Current Account

Statement

0364 Arranged
£250.00
overdraft limit

Mrs S Hamilton-Te-Strote
10Woodstock
WELLINGBOROUGH
Clos
NN8
5YQ

Your FlexDirect Statement date: 13 February 2023 Sort code 07-01-16

transactions Statement no: 259 1 of 3 Account no 43378159

Start balance £1,669.41

End balance £1,737.18

Date Description £ Out £ In £ Balance
Average credit
2023 Balance from statement 258 dated 13/01/2023 1,669.41 £1,416.80
balance

14 Jan Transfer to 070436 03437816 230.00 1,439.41 Average debit

balance £0.00
16 Jan Payment to MALAIKA BALOGUN 550.00 889.41
Receiving an

17 Jan Direct debit HOMESERV ANGLIAN W 16.58 872.83 International Payment?

18 Jan Bank credit THOMSON A 110.00 BIC

NAIAGB21

Bank credit FIVE WELLS PROPERT 2,000.00 IB AN GB21 NAIA 0701 1643 378 1 5 9

Swift
Contactless Payment 38.13
Intermediary Bank MIDLGB22
ALDI 46 772 KETTERING

TESCO PAY AT PUMP 3926 KETTERING 60.53 2,884.17

19 Jan Contactless Payment 8.00

B&M 737 WEEDON ROAD WEEDON

WEST NORTHAMPTONSHIRE CO NORTH 105.00 2,771.17

20 Jan Direct debit CLOSE-AUTONET 47.45 2,723.72

23 Jan Payment to CHRIST VICTORY CHR 80.00

Effective Date 22 Jan 2023

Bank credit NHS TAX0000010.20 39.06

PROPERTY ABUNDANCE WOODFORD GR 799.90 1,882.88

24 Jan Contactless Payment 14.43

AFRO-CHOICE NORTHAMPTON N

Contactless Payment 16.00

ALMA FRUIT & VEG Wellingboroug

Contactless Payment 29.99

KAKA SUPERMARKET WELLINGBOROUG

sendwave.com London 300.00 1,522.46

25 Jan TRAINLINE LONDON 21.75

TESCO PAY AT PUMP 3926 KETTERING 52.14 1,448.57

26 Jan Bank credit THOMSON A 110.00 1,558.57

30 Jan Payment to CHRIST VICTORY CHR 70.00

Effective Date 29 Jan 2023

Direct debit H3G 7.00

Payment to ACENDEN 350.00

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.

Head Office: Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW
10/14.4pt_DC83 (30 June 2014)_CSIS
 Your FlexDirect
transactions (continued)

Date Description £ Out £ In £ Balance

2023 1,131.57

30 Jan PAYPAL *ADD TO BAL 35314369001 20.00 1,111.57

31 Jan Transfer to 071040 51580332 300.00

Interest added 0.28 811.85

Effective Date 01 Feb 2023

Statement
01 Feb Direct debit SO ENERGY 0.66 13 February 2023
date
Direct debit ROYAL LONDON 35.59
Statement no 259 2 of 3
Direct debit VERISURE SERVICES 41.75
Sort code 07-01-16
Standing order ANGLIAN WATER 43.00

Direct debit PROPENSIO FINANCE 84.91 Account no 43378159

Direct debit CLC RESORT MANAGEM 109.87

Standing order COUNCIL 120.00

PAYPAL *ADD TO BAL 35314369001 55.00 321.07

02 Feb Standing order LINK FINANCIAL 20.00

Direct debit VIRGIN MEDIA PYMTS 47.25

WWW.YELL.COM MARGATE 97.71

120.000000USD at 1.22812

Non-Sterling transaction fee 2.92

NETFLIX.COM 18665797172 10.99 142.20

03 Feb Direct debit H3G 24.00

Direct debit H3G 38.00 80.20

04 Feb Transfer to FLEX INSTANTSAVER 50.00 30.20

06 Feb Bank credit FIVE WELLS PROPERT 1,000.00

Effective Date 05 Feb 2023

Payment to CHRIST VICTORY CHR 50.00

Effective Date 05 Feb 2023

PAYPAL *EBAY UK SAN JOSE 21.42

Effective Date 05 Feb 2023

PAYPAL *EBAY UK SAN JOSE 36.31

Effective Date 05 Feb 2023

EGGFREE CAKE INN LTD WELLINGBORO 149.89 772.58

07 Feb Contactless Payment 16.99

SCREWFIX DIR LTD WELLINGB1037

PAYPAL *WOWCHER 35314369001 292.98

PAYPAL *WOWCHER 35314369001 292.98 169.63

08 Feb Contactless Payment 6.00

SHELL GOLD STREET WELLINGBOROUG

TESCO PAY AT PUMP 3926 KETTERING 40.99 122.64

09 Feb Bank credit PB447765B DWP SP 970.40

Bank credit FIVE WELLS PROPERT 2,000.00

SEPA Payment to 1,000.00 2,093.04

CHAABANE HAIDRA

1102.60EUR at 1.1026

11 Feb POST OFFICE B DE C WELLINGBOROUG 150.00 1,943.04

DC86 (May 2014 CSIS

 Your FlexDirect
transactions (continued)

Date Description £ Out £ In £ Balance

2023 1,943.04

13 Feb Payment to CHRIST VICTORY CHR 20.00

Effective Date 12 Feb 2023

Contactless Payment 10.99

KQ FOODS LIMITED NORTHAMPTON

Statement
Effective Date 12 Feb 2023 13 February 2023
date
Direct debit CREATION.CO.UK 147.39
Statement no 259 3 of 3
PAYPAL *GEMVAL 35314369001 27.48 1,737.18
Sort code 07-01-16

Account no 43378159

DC86 (May 2014 CSIS

Your FlexDirect account
Please check your statement to make sure everything's correct.

If there's anything you're unsure about please get in touch or if

you've changed any of your contact details, you need to let us know.

Interest, Rates and Fees

We work out overdraft interest each day and take it from your account each month. We calculate the total in-credit interest for a month on the last day of each
calendar month and apply it to your account on the first day of the next month.

Unless stated otherwise, all rates and fees are variable and we can change them at any time.

If we have to give you notice of a fee or interest we’ll let you know by including a ‘Notice of Charges’ page with your next regular statement, and we’ll apply the amount to
your account not less than 14 days after the statement date.

hmrc.gov.u k
Since 6 April 2016, interest is paid without tax deducted and may co unt towards your Personal Savings Allowance. Fo r mo re informatio n please visit H MRC website at

Summary box for your Have you lost your card or cheque book or had them stolen? Let us know

straight away, either via the Banking app (if you have it) or by calling us on

FlexDirect account 08000 55 66 22 . You can report lost or stolen cards and cheque books 24/7.

This information doesn't replace your Terms and Conditions

Paying in £1,000 or more per month AER Gross p.a. A ER stands for Annual Equivalent

Rate and shows what the interest

For applications started before 21 June 2022:

For first 12 months (introductory rate fixed 2% 1.98% rate would be if interest was paid

for 12 months from account opening): and compounded once a year.

Credit Interest
For applications started on or after 21 June 2022:
on balances up to £1,500. 5% 4.89%
For the first 12 months (introductory rate fixed for

12 months from account opening): Gross p.a. is the interest rate

After 12 months (ongoing variable rate): 0.25% 0.24% without tax deducted.

Paying in less than £1,000 per month 0.00% 0.00%

Our per year compounded interest

Arranged overdraft interest 39.9% per year compounded (variable)
rate shows the rate of interest that
As an example, if you borrow £500 for an you’ll pay on your overdraft over a
£3.26 for 7 days
arranged overdraft it will cost you: year and takes account of the fact

we charge interest each month on

*For the 60 day example, we’ve applied the £13.99 for 30 days
Overdraft interest your balance and this will include
charges for the first 30 days, on day 31. This
and charges means that the charge in the second month any interest which has already been
is higher as we charge interest on the interest £28.37 for 60 days* added to your account previously .

you’ve incurred up to that point.

Unarranged overdraft interest 0% per year

Receiving money within the UK
Mo nthly maximum charge (unarranged overdraft) £0 per month To receive sterling payments into

your account, the person making

Sending money within the UK
the payment will need to quote your

Chaps £20 transaction fee each time sort code and your 8 digit account

number, which you’ll find on the

SEPA (euros) £0 transaction fee
front of your statement. Entering
Charges for
SWIFT (foreign currency except euros) £20 transaction fee each time account numbers incorrectly can
specialist services
mean payments being misdirected,
Sending money outside the UK
so please be sure to provide the

correct details.
SEPA (euros within the SEPA region) £0 transaction fee

Receiving money from outside

SWIFT (except euros within the SEPA region) £20 transaction fee each time
the UK and receiving money from
For Visa exchange rates, visit visa.co.u k/su pport/consu mer/travel-su pport/exchange- within the UK in a currency other
rate-calcu lator.html than sterling

Foreign usage SWIFT - someone making a

Cash withdrawal in foreign currency outside the UK
payment to you must quote your
No n-Sterling Transaction Fee 2.99% of the transaction amount Bank Identifier Code (BIC) and
* If you make a withdrawal
International Bank Account Number
in a foreign currency from a Non-Sterling Cash Fee £0 per withdrawal
(IBAN). The BIC and IBAN are the
LINK ATM or over the co unter
Cash withdrawal in foreign currency within the UK international equivalents of your UK
your transactio n will no rmally
sort code and account number.
reach us as a sterling cash
No n-Sterling Transactio n Fee* 2.99% of the transaction amount
An international payment will
transactio n so no n-sterling
also need to quote the SWIFT
fees won’t apply. Non-Sterling Cash Fee* £0 per withdrawal
Intermediary Bank number as we're

Debit card payment in foreign currency using the routing services of an

Agent Bank. You'll find this number

No n-Sterling Transaction Fee 2.99% of the transaction amount along with your BIC and IBAN on the

front of your statement.

SEPA Credit Transfer - someone

Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about making a payment to you must

cheque interest, clearing times, withdrawals and certainty, please visit nationwide.co.uk/cheque quote your International Bank

Account Number (IBAN). Your

If you have a problem with your account, and wish to complain, please try to settle it with us first. If you're not happy with the
IBAN is found on the front of your
way in which we handled your complaint or the outcome you may be able to complain to the Financial Ombudsman Service.
statement.
We’ll give you details of how to contact the Ombudsman.

Important information about compensation arrangements

The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion List which provides

information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk
Alternatively, please visit your local branch or call 03456 077 357 to request a copy. For more information about our opening times, visit: nationwide.co.uk/contact-us

DC85 (November 2022) CSIS