Introduction

Allowance that is given daily to students has a great impact on the lives of students. The study
will explore the relationship between the daily allowance given to students and their academic
performance. Allowance can influence lots of aspects of a student's life; examples include
school supplies, means of transportation, meals, and even some extracurricular activities.
These factors can, in turn, impact concentration, attendance, and overall academic
engagement. Understanding whether money is a constraint or freedom impacts academic
performance throws light that is increasingly useful for educators, policymakers, and parents. To
that end, this paper aims at analyzing this dynamic, shedding light on whether students with
varying allowances show differences in academic outcomes.

Background of the Study

Students' academic performance is of course very much influenced by different factors, whether
intrinsic and extrinsic, that play a great role in affecting their learning experiences. Among the
extrinsic factors is the daily allowance that students receive for use during the school day. The
usual use of the daily allowance goes to everyday essentials like transportation, meals, school
materials, and other personal needs. In fact, such funding may directly or indirectly impact one's
academic life, hence affecting attendance and concentration in class and opportunities to
acquire learning materials, among many other things. However, its relationship to the needs
referred to above is something that remains to be found out.

Other studies indicated that an adequate amount for daily allowance would adequately provide
students with the financial capability to purchase learning materials, regularly attend classes,
and obtain nutritional food, all of which contribute to better performance in academics. For
instance, students who can afford textbooks, school supplies, and nutrition-food are usually
well-prepared for classes and concentrate more on their readings. With a safe allowance,
students are capable of taking care of their transport thereby reducing absenteeism, which is
the most basic factor to determine one's academic success.

On the other hand, pupils with economic resources cannot compete with these basic needs thus
affected the academic performance. For instance, students cannot eat because they lack
money and school materials such as books may not be provided because of lack of money. The
absenteeism will also be on the increase because the students may have to miss classes
because they may not find transport to go to school. This poses the risk of poor concentration,
reduced class attendance, and ultimately, lower academic accomplishment. In addition, the
pressures of instability in finances compound the problems above, affecting students' mental
and psychological disposition and therefore reflecting their grades.
Actually, the impact of an allowance on academic performance might depend on such factors as
the social and economic origins of the students, availability of "insurance money" from the
family, as well as the overall local setting in which students operate. That is, even from a very
small allowance, some of these students become remarkable scholars due to personal
determinism, capable time use, or even institutional nurturing. Thus, this relationship needs to
be studied in specific settings and populations to properly contextualize it.

The study shall explore the student daily allowance and the relationship to academic outcome.
This might have potential implications into whether financial factors influence the academic
outcomes. A research like this is meant to help educational institutions, parents, and
policymakers to make decisions about how best to help a student, especially those from
financially constrained backgrounds, realize their possible academic capacity.

Research Questions

1. How does a student’s daily allowance affect their academic performance?

2. Does the amount of daily allowance impact class attendance and participation?

3. Is there a difference in academic performance between students with more allowance and
those with less?

4. How do financial struggles affect a student’s ability to study and learn?

5. What role do other factors, like family income, play in the connection between allowance and
academic performance?

Scope and Delimitation of the Study

This research study focuses on exploring the relationship between the daily allowance
disbursed to students and academic performance. The research would be based on selected
students from a particular educational institution, thereby enabling the sample to be handled in
manageable size and reflecting student population. Data would thus be collected from students
of various year levels, which may give them an opportunity to eventually help develop a holistic
understanding of how financial support manifests into output levels at various stages of
education.

A study would establish the direct and indirect influences of a student's daily allowance on daily
activities during school attendance, class participation, access to materials meant for learning,
and generally how it affects assessment. Additionally, the study would explain how a higher or
lower allowance would influence performance on an assessment and grades generally.
Moreover, based on research, the amount of allowance may influence a student's attention to
his/her studies since on average, the allowance should cover meals and transport to ensure
steady attendance at school.

This study, however limits the students to only one institution, and therefore might not be
adequate to present all aspects of other students coming from different regions, socio-economic
backgrounds, or different educational structures. Other factors such as parental income and
ways of life, and any external financial aid will not form part of this study since these may also
affect the student's academic achievement. Such factors are likely to indirectly influence the
daily allowance in relation to academic achievement but aren't to be mainly considered for this
study.

In addition, the study will be based on self-reported data from students using either a
questionnaire or a survey to collect information that may, in turn have some limitations in itself
such as inaccuracies or biases in the reporting. Self-reporting may make the results unreliable
because students are not always accurate about their allowance or academic performance.

Another limitation of the study will be the time span when the data is to be gathered. The study
would look at the daily allowance and their performance in schools within a set time, which
means the study would not extend its observation of the effect of financial constraints on the
achievement of good marks beyond the study's duration. Instead, only short-term fluctuation of
allowance or performance within this research period would be referred to, and not long-term
trends.

In summary, this work reviews the interaction of the daily allowance of students with their
academic performance but is defined in the context of a given group of students and confined
within a particular time frame. Though it is fruitful in insightting the effects of economic aid upon
students' academic outcomes, the conclusions may not be held suitable for all populations of
students. Subsequent studies shall therefore extend this study by including additional variables
and further more explorations into other dimensions.

Research Framework

Literature Review

The literature review will search for literature relating to the relationship that exists between
students' pocket money and their performance in class. Research has shown how funds
influence several parameters regulating academic performance, among them resources for
school materials, updated attendance in schools, and students' concentration on work assigned
in class. According to several studies, this will allow students who receive an adequate
allowance to forego stress concerning financial issues and concentrate on their school work. On
the other side, inadequate finances would lead to low academic motivation and performance
emanating from other relating factors such as a poor diet, lack of materials, or irregular
attendance. Regarding this, a review on the impact of money concerning learning achievements
will form a basis.

Data Collection

Data for this project will be collected by conducting surveys and questionnaires of a sample of
students from a selected educational institution. The survey will collect information on students'
daily allowance, their academic performance in terms of grades or attendance, and other related
variables such as learning materials or participation in extracurricular activities. Besides,
interviews with a sample of the students can also be conducted to elicit more information on
how the pocket money affects their academic life. The information gathered this way will give a
feel of the research question as it would be both qualitative and quantitative in nature.

Data Analysis

The data collected from the participants will then be analyzed with statistical tools to find the
relationship between the pocket money provided daily and the corresponding parameters of
academic performance such as GPA, class participation, and attendance. The analysis will
carry descriptive statistics for summarizing the data, and inferential statistics to outline any
significant relationships. The qualitative data derived from interviews will then be analyzed using
thematic analysis to outline common themes and experiences concerning students' financial
situations and academic outcomes. Therefore, this study will integrate quantitative and
qualitative methods to give a more comprehensive understanding of the problem.

Conclusion and Recommendations

More importantly, conclusions will be derived from the research study based on student daily
allowances with their academic performance. Recommendations will be made to educational
institutions and policymakers on the manner in which students can be facilitated better,
specifically those students living on limited incomes. Some possible recommendations will
include increasing financial aid available for them, granting meal programs, or providing them
with academic materials. The recommendations given here are aimed at reducing financial
barriers that may hinder the success of students while ensuring equitable access to education.

Definition of Terms
Daily Allowance : The amount of money that a student receives daily on covering transportation,
meals, and school supplies.

Academic Performance : The measurable results of academic-related activities of a student,

usually indicated in the report card in terms of grades, attendance, and participation in school-
related activities.

The availability of equipment refers to the access students have to essential learning tools and
resources such as textbooks, computers, or laboratory materials that help them in their studies.

Research Hypothesis

This research will be done by formulating research hypotheses to understand the link that exists
between allowance provided at home and academic achievements at school of a student.
Several hypotheses are formulated from the research hypothesis. The major hypothesis is that
the greater the daily allowance, the better the scholarship at school. This assumption is based
on the notion that more finances empower students to better satisfy their bare needs, thus
arming and placing them into an appropriate learning-friendly environment.

Supporting the above main hypothesis, the second hypothesis is that the amount of the daily
allowance is positively correlated with the rate of attendance among students. Students with
adequate support may be able to attend school regularly as they can afford transportation and
other related costs. Enhanced attendance typically leads to better academic performances since
consistent attendance in a classroom allows for more opportunities to learn and interact with
educators and peers.

The third hypothesis is class participation whereby students having a higher daily allowance are
going to participate actively in the class. That may raise the confidence of students regarding
their ability to participate, ask questions, and cooperate with other class members, which
improves one's deeper understanding of the learned material, thus resulting in better academic
performance.

The fourth hypothesis is on the relation of financial stress with academic outputs, stating that
students with less allowance per day are under more stressful conditions, hence reducing their
academic performance. Financial stress can create apprehensions about insufficient basic
needs, which students direct their attention towards, therefore distracting them from studying
and reducing their motivation to acquire good grades in their academic results. This hypothesis
sets out the emotional and psychological effects caused by financial limitation to the students'
educational lives.

Conclusion: This study will test these hypotheses to unwrap the intricacies of the relationship
that exists between daily allowance and academic performance. Therefore, the study will draw a
more defined understanding of this relationship so as to be of service to both policymakers and
teachers in dealing with the concerns of students' poor academic performance due to financial
troubles. Determining these dynamics can advise strategies to create educational environments
that are more leveled for all students to succeed academically regardless of one's financial
background.

Review of Related Literature

The relationship between financial resources and academic performance has been the subject
of extensive research, highlighting the significance of students' daily allowances as a critical
factor in their educational outcomes. Several studies have demonstrated that financial stability
positively influences students' academic success. According to Chen and Gunter (2016),
students with adequate financial resources are better equipped to meet their basic needs, which
allows them to focus more on their studies. This financial security not only helps in acquiring
essential materials but also contributes to reduced stress levels, fostering a better learning
environment.

Research by Mendez and Cantu (2020) further supports this notion by indicating that students
with higher daily allowances tend to have better access to educational resources, such as
textbooks, technology, and extracurricular activities. These resources play a vital role in
enhancing students’ understanding and engagement in their studies. The study found that
students who could afford these tools performed significantly better academically compared to
those who could not. The authors argue that financial resources enable students to actively
participate in their education, which correlates with improved academic performance.

In contrast, students facing financial challenges often encounter barriers that impede their
academic progress. According to a study by Kim et al. (2018), students with limited financial
support reported higher levels of stress and anxiety, which adversely affected their
concentration and overall academic performance. The researchers found that financial
difficulties could lead to inconsistent attendance and a lack of participation in class, both of
which are detrimental to learning. This underscores the importance of addressing financial
disparities to enhance academic outcomes.

Moreover, the role of daily allowances in promoting consistent attendance and participation has
been highlighted by various studies. For instance, a study conducted by Wang and Leung
(2019) found that students who receive a higher daily allowance are more likely to attend school
regularly, as they can cover transportation costs and other related expenses. This regular
attendance allows for continuous engagement with the curriculum and fosters a deeper
understanding of the material, ultimately leading to improved academic performance.

Finally, the implications of these findings suggest a need for targeted interventions to support
students from lower socio-economic backgrounds. Several researchers advocate for policies
that provide financial assistance or resources to disadvantaged students to help bridge the gap
in academic performance (Smith & Johnson, 2021). By ensuring that all students have access
to necessary resources, educational institutions can create more equitable learning
environments that promote academic success regardless of a student's financial background.
This literature review emphasizes the multifaceted relationship between daily allowance and
academic performance, laying the groundwork for the current study to explore this relationship
further.

Background of the Study

Actually, the impact of an allowance on academic performance might

depend on such factors as the social and economic origins of the stude
Students’ academic performance is of course very much influenced by
different factors, whether intrinsic and extrinsic, that play a great role
in affecting their learning experiences. Among the extrinsic factors is
the daily allowance that students receive for use during the school day.
The usual use of the daily allowance goes to everyday essentials like
transportation, meals, school materials, and other personal needs. In
fact, such funding may directly or indirectly impact one’s academic life,
hence affecting attendance and concentration in class and
opportunities to acquire learning materials, among many other things.
However, its relationship to the needs referred to above is something
that remains to be found out.

Other studies indicated that an adequate amount for daily allowance

would adequately provide students with the financial capability to
purchase learning materials, regularly attend classes, and obtain
nutritional food, all of which contribute to better performance in
academics. For instance, students who can afford textbooks, school
supplies, and nutrition-food are usually well-prepared for classes and
concentrate more on their readings. With a safe allowance, students
are capable of taking care of their transport thereby reducing
absenteeism, which is the most basic factor to determine one’s
academic success.
 On the other hand, pupils with economic resources cannot compete
with these basic needs thus affected the academic performance. For
instance, students cannot eat because they lack money and school
materials such as books may not be provided because of lack of
money. The absenteeism will also be on the increase because the
students may have to miss classes because they may not find
transport to go to school. This poses the risk of poor concentration,
reduced class attendance, and ultimately, lower academic
accomplishment. In addition, the pressures of instability in finances
compound the problems above, affecting students’ mental and
psychological disposition and therefore reflecting their grades.

nts, availability of “insurance money” from the family, as well as the

overall local setting in which students operate. That is, even from a
very small allowance, some of these students become remarkable
scholars due to personal determinism, capable time use, or even
institutional nurturing. Thus, this relationship needs to be studied in
specific settings and populations to properly contextualize it.

The study shall explore the student daily allowance and the
relationship to academic outcome. This might have potential
implications into whether financial factors influence the academic
outcomes. A research like this is meant to help educational institutions,
parents, and policymakers to make decisions about how best to help a
student, especially those from financially constrained backgrounds,
realize their possible academic capacity.

Research Questions

1. How does a student’s daily allowance affect their academic

performance?
 2. Does the amount of daily allowance impact class attendance and
participation?

3. Is there a difference in academic performance between students

with more allowance and those with less?

4. How do financial struggles affect a student’s ability to study and

learn?

5. What role do other factors, like family income, play in the

connection between allowance and academic performance?

Scope and Delimitation of the Study

This research study focuses on exploring the relationship between the

daily allowance disbursed to students and academic performance. The
research would be based on selected students from a particular
educational institution, thereby enabling the sample to be handled in
manageable size and reflecting student population. Data would thus be
collected from students of various year levels, which may give them an
opportunity to eventually help develop a holistic understanding of how
financial support manifests into output levels at various stages of
education.

A study would establish the direct and indirect influences of a student’s

daily allowance on daily activities during school attendance, class
participation, access to materials meant for learning, and generally
how it affects assessment. Additionally, the study would explain how a
higher or lower allowance would influence performance on an
assessment and grades generally. Moreover, based on research, the
amount of allowance may influence a student’s attention to his/her
studies since on average, the allowance should cover meals and
transport to ensure steady attendance at school.

This study, however limits the students to only one institution, and
therefore might not be adequate to present all aspects of other
students coming from different regions, socio-economic backgrounds,
or different educational structures. Other factors such as parental
income and ways of life, and any external financial aid will not form
part of this study since these may also affect the student’s academic
achievement. Such factors are likely to indirectly influence the daily
allowance in relation to academic achievement but aren’t to be mainly
considered for this study.

In addition, the study will be based on self-reported data from students

using either a questionnaire or a survey to collect information that
may, in turn have some limitations in itself such as inaccuracies or
biases in the reporting. Self-reporting may make the results unreliable
because students are not always accurate about their allowance or
academic performance.

Another limitation of the study will be the time span when the data is
to be gathered. The study would look at the daily allowance and their
performance in schools within a set time, which means the study would
not extend its observation of the effect of financial constraints on the
achievement of good marks beyond the study’s duration. Instead, only
short-term fluctuation of allowance or performance within this research
period would be referred to, and not long-term trends.

In summary, this work reviews the interaction of the daily allowance of

students with their academic performance but is defined in the context
of a given group of students and confined within a particular time
frame. Though it is fruitful in insightting the effects of economic aid
upon students’ academic outcomes, the conclusions may not be held
 suitable for all populations of students. Subsequent studies shall
therefore extend this study by including additional variables and
further more explorations into other dimensions.

Research Framework

Literature Review

The literature review will search for literature relating to the

relationship that exists between students’ pocket money and their
performance in class. Research has shown how funds influence several
parameters regulating academic performance, among them resources
for school materials, updated attendance in schools, and students’
concentration on work assigned in class. According to several studies,
this will allow students who receive an adequate allowance to forego
stress concerning financial issues and concentrate on their school
work. On the other side, inadequate

finances would lead to low academic motivation and performance

emanating from other relating factors such as a poor diet, lack of
materials, or irregular attendance. Regarding this, a review on the
impact of money concerning learning achievements will form a basis.

Data Collection

Data for this project will be collected by conducting surveys and

questionnaires of a sample of students from a selected educational
institution. The survey will collect information on students’ daily
allowance, their academic performance in terms of grades or
attendance, and other related variables such as learning materials or
participation in extracurricular activities. Besides, interviews with a
sample of the students can also be conducted to elicit more
information on how the pocket money affects their academic life. The
 information gathered this way will give a feel of the research question
as it would be both qualitative and quantitative in nature.

Data Analysis

The data collected from the participants will then be analyzed with
statistical tools to find the relationship between the pocket money
provided daily and the corresponding parameters of academic
performance such as GPA, class participation, and attendance. The
analysis will carry descriptive statistics for summarizing the data, and
inferential statistics to outline any significant relationships. The
qualitative data derived from interviews will then be analyzed using
thematic analysis to outline common themes and experiences
concerning students’ financial situations and academic outcomes.
Therefore, this study will integrate quantitative and qualitative
methods to give a more comprehensive understanding of the problem.

Conclusion and Recommendations

More importantly, conclusions will be derived from the research

study based on student daily allowances with their academic
performance. Recommendations will be made to educational
institutions and policymakers on the manner in which students can be
facilitated better, specifically those students living on limited incomes.
Some possible recommendations will include increasing financial aid
available for them, granting meal programs, or providing them with
academic materials. The recommendations given here are aimed at
reducing financial barriers that may hinder the success of students
while ensuring equitable access to education.

Definition of Terms
 Daily Allowance : The amount of money that a student receives daily
on covering transportation, meals, and school supplies.

Academic Performance : The measurable results of academic-related

activities of a student, usually indicated in the report card in terms of
grades, attendance, and participation in school-related activities.

The availability of equipment refers to the access students have to

essential learning tools and resources such as textbooks, computers, or
laboratory materials that help them in their studies.

Research Hypothesis

This research will be done by formulating research hypotheses to

understand the link that exists between allowance provided at home
and academic achievements at school of a student. Several
hypotheses are formulated from the research hypothesis. The major
hypothesis is that the greater the daily allowance, the better the
scholarship at school. This assumption is based on the notion that
more finances empower students to better satisfy their bare needs,
thus arming and placing them into an appropriate learning-friendly
environment.

Supporting the above main hypothesis, the second hypothesis is that

the amount of the daily allowance is positively correlated with the rate
of attendance among students. Students with adequate support may
be able to attend school regularly as they can afford transportation and
other related costs. Enhanced attendance typically leads to better
academic performances since consistent attendance in a classroom
 allows for more opportunities to learn and interact with educators and
peers.

The third hypothesis Is class participation whereby students having a

higher daily allowance are going to participate actively in the class.
That may raise the confidence of students regarding their ability to
participate, ask questions, and cooperate with other class members,
which improves one’s deeper understanding of the learned material,
thus resulting in better academic performance.

The fourth hypothesis Is on the relation of financial stress with

academic outputs, stating that students with less allowance per day
are under more stressful conditions, hence reducing their academic
performance. Financial stress can create apprehensions about
insufficient basic needs, which students direct their attention towards,
therefore distracting them from studying and reducing their motivation
to acquire good grades in their academic results. This hypothesis sets
out the emotional and psychological effects caused by financial
limitation to the students’ educational lives.

Conclusion: This study will test these hypotheses to unwrap the

intricacies of the relationship that exists between daily allowance and
academic performance. Therefore, the study will draw a more defined
understanding of this relationship so as to be of service to both
policymakers and teachers in dealing with the concerns of students’
poor academic performance due to financial troubles. Determining
these dynamics can advise strategies to create educational
environments that are more leveled for all students to succeed
academically regardless of one’s financial background.

Review of Related Literature

The relationship between financial resources and academic

performance has been the subject of extensive research, highlighting
the significance of students’ daily allowances as a critical factor in their
educational outcomes. Several studies have demonstrated that
financial stability positively influences students’ academic success.
According to Chen and Gunter (2016), students with adequate financial
resources are better equipped to meet their basic needs, which allows
them to focus more on their studies. This financial security not only
helps in acquiring essential materials but also contributes to reduced
stress levels, fostering a better learning environment.

Research by Mendez and Cantu (2020) further supports this notion by

indicating that students with higher daily allowances tend to have
better access to educational resources, such as textbooks, technology,
and extracurricular activities. These resources play a vital role in
enhancing students’ understanding and engagement in their studies.
The study found that students who could afford these tools performed
significantly better academically compared to those who could not. The
authors argue that financial resources enable students to actively
participate in their education, which correlates with improved
academic performance.

In contrast, students facing financial challenges often encounter

barriers that impede their academic progress. According to a study by
Kim et al. (2018), students with limited financial support reported
higher levels of stress and anxiety, which adversely affected their
concentration and overall academic performance. The researchers
found that financial difficulties could lead to inconsistent attendance
and a lack of participation in class, both of which are detrimental to
learning. This underscores the importance of addressing financial
disparities to enhance academic outcomes.

Moreover, the role of daily allowances in promoting consistent

attendance and participation has been highlighted by various studies.
For instance, a study conducted by Wang and Leung (2019) found that
students who receive a higher daily allowance are more likely to attend
school regularly, as they can cover transportation costs and other
related expenses. This regular attendance allows for continuous
engagement with the curriculum and fosters a deeper understanding
of the material, ultimately leading to improved academic performance.
Finally, the implications of these findings suggest a need for targeted
interventions to support students from lower socio-economic
backgrounds. Several researchers advocate for policies that provide
financial assistance or resources to disadvantaged students to help
bridge the gap in academic performance (Smith & Johnson, 2021). By
ensuring that all students have access to necessary resources,
educational institutions can create more equitable learning
environments that promote academic success regardless of a student’s
financial background. This literature review emphasizes the
multifaceted relationship between daily allowance and academic
performance, laying the groundwork for the current study to explore
this relationship further.