KAMAL KANT GUPTA

(Advocate)________________________________________________________________________
Unit No. FF-2, First floor, Mahaluxmi Metro Tower, Sec-4, Vaishali, Gzb., UP
Office: 0120-4198504, Mobile 9990223370 & 9990223372
Email id: kamalkantgupta74@gmail.com

Ref: AS Dated: 31.10.2023

Revised on 06.11.2023

To

The Branch Manager,

RESULT: Positive
Home First Finance Company India Ltd.
SF-4, Mahalaxmi Metro Tower, Near Vaishali SRO:
Metro StationGaur Ganga 2, Vaishali Sector 4 CODE:
Ghaziabad, Uttar Pradesh – 201010. PRODUCT: HL
Online Search: NA

Sir,

SUB: LEGAL SCRUTINY REPORT IN RESPECT OF THE FILE OF: Rahul Mishra

As Desired by you, I am furnishing hereunder the legal scrutiny report in respect of the property (described in part-I
hereto) acquired by: Sanjay Yadav

PART-I- DESCRIPTION OF THE PROPERTY: Residential Plot no C-4, area measuring 50 sq.yds out of Khasra
no 250, Village Yusufpur Chak Shaberi Pargana & Thesil Dadri Gautam budh Nagar, U.P.
As per site:- As per Docs:-

EAST :Road 15 ft wide EAST : Road 15 ft wide

WEST : Other plot WEST : Other plot

NORTH : Plot of Pradeep NORTH : Plot of Pradeep

SOUTH : Plot of Ankit SOUTH : Plot of Ankit

PART-II- LIST OF DOCUMENTS SUBMITTED BEFORE ME FOR SCRUTINY:

1. Brief Details of the title deeds/ documents scrutinized.

DATE OF EXECUTED BY IN THE NAME OF DETAIL OF DOCUMENT

DOCUMENT
1 Chidda Khatoni

2 19.12.2013, Chidda in favour of his Grandson Umesh Will

391 Yadav, Vinod Yadav and Sanjay
Yadav
3 09.06.2014 Chidda Singh Death Certificate

4 15.12.2021 Sanjay Yadav Hissa Kasi

PART-III- FOLLOW OF TITLE OF PROPERTY- (HISTORY OF TITLE)

KAMAL
Digitally signed by KAMAL KANT
GUPTA
DN: c=IN, st=Delhi,
2.5.4.20=e4e80e48de2b5d67c6006f
f3e4dde24c47cac5c242c40d1356d0

KANT
075ca6d0038a,
postalCode=110051, street=E-15/23
KRISHNA NAGAR East Delhi,
pseudonym=b710a30399d53feda4f
9d4da1e5ae3ef,

GUPTA
serialNumber=f9e4599aa4d212eb2
d620d8b4189320e08417422d19f96
e6acf3e4e146fd79ff, o=Personal,
cn=KAMAL KANT GUPTA
Date: 2023.11.06 15:08:08 +05'30'
Initially, Chidda was the recorded owner of land Area measuring 2.9110 Hect., part of Khasra no. 250, Village Yusufpur,
Chakshaberi, Pargana and Tehsil Dadar, Gautam Budh Nagar, U.P.

Thereafter, Chidda executed Will dated 19.12.2013 in favour of his Grandson Umesh Yadav, Vinod Yadav and Sanjay Yadav, duly
registered in the office of SR Dadri, as Doc No. 391, Book no. III, Vol No. 47, pages 179-192, dated 19.12.2013 and later he expired
on 09.06.2014 read with Hissa Kasi

PART-IV- EVIDENCE OF TITLE OF PROPERTY:

NA

AS PER MY OPINION THE BUILDER IS THE OWNER OF THE ABOVE SAID PROPERTY AND HAS RIGHT
ENTERED INTO AGREEMENT TO SELL WITH THE BRROWER AND THEREAFTER CAN EXECUTE THE SALE
DEED IN FAVOUR OF THE BORROWER AND CAN BE EQUIABLE MORTGAGE WITH THE HOME FIRST
FINANCE COMPANY INDIA PVT. LTD.

PART-V- OTHER PROVISIONS:

5.1 Whether provisions of Urban Land Ceiling Act are applicable NO

5.2 Whether property to be given as security is subject to any minor’s claim/share? NO
5.3 Whether the property is affected by any revenue and tenancy regulations? NO
5.4 Whether the user land has been converted under Land Revenue Law? It is Free
hold and the
same is in
R-Zone.
5.5 Whether up to date Taxs/Land Revenue has been paid on the property N/A
5.6 Whether all original documents for last 13 years have been scrutinized Only
Photostat
copies
Scrutinized
5.7 Whether required documents are available for creating mortgage? Yes
5.8 Whether all previous owners had the right/ competency to transfer the property? Yes
5.9 Whether proposed mortgage by deposit of title deeds is possible? Yes
5.10 If property is a flat/ apartment, how far independent title is ensured? Yes
5.11 Whether the property has been transferred /to be transferred by a POA holder of the original land N/A
owner in favour of the loan applicant?
5.12 Whether POA holder of original land owner has/had authority under POA N/A
5.13 Whether the said POA as recorded in 5.12 is registered N/A
5.14 Whether the property is lease land? If yes, then what is the tenure of the lease? NO
5.15 Whether the land/property is joint family property? NO
5.16 Is the land/property/Flat is subject to any reservation/acquisitions/ requisitions? NO
5.17 SARFAESI is applicable on the said property. Yes

PART-VI- CERTIFICATE:

In view of the foregoing, I certify that the title deeds intended to be deposited relating to the property offered as
security by way of equitable mortgage and the documents of title referred to above are perfect evidence of the title
and that if the said equitable mortgage is created in the manner required by law, it would satisfy the requirements
for creation of an equitable mortgage. I further certify that NA There is no encumbrance/charge or lien on the said
property. The said property is clear having a valid & marketable title thereto.

PART-VII- CERTIFICATE OF SEARCH/N.E.C.:

The undersigned has verified the record of last 13 years of the above land from the O/o Sub Registrar/Office of
Tehsildar- Dadri and found that there is no encumbrance/charge of lien on the above property registered with O/o
Sub Registrar, XX, from the year 2011 to till date, vide Receipt No. X X Dated XX

The mortgage if created will be available to HFFCIL for the liability of the intending borrower. The mortgage
should be created by borrower by way of deposit of the title deeds.

DOCUMENTS TO BE COLLECTED FOR CREATION OF AN EQUITABLE MORTGAGE ON THE SAID PROPERTY:

1. Documents to be collected by HFFCIL prior to disbursement of cheques as per Annexure-I.

KAMAL Digitally signed by KAMAL KANT GUPTA

DN: c=IN, st=Delhi,
2.5.4.20=e4e80e48de2b5d67c6006ff3e4dde2
4c47cac5c242c40d1356d0075ca6d0038a,

KANT
postalCode=110051, street=E-15/23 KRISHNA
NAGAR East Delhi,
pseudonym=b710a30399d53feda4f9d4da1e
5ae3ef,
serialNumber=f9e4599aa4d212eb2d620d8b4

GUPTA
189320e08417422d19f96e6acf3e4e146fd79ff,
o=Personal, cn=KAMAL KANT GUPTA
Date: 2023.11.06 15:08:18 +05'30'
1. Copy of Khatoni in favour of Chidda
2. Copy of Will dated 19.12.2013 executed by Chidda in favour of his Grandson Vinod Yadav, Umesh Yadav and Sanjay Yadav (Doc
No. 391)
3. Copy of Death certificate dated 09.07.2014 of Late Chidda
4. Copy of intkal/Mutation in favour of Vinod Yadav, Umesh Yadav and Sanjay Yadav
5. Copy of Hissa Kasi issued by concerned authority in favour of Sanjay Yadav
6. Mauka muayana report
7. Copy of HTR/ Utility Bill in favour of Sanjay Yadav
8. Original ATS executed between Sanjay Yadav (First Party) and Borrower (Second Party).

2. DOCUMENT TO BE COLLECTED by HFFCIL At the time of Delivery of Pay Order(s) / Demand Draft (s) to the
Seller/s/Borrower/s
1. Endorsement need to be done on the back side of Will dated 19.12.2013 about the area in question

3. Documents to be collected by the HFFCIL POST Disbursement of cheque as per Annexure III:

1. Original Sale Deed in favour of Borrower

2. Intkal/Mutation in favour of borrower

NOTES:

a) We have not examined whether there is any litigation or dispute in respect of the said property, as it is
out of the scope of our work.
b) This report does not comment on the technical regularity (adherence to bye laws / approvals) or
otherwise, of the said property. Whether the said property is a subject matter of any pending
litigation, Authenticity of the originals of the document/s examined (that is to be verified through a
separate verification of the original title document/s). All the above are outside of the scope of
work in reference to this report.
c) It is advised to check & verify that there is no tenant over the said property and the said property is
possession of borrower.
d) It is advised to ensure that KYC documents of borrower/s and Seller/s be verified before disbursal
of loan amount and further, it is advised to ensure that the chain link documents should be
verified in original by the empanelled lawyer in their respective office (except in BT case), we
shall not be responsible if any kind of discrepancy found thereafter.
e) Our maximum aggregate liability to any involved parties arising from or in relation to, this (in
contract, tort, negligence or otherwise) however arising shall not be in any circumstances exceed
the professional fee payable to The Law Port of India for this specific mandate.
f) It may be noted that we are neither handwriting expert nor expert at detecting fraudulent
documents. Hence, we shall not be responsible in this regard. The inspection of index records as
being made available at the office of concerned sub-registrar, are normally incomplete, scattered
in nature & manually managed, due to which it is impossible to find out other registered entries
(if any) related to the said property.

Digitally signed by KAMAL KANT

KAMA
GUPTA
Yours faithfully, DN: c=IN, st=Delhi,
2.5.4.20=e4e80e48de2b5d67c6006
ff3e4dde24c47cac5c242c40d1356
Kamal Kant Gupta d0075ca6d0038a,

L KANT
postalCode=110051,
Advocate street=E-15/23 KRISHNA NAGAR
East Delhi,
pseudonym=b710a30399d53feda
4f9d4da1e5ae3ef,

GUPTA
serialNumber=f9e4599aa4d212eb
Reference case name : Neetu 2d620d8b4189320e08417422d19f
96e6acf3e4e146fd79ff,
o=Personal, cn=KAMAL KANT
GUPTA
Date: 2023.11.06 15:08:27 +05'30'