PROSPECTUS

Web :

www.nicttechnology.org

Email :

info@nicttechnology.org

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A WARM GREETING FROM MY M/S NICT TECHNOLOGY
PVT.LTD>
Dear Sir/Madam

Thanks for your interest in self-help group of M/S NICT

TECHNOLOGY PVT.LTD, Authority of India. Please read the
documentcarefully before applying for any facilities, according to
new policy of prime minister jan-dhan yojana total 7000 kiosk
centerwill be allotted till December 2018 in all over India. The
applications are invited from interested people. VLE All VLEwho
were allotted by kiosk banking code are called M/S NICT
TECHNOLOGY PVT. LTD. they got 10,000/- per month salary
excluding commission. If you face any problem while filling up
the application form then you can mail us on given email id.

Email: info@nicttechnology.org
Log on: nicttechnology.org

We are very happy and thankful because of your interest shown

for self-help group. At present MY M/S NICT TECHNOLOGY PVT.
LTD. self-help group is a village based financial intermediary
committee usually composed of 10-20 local people. Self-help
Groups can also be found in other countries ofthe southern Asia
and southeast Asia. Members make smallcontributions over
time until there is sufficient capital in the group to begin lending.
Funds are then lent back to the member or others in need.

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Banking
Make Your Shop A Mini Bank & Provide Basic Banking Services

Kiosk Banking under M/S NICT TECHNOLOGY PVT. LTD. model aims to
provide a real time user friendly banking services to the consumer in
their neighborhood kiosk. M/S NICT TECHNOLOGY PVT. LTD. has been a
National/Business Correspondent for the SBI/PNB/BOB/UB/CBI since
2011 under rural banking authority (Online CSP). As per this arrangement
online CSP PVT LTD is authorized to provide kiosk banking under M/S
NICT TECHNOLOGY PVT. LTD., a Authority service to its present retail
network and create the Kiosk Banking under M/S NICT TECHNOLOGY
PVT. LTD. authority agents across the country.

About Kiosk Banking+

A large number of people particularly the migrant laborers and factory

workers do not have a savings account as they are not able to open an
account due to lack of documents. As a result they are not able to save
their earnings in a safe place.

• Tatkal Money Transfer to any Bank account.

• Open “ Non-Frill accounts” by kiosk banking module.
• Deposit/ withdrawal of cash.
• Aadhar and Ru-pay card registration.
• Current account/ Term Deposit/ Recurring Deposit.
• Loan Lend generation and repayment.
• Commission of subsidy granted to customers
• What does the retailer get?
• Association With Concerned Bank
• Bank Software, user id and password
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• Biometric Reader and software for electronic thumb impression
• Web Software to operate different services
• Authorization certificate of CSP
• Web + Concerned Bank Banners
• Logo/Sticker/Leaflets/Contact Matrix
• Commission Structure & Introduction letter of CSP

Benefits To Retailer Through M/S NICT TECHNOLOGY

PVT. LTD.
• An easy to use application
• Hassle Free and simple system
• New revenue opportunity
• Increase your goodwill and brand name in market
• Banking Business increases customer foot fall which is beneficial
for existing business
What does the retailer need?
• Computer
• Internet connectivity
• Printer
• Office or retail outlet
What documents are required?
• Application form
• 2 passport size photos
• PAN Card (Mandatory)
• ID Proof
• Shop Address proof
• Resident address proof

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Application Activation Process:
• VLE required query about kiosk banking
• M/S NICT TECHNOLOGY PVT. LTD. Sends the application form
(Processing fee15,100/-)
• VLE sends the application form to Global India
• Due diligence by PPINL compliance team
• Application File to SCA
• CSP Code received
• BC entry and terminal mapping by officials
• Welcome kit and scanner dispatched
• Training after kit received and Time taken is around 5-7 days

Mobile And DTH Recharge On Your Fingertips

On Your Fingertipst !

M/S NICT TECHNOLOGY PVT. LTD. with its innovative technology have
developed an android mobile Application for Retailers and consumers.

This service enables users to recharge Mobiles and DTH connections in

a few seconds through any PC, Laptop or phone with Internet
connectivity.

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About Recharge+
• All DTH and mobile operators available.
• Upfront commission.
• Low investment.
• Available on Google play store.
• Instant activation.
• Risk free business plan and easy.
• 24 hours recharge facility
• High speed network
• High margins

What does the retailer get?

• All recharge through single login.
• 2.25% commission on every recharge
• Instant recharge with transaction ID.
• B2B interface to check transaction.

What Documents are required?

No Documents are required to start this service.
Before starting this business you must have. PC or laptop or tablet or
smart phone with internet connectivity.

Before starting this business you must have

• PC or laptop or tablet or smart phone with internet connectivity

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Complimentary Services
• Air Ticket Booking
• Bus Ticket Booking
• Post Paid Mobile Payments

Utility+
Bill Payment Any Time, Any Mode, Any Where

Every household consumes services like electricity, telephone, mobiles,

gas, water etc. which lead to at least 2-5 bills to be paid for every
household on a monthly basis. M/S NICT TECHNOLOGY PVT. LTD.
proprietary web platform enables easy payments for various service
provider through one single web login.

Types Of Payment
• Electricity Bill
• Postpaid Mobile Bill
• Water Bill

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 • Cooking Gas Bill
• Landline Phone bill
• Services may vary from region to region

Service Providers
• BEST
• Reliance Energy
• MTNL
• Mahanagar Gas limited
• BSES
• CSPDCL
• NDPL
• MCGM
About Utility+

To start the bill payment, a retailer must have a counter to deal with
customers, a PC connected with internet and a printer. After the quick
registration process. it is extremely easy to start using the service
through Online M/S NICT TECHNOLOGY PVT. LTD. CSP business portal.

What Does The Retailer Get?

• Access to M/S NICT TECHNOLOGY PVT. LTD. portal with

user id andPassword
• Product Training
• Branding Material like banner, posters etc.
• Logo/Stickers/Leaflets/Contact Matrix
• Commission structure
• Many other complimentary services

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What Does The Retailer Need?

• PC
• Internet Connectivity
• Printer
• Office or Retail Outlet

What Documents are Required?

• Bank Passbook
• Application Form
• 2 passport size photo
• PAN Card
• Scan copy of payment proof
• Any one Address Proof

Application Process

• M/S NICT TECHNOLOGY PVT. LTD. office receives the application

• Sent to due diligence team for approval
• On approval Services assigned to your account
• Welcome Kit dispatched

Complimentary Services

• DTH & Mobile Recharge

• Air ticket Booking

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 • Bus ticket Booking
• Hotel Booking
• Cinema Booking
• Municipal Payment

Tatkal Rupaya+

Domestic Money Transfer- Anywhere Anytime

Tatkal Rupya was launched by M/S NICT TECHNOLOGY PVT. LTD. in

association with M/S NICT TECHNOLOGY PVT. LTD.'S Wallet in early
2017. The product has been designed by M/S NICT TECHNOLOGY PVT.
LTD. Wallet to provide customers Money Transfer services with great
convenience in their neighborhood. A unique business opportunity for
retailers to be able to provide Money Transfer service to both banked
& unbanked customers. M/S NICT TECHNOLOGY PVT. LTD. has been
authorized by M/S NICT TECHNOLOGY PVT. LTD.’S Wallet to appoint
Money Transfer agents across the country.

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About Tatkal Rupaya

• Great Opportunity for retailers with small investment

• High margins and incentives
• Sale and Score Platform powered by M/S NICT TECHNOLOGY
PVT. LTD.’S Wallet
• Transfer money into any bank account (up to 25000 per day)
• IMPS
• Easy application and enrolment

What Does The Retailer Get?

• Bank Mitra Wallet Tatkal Rupya Money Transfer Portal

• Product Training
• Branding Material
• Many Other Complimentary services

What Does The Retailer Need?

• Personal Computer
• Internet Connectivity
• Printer
• Office or Retail Outlet

What Documents are Required?

• Bank Passbook
• Application Form
• 2 passport size photo
• PAN Card

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 • Scan copy of payment proof
• Any one Address Proof

Complimentary Services

• Postpaid Mobile Payment

• Utility Bill Payment
• Air- Bus ticket booking
• Mobile and DTH Recharge

A Complete Package For IRCTC Rail Ticket Bookings

M/S NICT TECHNOLOGY PVT. LTD. has been authorized by Indian Railway
Catering & Tourism Corporation (IRCTC-Indian Railway) as a Principal
agent to appoint IRCTC agents across India. Through M/S NICT
TECHNOLOGY PVT. LTD. platform these agents will be able to make
online reservation of railwayberths and generate tickets for passengers.
A great opportunity forretailers to become authorized IRCTC E-ticketing
agents.

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About Booking+
• Make your shop a complete travel booking Shoppe
• A gateway to enter online services business
• Commercial License for selling railway reservation E-tickets
• Easy Cancellation
• Efficient, reliable and secure bookings
• Get Special IRCTC Digital Signature |
Benefits are:
• IRCTC web verifies the identity of the authorized travel agent and
only allows genuine agents to book tickets
• No one can book tickets without your digital signature
• Use of digital signatures and electronic documents makes online
transaction secure
• Hassle Free Transactions
• What Does The Retailer Need?
• Personal Computer
• internet Connectivity
• Printer

What documents are required ?

• Office or Retail Outlet

• 2 passport size photo
• Application form
• PAN Card
• Scan copy of payment proof
• Any one address proof
• Bank Passbook

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Activation Process

• PPI team receives Application form, Railway form + Registration

fees.
• Due diligence by PPINL compliance Team.
• All service except IRCTC assigned.
• KYC with SIFY submission.
• E- token creation After 24 hours.
• Verification of E-mail, Mobile no, Mac ID and shop address.
• Certificate and KYC upload on IRCTC portal.
• OTP sent to Applicant.
• IRCTC Service assigned.
• Training and welcome kit dispatched.

Complimentary services

• Utility Bill Payment

• DTH And Mobile Recharge
• Air/Bus Ticket Booking

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 Loan Under Self for Rural People

A Under Rural Banking development authority self-help driven group is

a village based financial intermediary committee usually composed of
10-20 local men and women.

Members makes small regular savings contributions over a few months

when there is enough capital in the group to start lending money. A self-
help group may register or unregistered. This system eliminates theneed
for collateral and is closely related to that of solidarity lending, widely
used by micro finance institutions. Many self-help groups especially in
India, under Rural Banking Authority SHG ban linkage program, borrow
from banks and once they have accumulated their capital.

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What Services will M/S NICT TECHNOLOGY PVT. LTD. provide:

Initially, M/S NICT TECHNOLOGY PVT. LTD. will provide the following
services:-

• Deposit Of Cash
• Withdrawal Of Cash
• Money Transfer To Another Bank Account Holder In Other
Location

How to become a partner for CSP Kiosk Banking?

CSC SPC will enrol SCAA as Sub BC and VLE shall be customer service point
as per agreement with SBI for this facility. This facility and partnership is
available for all CSC retail offices with web connectivity. VLE can enroll,
for this facility through SCA.

Advantage to CSP KIOSK

• New revenue stream from small banking

• Money transfer
• Even the existing customer can be your customer
• Increased customer base

Essential Documents for applying the loan under Rural

banking TECHNOLOGY PVT. LTD. SHG

• Address Proof
• VLE never got any loan under RBD TECHNOLOGY PVT. LTD. SHG
scheme
• PAN card
• Bank Passbook
 COMISSION RATIO BETWEEN BUSINESS ASSOCIATES

SERVICES COMMISON RATE

E-GOVERNANCE SERVICE
Pan card registration ₹ 15.00
Pan card correction/duplicate (online) ₹ 15.00
Aadhar Card Registration ₹ 50.00
Aadhar Details Update ₹ 50.00
Aadhar card printing ₹ 40.00
BANKING SERVICE
Saving Account Opening ₹ 35.00
RD account opening ₹ 20.00
FD account opening ₹ 30.00
Cash deposit 0.25% (min 1 max 6)
Cash withdrawal 0.50% (min 1 max 6)
Money Transfer ₹ 60.00/ ₹ 10000
IMPS/NEFT/RTGS ₹ 60.00/ ₹ 10000
Aadhar- Account Linking ₹ 5.00
Atal Pension Yojna account opening ₹ 30.00
Jeevan Jyoti 8ima Yojna Account opening ₹ 30.00
Suraksha Bima Yojna Account opening ₹ 30.00
NPS account opening ₹ 30.00
Insurance 9%
Home loans 1.50%
Kisan Credit Card (KCC) 10.00
RECHARGE SERVICES
Airtel B2C 2.20%
BSNL 2.92%
IDEA 2.50%
LOOP(BPL) 3.10%
MTNL-DELHI 3.25%
MTNL-MUMBAI 3.50%
Reliance Infocom 2.74%
Tata Docomo (GSM) 1.78%
Tata Docomo (CDMA) 1.78%
TELENOR 2.19%
Videocon 3.25%
Vodafone 1.70%
MTS 2.92%
TATA SKY 2.92%
BIG TV 2.92%

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VIDEOCON D2H 3.28%
AIRTEL DTH 2.19%
DISH TV 2.19%
SUN TV DTH 3.25%
TRAVEL SERVICES
Flight Domestic 3 to 5%
Flight International 6%
Hotel Domestic & International 6%
Bus Domestic 6%
Cab Domestic 3.75%
BILL PAYMENT SERVICES
INSURANCE ₹ 7.50
CREDIT CARD ₹ 7.50
ELECTRICITY BILL PAYMENT ₹ 7.50
LANDLINE BILL ₹ 7.50
POSTPAID BILL ₹ 7.50

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