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    BimaJyoti - 17-6-2022 1.24.59

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    sonybravia011996

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    BimaJyoti - 17-6-2022 1.24.59

    Uploaded by

    sonybravia011996
    5 views5 pages

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    _BimaJyoti_17-6-2022 1.24.59

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    5 views5 pages

    BimaJyoti - 17-6-2022 1.24.59

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    sonybravia011996

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    860-Bima Jyoti

    Prepared By

    Sankar
    CITY UNION BANK
    Ph: 7010672554, 7010672554
    This is proposed to

    Proposer Details
    Name
    Age 25
    Plan Name 860-Bima Jyoti
    Sum Assured 100000
    Policy Term 15
    PPT 10
    DAB Rider 0
    AD & DB Rider 100000
    Term Rider 0
    CIR SA 0
    PWB Rider -

    First Year Premium


    YLY HLY QLY MLY
    12610 6368 3216 1072
    12067+543 6094+274 3078+138 1026+46

    2nd year onwards


    YLY HLY QLY MLY
    12338 6231 3147 1049
    12067+271 6094+137 3078+69 1026+23

    Total Premium Rs.123652


    Total Returns Rs.175000

    Save Rs.34 per day for 10 yrs, and get a bulk


    amount of Rs.175000 at Age:40
    Year Age Premium Natural Accidental Returns CashValue Loan

    2022 25 12610 130000 230000 0 0 0

    2023 26 12338 135000 235000 0 7239 6515

    2024 27 12338 140000 240000 0 13508 12157

    2025 28 12338 145000 245000 0 27703 24932

    2026 29 12338 150000 250000 0 34706 31235

    2027 30 12338 155000 255000 0 41779 37601

    2028 31 12338 160000 260000 0 48945 44050

    2029 32 12338 165000 265000 0 60379 54341

    2030 33 12338 170000 270000 0 72988 65689

    2031 34 12338 175000 275000 0 86845 78160

    2032 35 0 180000 280000 0 101973 91775

    2033 36 0 185000 285000 0 118459 106613

    2034 37 0 190000 290000 0 136351 122715

    2035 38 0 195000 295000 0 156144 140529

    2036 39 0 200000 300000 0 167298 150568

    2037 40 0 0 0 175000 0 0

    0 0 123652 0 0 175000 0 0
    You have to pay the premium for 10 yrs
    (from Age:25 - Age:34)

    If you take the payment mode as yly then you have to pay Rs.12610 for the first
    year,from 2nd year onwards Rs.12338

    Totally you will pay Rs.123652

    At Age-40 you will receive Rs.175000

    Natural Risk Cover is Rs.130000-Rs.200000 as shown in the above


    table......For example
    In case of Natural Death at Age-30, Nominee will receive Rs.155000

    Accidental Risk Cover is Rs.230000-Rs.300000 as shown in the above


    table......For example
    In case of Accidental Death at Age-30, Nominee will receive Rs.255000

    If you close the policy you will receive the amount as shown in the above table
    under CashValue Column.....For example
    if you close at Age-32, you will receive Rs.60379

    You can take the loan as shown in the above table under Loan Column.....For
    example
    at Age-32, you can take a loan of Rs.54341

    Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V


    countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
    60 LBD
    ----NMS & NMG(Professional)----

    For Proposers under NMG(SAP) and NMG(NSAP) for others


    ----NMG & NMG(NSAP)----
    Disclaimer : The Benefits shown in this presentation are calculated based on the
    current bonus rates, Actual values may vary depends on the corporation profits and
    experience

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