DISCOVER IT® CHROME CARD ENDING IN 3477

CARDMEMBER SINCE 2024

Account Summary 08/03/2024 - 09/02/2024 Payment Information

Previous Balance $1,155.83 New Balance Minimum Payment Payment Due Date
Payments and Credits -$400.00 $ $
1,007.19 35.00 09/28/2024
Purchases +$251.36
Balance Transfers +$0.00 Late Payment Warning: If we do not receive your minimum payment by the date
Cash Advances +$0.00 listed above, you may have to pay a late fee of up to $41.00.
Fees Charged +$0.00 Minimum Payment Warning: If you make only the minimum payment each period,
Interest Charged +$0.00 you will pay more in interest and it will take longer to pay off your balance. For
example:
New Balance: $1,007.19
See Interest Charge Calculationsection following the Fees and
Interest Charged section for detailed APR information
Credit Line $3,000
Only the minimum payment 3 years $1,286
Credit Line Available $1,982
Cash Advance Credit Line $500 If you would like information about credit counseling services, call us at 1-800-347-1121.
Cash Advance Credit Line Available $500

FICO® Score 8 based on TransUnion® data:

711 AS OF 08/27/24
Good Updated Monthly

See Key Factors that help explain your score

at Discover.com or visit our mobile app

Notice: See reverse side for important information

Payment Coupon ACCOUNT NUMBER ENDING IN 3477

Detach at perforation above and return with check payable to $
New Balance 1,007.19
Discover. Do not fold, clip, staple or send cash.
$
Minimum Payment Due 35.00
Payment Due Date 09/28/2024
Amount Enclosed $
LIZETH A HERNANDEZ JIMENEZ
7401 NE 143RD ST
KIRKLAND WA 98034-4919

PO BOX 45909
SANFRANCISCO CA 94145-0909

New address, email or phone? Please update on reverse.

000001986452893927763010071900000000003500
DISCOVER IT® CHROME CARD ENDING IN 3477 Page 2 of 4
LIZETH A HERNANDEZ JIMENEZ OPEN TO CLOSE DATE: 08/03/2024 - 09/02/2024

Important Information Payment Due, any excess will be applied in accordance with your Cardmember
See your Cardmember Agreement. Your Cardmember Agreement contains all the Agreement. If your scheduled payment is greater than the New Balance on your billing
terms of your Account. statement, that payment will be processed only for the amount of your New Balance.
Your automatic payment amount may be less than the amount indicated on the billing
Lost or Stolen Cards. Report immediately! Call 1-800-347-2683. statement based on credits or payments after the Close Date.

Payments. You may pay all or part of your Account balance at any time. However, you If you enroll by phone in our automatic payment service, please fill-in the following
must pay at least the Minimum Payment Due by the Payment Due Date. Send only blanks below and retain the authorizationfor your records.
your allowable form of payment ("Payment") and the bottom portion of this statement
in the envelope provided, after affixing postage. Payments sent without proper Amount
postage will be returned to the sender. If you pay by check, you authorize us to use Full Pay ________________________ Min Pay _________________________
informationon your check to make an electronic fund transfer from your account at Min Pay+ $______________________ Other Amount $ __________________
the financial institution indicated on your check or to process the payment as a check Bank Routing #________________________________________________________
transaction. If a Payment is processed as an electronic fund transfer, the transfer will
be for the amount of the check, funds may be withdrawn from your account as soon Bank Account #________________________________________________________
as the same day we receive your check, and you will not receive your check back. Monthly on the Payment Due Date, or ______ Day of the month (INSERT DATE)
Please do not send cash. Sending cash is not allowed. The processing of your Credit Reporting. Credit Reporting. We may report information about your Account to
allowable form of Payment may be delayed if you send cash or correspondence with credit bureaus. Late payments, missed payments, or other defaults on your Account
your Payments, if you send the Payment to any other address, or if you use an may be reflected in your credit report. We normally report the status and payment
envelope other than the one provided. Payments received at our processing facility history of your Account to credit reporting agencies each month. If you believe that
by 5PM local time on any day will be credited to your Account as of that day. our report is inaccurate or incomplete, please write us at this address: Discover, PO
Payments received at our processing facility after 5PM local time will be credited to Box 30939, Salt Lake City, UT 84130-0939. Please include your name, address,
your Account as of the next day. If you have misplaced your envelope, send your home telephone number and Account number.
Payment to Discover, PO Box 6103, Carol Stream, IL 60197-6103. Please allow 7-10
days for delivery. If your Payment is returned unpaid, we reserve the right to resubmit Paying Interest. Your due date is at least 25 days after the close of each billing period
it as an electronic debit. Payments made online or by phone before Midnight Eastern (at least 23 days for billing periods that begin in February). We will begin charging
Time on any day except your Statement Closing Date will be credited as of the same interest on Cash Advances and Balance Transfers as of the later of the Transaction
day; on your Statement Closing Date, online and phone payments must be made Date or the first day of the billing period in which the transaction posted to your
before 5:00 PM Eastern Time to be credited as of that day. Account. If you pay the New Balance on your current billing statement by the Payment
Due Date shown on that billing statement, we will not impose interest charges on
You can also make a Payment or set up automatic payments by calling 1-800-347- New Purchases. New Purchases are Purchases that first appear on the next billing
2683. Automatic payments for the billing period shown on your statement will be statement. Interest will continue to accrue each day on purchases that appeared on
deducted on the Payment Due Date shown on that statement, or the next automatic previous billing statements until you pay the New Balance in full and will be billed in
payment date referred to on your statement, unless you request a recurring payment the next billing cycle.
date that occurs before your Payment Due Date. In order to schedule monthly
payments by telephone, you will need this statement and your bank account How We Calculate Interest Charges. We Use the Daily Balance Method (including
information. You will be asked to provide the last four (4) digits of the social security current transactions) to calculate the Balance Subject to Interest Rate. For more
number of the primary borrower as your electronic signature. By providing those information, please call us at 1-800-347-2683.
numbers, you will be agreeing to this authorization to allow us and your bank to
deduct each payment you authorize, in the amount selected by you, from your bank Balance Subject To Interest Rate. Your statement shows a Balance Subject to Interest
account. You also authorize us to initiate debit or credit entries to your bank account, Rate. It shows this for each transaction category. The Balance Subject to Interest Rate
as applicable, to correct an error in the processing of such payment. You can cancel is the average of the daily balances during the billing period.
or modify a payment from your bank account until 5:00 PM Eastern Time on the day
such payment is scheduled by calling 1-800-347-2683 or by mail at Discover, PO Box Credit Balances. If your Account has a credit balance, the amount is shown on the
30421, Salt Lake City, UT 84130-0421. Same day online or phone payments from front of your billing statement. A credit balance is money that is owed to you. You may
bank account made after 5:00 PM Eastern Time may be modified before Midnight make charges against this amount if your Account is open. We will send you a refund
Eastern Time of that day. Payments from Cashback Bonus cannot be modified or of any remaining balance of $1.00 or more after 6 months, or as otherwise required
cancelled after being made or scheduled. by applicable law, or upon request made to the address in the Contact Us section on
page 3 of your billing statement.
If your payments may vary in amount, we will tell you on each monthly billing
statement when your payment will be made and how much it will be. You must ensure Balance Transfers. Balance Transfers are offered at our discretion and accrue interest
that sufficient funds are available in your bank account, and all transactions must at the standard purchase rate unless we tell you otherwise.
comply with U.S. law.
Discover may monitor and/or record telephone calls between you and Discover
You can set up automatic payments for: (i) statement New Balance, (ii) statement representatives for quality assurance purposes.
Minimum Payment Due, (iii) statement Minimum Payment Due plus a fixed dollar
amount, or (iv) other dollar amount. If your scheduled "Other dollar amount" Send inquiries to Discover, PO Box 30943, Salt Lake City, UT 84130
payment is not enough to cover the Minimum Payment Due as listed on your monthly The Discover® card is issued by Discover Bank, Member FDIC.
billing statement, your scheduled payment for that month will be increased to cover DIT23-27.0420
the Minimum Payment Due. If the scheduled payment is greater than the Minimum

Change of Address
If correct on front, do not use. To make changes to your address, email or telephone number, please print clearly in blue or black ink, in the space provided or visit Discover.com.

Street Address Home Phone

Work Phone

City Email

State, Zip
 ONLINE PHONE PAYMENTS Page 3 of 4
Discover.com or 1-800-347-2683 Discover DISCOVER IT® CHROME CARD ENDING IN 3477
download our app Hearing/Speech Impaired PO Box 6103 OPEN TO CLOSE DATE: 08/03/2024 - 09/02/2024
Dial 711 (Relay Service) Carol Stream
IL 60197-6103

Transactions Cashback Bonus® Rewards

TRANS. PREVIOUS BALANCE $13.27
DATE PAYMENTS AND CREDITS AMOUNT
EARNED THIS PERIOD
08/06 INTERNET PAYMENT - THANK YOU -$386.73 1% Cashback Bonus +$2.51
08/06 CASHBACK BONUS REDEMPTION PYMT/STMT CRDT -$13.27
REDEEMED THIS PERIOD -$13.27
TRANS. CASHBACK BONUS BALANCE $2.51
DATE PURCHASES MERCHANT CATEGORY AMOUNT
08/05 GOOD MOLECULES 2134444663 CA Merchandise $97.05
08/06 QFC #5838 KIRKLAND WA Supermarkets $51.28
GOOGLE PAY ENDING IN 3270
08/11 AMAZON MKTPL*RM6Z43XK1 Merchandise $11.02
AMZN.COM/BILLWA
3933DY76QUL
08/12 AMAZON MKTPL*RM0KB1HE1 Merchandise $43.81
AMZN.COM/BILLWA
50NP40LQY8Q
08/14 BARTELL DRUG 06928 KIRKLAND WA Merchandise $37.41
GOOGLE PAY ENDING IN 3270
09/01 QFC #5838 KIRKLAND WA Supermarkets $10.79

Fees and Interest Charged

TOTAL FEES FOR THIS PERIOD $0.00

TOTAL INTEREST FOR THIS PERIOD $0.00

2024 TOTALS YEAR-TO-DATE CHARGED AMOUNT

TOTAL FEES CHARGED IN 2024 $0.00
TOTAL INTEREST CHARGED IN 2024 $0.00

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
CURRENT BILLING PERIOD: 31 DAYS
PROMO BALANCE SUBJECT INTEREST
TYPE OF BALANCE APR* APR EXPIRES** TO INTEREST RATE CHARGE
Purchases 0.00% 05/02/25 $957.03 $0.00
Cash Advances 29.99% V N/A $0.00 $0.00

V = VARIABLE RATE

Variable APRs will not exceed 29.99%.

* If your account is currently enrolled in a special program or is placed into one during the term of the offer, you will
receive the benefit of the lower rate while the special program is in effect. This includes, if applicable, any lower
rates as authorized under the Servicemembers Civil Relief Act.
** This is the date your promotional rate expires and the remaining balance will be moved to your standard APR
disclosed when you accepted the offer. Please note: Changing your payment due date may change your Promo APR
Expiration Date.
*** For more information, please call us at 1-800-347-2683.

Information For You

What To Do If You Find A Mistake On Your Statement

If you think there is an error on your statement, write to us at:

Discover Card

Continued on next page

DISCOVER IT® CHROME CARD ENDING IN 3477 Page 4 of 4
LIZETH A HERNANDEZ JIMENEZ OPEN TO CLOSE DATE: 08/03/2024 - 09/02/2024

Information For You continued

PO BOX 30421
Salt Lake City, UT 84130-0421

You may also contact us on the Web: discover.com/billingerrornotice

In your letter, give us the following information:

- Account information: Your name and account number.

- Dollar amount: The dollar amount of the suspected error.
- Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

- You must contact us within 60 days after the error appeared on your statement.
- You must notify us of any potential errors in writing [or electronically]. You may call us, but if you do we are not required to investigate any potential errors and
you may have to pay the amount in question.
- While we investigate whether or not there has been an error, the following are true:
- We cannot try to collect the amount in question, or report you as delinquent on that amount.
- The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a
mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
- While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
- We can apply any unpaid amount against your credit limit.

Please see your Cardmember Agreement or visit discover.com/billingrights for a copy of your full billing rights notice.

FICO® Credit Score Terms

Your FICO® Credit Score, key factors, and other credit information use the FICO ® Score 8 model. They are based on data from TransUnion® and may be different
from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders
who have an available score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on
statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit
scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the
United States and other countries.

If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request.

Discover Financial Services and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act.
Discover Financial Services and Fair Isaac do not provide "credit repair" services or assistance regarding "rebuilding" or "improving" your credit record, credit
history or credit rating.

Availability of FICO® Credit Score

As an active cardmember, you may see your FICO® Credit Score on your monthly statement or online. Reasons why you may not see your FICO® Credit Score
include: if you opt out; if you have key information that is mismatched or missing, as one example, an address change that has not been updated with Discover
or TransUnion®; if your credit history is too new; if your account status is abandoned, bankrupt, fraud, lost or stolen, closed, revoked, or charged off; if you have a
foreign address. Your FICO® Score is disclosed on statements when your statement is available. You may not receive a statement if you have no account activity
such as no purchase transactions, fees, interest, or payments for approximately 30 days.