Annexure III

OF

FIXED ASSETS
At
…………Tole/Street, Ward No…………., ……………..VDC/Municipality
,………….Distirct

Owner :

Client/Borrower:

SUBMITTED TO: -
Nepal SBI BANK Ltd.
…………………………., ………………(Branch Name)

Phone No:…………..., ……………..., Fax No:………………

SUBMITTED BY: -

Logo

……………………………………….(name of consultancy)
Address:
G. P. O. Box No. 23096
TEL: ………………………………. Fax –0977-……………………….
 Date:

TABLE OF CONTENTS: -

Page No.

. 1 Valuation Certificate

2 Remarks

3 Summary of Valuation Report

4 Detailed Report on Valuation of Property

A Sub Heads……….. ……
1 ……
2 ……
……

B Sub Heads………..

1 ……
2 ……

……

……

……

……

……

5 List of Documents used and attached in this valuation ……

6 Annexes
 CONFIDENTIAL

Date:-
To,
The Branch Manager
Nepal SBI Bank Ltd.
…………….., Branch

RE: VALUATION CERTIFICATE

Dear Sir / Madam,
As per your request vide letter dated …………….., Ref.no………………… regarding job assignment for
valuation of the property, it is our pleasure to submit the VALUATION REPORT of the following property
which is proposed to be mortaged to the bank by :

CLIENT: Mr./Mrs./Ms/M/S …………………………………………..

ADDRESS: ……. Tole, Ward No …………… VDC/Municipality, …………..District
The property consist of Land/Land and Building/ Land, Building & Plant &Machineries
1) Owner:
Type of
SN Properties Location Plot No. Area(in….)
1 Land

2 Land and Building

NA
3 Machineries
, In Total 0
3
0
We hereby declare that:
* We have carried out valuation work in confirmity with the standards set forth in
our Agreeemnt with the Bank dated……………………
* We have physically, inspected,verified and measured the property on ………………
* We have no direct or indirect interest in the said property or the client.
* We have
The obtained and
information verified
furnished is legal
true and
andother related
correct documents.
to the best of our knowledge and
belief.
* We understand that the bank may inspect the property and reserves the right to
accept or reject this valuation report.

The property is accessible by ….. ft wide Motorable…. Public Road. The property lies around…. meter
from…. and boundary of the land is clear and distinct.

Based on our valuation elaborated in the detailed report, we hereby certify that:
Market value of the property (Rs.): -
The Fair Market value of the property (Rs.): -
The Distress Value of property (Rs.): -
Distress value in Words: Rupees…………………………………………………………….
All necessary calculations and documents are enclosed herewith for the reference.
Sincerely yours,

……………………………….
(Civil Engineer)
Name & seal of the firm/company

M/s ..................Engineering Consultancy Pvt. Ltd. 3

SUMMARY OF VALUATION REPORT :
Name :
1 Information of Client Address :
Contact no. :

2 Property Evaluated Land/Land and Building/Land, Building & Plant & Machineries

3 Particulars of Land (Area in ……………)

Area as per
Owner of the Location of the Area as per Area Considered
SN Plot No. Actual
Property property Lal Purja for Valuation
Measurment
1
2
Total

4 Accessibility and other Misc. Particulars of Land

Importance(Commer Access in the Access at the
SN Plot No. Remarks
cial, residential etc.) Blue Print Site
1
2
Total

5 Rate of Land (In Nrs.)

Weighted Rate (80% of
Market/Commercial Government
SN Plot No. Market/Commercial Rate &
Rate Rate
20% of Government Rate)
1
2
Total

6 Boundry of Land
S.No. Plot No. East West North South Remarks

7 Particulars of Buildings
Plinth Total Floor
Constructed on Type of Year of
SN No. of Story Area(Sq. Area (Sq.
Plot No. Construction Construction
ft.) Ft.)
1
2
Total

8 Particulars of the Plant and Machineries (Amount in Nrs.)

Name of Plant &
SN Purchased Year Invoice Value Freight Installation Total Value
Machineries
1
2
Total

M/s ..................Engineering Consultancy Pvt. Ltd. 4

 9 Value of Land (Amount in Nrs.)

Fair Market
Market Value Value
(100% of (80%of
Distress value
Area (Considered) Weighted Rate Market/Com Market/Com
SN Plot No. (80% of Fair
(in ………………) per………. mercial mercial Rate
Market Value)
Rate*Area and 20% of
considered) Government
Rate)

1
2
Total

10 Value of Building (Amount in Nrs)

Market Value Fair Market Distress Value

Area Considered Value of Depreciation
SN Rate ( Per Sq.ft) (Depreciated Value (90% of (90% of Fair
(in Sq. ft.) Building (……...%)
Value) Market Value) Market Value)

1
2
Total

11 Value of Plant and Machineries (Amount in Nrs.)

Depreciation
Particulars of Value Additional Market Value Fair Market Distress Value
(Rate and
SN Plant and (including Freight- Deduction if (Depreciated Value (90% (90% of Fair
Condition of P
Machineries inst. etc.) any Value) Market Value) Market Value)
& M)

1
2
Total

12 Total Value of the Properties

Market Fair Market Distress
S.N Description
Value(Rs.) Value(Rs.) Value(Rs.)
1 Land
2 Building
3 Plant and Machineries
TOTAL(Rs.) - - -

Comments on the importance, acceptability and odds of the properties (Nearness to

13 River, Monument area, High Tension Line and other hazzards etc):

a Importance of the property:

b Nearness to River:

c Nearness to High Tension Line:

d Possibility of Land Slide/Flood:

e. Monument area

f Other Major Comments:

M/s ..................Engineering Consultancy Pvt. Ltd. 5

REMARKS

* The opinions of value stated are based on facts and assumptions identified by us during our
valuation work and furnished in this report.

* The stated opinions of value are effective as of the date of valuation based on information that
was available to the valuator at the time the valuation analysis was conducted.

* To the best of our knowledge, all matters of factual nature discussed in this report are true and
correct. No important factors have been intentionally overlooked or withheld.

* The property has been physically checked to ascertain whether the building is constructed or not
on the same land as described.
* The client has sumbitted necessary documents to us and we found all the documents to be in
order
and adequate

Opinion:

In our opinion this property may be taken as mortgage for the amount recommended in the Valuation
Certificate, however all the remarks made above shall be taken into consideration.

M/s ..................Engineering Consultancy Pvt. Ltd. 6

 DETAILED REPORT ON PROPERTY VALUATION

A. General Information:
1 Purpose of Valuation: To be mortgaged at Nepal SBI Bank Ltd.
2 List of Property Evaluated:
3 Information about Client:
1.1 Name : M/s ……………………………
1.2 Certificate Registered No:
1.3 Date of Approval
1.4 PAN No
1.5 Name of the Proprietor( Name of the borrower if borrower is an individual)

1.6Name of the Father/Husband

1.7 Name of Grand Father
1.8Citizenship No.
1.9 Date of Issue and Place
1.10 Address

1.11 Contact no.

4. Information about Owner and Land:
Property 1
General information
1.1 Name of the Owner:
Father's Name/Husband's name :
Grand Father's:
Citizenship No.:
Date of Issue
Address :
1.1 Classification of Area
1.1 Shape
1.2 Facing :
1.3 Frontage:
1.5 Level with road.:
1.5 Boundary
1.6 Topography

M/s ..................Engineering Consultancy Pvt. Ltd. 7

B. Imformation of Location:

1. Importance of Location:

2. Facilities availability:

3. Future prospective:

C. Access to Property:

Width as per Field

Width as per map

Type of Access

Comments to the accessibility to the property if any:

M/s ..................Engineering Consultancy Pvt. Ltd. 8

D Details of Land Area

Owner: Mr./Mrs./Ms. ……………………………………….

1 Land Area as per Lal Purja

SN Plot No. Area Ropani/Bigha Anna/Katha Paisa/Dhur Dam/Kanwa

1
2
Total

Total Land Area: Ropani……….. Anna ……… Paisa ………. Dam …… Hat …………

Aana= Dhur= Sq.m.= Sq.ft.= Hat (front only)=

1 Land Area as per Lal Purja

Designation of Sides of the Triangles (in ft.) S=1/2(A+B+C)

Plot No.
Traingle
A B C
A
In total Plots
B
Total

Total Land Area Aana= Dhur= Sq.m.= Sq.ft.= Hat (front only)=

M/s ..................Engineering Consultancy Pvt. Ltd. 9

E. Land Value Calculation

Rate of land

Rate per
Description unit of area Remarks
Commercial Rate
Government Rate

Fairmarket Rate
Distress Rate
Area of land
As per Lalpurja Anna
As per measurment Anna
Considerable Area Lesser of Two
Value of Land
Description Value Remarks
Commercial Value

Fairmarket Value

Distress Value
( 0.00 x )

In words:

Fairmarket Value

Distress Value

M/s ..................Engineering Consultancy Pvt. Ltd. 10

F. Information about Building
Technical Details

Facilities available in
General Discription Building ie Electrification,
Sanitation, Water supply etc. Available

Architecture of the building

ie Residential, Commercial,
Hotel, out dated, others Residential
Comments on present
condition of Building Properly maintained
Strength of Structure Normal Strength
Occupant of Building First two floor on rent and
other on rent
Annual Income
No. of floor
Height of Floor
Year of construction
Plinth area
Total Area as per construction
Total area as per approved m
Type of construction
Type of foundation
Size of piller
Size of Beam
Thickness of Slab
External wall
Partition wall
Technical Discription

Door & window frame

Door and window shutter
Main gate
Inner Door
Windows
Floor finishing
Rooms
Passage
Stair
Varandah
Terrace
Kitchen
Toilets
External Finishing
Internal Finishing
Roofing
No of lift and capacity
Electrification
Sanitary and Watersupply Ins
Water supply source -
Solar Pannel fitting

M/s ..................Engineering Consultancy Pvt. Ltd. 11

 Floor Area Calculation
Building 1
Area (Sq.ft)

As per As per
SN Particular Floor
Approved Constructio
map n

1 Ground
2 First floor
3 Second floor
Total

Considerable area of Valution - Sq.ft

Value before depreciation (Rs.)

Depreciation
Total Depreciation =

Depreciated Value/Fair Market Value (Rs.)

-
Distress Value (Rs)
( ………..% of Depreciated Value)

M/s ..................Engineering Consultancy Pvt. Ltd. 12

G. Method of Valuation :
LAND VALUE:
In this evaluation, the area of land according to the Lalpurja and measured
actual area is considered and between these two, the area which ever is less is
being adopted. Following method has been used for estimating the value of the
land.

M/s ..................Engineering Consultancy Pvt. Ltd. 13

 BUILDING VALUE:
For calulation value of the building and machineries following method has been us
in this valuation.

M/s ..................Engineering Consultancy Pvt. Ltd. 14

H. Legal Aspects of the Property:
Following legally related documents have been checked and noted as under:
Land Ownership Document (Lalpurja)

a) Type of Ownership ………………..

b) Availability of Tiller ……………….

Land Revenue (Malpot)

a) Whether the Current/Land

Revenue has been paid ……………….
b) Comments, if any ……………….

Land Registration Paper

a) Whether Normal
Sale/Gift/Bakaspatra/Ansabanda ……………….
b) Date of Registration ……………….
c) Whether 1 year 35 days In
case of Normal Sale (as per Muluki
Act Chap 17, Clause 20 and 2 years
35 days in case of Gift (as per
Muluki Act Chap 19 Clause 5) has
elapsed ……………….
d) Comments, if any ……………….
Right of Property
a) Source from which the
property has been acquired
……………….
b) Is there any claimant to the
property
……………….
c) Relation between Client and
the Owner of the property ……………….
d) Whether the property was
previously mortgaged to any other
……………….
institution
e) Has whole or part of the land
been notified or acquisition for any
other purpose by the Government
or any other statutory body ……………….
f) Comments, if any ……………….

M/s ..................Engineering Consultancy Pvt. Ltd. 15

I. LIST OF DOCUMENTS USED AND ATTACHED IN THIS VALUATION
Obtained Remarks
Particulars of the documents Yes No
1 Registration Certificate of Firm/Company
2 Income Tax Registration of Firm Company
Citizenship certificate of proprietor/partner/promotes
3 of the Firm/Company
4 Citizenship Certificate of the owners of the property
Letter of consent from immediate familiy members for
5 mortgage of the property
6 Copy of land ownership certificate (Lalpurja)
7 Land Ownership Transfer deed (Rajinama Paper, Gift
Ansbanda)
8 Land revenue receipt (Malpot Tireko Rashid)
9 Certifciate of Four Sites (Char Killa)
10 Blue Print of the land (original, authenticated and
survey area)
11 Trace map/File map of the plots of the land
12 Approved copy of map for builidng
13 Approval letter for construction of building
14 Certificate of completion of the construction
Copy of booklet page depicting minumum Gov. Rate of
15 land

Location plan and site plan of the property drawn by

the valuator himself/herself showing length of each
16 side of the site
Invoice, Pragyapanpatra and custom bills,
transportation bills, installation bills etc. for plant
17 purchasing
18 Photos of Property showing access road and all side
views
19 Details of the Field Measurement and enlarged Blue
print measurement.(The lower area which comes
should be taken into consideration)
(Civil Engineer)

*****

M/s ..................Engineering Consultancy Pvt. Ltd. 16