Checking Summary: You Now Have More Time To Let Us Know About Certain Check Errors On Your Account

June 09, 2023 through July 11, 2023
JPMorgan Chase Bank, N.A.

P O Box 182051 Account Number: 000000803735237
Columbus, OH 43218 - 2051
CUSTOMER SERVICE INFORMATION

Web site: Chase.com
Service Center: 1-800-935-9935
00458467 DRE 703 219 19323 NNNNNNNNNNN 1 000000000 06 0000 Para Espanol: 1-877-312-4273
BRITTANY A VALENTINE International Calls: 1-713-262-1679
11620 ALPINE COVE AVE We accept operator relay calls
LAS VEGAS NV 89138-6296
04584670301000000023
*start*afteraddress message area1
You now have more time to let us know about certain check errors on your account
In June we increased the timeframe for when you can make a claim for checks drawn on your account that have either been
altered or that you did not authorize. You now have up to 60 days from when we make a statement available to make a
claim on these items in order to be considered for reimbursement.
We've updated the Safeguarding Your Information section in our Deposit Account Agreement to reflect this change as well
as provide additional information about our check claims process.
As a reminder, we offer tools to help you keep an eye on your account, including the Chase Mobile® app1 and Chase
OnlineSM Banking. You can find more useful tips for helping protect you and your money at chase.com/FraudAwareness.
If you'd like a copy of the Deposit Account Agreement, please visit chase.com/disclosures or call us at the number on this
statement. We also accept operator relay calls.
1 ®
Chase Mobile app is available for select mobile devices. Message and data rates may apply.
Please review our overdraft service options at the end of this statement
We've included our overdraft services and fees that are available for your personal checking account(s) at the end of this
statement. As a reminder, overdraft services are not available for Chase Secure CheckingSM or Chase First CheckingSM.
Standard Overdraft Practice and Chase Debit Card Coverage SM are not available for Chase High School CheckingSM.
If you have questions, please visit chase.com/overdraft or call us at the number on this statement. We accept operator
relay calls.
*end*afteraddress message area1
*start*summary
Chase Total Checking

CHECKING SUMMARY
AMOUNT
Beginning Balance $0.91
Deposits and Additions 7,073.18
ATM & Debit Card Withdrawals -1,270.73
Electronic Withdrawals -5,749.27
Fees -34.00
Ending Balance $20.09
*end*summary
Page 1 of 6
Account Number: 000000803735237
*start*transactiondetail
TRANSACTION DETAIL
DATE DESCRIPTION AMOUNT BALANCE
Beginning Balance $0.91
06/12 ATM Cash Deposit 06/11 790 S Rampart Blvd Las Vegas NV Card 907.00 907.91
2232
06/12 ATM Cash Deposit 06/11 9911 W Charleston Blvd Las Vegas NV Card 50.00 957.91
2232
06/12 ATM Cash Deposit 06/11 4125 S Grand Canyon DR Las Vegas NV 31.00 988.91
Card 2232
06/12 Online Transfer From Chk ...8167 Transaction#: 17592864344 110.76 1,099.67
06/12 Att Payment PPD ID: 9864031004 -153.94 945.73
06/12 Card Purchase 06/11 Chevron 0352069 Las Vegas NV Card 2232 -25.63 920.10
06/12 Card Purchase 06/11 Coffee Bean & Tea Lea 702-5667210 NV Card -7.53 912.57
2232
06/12 Card Purchase 06/11 Target 00015248 Las Vegas NV Card 2232 -8.69 903.88
06/12 Card Purchase With Pin 06/12 0335 /1NV005 Sees Cand Las Vegas NV -21.63 882.25
Card 2232
06/13 Card Purchase 06/12 Officemax/Depot 6642 Las Vegas NV Card -6.93 875.32
2232
06/13 Recurring Card Purchase 06/12 Affirm * Pay L1Q1Gigg 855-423-3729 CA -78.51 796.81
Card 2232
06/13 Target Debit Crd ACH Tran 000708206681207 POS ID: 1410215170 -41.63 755.18
06/14 Card Purchase 06/13 Chipotle 1623 Las Vegas NV Card 2232 -10.95 716.34
06/14 06/14 Online Transfer To Chk ...8167 Transaction#: 17617439073 -50.00 655.95
06/14 Credit One Bank Payment 57275872 Web ID: Web000004 -50.00 605.95
06/14 Audi Fincl, Tel. Tel Debit PPD ID: 1382362409 -766.02 -160.07
06/15 Online Transfer From Chk ...8167 Transaction#: 17633601615 100.00 -60.07
06/15 Target Debit Crd ACH Tran 000708206681207 POS ID: 1410215170 -58.35 -118.42
06/15 Overdraft Fee For A $766.02 Item - Details: Audi Fincl, Tel. Tel Debit -34.00 -152.42
PPD ID: 1382362409
06/16 Golden Gaming IN Payroll PPD ID: 2880236637 522.08 369.66
06/16 Online Transfer From Chk ...8167 Transaction#: 17637358235 153.00 522.66
06/20 Card Purchase 06/17 Beenverified Inc. 8559046471 NY Card 2232 -26.89 129.12
06/20 Card Purchase 06/19 Zip.CO* Mercari 164-68139492 NY Card 2232 -128.59 0.53
06/26 Card Purchase 06/23 Pp*Dutchbrosll Grants Pass OR Card 2232 -10.51 857.70
06/26 Card Purchase 06/23 Chick-Fil-A #04293 Las Vegas NV Card 2232 -14.92 842.78
06/26 Card Purchase 06/23 Starbucks Store 05874 Las Vegas NV Card -14.79 803.20
2232
06/26 Recurring Card Purchase 06/24 Spotify USA 877-7781161 NY Card 2232 -9.99 793.21
06/26 Prog Northern Retry Pymt PPD ID: 9409348062 -545.15 248.06
*end*transaction detail
2232
Page 2 of 6
(continued)
TRANSACTION DETAIL
06/26 Card Purchase 06/25 Fresh Attraction 2 Las Las Vegas NV Card -7.56 232.45
2232
06/26 Card Purchase 06/25 Swa Inflight Wifi 800-435-9792 CA Card 2232 -8.00 224.45
14584670302000000063
06/26 Card Purchase With Pin 06/26 Ulta #757 Las Vegas NV Card 2232 -33.40 154.20
06/27 Card Purchase 06/26 Swa*Upgboard526420430 800-435-9792 TX -40.00 117.95
Card 2232
06/27 Card Purchase 06/26 Cnn News St939 Santa Ana CA Card 2232 -7.92 110.03
06/27 Card Purchase 06/26 Swa Inflight Wifi 800-435-9792 CA Card 2232 -8.00 102.03
06/27 Card Purchase 06/27 Uber Trip Help.Uber.Com CA Card 2232 -11.93 90.10
06/28 Zelle Payment From Robin A Valentine 17741231089 1,250.00 1,330.37
06/28 Target Debit Crd ACH Tran 000708206681207 POS ID: 1410215170 -71.46 1,258.91
06/29 Card Purchase 06/28 Swa*Upgboard526420441 800-435-9792 TX -40.00 1,218.91
Card 2232
06/29 Recurring Card Purchase 06/28 Affirm * Pay Uwrn6Pnq 855-423-3729 CA -16.37 1,202.54
Card 2232
06/29 Card Purchase With Pin 06/29 Bath & Body Works 3024 Las Vegas NV -7.76 1,194.78
Card 2232
06/30 Golden Gaming IN Payroll PPD ID: 2880236637 516.41 1,711.19
06/30 Target Debit Crd ACH Tran 000708206681207 POS ID: 1410215170 -23.72 2,283.09
06/30 06/30 Online Transfer To Chk ...8167 Transaction#: 17764868986 -220.00 2,063.09
07/03 Card Purchase 07/01 Uber Trip Help.Uber.Com CA Card 2232 -10.96 2,420.22
07/03 Recurring Card Purchase 07/01 Ipsy Glam Bag Help.Ipsy.Com CA Card -16.25 2,403.97
2232
07/03 Card Purchase With Pin 07/01 24Hourfitness Carlsbad CA Card 2232 -41.99 2,361.98
07/03 Card Purchase With Pin 07/01 Arco #42855 Ampm Las Vegas NV Card -16.98 2,295.02
2232
07/03 Card Purchase 07/01 Taco Bell 031893 Las Vegas NV Card 2232 -16.00 2,279.02
07/03 Zelle Payment To Jorge Avalos Hoa Jpm999Yppyn6 -2,100.00 179.02
07/03 Target Debit Crd ACH Tran 000708206683233 POS ID: 1410215170 -84.13 -4.76
07/03 Recurring Card Purchase 07/03 Netflix.Com Netflix.Com CA Card 2232 -15.49 -20.25
07/05 ATM Cash Deposit 07/05 4125 S Grand Canyon DR Las Vegas NV 963.00 942.75
Card 2232
07/05 Fenix Internet L Fenix Inte PPD ID: 1833988927 24.00 996.75
07/06 ATM Cash Deposit 07/06 790 S Rampart Blvd Las Vegas NV Card 101.00 1,097.75
2232
07/06 Card Purchase 07/05 Cnn News St939 Santa Ana CA Card 2232 -11.73 1,086.02
07/06 Card Purchase 07/05 Swa Inflight Wifi 800-435-9792 CA Card 2232 -8.00 1,078.02
07/06 Card Purchase 07/05 Jimmy Johns - 4090 Las Vegas NV Card 2232 -6.86 1,071.16
07/06
Zelle Payment To Jessica Serrano 17818567248 -19.00 1,052.16
Page 3 of 6
(continued)
TRANSACTION DETAIL
07/07 Payment Received 07/07 Apple Cash Inst Xfer Visa Direct CA Card 16.79 1,068.95
2232
07/07 Card Purchase 07/05 Chick-Fil-A #04293 Las Vegas NV Card 2232 -8.93 1,060.02
07/07 Card Purchase 07/06 Coffee Bean & Tea Lea 702-5667210 NV Card -3.20 1,056.82
2232
07/07 Card Purchase 07/06 Chevron 0302571 Las Vegas NV Card 2232 -22.42 1,034.40
07/07 Card Purchase 07/06 Starbucks Store 05874 Las Vegas NV Card -21.92 1,012.48
2232
07/07 Card Purchase 07/07 Sp+Aff* Laced Hair Ex Affirm.Com CA Card -176.05 836.43
2232
07/10 Zelle Payment From Marcus Poe Wfct0Rdds8Bn 10.00 976.43
2232
2232
07/10 Card Purchase With Pin 07/09 Marshalls 10950 W Char Las Vegas NV -75.80 54.20
Card 2232
2232
07/11 Card Purchase 07/10 Southwestair Inflight Dallas TX Card 2232 -14.00 203.96
07/11 Card Purchase 07/10 Cafe Zupas - Boca Park Las Vegas NV Card -29.23 174.73
2232
07/11 Att Payment PPD ID: 9864031004 -154.64 20.09
Ending Balance $20.09
*start*post transaction detail message
A Monthly Service Fee was not charged to your Chase Total Checking account. Here are the three ways you can avoid
this fee during any statement period.
• Have electronic deposits made into this account totaling $500.00 or more, such as payments from payroll
providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network,
or (iii) third party services that facilitate payments to your debit card using the Visa or Mastercard network.
(Your total electronic deposits this period were $1,079.28. Note: some deposits may be listed on your previous
statement)
• OR, keep a balance at the beginning of each day of $1,500.00 or more in this account.
(Your lowest beginning day balance was -$160.07)
• OR, keep an average beginning day balance of $5,000.00 or more in qualifying linked deposits and
investments.
(Your average beginning day balance of qualifying linked deposits and investments was $453.16)
*end*post transaction detail message
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OVERDRAFT FEE SUMMARY

Total for Total
This Period Year-to-date
Total Overdraft Fees $34.00 $34.00
*end*overdraftand returneditem
Page 4 of 6
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IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS:
Call us at 1-866-564-2262 or write us at the address on the front of this statement immediately if you think your statement or receipt is incorrect or if
you need more information about a transfer listed on the statement or receipt.
For personal accounts only: We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error
appeared. Be prepared to give us the following information:
• Your name and account number;
14584670303000000063
• A description of the error or the transaction you are unsure about, and why you think it is an error or want more information; and
• The amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days (or 20 business days for new
accounts) to do this, we will credit your account for the amount you think is in error so that you will have use of the money during the time it takes
us to complete our investigation.
For business accounts, see your deposit account agreement or other applicable agreements that govern your account for details.
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC FUNDS TRANSFERS: Contact us immediately if your statement is
incorrect or if you need more information about any non-electronic funds transfers on this statement. For more details, see your deposit account
agreement or other applicable agreements that govern your account.
JPMorgan Chase Bank, N.A. Member FDIC
*end*dreportraitdisclosure message area
Page 5 of 6
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Overdraft and Overdraft Fee Information for Your Chase Checking Account
What You Need to Know About Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.
Whether your account has enough money to cover a transaction is determined during our nightly processing. During our
nightly processing, we take your previous end of day's balance and post credits. If there are any deposits not yet available
for use or holds (such as a garnishment), these will reduce the account balance used to pay your transactions. Then we
subtract any debit transactions presented during our nightly processing. The available balance shown to you during the day
may not be the same amount used to pay your transactions as some transactions may not be displayed to you before nightly
processing.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize or pay any transactions
presented for payment. If we do not authorize an overdraft, your transaction will be declined. If we do not pay an overdraft,
your transaction will be returned. Additional information about overdrafts and your account features can be found in
the Deposit Account Agreement.
We can cover your overdrafts in three different ways:

1. We have a Standard Overdraft Practice that comes with your account.
2. We offer Overdraft Protection through a link to a Chase savings account, which may be less expensive than our
Standard Overdraft Practice. You can contact us to learn more.
3. We also offer Chase Debit Card Coverage SM, which allows you to choose how we treat your everyday debit card
transactions (e.g. groceries, gasoline or dining out), in addition to our Standard Overdraft Practice.
This notice explains our Standard Overdraft Practice and Chase Debit Card Coverage.
• What is the Standard Overdraft Practice that comes with my account?

We do authorize and pay overdrafts for the following types of transactions:
- Checks and other transactions made using your checking account number
- Recurring debit card transactions (e.g. movie subscriptions or gym memberships)
• What is Chase Debit Card Coverage?

If you enroll in Chase Debit Card Coverage we may authorize and pay overdrafts for everyday debit card
transactions (e.g. groceries, gasoline or dining out) in addition to our Standard Overdraft Practice.
• What fees will I be charged if Chase pays my overdraft?

If we authorize and pay an overdraft, we'll charge you a $34 Overdraft Fee (may also be referred to as Insufficient
Funds Fee) per transaction during our nightly processing beginning with the first transaction that overdraws your
account balance by more than $50 (maximum of 3 fees per business day, up to $102).
We won't charge you an Overdraft Fee in the following circumstances:

- With Chase Overdraft AssistSM, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the
end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to
overdrawn by $50 or less at the end of the next business day (you have until 11 p.m ET (8 p.m PT) to
make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible
Chase checking accounts.
- We won't charge an Overdraft Fee for transactions that are $5 or less.
- We won't charge an Overdraft Fee if your debit card transaction was authorized when there was a
sufficient available balance in your account.
- For Chase SapphireSM Checking and Chase Private Client CheckingSM accounts, there are no Overdraft
Fees when item(s) are presented against an account with insufficient funds on the first four business days
during the current and prior 12 statement periods. On a business day when we returned item(s), this
counts toward the four business days when an Overdraft Fee will not be charged.
• What if I want Chase to authorize and pay overdrafts on my everyday debit card transactions?
If you or a joint account owner want Chase to authorize overdrafts on your everyday debit card transactions, please
make your Chase Debit Card Coverage selection. You can change your Chase Debit Card Coverage selection at
any time by signing in to chase.com or Chase Mobile® to update your account settings, calling us at 1-800-935-9935
*end*message area 5 end of statement
(or at 1-713-262-1679 if outside the U.S.), or visiting a Chase branch. We accept operator relay calls.
Page 6 of 6

Checking Summary: You Now Have More Time To Let Us Know About Certain Check Errors On Your Account

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June 09, 2023 through July 11, 2023

JPMorgan Chase Bank, N.A.

CUSTOMER SERVICE INFORMATION

Chase Total Checking

*start*post transaction detail message

OVERDRAFT FEE SUMMARY

*start*dreportraitdisclosure message area

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS:

• Your name and account number;

JPMorgan Chase Bank, N.A. Member FDIC

*end*dreportraitdisclosure message area

*start*message area 5 end of statement

What You Need to Know About Overdrafts and Overdraft Fees

We can cover your overdrafts in three different ways:

• What is the Standard Overdraft Practice that comes with my account?

• What is Chase Debit Card Coverage?

• What fees will I be charged if Chase pays my overdraft?

We won't charge you an Overdraft Fee in the following circumstances:

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