Anekant Education Society’s

ANEKANT INSTITUTE OF MANAGEMENT STUDIES

(AIMS)

Submission of SIP (GC- 13) Research Proposal

[Academic Year 2023-2024; Batch: 2022-2024]

Name of Student: BHOITE ANIKET DIPAK

Institute Roll No.: 013

Semester: 3rd SEM

Specialization: BUSINESS ANALYTICS

Name and Place of THE BARAMATI SAHAKARI BANK LTD ,

Organization: BARAMATI

“A Study o n f i n a n c i a l a n a l y s i s
Title : at The Baramati Sahakari
Bank Ltd, Baramati

Name of the Institute Guide: Dr. Shriram Badave

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 1. Introduction :

Financial analysis plays a crucial role in the performance and success of financial institutions such
as Baramati Sahakari Bank. The study of financial analysis is essential for understanding the bank's
financial health, evaluating its profitability, assessing risk levels, and making informed decisions regarding
investment strategies and resource allocation. Baramati Sahakari Bank, being a prominent cooperative
bank in Baramati, requires a thorough understanding of financial analysis to ensure its stability, growth,
and sustainability in the competitive banking industry.
Financial analysis involves the examination of various financial statements like balance sheets, income
statements, and cash flow statements, among others, to gain insights into the bank's financial position and
performance. It helps in assessing the bank's liquidity, solvency, profitability, and efficiency levels.
Through financial analysis, one can identify trends, evaluate financial ratios, and calculate key
performance indicators to make informed decisions.
By studying financial analysis in the context of Baramati Sahakari Bank, you will gain a comprehensive
understanding of how the bank operates and performs financially. Moreover, you will learn how to
interpret financial statements and ratios to assess the bank's financial strengths and weaknesses. This
knowledge will enable you to analyze the bank's business strategies, identify potential risks, and develop
effective financial plans to drive growth and profitability.
Understanding financial analysis at Baramati Sahakari Bank is not only beneficial for aspiring
professionals in the banking sector but also for individuals interested in learning about financial
management, investment planning, and risk assessment. With a solid foundation in financial analysis, you
can contribute to the bank's success by making informed decisions and implementing measures to optimize
financial performance.

2. Research Problem :

The study of intra firm helps the

Trading

company to know the financial

position and solvency of both
competitors and company itself
which assist the survival and
growth of the business. This study
2
helps in identify the competitive
strength of company among its
competitors. The study helps
the company to know the
strength and weaknesses of
similar business unit which
provide
platform to get success in the
market and most importantly this
study helps in making necessary
changes in the firms operations to
improve its performance and to get
financial benefits.

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The study of intra firm helps the
company to know the financial
position and solvency of both
competitors and company itself
which assist the survival and
growth of the business. This study
helps in identify the competitive
strength of company among its
competitors. The study helps
the company to know the
strength and weaknesses of
similar business unit which
provide

4
platform to get success in the
market and most importantly this
study helps in making necessary
changes in the firms operations to
improve its performance and to get
financial benefits.
The study of intra firm helps the
company to know the financial
position and solvency of both
competitors and company itself
which assist the survival and
growth of the business. This study
helps in identify the competitive
strength of company among its
competitors. The study helps
5
the company to know the
strength and weaknesses of
similar business unit which
provide
platform to get success in the
market and most importantly this
study helps in making necessary
changes in the firms operations to
improve its performance and to get
financial benefits.
The study of intra firm helps the
company to know the financial
position and solvency of both

6
competitors and company itself
which assist the survival and
growth of the business. This study
helps in identify the competitive
strength of company among its
competitors. The study helps
the company to know the
strength and weaknesses of
similar business unit which
provide
platform to get success in the
market and most importantly this
study helps in making necessary

7
changes in the firms operations to
improve its performance and to get
financial benefits.
The study of intra firm helps the
company to know the financial
position and solvency of both
competitors and company itself
which assist the survival and
growth of the business. This study
helps in identify the competitive
strength of company among its
competitors. The study helps
the company to know the
strength and weaknesses of
similar business unit which
provide 8
platform to get success in the
market and most importantly this
study helps in making necessary
changes in the firms operations to
improve its performance and to get
financial benefits.
The study of intra firm helps the company to know the financial position and solvency of both
competitors and company itself which assist the survival and growth of the business. This study helps
in identify the competitive strength of company among its competitors. The study helps the company
to know the strength and weaknesses of similar business unit which provide platform to get
success in the market and most importantly this study helps in making necessary changes in the firms
operations to improve its performance and to get financial benefits.

The study of intra firm helps

Big bull

the company to know the financial

position and solvency of both
competitors and company itself
which assist the survival and
growth of the business. This study
9
helps in identify the competitive
strength of company among its
competitors. The study helps
the company to know the
strength and weaknesses of
similar business unit which
provide
platform to get success in the
market and most importantly this
study helps in making necessary
changes in the firms operations to
improve its performance and to get
financial benefits.

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The study of intra firm helps the
company to know the financial
position and solvency of both
competitors and company itself
which assist the survival and
growth of the business. This study
helps in identify the competitive
strength of company among its
competitors. The study helps
the company to know the
strength and weaknesses of
similar business unit which
provide

1
1
platform to get success in the
market and most importantly this
study helps in making necessary
changes in the firms operations to
improve its performance and to get
financial benefits.

1
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 3. Scope of the research :

This study has been involved in

Big

evaluating the financial

performance of Basaveshwer
Bank with other banks by using
annual financial reports. The study
confined to Basaveshwer
Bank at Mudalagi main branch
and the study covers the all the
financial activities of the
company.
This study has been involved in evaluating the financial performance of The Baramati Sahakari Bank Ltd
with other banks by using annual financial reports. The study confined to The Baramati Sahakari Bank Ltd
Bank at Baramati main branch and the study covers the all the financial activities of the company.

4. Objectives :

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➢ To determine the variation
in the items of income statement
and balance sheet by
common size statement
➢ To evaluate the performance of
the bank by comparative study
➢ To ascertain the so1vency,
liquidity and financial position of
the bank using ratios.
➢ To analyze bank’s data over a
period of time using trend analysis
➢ To determine the variation in the items of income statement and balance sheet by common size

statement.

➢ To evaluate the performance of the bank by comparative study.

➢ To ascertain the so1vency, liquidity and financial position of the bank using ratios.

➢ To analyze bank’s data over a period of time using trend analysis.

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 5. Research Methodology :

1. Data Collection: Gather relevant financial data from various sources, including financial statements, annual report,
regulatory filings, and other relevant documents.

2. Financial Ratio Analysis: Calculate and analyze key financial ratios such as liquidity ratios, profitability ratios,
solvency ratios, and efficiency ratios. These ratios provide insights into the bank's financial health and performance.

3. Trend Analysis: Identify and analyze trends in financial data over a period of time. This helps in understanding the
bank's financial performance and identifying any patterns or deviations.

4. Comparative Analysis: Compare the bank's financial performance with industry benchmarks and competitors. This
provides a benchmark for evaluating the bank's performance relative to its peers.

5. Cash Flow Analysis: Analyze the bank's cash flow statements to assess its ability to generate cash, manage liquidity,
and meet its financial obligations.

6. Risk Assessment: Evaluate the bank's exposure to various financial risks such as credit risk, market risk, and
operational risk. This helps in assessing the bank's overall risk profile.

7. Interpretation and Reporting: Interpret the findings from the analysis and prepare a comprehensive report

summarizing the bank's financial performance, strengths, weaknesses, and potential areas for improvement. .

6.1. Type of Research:

The research methodology adopted for carried out the study is mainly designed as a descriptive and
exploratory work based on both primary and secondary data.

6.2 Data Required:

The present study is basically based on primary data and secondary data. Information
regarding occupancy rate of hoarding sites, investment incurred in last one year and revenue
from that investmen.

6.3.Data sources :

1.Primary Data:

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It is the first hand experience data is collected by researcher through individual
observation visiting product department officers.
• Observation
• Personal interview

2.Secondary Data:

These are collected from reference books, library text material and other relented books
to study.

• Company brochures

• Company website

These are collected from reference

books, library text material and
other
relented books to study.
• Company brochures
• Company website
6. These are collected from
reference books, library text
material and other
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7. relented books to study.
8. • Company brochures
9. • Company website

These are collected from reference

books, library text material and
other
relented books to study.
• Company brochures
• Company website
6.3.3. Instrument for Data Collection:
– Primary data will be collected using Structured Questionnaire.

6.4. Sampling:

When conducting financial analysis at Baramati Sahakari Bank, sampling techniques may be employed to gather
data for analysis.

 Sampling Units – Employees of Baramati Branch

 Sampling Techniques – Random Sampling

6.4.1. Sampling Process:

1. Random Sampling: This involves selecting a random subset of financial data from the bank's overall dataset.
Random sampling helps ensure that each data point has an equal chance of being included in the analysis, reducing

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bias.

2. Stratified Sampling: In this method, the bank's financial data is divided into different strata or categories based on
specific criteria such as loan types, customer segments, or geographical regions. A representative sample is then
selected from each stratum to ensure that the analysis covers a diverse range of data.

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7. Intended Data Analysis:

All the objectives are univariate in nature and researcher have to used various
scales for measuring data that is mean, mode, median, measure of dispersion.

8. References:

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