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Bank Account Name: REYNALDO M.

CALDA
Bank: China Bank
Address: China Bank Otis

Bank Account No. 120602028246

Corporate Goals
DIGICARS AUTO FINANCING CORP. will have a fifteen (15%) percent increase in sales after three years.
By this time, DIGICARS AUTO FINANCING CORP. have also opened three additional branches outside
Metro Manila.

Company’s Financial and Internal Controls

Marketing Plan

Target Market
DIGICARS AUTO FINANCING CORP. will target not only the clients of its sister company DIGICARS AUTO
TRADING INC., but will also cater to small and medium business enterprise who needs financing
assistance related to their respective businesses.

Marketing Strategies
DIGICARS AUTO FINANCING CORP. will offer motorcycle loans and car loans, that are available for all
qualified clients endorsed by DIGICARS AUTO TRADING INC, as well as from online applicants. DIGICARS
AUTO FINANCING CORP will maintain a neutral pricing strategy because the products being offered can
be considered in the Philippines as a usual commodity. The “price” component is the interest rate
charged to clients, and we follow strict lending rules in the Philippines. The best pricing strategy on price
is not to compete but to go with the flow of other financing institutions.
These loan products will be available in the main office of DIGICARS AUTO FINANCING CORP, located
inside DIGICARS AUTO TRADING INC for easy access of the clients.

Promotion
DIGICARS AUTO FINANCING CORP. will have Business Development Officers who are responsible for
meeting with clients, and communicate with them all the information regarding the financial products.
Client Assistance Officers are available to answer queries online and over the phone, who needs
information and clarifications regarding the financial products offered by DIGICARS AUTO FINANCING
CORP.

Aside from these personal approach, DIGICARS AUTO FINANCING


CORP. will also engage in online advertising on different social media platforms.

Distribution
The loan products of DIGICARS AUTO FINANCING CORP are available for clients not only on the physical
offices but also online thru the internet.

Internal Control
1. Time updating of all available data as well as updating management policies and practices
related to financial management.
2. Analyzing all operational scenarios. Before imposing financial controls permanently, thorough
evaluation all possible operational scenarios is a must. Viewing the policies from the
perspectives of different operational scenarios – such as profitability, expenditures, safety, and
scale of production or volume – can provide the necessary information. Also, it helps establish
an effective financial control policy that covers all operational aspects of the organization.
3. Detecting overlaps and anomalies is very important to detect any
overlaps and/or anomalies arising out of the data available. It helps
in detecting any existing loopholes in the current management
framework and eliminating them.
4. Cash inflows controls that includes stringent credit reporting policy
for all customers before entering into a creditor-debtor relationship
with them. Periodic reconciliation of bank statements to the general
ledger in addition to annual reporting for more efficient financial
control. Establishing a periodic review policy with all existing
customers that the business establishes a creditor-
debtor relationship with. It ensures the ongoing creditworthiness of
customers and eliminates the probability of bad debts. Support files
and backups for all financial data in a separate secured database
with access only permitted to senior management staff.

1. TFSC REALTY CORPORATION/ADMIN SUPERVISOR/JAN.30,2023 – PRESENT


2. TASKUS LIZARDBEAR INC/BPO EMPLOYEE/NOV.11,2021 – NOV.12, 2022
3. GOGLOBAL INC / PAYROLL SPECIALIST/ APRIL 1, 2020 – AUGUST 30, 2021
4. BULACAN STATE UNIVERSITY / INSTRUCTOR / NOV. 10, 2013 – MAY 31,
2018
5. MUNICIPALITY OF HAGONOY, BULACAN / SECRETARY/ JULY 1, 2007 –
AUGUST 31, 2012

1. MAXIN / 10 / TEODORA CRUZ ELEMENTARY SCHOOL


2. MAXELL / 8 / TEODORA CRUZ ELEMENTARY SCHOOL
3. OLIVIA / 3 MONTHS

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