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NonRFO Sample Computations

The document provides sample computations for property lots, including total selling prices, down payment amounts, bank and in-house financing payment terms, and miscellaneous fees. It notes that prices, rates, and terms are indicative and subject to change. The computations are provided as examples only and do not constitute a contract.

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30 views1 page

NonRFO Sample Computations

The document provides sample computations for property lots, including total selling prices, down payment amounts, bank and in-house financing payment terms, and miscellaneous fees. It notes that prices, rates, and terms are indicative and subject to change. The computations are provided as examples only and do not constitute a contract.

Uploaded by

sicario.la.umbra
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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NON-RFO BLOCK 4 LOT 12 BLOCK 5 LOT 4 BLOCK 10 LOT 22 BLOCK 16 LOT 17

SAMPLE COMPUTATIONS SAMANTHA MODEL SAMANTHA MODEL ASHLEY/SAMANTHA MODEL SAMANTHA MODEL
3-4BR, 2T&B 3-4BR, 2T&B 3BR, 2T&B 3-4BR, 2T&B
SINGLE DETACHED SINGLE DETACHED SINGLE DETACHED SINGLE DETACHED
LOT AREA 120 127 130 122
FLOOR AREA 80 80 80 80
TOTAL SELLING PRICE 5,611,200.00 5,752,320.00 5,885,600.00 5,924,800.00
Income Requirement 170,803.82 175,099.49 179,156.51 180,349.75

SPOT CASH
Total Selling Price 5,611,200.00 5,752,320.00 5,885,600.00 5,924,800.00
Less: Reservation 20,000.00 20,000.00 20,000.00 20,000.00
Less: 7% Discount 392,784.00 402,662.40 411,992.00 414,736.00
Total TSP net of Discount 5,198,416.00 5,329,657.60 5,453,608.00 5,490,064.00
20% DOWN PAYMENT
20% DOWN PAYMENT 1,122,240.00 1,150,464.00 1,177,120.00 1,184,960.00
Less: Reservation Fee 20,000.00 20,000.00 20,000.00 20,000.00
Less: 7% Discount on DP Amt. 78,556.80 80,532.48 82,398.40 82,947.20
DP net of Discount 1,023,683.20 1,049,931.52 1,074,721.60 1,082,012.80

20% DOWN PAYMENT 1,122,240.00 1,150,464.00 1,177,120.00 1,184,960.00


Less: Reservation Fee 20,000.00 20,000.00 20,000.00 20,000.00
DP Payable in 3mos 367,413.33 376,821.33 385,706.67 388,320.00
DP Payable in 6mos 183,706.67 188,410.67 192,853.33 194,160.00
DP Payable in 12mos 91,853.33 94,205.33 96,426.67 97,080.00

80% BALANCE 4,488,960.00 4,601,856.00 4,708,480.00 4,739,840.00


BANK FINANCING Bank Financing is indicative only - subject to change based on prevailing rate at the time of availment
30 Years 29,865.16 30,616.26 31,325.63 31,534.27
20 Years 37,547.46 38,491.77 39,383.61 39,645.92
15 Years 42,898.84 43,977.73 44,996.69 45,296.38
10 Years 54,463.47 55,833.21 57,126.86 57,507.34
IN-HOUSE FINANCING Indicative only, subject to change based on prevailing rate
15 Years (MA fix for 10yrs) 59,781.34 61,284.82 62,704.78 63,122.41
10 Years 69,698.48 71,451.38 73,106.89 73,593.81
50% DOWN PAYMENT
50% DOWN PAYMENT 2,805,600.00 2,876,160.00 2,942,800.00 2,962,400.00
Less: Reservation Fee 20,000.00 20,000.00 20,000.00 20,000.00
Less: 7% Discount on DP Amt. 196,392.00 201,331.20 205,996.00 207,368.00
DP net of Discount 2,589,208.00 2,654,828.80 2,716,804.00 2,735,032.00

50% BALANCE 2,805,600.00 2,876,160.00 2,942,800.00 2,962,400.00


BANK FINANCING Bank Financing is indicative only - subject to change based on prevailing rate at the time of availment
30 Years 18,665.73 19,135.16 19,578.52 19,708.92
20 Years 23,467.16 24,057.35 24,614.76 24,778.70
15 Years 26,811.77 27,486.08 28,122.93 28,310.24
10 Years 34,039.67 34,895.76 35,704.28 35,942.09
IN-HOUSE FINANCING Indicative only, subject to change based on prevailing rate
15 Years (Yr. 1-Yr. 10 MA)* 37,363.34 38,303.01 39,190.49 39,451.51
10 Years 43,561.55 44,657.11 45,691.81 45,996.13
Misc. Fees and Other Fees are payable coincide with Downpayment
Misc. Fees** 420,840.00 431,424.00 441,420.00 444,360.00
Other Fees 179,200.00 179,200.00 179,200.00 179,200.00

1. This sample computation only intends to show an indicative pricing and payment term for Palma Real
Prices, interest rates and payment terms are subject to change without prior notice.
2. Computation are indicative pricing only and subject to change based on the prevailing rates at the time of availment
3. In-house financing shall be the automatic payment term until receipt of loan proceeds.
4. *In-house amortization is fix for 10yrs only, 11-15th year shall be based on prevailing rate.
5. Amounts indicated are exclusive of transfer and registration expenses and other required costs
identified as Miscellaneous Expense to be shouldered by the Buyer.
6. **Misc. Fees covering the transfer cost is subject to change based on the prevailing rate at the time of FULL PAYMENT
7. This document is for information purposes only and does not constitute nor form part of any contract.
8. This sample computation is valid until May 12, 2024

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