Classification: Public #

01/04/2024

Halifax Intermediaries
Product Guide
Customers with smaller loans will typically pay less over the product life if
they select products with smaller fees, despite the higher interest rates
payable.

For the use of mortgage intermediaries and other professionals

only.

Contact your local Business Development

Manager for more information or visit
www.halifax-intermediaries.co.uk
 01 April 2024
Classification: Public #

Homebuyer
For products above 85% the following criteria rules will apply:
1.An enhanced credit score requirement will be applied
2.Commitments to be repaid upon completion - any current credit commitments will be deducted as ongoing in our affordability calculation even where declared as ‘to be
repaid’

ERC structure on all products:

2 year - 2% to 30/06/2025 and 1% to 30/06/2026
5 year - 5% to 30/06/2025, 4% to 30/06/2026, 3% to 30/06/2027, 2% to 30/06/2028 and 1% to 30/06/2029
10 year - 6% to 30/06/2029, 5% to 30/06/2030, 4% to 30/06/2031, 3% to 30/06/2032, 2% to 30/06/2033 and 1% to 30/06/2034

Fixed - £0 fee
Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

4.89 30/06/2026 £0 £25,000 £2,000,000 0 60 30 November 2024 FEF242 Repayment and Interest Only

4.96 30/06/2026 £0 £25,000 £2,000,000 0 75 30 November 2024 FEF235 Repayment and Interest Only

5.19 30/06/2026 £0 £25,000 £2,000,000 0 80 30 November 2024 FEF282 Repayment Only

2 year

5.19 30/06/2026 £0 £25,000 £2,000,000 0 85 30 November 2024 FEF262 Repayment Only

Repayment Only
5.42 30/06/2026 £0 £25,000 £750,000 0 90 30 November 2024 FEF293 Specific criteria applies to availability

Repayment Only
5.65 30/06/2026 £0 £25,000 £570,000 90 95 30 November 2024 FEF299
Specific criteria applies to availability

4.50 30/06/2029 £0 £25,000 £2,000,000 0 60 30 November 2024 FEF249 Repayment and Interest Only

4.52 30/06/2029 £0 £25,000 £2,000,000 0 75 30 November 2024 FEF275 Repayment and Interest Only

4.62 30/06/2029 £0 £25,000 £2,000,000 0 80 30 November 2024 FEF255 Repayment Only

5 year

4.62 30/06/2029 £0 £25,000 £2,000,000 0 85 30 November 2024 FEF267 Repayment Only

Repayment Only
4.80 30/06/2029 £0 £25,000 £750,000 0 90 30 November 2024 FEF287 Specific criteria applies to availability

Repayment Only
5.21 30/06/2029 £0 £25,000 £570,000 90 95 30 November 2024 FEF303
Specific criteria applies to availability

5.02 30/06/2034 £0 £25,000 £2,000,000 0 60 30 November 2024 FEF229 Repayment and Interest Only

10 year

5.02 30/06/2034 £0 £25,000 £2,000,000 0 75 30 November 2024 FEF230 Repayment and Interest Only

Fixed - £999 fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

4.63 30/06/2026 £999 £25,000 £2,000,000 0 60 30 November 2024 FEF245 Repayment and Interest Only

4.70 30/06/2026 £999 £25,000 £2,000,000 0 75 30 November 2024 FEF238 Repayment and Interest Only

4.93 30/06/2026 £999 £25,000 £2,000,000 0 80 30 November 2024 FEF285 Repayment Only

2 year

4.93 30/06/2026 £999 £25,000 £2,000,000 0 85 30 November 2024 FEF265 Repayment Only

Repayment Only
5.16 30/06/2026 £999 £25,000 £750,000 0 90 30 November 2024 FEF296
Specific criteria applies to availability

Repayment Only
5.39 30/06/2026 £999 £25,000 £570,000 90 95 30 November 2024 FEF301
Specific criteria applies to availability

4.39 30/06/2029 £999 £25,000 £2,000,000 0 60 30 November 2024 FEF252 Repayment and Interest Only

4.41 30/06/2029 £999 £25,000 £2,000,000 0 75 30 November 2024 FEF278 Repayment and Interest Only

4.51 30/06/2029 £999 £25,000 £2,000,000 0 80 30 November 2024 FEF258 Repayment Only

5 year

4.51 30/06/2029 £999 £25,000 £2,000,000 0 85 30 November 2024 FEF270 Repayment Only

Repayment Only
4.69 30/06/2029 £999 £25,000 £750,000 0 90 30 November 2024 FEF290
Specific criteria applies to availability

Repayment Only
5.10 30/06/2029 £999 £25,000 £570,000 90 95 30 November 2024 FEF305
Specific criteria applies to availability

4.93 30/06/2034 £999 £25,000 £2,000,000 0 60 30 November 2024 FEF231 Repayment and Interest Only
10 year

4.93 30/06/2034 £999 £25,000 £2,000,000 0 75 30 November 2024 FEF232 Repayment and Interest Only
 Large Loans
Classification: Public
Fixed - £1999 fee
#

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

4.88 30/06/2026 £1,999 £2,000,001 £5,000,000 0 60 30 November 2024 FEF241 Repayment and Interest Only

2 year

4.95 30/06/2026 £1,999 £2,000,001 £5,000,000 0 75 30 November 2024 FEF233 Repayment and Interest Only

4.64 30/06/2029 £1,999 £2,000,001 £5,000,000 0 60 30 November 2024 FEF248 Repayment and Interest Only

5 year

4.66 30/06/2029 £1,999 £2,000,001 £5,000,000 0 75 30 November 2024 FEF273 Repayment and Interest Only

New Build Homebuyer

The maximum LTV for New Build houses/bungalows is 95% and for New Build flats is 85%. For conversions or renovations the maximum LTV is 80%

Fixed - £0 fee
Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

New Build Cases Only

5.09 30/06/2026 £0 £25,000 £2,000,000 0 60 31 May 2025 FEF243 Repayment and Interest Only

New Build Cases Only

5.16 30/06/2026 £0 £25,000 £2,000,000 0 75 31 May 2025 FEF236 Repayment and Interest Only

New Build Cases Only

5.39 30/06/2026 £0 £25,000 £2,000,000 0 80 31 May 2025 FEF281 Repayment Only
2 year
New Build Cases Only
5.39 30/06/2026 £0 £25,000 £2,000,000 0 85 31 May 2025 FEF261 Repayment Only

New Build Cases Only

5.62 30/06/2026 £0 £25,000 £750,000 0 90 31 May 2025 FEF295 Repayment Only

New Build Cases Only

5.65 30/06/2026 £0 £25,000 £570,000 90 95 30 November 2024 FEF300 Repayment Only

New Build Cases Only

4.70 30/06/2029 £0 £25,000 £2,000,000 0 60 31 May 2025 FEF250 Repayment and Interest Only

New Build Cases Only

4.72 30/06/2029 £0 £25,000 £2,000,000 0 75 31 May 2025 FEF276 Repayment and Interest Only

New Build Cases Only

4.82 30/06/2029 £0 £25,000 £2,000,000 0 80 31 May 2025 FEF256
Repayment Only
5 year
New Build Cases Only
4.82 30/06/2029 £0 £25,000 £2,000,000 0 85 31 May 2025 FEF268 Repayment Only

New Build Cases Only

5.00 30/06/2029 £0 £25,000 £750,000 0 90 31 May 2025 FEF289
Repayment Only

New Build Cases Only

5.21 30/06/2029 £0 £25,000 £570,000 90 95 30 November 2024 FEF304 Repayment Only

Fixed - £999 fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

New Build Cases Only

4.83 30/06/2026 £999 £25,000 £2,000,000 0 60 31 May 2025 FEF246 Repayment and Interest Only

New Build Cases Only

4.90 30/06/2026 £999 £25,000 £2,000,000 0 75 31 May 2025 FEF239 Repayment and Interest Only

New Build Cases Only

5.13 30/06/2026 £999 £25,000 £2,000,000 0 80 31 May 2025 FEF284 Repayment Only
2 year
New Build Cases Only
5.13 30/06/2026 £999 £25,000 £2,000,000 0 85 31 May 2025 FEF264 Repayment Only

New Build Cases Only

5.36 30/06/2026 £999 £25,000 £750,000 0 90 31 May 2025 FEF298 Repayment Only

New Build Cases Only

5.39 30/06/2026 £999 £25,000 £570,000 90 95 30 November 2024 FEF302 Repayment Only

New Build Cases Only

4.59 30/06/2029 £999 £25,000 £2,000,000 0 60 31 May 2025 FEF253 Repayment and Interest Only

New Build Cases Only

4.61 30/06/2029 £999 £25,000 £2,000,000 0 75 31 May 2025 FEF279 Repayment and Interest Only

New Build Cases Only

4.71 30/06/2029 £999 £25,000 £2,000,000 0 80 31 May 2025 FEF259 Repayment Only
5 year
New Build Cases Only
4.71 30/06/2029 £999 £25,000 £2,000,000 0 85 31 May 2025 FEF271 Repayment Only

New Build Cases Only

4.89 30/06/2029 £999 £25,000 £750,000 0 90 31 May 2025 FEF292 Repayment Only

New Build Cases Only

5.10 30/06/2029 £999 £25,000 £570,000 90 95 30 November 2024 FEF306 Only available when taken on a repayment basis
Classification: Public #
First Homes - First Time Buyer Only
Available for the Governments First Homes scheme in England only
All applicants must be First Time Buyers and be approved by their Local Authority before applying
Maximum purchase price is £250,000 (£420,000 in London), and property must be a new build
Min scheme LTV is 50%

ERC structure on all products:

2 year - 2% to 30/06/2025 and 1% to 30/06/2026
5 year - 5% to 30/06/2025, 4% to 30/06/2026, 3% to 30/06/2027, 2% to 30/06/2028 and 1% to 30/06/2029

First Home - Fixed - £0 fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

2 year 5.16 30/06/2026 £0 £25,000 £300,000 0 75 31 May 2025 FEF234 Repayment Only

First Home - Fixed - £0 fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

5 year 4.72 30/06/2029 £0 £25,000 £300,000 0 75 31 May 2025 FEF274 Repayment Only

Homebuyer
For products above 85% the following criteria rules will apply:
1.An enhanced credit score requirement will be applied
2.Commitments to be repaid upon completion - any current credit commitments will be deducted as ongoing in our affordability calculation even where declared as ‘to be
repaid’
ERC structure on all products:
2 year - 1% to 30/06/2025 and 0.5% to 30/06/2026

Tracker
Product Type Rate(%) Tracke BoE + Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

5.48 0.23 30/06/2026 £999 £25,000 £2,000,000 0 60 30 November 2024 FEF226 Repayment and Interest Only

5.58 0.33 30/06/2026 £999 £25,000 £2,000,000 0 75 30 November 2024 FEF225 Repayment and Interest Only

5.66 0.41 30/06/2026 £999 £25,000 £2,000,000 0 80 30 November 2024 FEF224 Repayment Only

2 year 5.83 0.58 30/06/2026 £999 £25,000 £2,000,000 0 85 30 November 2024 FEF223 Repayment Only

Repayment Only
6.51 1.26 30/06/2026 £999 £25,000 £750,000 0 90 30 November 2024 FEF222
Specific criteria applies to availability

5.48 0.23 30/06/2026 £3,999 £2,000,001 £5,000,000 0 60 30 November 2024 FEF228 Repayment and Interest Only

5.58 0.33 30/06/2026 £3,999 £2,000,001 £5,000,000 0 75 30 November 2024 FEF227 Repayment and Interest Only
 01 April 2024
Classification: Public #

Homebuyer Green Home

A £250 cashback is available on selected residential products, to those purchasing a property with an Energy Efficiency Band of A or B, or an Energy Efficiency Rating of 81
or higher. Evidence of this must be validated prior to application and a copy retained on your file for audit purposes at a later date, via a valid Energy Performance Rating on
the Energy Performance Certificate Register, an Energy Performance Certificate itself, or a valid Predicted Energy Performance Certificate for New Build properties

ERC structure on all products:

2 year - 2% to 30/06/2025 and 1% to 30/06/2026
5 year - 5% to 30/06/2025, 4% to 30/06/2026, 3% to 30/06/2027, 2% to 30/06/2028 and 1% to 30/06/2029
10 year - 6% to 30/06/2029, 5% to 30/06/2030, 4% to 30/06/2031, 3% to 30/06/2032, 2% to 30/06/2033 and 1% to 30/06/2034

Fixed
Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

£250 Cashback
4.89 30/06/2026 £0 £25,000 £2,000,000 0 60 30 November 2024 GRW169
Repayment and Interest Only

£250 Cashback
4.96 30/06/2026 £0 £25,000 £2,000,000 0 75 30 November 2024 GRW162 Repayment and Interest Only

£250 Cashback
5.19 30/06/2026 £0 £25,000 £2,000,000 0 80 30 November 2024 GRW209
Repayment Only
2 year
£250 Cashback
5.19 30/06/2026 £0 £25,000 £2,000,000 0 85 30 November 2024 GRW189 Repayment Only

£250 Cashback
5.42 30/06/2026 £0 £25,000 £750,000 0 90 30 November 2024 GRW220
Repayment Only

£250 Cashback
5.65 30/06/2026 £0 £25,000 £570,000 90 95 30 November 2024 GRW226 Repayment Only

£250 Cashback
4.50 30/06/2029 £0 £25,000 £2,000,000 0 60 30 November 2024 GRW176
Repayment and Interest Only

£250 Cashback
4.52 30/06/2029 £0 £25,000 £2,000,000 0 75 30 November 2024 GRW202 Repayment and Interest Only

£250 Cashback
4.62 30/06/2029 £0 £25,000 £2,000,000 0 80 30 November 2024 GRW182
Repayment Only
5 year
£250 Cashback
4.62 30/06/2029 £0 £25,000 £2,000,000 0 85 30 November 2024 GRW194
Repayment Only

£250 Cashback
4.80 30/06/2029 £0 £25,000 £750,000 0 90 30 November 2024 GRW219 Repayment Only

£250 Cashback
5.21 30/06/2029 £0 £25,000 £570,000 90 95 30 November 2024 GRW230
Repayment Only

£250 Cashback
5.02 30/06/2034 £0 £25,000 £2,000,000 0 60 30 November 2024 GRW156 Repayment and Interest Only
10 year
£250 Cashback
5.02 30/06/2034 £0 £25,000 £2,000,000 0 75 30 November 2024 GRW157
Repayment and Interest Only

Fixed - £999 fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

£250 Cashback
4.63 30/06/2026 £999 £25,000 £2,000,000 0 60 30 November 2024 GRW172 Repayment and Interest Only

£250 Cashback
4.70 30/06/2026 £999 £25,000 £2,000,000 0 75 30 November 2024 GRW165 Repayment and Interest Only

£250 Cashback
4.93 30/06/2026 £999 £25,000 £2,000,000 0 80 30 November 2024 GRW212 Repayment Only
2 year
£250 Cashback
4.93 30/06/2026 £999 £25,000 £2,000,000 0 85 30 November 2024 GRW192 Repayment Only

£250 Cashback
5.16 30/06/2026 £999 £25,000 £750,000 0 90 30 November 2024 GRW223 Repayment Only

£250 Cashback
5.39 30/06/2026 £999 £25,000 £570,000 90 95 30 November 2024 GRW228 Repayment Only

£250 Cashback
4.39 30/06/2029 £999 £25,000 £2,000,000 0 60 30 November 2024 GRW179 Repayment and Interest Only

£250 Cashback
4.41 30/06/2029 £999 £25,000 £2,000,000 0 75 30 November 2024 GRW205
Repayment and Interest Only

£250 Cashback
4.51 30/06/2029 £999 £25,000 £2,000,000 0 80 30 November 2024 GRW185 Repayment Only
5 year
£250 Cashback
4.51 30/06/2029 £999 £25,000 £2,000,000 0 85 30 November 2024 GRW197 Repayment Only

£250 Cashback
4.69 30/06/2029 £999 £25,000 £750,000 0 90 30 November 2024 GRW216 Repayment Only

£250 Cashback
5.10 30/06/2029 £999 £25,000 £570,000 90 95 30 November 2024 GRW232 Repayment Only

£250 Cashback
4.93 30/06/2034 £999 £25,000 £2,000,000 0 60 30 November 2024 GRW158 Repayment and Interest Only
10 year
£250 Cashback
4.93 30/06/2034 £999 £25,000 £2,000,000 0 75 30 November 2024 GRW159 Repayment and Interest Only
 Large Loans
Classification: Public
Fixed - £1999 fee
#

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

£250 Cashback
4.88 30/06/2026 £1,999 £2,000,001 £5,000,000 0 60 30 November 2024 GRW168 Repayment and Interest Only
2 year
£250 Cashback
4.95 30/06/2026 £1,999 £2,000,001 £5,000,000 0 75 30 November 2024 GRW160 Repayment and Interest Only

£250 Cashback
4.64 30/06/2029 £1,999 £2,000,001 £5,000,000 0 60 30 November 2024 GRW175
Repayment and Interest Only
5 year
£250 Cashback
4.66 30/06/2029 £1,999 £2,000,001 £5,000,000 0 75 30 November 2024 GRW200
Repayment and Interest Only

New Build Homebuyer Green Home

A £250 cashback is available on selected residential products, to those purchasing a property with an Energy Efficiency Band of A or B, or an Energy Efficiency Rating of 81
or higher. Evidence of this must be validated prior to application, via a valid Energy Performance Rating on the Energy Performance Certificate Register, an Energy
Performance Certificate itself, or a valid Predicted Energy Performance Certificate for New Build properties
The maximum LTV for New Build houses/bungalows is 95% and for New Build flats is 85%. For conversions or renovations the maximum LTV is 80%

Fixed
Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

£250 Cashback
5.09 30/06/2026 £0 £25,000 £2,000,000 0 60 31 May 2025 GRW170 New Build Cases Only
Repayment and Interest Only

£250 Cashback
5.16 30/06/2026 £0 £25,000 £2,000,000 0 75 31 May 2025 GRW163 New Build Cases Only
Repayment and Interest Only

£250 Cashback
5.39 30/06/2026 £0 £25,000 £2,000,000 0 80 31 May 2025 GRW208 New Build Cases Only
Repayment Only
2 year
£250 Cashback
5.39 30/06/2026 £0 £25,000 £2,000,000 0 85 31 May 2025 GRW188 New Build Cases Only
Repayment Only

£250 Cashback
5.62 30/06/2026 £0 £25,000 £750,000 0 90 31 May 2025 GRW222 New Build Cases Only
Repayment Only

£250 Cashback
5.65 30/06/2026 £0 £25,000 £570,000 90 95 30 November 2024 GRW227 New Build Cases Only
Repayment Only

£250 Cashback
4.70 30/06/2029 £0 £25,000 £2,000,000 0 60 31 May 2025 GRW177 New Build Cases Only
Repayment and Interest Only

£250 Cashback
4.72 30/06/2029 £0 £25,000 £2,000,000 0 75 31 May 2025 GRW203 New Build Cases Only
Repayment and Interest Only

£250 Cashback
4.82 30/06/2029 £0 £25,000 £2,000,000 0 80 31 May 2025 GRW183 New Build Cases Only
Repayment Only
5 year
£250 Cashback
4.82 30/06/2029 £0 £25,000 £2,000,000 0 85 31 May 2025 GRW195 New Build Cases Only
Repayment Only

£250 Cashback
5.00 30/06/2029 £0 £25,000 £750,000 0 90 31 May 2025 GRW215 New Build Cases Only
Repayment Only

£250 Cashback
5.21 30/06/2029 £0 £25,000 £570,000 90 95 30 November 2024 GRW231 New Build Cases Only
Repayment Only

Fixed - £999 fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

£250 Cashback
4.83 30/06/2026 £999 £25,000 £2,000,000 0 60 31 May 2025 GRW173 New Build Cases Only
Repayment and Interest Only

£250 Cashback
4.90 30/06/2026 £999 £25,000 £2,000,000 0 75 31 May 2025 GRW166 New Build Cases Only
Repayment and Interest Only

£250 Cashback
5.13 30/06/2026 £999 £25,000 £2,000,000 0 80 31 May 2025 GRW211 New Build Cases Only
Repayment Only
2 year
£250 Cashback
5.13 30/06/2026 £999 £25,000 £2,000,000 0 85 31 May 2025 GRW191 New Build Cases Only
Repayment Only

£250 Cashback
5.36 30/06/2026 £999 £25,000 £750,000 0 90 31 May 2025 GRW225 New Build Cases Only
Repayment Only

£250 Cashback
5.39 30/06/2026 £999 £25,000 £570,000 90 95 30 November 2024 GRW229 New Build Cases Only
Repayment Only

£250 Cashback
4.59 30/06/2029 £999 £25,000 £2,000,000 0 60 31 May 2025 GRW180 New Build Cases Only
Repayment and Interest Only

£250 Cashback
4.61 30/06/2029 £999 £25,000 £2,000,000 0 75 31 May 2025 GRW206 New Build Cases Only
Repayment and Interest Only

£250 Cashback
4.71 30/06/2029 £999 £25,000 £2,000,000 0 80 31 May 2025 GRW186 New Build Cases Only
Repayment Only
5 year
£250 Cashback
4.71 30/06/2029 £999 £25,000 £2,000,000 0 85 31 May 2025 GRW198 New Build Cases Only
Repayment Only

£250 Cashback
4.89 30/06/2029 £999 £25,000 £750,000 0 90 31 May 2025 GRW218 New Build Cases Only
Repayment Only

£250 Cashback
5.10 30/06/2029 £999 £25,000 £570,000 90 95 30 November 2024 GRW233 New Build Cases Only
Repayment Only

First Homes - First Time Buyer Only Green Home

Available for the Governments First Homes scheme in England only
All applicants must be First Time Buyers and be approved by their Local Authority before applying
Maximum purchase price is £250,000 (£420,000 in London), and property must be a new build
Min scheme LTV is 50%
ERC structure on all products:
2 year - 2% to 30/06/2025 and 1% to 30/06/2026
5 year - 5% to 30/06/2025, 4% to 30/06/2026, 3% to 30/06/2027, 2% to 30/06/2028 and 1% to 30/06/2029

First Home - Fixed

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

£250 Cashback
2 year 5.16 30/06/2026 £0 £25,000 £300,000 0 75 31 May 2025 GRW161
Repayment Only

First Home - Fixed

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

£250 Cashback
5 year 4.72 30/06/2029 £0 £25,000 £300,000 0 75 31 May 2025 GRW201
Repayment Only
 01 April 2024
Classification: Public
#

REM
ERC structure on all products:
2 year - 2% to 30/06/2025 and 1% to 30/06/2026
3 year - 3% to 30/06/2025, 2% to 30/06/2026, 1% to 30/06/2027
5 year - 5% to 30/06/2025, 4% to 30/06/2026, 3% to 30/06/2027, 2% to 30/06/2028 and 1% to 30/06/2029
10 year - 6% to 30/06/2029, 5% to 30/06/2030, 4% to 30/06/2031, 3% to 30/06/2032, 2% to 30/06/2033 and 1% to 30/06/2034

Remortgage Service
Remortgage service-we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs, and there is also no charge for a property assessment.

Fixed
Remortgage Service - £0 Fee
Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

5.04 30/06/2026 £0 £25,000 £2,000,000 0 60 30 November 2024 FEE986 Repayment and Interest Only

5.18 30/06/2026 £0 £25,000 £2,000,000 0 75 30 November 2024 FEE987 Repayment and Interest Only

2 year 5.85 30/06/2026 £0 £25,000 £2,000,000 0 80 30 November 2024 FEE988 Repayment Only

5.89 30/06/2026 £0 £25,000 £2,000,000 0 85 30 November 2024 FEE989 Repayment Only

6.21 30/06/2026 £0 £25,000 £750,000 0 90 30 November 2024 FEE985 Repayment Only

4.57 30/06/2027 £0 £25,000 £2,000,000 0 60 30 November 2024 FEF001 Repayment and Interest Only

4.72 30/06/2027 £0 £25,000 £2,000,000 0 75 30 November 2024 FEF002 Repayment and Interest Only

3 year 5.13 30/06/2027 £0 £25,000 £2,000,000 0 80 30 November 2024 FEF003 Repayment Only

5.20 30/06/2027 £0 £25,000 £2,000,000 0 85 30 November 2024 FEF004 Repayment Only

5.65 30/06/2027 £0 £25,000 £750,000 0 90 30 November 2024 FEE999 Repayment Only

4.57 30/06/2029 £0 £25,000 £2,000,000 0 60 30 November 2024 FEF011 Repayment and Interest Only

4.72 30/06/2029 £0 £25,000 £2,000,000 0 75 30 November 2024 FEF012 Repayment and Interest Only

5 year 5.13 30/06/2029 £0 £25,000 £2,000,000 0 80 30 November 2024 FEF013 Repayment Only

5.18 30/06/2029 £0 £25,000 £2,000,000 0 85 30 November 2024 FEF014 Repayment Only

5.45 30/06/2029 £0 £25,000 £750,000 0 90 30 November 2024 FEF010 Repayment Only

5.20 30/06/2034 £0 £25,000 £2,000,000 0 60 30 November 2024 FEF020 Repayment and Interest Only
10 year
5.20 30/06/2034 £0 £25,000 £2,000,000 0 75 30 November 2024 FEF021 Repayment and Interest Only

Fixed

Remortgage Service - £999 fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

4.73 30/06/2026 £999 £100,000 £2,000,000 0 60 30 November 2024 FEE991 Repayment and Interest Only

4.87 30/06/2026 £999 £100,000 £2,000,000 0 75 30 November 2024 FEE992 Repayment and Interest Only

2 year 5.54 30/06/2026 £999 £100,000 £2,000,000 0 80 30 November 2024 FEE993 Repayment Only

5.58 30/06/2026 £999 £100,000 £2,000,000 0 85 30 November 2024 FEE994 Repayment Only

5.90 30/06/2026 £999 £100,000 £750,000 0 90 30 November 2024 FEE990 Repayment Only

4.44 30/06/2027 £999 £100,000 £2,000,000 0 60 30 November 2024 FEF006 Repayment and Interest Only

4.59 30/06/2027 £999 £100,000 £2,000,000 0 75 30 November 2024 FEF007 Repayment and Interest Only

3 year 5.00 30/06/2027 £999 £100,000 £2,000,000 0 80 30 November 2024 FEF008 Repayment Only

5.07 30/06/2027 £999 £100,000 £2,000,000 0 85 30 November 2024 FEF009 Repayment Only

5.55 30/06/2027 £999 £100,000 £750,000 0 90 30 November 2024 FEF005 Repayment Only

4.44 30/06/2029 £999 £100,000 £2,000,000 0 60 30 November 2024 FEF016 Repayment and Interest Only

4.59 30/06/2029 £999 £100,000 £2,000,000 0 75 30 November 2024 FEF017 Repayment and Interest Only

5 year 5.00 30/06/2029 £999 £100,000 £2,000,000 0 80 30 November 2024 FEF018 Repayment Only

5.05 30/06/2029 £999 £100,000 £2,000,000 0 85 30 November 2024 FEF019 Repayment Only

5.32 30/06/2029 £999 £100,000 £750,000 0 90 30 November 2024 FEF015 Repayment Only

5.13 30/06/2034 £999 £100,000 £2,000,000 0 60 30 November 2024 FEF022 Repayment and Interest Only
10 year
5.13 30/06/2034 £999 £100,000 £2,000,000 0 75 30 November 2024 FEF023 Repayment and Interest Only
Classification: Public
#

Large Loans
Fixed

Remortgage Service - £1999 Fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

4.98 30/06/2026 £1,999 £2,000,001 £5,000,000 0 60 30 November 2024 FEF028 Repayment and Interest Only

2 year

5.12 30/06/2026 £1,999 £2,000,001 £5,000,000 0 75 30 November 2024 FEF029 Repayment and Interest Only

4.69 30/06/2029 £1,999 £2,000,001 £5,000,000 0 60 30 November 2024 FEF032 Repayment and Interest Only

5 year

4.84 30/06/2029 £1,999 £2,000,001 £5,000,000 0 75 30 November 2024 FEF033 Repayment and Interest Only

Remortgage Service and Remortgage Own Conveyancer

Remortgage service-we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs, and there is also no charge for a property assessment.
ERC structure on all products:
2 year - 1% to 30/06/2025 and 0.5% to 30/06/2026

Tracker

Product Type Rate(%) Tracks BoE + Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

5.48 0.23 30/06/2026 £999 £25,000 £2,000,000 0 60 30 November 2024 FEE995 Repayment and Interest Only

5.58 0.33 30/06/2026 £999 £25,000 £2,000,000 0 75 30 November 2024 FEE996 Repayment and Interest Only

5.66 0.41 30/06/2026 £999 £25,000 £2,000,000 0 80 30 November 2024 FEE997 Repayment Only
2 year
5.83 0.58 30/06/2026 £999 £25,000 £2,000,000 0 85 30 November 2024 FEE998 Repayment Only

5.48 0.23 30/06/2026 £3,999 £2,000,001 £5,000,000 0 60 30 November 2024 FEF030 Repayment and Interest Only

5.58 0.33 30/06/2026 £3,999 £2,000,001 £5,000,000 0 75 30 November 2024 FEF031 Repayment and Interest Only
 01 April 2024
Classification: Public
#

REM - Green Home

A £250 cashback is available on selected residential products, to those purchasing a property with an Energy Efficiency Band of A or B, or an Energy Efficiency Rating of 81 or higher.
Evidence of this must be validated prior to application and a copy retained on your file for audit purposes at a later date, via a valid Energy Performance Rating on the Energy Performance
Certificate Register, an Energy Performance Certificate itself, or a valid Predicted Energy Performance Certificate for New Build properties

ERC structure on all products:

2 year - 2% to 30/06/2025 and 1% to 30/06/2026
3 year - 3% to 30/06/2025, 2% to 30/06/2026, 1% to 30/06/2027
5 year - 5% to 30/06/2025, 4% to 30/06/2026, 3% to 30/06/2027, 2% to 30/06/2028 and 1% to 30/06/2029
10 year - 6% to 30/06/2029, 5% to 30/06/2030, 4% to 30/06/2031, 3% to 30/06/2032, 2% to 30/06/2033 and 1% to 30/06/2034

Remortgage Service
Remortgage service-we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs, and there is also no charge for a property assessment.

Fixed
Remortgage Service - £0 Fee
Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

5.04 30/06/2026 £0 £25,000 £2,000,000 0 60 30 November 2024 GRV894 £250 Cashback Repayment and Interest Only

5.18 30/06/2026 £0 £25,000 £2,000,000 0 75 30 November 2024 GRV895 £250 Cashback Repayment and Interest Only

2 year 5.85 30/06/2026 £0 £25,000 £2,000,000 0 80 30 November 2024 GRV896 £250 Cashback Repayment Only

5.89 30/06/2026 £0 £25,000 £2,000,000 0 85 30 November 2024 GRV897 £250 Cashback Repayment Only

6.21 30/06/2026 £0 £25,000 £750,000 0 90 30 November 2024 GRV893 £250 Cashback Repayment Only

4.57 30/06/2029 £0 £25,000 £2,000,000 0 60 30 November 2024 GRV904 £250 Cashback Repayment and Interest Only

4.72 30/06/2029 £0 £25,000 £2,000,000 0 75 30 November 2024 GRV905 £250 Cashback Repayment and Interest Only

5 year 5.13 30/06/2029 £0 £25,000 £2,000,000 0 80 30 November 2024 GRV906 £250 Cashback Repayment Only

5.18 30/06/2029 £0 £25,000 £2,000,000 0 85 30 November 2024 GRV907 £250 Cashback Repayment Only

5.45 30/06/2029 £0 £25,000 £750,000 0 90 30 November 2024 GRV903 £250 Cashback Repayment Only

5.20 30/06/2034 £0 £25,000 £2,000,000 0 60 30 November 2024 GRV913 £250 Cashback Repayment and Interest Only

10 year

5.20 30/06/2034 £0 £25,000 £2,000,000 0 75 30 November 2024 GRV914 £250 Cashback Repayment and Interest Only

Fixed
Remortgage Service - £999 fee
Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

4.73 30/06/2026 £999 £100,000 £2,000,000 0 60 30 November 2024 GRV899 £250 Cashback Repayment and Interest Only

4.87 30/06/2026 £999 £100,000 £2,000,000 0 75 30 November 2024 GRV900 £250 Cashback Repayment and Interest Only

2 year 5.54 30/06/2026 £999 £100,000 £2,000,000 0 80 30 November 2024 GRV901 £250 Cashback Repayment Only

5.58 30/06/2026 £999 £100,000 £2,000,000 0 85 30 November 2024 GRV902 £250 Cashback Repayment Only

5.90 30/06/2026 £999 £100,000 £750,000 0 90 30 November 2024 GRV898 £250 Cashback Repayment Only

4.44 30/06/2029 £999 £100,000 £2,000,000 0 60 30 November 2024 GRV909 £250 Cashback Repayment and Interest Only

4.59 30/06/2029 £999 £100,000 £2,000,000 0 75 30 November 2024 GRV910 £250 Cashback Repayment and Interest Only

5 year 5.00 30/06/2029 £999 £100,000 £2,000,000 0 80 30 November 2024 GRV911 £250 Cashback Repayment Only

5.05 30/06/2029 £999 £100,000 £2,000,000 0 85 30 November 2024 GRV912 £250 Cashback Repayment Only

5.32 30/06/2029 £999 £100,000 £750,000 0 90 30 November 2024 GRV908 £250 Cashback Repayment Only

5.13 30/06/2034 £999 £100,000 £2,000,000 0 60 30 November 2024 GRV915 £250 Cashback Repayment and Interest Only
10 year
5.13 30/06/2034 £999 £100,000 £2,000,000 0 75 30 November 2024 GRV916 £250 Cashback Repayment and Interest Only

Large Loans
Fixed
Remortgage Service - £1999 Fee

Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) Complete by Product Code Additional Info

4.98 30/06/2026 £1,999 £2,000,001 £5,000,000 0 60 30 November 2024 GRV921 £250 Cashback Repayment and Interest Only

2 year

5.12 30/06/2026 £1,999 £2,000,001 £5,000,000 0 75 30 November 2024 GRV922 £250 Cashback Repayment and Interest Only

4.69 30/06/2029 £1,999 £2,000,001 £5,000,000 0 60 30 November 2024 GRV923 £250 Cashback Repayment and Interest Only

5 year

4.84 30/06/2029 £1,999 £2,000,001 £5,000,000 0 75 30 November 2024 GRV924 £250 Cashback Repayment and Interest Only
 01 April 2024
Classification: Public
#

Affordable Housing - Shared Equity (including HTB Equity Loan), Shared Ownership and Resale Price
Covenant Schemes
Homebuyer
Products available for Help to Buy 'Equity Loan' scheme
ERC structure on all products:
2 year - 2% to 30/06/2025 and 1% to 30/06/2026
5 year - 5% to 30/06/2025, 4% to 30/06/2026, 3% to 30/06/2027, 2% to 30/06/2028 and 1% to 30/06/2029

Fixed - £0 fee
Max LTV
Product Type Rate(% ) Until Fee Available between Min LTV (% ) Complete by Product Code Additional Info
(% )

5.09 30/06/2026 £0 £25,000 £500,000 0 60 31 May 2025 FEF244 Repayment Only

5.16 30/06/2026 £0 £25,000 £500,000 0 75 31 May 2025 FEF237 Repayment Only

5.39 30/06/2026 £0 £25,000 £500,000 0 80 31 May 2025 FEF283 Repayment Only

2 year

5.39 30/06/2026 £0 £25,000 £500,000 0 85 31 May 2025 FEF263 Repayment Only

5.62 30/06/2026 £0 £25,000 £500,000 0 90 31 May 2025 FEF294 Repayment Only

5.85 30/06/2026 £0 £25,000 £500,000 90 95 31 May 2025 FEF307 Repayment Only

4.70 30/06/2029 £0 £25,000 £500,000 0 60 31 May 2025 FEF251 Repayment Only

4.72 30/06/2029 £0 £25,000 £500,000 0 75 31 May 2025 FEF277 Repayment Only

4.82 30/06/2029 £0 £25,000 £500,000 0 80 31 May 2025 FEF257 Repayment Only

5 year

4.82 30/06/2029 £0 £25,000 £500,000 0 85 31 May 2025 FEF269 Repayment Only

5.00 30/06/2029 £0 £25,000 £500,000 0 90 31 May 2025 FEF288 Repayment Only

5.41 30/06/2029 £0 £25,000 £500,000 90 95 31 May 2025 FEF309 Repayment Only

Fixed - £999 fee

Max LTV
Product Type Rate(% ) Until Fee Available between Min LTV (% ) Complete by Product Code Additional Info
(% )

4.83 30/06/2026 £999 £25,000 £500,000 0 60 31 May 2025 FEF247 Repayment Only

4.90 30/06/2026 £999 £25,000 £500,000 0 75 31 May 2025 FEF240 Repayment Only

5.13 30/06/2026 £999 £25,000 £500,000 0 80 31 May 2025 FEF286 Repayment Only

2 year

5.13 30/06/2026 £999 £25,000 £500,000 0 85 31 May 2025 FEF266 Repayment Only

5.36 30/06/2026 £999 £25,000 £500,000 0 90 31 May 2025 FEF297 Repayment Only

5.59 30/06/2026 £999 £25,000 £500,000 90 95 31 May 2025 FEF308 Repayment Only

4.59 30/06/2029 £999 £25,000 £500,000 0 60 31 May 2025 FEF254 Repayment Only

4.61 30/06/2029 £999 £25,000 £500,000 0 75 31 May 2025 FEF280 Repayment Only

4.71 30/06/2029 £999 £25,000 £500,000 0 80 31 May 2025 FEF260 Repayment Only

5 year

4.71 30/06/2029 £999 £25,000 £500,000 0 85 31 May 2025 FEF272 Repayment Only

4.89 30/06/2029 £999 £25,000 £500,000 0 90 31 May 2025 FEF291 Repayment Only

5.30 30/06/2029 £999 £25,000 £500,000 90 95 31 May 2025 FEF310 Repayment Only

REM
For Shared Equity Remortgages:
The customer must provide a minimum 10% deposit
The Equity loan term must be equal to or greater than the mortgage term
Lending to repay all or part of the Equity Loan is allowed, although other debt consolidation reasons are not allowed
For Shared Ownership Remortgages:
The maximum LTV for customers remortgaging to Halifax is 90%, and is calculated on the current valuation of their share. The maximum LTV is 90% of the value of the part owned by the customer.

Fixed
Remortgage - Own Conveyancer
Available between Max LTV Additional Info
Product Type Rate(% ) Until Fee Min LTV (% ) Complete by Product Code
(% )

£250 Cashback Repayment and Interest Only

5.38 30/06/2026 £0 £25,000 £500,000 0 75 30 November 2024 FEF024 Includes free valuation but no free legals - customer must
instruct own conveyancer
2 year
£250 Cashback Repayment Only
6.41 30/06/2026 £0 £25,000 £500,000 75 90 30 November 2024 FEF025 Includes free valuation but no free legals - customer must
instruct own conveyancer

£250 Cashback Repayment and Interest Only

4.92 30/06/2029 £0 £25,000 £500,000 0 75 30 November 2024 FEF026 Includes free valuation but no free legals - customer must
instruct own conveyancer
5 year
£250 Cashback Repayment Only
5.65 30/06/2029 £0 £25,000 £500,000 75 90 30 November 2024 FEF027 Includes free valuation but no free legals - customer must
instruct own conveyancer
Classification: Public
#
01 April 2024
Affordable Housing - Shared Equity (including HTB Equity Loan), Shared Ownership and Resale Price
Covenant Schemes
Homebuyer Green Home
Products available for Help to Buy 'Equity Loan' scheme
A £250 cashback is available on selected residential products, to those purchasing a property with an Energy Efficiency Band of A or B, or an Energy Efficiency Rating of 81 or higher. Evidence of this
must be validated prior to application and a copy retained on your file for audit purposes at a later date, via a valid Energy Performance Rating on the Energy Performance Certificate Register, an
Energy Performance Certificate itself, or a valid Predicted Energy Performance Certificate for New Build properties

ERC structure on all products:

2 year - 2% to 30/06/2025 and 1% to 30/06/2026
5 year - 5% to 30/06/2025, 4% to 30/06/2026, 3% to 30/06/2027, 2% to 30/06/2028 and 1% to 30/06/2029

Fixed - £0 fee
Max LTV
Product Type Rate(%) Until Fee Available between Min LTV (%) Complete by Product Code Additional Info
(%)

£250 Cashback
5.09 30/06/2026 £0 £25,000 £500,000 0 60 31 May 2025 GRW171 Repayment Only

£250 Cashback
5.16 30/06/2026 £0 £25,000 £500,000 0 75 31 May 2025 GRW164 Repayment Only

£250 Cashback
5.39 30/06/2026 £0 £25,000 £500,000 0 80 31 May 2025 GRW210
Repayment Only
2 year
£250 Cashback
5.39 30/06/2026 £0 £25,000 £500,000 0 85 31 May 2025 GRW190 Repayment Only

£250 Cashback
5.62 30/06/2026 £0 £25,000 £500,000 0 90 31 May 2025 GRW221 Repayment Only

£250 Cashback
5.85 30/06/2026 £0 £25,000 £500,000 90 95 31 May 2025 GRW234 Repayment Only

£250 Cashback
4.70 30/06/2029 £0 £25,000 £500,000 0 60 31 May 2025 GRW178 Repayment Only

£250 Cashback
4.72 30/06/2029 £0 £25,000 £500,000 0 75 31 May 2025 GRW204 Repayment Only

£250 Cashback
4.82 30/06/2029 £0 £25,000 £500,000 0 80 31 May 2025 GRW184
Repayment Only
5 year
£250 Cashback
4.82 30/06/2029 £0 £25,000 £500,000 0 85 31 May 2025 GRW196 Repayment Only

£250 Cashback
5.00 30/06/2029 £0 £25,000 £500,000 0 90 31 May 2025 GRW214 Repayment Only

£250 Cashback
5.41 30/06/2029 £0 £25,000 £500,000 90 95 31 May 2025 GRW236 Repayment Only

Fixed - £999 fee

Max LTV
Product Type Rate(%) Until Fee Available between Min LTV (%) Complete by Product Code Additional Info
(%)

£250 Cashback
4.83 30/06/2026 £999 £25,000 £500,000 0 60 31 May 2025 GRW174
Repayment Only

£250 Cashback
4.90 30/06/2026 £999 £25,000 £500,000 0 75 31 May 2025 GRW167
Repayment Only

£250 Cashback
5.13 30/06/2026 £999 £25,000 £500,000 0 80 31 May 2025 GRW213
Repayment Only
2 year
£250 Cashback
5.13 30/06/2026 £999 £25,000 £500,000 0 85 31 May 2025 GRW193
Repayment Only

£250 Cashback
5.36 30/06/2026 £999 £25,000 £500,000 0 90 31 May 2025 GRW224
Repayment Only

£250 Cashback
5.59 30/06/2026 £999 £25,000 £500,000 90 95 31 May 2025 GRW235
Repayment Only

£250 Cashback
4.59 30/06/2029 £999 £25,000 £500,000 0 60 31 May 2025 GRW181
Repayment Only

£250 Cashback
4.61 30/06/2029 £999 £25,000 £500,000 0 75 31 May 2025 GRW207
Repayment Only

£250 Cashback
4.71 30/06/2029 £999 £25,000 £500,000 0 80 31 May 2025 GRW187
Repayment Only
5 year
£250 Cashback
4.71 30/06/2029 £999 £25,000 £500,000 0 85 31 May 2025 GRW199
Repayment Only

£250 Cashback
4.89 30/06/2029 £999 £25,000 £500,000 0 90 31 May 2025 GRW217
Repayment Only

£250 Cashback
5.30 30/06/2029 £999 £25,000 £500,000 90 95 31 May 2025 GRW237
Repayment Only

REM
For Shared Equity Remortgages:
The customer must provide a minimum 10% deposit
The Equity loan term must be equal to or greater than the mortgage term
Lending to repay all or part of the Equity Loan is allowed, although other debt consolidation reasons are not allowed
For Shared Ownership Remortgages:
The maximum LTV for customers remortgaging to Halifax is 90%, and is calculated on the current valuation of their share. The maximum LTV is 90% of the value of the part owned by the customer.

Fixed
Remortgage - Own Conveyancer
Max LTV
Product Type Rate(%) Until Fee Available between Min LTV (%) Complete by Product Code Additional Info
(%)

£500 Cashback Repayment and Interest Only

5.38 30/06/2026 £0 £25,000 £500,000 0 75 30 November 2024 GRV917 Includes free valuation but no free legals - customer must
instruct own conveyancer
2 year
£500 Cashback Repayment Only
6.41 30/06/2026 £0 £25,000 £500,000 75 90 30 November 2024 GRV918 Includes free valuation but no free legals - customer must
instruct own conveyancer

£500 Cashback Repayment and Interest Only

4.92 30/06/2029 £0 £25,000 £500,000 0 75 30 November 2024 GRV919 Includes free valuation but no free legals - customer must
instruct own conveyancer
5 year
£500 Cashback Repayment Only
5.65 30/06/2029 £0 £25,000 £500,000 75 90 30 November 2024 GRV920 Includes free valuation but no free legals - customer must
instruct own conveyancer
Classification: Public
# 01 April 2024
Product Transfers and Further Advances
Product Transfer and Further Advance products are now bespoke to your client.

Please check your client's Mortgage in Mortgage Enquiry and view the Product Finder tab where their personalised rates can be found.