WESTERN UNION MONEY TRANSFER

Western Union offers one of the easiest ways for families and friends to send money and stay connected almost anywhere in the world. It all comes down to the relationships we've established over many years. We take pride in being close to our consumers. Together with our Agents, we speak our consumers' languages and live in our consumers' neighborhoods. And we share our consumers' cultures. We are a significant part of each other's lives. As a result, our Agents and employees are more like ambassadors. They are ambassadors of trust. Ambassadors of responsibility. And ambassadors of hope. They are the living, breathing manifestation of who we are as a company and everything we stand for: Integrity. Partnership. Opportunity. Passion. Teamwork.

our values
We do business each day with absolute integrity, honesty and passion, partnering as a team to meet our consumers' needs.
The values that matter most to our employees shape the core values of Western Union. They are a part of the fabric of our day-to-day work experience and demonstrate behaviors that foster a positive, inclusive and engaging company culture. Our values define who we are and what we stand for as a company. Living these values is at the heart of all that we do, and is demonstrated every day in our interactions with consumers, colleagues and the global community.

integrity
We do business each day with an absolute commitment to ethics, honesty and credibility. Our employees and Agents foster trust, so our consumers are confident their transactions are fast and reliable.

partnership
Our partnerships with employees, Agents and organizations that support our business are critical to our success. These partnerships enable us to better understand our consumers in order to deliver services that meet or exceed their needs and our shareholders' expectations.

opportunity
We develop our people through new opportunities and challenges; we recognize and reward high performers; we embrace diversity and varied perspectives; and we respect the commitment our people make to our business, their families and society.

passion
We are passionate about our business, doing the right thing for our people and proud to enable our consumers to achieve their dreams. We lead by example in giving back to the communities we serve and improving our world.

teamwork
We are one team, working together for one world. We have a dynamic and inclusive work environment where our people share the desire to win.

history
For more than 160 years, the familiar signs of Western Union have stood as a trusted symbol for connecting friends, family and businesses around the world.
Known today as an innovator in financial services, The Western Union Company has become an industry leader in global money transfer with approximately 470,000 Agent locations in 200 countries and territories. From the roots of our signature telegram business, we expanded and evolved our services in 1871 to offer electronic money transfer. Today, Western Union offers money order, money transfer, payment and prepaid services. While the telegram is a memory, we continue a long history of connecting people around the corner and around the globe with financial services that are fast, reliable and convenient.

1851
Western Union was founded in 1851 as the New York and Mississippi Valley Printing Telegraph Company

1856
The company changed its name to Western Union in 1856 to mark the consolidation of several telegraph lines in what was then the Western-most reaches of the American telegraph system

1861
Western Union completed the first transcontinental telegraph line across North America in 1861

1869
The first successful stock ticker was introduced by Western Union in 1869

1871
Western Union introduced money transfer in 1871

1884
Western Union was one of the original 11 stocks included in the first Dow Jones Average in 1884

1896
In 1896, Western Union provided service to Europe, Northern Africa, North and South America, Australia and Asia

1914
In 1914, Western Union introduced the first consumer charge card

1933
In 1933, Western Union delivered the first singing telegram

1943
Western Union pioneered the first commercial inter-city microwave communications system in 1943

1974
The first commercial satellite in the U.S. was introduced by Western Union in 1974

1980
In 1980, revenue from the money transfer service exceeded telegram service revenue for the first time in Western Union history

1993
In 1993, Western Union introduced the first prepaid, disposable telephone card

2001
Celebrating its 150-year anniversary in 2001, Western Union expanded to more than 100,000 Agent locations worldwide

2006
In 2006, The Western Union Company handled 147 million consumer -to-consumer money transfers and 249 million consumer-to-business transactions

services
Western Union does so much more than simply send money. Every day we help people connect with loved ones around the world by offering a fast, reliable and convenient means of transferring money.
Under its Western Union, Orlandi Valuta and Vigo brands, The Western Union Company provides consumers fast, reliable and convenient ways to send and receive money around the world, as well as send payments and purchase money orders. We operate through a network of approximately 470,000 Agent locations in 200 countries and territories

consumer-to-consumer
Connect with loved ones throughout the world by sending your support through Western Union.

consumer-to-business
Simplify your everyday life by sending utilities, car loans and mortgage payments through Western Union.

business-to-business
Custom House allows you to make international payments, receive foreign currency and protect your business with currency risk management services.

other services

Enhance your financial management with money orders, prepaid cards, and other financial servi ces from Western Union.

leadership
We strive to meet our consumers expectations. We remain competitively positioned in a fast -growing worldwide market.
At Western Union, leadership takes more than the latest technology to quickly send money and connect millions worldwide. It takes a team of dedicated people who understand the evolving needs of consumers, while maintaining the integrity of our promise to provide convenience, trust and reliability. Our company leaders continue to build upon our heritage a live our values as we adapt our business to the needs of the nd marketplace.

management team
Meet the Western Union management team that makes key decisions, drives our vision and leads our employees worldwide.

board of directors
Find out more about the experience and expertise of the Western Union Board of Directors.

board committees
Learn which Western Union directors chair and serve on the Audit, Corporate Governance and Public Policy and Compensation and Benefits committees.

Global organization
With more and more people leaving their homelands to make a living in other countries, the value of our services increases immensely and we have committed more resources toward various regions.
The Western Union Company, under the Western Union, Orlandi Valuta and Vigo brands, touches people around the world with approximately 470,000 Agent locations in 200 countries and territories. We are becoming an integral part of the fabric of local communities everywhere. There has never been a greater demand for our services. Hundreds of millions of people currently live outside of their home countries and use Western Union

services to remain connected to their families and homelands. We are committed to bringing our service to every corner of the world.

consumer protection
We strive to educate consumers on safeguarding transactions and personal information, and avoiding fraud when using Western Union services.
Every day, millions of consumers rely on Western Union Money Transfer services to send money to loved ones near and far. If consumers are sending money to someone they don't know personally, they could be putting themselves at risk for fraud. At Western Union, we value the consumers who use our services. That's why we remind consumers to protect themselves and their hard-earned money.

agents
Every day, The Western Union Company works with our Agent network of approximately 470,000 locations to help people all over the world realize their dreams.
Western Union has a history of adapting our business to meet the changing needs of the people we serve. So as more of our consumers continue moving to more places around the world, our Agent relationships have never been more important. The relationship between a consumer and their Western Union Agent is a special o ne. Our Agents' deep understanding of the communities they serve comes from the fact that they live in these communities themselves. Our strong Agent relationships are the primary reason our Western Union Gold Card loyalty program has more than 11 million active cards operating in 2008. And their long tenure with Western Union gives them the knowledge and insight to create customized solutions on a local basis. We continually look to implement new strategies that will allow our service, our technology and our Agents to have an even greater impact in our communities.