section 343] has a historical explanation that does not
The question arises whether an award under section 343 can be made in favour of the
dependants of a deceased worker. Such an award would not contradict the previous
determination, as the person against whom it would be made is an employer under the
Act. However, it was considered unfair to make such an award if the employer could
not get a like award against the dependant. Therefore, an award of costs will not be
made in favour of a dependant of a deceased worker against an employer.
EFFECTIVE DATE: March 3, 2003
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
March 3, 2003 – Amended regarding reference to section 11 of the
Workers Compensation Act, R.S.B.C. 1996, c. 492.
When a decision is made to allow a claim that has been protested by an employer, the
employer will be advised of the decision and reasons, where possible by telephone, and
given an opportunity to provide any additional information. This is similar to the
requirement in policy item #99.10 that a worker be advised if the indication on a claim is
that it may be disallowed. If the decision remains that the claim should be allowed,
payments will be commenced immediately and a letter explaining the decision and
reasons will be sent to the employer. The letter will advise the employer of their right to
request a review by the Review Division.
Section 270 of the Act provides that an employer can request a review up to 90 days
from the decision allowing a claim.
If the Review Division reverses the decision to allow the claim, payments are
immediately terminated but no attempt is made to recover payment incorrectly made to
the worker, unless there was evidence of fraud or misrepresentation. The employer’s
sector or rate group will be relieved of the claim costs pursuant to policy item #113.10.
EFFECTIVE DATE: June 1, 2009
CROSS REFERENCES: Policy item #48.41, When Does an Overpayment of Compensation
Occur?
Policy item #113.10, Investigation Costs, of the Rehabilitation Services &
Claims Manual, Volume II.
If the Workers’ Compensation Appeal Tribunal reverses the decision to reopen the
matter, payments are immediately terminated. No attempt is made to recover payments
incorrectly made to the worker unless there was evidence of fraud or misrepresentation.
The employer’s sector or rate group will be relieved of the claim costs pursuant to policy
item #113.10.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Sections 125 and 289 of the Act.
CROSS REFERENCES: Policy item #113.10, Investigation Costs, of the Rehabilitation Services &
Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted reference to Claims Department.
March 3, 2003 – Replaced policy item #105.20, which was deleted from
Chapter 13 and amended to include references to the Workers’
Compensation Appeal Tribunal.
APPLICATION: Applies on or after June 1, 2009.
(1) If, following a review under this Part [Part 6 – Review of Board Decisions],
a review officer’s decision requires payments to be made to a worker or a
deceased worker's dependants, the Board must
(b) pay any lump sum due under section 167 [payment to dependent
spouse or foster parent].
(a) for a period of 40 days following the review officer’s decision, and
(a) 41 days after the review officer made the appealed decision, or
The procedures for implementing all Review Division decisions are as follows:
1. Any benefits payable from the date of the Review Division decision
forward will be paid without delay.
2. Any benefits payable for the period of time prior to the date of the Review
Division decision (retroactive benefits) will be paid after 40 days have
5. Where retroactive benefits are payable, after the decision of the Workers’
Compensation Appeal Tribunal, interest is to be paid in accordance with
the Board’s general policy on the payment of interest on retroactive
benefits as set out in policy item #50.00. Where interest is payable under
section 312(1), interest will be paid beginning 41 days after the date on
which the Review Division made its decision. The amount of interest to be
paid is to be calculated in accordance with the interest rates set out in
policy item #50.00.
EFFECTIVE DATE: January 1, 2014
CROSS REFERENCES: Policy item #50.00, Interest, of the Rehabilitation Services & Claims
Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
January 1, 2015 – Housekeeping change to make consequential
amendment to point #5 of policy, resulting from changes to policy
item #50.00, Interest, of the Rehabilitation Services & Claims Manual
Volume II made effective January 1, 2014.
June 1, 2009 – Deleted reference to officer.
March 3, 2003 – This policy was moved from Chapter 13 and amended
to include references to then section 258 of the Act, the Review Division
and the Workers’ Compensation Appeal Tribunal and to delete a
reference to former policy item #45.61.
APPLICATION: This item applies to all decisions made on or after January 1, 2014.
BACKGROUND
1. Explanatory Notes
The Workers Compensation Amendment Act (No. 2), 2002 (“Amendment Act (No. 2),
2002”) made significant changes to the workers’ compensation appeal system.
Prior to the Amendment Act (No. 2), 2002 being brought into force, there were three
avenues of appeal with respect to compensation and rehabilitation matters:
• Review Board findings were appealable to the Board’s Appeal Division; and
• initial decisions, Review Board findings and Appeal Division decisions were
all appealable on medical issues to Medical Review Panels. Medical Review
Panel decisions on medical issues were binding upon all levels of decision-
making in the system.
Provisions of the Amendment Act (No. 2), 2002 closing access to Medical Review
Panels were brought into force effective November 30, 2002. The Medical Review
Panels continued to address appeals submitted prior to that time or in accordance with
the transitional provisions of the Amendment Act (No. 2), 2002. Once those appeals
were dealt with, the Medical Review Panels ceased to exist.
Other provisions of the Amendment Act (No. 2), 2002 were brought into force effective
March 3, 2003. Except for purposes of addressing certain matters covered by the
transitional provisions of the Amendment Act (No. 2), 2002, the Workers’ Compensation
Review Board and the Board’s Appeal Division ceased to exist as of that date.
Effective March 3, 2003, the following avenues of review and appeal exist with respect
to compensation and rehabilitation matters:
• most, but not all, review officer decisions are appealable to the independent
Workers’ Compensation Appeal Tribunal (“WCAT”); and
The Board has established the Review Division comprised of review officers to deal with
reviews. For the most part, there will be no policies in relation to the operations of the
Review Division. Readers should consult the Act, the Review Division and the practices
and procedures issued by the Review Division to determine their rights and
responsibilities in relation to this review function.
WCAT is independent of the Board. Readers should consult the Act and contact WCAT
to determine their rights and responsibilities in relation to this appeal function.
2. The Act
The provisions of the Act are too extensive to quote in this Chapter. Readers are
referred to Part 6 [Review of Board Decisions] and Part 7 [Appeals to Appeal Tribunal]
of the Workers Compensation Act on the following website:
http://www.bclaws.ca/civix/document/id/complete/statreg/19001
POLICY
There is no POLICY for this Item.
BACKGROUND
1. Explanatory Notes
The Board may establish practices and procedures for the conduct of reviews. Those
practices and procedures are established under the direction of the President of the
Board or the President’s delegate.
2. The Act
Section 272(2):
Subject to any Board practices and procedures for the conduct of a review, a
review officer may conduct a review as the officer considers appropriate to the
nature and circumstances of the decision or order being reviewed.
Section 338(8):
The Board may establish practices and procedures for carrying out its
responsibilities under this Act, including specifying time periods within which
certain steps must be taken and the consequences for failing to comply within
those time periods.
POLICY
As with other practices or procedures established by the Board, the practices and
procedures for the conduct of reviews by the Review Division will be established by the
President or under the direction of the President or delegate.
BACKGROUND
1. Explanatory Notes
Effective March 3, 2003, the Workers Compensation Amendment Act (No. 2), 2002,
established the Workers’ Compensation Appeal Tribunal (“WCAT”) as the final level of
appeal on most matters in the workers’ compensation system. WCAT is external to,
and independent from, the Workers’ Compensation Board. Its chair is appointed by the
Lieutenant Governor in Council. Its vice-chairs and members are appointed by the
chair, after consultation with the Minister.
Section 289 of the Act directs that two categories of Board decisions are directly
appealable to WCAT:
Section 288 of the Act explains that with certain exceptions, a final decision made by a
review officer in a review under Part 6 of the Act [Review of Board Decisions] may be
appealed to WCAT.
In the Workers Compensation Act Appeal Regulation (B.C. Reg. 321/2002), the
Lieutenant Governor in Council prescribed the following decisions respecting the
conduct of a review as not being appealable to WCAT:
• decisions applying time periods specified by the Board under section 338
[Board practices and procedures] of the Act (time periods specified in the
Board’s practices and procedures for taking certain steps);
o section 272(8) (extending the time for a review officer to make a decision);
• an order by the chief review officer under section 270(3) that the request for
review operates as a stay of proceedings or suspends operation of the
decision under review;
• decisions about whether or not to refer a decision back to the Board under
section 272(9)(b) of the Act; and
2. The Act
The provisions of the Act are too extensive to quote in this Chapter. Readers are
referred to Part 6 [Review of Board Decisions] and Part 7 [Appeals to Appeal Tribunal]
of the Workers Compensation Act on the following website:
http://www.bclaws.ca/civix/document/id/complete/statreg/19001
POLICY
There is no POLICY for this Item.
BACKGROUND
1. Explanatory Notes
The Act provides the following mechanisms by which the Board may change its
decisions:
• reopenings;
• reconsiderations;
• reviews; and
• setting aside for fraud or misrepresentation.
2. The Act
POLICY
This policy clarifies the types of decisions that do not constitute a reconsideration or a
reopening of a previous decision.
The need to adjudicate new matters not previously decided and make decisions on
these matters may occur at various points during the adjudication of a claim. The limits
in the Act on the Board’s ability to change previous decisions through a reconsideration
or a reopening are not intended to restrict the Board’s ability to make new decisions in
accordance with the Act and policy that do not question previous decisions.
Situations in which the Board may make a new decision on a matter not previously
decided may generally include, but are not limited to the following:
• Sections of the Act which give the Board broad discretion to make decisions
regarding entitlement at various times over the course of a claim. In applying these
provisions, the Board may consider a new matter that arises as a result of new
information or a change in circumstances that occurs after a previous decision. Two
examples are health care benefits and vocational rehabilitation services.
• Health care benefit entitlement – Sections 156, 157, and 158 of the Act enable the
Board to approve health care treatment and services to aid in a worker’s recovery
from the compensable injury or occupational disease. Consideration for health care
benefits may occur at various points during the claim as the nature and severity of
the worker’s compensable injury or occupational disease changes and/or there is a
determination that additional treatments or services will assist in the worker’s
recovery.
Decisions regarding entitlement to health care benefits made as new matters arise,
such as a change in the worker’s medical condition, do not constitute a
reconsideration of a previous decision. However, in any case where there is a
request to retroactively change a past decision or the Board reconsiders a prior
decision regarding health care, the restrictions on reconsideration apply.
• A new matter may arise as a result of legislative provisions that expressly direct the
Board to make certain decisions or take certain actions at specified points in the
claim. If the Board fails to render these decisions or take these actions at the
specified point, the Board must make the decision as soon as the error is discovered
in order to fulfill the requirements of the Act. These decisions would have
prospective application. For example, under section 211 of the Act, if a worker’s
temporary disability continues for ten cumulative weeks for which wage-loss benefits
are payable, the Board must determine the amount of average earnings of the
worker based on the worker’s gross earnings for the 12-month period immediately
preceding the date of the injury.
On a review or an appeal, the Review Division and the WCAT may make a decision that
confirms, varies or cancels the decision under review or appeal. The Review Division
and WCAT decisions are final and must be complied with by the Board.
Varying or canceling a decision may make invalid other decisions that are dependent
upon or result from the decision under review or appeal.
The reconsideration and reopening requirements under sections 123 and 125 do not
limit changes to previous decisions that are required in order to fully implement
decisions of the Review Division or the WCAT.
BACKGROUND
1. Explanatory Notes
The Board may, at any time, reopen a matter that has been previously decided by the
Board or an officer or employee of the Board, if certain circumstances exist.
2. The Act
Section 125:
(1) The Board may at any time, on its own initiative or on application, reopen
a matter that had been previously decided under a compensation
provision by the Board or an officer or employee of the Board if, since the
decision was made in the matter,
POLICY
(a) General
The reopening of a previous decision does not affect the application of the decision to
the period prior to the significant change in the worker’s medical condition or the
recurrence of the worker’s injury. Rather, it enables the Board to reopen matters
previously decided and determine a worker’s ongoing entitlement. A reopening involves
the adjudication of new matters.
• there has been a significant change in a worker’s medical condition that the
Board had previously decided was compensable.
“A significant change in a worker’s medical condition that the Board had previously
decided was compensable” means a change in the worker’s physical or psychological
condition. It does not mean a change in the Board’s knowledge about the worker’s
medical condition.
A recurrence of an injury may result where the original injury, which had either resolved
or stabilized, occurs again without any intervening new injury. A recurrence of an injury
may result in a claim being reopened for:
Section 125(1) sets out the two ways in which the Board may reopen a matter that has
been previously decided by the Board: on its own initiative, or on application.
• the Board has made a decision to reopen a matter on its own initiative as part
of the ongoing adjudication of a claim.
October 21, 2020 Volume II
C14-102.01
Page 3 of 4
REHABILITATION SERVICES &
CLAIMS MANUAL
BACKGROUND
1. Explanatory Notes
The Act provides the Board may reconsider previous decisions. Subject to certain
restrictions, the Board may reconsider a decision made under the compensation
provisions of the Act during the period of 75 days subsequent to the decision being
made; after 75 days, the Board may only reconsider a decision that contains an obvious
error or omission.
2. The Act
Section 1, in part:
...
Section 123:
(1) Subject to subsection (2), the Board may, on its own initiative, reconsider
a decision or order made under a compensation provision by the Board or
an officer or employee of the Board.
(2) Subject to subsection (3), the Board may not reconsider a decision or
order referred to in subsection (1) if any of the following apply:
(a) more than 75 days have elapsed since the decision or order was
made;
(b) a request for review has been filed under section 270 [making
request for a review] in respect of the decision or order;
(c) a notice of appeal has been filed under section 292 [how to appeal]
in respect of the decision or order.
POLICY
The Board’s authority to reconsider previous decisions is found in section 123 of the
Act. The purpose of this section is to promote finality and certainty within the workers’
compensation system, while still allowing the Board to remedy obvious errors and
omissions.
Part 6 of the Act − Review of Board Decisions – establishes a right to request a review
by a review officer where a party disagrees with a decision made at the initial decision-
making level. It is this review, rather than the application of the Board’s reconsideration
authority, which is intended to be the dispute resolution mechanism for initial decisions
of the Board.
It is significant that sections 123(1) and (3) only authorize the Board to reconsider a
decision “on its own initiative”. This is to be contrasted with the Board’s authority to
reopen a matter “on its own initiative, or on application” under section 125(1). It is also
to be contrasted with section 273 and section 310, which authorize a review officer and
the appeal tribunal, respectively, to reconsider decisions on application in certain
circumstances.
The use of the words “on its own initiative” in sections 123(1) and (3), with no provision
for “on application”, and the availability of a review mechanism in Part 6 of the Act,
indicate that the Board is not intended to set up a formal application for reconsideration
process to resolve disputes that parties may have with decisions.
Parties to a decision will be advised at the time the decision is made, of the right to
request a review of the decision under section 268. A party who approaches the Board
to have the decision reconsidered will be reminded of the party’s right to request a
review under section 268. If the Board reconsiders a decision before the request for
review is made, the Board will advise the parties to the decision of the reconsidered
decision. The reconsidered decision, to confirm, vary or cancel the previous decision,
gives rise to a new right to request a review under section 268.
• The Board may not reconsider a decision under section 123(1) more than
75 days after the decision was made. The 75 day period commences on the
date the decision was made.
• The Board may not reconsider a decision if a request for a review has been
filed with the Review Division under section 270 in respect of a decision
described in section 268. The filing of a request for review under section 270
immediately terminates the authority of the Board to reconsider a previous
decision, even if 75 days has not passed since the decision was made.
• The Board may not reconsider a decision if an appeal has been filed with the
Workers’ Compensation Appeal Tribunal (“WCAT”) under section 292 in
respect of a decision described in section 289. The filing of an appeal under
section 292 immediately terminates the authority of the Board to reconsider
the decision, even if 75 days has not passed since the decision was made.
• The Board may not reconsider a decision if a request for a review has been
filed with the Review Division under section 270 in respect of a decision
described in section 268. The filing of a request for review under section 270
immediately terminates the authority of the Board to reconsider a previous
decision.
• The Board may not reconsider a decision if an appeal has been filed with
WCAT under section 292 in respect of a decision described in section 289.
Section 310 of the Act provides for WCAT to reconsider its own decisions and decisions
of the former Appeal Division under certain limited conditions. The Legislature therefore
“turned its mind” to the extent that former appellate decisions should be reconsidered
and legislated its intent.
Subject to the restrictions set out above, the Board may reconsider a decision on its
own initiative under section 123(1) where the Board is satisfied reconsideration is
appropriate based on applicable law and policy, and the merits and justice of the case.
In reconsidering a decision under section 123(1), the Board may reweigh the evidence
and substitute its judgment for that of the initial decision-maker.
Examples of circumstances that may warrant reconsideration include, but are not limited
to, the following:
• there is new evidence indicating that a prior decision was made in error;
• there has been an error of law, such as a failure by the Board to follow the
express terms of the Act.
Subject to the restrictions set out above, and after the 75-day period has elapsed since
the decision was made, the Board may reconsider a decision on its own initiative under
section 123(3) only where the decision contains an obvious error or obvious omission.
An obvious error or omission is easily and plainly identifiable with minimal investigation.
An obvious error or omission does not arise where one simply disagrees with the
decision-maker’s exercise of judgment or weighing of the evidence.
The Board may reconsider a decision under section 123(3) only where there has been
an obvious error or omission in the application of law and/or policy; or an obvious error
or omission in relation to a mistake of evidence. New evidence may be considered
under section 123(3) only where it plainly identifies an obvious error or omission and is
material and substantial to the decision. If the new evidence is submitted by a party, the
Board considers whether the new evidence was submitted without unreasonable delay.
Section 123(3) applies to obvious errors and omissions in a decision made by the Board
other than review officer decisions.
A Board officer, Manager or Director may only reconsider a decision where appropriate
based on the applicable law and policy, and the merits and justice of the case. A Board
officer, Manager or Director may reweigh the evidence and substitute his or her own
judgment for that of the initial decision-maker.
A Board officer, Manager or Director may only reconsider a decision where there is an
obvious error or obvious omission.
Prior approval of a Manager or Director is required before a Board officer proceeds with
a reconsideration under section 123(3).
The limits on reconsiderations of previous decisions do not prevent the Board from
issuing an addendum to correct a clerical or typographical error in a decision. This may
be done where the text of the decision did not correctly reflect the Board’s intent. An
example of a clerical error might include a reference in a decision letter to $25,000
rather than $52,000 for a worker’s earnings, but it is clear from the evidence on the
claim that this was a simple typographical error.
An administrative error may occur when the decision as recorded does not clearly
reflect the intention of the Board. For example, a decision letter states “I do accept the
degenerative changes as part of the claim”, however; the remainder of the letter and the
evidence on the claim clearly illustrate that the Board intended that the letter state “I do
not accept”.
This process for correcting administrative errors, however, cannot be applied to change
decisions.
BACKGROUND
1. Explanatory Notes
Section 124 allows the Board to set aside any decision or order under the compensation
provisions of the Act that has resulted from fraud or misrepresentation.
2. The Act
Section 124:
The Board may at any time set aside a decision or order made under a
compensation provision by an officer or employee of the Board if that decision or
order resulted from fraud or misrepresentation of the facts or circumstances on
which the decision or order was based.
POLICY
The misrepresentation must have been made, or acquiesced in, by the worker,
dependant, employer or other person with evidence to provide, knowing it to be wrong
or with reckless disregard as to its accuracy, and the decision or order must have been
made in reliance on the misrepresentation. Misrepresentation would include concealing
information, as well as making a false statement.
#109.00 INTRODUCTION
Workers or employers requiring advice or assistance on some aspect of a
compensation claim are advised in the first instance to contact the Board. For
difficulties that are not resolved by this procedure, the Act has established
Workers’ Advisers and Employers’ Advisers.
A worker or employer may also obtain advice and assistance from other sources,
for example, trade unions, and employers’ associations.
EFFECTIVE DATE: June 1, 2009
AUTHORITY: Sections 350, 351, 352, 353, and 354 of the Act.
CROSS REFERENCES: Policy item #109.10, Workers’ Advisers;
Policy item #109.20, Employers’ Advisers;
Policy Item #109.30, Ombudsperson, of the Rehabilitation
Services & Claims Manual, Volume II.
HISTORY: June 1, 2009 – Deleted references to Adjudicators, Claims
Officer and Board officer.
APPLICATION: Applies on or after June 1, 2009.
A Workers’ Adviser and staff must have access at any reasonable time to the
complete claims files of the Board and any other material relating to the claim of
an injured or disabled worker.
An Employers’ Adviser and staff have the same right of access to the Board’s
claim files as a Workers’ Adviser and are subject to the same obligation of
confidentiality. In addition, section 353(3) specifically provides that “An
employers’ adviser must not report or disclose to an employer information
obtained from or at the Board of a type that would not be disclosed to the
employer by the Board.”
EFFECTIVE DATE: March 3, 2003
AUTHORITY: Sections 352 and 353 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
March 3, 2003 – Changes were made regarding reference to the
Workers’ Compensation Appeal Tribunal.
The Board regards the work of the Ombudsperson’s office as a forward step in
the process of assuring fair and reasonable approaches to matters within the
Board’s jurisdiction. Full cooperation will therefore be extended to the staff of the
Ombudsperson’s office in all matters.
AUTHORITY: Section 15 of the Ombudsperson Act.
CROSS REFERENCES: Item AP8-349-1, Disclosure of Assessment Information
((f) Ombudsperson, Employers’ Advisers, Workers’ Advisers,
Workers’ Compensation Appeal Tribunal, MLAs) of the
Assessment Manual.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
#110.00 INTRODUCTION
A worker who incurs an injury or disease as a result of employment may be
entitled to compensation from sources other than the Workers’ Compensation
Board. The Act makes special provision in Division 3 of Part 3 [Legal Effect of
Workers’ Compensation System] for injuries or diseases which occur in
circumstances entitling the worker to pursue an action for damages against a
third party.
Injuries occurring outside the province are not generally compensable. Where
they are compensable, the Act makes special provision for cases where the
worker is also entitled to claim compensation in the place of injury.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
that caused the breach of duty of care arose out of and in the
course of employment within the scope of the compensation
provisions.
(b) the portion of the loss or damage caused by that negligence must
be determined despite the employer, other worker or both, as
applicable, not being a party to the action.
AUTHORITY: Section 131 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
Section 86 of the Motor Vehicle Act gives a right of action to a person injured in a
motor vehicle accident against the owner of the vehicle in question where it was
being driven by a member of the owner’s family living under the same roof or any
other person driving with the owner’s consent. Even though an action against
the driver is barred under section 127, the action against the owner may still lie,
with the result that the claimant must make an election under section 128. This
could occur, for example, where the owner takes her or his vehicle to a garage
for repair and the accident occurs while it is being test driven by a mechanic.
the Board may pay the compensation provided under the compensation
provisions [of the Act] until the worker is able to make an election.
(4) If, after compensation is paid under subsection (3), the worker then
elects not to claim compensation under subsection (1)(a),
(b) the compensation that was paid is a first charge against any
amount recovered.
Section 121 provides that a worker under the age of 19 years can make a valid
election.
AUTHORITY: Sections 121, 128(3), 128(4), and 128(5) of the Act.
CROSS REFERENCES: Policy Item #49.00, Incapacity of a Worker, of the Rehabilitation
Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
Section 129 of the Act provides that if after trial, or after settlement out of court
with the written approval of the Board, less is recovered and collected than the
amount of the compensation to which a worker or dependant would be entitled
under the compensation provisions of the Act, the worker or dependant is entitled
to compensation under those provisions to the extent of the amount of the
difference.
Therefore, if a worker fails in the lawsuit or is only partially successful, the worker
is able to claim the difference from the Board and thereby end up with at least as
much as he or she would have received if compensation had been claimed from
the Board initially. A question arises as to the meaning of the word “difference”.
For the purpose of section 129, it will be the actual amount of the judgment or
settlement in the claimant’s action with no deduction being made for the costs of
obtaining the judgment.
The submission of an application to the Board must have been made within the
time limits laid down for applications for compensation in order that a subsequent
request for the difference can be considered.
AUTHORITY: Section 129 of the Act.
CROSS REFERENCES: Policy Item #93.20, Application for Compensation, of the
Rehabilitation Services & Claims Manual, Volume II.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
...
A person cannot therefore claim both compensation and pursue a court action. If
the person claims compensation, the Board is subrogated to the action. If the
person chooses to sue, no compensation benefits are received. There is no right
to receive compensation on a temporary basis while pursuing a court action on
the understanding that the benefits will be repaid following that action. If,
pursuant to policy item #111.21, a claimant receives compensation prior to
making an election, the compensation is terminated immediately when an
election is made not to claim compensation.
(b) releases or release Canada and B.C. and all its or their officers,
servants, agents and employees of Her Majesty’s armed forces
from any and all liability arising out of or connected with the said
accident.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
The Legal Services Division will not select a lawyer proposed by the claimant. It
will be made clear in the written instructions that the outside counsel is acting on
behalf of the Board, and that the full recovery is to be paid to the Board, subject
to recognition of the lawyer’s lien for fees and disbursements. The Board will
account to the claimant for any excess.
If the Legal Services Division concludes that there is no claim worth pursuing, but
the claimant or the claimant’s lawyer disagrees, the claimant may be permitted to
select a lawyer to conduct an action and the lawyer will be advised:
(a) that the action is one the Legal Services Division does not consider
worth pursuing;
(c) of the amount of the Board’s claim or, if that is not possible, of an
indication that the amount of the Board’s claim remains to be
determined.
This procedure will not be followed where it is felt that the risk of liability for costs
clearly exceeds any likelihood of recovery.
Where action is taken by the Board, a claim is advanced which includes not only
the disbursements paid out on the claim by the Board, but all items or damages
which the claimant could have recovered if action had been taken on the
claimant’s own. Section 133(1) of the Act provides:
The mere fact that in a court action the Board has claimed damages for a
particular item does not mean that that item has been accepted as part of the
claimant's compensation claim.
Section 133(2) provides that costs may, be awarded to and collected by the
Board in an action taken by the Board under Division 3 of Part 3 of the Act, even
if a salaried employee of the Board acts as solicitor or counsel for the Board.
If, by an action under subsection (2), more is recovered and collected than
the amount of the compensation to which the worker or dependant would
be entitled under the compensation provisions [of the Act], the amount of
the excess, less costs and administration charges, must be paid by the
Board to the worker or dependant.
Thus, if the action is successful, the Board’s disbursements, i.e. all monies paid
out under the claim (wage-loss benefits, permanent disability benefits, health
care benefits, administration costs, etc.) are deducted from the amount
recovered and the excess is then paid to the claimant or dependant. If the action
is not successful, all costs are paid by the Board.
When the excess has been paid to the claimant, and the claim is reopened at a
future date, the excess paid will be taken into consideration before any further
payment of compensation is made on the claim.
Section 126 defines “worker” for the purposes of Division 3 of Part 3 of the Act
[Legal Effect of Worker’s Compensation System] to include an employer to whom
the Board has directed that the compensation provisions of the Act are to apply,
as if the employer were a worker entitled to personal optional protection.
However, this does not affect status as an employer under this Division in regard
to other workers.
Rules similar to those set out in policy items #111.00 to #111.30 are set out in
section 148 of that Act. In general, the claimant is precluded from suing the
government in respect of an employment accident, but must claim compensation.
Where the circumstances of the accident give rise to a right of action against
someone other than the government, the claimant must elect either to sue that
other person or claim compensation. If the claimant does the latter, the
government is subrogated to the right of action. These subrogated actions are
administered by the Federal Government directly. The Board is not concerned in
them.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
The payment of health care benefits for costs incurred outside British Columbia is
discussed in Item C10-75.10.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
(2) The Board must pay compensation under this Part only if all of the
following apply:
In a Board decision, a worker who lived in the province of Alberta was employed
by an employer located in British Columbia. Each day, he travelled into British
Columbia to come to work on a bus provided by his employer. He was injured in
an accident in which this bus was involved while still on the Alberta side of the
border. It was decided that he was at the time of his injury working in British
Columbia rather than Alberta with the result that section 147 had no application.
The Board has on prior occasions, when discussing the meaning of the phrase
“arising out of and in the course of a worker’s employment” in section 134(1),
In other cases, the interpretation of section 147 adopted above may raise difficult
questions as to whether a worker’s main job function at the time in question is in
British Columbia or elsewhere. There will be less obvious cases where the
worker is performing significant amounts of productive work activity both inside
and outside British Columbia. Since section 147 clearly contemplates that there
will be periods of work outside British Columbia where the worker does have to
meet the criteria it lays down, it will be necessary to draw a line in these cases
between productive activities which are merely incidental to “working” in British
Columbia and productive activities which are sufficient to constitute “working
outside British Columbia”.
In making this judgment, regard will primarily have to be taken of the length of
time for which the productive activity is performed outside British Columbia. If
the period of absence is less than one day, it will probably, in most cases, be
safe to say that the activity is simply incidental to the work performed in British
Columbia. On the other hand, where the length of time is greater than a week, it
would probably have to be concluded that the worker was “working outside
British Columbia”.
Periods of between a day and a week would probably have to be dealt with on
the individual merits, having regard, in particular, to the nature and
circumstances of the worker’s employment.
Another factor that must be considered is the degree of regularity with which a
worker does productive work outside British Columbia. The more regularly this is
done, the shorter is the period of productive work outside British Columbia which
would be sufficient for the worker to be considered as “working outside British
Columbia”. For example, even though the period out of British Columbia is less
than a day, the worker might be held to be working outside British Columbia if
this was done routinely.
While it is impossible to lay down specific rules and guidelines for the words
“residence and usual place of employment”, they must be defined in relation to
the broader view of the section as outlined above.
For British Columbia to qualify as the residence and usual place of employment
of a worker under section 147, the evidence must reveal more than short-term
transient accommodation and must show that the work performed in British
Columbia is more consistent and long-term than that performed in the other
jurisdiction(s) in question.
In a Board decision, the worker’s employer had its head office and base of
operations in British Columbia. The worker underwent a two-week training
period at the head office, but all his work was outside British Columbia. The
worker lived primarily in Ontario and had rented no accommodation in British
Columbia during his two-week stay. He did, however, have a bank account here.
He was injured in Washington State. His claim was denied because his
“residence” and “usual place of employment” were not in British Columbia.
AUTHORITY: Section 147 of the Act.
HISTORY: April 6, 2020 − Housekeeping changes consequential to
implementing the Workers Compensation Act,
R.S.B.C. 2019, c. 1.
As long as the other criteria of the section are met, no objection to a claim should
be taken on the basis that a worker went from British Columbia to another
jurisdiction and then on to a second or third jurisdiction before the injury
occurred. As long as the injury was within the six months and employment was
with the same employer, the provisions of the subsection are met.
Section 148(4) provides that “If the required election is not made and notice not
given, it must be presumed that the worker or the worker’s dependants have
elected not to claim compensation under this Part.”
Section 148(3) directs that notice of the election required under section 148(2)
must be given to the Board as follows:
(ii) within a longer period that the Board allows before or after
the expiration of the 3 months.
#113.00 INTRODUCTION
The general practice followed by the Board is that the cost of any compensation
paid out on a claim is charged to the class or subclass of employers of which the
worker’s employer is a member. These costs are not paid directly by the
employer. Rather, the employer will, through the assessment rate, pay a
proportion of the total costs incurred on all claims made by employees of all the
employers in the subclass. The proportion paid is the proportion which the
employer’s payroll bears to the total payrolls of all employers in the subclass.
This may be adjusted through a system of experience rated assessments.
In certain cases, the class or subclass consists of one major employer so that the
employer does directly pay the costs of the claim. Examples are the Canadian
National Railway, Air Canada, Canadian Pacific Railway Limited, and the
Government of British Columbia. These are termed deposit classes.
There are certain provisions in the Act which result in exceptions to the above
rule. An individual employer or the class or subclass may be relieved of the
costs of compensation incurred on a particular claim. Alternatively, an individual
employer may be charged with costs additional to the employer’s ordinary liability
as a member of a class or subclass. None of these special relieving or charging
provisions apply to claims by Federal Government employees.
The employer’s class is relieved where the original decision was favourable to the
worker and benefits were paid pursuant to it. Conversely, the class will be charged with
costs already incurred where the previous decision was unfavourable to the worker.
For another situation where the class of employers is relieved of costs as investigation
costs, see the policy in Item C4-25.10 regarding having an occupational disease.
EFFECTIVE DATE: June 1, 2009
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
June 1, 2009 – Deleted references to Medical Review Panel, officer,
Manager and Director.
March 3, 2003 – Inserted reference to the Review Division, the Workers’
Compensation Appeal Tribunal and to reconsideration by a Manager or
Director.
APPLICATION: Applies on or after June 1, 2009.
1. Until September 27, 2002, all wage-loss benefits and health care benefits
were charged to the class of the employer at the time the claim was
submitted for the first 13 weeks. Effective September 28, 2002, all wage
The Board may enter into agreements or make arrangements with Canada, a
province or a territory, or with the appropriate authority of Canada, a province or
a territory, respecting the following:
(i) an employer, or
This provision permits the Board to transfer the costs of a claim from the class of the
worker’s employer to the class of another employer in certain circumstances. The
requirements of such a transfer are discussed below.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
Effective June 30, 2002, the dollar amount will be adjusted on January 1 of each year.
The percentage change in the consumer price index determined under section 333 of
the Act, as described in policy item #51.20, will be used.
The doctrine of vicarious liability has no application to section 249, and a transfer of
costs is only available if the breach of duty of care consisted of acts or omissions by
management personnel who can be identified as the employer, and not to cases where
the breach of duty consists only of the act or omissions of other workers.
If there has been a breach of duty of care by the employer, the next question to be
considered is whether it was a “serious” one. The word “serious” refers to the culpability
The fact that the worker was negligent does not necessarily mean that the employer’s
breach of duty did not cause or substantially contribute to the injury. Lapses of attention
are a normal part of ordinary human behaviour that should be foreseen and guarded
against.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
Employers may apply to have the costs of a claim transferred from their class to that
fund. This provision is very rarely used.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
Section 240(1)(c) requires the Board to “provide a reserve … to meet the loss arising
from a disaster or other circumstance that the Board considers would unfairly burden
the employers in a class;”
Costs will not be charged to the fund created by section 240(1)(c) because there is an
unfair burden on an individual employer. The unfair burden must be on a rate group or
industry group of employers.
Each deposit account employer forms a classification unit, which is treated as a self-
funded rate group by itself. This does not automatically mean that a burden on the
deposit account employer is a burden on the rate group. The relief available to deposit
accounts under section 240(1)(c) is limited to the same sorts of situations as for other
employers.
Section 240(1)(d) requires the Board to “provide and maintain a reserve for payment of
that portion of the disability enhanced by reason of a pre-existing disease, condition or
disability”. Under this section, eligible claims costs are redirected from an employer’s
experience rating and rate group to the section 240(1)(d) reserve.
If a claim is accepted under the Act for a personal injury, mental disorder or
occupational disease, the Board provides cost relief under section 240(1)(d) for any
portion of a compensable disability that is enhanced by reason of a pre-existing
disease, condition or disability. Section 240(1)(d) cost relief decisions do not impact a
worker’s entitlement to compensation.
The Board is responsible for initiating section 240(1)(d) cost relief considerations with or
without a specific request or application by an employer, and to decide upon the
applicability of the section on a claim.
This policy applies to all employers, including deposit class employers, except for the
Federal Government. As the Federal Government does not contribute to the Accident
Fund, no relief of costs under this section can be made where the Federal Government
is recorded as the injury employer.
Cost relief consideration does not occur on claims where wage loss ended and/or
permanent disability benefits were established on or before December 31, 1993.
Where benefits were paid between January 1, 1994 and September 27, 2002, an
employer was eligible for cost relief consideration under now section 240(1)(d) in two
situations:
a) on all claims where there had been 13 or more weeks of temporary total
and/or temporary partial disability benefits paid;
Where benefits are paid on or after September 28, 2002, an employer is eligible for cost
relief consideration under section 240(1)(d) in two situations:
a) on all claims where there had been 10 or more weeks of temporary total
and/or temporary partial disability benefits paid;
Cost relief can be considered on claims where the pre-existing disease, condition or
disability arose from an earlier compensable injury or disease with the same employer,
where the date of injury or disease, for the injury or disease on which relief is sought, is
on or after July 1, 1998. The date of the disease, for the purpose of this paragraph, is
the date that the first claim document is registered at the Board.
3. Evaluation Process
Any impact of the pre-existing disease, condition or disability on the occurrence of the
compensable injury is irrelevant to the question of whether cost relief will be granted for
the enhanced disability.
Three questions are considered when evaluating the application of section 240(1)(d).
“Enhanced” can mean either the prolongation of recovery or the extent to which the
compensable disability is made worse, due to the pre-existing disease, condition or
disability.
• medical opinion regarding the “normal” recovery time for the particular type of
injury;
If the severity of the compensable accident, incident or exposure was relatively minor,
but there is evidence that the recovery period was prolonged, or the temporary or
permanent disability was made worse, by reason of a pre-existing disease, condition or
disability, cost relief under section 240(1)(d) will clearly be applicable.
After it has been determined that a pre-existing disease, condition or disability has
enhanced the compensable disability, the Board then determines the amount of cost
relief to be granted to an employer.
The grid below is one tool that may be used to determine the amount of cost relief to be
granted to an employer. It plots the medical significance of the pre-existing disease,
Medical Significance
Severity
The following definitions will assist in assessing the severity of the accident, incident or
exposure:
How much disability stems from the compensable injury and how much from the
enhancement of the disease, condition or disability and, therefore, to what extent costs
should be charged under section 240(1)(d) can never be more than an estimate and will
always be difficult to determine.
There may be circumstances where the evidence points to a different percentage being
relieved than those suggested in the grid. It is more likely that the grid would be used
where the distinction between the effects of the pre-existing disease, condition or
disability and the compensable injury are not easily made.
A decision on cost relief related to the payment of wage-loss benefits is distinct and
separate from a decision on cost relief for permanent disability benefits arising out of the
same claim.
If an employer is eligible for cost relief consideration on a claim, the decision is made at
the earliest of:
Cost relief decisions may be deferred beyond six months of wage loss payment if the
impact of the pre-existing disease, condition or disability on the compensable disability
is not yet clear, or major diagnostic procedures have been scheduled that would clarify
the existence, and/or extent of any pre-existing disease, condition or disability.
The Board notifies the eligible employer of all section 240(1)(d) cost relief decisions.
If there is a disagreement with such a decision, the employer may request a review by
the Review Division.
EFFECTIVE DATE: September 1, 2020
CROSS-REFERENCES: Policy item #97.30, Medical Evidence, of the Rehabilitation Services &
Claims Manual, Volume II.
HISTORY: September 1, 2020 – Policy amended to remove a spent provision.
April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
May 1, 2011 – Housekeeping amendments to remove references to
specific job titles, departments, appellate bodies and update references
to external government bodies.
April 8, 2005 − Housekeeping amendments; combination and
replacement of policy items #114.40A, Enhancement of Disability by
Reason of Pre-Existing Disease, Condition or Disability, #114.40B,
Enhancement of Disability by Reason of Pre-Existing Disease, Condition
or Disability, #114.43, Procedure Governing Applications under
Section 39(1)(e), and then #114.50, Sections 39(1)(d), 39(1)(e) and
Federal Government Claims of this Manual; incorporated policy
previously set out in Panel of Administrators’ Resolution No. 1998/04/23-
03 Re: Section 39(1)(e): section 240(1)(d) cost relief consideration does
not occur on claims where wage loss ended and/or permanent disability
compensation was established on or before December 31, 1993; on or
after July 1, 1998, section 240(1)(d) cost relief consideration is available
for claims in which the pre-existing disease, condition or disability arises
from an earlier compensable injury or disease with the same employer
as the compensable injury or disease for which relief is sought;
incorporated portions of, and retired from policy status, Workers’
Compensation Reporter Decision No. 271, [1971] 4 W.C.R. 10; further
amendments clarified the evaluation process for allocating cost relief.
This policy continues the substantive requirements as they existed prior
to the effective date.
APPLICATION: Applies to all decisions made on or after September 1, 2020.
Section 240(1)(d), on the other hand, is concerned only with the rate group to which the
costs of the claim are to be charged and cannot affect the entitlement of the worker. It
can apply in cases where section 146 does not apply and the whole of the worker's
(i) an assessment,
(2) Subject to subsection (4), the employer must, in addition to any penalty or
other liability to which the employer may be subject, pay the Board the full
amount or capitalized value, as determined by the Board, of the
compensation payable in respect of an injury or occupational disease to a
worker in the employer’s employ that happens during the period of the
default referred to in subsection (1).
(3) The payment of an amount required to be paid under subsection (2) may
be enforced in the same manner as the payment of an assessment may
be enforced.
...
(b) notify the Board of the current location of the place referred to in
paragraph (a);
Under section 263(4), if satisfied that the default was excusable, the Board may in a
specific case relieve the employer in whole or in part from liability under section 263.
The Board has decided that section 263 applies to claims for fatalities.
The charge made under section 263 is in addition to any ordinary assessments which
the employer may be liable to pay for the period prior to the occurrence of the injury.
Policy item #113.30 dealt with the rules followed in charging the costs of claims where
an employer is carrying on business in two or more provinces and is required to register
in both. If such an employer is not registered in British Columbia at the time of an injury,
there may be personal liability for the costs of the claim under section 263 in any
situation where, under the provisions of the Interjurisdictional Agreement or otherwise,
the employer’s class would ordinarily be charged.
EFFECTIVE DATE: March 18, 2003
AUTHORITY: Sections 245 and 263 of the Act.
CROSS REFERENCES: Policy item #113.30, Interjurisdictional Agreements, of the Rehabilitation
Services & Claims Manual, Volume II;
Item AP1-1-4, Coverage under Act – Employers, of the Assessment
Manual.
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
March 18, 2003 – Changes were made regarding numerical reference to
the policy in Item AP1-1-4 of the Assessment Manual.
(b) for the purpose referred to in paragraph (a), may also adopt a
system of experience rating.
The Board has adopted an experience rating plan (ER) under this section of the Act.
The plan compares the ratio between an employer’s claim costs and assessable payroll
with the ratio between the total claim costs and assessable payroll of the employer’s
rate group. Subject to maximums, discounts are assigned for favourable ratios and
surcharges for unfavourable ratios. The discount or surcharge takes the form of a
percentage increase or decrease in the usual assessment rate. Details of ER can be
found in the policy in Item AP5-247-1 of the Assessment Manual.
As a general rule, all acceptable claims coded to a particular employer are counted for
experience rating purposes. It makes no difference whether the injury was or was not
the employer’s fault. There are, however, some types of claim costs which are
excluded from consideration. These are:
1. Costs recovered by way of a third party action (see policy item #111.25).
2. Investigation and/or compensation costs paid out prior to the disallow of a claim
or reversal of a decision by the Board, or the Workers' Compensation Appeal
Tribunal (see policy item #113.10).
3. Costs transferred to the rate group of another employer under section 249 (see
policy item #114.10).
4. Costs assigned to the funds created by section 240(1)(c) and (d) (see policy
item #114.30, and policy item #114.40).
Non-traumatic hearing loss, excluding hearing loss resulting from other injuries
Silicosis
Asbestosis
Heart disease
6. Until September 27, 2002, costs after 13 weeks where section 134(2) applies
(see Item C3-14.10). Effective September 28, 2002, costs after 10 weeks where
section 134(2) applies (see Item C3-14.10).
7. Costs from accidents substantially due to personal illness, e.g. epilepsy (see
Item C3-16.00).
9. The situations covered by policy item #115.31 and policy item #115.32 below.
The decision whether a claim falls within one of the exclusions will usually be made by
the Board. In the case of third party actions (Exclusion 1), a Board solicitor makes the
decision.
EFFECTIVE DATE: January 1, 2016
HISTORY: April 6, 2020 − Housekeeping changes consequential to implementing
the Workers Compensation Act, R.S.B.C. 2019, c. 1.
January 1, 2016 – policy amended to add new type of claim costs to be
excluded from consideration for experience rating purposes, as set out in
policy item #115.34, Experience Rating Exclusions for Certain
Compensable Consequences.
August 1, 2010 – Consequential amendments to address whether an
employer should receive cost relief where a worker continues to receive
temporary wage-loss benefits for a compensable disability when a
subsequent non-compensable incident delays the worker’s recovery from
the compensable disability.
June 1, 2009 – Deleted references to the Review Division, Medical
Review Panel and the Worker and Employer Services Division.
March 1, 2005 – Updated language as to the use of the phrase “rate
group”, consistent with rate-making system in Assessment Manual;
updated and incorporated cross-references to policy items #113.20 and
C11-88.10, to make all items consistent and accurate. This policy
continues the substantive requirements as they existed prior to the
effective date. Applied to all decisions on or after March 1, 2005.
March 18, 2003 – “Discount”, “Surcharge” and the numerical reference to
the policy in then Item AP1-42-1 in the Assessment Manual were
incorporated.
APPLICATION: This policy applies to all decisions made on or after January 1, 2016.
1. the original injury was one that would not have been expected to result in
death or the permanent disability, or the increased disability, that
occurred, and
1. Where the average cost of compensation for a fatality is the same or less
than that of the permanent disability benefits, the total cost of the
compensation for the fatality is excluded.
2. Where the average cost of compensation for a fatality is greater than that
of the permanent disability benefits, a portion of the cost of the
compensation for the fatality equal to the reserve charged to the employer
for the permanent disability benefits is excluded.
As set out in policy item #34.55, the Board estimates when the worker would have
reached maximum medical recovery. The Board continues to pay wage-loss benefits
for the period that the Board estimates the worker would have taken to reach maximum
medical recovery from the compensable injury had the subsequent non-compensable
incident not occurred.
When the estimated date for terminating wage-loss benefits arrives, if the worker is still
disabled, the Board makes a new decision as to whether the disability is due to the
compensable injury or the subsequent non-compensable incident. If the disability is due
to the compensable injury, wage-loss benefits may be continued.
If the delay in recovery is due to the subsequent non-compensable incident, the cost of
compensation associated with the delay in recovery beyond the estimated date for
terminating temporary wage-loss benefits is excluded from the employer’s experience
rating. These costs will also not be charged to the employer’s rates group, but will be
spread across all rate groups.
A further injury, increased disablement, disease, or death arising at such a location may
therefore be compensable, if the Board has determined that the parameters set out in
Item C3-22.00 were met. This includes a further injury sustained by a worker stumbling
down the stairs at the location in question while en route to the pre-arranged
appointment.
The Board includes most costs of the compensable consequences that occur at the
place of treatment, surgery, and pre-arranged appointment (including appointments at
the Board or Workers’ Compensation Appeal Tribunal) when calculating an employer’s
experience rating.
There are two exceptions. One is for compensable consequences that occur at the
location in question, but which are not a direct consequence of the treatment, surgery,
or Board-related assessment itself, or actually caused by the condition resulting from
the compensable injury. The Board normally excludes the costs of these compensable
consequences from the employer’s experience rating.
• the costs arising from injuries or aggravations that occur during the course of
Board-sponsored work assessments described in Item C11-88.10;
• the costs of certain employment injuries and aggravations occurring in the course
of training-on-the-job programs described in Item C11-88.40; and
As set out in Section A of Item C3-22.10, the Board considers travel to and from places
of treatment, surgery, appointment, and Vocational Rehabilitation analogous to the
worker’s regular commute to and from work. For this reason, further injuries, increased
disablement, or death sustained in the course of this travel are not generally
compensable and cost allocation is not an issue.
However, the Board may have determined that a further injury, increased disablement,
or death sustained in the course of such travel was a compensable consequence of the
compensable injury, if the parameters set out in Section B of Item C3-22.10 were met.
This includes traveling to pre-arranged appointments at the Board or Workers’
Compensation Appeal Tribunal.
So long as the condition resulting from the compensable injury did not actually cause
the accepted compensable consequence, the Board normally excludes the costs of the
compensable consequences that occur in the course of travel to and from places of
treatment, surgery, and pre-arranged appointment (including appointments at the Board
or Workers’ Compensation Appeal Tribunal) from the employer’s experience rating.
When the Board’s estimated date for recovery arrives, the Board excludes the claim
costs beyond that date from the employer’s experience rating if:
• there is no clear evidence that the continuing temporary disability is due to the
original compensable injury.
The Board may exclude the costs of one of the exceptional compensable consequences
discussed above from an employer’s experience rating for permanent disability or
fatality compensation under policy item #115.31.
BACKGROUND
1. Explanatory Notes
Under section 204 of the Act, the Board sets aside an amount toward the establishment
of a retirement benefit. A worker may also apply to the Board under section 205 to
contribute a portion of the worker’s permanent disability periodic payments in addition to
the amounts set aside by the Board.
2. The Act
Section 120:
(b) the amount must not pass by operation of law except to a personal
representative.
Section 190:
Section 202:
(b) a disability benefit under the Canada Pension Plan in respect of the
injury.
Section 204:
(1) This section applies to a worker who is receiving periodic payments under
section 194(1), 195(1) or 196(3) [compensation for permanent disability].
(2) The Board must set aside, at the time a periodic payment is made to a
worker, an amount that
(3) The Board must provide each worker with an annual statement containing
all relevant information about the funds accumulated by the Board for
payment of the worker’s retirement benefit.
Section 205:
(1) A worker may apply to the Board to contribute to the amount set aside or
to be set aside under section 204 an amount that is not less than 1% and
(3) The deductions made by the Board under subsection (2) may not be
varied, except in response to an application by the worker to stop the
deductions.
(a) only once make an application for deductions under subsection (2),
and
POLICY
1. Amounts Set Aside by the Board
Commencing the effective date of permanent disability benefits, the Board will set aside
an amount equal to 5% of a worker’s permanent disability periodic payment. This
amount is in addition to the permanent disability periodic payment. As well, the amount
set aside is based on the worker’s permanent disability periodic payment prior to any
deductions for Canada Pension Plan disability benefits paid to the worker and any
deductions made in accordance with section 120 of the Act.
The amounts set aside by the Board are deposited in a reserve in the Accident Fund.
Disability Benefits for additional information regarding the commutation of the future
amounts to be set aside by the Board.
2. Voluntary Contributions
A worker may also contribute a portion of the worker’s permanent disability periodic
payments to the amount set aside by the Board.
Following receipt of a worker’s application to contribute to the amount set aside by the
Board, the Board will, as soon as practicable, deduct the indicated contribution amount
from each subsequent periodic payment provided to the worker. The amount deducted
is based on the worker’s permanent disability periodic payment prior to any deductions
for Canada Pension Plan disability benefits paid to the worker and any deductions made
in accordance with section 120 of the Act.
The worker’s contribution, along with the amounts set aside by the Board, are deposited
in a reserve in the Accident Fund.
A worker’s contribution amount may not be altered once started, except to cancel the
contributions. A worker may only once make an application to the Board to stop the
voluntary deductions. A request to stop the deductions must be provided to the Board
on a Board prescribed application form. The Board will stop the deductions effective the
month following receipt of the application by the Board.
In addition, a worker’s decision to stop voluntary contributions is final and cannot later
be reversed.
Subject to section 190, permanent disability benefits under sections 194, 195 and 196
of the Act may be granted retroactively to a worker. The Board will set aside an amount
equivalent to 5% of the retroactive permanent disability benefit in a reserve in the
Accident Fund.
If a worker has chosen to make voluntary contributions toward a retirement benefit, the
Board will also deduct from the retroactive permanent disability benefit an amount equal
to the worker’s voluntary contributions. This amount will be set aside in a reserve in the
Accident Fund.
Interest on the retroactive amounts will only be granted in accordance with policy
item #50.00.
4. Annual Statement
Under section 204(3), the Board is required to provide a worker with an annual
statement containing all relevant information about the amounts set aside by the Board
for payment of the worker’s retirement benefit. The Board will determine the types of
information provided on the annual statement. The statement will include information
regarding the status of the amounts set aside, any amounts contributed and any
accumulated investment income.
The amounts set aside by the Board and the worker’s voluntary contributions are not
subject to assignments, charges or attachments while these amounts are maintained in
the retirement reserve. The retirement benefit is, however, subject to assignments,
charges or attachments as set out in section 120 and policy items #48.00 to #48.50 only
when the retirement benefit is payable.
BACKGROUND
1. Explanatory Notes
The Act defines “retirement benefit” as a lump sum payable under section 206.
This section stipulates the amount that a worker will receive as a retirement benefit
following the conclusion of permanent disability periodic payments. The benefit will be
provided when the worker reaches age 65, or on the date of the worker’s last monthly
periodic payment, if after age 65.
Section 206 provides direction on the provision of the amounts set aside, and any
contributions and accumulated investment income, to the worker’s designated
beneficiary, or estate, if a worker dies before the retirement benefit is paid.
2. The Act
Section 1, in part:
“retirement benefit”, in relation to a worker, means the lump sum payable to the
worker under section 206 [payment of retirement benefit];
...
Section 206:
(1) Subject to subsection (3), on the date determined under subsection (2), a
worker is entitled to receive a lump sum that equals the total of
(a) the amounts set aside for payment to the worker under section 204,
(b) the contributions, if any, made by the worker under section 205,
and
(a) subject to paragraph (b) of this subsection, on the date the worker
reaches 65 years of age, or
(b) if the date of the last periodic payment to the worker is after the
date the worker reaches 65 years of age, on the date of that last
periodic payment.
Subsection 230(2)(a):
(ii) the future amounts that are to be set aside for payment of a
retirement benefit,
POLICY
• the date of the last periodic payment to the worker, if that date is after the
date the worker reaches 65 years of age, as determined by the Board.
A worker is guaranteed to receive the amounts set aside by the Board and any amounts
the worker has contributed.
It is anticipated that investment income will be earned on the accumulated amount set
aside by the Board and, if applicable, amounts contributed by the worker. However, in
those cases where the accumulated investment return on the retirement reserve is
negative, the loss will not be passed onto the worker.
Policy items #45.00 to #45.61 in Chapter 6, Permanent Disability Benefits, which are
used to determine a worker’s eligibility for commutation of permanent disability benefits,
are also applied in the commutation of the amounts set aside by the Board.
4. Dormant Account
If the Board, at the time the retirement benefit is to be paid out as a lump sum, has no
current address for a worker, and is otherwise unable to contact a worker, the reserve in
the Accident Fund for the amounts set aside by the Board and the worker’s
contributions will be considered dormant. No further amounts will be set aside by the
Board or contributed following the effective date of the retirement benefit.
Upon the worker receiving notice from the Board of entitlement to have amounts set
aside and contributed, the Board will request that the worker provide the name of the
worker’s designated beneficiary. A designated beneficiary is any person whom a
worker designates to receive the funds deposited in the retirement reserve if the worker
dies prior to receiving the retirement benefit. The Board will change the designated
beneficiary, only following the receipt of a worker’s written authorization.
If a worker dies prior to the payment of the retirement benefit, the Board will pay a lump
sum to the designated beneficiary equal to the total of the amounts set aside by the
Board, any voluntary contributions made by a worker, and any accumulated investment
income earned on the amounts set aside and the contributions.
The designated beneficiary is guaranteed to receive at least the amounts set aside by
the Board and any amounts the worker has contributed, and any accumulated
investment income.
If a worker fails to designate a beneficiary, the lump sum outlined above will be paid to a
worker’s estate if the worker dies prior to receiving the retirement benefit.
BACKGROUND
1. Explanatory Notes
Section 207 specifies how the Board will manage the funds that are set aside for
payment of a retirement benefit.
A reserve has been created under subsection 240(1)(f) to enable the Board to assess
employers to cover the cost of the retirement benefit.
Section 327 of the Act, which provides direction regarding the investment and
reinvestment of funds by the Board, will also apply to the amounts accumulated for
retirement benefits.
2. The Act
Section 207:
(1) The Board must establish a reserve in the accident fund into which the
amounts and contributions referred to in sections 204 and 205 must be
deposited.
(2) The funds deposited in the reserve under subsection (1) must be held and
invested in the name of the reserve, and those investments must clearly
indicate that they are held in that reserve for payment of retirement
benefits under section 206.
(3) If approved by the board of directors and on terms set by the Board, the
Board may authorize a financial institution, as defined in the Financial
Institutions Act, or a bank to administer the reserve referred to in
subsection (1), and a financial institution or bank that is so authorized
must comply with the relevant compensation provisions as if the financial
institution or bank were the Board.
Subsection 240(1)(f):
(1) For the purpose of assessment under section 241, the Board must every
year make an estimate of sufficient funds to do the following:
Section 327(2):
Subject to the supervision and direction of the Minister of Finance, the Board
must cause all money in the accident fund in excess of current requirements to
be invested and reinvested and, in doing this, must exercise the care, skill,
diligence and judgment that a prudent investor would exercise in making
investments.
POLICY
Please refer to the Board’s investment policies.
BACKGROUND
1. Explanatory Notes
Section 162 of the Act requires that the Board assess a worker, whose permanent total
disability will continue past retirement age, for rehabilitation, health care services and
personal supports. Following this assessment, the Board will then provide, or continue
to provide, any required services and personal supports that a permanently totally
disabled worker will need for the worker’s lifetime.
This provision ensures that a permanently totally disabled worker will continue to
receive the services and supports required because of the worker’s disabilities, in
addition to a retirement benefit.
2. The Act
Section 162:
(1) If a worker has a permanent total disability, the Board must, within the 3-
month period before a retirement benefit under section 206 [retirement
benefits for workers with permanent disability] is payable to the worker,
evaluate the worker’s need or continued need for services and personal
supports under this Division [Division 4 of Part 4 of the Act − Vocational
Rehabilitation, Health Care and Other Assistance].
(2) After the evaluation under subsection (1) is completed, the Board must
take all actions necessary to provide to the worker, for the worker’s life,
the services and personal supports under this Division that the Board
considers necessary.
(3) This section does not limit the power of the Board to otherwise provide
services and personal supports to workers at any time under this Division.
POLICY
Within the 3-month period before a retirement benefit is payable to a worker, the Board
will assess a worker who is receiving a permanent total disability periodic payment
under section 194 of the Act, for rehabilitation services, health care benefits and
personal supports past retirement age.
This assessment is required to ensure that a worker has been considered for these
services and personal supports prior to the conclusion of permanent total disability
periodic payments and the granting of a retirement benefit. The services and supports
considered are those that are normally provided to a worker as a result of a permanent
total disability.
In assessing a worker, the Board will focus on those rehabilitation services, health care
services and personal supports that a worker will need or continue to need after
retirement. Types of services and supports include:
The services, benefits and supports listed above may be provided after age 65 if they
are required due to the worker’s permanent total disability.
As the assessment is focussed on those services, benefits and supports a worker will
need after retirement, the Board will not consider a worker’s entitlement to services,
benefits and assistance such as:
This list is not exhaustive and the Board may alter this list as required.
The Board may at its discretion, periodically review a worker’s need or continued need
for services, benefits and supports following the worker’s retirement. Based on these
reviews, the Board may confirm, adjust or discontinue the provision of these services,
benefits and supports. For example, a change in the worker’s compensable medical
status may require the Board to modify the amount and type of services, benefits or
supports needed by the worker.
or after June 30, 2002. This policy also applies to recurrences occurring
on or after June 30, 2002.
APPLICATION: Applies on or after June 1, 2009.
EXPLANATORY NOTE:
The Board of Directors Bylaw re: Policies of the Board of Directors lists the policy
manuals and other documents that are policies for purposes of the Workers
Compensation Act. Included in the list are Decisions No. 1 – 423 in volumes 1 –
6 of the Workers’ Compensation Reporter. These Decisions consist, for the most
part, of decisions made by the former commissioners on various matters
between 1973 and 1991.
In order to reduce the number of sources of policies, a strategy was approved for
consolidating Decisions No. 1 – 423 into the various policy manuals, as
appropriate, and “retiring” the Decisions over time.
“Retire” for this purpose means that, as of the “retirement date”, the Decision is
no longer current policy under the Board of Directors Bylaw.
“Retiring” does not affect a Decision’s status as policy prior to the date it was
“retired”. A “retired” Decision therefore applies in decision-making on historical
issues to the extent it was applicable prior to the “retirement date”. “Retiring”
also does not affect the disposition of any individual matters dealt with in a
Decision. 1
All of the Decisions from volumes 1 - 6 have been “retired” from current policy
status. This Index sets out each Decision’s retirement date. The final Decision
to be retired from policy status was retired December 11, 2013.
Please note that policy decisions of the former Governors and the former Panel
of Administrators still in effect immediately before February 11, 2003 are
numbered similarly to Decisions No. 1 – 423. Many decisions of the former
Governors and the former Panel of Administrators remain policies of the Board of
Directors, and have not been retired.
1 Decisions or parts of Decisions may have been replaced, either expressly or impliedly, by
subsequent policies in the policy manuals or other policy documents. Under the Board of
Directors Bylaw, where there is a conflict between policy in Decisions No. 1 - 423 and policy
in a policy manual listed in the Bylaw, the policy in the manual is paramount. In the event of
any other conflict between policies, the most recently approved policy is paramount.
December 11, 2013 Volume II
A1 - 1
DECISION TITLE RETIREMENT
NO. DATE
109 The Dual System of Measurement for Injuries June 17, 2003
Involving the Spinal Column
135 Compensation Decisions and the Death of the June 17, 2003
Worker
140 The Time Limit for Claiming Compensation October 21, 2003
144 The Management Role in Health and Safety October 21, 2003
246 Pulmonary Disease and “Hard Metal” Grinding June 17, 2003
286 Section 6(1): Injuries Arising out of Employment February 24, 2004
294 Payment of Costs for Medical Review Reports June 17, 2003
and Examinations
312 Transportation Costs for Physiotherapy and the June 17, 2003
Reimbursement of Expenses
360 Out of Province Injury and Travelling to Work October 21, 2003
SECTION 138(1)
1. Poisoning by:
3. Pneumoconiosis:
(g) longshoring.
17. Hand-arm vibration syndrome Where there has been at least 1 000
hours of exposure to tools or equipment
that causes the transfer of significant
vibration to the hand or arm of the
worker.
18. Radiation injury or disease:
Page
I. Introduction .............................................................................................. 5
V. Hands
A. Amputation of Digits ............................................................................ 16
B. Immobility of Joints (Arthrodesis or Functional Ankylosis) .................. 17
C. Partial Loss of Range of Motion .......................................................... 17
D. Loss of Strength .................................................................................. 19
E. Loss of Sensation ............................................................................... 20
F. Cold Intolerance .................................................................................. 21
G. Deformity ............................................................................................ 21
H. Miscellaneous Conditions and Surgical Procedures ........................... 22
I. Hand Charts........................................................................................ 24
X. Spine
A. General ............................................................................................... 44
B. Cervical Spine ..................................................................................... 44
C. Thoracic Spine .................................................................................... 45
D. Lumbar Spine ..................................................................................... 45
E. Spine Normal Range of Motion Values ............................................... 46
As per section 195(3) of the Act, the Schedule is used for guidance in the
measurement of permanent partial disability under section 195 of the Act. The
Schedule attributes a percentage of total disability to each of the specified
disablements. For example, an amputation of the arm, middle, third of humerus,
is indicated to be 65%. When that percentage rate is applied, it means that a
worker will receive permanent disability benefits under section 195 based on
65% of 90% of average net earnings as determined by the Act.
The Schedule does not necessarily determine the final amount of the
section 195(1) permanent disability benefits. The Board may take other factors
into account. Thus, the Schedule provides a guideline or starting point for the
measurement of disability, rather than a fixed result (see policy item #39.10,
Permanent Disability Evaluation Schedule).
It is not possible to list every disability in the Schedule. However, the Schedule
can be used for guidance if a disability is similar to one that is listed. If a
disability is not covered in the Schedule, other information regarding disability
assessment may be consulted, including expert medical opinion, current
medical/scientific literature and schedules from other jurisdictions and
organizations.
A. Amputations
In the case of major limb amputations, disability ratings assigned should have
regard to the type and probable usefulness of the prosthesis to which they are
adaptable.
B. Age Adaptability
Example:
The worker’s age at the effective date of the worker’s permanent disability
benefits is used, not the worker’s age at the time of the injury.
The age adaptability factor is not applied where the Schedule provides another
method of taking the worker’s age into account (e.g. when rating traumatic
bilateral hearing loss).
C. Enhancement
Where a worker has an additional disability which pre-existed the injury or the
injury causes more than one disability, the Board, in certain situations, increases
the overall percentage of disability that would otherwise be provided. This is
known as the “enhancement factor”.
1. Arms
An enhancement factor is applied to disabilities on opposite sides of the body
involving both arms. For example, a right wrist and a left wrist, or a left shoulder
and a right elbow, etc. An enhancement factor of 50% of the lesser arm disability
is added to the total of the percentages rated for each separate arm disability.
2. Legs
An enhancement factor is applied to disabilities on opposite sides of the body
involving both legs. For example, a right ankle and a left ankle, or a right ankle
and a left knee, etc. An enhancement factor of 50% of the lesser leg disability is
added to the total of the percentages rated for each separate leg disability.
3. Assisted Ambulation
An enhancement factor is applied to disabilities in different parts of the body that
permanently impede the worker from using required devices for assisted
ambulation (e.g. a cane, walker or wheel chair). For example, disability to a right
wrist and a left ankle in combination may impede the use of a cane. An
enhancement factor of 50% of the lesser disability is added to the total of the
percentages rated for each separate disability.
4. Spine
An enhancement factor may be applied where disability of the spine is shown to
have been enhanced by another limb disability. An enhancement factor is not
applied to two or more disabilities of the spinal column in combination. A factor
of 50% of the disability attributed to the spine is added. Therefore, if the disability
in the back is 10%, and the sum of the other disabilities is 16%, the enhancement
factor is 5% and the total disability is rated at 31%.
5. Digits
An enhancement factor is applied to disabilities involving the digits (i.e. thumb(s)
and/or finger(s)) as set out in the section V. of the Schedule, “Hands”.
6. Vision Disability
An enhancement factor is applied to disabilities involving the eyes, as set out in
section XII, “Vision Disability”.
D. Devaluation
Multiple disabilities involving one limb cannot exceed the amputation value of that
limb. As a result, disabilities of the arm cannot exceed 70% and disabilities of
the leg cannot exceed 65%.
E. Dominant Side
Whether a permanent disability occurs in a worker’s dominant side (e.g. the right
hand of a worker who is right-handed), is not a factor considered in rating
permanent disability.
F. Loss of Strength
Loss of strength may also be rated separately and added to ratings for the
following conditions:
The Schedule provides for certain permanent disabilities of the upper extremity,
hands, lower extremity and the spine to be rated using the range of motion
method. Under this method, disability is assessed by comparing a worker’s post-
injury range of motion to either the range of motion on the worker’s uninjured side
or Scheduled normal range of motion values if there is pathology on the opposite
side. Range of motion can be measured actively or passively. Active range of
motion refers to the extent a joint can be moved using the muscles surrounding
the joint, without assistance. Passive range of motion refers to the extent a joint
can be moved by an external force. Only active range of motion measurements
are used to calculate ratings in this Schedule. The Board uses the range of
motion method, rather than other methods, because it allows for impairment to
be objectively rated and linked to loss of function.
H. Muscle Wasting/Swelling
Muscle wasting (atrophy) and/or swelling may result in a change in size, but that
change in size alone is not an indicator of disability. Any disability that may arise
in connection with muscle wasting and/or swelling is reflected in the disability
ratings provided for loss of strength and/or loss of range of motion.
A. Amputations
Percentage
Percentage
The following principles apply when rating partial loss of range of motion in an
upper extremity:
• A loss of range of motion of five degrees or less generally does not impair
a worker’s earning capacity to an ascertainable degree.
Degrees
Shoulder
Flexion ....................................................................................................158
Extension ..................................................................................................53
Abduction ...............................................................................................170
Adduction .................................................................................................50
*Internal Rotation ......................................................................................70
*External Rotation.....................................................................................90
*Arm in abduction of 90 degrees; if unable to achieve this degree of
abduction, internal and external rotation is measured, with the arms at
the highest abduction available to injured shoulder bilaterally.
Degrees
Elbow
Flexion ....................................................................................................146
Extension ....................................................................................................0
Forearm
Pronation ..................................................................................................71
Supination ................................................................................................84
Wrist
Flexion ......................................................................................................73
Extension ..................................................................................................71
Radial Deviation .......................................................................................19
Ulnar Deviation .........................................................................................33
D. Loss of Strength
This section sets out how to rate loss of strength where loss of strength is the
only permanent impairment in the upper extremity or when a loss of strength is
rated separately and added to other ratings in the Schedule.
A disability rating for loss of strength in the upper extremity is assessed per arm.
Such a rating is only to be applied if there is strong, consistent, objective
evidence of loss of strength. In addition, there must be a clear pathological
explanation for the weakness.
This section applies to loss of strength in the upper extremities with the exception
of the hands. Guidance on assessing loss of strength in the hands is provided in
section V, “Hands”, under heading D. Loss of Strength.
Complete No power 7
To measure the extent of any permanent disability resulting from hand-arm vibration
syndrome, the evaluation is carried out in the following manner:
34 points per
MAXIMUM points for Vascular element
hand
Points Percentage
1 – 4 ............................................................................................................. 1
5 – 15 ........................................................................................................... 2
16 – 20 ......................................................................................................... 4
21 – 30 ......................................................................................................... 6
31 – 35 ......................................................................................................... 8
36 – 40 ....................................................................................................... 10
41 and up ................................................................................................... 11 – 20
A. Amputation of Digits
Five hand charts are included at the end of the “Hands” section of the Schedule. These
charts set out the percentages of total disability available for amputation of digits. A
“digit” may be either a finger or a thumb.
Hand charts 1 and 2 set out the percentages of disability in respect of an amputation of
the thumb or a single finger.
Hand charts 3 to 5 set out the percentages of disability for multiple finger amputations.
Charts 3 to 5 include enhancement factors for multiple finger disabilities.
Where a thumb and one or more fingers are amputated, the percentage of disability for
the thumb is determined and the percentage of the disability for the finger(s) is
determined. An enhancement factor of 100% of the lesser of the thumb disability rating
or the combined finger disability rating is then added.
• The amputation value of a digit includes loss of sensation at the amputation site.
• one-quarter loss
• one-third loss
• one-half loss
• two-thirds loss
• three-quarters loss
• complete loss
Immobility of the distal interphalangeal (DIP) joint, proximal interphalangeal (PIP) joint
or MCP joint of a finger, in good functional position, is accorded three-quarters of the
amputation value at those levels.
Immobility of a joint in poor functional position may, on a judgment basis, approach the
value of an amputation.
1. General
Partial loss of range of motion in the digits is calculated as set out below under items 2
to 4.
The following principles apply to assessment of disability from partial loss of range of
motion:
• A loss of range of motion of five degrees or less generally does not impair a
worker’s earning capacity to an ascertainable degree.
• For assessment of loss of range of motion in the finger and thumb joints,
comparison is made with the corresponding joints of the opposite hand. If the
latter are also abnormal or are not available, then the findings would be
compared to the normal range of motion values set out in item 5 below.
2. Finger(s)
This formula is used as it is normally considered that a fused finger joint is equal to
three-quarters of the value of an amputation at the same level.
When assessing partial loss of range of motion in more than one finger, the appropriate
multiple finger chart is used to determine the amputation value of the joints concerned,
thus building in any enhancement factor.
3. Thumb Only
This formula is used as it is normally considered that a fused thumb joint is equal to
one-half of an amputation at the same level.
When assessing partial loss of range of motion in a finger and a thumb, hand charts 1
and 2 are used. An enhancement factor of 100% of the lesser of the thumb disability
rating or the finger disability rating is then added.
When assessing partial loss of range of motion in the thumb (hand chart 1) and multiple
fingers (hand charts 3 to 5), an enhancement factor of 100% of the lesser of the thumb
disability rating or the combined finger disability rating is then added.
Degrees
Fingers
DIPJ Flexion ..................................................................................... 80
Extension ................................................................................... 0
PIPJ Flexion ................................................................................... 100
Extension ................................................................................... 0
MPJ Flexion ..................................................................................... 90
Extension ................................................................................... 0
Degrees
Thumb
IPJ Flexion ..................................................................................... 81
Extension ................................................................................... 0
MPJ Flexion ..................................................................................... 53
Extension ................................................................................... 0
CMCJ Flexion ..................................................................................... 15
Extension ................................................................................. 50
Palmar Abduction .................................................................... 50
D. Loss of Strength
This section sets out how to rate loss of strength where loss of strength is the only
permanent impairment in the hands or when a loss of strength is rated separately and
added to other ratings in the Schedule.
To determine when loss of strength is rated separately and added to other ratings in the
Schedule, see Section II, “Application of the Schedule”, under heading F. Loss of
Strength.
A disability rating for loss of strength in the hands is assessed per hand. Such a rating
is only to be applied if there is strong, consistent, objective evidence of loss of strength.
In addition, there must be a clear pathological explanation for the weakness.
The following formula is used to assess total percentage loss of hand strength:
𝑝𝑝𝑝𝑝𝑛𝑛𝑐𝑐ℎ 𝑔𝑔𝑔𝑔𝑔𝑔𝑔𝑔 𝑙𝑙𝑙𝑙𝑙𝑙𝑙𝑙 𝑜𝑜𝑜𝑜 𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠ℎ ℎ𝑎𝑎𝑎𝑎𝑎𝑎 𝑔𝑔𝑔𝑔𝑔𝑔𝑔𝑔 𝑙𝑙𝑙𝑙𝑙𝑙𝑙𝑙 𝑜𝑜𝑜𝑜 𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠ℎ
�1�3 � �+ � �� ×100 =total percentage loss of strength
𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛 𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝ℎ 𝑔𝑔𝑔𝑔𝑔𝑔𝑔𝑔 𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠ℎ 𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛 ℎ𝑎𝑎𝑎𝑎𝑎𝑎 𝑔𝑔𝑔𝑔𝑔𝑔𝑔𝑔 𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠𝑠ℎ
Total percentage loss of hand strength amounts to percentage of total disability as set
out in the following table:
20 – 40 3
41 – 70 6
71 – 100 9
1. The percentage of disability for total loss of hand strength is equal to one-third
of the measured pinch grip strength loss, plus 100% of the measured hand
grip strength loss.
2. With unilateral strength loss, comparison is made with the uninjured side as
the normal value.
3. With bilateral strength loss, comparison is made with the Table of Average
Grip and Pinch Strength, attached as Appendix A.
4. Pinch grip technique employs lateral or "key" pinch grip.
5. The highest hand or pinch grip strength recorded is used in the calculations
above.
E. Loss of Sensation
A disability rating for loss of sensation in the hands is only to be applied if there is
strong, consistent, objective evidence of loss of sensation that is not taken into account
by the amputation or loss of range of motion value, and not covered by peripheral nerve
ratings or nerve root conditions.
For sensory loss due to peripheral nerve injury, see Section VIII, “Peripheral Nerve
Conditions”.
For sensory loss due to nerve root injury, see Section IX, “Nerve Root Conditions”.
Two-point discrimination findings are measured on the radial and ulnar sides of a
phalanx. The percentage of disability for sensory loss on each side is then assessed
based on the amputation value of the most distal remaining phalanx, with reference to
the applicable Hand Chart, as follows:
3 6 mm or less 0
2 7 − 15 mm 12.5
If both radial and ulnar two-point discrimination are greater than 15 mm, sensory loss is
rated at up to 50% of the amputation value of the digit distal to the site of nerve division,
less any other value for the phalanx being assessed.
When the fingers lose total sensitivity, a rating of up to the full amputation value of the
most distal remaining phalanx may be made.
F. Cold Intolerance
If a worker has been diagnosed with cold intolerance which is associated with a
compensable hand injury, a disability rating for cold intolerance may be provided.
Disability from cold intolerance is calculated as 50% of the total value of the hand for
other rateable conditions (e.g. loss of range of motion, loss of strength), up to a
maximum of 1% of total disability, per hand.
Note that cold intolerance is only considered to result in disability when it is associated
with a hand injury, because such a condition may result in impairment of fine motor
function. Cold intolerance associated with injuries to other parts of the body (e.g. the
feet) can generally be managed (e.g. through the use of heated socks), and is not
considered to result in disability.
G. Deformity
Percentage
Mild < 10 10
Moderate 10 – 30 20
Severe > 30 30
*Multiply by the amputation value of the digit(s), using the applicable Hand Chart, to
determine the percentage of total disability due to deformity.
Digit Rotational
Degrees % Digit Disability*
Deformity
Mild < 15 20
Moderate 15 – 30 40
Severe > 30 60
*Multiply by the amputation value of the digit(s), using the applicable Hand Chart, to
determine the percentage of total disability due to deformity.
Unless otherwise specified, disability ratings for miscellaneous conditions and surgical
procedures involving the hands are added to the other applicable ratings for immobility,
loss of range of motion, loss of strength, loss of sensation and/or deformity in the
affected hand.
Percentage
Carpal instability will be assessed on the basis of loss of structure and function or
anatomicophysiological deficit as measured by loss of range of motion, loss of
strength or structural loss.
Joint replacement value for either the MCP or CMC joint is 0.5 times the
immobility rating for the joint.
I. Hand Charts
The hand charts set out the percentages of total disability available for amputation of
digits.
Charts 1 and 2 set out the percentages of disability in respect of an amputation of the
thumb or a single finger.
Charts 3 to 5 set out the percentages of disability for multiple finger amputations. These
charts include enhancement factors for multiple finger disabilities.
Digits are referred to as thumb, index, long, ring and little. Metacarpals are referred to as
first, second, third, fourth and fifth. A metacarpal and its digit are referred to as a ray and
rays are numbered from one to five.
Percentages of disability for amputation of digits are added moving distal to proximal.
A. Amputations
Percentage
Percentage
Hip ............................................................................................................. 30
Flexion .................................................................................................... 9
Extension ................................................................................................ 2
Abduction ............................................................................................... 7
Adduction ............................................................................................... 3
External Rotation .................................................................................... 6
Internal Rotation ..................................................................................... 3
Knee .......................................................................................................... 25
Ankle .......................................................................................................... 12
Foot
Talocalcaneal arthrodesis ....................................................................... 4.25
Midtarsal arthrodesis .............................................................................. 2.75
Triple arthrodesis .................................................................................... 7
Lisfranc’s (tarsometatarsal) fusion .......................................................... 4
Great toe, MP joint ....................................................................................... 1.25
Great toe, IP joint ......................................................................................... 0.5
Percentage
1.5 cm or less............................................................................................... 0
1.6 cm to 2.5 cm .......................................................................................... 2
2.6 cm to 3.5 cm .......................................................................................... 3
3.6 cm to 4.5 cm .......................................................................................... 4
4.6 cm to 5.5 cm .......................................................................................... 6
5.6 cm to 6.5 cm .......................................................................................... 8
6.6 cm to 7.4 cm ........................................................................................ 10
7.5 cm or more ........................................................................................... 15
D. Ligamentous Laxity
E. Osteoarthritis
1. General
Osteoarthritis in the hip, ankle or foot is rated using the following table:
Percentage of
Class of Osteoarthritis Grade of Chondromalacia
Arthrodesis Value
0 (normal) and 1
Mild (softening of 0 0 0
cartilage)
2 (fibrillation of
Moderate 2.5 2.5 1
cartilage)
3 (ulceration of
Moderately Severe 5 5 2
cartilage)
Severe (full
4 (bone showing
thickness cartilage 7.5 7.5 3
through)
loss)
Partial loss of range of motion in the lower extremity is proportional to the amount
of movement lost, applied to the complete immobility rating:
𝑙𝑙𝑙𝑙𝑙𝑙𝑙𝑙 𝑜𝑜𝑜𝑜 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 𝑜𝑜𝑜𝑜 𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚
× 𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖𝑖 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 = 𝑙𝑙𝑙𝑙𝑙𝑙𝑙𝑙 𝑜𝑜𝑜𝑜 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 𝑜𝑜𝑜𝑜 𝑚𝑚𝑚𝑚𝑡𝑡𝑖𝑖𝑖𝑖𝑖𝑖 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟
𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛𝑛 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 𝑜𝑜𝑜𝑜 𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚𝑚
The following principles apply when rating partial loss of range of motion in a
lower extremity:
• A loss of range of motion of five degrees or less generally does not impair
a worker’s earning capacity to an ascertainable degree.
Degrees
Hip
Flexion ................................................................................................ 113
Extension .............................................................................................. 28
Abduction ............................................................................................. 48
Adduction ............................................................................................. 31
Internal Rotation ................................................................................... 30
External Rotation .................................................................................. 45
Knee
Flexion ................................................................................................ 134
Extension ................................................................................................ 0
Ankle
Dorsiflexion ........................................................................................... 18
Plantar Flexion...................................................................................... 40
Great Toe
IPJ Flexion ..................................................................................60
Extension................................................................................0
MPJ Flexion (Plantar Flexion).......................................................37
Extension (Dorsi Flexion) .....................................................63
G. Loss of Strength
This section sets out how to rate loss of strength where loss of strength is the
only permanent impairment in the lower extremity or when a loss of strength is
rated separately and added to other ratings in the Schedule.
Loss of strength in the lower extremity is assessed per leg. Such a disability
rating is only to be applied if there is strong, consistent, objective evidence of
loss of strength. In addition, there must be a clear pathological explanation for
the weakness.
Complete No power 7
H. Deformity
Percentage
The rating for valgus and/or varus angulation of the knee may be added to the
rating for osteoarthritis only if the deformity was caused by something other than
the osteoarthritis, for example a knee injury. If the angulation is deemed to be
due to the osteoarthritis, then it is taken into consideration as part of the
osteoarthritis disability rating.
Percentage
Percentage
All fractures of the pelvis are likely to cause reduced range of motion, loss of
strength and/or sensory loss. The above fracture values include consideration of
such consequent loss of function.
However, if a worker has marked loss of function which would entitle the worker
to a higher disability rating than the fracture value, based solely on loss of range
of motion, loss of strength and/or sensory loss, the greater of the two values
would be provided.
The criteria for assessing loss of peripheral nerve function are as follows:
1. Sensory
Complete No sensation
2. Motor
Complete No power
The full values in each of the grades listed in the table below will be provided for
sensory and/or motor loss affecting the whole or partial distribution of the nerve.
Sensory Motor
Long Thoracic Nerve
Normal n/a 0
Mild n/a 2
Moderate n/a 3
Marked n/a 4
Complete n/a 5
Median Nerve
At elbow Normal 0 0
Mild 5 5
Moderate 10 10
Marked 15 15
Complete 20 20
At wrist Normal 0 0
Mild 3 2
Moderate 6 4
Marked 9 6
Complete 12 8
Ulnar Nerve
At elbow Normal 0 0
Mild 0.75 3
Moderate 1.5 6
Marked 2.25 10
Complete 3 16
At wrist Normal 0 0
Mild 0.6 2
Moderate 1.2 4
Marked 1.8 8
Complete 2.4 10
Sensory Motor
Radial Nerve
Normal 0 0
Mild 0.5 4.5
Moderate 1 9
Marked 1.5 13.5
Complete 2 18
Axillary Nerve
Normal 0 0
Mild 0.15 1.35
Moderate 0.3 2.7
Marked 0.45 4.05
Complete 0.6 5.4
Sciatic Nerve
Normal 0 0
Mild 3 4.5
Moderate 6 9
Marked 9 13.5
Complete 12 18
Femoral Nerve
Normal 0 0
Mild 0.625 2.5
Sensory Motor
Moderate 1.25 5
Marked 1.875 7.5
Complete 2.5 10
Obturator Nerve
Normal 0 0
Mild 0.625 2.5
Moderate 1.25 5
Marked 1.875 7.5
Complete 2.5 10
Saphenous Nerve
Normal 0 n/a
Mild 1 n/a
Moderate 2 n/a
Marked 3 n/a
Complete 4 n/a
Sensory Motor
Sural Nerve
Normal 0 n/a
Mild 0.5 n/a
Moderate 1 n/a
Marked 1.5 n/a
Complete 2.0 n/a
The criteria for assessing loss of nerve root function are as follows:
1. Sensory
Normal No loss of function
Mild Slight paresthesia/hypesthesia (or
allodynia/hyperesthesia/dysesthesia
Moderate Moderate paresthesia/hypesthesia (or
allodynia/hyperesthesia/dysesthesia)
Marked As above (moderate) + loss of stereognosis +
ulcers/trophic changes or marked
paresthesia/hypesthesia (or
allodynia/hyperesthesia/dysesthesia
Complete No sensation
2. Motor
Normal No loss of function
Mild Active movement against strong resistance
Moderate Active movement against slight resistance
Marked Movement against gravity
Complete No power
Note: A disability rating for loss of nerve root function includes consideration of
consequent loss of strength. See Section II, “Application of the Schedule”, under
heading F. Loss of Strength to determine when loss of strength is rated
separately and added to other ratings in the Schedule.
The C4 spinal level is considered on a case-by-case basis for both sensory and
motor loss.
The full values in each of the grades listed in the table below will be provided for
sensory and/or motor loss affecting the whole or partial distribution of the nerve.
C5 Normal 0 0
Mild 1 4
Moderate 2 8
Marked 3 12
Complete 4 16
C6
Normal 0 0
Mild 1.5 4.5
Moderate 3 9
Marked 4.5 13.5
Complete 6 18
C7 Normal 0 0
Mild 1 5
Moderate 2 10
Marked 3 15
Complete 4 20
C8 Normal 0 0
Mild 1 6
Moderate 2 12
Marked 3 18
Complete 4 24
T1 Normal 0 0
Mild 0.5 3
Moderate 1 6
Marked 1.5 10
Complete 2 14
L1 Normal 0 0
Mild 1 3
Moderate 2 6
Marked 3 9
Complete 4 12
L2 Normal 0 0
Mild 1 3
Moderate 2 6
Marked 3 9
Complete 4 12
L3 Normal 0 0
Mild 1 3
Moderate 2 6
Marked 3 9
Complete 4 12
L4 Normal 0 0
Mild 1 3
Moderate 2 6
Marked 3 9
Complete 4 12
L5 Normal 0 0
Mild 1 5
Moderate 2 10
Marked 3 15
Complete 4 20
C. Autonomic Dysfunction
Percentage
A. General
B. Cervical Spine
Percentage
Compression fractures
Up to 50% compression ............................................................................ 0 – 2
Over 50% compression ............................................................................. 2 – 4
Impairment resulting from surgical
loss of intervertebral disc C1 to D1 ........................................................ 2 per level
Ankylosis (fusion) C1 to D1 including
surgical loss of intervertebral disc .......................................................... 3 per level
C1 Jefferson Fracture ...................................................................................... 2
Loss of range of motion
Flexion ....................................................................................................... 0 – 6
Extension .................................................................................................. 0 – 3
C. Thoracic Spine
Percentage
Compression fractures
Up to 50% compression ............................................................................ 0 – 1
Over 50% compression ............................................................................. 1 – 2
Impairment resulting from surgical loss
of intervertebral disc D1 to D12 ................................... 1 per level to a max of 6
Ankylosis (fusion) D1 to D12 including
surgical loss of intervertebral disc................................ 1 per level to a max of 6
Loss of Range of Motion Rotation,
Right and Left, Each ....................................................................................... 0 – 3
Maximum disability rating for thoracic spine not to exceed ................................... 6
D. Lumbar Spine
Percentage
Degrees
Cervical Spine
Flexion ......................................................................................................40
Extension ..................................................................................................40
Lateral Flexion ..........................................................................................30
Rotation ....................................................................................................60
Thoracic Spine
Rotation ....................................................................................................45
Lumbar Spine
Flexion ......................................................................................................60
Extension ..................................................................................................25
Lateral Flexion ..........................................................................................25
Percentage
B. Cranial Nerves
Percentage
Cranial nerve II – See Section XII of the Schedule, “Vision Disability”, regarding
visual acuity and visual field assessment
Cranial nerve III, IV & VI (optic, oculomotor, trochlear, and abducens nerves) –
See Section XII of the Schedule, “Vision Disability”, regarding diplopia, mydriasis
and myosis
Cranial nerve V (trigeminal nerve)
Unilateral sensory loss ............................................................................ 0 – 10
Unilateral motor loss .................................................................................. 0 – 5
Cranial nerve VIII – See Sections XIII, “Traumatic Hearing Loss”, XIV, “Non-
Traumatic Hearing Loss (Schedule 2/Section 145 of the Act)”, and XV, “Ear Nose
and Throat Conditions”.
Cranial nerves IX, X and XII (glossopharyngeal, vagus and hypoglossal nerves)
Percentage
Grade 1 Individual has some degree of voluntary
control but is impaired by urgency or
intermittent incontinence............................................................ 0 − 9
Grade 2 Individual has good bladder reflex activity
limited capacity, and intermittent emptying
without voluntary control ........................................................ 10 − 24
Grade 3 Individual has poor bladder reflex activity
intermittent dribbling, and no voluntary
control.................................................................................... 25 − 39
Grade 4 Individual has no reflex or voluntary control
of bladder .............................................................................. 40 – 60
Percentage
Grade 1 Individual has reflex regulation but only
limited voluntary control ........................................................... 0 − 19
Grade 2 Individual has reflex regulation but no
voluntary control .................................................................... 20 − 39
Grade 3 Individual has no reflex regulation or
voluntary control .................................................................... 40 – 50
Note that any related rating for urological or sexual dysfunction would be added
to the sensory loss rating for S2 through S5.
Percentage
A disability rating specifically for stance and gait is only to be applied if there is
no other way of assessing a worker’s lower extremity disability provided in the
Schedule (e.g. based on amputation value, immobility of joints, etc.). Disability
ratings specifically for stance and gait are not to be added to any other lower
extremity disability ratings.
Percentage
This table was designed to be used to rate disability associated with neurological
conditions causing stance and gait disturbances that are too complex to assess
by other parameters. However, it may also be used to rate disability associated
with non-neurological conditions that result in stance and gait disturbances that
are so complex that other means of assessment are impractical.
Percentage
The maximum rating for vision disability in both eyes is 100% of total disability.
The maximum rating for vision disability in one eye is 16% of total disability,
except in the case of enucleation or evisceration of one eye, for which a rating of
18% of total disability applies.
To assess vision disability, first evaluate disability involving the primary visual
system by assessing loss of visual acuity and loss of visual field, and then
making any necessary adjustments for the impact of other visual disturbances.
An additional rating may also be added for disability resulting from secondary
ocular conditions, subject to the maximum ratings for vision disability set out
above.
Visual acuity describes the ability of the eye to perceive details in the
environment. Loss of visual acuity is based on best vision obtainable after
correction.
Blindness or complete loss of vision in one eye is equal to a best corrected visual
acuity of 20/200 or worse.
Feet Meters
20/20 6/6 0
20/25 6/7.5 0
20/30 6/9 0
20/40 6/12 1
20/50 6/15 2
20/60 6/18 4
20/70 6/21 5
20/80 6/24 6
20/100 6/30 8
20/150 6/45 12
20/200 6/60 16
20/400 6/120 16
As total blindness in one eye is assessed at 16% of total disability and total
blindness in two eyes is equal to 100% of total disability, the value attached to
total loss of visual acuity in the second eye is 84%. When assessing a bilateral
loss of visual acuity, each eye is first assessed separately and then their values
are combined in accordance with the following chart:
20/30 0.0 1.0 2.0 4.0 5.0 6.0 8.0 12.0 16.0
20/40 1.0 6.3 7.3 9.3 10.3 11.3 13.3 17.3 21.3
20/50 2.0 7.3 12.5 14.5 15.5 16.5 18.5 22.5 26.5
20/60 4.0 9.3 14.5 25.0 26.0 27.0 29.0 33.0 37.0
20/70 5.0 10.3 15.5 26.0 31.3 32.3 34.3 38.3 42.3
20/80 6.0 11.3 16.5 27.0 32.3 37.5 39.5 43.5 47.5
20/100 8.0 13.3 18.5 29.0 34.3 39.5 50.0 54.0 58.0
20/150 12.0 17.3 22.5 33.0 38.3 43.5 54.0 75.0 79.0
20/200 16.0 21.3 26.5 37.0 42.3 47.5 58.0 79.0 100.0
𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 = (84�16 × 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 𝑜𝑜𝑜𝑜 𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏 𝑒𝑒𝑒𝑒𝑒𝑒) + 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 𝑜𝑜𝑜𝑜 𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝 𝑒𝑒𝑒𝑒𝑒𝑒
For example: If the best corrected visual acuity in the right eye is 20/50 (2%
disability) and in the left eye is 20/100 (8% disability), the resultant disability is
(84�16 x 2%) + 8% = 18.5%.
Visual field refers to the total area in which objects can be seen when the eye
focuses on a fixed point. Loss of visual field is based on best vision obtainable
after correction.
100 0
90 0
80 1
70 2
60 4
50 5
40 6
30 8
20 12
10 16
0 16
The visual field score is derived from converting the results of a visual field test
using one or more of the overlay grids for Humphrey visual field plots.
As total blindness in one eye is assessed at 16% and total blindness in two
eyes is equal to 100% of total disability, the value attached to total loss of
visual field in the second eye is 84%. When assessing a bilateral loss of
visual field, each eye is first assessed separately and then their values are
combined in accordance with the following chart:
100 90 80 70 60 50 40 30 20 10 0
100 0 0 1 2 4 5 6 8 12 16 16
90 0 0 1 2 4 5 6 8 12 16 16
60 4 4 9.25 14.5 16 26 27 29 33 37 37
𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶𝐶 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 = (84�16 × 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 𝑜𝑜𝑜𝑜 𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏𝑏 𝑒𝑒𝑒𝑒𝑒𝑒) + 𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟𝑟 𝑜𝑜𝑜𝑜 𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝𝑝 𝑒𝑒𝑒𝑒𝑒𝑒
For example: If the best corrected visual field in the right eye is 50 (5% disability)
and in the left eye is 70 (2% disability), the resultant disability is
(84�16 x 2%) + 5% = 15.5%.
a. Photosensitivity/Photophobia
Percentage
b. Loss of Accommodation
Loss of accommodation is based on the worker’s age at the time of injury except
when a cataract develops, in which case it is based on the worker’s age at the
time of the cataract extraction. In all cases it is not adjusted (reduced) for
subsequent aging. In the case of a worker having a presbyopic or
accommodating implant inserted at the time of cataract surgery, no age adjusted
loss of accommodation would apply.
Age Percentage
0 − 40 6
41 − 45 5
46 − 50 4
51 − 55 3
56 − 60 2
>60 0
c. Diplopia
Diplopia that is permanent and not correctable with prisms, lenses or surgery is
assessed as:
Percentage
d. Aniseikonia
Severe aniseikonia that cannot be corrected may result in the loss of binocularity
and may be assessed in the range of 0 - 8% of total disability.
Percentage
Glaucoma .................................................................................................... 2
Complete Loss of Iris ................................................................................... 4
Partial Loss of Iris ........................................................................................ 0 – 4
Fixed Mydriasis ............................................................................................ 2
Fixed Miosis ................................................................................................. 1
Dry eyes needing artificial tears or other treatment...................................... 2
Tearing due to lacrimal duct obstruction
Mild ......................................................................................................... 1
Moderate ................................................................................................ 2
Severe .................................................................................................... 3
Cataracts, aphakia, double aphakia and pseudoaphakia/pseudophakia are
assessed by their resultant changes in visual acuity and age-related loss of
accommodation.
Percentage
Complete hearing loss in one ear with no loss in the other .......................... 3
Complete hearing loss in both ears............................................................ 30
20 – 29 1
30 – 39 2
40 or more 3
The hearing loss due to the compensable condition expressed in dB in the first
column is the difference in the arithmetic average of thresholds of hearing
measured in each ear in turn by pure tone audiometry at frequencies of 500,
1,000, 2,000 and 3,000 Hz.
The hearing loss due to the compensable condition expressed in dB in the first
column is the arithmetic average of thresholds of hearing measured in each ear
in turn by pure tone audiometry at frequencies of 500, 1,000, 2,000 and 3,000
Hz.
Percentage
Complete hearing loss in one ear with no loss in the other .......................... 3
Complete hearing loss in both ears............................................................ 15
Percentage
Hearing loss in dB measured in
each ear in turn (ANSI) ear most ear least
PLUS
affected affected
0 – 27 0 0
28 - 32 0.3 1.2
33 - 37 0.5 2.0
38 - 42 0.7 2.8
43 - 47 1.0 4.0
48 - 52 1.3 5.2
53 - 57 1.7 6.8
58 - 62 2.1 8.4
63 -67 2.6 10.4
68 or more 3.0 12.0
The hearing loss in decibels in the first column is the arithmetic average of
thresholds of hearing measured in each ear in turn by pure tone, air conduction
audiometry at frequencies of 500, 1,000 and 2,000 Hz.
For hearing impairment, see Sections XIII, “Traumatic Hearing Loss” and XIV,
“Non-Traumatic Hearing Loss”.
A. Vestibular Disorders
The following table is adapted from the AMA Guides, 5th Edition.
Percentage
2. Structural Change
Percentage
Recurrent subluxating or dislocating disc:
Unilateral ................................................................................................ 1
Bilateral ................................................................................................. 3
Recurrent subluxating or dislocating joint:
Unilateral ................................................................................................ 2
Bilateral ................................................................................................. 4
Meniscal repair or meniscectomy:
Unilateral ................................................................................................ 2
Bilateral ................................................................................................. 4
Meniscectomy and alloplastic implant or soft tissue:
Unilateral ................................................................................................ 5
Bilateral ............................................................................................... 10
Arthroplasty (total joint) reconstruction/resection:
Unilateral ................................................................................................ 5
Bilateral ................................................................................................ 10
Arthroscopic surgical debridement/synovectomy:
Unilateral ................................................................................................ 1.5
Bilateral .................................................................................................. 3
3. Malocclusion (Post-Traumatic)
AP Angina pectoris
EF Ejection fraction = the fraction of blood ejected by the heart in one beat
HF Heart failure
HR Heart rate
MET A unit of measurement of heat production by the body; the metabolic heat
produced by a resting/sitting subject, being 50 kgm calories per metre of
body surface per hour; energy expended during a given activity is usually
expressed in multiples of this resting metabolic energy or "METS".
MI Myocardial infarction
VT Ventricular tachycardia
Percentage
CLASS DESCRIPTION
Individual has cardiac disease but no resulting limitation of
I physical activity; ordinary physical activity does not cause
undue fatigue, palpitation, dyspnea or anginal pain.
Individual has cardiac disease resulting in slight limitation of
physical activity; is comfortable at rest and in the performance
II of ordinary light, daily activities; greater than ordinary physical
activity, such as heavy physical exertion, results in fatigue,
palpitation, dyspnea, or anginal pain.
Individual has cardiac disease resulting in marked limitation of
III physical activity; is comfortable at rest; ordinary physical
activity results in fatigue, palpitation, dyspnea, or anginal pain.
Individual has cardiac disease resulting in inability to carry on
any physical activity without discomfort; symptoms of
IV inadequate cardiac output, pulmonary congestion, systemic
congestion, or anginal syndrome may be present, even at rest;
if any physical activity is undertaken, discomfort is increased.
B. Pericardial Disease
Percentage
Grade 1 No symptoms with normal daily activities or moderately 0–9
heavy physical exertion but evidence from either physical
examination or laboratory studies of pericardial disease
AND
Continuous treatment not required, and no signs of
cardiac enlargement or of congestion of lungs or other
organs
OR
In an individual who has had surgical removal of the
pericardium or a surgical window for drainage, no
adverse consequences from treatment and meets above
criteria
AND
Has recovered from surgical pericardiectomy and
continues to have symptoms, signs, and laboratory
evidence described above.
C. Arrhythmias
Percentage
Grade 1 Asymptomatic during ordinary activities and a cardiac 0–9
arrhythmia is documented by ECG, or has had an
isolated syncopal episode
AND
No documentation of three or more consecutive ectopic
beats or periods of asystole > 1.5 seconds and both atrial
and ventricular rates are maintained between 50 and 100
beats per minute
AND
No evidence of organic heart disease
OR
Has recovered from surgery or a catheter procedure to
correct arrhythmia and above criteria are met
D. Hypertension
Percentage
Grade 1 Asymptomatic; stage 1 or 2 hypertension without 0–9
medications
OR
Normal blood pressure on antihypertensive medication
AND
No evidence of end organ damage
E. Pulmonary Hypertension
Percentage
Grade 1 No symptoms or signs of right HF and mild pulmonary 0–9
hypertension (PAP 40-50 mm Hg) or a Doppler
echocardiography derived peak tricuspid velocity of
3.0-3.5 m/sec
Percentage
Grade 1 Neither intermittent claudication nor pain at rest 0–4
OR
Only transient edema
AND
Physical examination not more than the following
present:
Loss of pulses; minimal loss of subcutaneous tissue of
fingertips; calcification of arteries on x-ray;
asymptomatic dilation of arteries or veins, not requiring
surgery and not resulting in curtailment of activity
OR
Raynaud's symptoms with or without obstructive
physiology (documented by finger/brachial indices of >
0.8 or low digital temperatures with decreased laser
Doppler signals that do not normalize with warming of
affected digits) that completely responds to lifestyle
changes and/or medical therapy
OR
Vascular damage evidenced by healed amputation of
two or more digits of one extremity with evidence of
persistent vascular disease or superficial ulceration
Percentage
Grade 1 Neither intermittent claudication nor pain at rest 0–4
OR
Only transient edema
AND
On physical examination, not more than the following
findings:
Loss of pulses; minimal loss of subcutaneous tissue;
calcification of arteries detected by x-ray; asymptomatic
dilation of arteries or veins, not requiring surgery and
not resulting in curtailment of activity
OR
Vascular damage evidenced by a sign such as a
healed, painless stump of an amputated digit showing
evidence of persistent vascular disease, or a healed
ulcer
Percentage
Grade 1 Symptoms or signs of upper digestive tract disease, or 0–9
anatomic loss or alteration
AND
Continuous treatment not required
AND
Maintains weight at desirable level
OR
No sequelae after surgical procedures
Percentage
Grade 1 Symptoms and signs of colonic or rectal disease 0–9
infrequent and of brief duration
AND
Limitation of activities, special diet or medication not
required
AND
No systemic manifestations present and weight and
nutritional state can be maintained at desirable level
OR
No sequelae after surgical procedures
C. Anal Disease
Percentage
Grade 1 Signs of organic anal disease or anatomic loss or 0–9
alteration
OR
Mild incontinence involving gas or liquid stool
OR
Anal symptoms mild, intermittent, and controlled by
treatment
D. Liver Disease
Percentage
Grade 1 Objective evidence of persistent liver disease; no 0 – 14
symptoms of liver disease and no history of ascites,
jaundice, or bleeding esophageal varices within 3 years
AND
Good nutrition and strength
AND
Biochemical studies indicate minimal disturbance of
function
OR
Primary disorders of bilirubin metabolism
Percentage
Grade 1 Occasional biliary tract dysfunction episode 0 – 14
Grade 2 Recurrent biliary tract impairment, irrespective of 15 – 29
treatment
Grade 3 Irreparable biliary tract obstruction with recurrent 30 – 49
cholangitis
Grade 4 Persistent jaundice, progressive liver disease due to 50 – 95
common bile duct obstruction
Percentage
Grade 1 Diminution of upper urinary tract function as evidenced by 0 – 14
creatinine clearance of 70-90 L/24h (52-62.5 ml/min)
OR
Intermittent symptoms and signs of upper urinary tract
dysfunction that do not require continuous treatment or
surveillance
Note: A worker with only one functioning kidney may have normal renal function
due to the efficiency of the remaining kidney; however, the normal safety
factor is lost. Value for a worker with one functioning kidney loss is 15%.
B. Bladder Disorders
Percentage
Grade 1 Clinical signs or sequelae requiring occasional 0–5
treatment
C. Urethral Disorders
Percentage
(a) Stricture
Grade 1 Requiring occasional dilation 0–5
Grade 2 Requiring dilation 6 – 10
(b) Fistula(e) 15
(c) Diverticula(e) with recurrent complications 5
D. Penile Disorders
Percentage
Grade 1 Sexual function is possible but with varying degrees of 0–9
difficulty with erection, ejaculation, or sensation
Penile implant with good sensation lower range of Grade 2; with poor sensation
upper range Grade 2.
E. Vulvar/Vaginal Disorders
Percentage
Grade 1 Sexual relations possible, but with slight difficulty 0–5
(delivery by birth canal possible)
Percentage
Unilateral Bilateral
Percentage
Mild - minimal disturbance in comprehension and
production of language symbols of daily living ........................................ 0 – 25
Moderate - moderate disturbance in comprehension
and production of language symbols of daily living................................ 30 – 70
Marked - inability to comprehend language symbols.
Production of unintelligible or inappropriate language
for daily activities ................................................................................... 75 – 95
Extreme - complete inability to communicate or
comprehend language symbols ................................................................... 100
Percentage
Mild - some impairment but ability remains to
satisfactorily perform most activities of daily living................................... 0 – 25
Moderate - impairment necessitates direction
and supervision of daily living activities ................................................. 30 – 70
Marked - impairment necessitates directed care under
continued supervision and confinement in home or other facility........... 75 – 95
Extreme - individual is unable without supervision to
care for self and be safe in any situation ..................................................... 100
Percentage
Mild - impairment levels are compatible with most useful functioning...... 0 – 25
Moderate - impairment levels are compatible with some
but not all useful functioning .................................................................. 30 – 70
Marked - impairment levels significantly impede useful functioning....... 75 – 95
Extreme - impairment levels preclude most useful functioning .................... 100
A Introduction
• The upper respiratory system: the nose, throat, larynx and trachea.
• The lower respiratory system: all other respiratory structures within the
chest cavity, including the chest wall cage.
Percentage
Nasal obstruction
• unilateral minor............................................................................ 0
significant ..................................................................... 1
complete ...................................................................... 2
• bilateral minor............................................................................ 0
significant ..................................................................... 2.5
complete ...................................................................... 5
Tracheal obstruction
• minor ................................................................................................ 0 – 10
• significant ....................................................................................... 11 – 25
1. General Principles
(d) Pulmonary function tests are the most useful clinical studies for
assessing pulmonary functional changes.
2. Symptoms
(a) Dyspnea
• most common symptom in pulmonary impairment.
• non-specific - cardiac, hematologic metabolic, neurologic,
psychological or physical fitness causes
(c) Hemoptysis
• Conditions that are often associated with hemoptysis include
bronchogenic carcinoma, pulmonary emboli, bronchiectasis,
tuberculosis, aspegilloma, and arteriovenous malformations.
(d) Wheezing
• high pitched musical sounds
• inspiratory or stridor suggests laryngeal causes
• expiratory suggests bronchospasm
• Tracings with the highest FVC and FEV1 are used to occur on
different expiratory efforts.
• Reliable population data are not yet available for other ethnic
groups, such as Hispanics, Native North Americans and Asians,
although similar in tendencies to North American blacks, have been
noticed in these racial groups, it is still recommended that the
values for North American whites be used in assessing their
respiratory impairment.
• Extrapulmonary factors
i) Pulmonary hypertension
ii) Cor pulmonale
iii) Increasingly severe hypoxia during exercise testing
iv) Erythrocytosis
• A worker must meet all of the listed criteria except for VO2 max
in order to be considered non-impaired (see table in Appendix C
"Impairment Classification For Respiratory Disease, Using
Pulmonary Function and Exercise Tests").
Either Tables A (1-3), Table B or Table C apply to assess asthma severity. The
following considerations determine which tables or table to apply:
• Tables A1, A2 and A3 are used to make a clinical assessment based upon lung
function tests and medication needs. The scores from Tables A1, A2 and A3 are
added to obtain a total score for asthma severity.
• If the total score from Tables A1, A2 and A3 is “0”, Table B is used to assess the
severity of subjective symptoms.
• If the score from Table B is also “0”, Table C is used to assess sensitization in an
asymptomatic worker, resulting in the need to avoid work environments
containing a sensitizing agent.
• Based on the asthma severity score from Tables A (1-3), Table B or Table C,
Table D is then used to assign a percentage disability rating.
4 <50% of predicted
4 n/a n/a
Score Medication
0 None
If FEV1 is ≥ to the lower limit of normal, PC20 should be determined and used for
rating asthma severity; if FEV1 is 70% to 80%, either reversibility or PC20 can be
used; if FEV1 is < 70% of the predicted, reversibility only is used for rating
asthma severity.
Score Symptoms
0 None
Table C: Sensitization
Score Sensitization
Treatment
Grade Signs and Symptoms (see below for Percentage
details)
Grade 1 Skin disorder signs and symptoms not present when Requires no 1–2
the worker is removed from a workplace sensitizing treatment.
agent, but the worker reacts with recurrent signs and
symptoms of marked extent and severity when
exposed to the sensitizing agent. The worker
experiences these signs and symptoms when the
worker returns to the workplace under conditions that
do not expose the worker to irritant levels of the
sensitizing agent or other known dermal irritants. After
considering medical advice, the Board determines that
the worker must avoid workplaces containing the
sensitizing agent.
In assessing the disability rating, the Board considers
the extent to which the sensitizing agent is commonly
found in work environments. Generally, the more
common the sensitizing agent, the higher the disability
rating.
Grade 2 Skin disorder signs and symptoms present or Requires no or 3–5
intermittently present. intermittent
treatment with
agents listed in
1 below.
Grade 3 Skin disorder signs and symptoms intermittently or Requires 6 – 24
constantly present. intermittent
treatment with
agents listed in
1 and 2 below.
Grade 4 Skin disorder signs and symptoms constantly present. Constant 25 – 50
treatment with
agents listed in
1 and 2 below.
Cases such as
these are rare
and require
tertiary level
medical input.
In evaluating the severity of the worker’s condition and its effect on earning
capacity, the Board may consider the limitations experienced by the worker in the
worker’s activities of daily living.
1. Treatments
Topical Treatment
Topical treatment may be indicated for mild cases of contact dermatitis with
limited site of involvement, acute contact dermatitis when the offending agent has
been removed, or chronic contact dermatitis with limited symptoms.
Systemic Treatment
• Antihistamines
• Antibiotics
Systemic treatment may be indicated for control of itching and/or edema even in
cases of limited extent. Systemic treatment may also be indicated for moderate
to severe acute and/or chronic contact dermatitis. Such treatments include:
• Antihistamines
• Corticosteroids (oral or parenteral)
• Antibiotics (oral or parenteral)
• Psoralen (topical or oral) and ultraviolet A radiation (PUVA)
• Azathioprine
• Cyclosporin
Table 1: Average Performance of All Subjects on Grip Strength Table 1: Average Performance of All Subjects on Grip Strength
(pounds) (kilograms)
Men Women Men Women
Age Hand Mean SD SE Low High Mean SD SE Low High Age Hand Mean SD SE Low High Mean SD SE Low High
20-24 R 121.0 20.6 3.8 91 167 70.4 14.5 2.8 46 95 20-24 R 54.9 9.3 1.7 41.3 75.7 31.9 6.6 1.3 20.9 43.1
L 104.5 21.8 4.0 71 150 61.0 13.1 2.6 33 88 L 47.4 9.9 1.8 32.2 68.0 27.7 5.9 1.2 15.0 39.9
25-29 R 120.8 23.0 4.4 78 158 74.5 13.9 2.7 48 97 25-29 R 54.8 10.4 2.0 35.4 71.7 33.8 6.3 1.2 21.8 44.0
L 110.5 16.2 3.1 77 139 63.5 12.2 2.4 48 97 L 50.1 7.3 1.4 34.9 63.0 28.8 5.5 1.1 21.8 44.0
30-34 R 121.8 22.4 4.3 70 170 78.7 19.2 3.8 46 137 30-34 R 55.2 10.2 2.0 31.8 77.1 35.7 8.7 1.7 20.9 62.1
L 110.4 21.7 4.2 64 145 68.0 17.7 3.5 36 115 L 50.1 9.8 1.9 29.0 65.8 30.8 8.0 1.6 16.3 52.2
35-39 R 119.7 24.0 4.8 76 176 74.1 10.8 2.2 50 99 35-39 R 54.3 10.9 2.2 34.5 79.8 33.6 4.9 1.0 22.7 44.9
L 112.9 21.7 4.4 73 157 66.3 11.7 2.3 49 91 L 51.2 9.8 2.0 33.1 71.2 30.1 5.3 1.0 22.2 41.3
40-44 R 116.8 20.7 4.1 84 165 70.4 13.5 2.4 38 103 40-44 R 53.0 9.4 1.9 38.1 74.8 31.9 6.1 1.1 17.2 46.7
L 112.8 18.7 3.7 73 157 62.3 13.8 2.5 35 94 L 51.2 8.5 1.7 33.1 71.2 28.3 6.3 1.1 15.9 42.6
45-49 R 109.9 23.0 4.3 65 155 62.2 15.1 3.0 39 100 45-49 R 49.8 10.4 2.0 29.5 70.3 28.2 6.8 1.4 17.7 45.4
L 100.8 22.8 4.3 58 160 56.0 12.7 2.5 37 83 L 45.7 10.3 2.0 26.3 72.6 25.4 5.8 1.1 16.8 37.6
50-54 R 113.6 18.1 3.6 79 151 65.8 11.6 2.3 38 87 50-54 R 51.5 8.2 1.6 35.8 68.5 29.8 5.3 1.0 17.2 39.5
L 101.9 17.0 3.4 70 143 57.3 10.7 2.1 35 76 L 46.2 7.7 1.5 31.8 64.9 26.0 4.9 0.95 15.9 34.5
55-59 R 101.1 26.7 5.8 59 154 57.3 12.5 2.5 33 86 55-59 R 45.9 12.1 2.6 26.8 69.9 26.0 5.7 1.1 15.0 39.0
L 83.2 23.4 5.1 43 128 47.3 11.9 2.4 31 76 L 37.7 10.6 2.3 19.5 58.1 21.5 5.4 1.1 14.1 34.5
60-64 R 89.7 20.4 4.2 51 137 55.1 10.1 2.0 37 77 60-64 R 40.7 9.3 1.9 23.1 62.1 25.0 4.6 0.91 16.8 34.9
L 76.8 20.3 4.1 27 116 45.7 10.1 2.0 29 66 L 34.8 9.2 1.9 12.2 52.6 20.7 4.6 0.91 13.2 29.9
65-69 R 91.1 20.6 4.0 56 131 49.6 9.7 1.8 35 74 65-69 R 41.3 9.3 1.8 25.4 59.4 22.5 4.4 0.82 15.9 33.6
L 76.8 19.8 3.8 43 117 41.0 8.2 1.5 29 63 L 34.8 9.0 1.7 19.5 53.1 18.6 3.7 0.68 13.2 28.6
70-74 R 75.3 21.5 4.2 32 108 49.6 11.7 2.2 33 78 70-74 R 34.2 9.8 1.9 14.5 49.0 22.5 5.3 1.0 15.0 35.4
L 64.8 18.1 3.7 32 93 41.5 10.2 1.9 23 67 L 29.4 8.2 1.7 14.5 42.2 18.8 4.6 0.86 10.4 30.4
75+ R 65.7 21.0 4.2 40 135 42.6 11.0 2.2 25 65 75+ R 29.8 9.5 1.9 18.1 61.2 19.3 5.0 1.0 11.3 29.5
L 55.0 17.0 3.4 31 119 37.6 8.9 1.7 24 61 L 24.9 7.7 1.5 14.1 54.0 17.1 4.0 0.77 10.9 27.7
All R 104.3 28.3 1.6 32 176 62.8 17.0 0.96 25 137 All R 47.3 12.8 0.73 14.5 79.8 28.5 7.7 0.44 11.3 62.1
subjects L 93.1 27.6 1.6 27 160 53.9 15.7 0.88 23 115 subjects L 42.2 12.5 0.73 12.2 72.6 24.4 7.1 0.40 10.4 52.2
ADULT PINCH AND GRIP STRENGTH, Mathiowetz et al. [Arch. Phys. ADULT PINCH AND GRIP STRENGTH, Mathiowetz et al. [Arch. Phys.
Med. Rehabil. Vol. 66, Feb 85] Med. Rehabil. Vol. 66, Feb 85]
Table 2: Average Performance of All Subjects on Key Pinch Table 2: Average Performance of All Subjects on Key Pinch
(pounds) (kilograms)
Men Women Men Women
Age Hand Mean SD SE Low High Mean SD SE Low High Age Hand Mean SD SE Low High Mean SD SE Low High
20-24 R 26.0 3.5 0.65 21 34 17.6 2.0 0.39 14 23 20-24 R 11.8 1.6 0.29 9.5 15.4 8.0 0.91 0.18 6.4 10.4
L 24.8 3.4 0.64 19 31 16.2 2.1 0.41 13 23 L 11.2 1.5 0.29 8.6 14.1 7.3 1.0 0.19 5.9 10.4
25-29 R 26.7 4.9 0.94 19 41 17.7 2.1 0.41 14 22 25-29 R 12.1 2.2 0.43 8.6 18.6 8.0 1.0 0.19 6.4 10.0
L 25.0 4.4 0.85 19 39 16.6 2.1 0.41 13 22 L 11.3 2.0 0.39 8.6 17.7 7.5 1.0 0.19 5.9 10.0
30-34 R 26.4 4.8 0.93 20 36 18.7 3.0 0.60 13 25 30-34 R 12.0 2.2 0.42 9.1 16.3 8.5 1.4 0.27 5.9 11.3
L 26.2 5.1 0.98 17 36 17.8 3.6 0.70 12 26 L 11.9 2.3 0.44 7.7 16.3 8.1 1.6 0.32 5.4 11.8
35-39 R 26.1 3.2 0.65 21 32 16.6 2.0 0.40 12 21 35-39 R 11.8 1.5 0.29 9.5 14.5 7.5 0.9 0.18 5.4 9.5
L 25.6 3.9 0.77 18 32 16.0 2.7 0.53 12 22 L 11.6 1.8 0.35 8.2 14.5 7.3 1.2 0.24 5.4 10.0
40-44 R 25.6 2.6 0.50 21 31 16.7 3.1 0.56 10 24 40-44 R 11.6 1.2 0.23 9.5 14.1 7.6 1.4 0.25 4.5 10.9
L 25.1 4.0 0.79 19 31 15.8 3.1 0.55 8 22 L 11.4 1.8 0.36 8.6 14.1 7.2 1.4 0.25 3.6 10.0
45-49 R 25.8 3.9 0.73 19 35 17.6 3.2 0.65 13 24 45-49 R 11.7 1.8 0.33 8.6 15.9 8.0 1.5 0.29 5.9 10.9
L 24.8 4.4 0.84 18 42 16.6 2.9 0.58 12 24 L 11.2 2.0 0.38 8.2 19.1 7.5 1.3 0.26 5.4 10.9
50-54 R 26.7 4.4 0.88 20 34 16.7 2.5 0.50 12 22 50-54 R 12.1 2.0 0.40 9.1 15.4 7.6 1.1 0.23 5.4 10.0
L 26.1 4.2 0.84 20 37 16.1 2.7 0.53 12 22 L 11.8 1.9 0.38 9.1 16.8 7.3 1.2 0.24 5.4 10.0
55-59 R 24.2 4.2 0.92 18 34 15.7 2.5 0.50 11 21 55-59 R 11.0 1.9 0.42 8.2 15.4 7.1 1.1 0.23 5.0 9.5
L 23.0 4.7 1.02 13 31 14.7 2.2 0.44 12 19 L 10.4 2.1 0.46 5.9 14.1 6.7 1.0 0.20 5.4 8.6
60-64 R 23.2 5.4 1.13 14 37 15.5 2.7 0.55 10 20 60-64 R 10.5 2.4 0.51 6.4 16.8 7.0 1.2 0.25 4.5 9.1
L 22.2 4.1 0.84 16 33 14.1 2.5 0.50 10 19 L 10.1 1.9 0.38 7.3 15.0 6.4 1.1 0.23 4.5 8.6
65-69 R 23.4 3.9 0.75 17 32 15.0 2.6 0.49 10 21 65-69 R 10.6 1.8 0.34 7.7 14.5 6.8 1.2 0.22 4.5 9.5
L 22.0 3.6 0.70 17 28 14.3 2.8 0.53 10 20 L 10.0 1.6 0.32 7.7 12.7 6.5 1.3 0.24 4.5 9.1
70-74 R 19.3 2.4 0.47 16 25 14.5 2.9 0.54 8 22 70-74 R 8.8 1.1 0.21 7.3 11.3 6.6 1.3 0.24 3.6 10.0
L 19.2 3.0 0.59 13 28 13.8 3.0 0.56 9 22 L 8.7 1.4 0.27 5.9 12.7 6.3 1.4 0.25 4.1 10.0
75+ R 20.5 4.6 0.91 9 31 12.6 2.3 0.45 8 17 75+ R 9.3 2.1 0.41 4.1 14.1 5.7 1.0 0.20 3.6 7.7
L 19.1 3.0 0.59 13 24 11.4 2.6 0.50 7 16 L 8.7 1.4 0.27 5.9 10.9 5.2 1.2 0.23 3.2 7.3
All R 24.5 4.6 0.26 9 41 16.2 3.0 0.17 8 25 All R 11.1 2.1 0.12 4.1 18.6 7.3 1.4 0.08 3.6 11.3
subjects L 23.6 4.6 0.26 11 42 15.3 3.1 0.18 7 26 subjects L 10.7 2.1 0.12 5.0 19.1 6.9 1.4 0.08 3.2 11.8
*FVC in litres = 0.0600 H – 0.0214 A – 4.650. R2 = 0.54; SEE = 0.644; 95% confidence level = 1.115. Definitions of abbreviations: R2 = coefficient of determination; SEE = standard
error of estimate; H = height in cm; A = age in years. BTPS = body temperature, ambient pressure, and saturated with water vapour at these conditions. Adapted from Crapo et al.2
*FVC values are given in litres. The values listed here reflect the FVC as listed in Table 5-2a minus 1.115 L (95% confidence interval). Adapted from Crapo et al.2
*FVC in litres = 0.0491 H – 0.0216 A – 3.590. R2 = 0.74; SEE = 0.393; 95% confidence interval = 0.676. Definitions of abbreviations: R2 = coefficient of determination; SEE =
standard error of estimate; H = height in cm; A = age in years. BTPS = body temperature, ambient pressure, and saturated with water vapour at these conditions. Adapted from
Crapo et al.2
*FVC values are given in litres. The values listed here reflect the FVC as listed in Table 5-3a minus 0.676 L (95% confidence interval). Adapted from Crapo et al.2
*FEV1 in litres = 0.0414 H – 0.0244 A – 2.190, R2 = 0.64; SEE = 0.486; 95% confidence interval = 0.842. Definitions of abbreviations: R2 = coefficient of determination; SEE =
standard error of estimate; H = height in cm; A = age in years. BTPS = body temperature, ambient pressure, and saturated with water vapour at these conditions. Adapted from
Crapo et al.2
*FEV1 values are given in litres. The values listed here reflect the FEV1 as listed in Table 5-4a minus 0.842 L (95% confidence interval). Adapted from Crapo et al.2
*FEV1 in litres = 0.0342 H – 0.0225 A – 1.578, R2 = 0.80; SEE = 0.326; 95% confidence interval = 0.561. Definitions of abbreviations: R2 = coefficient of determination; SEE =
standard error of estimate; H = height in cm; A = age in years. BTPS = body temperature, ambient pressure, and saturated with water vapour at these conditions. Adapted from
Crapo et al.2
*FEV1 values are given in litres. The values listed here reflect the FEV1 as listed in Table 5-5a minus 0.561 L (95% confidence interval). Adapted from Crapo et al.2
*Dco in mL/min/mm Hg = 0.410 H – 0.210 A – 26.31. R2 = 0.60; SEE = 4.82; 95% confidence interval = 8.2. Definitions of abbreviations: R2 = coefficient of determination; SEE =
standard error of estimate; H = height in cm; A = age in years. STPD = temperature 0°C, pressure 760 mm Hg, and dry (0 water vapour). The regression analysis has been
normalized to a standard hemoglobin of 146 g/L by means of Cotes’ modification of the relationship described by Roughton and Forster. Adapted from Crapo and Morris.9
*Dco values are given in mL/min/mm Hg. The values listed here reflect the Dco as listed in Table 5-6a minus 8.2 (95% confidence interval). Adapted from Crapo and Morris.9
*Dco in mL/min/mm Hg = 0.267 H – 0.148 A – 10.34. R2 = 0.60; SEE = 3.40; 95% confidence interval = 5.74. Definitions of abbreviations: R2 = coefficient of determination; SEE =
standard error of estimate; H = height in cm; A = age in years. STPD = temperature 0°C, pressure 760 mm Hg, and dry (0 water vapour). The regression analysis has been
normalized to a standard hemoglobin of 125 g/L (the original equation was normalized to a standard hemoglobin of 146 g/L) by means of Cotes’ modification of the relationship
described in Roughton and Forster. Adapted from Crapo and Morris.9
*Dco values are given in mL/min/mm Hg. The values listed here reflect the Dco as listed in Table 5-7a minus 5.74 (95% confidence interval). Adapted from Crapo and Morris.9
PERCENT
VALUE OF
TEST FVC FEV1 FEV1/FVC Dco VO2 MAX WHOLE
PERSON
G 1 Measured FVC Measured FEV1 FEV1/FVC Dco > lower VO2 MAX > 25
R > lower limit of > lower limit of > lower limit of limit of normal ml/(kg.min) OR 0
A normal AND normal AND normal AND OR > 7.1 METS
D
E 2 > 60% of > 60% of > 60% of > 20 and < 25
predicted and predicted and predicted and ml/(kg. min) OR
< lower limit of < lower limit of < lower limit of 5.7 -7.1 METS 10 - 25
normal OR normal OR normal OR
3 > 51% and > 41% and < 59% > 41% and > 15 and <20
< 59% of of predicted OR < 59% of (ml/(kg.min) OR
predicted OR predicted OR 4.3 to < 5.7 26 - 50
METS
4 < 50% of < 40% of < 40% of < 15 ml/(Kg.min)
predicted OR predicted OR predicted OR OR
< 1.05 L/min 51 - 100
OR
< 4.3 METS
___________________ a)
1997 $2,659.00
1998 2,679.00
1999 2,705.00
2000 2,755.00
1 Computed as 4.33 times the Industrial Aggregate Average Weekly Wage for British Columbia.
Editions of this table distributed prior to 1986 were based on the Industrial Composite Average
Weekly Wage for British Columbia. The basis for the Industrial Aggregate was changed in
1994. The average wage index for each of the years in this table has been put on the current
Industrial Aggregate basis, so that ratios can be taken between indexes for any two years in
the table.
The figure in Item (5) is transferred to Item (g) on the worksheet for workers
under 65.
Note, if Item 3 on this supplement is zero for the first claim considered, it
will be zero for all claims in the series.
The cash figure in Item (2) will be adjusted with the Consumer Price Index,
the first such adjustment being made on July 1, 1976.
Since June 30, 2002, the percentage change in the Consumer Price Index
determined under section 333 of the Act, as described in policy item
#51.20, is used.
Rates
14 2.0
15 1.7
16 1.5
17 1.3
18 1.2
19 1.2
20 1.1
21 1.1
22 1.1
23 or over 1.0
Date Amount