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    Document (35) (1)

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    Document (35) (1)

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    Tanu
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    2 views1 page

    Document (35) (1)

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    Tanu

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    © All Rights Reserved
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    To,

    The Chief Manager Union Bank of India


    Bestech Mall
    Sector-57 Branch
    Gurugram
    Haryana
    Ref: Legal Audit Report in respect of the Housing Loan for Rs.50,00,000/-bearing A/c No.590206650000296, in
    the name of "Mrs. Jeyaashri Chelladurai"
    ", and the property already mortgaged i.e. the Plot No. B-66,
    Ground Floor, Platinum Floors, Ardee City, Gurugram, Haryana, owned by Mrs. Jeyaashri Chelladurai, W/o Mr.
    David Mervyn Samuel, R/o H.No.31, 3rd Floor, Sant Nagar, East of Kailash, New Delhi-110065, vide Sale Deed
    No.27159 dated 27.12.2011, duly registered with Sub Registrar, Gurugram, District-Gurugram, Haryana.
    Union Home Loan of Rs.50,00,000/- in the name of Mrs. Jeyaashri
    Chelladurai bearing A/C No.590206650000296
    Respected Sir,
    This to certify that:
    1. I have examined each and every page of the document affecting the validity of the title and do not find that
    transactions under the title document are sham and fictitious.
    2.
    further act on the part of borrower.
    The property of the borrower is clear and marketable without any Or
    The title to the property of the borrower is clear and marketable, if the following acts/ deeds are done or caused
    to be done.
    3. All the filings, registrations, necessary desirable and incidental to creation and perfection of security interest
    stipulated under the sanction ave been duly filed and registered, rendering the security interest a
    Further, the findings of legal audit are as under:
    1. Validity of title to mortgaged/ charged properties Discrepancies observed (if any)
    Document of title reviewed:
    The documents reviewed in respect of the Plot No. B-66, Ground Floor, The document is proper, genuine
    Platinum Floors, Ardee City, Gurugram, Hayana, owned by Mrs. Jeyaashri and not duplicate or fake and in
    Chelladurai, W/o Mr. David Mervyn Samuel, R/o H.No.31, 3rd Floor, Sant order. The same is/are fully
    Nagar, East of Kailash, New Delhi-110065, vide Sale Deed No.27159 dated enforceable in the competent
    27.12.2011, duly registered with Sub Registrar, Gurugram, District-Gurugram, court
    Haryana. Suggestions: Nil
    2. Fillings and Registration of security interest
    Document perused and reports Discrepancies observed (if any): Nil
    Obtained:
    The registration/ endorsement
    Suggestions: The bank is advised to
    Security Interest of the mortgaged
    search in respect of the property
    property in the record of CERSAI or !
    mortgaged with CERSAI and other
    other necessary authorities has
    concerned authorities.
    been done.
    binding and enforceable obligation on the security interest provider (borrower)/ guarantor/ mortgager/
    hypothecator/ pledger etc., with constructive notice of such security interest to whom so ever it may
    concern.
    In respect of the legal audit/ examination of aforementioned documents for housing loan, in view of my opinion
    that the same are executed in proper order as per legal requirement and the same can be enforce by the bank
    against the borrower/s and guarantor/s to recover the dues of the bank interest and is duly secured. This
    advance loan/ case falls within the ambit of provision of SARFAESI Act, 2002. These documents are enforceable
    before the competent court of law in the event of any dispute and recovery suit against the borrower/s by the
    bank.
    YORESH RINGSAY & ASSOCIATES
    Advogeor & Cersultants
    ourt Seket, New Delhl-110017
    Contact No.: +91-9999626126
    Keshav KweRvi@gmall.com
    Advocate

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