JOVILLO TABOT

CIBC Costco®† Mastercard ® Account number

5160 XXXX XXXX 2878
Statement Date
July 17, 2024
Your account at a glance July statement period
June 18 to July 17, 2024
Previous balance $116.28
Payments $156.42 Contact us
Customer Service 1 866 346-2999
Other credits 109.86 Lost/Stolen 1 866 346-2999
Total credits - $266.28 TTY 1 877 331-3338
Online www.cibc.com
Purchases 923.59
Cash advances 0.00 Summary Credit
Interest 0.00 Limit $6,000.00
Fees 0.00 Available $5,226.41

Total charges + $923.59 Interest rates Annual

Total balance = $773.59
*0201250000*

Regular purchases 20.75%

Cash advances 22.49%
Your payment due this month
Amount Due1 $773.59 Rewards Summary
Minimum Payment 2 $10.00 As at last statement + 88.82
Please pay this amount by Aug 07, 2024 This statement
Your pre-authorized payment will be withdrawn from your bank account on or Earned on net card purchases + 8.28
shortly after the due date, and applied to your credit card account by the due
*0201250000*

Bonus Rewards + 3.40

date. The payment amount is based on the pre-authorized payment service
option selected. Total Rewards = 100.50

Tear Off here Please turn over - Transactions begin on page 2 Page 1 of 4
CIBC Costco Payment options Account number 5160 XXXX XXXX 2878
• Online Banking: www.cibc.com
Mastercard • Telephone Banking: 1 800 465-CIBC (2422) Amount Due $773.59
• CIBC bank machines and most financial
institutions Minimum Payment due by
• Mail: Return completed slip with your cheque Aug 07, 2024 $10.00
or money order payable to CIBC.
For general inquiries call Total payment enclosed $_____________
1 866 346-2999

Do not staple or attach correspondence.

016888
JOVILLO TABOT
188-016888

110-138 SAGE VALLEY COMMON NW

CALGARY AB T3R 1X7 CIBC
PO BOX 4595 STN A
TORONTO ON M5W 4X9

00005160757020012878000000007735900000000010004
 Transactions from June 18 to July 17, 2024
Your payments
Trans Post
date date Description Amount($)
Jul 05 Jul 05 PRE-AUTHORIZED PAYMENT - THANK YOU 6.42
Jul 08 Jul 09 PAYMENT THANK YOU/PAIEMENT MERCI 150.00
Total payments $156.42

Your interest
Trans Post
date date Description Annual interest rate Amount($)
Jun 19 Jun 19 INTEREST REVERSAL TORONTO ON -15.37***
Total interest this period $0.00
*** The interest adjustments above are not included in the "Total Interest this period"; however, they are reflected in your
"Total Balance" for this period.
Your new charges and credits
Ý Identifies transactions that have earned bonus Rewards, see your Benefit Guide for details. Any returns/credits are deducted at the
same rate.
Trans Post
date date Description Spend Categories Amount($)
Card number 5160 XXXX XXXX 2878
Jun 18 Jun 19 YMCA CALGARY CALGARY AB Personal and Household Expenses 34.15
Jun 18 Jun 19 YMCA CALGARY CALGARY AB Personal and Household Expenses 19.90
Jun 21 Jun 24 COSTCO WHOLESALE W543 CALGARY AB Retail and Grocery -94.49
Jun 21 Jun 24 COSTCO WHOLESALE W543 CALGARY AB Retail and Grocery 17.99
Jun 21 Jun 24 PUBLIC MOBILE SELF-SER EDMONTON AB Personal and Household Expenses 59.85
Jun 23 Jun 24 AMZN Mktp CA*AH8EY2473 WWW.AMAZON.CAON Personal and Household Expenses 26.24
Jun 23 Jun 24 AMZN Mktp CA*RC6C22ZV0 WWW.AMAZON.CAON Personal and Household Expenses 24.99
Jun 27 Jun 28 Ý COSTCO GAS W543 CALGARY AB Transportation 50.41
Jun 29 Jul 02 COSTCO WHOLESALE W56 CALGARY AB Retail and Grocery 31.48
Jul 01 Jul 02 AMZN Mktp CA*R742680R0 WWW.AMAZON.CAON Personal and Household Expenses 45.10
Jul 02 Jul 02 DIVINE OFFICE SALT LAKE CITUT Foreign Currency Transactions 35.23
25.00 USD @ 1.409200000**
Jul 02 Jul 03 COSTCO WHOLESALE W543 CALGARY AB Retail and Grocery 246.50
Jul 02 Jul 03 COSTCO WHOLESALE W543 CALGARY AB Retail and Grocery 68.97
Jul 03 Jul 04 COSTCO WHOLESALE W56 CALGARY AB Retail and Grocery 29.09
Jul 03 Jul 04 PUBLIC MOBILE VANCOUVER BC Personal and Household Expenses 27.30

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Information about your CIBC Costco Mastercard account

If you find an error or irregularity (including possible unauthorized or continue to accrue for the extended period. When we receive your 1
Amount Due is the amount you must pay if you want to avoid
fraudulent Transactions) in this statement you must tell us within 30 Amount Due, your payment due date will change back to your regular interest on your regular purchases shown on this statement.
days of this Statement Date. If you do not, we may regard this statement payment due date. 2
Minimum Payment is the minimum amount you must pay this
as final (except for credits posted in error). month and it includes your monthly installment payments due (if
Your statement (including the Balance and Minimum Payment) only applicable).
How we charge interest: If interest is charged on a Purchase, it is reflects Transactions that were posted as of the Statement Date. If you
charged retroactively from the Transaction date. You have a minimum made a payment but it has not yet been posted, it will appear on your For more information, please refer to the CIBC Cardholder Agreement.
21 day interest-free grace period for new Purchases. You can avoid next monthly statement and any interest charges will be adjusted based
interest on those new Purchases by paying your new balance in full by on the transaction date and payment amount. The payment due date is
the payment due date. determined under Eastern Standard Time (EST) meaning payments are ®†
Registered trademark of Price Costco International, Inc. used under license.
Interest is charged on Cash Advances from the date they are taken. considered received by us on the payment due date if made by 11:59pm Mastercard is a registered trademark and the circles design is a trademark of
Interest is charged on Convenience Cheques and Balance Transfers from EST. Payments made by mail or through another financial institution Mastercard International Incorporated.
TM* Trademark of CIBC.
the date they are posted to your credit card account. We stop charging can take several days to be received by us. Please make your payments
interest on the day we receive a payment which covers the amount of accordingly. Check CIBC Online Banking for the status of your payments
the Purchase, Cash Advance, Balance Transfer or Convenience Cheque, and your most up to date Balance.
as the case may be, as described in the Application of Payments section
of your CIBC Cardholder Agreement. **Foreign currency Transactions, except Convenience Cheques, are
converted to Canadian dollars on or after the Transaction date and
If you choose to convert an eligible Purchase into an Installment Plan, before the Transaction posting date. You are charged the same
interest will be charged on that Installment Plan at the interest rate you conversion rate CIBC must pay, plus a fee of 2.5% of the converted
agreed to at the time of conversion and in the manner set out in the amount, on both the debits and credits. The fee is charged on the
Installment Plan Terms and Conditions. Transaction posting date. A foreign currency Convenience Cheque or
payment is converted at CIBC’s branch selling rate for Canadian dollars
Payment period extensions: If you didn't pay the Amount Due on in effect at the time it is processed by CIBC.
your last monthly statement, we have extended your payment due date
this month to give you extra time to make your payment. Interest will
 Prepared for: JOVILLO TABOT June 18 to July 17, 2024 Account number: 5160 XXXX XXXX 2878

Your new charges and credits (continued)

Trans Post
date date Description Spend Categories Amount($)
Card number 5160 XXXX XXXX 2878
Jul 08 Jul 09 Ý COSTCO GAS W543 CALGARY AB Transportation 59.29
Jul 13 Jul 15 ABS-CBN Canada ULC. Scarborough ON Retail and Grocery 9.99
Jul 14 Jul 15 COSTCO WHOLESALE W56 CALGARY AB Retail and Grocery 41.97
Jul 15 Jul 16 COSTCO WHOLESALE W543 CALGARY AB Retail and Grocery 34.94
Jul 15 Jul 16 Ý COSTCO GAS W543 CALGARY AB Transportation 60.20
Total for 5160 XXXX XXXX 2878 $829.10
** Denotes transaction in foreign currency
*0202260000*
*0202260000*
-188-016888

Page 3 of 4
CIBC CreditSmartTM* Spend Report
This month Year-to-date
Spend Categories Transactions Amount($) Budget ($) Difference ($) Transactions Amount ($)
Personal and Household Expenses 7 237.53 - - 42 1,131.72

Professional and Financial Services 0 0.00 - - 3 20.25

Retail and Grocery 9 386.44 - - 126 5,458.67

Transportation 3 169.90 - - 26 1,204.48

Hotel, Entertainment and Recreation 0 0.00 - - 1 67.16

Restaurants 0 0.00 - - 7 350.80

Home and Office Improvement 0 0.00 - - 11 143.34

Health and Education 0 0.00 - - 6 98.94

Foreign Currency Transactions 1 35.23 - - 1 35.23

Total 20 829.10 223 $8,510.59

Transactions are assigned a spend category based on where the goods or services are purchased, not on what was purchased. For example,
items purchased at a convenience store in a gas station will appear under Transportation, not Retail and Grocery.

A negative difference (–) means you spent more than you budgeted.
Amount($) Budget ($) Difference ($)
Total Monthly Budget 829.10 - -

Reminder: If you only make the minimum payment every month, it will take approximately 6 year(s) and 6 month(s) to pay the
total balance shown on this statement. This estimate assumes each statement period is 30 days and that you pay your minimum
payment on time every month.

Your message centre

We are pleased to inform you that your Cash Limit is 100% of your Credit Limit.

No payment required. As you requested, your payment will be withdrawn from your bank account on (or shortly after) the
due date. This payment will be applied to your Credit Card Account as of the due date based on the Auto Pay Service Option
you selected.

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