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    Conclusion

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    Karl Alexis Albarillo

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    Conclusion

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    Conclusion

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    Karl Alexis Albarillo

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    Conclusion

    Over the course of history, human civilization has evolved in a fast and unprecedented

    manner — from merely relying on the heat of fire to survive, to using machines, and now to

    employing groundbreaking technologies to hasten the interconnected of people around the globe.

    These improvements is brought to us by the combine effort of ever-growing communication and

    computation technologies, and the digitalization of almost every aspect of our life — social,

    economic, and entertainment. However, all these advancements has its own risks. As our

    technology improves, the methods and techniques of criminals also does. Now that we’re living

    in a fast-moving, and interconnected environment, the scope and effects of crimes have also

    heightened.

    Cybercrime has infected various aspect of society, from healthcare and education, to

    government and private services, especially against economic and business sector. From various

    economic theories relating to cybercrime such as Rational Choice Theory, we have learned that

    the primary motivation that drives cybercriminals to commit their misdeeds is financial factor.

    This is the reason why most of the attacks are concentrated on the economic and business

    sectors, like the recent Gcash issue that happened on November 2024. The connection between

    cybercrime and economy is truly concerning as the global market is losing billions and trillions

    of dollar every year. Moreover, people’s trust in businesses that deals with digital technology is

    also plummeting whenever there’s a major system attack. This impediment brought by

    cybercrime has forced the business sector to adapt and employ various techniques to improve

    their security, however costly it may seem ( Kissoon, 2021).


    As continuous attacks from cybercriminals struck every entity — individuals, and

    organizations alike — the fear it brings to everyone is also turning into a hindrance that can

    hinder our further development (Arroyable & Arranz, 2024). Fortunately, we humans, did not

    come this far by merely accepting whatever the nature throws at us, rather, we bite and fight

    back. According to Tolossa (2023), in order to minimize the damages done by cyber attacks,

    companies, organizations, and even nations are starting to allocate their funds and other

    resources on improving cyber security. In Philippines, a law was enacted on 2012 to prevent and

    minimize the effects of cyber crime. This law is also known as Cybercrime Prevention act of

    2012, or Republic Act 10175. In addition, Philippine government is also supporting Cybercrime

    Investigation Coordinating Center to locate every person involve in cyber crimes, as well as to

    raise the citizens’ awareness.

    As large organization and the government themselves are trying to improve the overall

    security against cyber attacks, ordinary civilians also have a role to play in this war against cyber

    criminals. By supporting and following the regulations mandated by the governing-bodies, we

    can ease their burden. Moreover, we can also protect ourselves by various ways such as not

    indulging personal information in social media platforms where many people can see it,

    avoiding clicking any suspicious links or files online, and promoting awareness regarding cyber

    attacks.

    Cybercrime has truly brought some devastating effects on its early years, mainly because

    we are still oblivious to its threat. However, now that awareness about it is widely spread, we are

    starting to develop ways to protect ourselves from these kinds of attacks. Although it has its own

    drawbacks, Artificial Intelligence, Machine Learning, and Block chain is undoubtedly is one of
    the key factor that can aid the policy-maker in developing techniques and algorithms to prevent

    and locate cybercriminals ( World Economic Forum, 2019) Furthermore, as the government and

    private market sectors are starting to cooperate, we can now expect to witness a sharp decline of

    these attacks, and a return of stable market.

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