LoanStatement 1696599006808

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Customer Name: Shyamji Gupta Phone: 7XXXXX2928

Customer ID: 1126768955 Email Id: shyxxxxap@gmail.com

Statement of Account from 06-10-2022 to 06-10-2023

Loan Id LAI1005423390 Amount Financed ₹147,598

Product Cash loan EMI Amount ₹13,957

Lender EarlySalary Services private limited Tenure 12 months


(20%) & Cholamandalam Investment
and Finance Company Limited
(80%)

Disbursement Date 10-07-23 Frequency of EMI Monthly

EMI Start Date 02-08-23 Principal Outstanding ₹113,099

EMI End Date 02-07-24 Loan Status Active

Interest Rate 24.0% p.a Overdue Amount ₹0

Date Particulars Amount Balance

10-07-2023 Cash loan amount ₹147,598 Cr ₹147,598 Cr

10-07-2023 Processing fees charged ₹2,880 Dr ₹144,718 Cr

10-07-2023 GST on Processing fees ₹518 Dr ₹144,200 Cr

10-07-2023 Stamp duty charged ₹200 Dr ₹144,000 Cr

10-07-2023 Amount transferred to Axis Bank A/c No. XX69383 ₹144,000 Dr ₹0 Dr

01-08-2023 Payment received: UPI ₹13,957 Cr ₹13,957 Cr

02-08-2023 EMI 1 due ₹13,957 Dr ₹0 Dr

01-09-2023 Payment received: UPI ₹13,957 Cr ₹13,957 Cr

02-09-2023 EMI 2 due ₹13,957 Dr ₹0 Dr

02-10-2023 EMI 3 due ₹13,957 Dr ₹13,957 Dr

02-10-2023 Payment received: Smart Repay ₹13,957 Cr ₹0 Dr


Loan Id LAI1004994173 Amount Financed ₹88,030

Product Cash loan EMI Amount ₹15,716

Lender EarlySalary Services private limited Tenure 6 months

Disbursement Date 03-05-23 Frequency of EMI Monthly

EMI Start Date 02-06-23 Principal Outstanding ₹0

EMI End Date 02-11-23 Loan Status Closed

Interest Rate 24.0% p.a Overdue Amount ₹0

Date Particulars Amount Balance

03-05-2023 Cash loan amount ₹88,030 Cr ₹88,030 Cr

03-05-2023 Processing fees charged ₹1,720 Dr ₹86,310 Cr

03-05-2023 GST on Processing fees ₹310 Dr ₹86,000 Cr

03-05-2023 Amount transferred to AXIS BANK A/c No. XX69383 ₹86,000 Dr ₹0 Dr

02-06-2023 EMI 1 Due: Paid in advance ₹15,716 Dr ₹15,716 Dr

02-06-2023 Payment received: UPI ₹15,716 Cr ₹0 Dr

02-07-2023 EMI 2 Due: Paid in advance ₹15,716 Dr ₹15,716 Dr

02-07-2023 Payment received: UPI ₹15,716 Cr ₹0 Dr

08-07-2023 EMI 6 Due: Paid in advance ₹15,716 Dr ₹15,716 Dr

08-07-2023 Payment received: NetBanking ₹60,019 Cr ₹44,303 Cr

08-07-2023 Interest saved on pre-payment of EMIs ₹2,778 Cr ₹47,081 Cr

08-07-2023 Interest saved on pre-payment of EMIs ₹67 Cr ₹47,148 Cr

02-08-2023 EMI 3 Due ₹15,716 Dr ₹31,432 Cr

02-09-2023 EMI 4 Due ₹15,716 Dr ₹15,716 Cr

02-10-2023 EMI 5 Due ₹15,716 Dr ₹0 Dr

Loan Id LAI1004034701 Amount Financed ₹37,136

Product Cash loan EMI Amount ₹12,877

Lender EarlySalary Services private limited Tenure 3 months

Disbursement Date 24-11-22 Frequency of EMI Monthly

EMI Start Date 02-01-23 Principal Outstanding ₹0

EMI End Date 02-03-23 Loan Status Closed

Interest Rate 24.0% p.a Overdue Amount ₹0


Date Particulars Amount Balance

24-11-2022 Cash loan amount ₹37,136 Cr ₹37,136 Cr

24-11-2022 Fibe Ensured Premium ₹326 Dr ₹36,810 Cr

24-11-2022 Stamp duty charged ₹100 Dr ₹36,710 Cr

24-11-2022 Processing fees charged ₹1,449 Dr ₹35,261 Cr

24-11-2022 GST on Processing fees ₹261 Dr ₹35,000 Cr

24-11-2022 Amount transferred to AXIS BANK A/c No. XX69383 ₹35,000 Dr ₹0 Dr

02-01-2023 EMI 1 Due: Paid in advance ₹12,877 Dr ₹12,877 Dr

02-01-2023 Payment received: UPI ₹12,877 Cr ₹0 Dr

02-02-2023 EMI 2 Due: Paid in advance ₹12,877 Dr ₹12,877 Dr

02-02-2023 Payment received: UPI ₹12,877 Cr ₹0 Dr

02-03-2023 EMI 3 Due: Paid in advance ₹13,084 Dr ₹13,084 Dr

02-03-2023 Payment received: UPI ₹13,084 Cr ₹0 Dr

Important Points
• Loan is given by our partner NBFCs (Lender).

• Please visit the Repay section on our mobile application for multiple repayment options.

• You can visit the Menu section of our app to check your SmartRepay status and register for auto debit of repayments from your
bank account.

• Once your SmartRepay is registered, we will present the SmartRepay Instrument (ECS/NACH/SI) on the due date of every
month. Please maintain sufficient balance in your registered bank account to avoid additional charges for non-receipt of
payment.

• We levy payment bounce charges of Rs 500 + GST on every instance and late payment penalty @ 3% of the overdue amount or
Rs 500 + GST whichever is higher.

• Additional interest on the overdue amount after due date is levied @ 30% p.a.

• If you require any further details on your loan, please email us at care@fibe.in

• Under an initiative of the Government of India and the Reserve Bank of India (RBI), to improve functionality and stability of the
Indian financial system, all banks and financial institutions are required to share customer data with Credit Information
Companies (CICs). CICs are repositories of information shared by banks, NBFC etc. and they collect, maintain and provide credit
information on all borrowers to financial institutions.

• To read about our Privacy Policy, please click here

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