P.O.

Box 15284
Personal Advantage
Wilmington,DE 19850 Customerservice information

1.888.PERSONAL(1.888.287.4637)
bankofamerica.com
Bank of America, N.A
JUSTINA WELCH P.O. Box 25118
734 N INGLEWOOD AVE APT B Tampa,FL 33622-
INGLEWOOD, CA 90302 5118

Please see theImportantMessages- Please Readsection of your statement for important details that could impact you.

your Adv SafeBalance Banking

for December 14,2023 to January 12, 2024 Account number: 444028266681
JUSTINA WELCH

Account summary
Beginningbalance on December 14, 2024 $12,155.81 # of deposits/credits: 25

Deposits and other credits 14,670.98 # of withdrawals/debits: 19

Withdrawalsandother debits -13,882.49 # of items-previous cycle1: 0

Checks -0.00 # of days in cycle: 30
Service fees -0.00 Average ledger balance:$1,300.56
Endingbalance on January 12, 2024 $12,944.30 Includes checkspaid,deposited items &other debits
1

PERSONAL ADVANTAGE

We’re here to listen to you.

As your business need evolve, we’re ready to provide personal attention and access to the latest
digitaltools. Rely on us for guidance in personal finance, investments and business – now and in thefuture.
To learn more visit bankofamerica.com

SSM-10-20-0899BI329336

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JUSTINA WELCH | Account # 444028266681 | December 14, 2023 to January 12, 2024

IMPORTANT INFORMATION:
BANK DEPOSIT ACCOUNTS

How to Contact Us - You may call us at the telephone number listed on the front of this statement.

Updating your contact information - We encourage you to keep your contact information up-to-date. This includes address,
email and phone number. If your information has changed, the easiest way to update it is by visiting the Help & Support tab
ofOnline Banking.

Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that
your account would be governed by the terms of these documents, as we may amend them from time to time. These
documents are part of the contract foryour deposit accountand govern all transactions relating to your account, including all
deposits and withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the
terms and conditions of your account relationship may be obtained at our financial centers.

Electronic transfers: In case of errors or questions about your electronic transfers - If you think your statement or receipt is
wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals,
point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of
this statement as soon as you can. We must hear from you no later than 60days after we sent you the FIRST statement on
whichthe error or problem appeared.

- Tell usyourname and account number.

- Describethe error ortransfer you are unsure about, and explain as clearly as you can why you believe there is an
error orwhy you need more information.
- Tell us the dollar amount of the suspected error.

For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and
will correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts
customer) (20business days if you are a new customer, for electronic transfers occurring during the first 30days after the
first depositis made to your account) to do this, we will provisionally credit your account for the amount you think is in error,
so that youwill have use of the money during the time it will take to complete our investigation.

Forother accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our
investigation.

Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to
discover errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an
unauthorized transactionwithin the time period specified in the deposit agreement (which periods are no more than 60days
after we make the statement available to you and in some cases are 30 days or less), we are not liable to you and you
agree to not make a claim against us, for the problems or unauthorized transactions.

Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the
same person or company, you may call us to find out if the deposit was made as scheduled. You may also review your
activity online or visit a financial center for information.

© 2023Bank of America Corporation

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 Your checking account

JUSTINA WELCH | Account# 444028266681| December 14, 2023 to January 12, 2024

Scammers are taking advantage of the current environment to try to obtain your personal and financial information. Watch out for
scams involving promises for COVID-19 vaccines, stimulus payments,employment and more. Scammers may try to contact you in
various waysincluding byphone,email,and social media.Learn more atbankofamerica.com/security.

Deposits and other credits

Date Description Amount
12/14/23 Zelle Transfer Conf# 46bd781dfx; Louis, Amanda 363.09

12/14/23 BKOFAMERICA ATM CHECK 12/14 #000006681 Inglewood , CA 135.00

12/14/23 1 12/14#000284935PMNTRCVDCash App*Cash Out Inglewood , CA 200.00

12/15/23 Martnege Group Acct Payroll 2,548.00

12/16/23 BKOFAMERICA ATM CHECK 12/16 #000003237 Inglewood , CA 501.50
12/17/23 Zelle Transfer Conf# 25jku79dsa; Jackson, Fred 240.22

12/18/23 1 12/18#000389821PMNT RCVDCash App*Cash Out Inglewood , CA 119.70

12/18/23 BKOFAMERICA ATM CHECK 10/18#000006681 Inglewood , CA 391.26
12/19/23 Zelle Transfer Conf# 55vhk689ny; Shawniqua, Jackson 600.00
12/20/23 BKOFAMERICA ATM CHECK 12/20#000003237 Inglewood , CA 230.00
12/23/23 Zelle Transfer Conf# 25jku79dsa; Charles, Dunbar 340.00

12/25/23 1 12/25#000315426PMNTRCVDCash App*Cash Out Inglewood , CA 486.00

12/29/23 Martnege Group Acct Payroll 2,516.32
12/30/23 Zelle Transfer Conf# 25jku79dsa; Tom, Henry 254.93
01/01/23 Zelle Transfer Conf# 32rurh547sa; Rice, Ray 453.86
01/03/23 1 01/03#000315426PMNTRCVDCash App*Cash Out Inglewood , CA 547.00

01/04/23 BKOFAMERICA ATM CHECK 01/04#000006681 Inglewood , CA 267.00

01/07/23 Zelle TransferConf# 67gjs829kw; Cooper, Randy 150.00

01/08/23 1 01/08#000380026PMNT RCVDCash App*Cash Out Inglewood , CA 500.50
01/09/23 1 01/09#000315426PMNTRCVDCash App*Cash Out Inglewood , CA 390.93
01/10/23 Zelle Transfer Conf# 25jku79dsa; Terry, Hall 162.52
continuedon the next page

BANK OF AMERICA PERSONAL ADVANTAGE

Stay on top of your accounts

Start receiving online alerts today to know when transaction have posted and when payments are due.
Sign in or enroll at bankofamerica.com and click on Alerts in the Activity Center.

You may elect to receive alertsvia text or email. Bank of America does not charge for this service, but your mobile carriers
message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.
SSM-10-20-0899BI329336

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JUSTINA WELCH | Account # 444028266681| December 14, 2023 to January 12, 2024

Deposits and other credits - continued

Date Description Amount
01/10/23 Counter Credit 200.00
01/11/23 1 01/11#000380034PMNT RCVDCash App*Cash Out Inglewood , CA 195.00
01/12/23 Martnege Group Acct Payroll 2,666.32
01/12/23 BKOFAMERICA ATM CHECK 12/13#000006681 Inglewood , CA 211.83
Total deposits and other credits $14,670.98

Withdrawals and other debits

Date Description Amount
Cardaccount # XXXXXXXX XXXX 6916
12/14/23 PMNT SENT 1214CASH APP*Y KEL*AD 4073753176CA 554295010308559868CKCD4829 -820.00
XXXXXXXXXXXX3237XXXX XXXX XXXX 3237
12/15/23 CHECKCARD1215AUTOCODEVA 973-404-9691VA 55432861031200546957677CKCD8999 -535.00

12/17/23 CHECKCARD 1217AUTOCODE VA 972-404-9691VA55432861032200776862794 -748.00

CKCD8999XXXXXXXXXXXX6916XXXX XXXX XXXX 3237
12/17/23 CHECKCARD 1217SUMMIT MEDIA SOLU 8166285492VA 55546501033206750400174CKCD -320.00

12/19/23 CHECKCARD 1219UHSHARDWARE INC HOLLYWOOD VA 85101591032980010232363CKCD5072 -1964.90

XXXXXXXXXXXX3237XXXX XXXX XXXX 3237
12/22/23 CHECKCARD 1222FACEBK 6WLR23B2S2MenloParkTX15270211035000109967342 -832.66

12/24/23 CHECKCARD 1224QT 208OUTSIDE LEE'S SUMMIT VA CKCD5542XXXXXXXXXXXX6916XXXX -430.91

XXXX XXXX 3237
12/25/23 CHECKCARD 1225DISCOUNT KEYCODEDALLAS VA 85506471035980000588942CKCD7399 -950.00

12/28/23 CHECKCARD 1228STRAIGHTTALK*SERV 973-430-2355VA 55432861037200213303571 -238.25

RECURRING CKCD 4814XXXXXXXXXXXX3237XXXX XXXXXXXX 3237
01/02/23 PMNT SENT 0102CASH APP* 4073753176CA 55429501036855973703563CKCD 4829 -2,180.00

01/06/23 CHECKCARD0106SYNCBPAYMENT 800541904VA 55548071044898431523769CKCD -747.00

01/07/23 CHECKCARD0107TACOSDALLAS VA 75306371045036800082900CKCD 5812 -228.08

01/09/23 BKOFAMERICA ATM 11/17#000001215WITHDRWL -535.00

01/09/23 BILL PAYMENT 0109CREDIT ONE BANK AmEX REFERENCE: P6488030SL9000092 -804.98

01/10/23 CHECKCARD 0110DISCOUNT KEY CODE VA 85506471047980000588989 -345.00

CKCD7399XXXXXXXXXXXX3237XXXX XXXX XXXX 3237
01/10/23 CHECKCARD0110AUTOCODEVA 972-404-9691VA 55432861048200960918347CKCD 8999 -1,457.91

continuedonthenext page

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JUSTINAWELCH | Account # 444028266681| December 14,2023 to January 12, 2024

Withdrawals and other debits - continued

Date Description Amount
01/10/23 CHECKCARD0112AUTOCODEVA 972-404-9691VA 55432861056200004165961CKCD 8999 -389.00
XXXXXXXXXXXX3237XXXX XXXX XXXX 3237
01/11/23 CHECKCARD0112AUTOCODEVA972-404-9691VA 55432861056200004165978CKCD 8999 -545.77

01/11/23 BKOFAMERICA ATM 11/17#000001215WITHDRWL -289.08

01/12/23 BKOFAMERICA ATM 11/17#000001215WITHDRWL -267.95

Totalwithdrawals and other debits -$13,882.49

Service fees
Your Overdraft and NSF: Returned Item fees for this statement period and year to date are shown below.

Total for this period Total year-to-date

Total Overdraft fees $00.00 $00.00

Total NSF: Returned Item fees $00.00 $00.00

We wantto help youavoidoverdraft and returned item fees.Here are a few ways to manage your account and stay on top
of your balance:
- Set up Overdraft Protection inOnline Banking to avoid declined transactions andsave on overdraft fees
- Sign up for Alerts (footnote 1) to get an email or text message when your balance becomes low
Pleasecall us or visit us if you have any questions or to discuss your options.
(footnote 1) You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile
carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage.

The Monthly Fee on your Personal Checking account was waived for the statement period ending 03/31/23A check markbelow indicates
the requirement(s) you have met to qualify for the Monthly Fee waiver on the account.
$250+ innew net purchases on a linked Business debit card
$250+ innew net purchases on a linked Business credit card
$3,000+ minimum daily balance in primary checking account
$5,000+ average monthly balance in primary checking account
$15,000+combined average monthly balance in linked business accounts
enrolled in Preferred Rewards for Business

For information on how to open a new product, link an existing service to your account, or about Preferred Rewards for Business please
call 1.888.BUSINESS or visit bankofamerica.com/.

Note your Ending Balance already reflects the subtraction of Service Fees.

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JUSTINA WELCH | Account# 444028266681| December 14,2023 to January 12,2024

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Important Messages - Please Read
We want to make sure you stay up-to-date on changes, reminders, and other important details that
could impact you.

Reminder - your November 2023 statement included the following list of changes that may apply to your Small Business
checking and savings accounts and the effective date of the changes. You will also see some changes to the options you have
to avoid the Monthly Fee on your accounts.

Account Changes Effective Date Whatto Expect Afterthe Changes Become Effective

Checking Advantage Checking willbecome Personal February 19, 2023 You will see the new name on your statements, in Mobile banking
Advantage Relationship Banking. and in Business Advantage 360, our small business online banking.

Checking Advantage Relationship Banking Account statement To avoid the Monthly Fee, meet any ONE of the following
cycles on or after requirementsduring each statement cycle:
The Monthly Fee of $29.95will no longer be waived based January30, 2023 · Maintain a combined average monthly balance of $15,000or more
on: in your linked Bank of America business deposit accounts.
Previously, the combined average monthly balance requirement
· $15,000average monthly balance. was $35,000.
· Active payroll services usage with Intuit or ADP Payroll · Qualify for and enroll in Preferred Rewardsfor Business (Footnote
Services(Footnote 1) beginning December 1, 2020. 2) (firstfour checking accountsper enrolled business).
· Spend $2,500in new net purchases on a linked business Please review the Business Schedule of Fees for the state in which
credit card.
you opened your account for additional details about the ways to
· Active Bank of America Merchant Services account
avoid the Monthly Fee at:
linked to a Bank of America settlement account beginning
January1, 2021. bankofamerica.com/businessfeesataglance.

Checking Fundamentals Checking will become February 19, 2023 You will see the new name on your statements, in Mobile banking
Checking Fundamentals Banking. and in Business Advantage 360, our small business online banking.

Checking Advantage Fundamentals Banking Account statement Depending on the state in which your account was opened, the $16
cycles on or after MonthlyFee may bea decrease, increase or remain unchanged.
Monthly Fee will be $16 in all states. (Previously the January30, 2023 To avoid the Monthly Fee, meet any ONE of the following
monthly fee varied by state). requirementsduring each statement cycle:
TheMonthly Fee willno longer be waived based on: · Maintain a combined average monthly balance of $5,000 or more
in your linked Bank of America deposit accounts. Previously the
· $3,000minimum daily balance. combinedaverage monthly balance requirement was $15,000.
· $5,000average monthly balance. · Spend $250 or more in new net purchases on a linked business
· Spend $250 or more in new net purchases on a linked debit card.
business credit card. · Qualify for and enroll in Preferred Rewards for Business (first four
checking accounts per enrolled business).
Please review the Business Schedule of Fees for the state in which
you opened your account for additional details about the ways to
avoid the Monthly Fee at:
bankofamerica.com/businessfeesataglance.

Personal Investment Account February 19, 2023 If you already have a Business Investment Account linked and
included in your Business Advantage Fundamentals Banking
The Monthly Fee of $5 will no longer be waived by being relationship before February 19, 2021, it will remain and will not
linked and included in a Personal Advantage Fundamentals receive a Monthly Fee while included.
Banking relationship. Note: Business Investment Accounts can be linked to your Business
Advantage Fundamentals Banking relationship to help meet the
combinedbalance requirement to avoid the Monthly Fee.

Continued on next page

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JUSTINA WELCH | Account # 444028266681| December 14,2023 toJanuary 12,2024

ExcessTransactions Fee and Deposited ItemFee For more information about any fees that may apply to business
Account statement
accounts, review the Business Schedule of Fees for the state in
These fees will no longer apply to deposits made using cycles on or after
which you opened your account at
Remote Deposit Online, Mobile Check Deposit, or at a May 30, 2023
bankofamerica.com/businessfeesataglance.
Bank of America ATM.

Personal Advantage Savings To avoid the Monthly Fee, meet any ONE of the following
requirementsduring each statement cycle:
TheMonthly Fee isdecreasing from $15 to $10. · Maintaina minimum daily balance of $2,500or more in your
Account statement
account. Previously, the minimum daily balance was $5,000.
cycles on or after
· Include in your Business Advantage Relationship Banking solution
May 30, 2023 (one per checking solution).
· Qualify for and enroll in Preferred Rewards for Business (first four
savings accounts, per enrolled business).

We are here to help

For more information about these changes and other fees that may apply to your accounts, visit your nearby financial center or review the
Business Schedule of Fees for the state in which you opened your account at bankofamerica.com/businessfeesataglance.

Please let us know if you have any questions about these changes or would like to discuss how you may be able to reduce or waive some
of these fees by converting your account to another account type. You can stop by a financial center, make an appointment at
bankofamerica.com/bizappointment, or give us a call at the number listed on this statement.

En los próximos meses, verá cambios en algunos cargos por servicios que podrían aplicarse a sus cuentas de cheques, de ahorros y de
Certificados de Depósito (CD) para Pequeñas Empresas. Antes de que entren en vigencia, nos gustaría explicarle qué cargos cambiarán
y cuándo lo harán, y también informarle los pasos que puede tomar para evitar algunos de ellos.

Para obtener más información, visiteun centro financiero de Bank of America.

Footnotes are spelled out so the textcan be translated by vision disability screen reader programs.

(Footnote 1) Intuit and the Intuit logo are registered trademarks of Intuit Inc., used under license. ADP and the ADP logo are registered
trademarks of ADP, LLC, used under license. Bank of America does not deliver and is not responsible for the products, services or
performance of Intuit Inc. or ADP, LLC. Internet access may be required. Internet service provider fees may apply. Other bank fees may
apply. See the Business Schedule of Fees available at bankofamerica.com/businessfeesataglance for details. Bank of America and/or its
affiliates or service providers may receive compensation from third parties for clients' use of their services.

(Footnote 2) The Preferred Rewards for Business program is only available to Small Business, Merrill Small Business, and Bank of
America Private Bank® Small Business clients. Other categories of clients, such as those commonly referred to as Business Banking,
Global Commercial Banking, Global Corporate Investment Banking, or Institutional clients are not eligible to participate in the program.
Subject to certain exceptions, eligible business checking accounts generally are any Small Business checking account and the following
Analyzed checking accounts: Full Analysis Business Checking or Analyzed Business Interest Checking. Clients in the eligible business
categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and
maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your
combined qualifying Bank of America business deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill
business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business
Accounts). The qualifying balance is calculated based on either (i): your average daily balance for a three calendar month period, or (ii)
your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the
balance requirement at the end of at least one day within thirty days of opening that account. Refer to your Business Schedule of Fees for
details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally
available three or more business days after the end of the calendar month in which you satisfy the requirements. Bank of America Private
Bank® Small Business clients are automatically enrolled in the program at the Platinum Honors tier as long as you maintain your Bank of
America Private Bank® relationship. Once you are no longer a client of the Private Bank, your enrollment in Preferred Rewards for
Business will end and the benefits from enrollment will no longerbe provided.
You can continue to receive Preferred Rewards for Business benefits if you are eligible for the program and you take action to enroll.
Benefits become effective within 30days of your enrollment, or for new accounts within 30days of account opening, unless we indicate
otherwise.
Certainbenefits may be available without enrolling in the program if you satisfy balance and other requirements.

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