Customer Service Information:

www.bankofamerica.com
1.800.421.2110
Mail billing inquiries to:
P.O. BOX 15284
Bank of America
WILMINGTON, DE 19850
P.O. Box 672050
Dallas TX 75267-2050
Mail payment to:
Bank of America
P.O. Box 851001
Dallas TX 75285-1001

ANA LUCIA AFONSO

7225 CROSSROADS GARDEN DR APT 4215
ORLANDO FL 32821-5226

Visa Signature®
Account# 4400 6614 1308 6502
May 13 - June 12, 2024

Account Summary/Payment Information New Balance Total $1,904.97

Current Payment Due $53.00
Previous Balance $3,361.70
Total Minimum Payment Due $53.00
Payments and Other Credits -$2,980.00
Payment Due Date 07/09/2024
Purchases and Adjustments $1,488.62

Fees Charged $0.00

Interest Charged $34.65

New Balance Total Late Payment Warning: If we do not receive your Total Minimum
$1,904.97
Payment by the date listed above, you may have to pay a late fee of up to
Total Credit Line $7,400.00 $40.00 and your APRs may be increased up to the Penalty APR of 29.99%.
Total Credit Available $5,495.03 Total Minimum Payment Warning: If you make only the Total Minimum
Cash Credit Line $200.00 Payment each period, you will pay more in interest and it will take you
Portion of Credit Available longer to pay off your balance. For example:
for Cash $200.00
If you make no additional You will payoff the And you will end up
Statement Closing Date 06/12/2024
charges using this card balance shown on this paying an estimated
Days in Billing Cycle 31
and each month you pay statement in about total of

Only the Total 10 years $4,841.00

Minimum Payment

$80.00 36 months $2,880.00

(Savings = $1,961.00)

If you would like information about credit counseling services, call

866.300.5238.

12 001904970000530000298000000000000004400661413086502

BANK OF AMERICA Account Number: 4400 6614 1308 6502

P.O. BOX 851001
DALLAS TX 75285-1001 Payment Due Date 07/09/2024
New Balance Total $1,904.97
Total Minimum Payment Due $53.00

ANA LUCIA AFONSO

Enter payment amount $
7225 CROSSROADS GARDEN DR APT 4215 .

ORLANDO FL 32821-5226
For change of address/phone number, see reverse side.
Make your payment online at www.bankofamerica.com or
Mail this coupon along with your check payable to: Bank of America

A524022250A 19621413086502C
ANA LUCIA AFONSO ! Account # 4400 6614 1308 6502 ! May 13 - June 12, 2024

004 - 000 - 000 - G

IMPORTANT INFORMATION ABOUT THIS ACCOUNT

PAYING INTEREST - We will not charge interest on Purchases on the next CALCULATION OF BALANCES SUBJECT TO INTEREST RATE
statement if you pay the New Balance Total in full by the Payment Due Date, Average Daily Balance Method (including new Purchases): We calculate
and you had paid in full by the previous Payment Due Date. We will begin separate Balances Subject to an Interest Rate for Purchases and for each
charging interest on Balance Transfers and Cash Advances on the transaction Introductory or Promotional Offer balance consisting of Purchases. We do this
date. by: (1) calculating a daily balance for each day in the billing cycle; (2) adding all
TOTAL INTEREST CHARGE COMPUTATION - Interest Charges accrue and the daily balances together; and (3) dividing the sum of the daily balances by
are compounded on a daily basis. To determine the Interest Charges, we the number of days in the billing cycle.
multiply each Balance Subject to Interest Rate by its applicable Daily Periodic To calculate the daily balance for each day in this statement's billing cycle, we:
Rate and that result is multiplied by the number of days in the billing cycle. To (1) take the beginning balance; (2) add an amount equal to the applicable Daily
determine the total Interest Charge for the billing cycle, we add the Periodic Periodic Rate multiplied by the previous day's daily balance; (3) add new
Rate Interest Charges together. A Daily Periodic Rate is calculated by dividing Purchases, new Account Fees, and new Transaction Fees; and (4) subtract
an Annual Percentage Rate by 365. applicable payments and credits. If any daily balance is less than zero we treat
HOW WE ALLOCATE YOUR PAYMENTS - Payments are allocated to it as zero.
posted balances. If your account has balances with different APRs, we will Average Balance Method (including new Balance Transfers and new Cash
allocate the amount of your payment equal to the Total Minimum Payment Due Advances): We calculate separate Balances Subject to an Interest Rate for
to the lowest APR balances first (including transactions made after this Balance Transfers, Cash Advances, and for each Introductory or Promotional
statement). Payment amounts in excess of your Total Minimum Payment Due Offer balance consisting of Balance Transfers or Cash Advances. We do this by:
will be applied to balances with higher APRs before balances with lower APRs. (1) calculating a daily balance for each day in this statement's billing cycle; (2)
IMPORTANT INFORMATION ABOUT PAYMENTS BY PHONE - When calculating a daily balance for each day prior to this statement's billing cycle
using the optional Pay-by-Phone service, you authorize us to initiate an that had a "Pre-Cycle balance" - a Pre-Cycle balance is a Balance Transfer or a
electronic payment from your account at the financial institution you designate. Cash Advance with a transaction date prior to this statement's billing cycle but
You must authorize the amount and timing of each payment. For your with a posting date within this statement's billing cycle; (3) adding all the daily
protection, we will ask for security information. To cancel, call us before the balances together; and (4) dividing the sum of the daily balances by the number
scheduled payment date. Same-day payments cannot be edited or canceled. of days in this statement's billing cycle.
YOUR CREDIT LINES - The Total Credit Line is the amount of credit To calculate the daily balance for each day in this statement's billing cycle, we:
available for the account; however, only a portion of that is available for Bank (1) take the beginning balance; (2) add an amount equal to the applicable Daily
Cash Advances. The Cash Credit Line is that amount you have available for Periodic Rate multiplied by the previous day's daily balance; (3) add new
Bank Cash Advances. Generally, Bank Cash Advances consist of ATM Cash Balance Transfers, new Cash Advances and Transaction Fees; and (4) subtract
Advances, Over the Counter (OTC) Cash Advances, Same-Day Online Cash applicable payments and credits. If any daily balance is less than zero we treat
Advances, Overdraft Protection Cash Advances, Cash Equivalents, and it as zero.
applicable transaction fees. To calculate a daily balance for each day prior to this statement's billing cycle
MISCELLANEOUS - Promotional Rate End Date: This date is based on a that had a Pre-Cycle balance: (1) we take the beginning balance attributable
future statement closing date. If you change your payment due date, this date solely to Pre-Cycle balance (which will be zero on the transaction date of the
could change. The New Balance Total which appears on this statement is not a first Pre-Cycle balance); (2) add an amount equal to the applicable Daily
payoff amount and may be subject to additional interest charges when you pay Periodic Rate multiplied by the previous day's daily balance; (3) and add only
in full after your statement closing date. Virtual cards are the digital form of the applicable Pre-Cycle balances and their related Transaction Fees. We
your eligible physical credit cards stored within a digital wallet. exclude from this calculation all transactions posted in previous billing cycles.

© 2024 Bank of America Corporation

For the complete terms and conditions of your account, consult your Credit
Card Agreement. This account is issued and administered by Bank of America.
Bank of America is a registered trademark of Bank of America Corporation.

PAYMENTS - We credit mailed payments as of the date received, if the payment is: (1) received by 5 p.m. local time at the address shown on the remittance portion of your
monthly statement; (2) paid with a check drawn in U.S. dollars on a U.S. financial institution or a U.S. dollar money order; and (3) sent in the return envelope with only the remittance
portion of your statement accompanying it. Payments received by mail after 5 p.m. local time at the remittance address on any day including the Payment Due Date, but that otherwise
meet the above requirements, will be credited as of the next day. Payments made online or by phone will be credited as of the date of receipt if made by 11:59 p.m. ET. Credit for any
other payments may be delayed up to five days. Cash payments made with our tellers will only be accepted with a valid identification (ID).
No payment shall operate as an accord and satisfaction without the prior written approval of one of our Senior Officers.
We process most payment checks electronically by using the information found on your check. Each check authorizes us to create a one-time electronic funds transfer (or process it as a
check or paper draft). Funds may be withdrawn from your account as soon as the same day we receive your payment. Checks are not returned to you.
If you have authorized us to pay your bill automatically from your savings or checking account with us, you can stop the payment on any amount you think is wrong. To stop payment,
your letter must reach us at least three business days before the automatic payment is scheduled to occur.

Change of Address/Phone number: Online at www.bankofamerica.com

Please do not add any written communication in this space.

AB
ANA LUCIA AFONSO ! Account # 4400 6614 1308 6502 ! May 13 - June 12, 2024

Transactions
Transaction Posting Reference Account
Date Date Description Number Number Amount Total

Payments and Other Credits

05/25 05/25 Online payment from CHK 1920 3311 6502 -700.00
06/04 06/05 Online payment from CHK 1920 3409 6502 -2,000.00
06/07 06/07 Online payment from CHK 1920 3942 6502 -280.00
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$2,980.00

Purchases and Adjustments

05/14 05/15 VIOC GQ0039 ORLANDO FL 7911 6502 90.51
05/15 05/15 EXPEDIA 72830439115089 EXPEDIA.COM WA 3026 6502 230.90
ARRIVAL DATE 05/18/24
05/15 05/17 ALDI 74162 ORLANDO FL 7609 6502 49.07
05/16 05/17 DOLLAR TREE KISSIMMEE FL 2027 6502 20.56
05/16 05/17 WAWA 5207 ORLANDO FL 4201 6502 36.44
05/17 05/18 SEABRA FOODS HUNTRS CREEKORLANDO FL 3564 6502 23.99
05/18 05/20 WAWA 5214 RIVIERA BEACHFL 3958 6502 16.02
05/22 05/23 COSTCO WHSE #1235 ORLANDO FL 6619 6502 160.40
05/22 05/23 COSTCO WHSE #1235 ORLANDO FL 6601 6502 237.59
05/23 05/24 EXXON REBEL#861 ORLANDO FL 1668 6502 36.99
05/24 05/27 ALDI 74162 ORLANDO FL 9104 6502 98.76
05/29 05/30 WAWA 5142 ORLANDO FL 3686 6502 36.92
05/30 05/31 +BRAZIL FOOD MART, LLC ORLANDO FL 1051 6502 15.24
05/30 06/03 SEABRA FOODS HUNTRS CREEKORLANDO FL 1401 6502 78.72
05/30 06/03 SEABRA FOODS HUNTRS CREEKORLANDO FL 1575 6502 94.43
06/01 06/03 TMOBILE*AUTO PAY 800-937-8997 WA 8213 6502 205.69
06/06 06/08 BIG DANS CAR WASH JYP ORORLANDO FL 9767 6502 5.35
06/07 06/08 PLATO'S CLOSET #80519 KISSIMMEE FL 2860 6502 32.25
06/07 06/08 PLATO'S CLOSET #80519 KISSIMMEE FL 2878 6502 16.13
06/08 06/10 SQ *CHARONE LLC Orlando FL 0492 6502 2.66
TOTAL PURCHASES AND ADJUSTMENTS FOR THIS PERIOD $1,488.62

Interest Charged
06/12 06/12 INTEREST CHARGED ON PURCHASES 34.65
06/12 06/12 INTEREST CHARGED ON BALANCE TRANSFERS 0.00
06/12 06/12 INTEREST CHARGED ON DIR DEP&CHK CASHADV 0.00
06/12 06/12 INTEREST CHARGED ON BANK CASH ADVANCES 0.00
TOTAL INTEREST CHARGED FOR THIS PERIOD $34.65

2024 Totals Year-to-Date

Total fees charged in 2024 $0.00

Total interest charged in 2024 $264.46

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ANA LUCIA AFONSO ! Account # 4400 6614 1308 6502 ! May 13 - June 12, 2024

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.

Type of Annual Promotional Promotional Promotional Balance Interest

Balance Percentage Transaction Offer ID Rate End Subject to Charges by
Rate Type Date Interest Transaction
Rate Type

Purchases 29.24% V $ 1,395.31 $ 34.65

Balance Transfers 29.24% V $ 0.00 $ 0.00
Direct Deposit and Check Cash 29.99% V $ 0.00 $ 0.00
Advances
Bank Cash Advances 29.99% V $ 0.00 $ 0.00

APR Type Definitions Daily Interest Rate Type: V= Variable Rate (rate may vary)

Important Messages
You can request a copy of this statement in either Braille or Large Print by calling 800.432.1000 or going to bankofamerica.com and enter
Visually Impaired Access from the home page.

Your Reward Summary

14.89 Base Cash Back Earned
Make the most of your
10.14 Category Bonus Earned
rewards program today!
55.31 Cash Back Redeemed

25.03 Total Cash Back Available

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