HDFC

CREDILA
The Educaton Loanspeclalist

Avail a pre-approved

education loan from HDFC Credila

Your dream education awaits!

SATYAM LAMBADE
9765491467
Dear Student,
satyam@hdfccredila.con
We are delighted to offer you an exclusive pre-approved student loan from HDFC Credila for your higher
education at National Institute of Construction Management and Research (NICMAR), Pune.
Your loan from HDFc Credila covers the initial admission fee
payment & ancillary expenses including study
materials &laptop.

Academic Year 2023-2025

Loan Amount Up to 100% cost of education

Margin Money Nil

Collateral/security Not Mandatory. Unsecured loan up to a 40° lakh

Interest Rate 8.70% p.a. onwards

Repayment Tenure Up to 15 years

Co-borrower Immediate family

Prepayment Allowed Yes, as per existing policy

Yes, avail unlimited tax benefit on interest paid under Section 80E
Income Tax Benefit
of the income Tax Act, 1961

Connect with
1. us &submit
documents 2. G o t Get loan
sanction 3. Avail loan
disbursal

#MakoThecall WhatsApp Us Scan to

1-800-209-3636 +91-96079 99310 APply

T6C apply. The oducation loan faclity provided by HDFC Crodlla (Tho Company) will bo at tho solo discrotion of the Company and within the Company's prescritbed
crodit andundorwriting
the college and
norms/guidolines prevaliling at the time of processing and disbursing the oducation loan. The intorost rate applicable on tho loan will be as per
campus.
 CHAMPIONING YOUR FUTURE.
Educational Loans by IDFC FIRST Bank for Higher Studies (Domestic & International)

To,
NICMAR

Greetings from IDFC FIRST Bank.

Our team extends its warm wishes to you and your prestigious institute for the upcoming academic year.

We are delighted to extend our Education Loan offering to the incoming batch of students because we believe in helping
the students to Champion their Future. We will be much obliged if you shared our offerings with the students.

Benefits of our Educational Loans:

Hassle free quick Avail tax benefits No collateral End-to-end digital journey,
sanction under section 80E requirement no paperwork

Simplified co-applicant Easy repayment Loan up to Competitive

requirements benefits ` 30 Lakhs. rate of interest

Terms Details
Eligibility Indian national
Campus Name Pune, Hyderabad, Delhi – NCR and Goa campus
Course Name MBA and PGD Programs
Rate of Interest 8.75% onwards*
Max Loan Amount As per eligibility
Tenor Up to 144 months
Costs Covered Tuition fees and ancillary expenses
Processing Fees Rs. 5000 + Taxes*
Foreclosure Charges Nil
Repayment Type EMI / SI / Partial SI / Moratorium*
Co-applicant Required Yes
Insurance Covered Yes
Type of Loan Unsecured
Contact Sumeet Tayde - 9096923798, sumeet.tayde@idfcfirstbank.com
*TnC - Approval, Sanction & Disbursement and repayment subject to Banks internal policy checks, process and eligibility

We look forward to helping you in this journey through your career goals effortlessly, always.

IDFC FIRST Bank

#alwaysyoufirst

Speak to our IDFC FIRST Bank representative to know more. 1860 500 9900 idfcfirstbank.com
 List of SPOC

Mobile
Location TSM Name Email ID
Number

Mumbai Dhiraj Kumbhare 99239 30861 dhiraj.kumbhare@idfcfirstbank.com

Pune Vishal Sasulkar 90498 73109 vishal.sasulkar@idfcfirstbank.com
Gujarat Dhaval Shah 78629 17737 dhaval.shah3@idfcfirstbank.com
Hyderabad Rajesh Modem 9550765234 rajesh.modem@idfcfirstbank.com
Bangalore Ravi Preyadarshi 99019 67478 ravi.preyadarshi@idfcfirstbank.com
Chennai Siva Kumar 99625 96990 sivakumar.k1@idfcfirstbank.com
Delhi Anuj Kumar 97181 93604 anuj.kumar9@idfcfirstbank.com
Kolkata Vishal Swaroop 98113 93979 vishal.swaroop@idfcfirstbank.com
Indore Vijayant Yadav 97133 65504 vijayant.yadav@idfcfirstbank.com
Chandigarh Uday Kumar 82889 82606 uday.kumar1@idfcfirstbank.com
 Special Features
Entire interest paid on education loan qualify TCS applicable on Education loan is only 0.50%
for income tax deduction Under Section 80E

Savings can be invested and also keep them for EL cover course Tuition Fee, Travel Expenses, Stay
Family/medical emergencies Expenses and all other related to Education Purpose

NICMAR

Proposal Date 28-Dec-2022

Validity Date 30-June-2023

No. Parameters Details

1 Product code IND_UG/PG_S/US_A2

2 Name of The Educational Institute National Institute of Construction Management and Research (NICMAR) All
Campuses
PGP ACM,PGP PEM,PGP REUIM,PGP IFDM,PGP MFOCB,PGP CSCDM,PGP
3 Course Name/s
QSCM,PGP HSEM
4 Applicable academic year 2022-2023
5 Loan amount Min Rs 1 Lakh and Max Up to Rs 1 Cr
6 Unsecured loan amount 40 Lakhs
7 Rate of Interest* 10.35%

8 Processing fee 1% + GST

9 Margin No margin
10 Repayment Type in Moratorium Simple Interest / EMI
11 Repayment Period after Moratorium 10 Years after Moratorium
12 Principal Moratorium period Course Period + Six Months
13 Pre-payment Charges NIL
14 Collateral/Security Not applicable, Collateral Free Loan
15 Insurance available (Optional) ICICI Prudential/Lombard
16 Disbursement frequency As per Institute, fee payment schedules.
17 Disbursement of Loan Fees to be transferred directly to the Official Institute Payment Account.
18 Co-borrower Relationships Accepted Father/Mother/Spouse/Brother/Sister/Parents In Law /Grand parents
For Applicants with 3 years or more work experience, financial co-applicant is not
19 Co Applicant (Financial) Not Required
required.
20 Co-Borrower Locations Accepted As per the Bank’s Listed Location
 21 Pre-payment & Part payment Available
Version2_NICMAR

Name Mobile No. Email ID Location

Shubhendu Nagapurkar 9766239209 shubhendu.nagapurkar@icicibank.com Pune

Uday Nikam 9766031275 uday.nikam@icicibank.com Pune

Name Mobile No. Email ID Location

Vineet Singh 8879769632 singh.vineet@icicibank.com Mumbai

Apply directly scanning the below QR Code

Note: This is a special pricing rate linked to repo rate and applicable till further notice. Information concerning any of the above rates
of interest and other loan conditions are subject to change. All loan sanctions are subject to bank’s internal policy from time to time.
.
 LEADERSHIP TEAM

Prashant was Country Head & part

of the founding team at India’s first
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Credila.

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Founder & experience of over 30 years in
CEO, Kuhoo student lending in India.

Kuhoo has raised $20M in seed

funding from WestBridge Capital

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